AON PLC-CLASS A (AON) Fundamental Analysis & Valuation

NYSE:AON • IE00BLP1HW54

Current stock price

319.425 USD
+1.55 (+0.49%)
Last:

This AON fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. AON Profitability Analysis

1.1 Basic Checks

  • In the past year AON was profitable.
  • In the past year AON had a positive cash flow from operations.
  • Each year in the past 5 years AON has been profitable.
  • Each year in the past 5 years AON had a positive operating cash flow.
AON Yearly Net Income VS EBIT VS OCF VS FCFAON Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • AON has a Return On Assets of 7.28%. This is amongst the best in the industry. AON outperforms 91.22% of its industry peers.
  • AON has a better Return On Equity (39.51%) than 99.32% of its industry peers.
  • AON's Return On Invested Capital of 13.52% is amongst the best of the industry. AON outperforms 95.95% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AON is in line with the industry average of 15.41%.
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROIC 13.52%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)17.05%
ROIC(5y)17.11%
AON Yearly ROA, ROE, ROICAON Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200 -400

1.3 Margins

  • AON has a Profit Margin of 21.51%. This is amongst the best in the industry. AON outperforms 89.86% of its industry peers.
  • In the last couple of years the Profit Margin of AON has grown nicely.
  • AON's Operating Margin of 27.55% is amongst the best of the industry. AON outperforms 87.84% of its industry peers.
  • In the last couple of years the Operating Margin of AON has grown nicely.
  • AON has a Gross Margin of 47.70%. This is amongst the best in the industry. AON outperforms 93.92% of its industry peers.
Industry RankSector Rank
OM 27.55%
PM (TTM) 21.51%
GM 47.7%
OM growth 3Y-1.94%
OM growth 5Y1.98%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
AON Yearly Profit, Operating, Gross MarginsAON Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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5

2. AON Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), AON is creating value.
  • Compared to 1 year ago, AON has less shares outstanding
  • Compared to 5 years ago, AON has less shares outstanding
  • AON has a better debt/assets ratio than last year.
AON Yearly Shares OutstandingAON Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
AON Yearly Total Debt VS Total AssetsAON Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 1.69, we must say that AON is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of AON (1.69) is better than 89.86% of its industry peers.
  • The Debt to FCF ratio of AON is 4.74, which is a neutral value as it means it would take AON, 4.74 years of fcf income to pay off all of its debts.
  • AON's Debt to FCF ratio of 4.74 is on the low side compared to the rest of the industry. AON is outperformed by 62.84% of its industry peers.
  • A Debt/Equity ratio of 1.57 is on the high side and indicates that AON has dependencies on debt financing.
  • AON's Debt to Equity ratio of 1.57 is on the low side compared to the rest of the industry. AON is outperformed by 91.22% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Altman-Z 1.69
ROIC/WACC1.94
WACC6.97%
AON Yearly LT Debt VS Equity VS FCFAON Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • AON has a Current Ratio of 1.11. This is a normal value and indicates that AON is financially healthy and should not expect problems in meeting its short term obligations.
  • With an excellent Current ratio value of 1.11, AON belongs to the best of the industry, outperforming 82.43% of the companies in the same industry.
  • AON has a Quick Ratio of 1.11. This is a normal value and indicates that AON is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of AON (1.11) is better than 82.43% of its industry peers.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
AON Yearly Current Assets VS Current LiabilitesAON Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

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5

3. AON Growth Analysis

3.1 Past

  • AON shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.46%, which is quite good.
  • AON shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.75% yearly.
  • The Revenue has grown by 9.45% in the past year. This is quite good.
  • The Revenue has been growing by 9.20% on average over the past years. This is quite good.
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%

3.2 Future

  • Based on estimates for the next years, AON will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.87% on average per year.
  • Based on estimates for the next years, AON will show a small growth in Revenue. The Revenue will grow by 4.77% on average per year.
EPS Next Y13.34%
EPS Next 2Y12.92%
EPS Next 3Y11.99%
EPS Next 5Y10.87%
Revenue Next Year4.63%
Revenue Next 2Y5.54%
Revenue Next 3Y5.64%
Revenue Next 5Y4.77%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AON Yearly Revenue VS EstimatesAON Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
AON Yearly EPS VS EstimatesAON Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20 25

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3

4. AON Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 18.72, AON is valued on the expensive side.
  • Based on the Price/Earnings ratio, AON is valued a bit more expensive than the industry average as 74.32% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 25.79, AON is valued a bit cheaper.
  • With a Price/Forward Earnings ratio of 16.52, AON is valued correctly.
  • Based on the Price/Forward Earnings ratio, AON is valued a bit more expensive than 68.92% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.80, AON is valued a bit cheaper.
Industry RankSector Rank
PE 18.72
Fwd PE 16.52
AON Price Earnings VS Forward Price EarningsAON Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AON is on the same level as its industry peers.
  • AON's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AON is more expensive than 66.89% of the companies in the same industry.
Industry RankSector Rank
P/FCF 21.27
EV/EBITDA 11.26
AON Per share dataAON EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 -40 60 80

4.3 Compensation for Growth

  • AON's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of AON may justify a higher PE ratio.
PEG (NY)1.4
PEG (5Y)1.59
EPS Next 2Y12.92%
EPS Next 3Y11.99%

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5

5. AON Dividend Analysis

5.1 Amount

  • AON has a yearly dividend return of 0.94%, which is pretty low.
  • Compared to an average industry Dividend Yield of 2.84, AON is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.91, AON's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.94%

5.2 History

  • The dividend of AON is nicely growing with an annual growth rate of 10.19%!
  • AON has paid a dividend for at least 10 years, which is a reliable track record.
  • As AON did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)10.19%
Div Incr Years5
Div Non Decr Years5
AON Yearly Dividends per shareAON Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • AON pays out 17.02% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of AON is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP17.02%
EPS Next 2Y12.92%
EPS Next 3Y11.99%
AON Yearly Income VS Free CF VS DividendAON Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
AON Dividend Payout.AON Dividend Payout, showing the Payout Ratio.AON Dividend Payout.PayoutRetained Earnings

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AON Fundamentals: All Metrics, Ratios and Statistics

AON PLC-CLASS A

NYSE:AON (3/19/2026, 9:38:10 AM)

319.425

+1.55 (+0.49%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-30
Earnings (Next)04-23
Inst Owners88.74%
Inst Owner Change-1.3%
Ins Owners1.1%
Ins Owner Change1.28%
Market Cap68.44B
Revenue(TTM)17.18B
Net Income(TTM)3.69B
Analysts74.29
Price Target404.7 (26.7%)
Short Float %1.09%
Short Ratio1.52
Dividend
Industry RankSector Rank
Dividend Yield 0.94%
Yearly Dividend2.92
Dividend Growth(5Y)10.19%
DP17.02%
Div Incr Years5
Div Non Decr Years5
Ex-Date02-02
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.58%
Min EPS beat(2)1.44%
Max EPS beat(2)3.73%
EPS beat(4)3
Avg EPS beat(4)-0.01%
Min EPS beat(4)-6.82%
Max EPS beat(4)3.73%
EPS beat(8)5
Avg EPS beat(8)0.08%
EPS beat(12)6
Avg EPS beat(12)-0.7%
EPS beat(16)9
Avg EPS beat(16)-0.09%
Revenue beat(2)1
Avg Revenue beat(2)-1.42%
Min Revenue beat(2)-2.87%
Max Revenue beat(2)0.03%
Revenue beat(4)1
Avg Revenue beat(4)-1.93%
Min Revenue beat(4)-3.71%
Max Revenue beat(4)0.03%
Revenue beat(8)1
Avg Revenue beat(8)-1.61%
Revenue beat(12)2
Avg Revenue beat(12)-1.09%
Revenue beat(16)2
Avg Revenue beat(16)-1.47%
PT rev (1m)0%
PT rev (3m)-1.36%
EPS NQ rev (1m)0.27%
EPS NQ rev (3m)0.75%
EPS NY rev (1m)0.32%
EPS NY rev (3m)0.38%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.94%
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)3.46%
Valuation
Industry RankSector Rank
PE 18.72
Fwd PE 16.52
P/S 3.98
P/FCF 21.27
P/OCF 19.66
P/B 7.32
P/tB N/A
EV/EBITDA 11.26
EPS(TTM)17.06
EY5.34%
EPS(NY)19.34
Fwd EY6.05%
FCF(TTM)15.02
FCFY4.7%
OCF(TTM)16.25
OCFY5.09%
SpS80.19
BVpS43.65
TBVpS-56.81
PEG (NY)1.4
PEG (5Y)1.59
Graham Number129.44
Profitability
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROCE 17.18%
ROIC 13.52%
ROICexc 21.43%
ROICexgc N/A
OM 27.55%
PM (TTM) 21.51%
GM 47.7%
FCFM 18.73%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)17.05%
ROIC(5y)17.11%
ROICexc(3y)35.52%
ROICexc(5y)36.88%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.33%
ROCE(5y)22.57%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.84%
ROICexc growth 5Y-5.13%
OM growth 3Y-1.94%
OM growth 5Y1.98%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.34
Health
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Debt/EBITDA 2.57
Cap/Depr 27.23%
Cap/Sales 1.53%
Interest Coverage 5.95
Cash Conversion 61.07%
Profit Quality 87.09%
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.69
F-Score8
WACC6.97%
ROIC/WACC1.94
Cap/Depr(3y)52.48%
Cap/Depr(5y)54.74%
Cap/Sales(3y)1.6%
Cap/Sales(5y)1.5%
Profit Quality(3y)105.79%
Profit Quality(5y)119.42%
High Growth Momentum
Growth
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
EPS Next Y13.34%
EPS Next 2Y12.92%
EPS Next 3Y11.99%
EPS Next 5Y10.87%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%
Revenue Next Year4.63%
Revenue Next 2Y5.54%
Revenue Next 3Y5.64%
Revenue Next 5Y4.77%
EBIT growth 1Y12.07%
EBIT growth 3Y9.09%
EBIT growth 5Y11.36%
EBIT Next Year14.91%
EBIT Next 3Y10.35%
EBIT Next 5Y6.04%
FCF growth 1Y14.24%
FCF growth 3Y2.11%
FCF growth 5Y4.02%
OCF growth 1Y14.7%
OCF growth 3Y2.64%
OCF growth 5Y4.58%

AON PLC-CLASS A / AON Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AON PLC-CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to AON.


What is the valuation status of AON PLC-CLASS A (AON) stock?

ChartMill assigns a valuation rating of 3 / 10 to AON PLC-CLASS A (AON). This can be considered as Overvalued.


What is the profitability of AON stock?

AON PLC-CLASS A (AON) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for AON stock?

The Price/Earnings (PE) ratio for AON PLC-CLASS A (AON) is 18.72 and the Price/Book (PB) ratio is 7.32.


What is the financial health of AON PLC-CLASS A (AON) stock?

The financial health rating of AON PLC-CLASS A (AON) is 5 / 10.