AON PLC-CLASS A (AON) Fundamental Analysis & Valuation

NYSE:AON • IE00BLP1HW54

Current stock price

322.34 USD
-3.06 (-0.94%)
Last:

This AON fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

9

1. AON Profitability Analysis

1.1 Basic Checks

  • In the past year AON was profitable.
  • AON had a positive operating cash flow in the past year.
  • In the past 5 years AON has always been profitable.
  • AON had a positive operating cash flow in each of the past 5 years.
AON Yearly Net Income VS EBIT VS OCF VS FCFAON Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • With an excellent Return On Assets value of 7.28%, AON belongs to the best of the industry, outperforming 88.51% of the companies in the same industry.
  • AON has a better Return On Equity (39.51%) than 98.65% of its industry peers.
  • AON has a better Return On Invested Capital (13.52%) than 94.59% of its industry peers.
  • AON had an Average Return On Invested Capital over the past 3 years of 17.05%. This is significantly above the industry average of 9.50%.
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROIC 13.52%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)17.05%
ROIC(5y)17.11%
AON Yearly ROA, ROE, ROICAON Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200 -400

1.3 Margins

  • With an excellent Profit Margin value of 21.51%, AON belongs to the best of the industry, outperforming 86.49% of the companies in the same industry.
  • In the last couple of years the Profit Margin of AON has grown nicely.
  • The Operating Margin of AON (27.55%) is better than 87.84% of its industry peers.
  • In the last couple of years the Operating Margin of AON has grown nicely.
  • With an excellent Gross Margin value of 47.70%, AON belongs to the best of the industry, outperforming 93.92% of the companies in the same industry.
Industry RankSector Rank
OM 27.55%
PM (TTM) 21.51%
GM 47.7%
OM growth 3Y-1.94%
OM growth 5Y1.98%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
AON Yearly Profit, Operating, Gross MarginsAON Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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5

2. AON Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), AON is creating value.
  • Compared to 1 year ago, AON has less shares outstanding
  • Compared to 5 years ago, AON has less shares outstanding
  • The debt/assets ratio for AON has been reduced compared to a year ago.
AON Yearly Shares OutstandingAON Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
AON Yearly Total Debt VS Total AssetsAON Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 1.71, we must say that AON is in the distress zone and has some risk of bankruptcy.
  • AON has a Altman-Z score of 1.71. This is amongst the best in the industry. AON outperforms 87.84% of its industry peers.
  • The Debt to FCF ratio of AON is 4.74, which is a neutral value as it means it would take AON, 4.74 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 4.74, AON is not doing good in the industry: 64.86% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 1.57 is on the high side and indicates that AON has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.57, AON is doing worse than 91.22% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Altman-Z 1.71
ROIC/WACC1.94
WACC6.96%
AON Yearly LT Debt VS Equity VS FCFAON Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • AON has a Current Ratio of 1.11. This is a normal value and indicates that AON is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.11, AON belongs to the top of the industry, outperforming 82.43% of the companies in the same industry.
  • A Quick Ratio of 1.11 indicates that AON should not have too much problems paying its short term obligations.
  • AON's Quick ratio of 1.11 is amongst the best of the industry. AON outperforms 82.43% of its industry peers.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
AON Yearly Current Assets VS Current LiabilitesAON Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. AON Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 8.46% over the past year.
  • The Earnings Per Share has been growing by 11.75% on average over the past years. This is quite good.
  • AON shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.45%.
  • AON shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.20% yearly.
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%

3.2 Future

  • AON is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.87% yearly.
  • Based on estimates for the next years, AON will show a small growth in Revenue. The Revenue will grow by 4.77% on average per year.
EPS Next Y12.89%
EPS Next 2Y12.71%
EPS Next 3Y11.92%
EPS Next 5Y10.87%
Revenue Next Year4.41%
Revenue Next 2Y5.42%
Revenue Next 3Y5.46%
Revenue Next 5Y4.77%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AON Yearly Revenue VS EstimatesAON Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
AON Yearly EPS VS EstimatesAON Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20 25

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3

4. AON Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 18.89, which indicates a rather expensive current valuation of AON.
  • Based on the Price/Earnings ratio, AON is valued a bit more expensive than 76.35% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.18, AON is valued a bit cheaper.
  • Based on the Price/Forward Earnings ratio of 16.74, the valuation of AON can be described as correct.
  • AON's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. AON is more expensive than 68.92% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of AON to the average of the S&P500 Index (37.96), we can say AON is valued rather cheaply.
Industry RankSector Rank
PE 18.89
Fwd PE 16.74
AON Price Earnings VS Forward Price EarningsAON Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • AON's Enterprise Value to EBITDA is on the same level as the industry average.
  • 68.92% of the companies in the same industry are cheaper than AON, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 21.46
EV/EBITDA 11.55
AON Per share dataAON EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 -40 60 80

4.3 Compensation for Growth

  • AON's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • AON has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.47
PEG (5Y)1.61
EPS Next 2Y12.71%
EPS Next 3Y11.92%

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5

5. AON Dividend Analysis

5.1 Amount

  • AON has a yearly dividend return of 0.92%, which is pretty low.
  • AON's Dividend Yield is slightly below the industry average, which is at 2.44.
  • With a Dividend Yield of 0.92, AON pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 0.92%

5.2 History

  • On average, the dividend of AON grows each year by 10.19%, which is quite nice.
  • AON has been paying a dividend for at least 10 years, so it has a reliable track record.
  • AON has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)10.19%
Div Incr Years6
Div Non Decr Years6
AON Yearly Dividends per shareAON Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • AON pays out 17.02% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of AON is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP17.02%
EPS Next 2Y12.71%
EPS Next 3Y11.92%
AON Yearly Income VS Free CF VS DividendAON Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
AON Dividend Payout.AON Dividend Payout, showing the Payout Ratio.AON Dividend Payout.PayoutRetained Earnings

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AON Fundamentals: All Metrics, Ratios and Statistics

AON PLC-CLASS A

NYSE:AON (4/14/2026, 3:11:06 PM)

322.34

-3.06 (-0.94%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-30
Earnings (Next)04-23
Inst Owners88.67%
Inst Owner Change0.03%
Ins Owners1.09%
Ins Owner Change1.37%
Market Cap69.06B
Revenue(TTM)17.18B
Net Income(TTM)3.69B
Analysts74.29
Price Target402.18 (24.77%)
Short Float %1.19%
Short Ratio1.57
Dividend
Industry RankSector Rank
Dividend Yield 0.92%
Yearly Dividend2.92
Dividend Growth(5Y)10.19%
DP17.02%
Div Incr Years6
Div Non Decr Years6
Ex-Date02-02
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.58%
Min EPS beat(2)1.44%
Max EPS beat(2)3.73%
EPS beat(4)3
Avg EPS beat(4)-0.01%
Min EPS beat(4)-6.82%
Max EPS beat(4)3.73%
EPS beat(8)5
Avg EPS beat(8)0.08%
EPS beat(12)6
Avg EPS beat(12)-0.7%
EPS beat(16)9
Avg EPS beat(16)-0.09%
Revenue beat(2)1
Avg Revenue beat(2)-1.42%
Min Revenue beat(2)-2.87%
Max Revenue beat(2)0.03%
Revenue beat(4)1
Avg Revenue beat(4)-1.93%
Min Revenue beat(4)-3.71%
Max Revenue beat(4)0.03%
Revenue beat(8)1
Avg Revenue beat(8)-1.61%
Revenue beat(12)2
Avg Revenue beat(12)-1.09%
Revenue beat(16)2
Avg Revenue beat(16)-1.47%
PT rev (1m)-0.62%
PT rev (3m)-1.62%
EPS NQ rev (1m)-0.41%
EPS NQ rev (3m)0.43%
EPS NY rev (1m)-0.4%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-0.26%
Revenue NQ rev (3m)0.72%
Revenue NY rev (1m)-0.21%
Revenue NY rev (3m)2.54%
Valuation
Industry RankSector Rank
PE 18.89
Fwd PE 16.74
P/S 4.02
P/FCF 21.46
P/OCF 19.84
P/B 7.38
P/tB N/A
EV/EBITDA 11.55
EPS(TTM)17.06
EY5.29%
EPS(NY)19.26
Fwd EY5.97%
FCF(TTM)15.02
FCFY4.66%
OCF(TTM)16.25
OCFY5.04%
SpS80.19
BVpS43.65
TBVpS-56.81
PEG (NY)1.47
PEG (5Y)1.61
Graham Number129.44
Profitability
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROCE 17.18%
ROIC 13.52%
ROICexc 21.43%
ROICexgc N/A
OM 27.55%
PM (TTM) 21.51%
GM 47.7%
FCFM 18.73%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)17.05%
ROIC(5y)17.11%
ROICexc(3y)35.52%
ROICexc(5y)36.88%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.33%
ROCE(5y)22.57%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.84%
ROICexc growth 5Y-5.13%
OM growth 3Y-1.94%
OM growth 5Y1.98%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.34
Health
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Debt/EBITDA 2.57
Cap/Depr 27.23%
Cap/Sales 1.53%
Interest Coverage 5.95
Cash Conversion 61.07%
Profit Quality 87.09%
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.71
F-Score8
WACC6.96%
ROIC/WACC1.94
Cap/Depr(3y)52.48%
Cap/Depr(5y)54.74%
Cap/Sales(3y)1.6%
Cap/Sales(5y)1.5%
Profit Quality(3y)105.79%
Profit Quality(5y)119.42%
High Growth Momentum
Growth
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
EPS Next Y12.89%
EPS Next 2Y12.71%
EPS Next 3Y11.92%
EPS Next 5Y10.87%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%
Revenue Next Year4.41%
Revenue Next 2Y5.42%
Revenue Next 3Y5.46%
Revenue Next 5Y4.77%
EBIT growth 1Y12.07%
EBIT growth 3Y9.09%
EBIT growth 5Y11.36%
EBIT Next Year14.63%
EBIT Next 3Y10.29%
EBIT Next 5Y6.04%
FCF growth 1Y14.24%
FCF growth 3Y2.11%
FCF growth 5Y4.02%
OCF growth 1Y14.7%
OCF growth 3Y2.64%
OCF growth 5Y4.58%

AON PLC-CLASS A / AON Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AON PLC-CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to AON.


What is the valuation status of AON PLC-CLASS A (AON) stock?

ChartMill assigns a valuation rating of 3 / 10 to AON PLC-CLASS A (AON). This can be considered as Overvalued.


How profitable is AON PLC-CLASS A (AON) stock?

AON PLC-CLASS A (AON) has a profitability rating of 9 / 10.


What is the earnings growth outlook for AON PLC-CLASS A?

The Earnings per Share (EPS) of AON PLC-CLASS A (AON) is expected to grow by 12.89% in the next year.


Is the dividend of AON PLC-CLASS A sustainable?

The dividend rating of AON PLC-CLASS A (AON) is 5 / 10 and the dividend payout ratio is 17.02%.