AON PLC-CLASS A (AON) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:AON • IE00BLP1HW54

310.34 USD
-31.7 (-9.27%)
At close: Feb 9, 2026
311 USD
+0.66 (+0.21%)
After Hours: 2/9/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to AON. AON was compared to 149 industry peers in the Insurance industry. While AON belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. While showing a medium growth rate, AON is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year AON was profitable.
  • In the past year AON had a positive cash flow from operations.
  • Each year in the past 5 years AON has been profitable.
  • AON had a positive operating cash flow in each of the past 5 years.
AON Yearly Net Income VS EBIT VS OCF VS FCFAON Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 7.28%, AON belongs to the top of the industry, outperforming 91.95% of the companies in the same industry.
  • AON has a Return On Equity of 39.51%. This is amongst the best in the industry. AON outperforms 99.33% of its industry peers.
  • AON has a better Return On Invested Capital (13.48%) than 97.32% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AON is above the industry average of 14.88%.
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROIC 13.49%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.99%
ROIC(5y)17.08%
AON Yearly ROA, ROE, ROICAON Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200 -400

1.3 Margins

  • AON has a Profit Margin of 21.51%. This is amongst the best in the industry. AON outperforms 91.95% of its industry peers.
  • In the last couple of years the Profit Margin of AON has grown nicely.
  • AON has a better Operating Margin (27.49%) than 89.26% of its industry peers.
  • AON's Operating Margin has improved in the last couple of years.
  • With an excellent Gross Margin value of 47.70%, AON belongs to the best of the industry, outperforming 94.63% of the companies in the same industry.
Industry RankSector Rank
OM 27.49%
PM (TTM) 21.51%
GM 47.7%
OM growth 3Y-2.31%
OM growth 5Y1.75%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
AON Yearly Profit, Operating, Gross MarginsAON Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), AON is creating value.
  • The number of shares outstanding for AON has been reduced compared to 1 year ago.
  • Compared to 5 years ago, AON has less shares outstanding
  • AON has a better debt/assets ratio than last year.
AON Yearly Shares OutstandingAON Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
AON Yearly Total Debt VS Total AssetsAON Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 1.76, we must say that AON is in the distress zone and has some risk of bankruptcy.
  • AON has a better Altman-Z score (1.76) than 90.60% of its industry peers.
  • AON has a debt to FCF ratio of 4.74. This is a neutral value as AON would need 4.74 years to pay back of all of its debts.
  • AON has a Debt to FCF ratio of 4.74. This is in the lower half of the industry: AON underperforms 62.42% of its industry peers.
  • AON has a Debt/Equity ratio of 1.57. This is a high value indicating a heavy dependency on external financing.
  • AON's Debt to Equity ratio of 1.57 is on the low side compared to the rest of the industry. AON is outperformed by 90.60% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Altman-Z 1.76
ROIC/WACC1.95
WACC6.93%
AON Yearly LT Debt VS Equity VS FCFAON Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • AON has a Current Ratio of 1.11. This is a normal value and indicates that AON is financially healthy and should not expect problems in meeting its short term obligations.
  • AON has a better Current ratio (1.11) than 81.88% of its industry peers.
  • A Quick Ratio of 1.11 indicates that AON should not have too much problems paying its short term obligations.
  • With an excellent Quick ratio value of 1.11, AON belongs to the best of the industry, outperforming 81.88% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
AON Yearly Current Assets VS Current LiabilitesAON Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • AON shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.46%, which is quite good.
  • Measured over the past years, AON shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.75% on average per year.
  • Looking at the last year, AON shows a quite strong growth in Revenue. The Revenue has grown by 9.45% in the last year.
  • The Revenue has been growing by 9.20% on average over the past years. This is quite good.
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%

3.2 Future

  • AON is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.87% yearly.
  • The Revenue is expected to grow by 4.77% on average over the next years.
EPS Next Y12.98%
EPS Next 2Y12.7%
EPS Next 3Y11.94%
EPS Next 5Y10.87%
Revenue Next Year4.77%
Revenue Next 2Y5.48%
Revenue Next 3Y5.65%
Revenue Next 5Y4.77%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AON Yearly Revenue VS EstimatesAON Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
AON Yearly EPS VS EstimatesAON Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20 25

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2

4. Valuation

4.1 Price/Earnings Ratio

  • AON is valuated rather expensively with a Price/Earnings ratio of 18.19.
  • AON's Price/Earnings ratio is a bit more expensive when compared to the industry. AON is more expensive than 68.46% of the companies in the same industry.
  • AON is valuated rather cheaply when we compare the Price/Earnings ratio to 28.06, which is the current average of the S&P500 Index.
  • AON is valuated correctly with a Price/Forward Earnings ratio of 16.10.
  • AON's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. AON is more expensive than 65.10% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of AON to the average of the S&P500 Index (27.86), we can say AON is valued slightly cheaper.
Industry RankSector Rank
PE 18.19
Fwd PE 16.1
AON Price Earnings VS Forward Price EarningsAON Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AON indicates a slightly more expensive valuation: AON is more expensive than 61.07% of the companies listed in the same industry.
  • 65.10% of the companies in the same industry are cheaper than AON, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 20.73
EV/EBITDA 14.83
AON Per share dataAON EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 -40 60

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of AON may justify a higher PE ratio.
PEG (NY)1.4
PEG (5Y)1.55
EPS Next 2Y12.7%
EPS Next 3Y11.94%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.87%, AON is not a good candidate for dividend investing.
  • AON's Dividend Yield is comparable with the industry average which is at 2.23.
  • With a Dividend Yield of 0.87, AON pays less dividend than the S&P500 average, which is at 1.80.
Industry RankSector Rank
Dividend Yield 0.87%

5.2 History

  • On average, the dividend of AON grows each year by 10.19%, which is quite nice.
  • AON has been paying a dividend for at least 10 years, so it has a reliable track record.
  • As AON did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)10.19%
Div Incr Years5
Div Non Decr Years5
AON Yearly Dividends per shareAON Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • AON pays out 17.02% of its income as dividend. This is a sustainable payout ratio.
  • AON's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP17.02%
EPS Next 2Y12.7%
EPS Next 3Y11.94%
AON Yearly Income VS Free CF VS DividendAON Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
AON Dividend Payout.AON Dividend Payout, showing the Payout Ratio.AON Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

AON PLC-CLASS A

NYSE:AON (2/9/2026, 8:04:00 PM)

After market: 311 +0.66 (+0.21%)

310.34

-31.7 (-9.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-30
Earnings (Next)02-19
Inst Owners87.86%
Inst Owner Change-1.51%
Ins Owners1.06%
Ins Owner Change-1.17%
Market Cap66.70B
Revenue(TTM)17.18B
Net Income(TTM)3.69B
Analysts75.71
Price Target404.7 (30.41%)
Short Float %0.93%
Short Ratio1.85
Dividend
Industry RankSector Rank
Dividend Yield 0.87%
Yearly Dividend2.92
Dividend Growth(5Y)10.19%
DP17.02%
Div Incr Years5
Div Non Decr Years5
Ex-Date02-02
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.58%
Min EPS beat(2)1.44%
Max EPS beat(2)3.73%
EPS beat(4)3
Avg EPS beat(4)-0.01%
Min EPS beat(4)-6.82%
Max EPS beat(4)3.73%
EPS beat(8)5
Avg EPS beat(8)0.08%
EPS beat(12)6
Avg EPS beat(12)-0.7%
EPS beat(16)9
Avg EPS beat(16)-0.09%
Revenue beat(2)1
Avg Revenue beat(2)-1.42%
Min Revenue beat(2)-2.87%
Max Revenue beat(2)0.03%
Revenue beat(4)1
Avg Revenue beat(4)-1.93%
Min Revenue beat(4)-3.71%
Max Revenue beat(4)0.03%
Revenue beat(8)1
Avg Revenue beat(8)-1.61%
Revenue beat(12)2
Avg Revenue beat(12)-1.09%
Revenue beat(16)2
Avg Revenue beat(16)-1.47%
PT rev (1m)-1%
PT rev (3m)-4.15%
EPS NQ rev (1m)0.64%
EPS NQ rev (3m)0.58%
EPS NY rev (1m)0.08%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)1.08%
Revenue NQ rev (3m)1.08%
Revenue NY rev (1m)2.9%
Revenue NY rev (3m)-0.76%
Valuation
Industry RankSector Rank
PE 18.19
Fwd PE 16.1
P/S 3.88
P/FCF 20.73
P/OCF 19.16
P/B 7.13
P/tB N/A
EV/EBITDA 14.83
EPS(TTM)17.06
EY5.5%
EPS(NY)19.27
Fwd EY6.21%
FCF(TTM)14.97
FCFY4.82%
OCF(TTM)16.2
OCFY5.22%
SpS79.93
BVpS43.51
TBVpS-56.63
PEG (NY)1.4
PEG (5Y)1.55
Graham Number129.23
Profitability
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROCE 17.14%
ROIC 13.49%
ROICexc 15.01%
ROICexgc 114.84%
OM 27.49%
PM (TTM) 21.51%
GM 47.7%
FCFM 18.73%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.99%
ROIC(5y)17.08%
ROICexc(3y)33.32%
ROICexc(5y)35.57%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.27%
ROCE(5y)22.53%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-34.34%
ROICexc growth 5Y-11.81%
OM growth 3Y-2.31%
OM growth 5Y1.75%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.34
Health
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Debt/EBITDA 2.58
Cap/Depr 27.23%
Cap/Sales 1.53%
Interest Coverage 250
Cash Conversion 61.19%
Profit Quality 87.09%
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.76
F-Score8
WACC6.93%
ROIC/WACC1.95
Cap/Depr(3y)52.48%
Cap/Depr(5y)54.74%
Cap/Sales(3y)1.6%
Cap/Sales(5y)1.5%
Profit Quality(3y)105.79%
Profit Quality(5y)119.42%
High Growth Momentum
Growth
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
EPS Next Y12.98%
EPS Next 2Y12.7%
EPS Next 3Y11.94%
EPS Next 5Y10.87%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%
Revenue Next Year4.77%
Revenue Next 2Y5.48%
Revenue Next 3Y5.65%
Revenue Next 5Y4.77%
EBIT growth 1Y11.81%
EBIT growth 3Y8.67%
EBIT growth 5Y11.11%
EBIT Next Year15%
EBIT Next 3Y6.56%
EBIT Next 5Y6.03%
FCF growth 1Y14.24%
FCF growth 3Y2.11%
FCF growth 5Y4.02%
OCF growth 1Y14.7%
OCF growth 3Y2.64%
OCF growth 5Y4.58%

AON PLC-CLASS A / AON FAQ

Can you provide the ChartMill fundamental rating for AON PLC-CLASS A?

ChartMill assigns a fundamental rating of 5 / 10 to AON.


What is the valuation status of AON PLC-CLASS A (AON) stock?

ChartMill assigns a valuation rating of 2 / 10 to AON PLC-CLASS A (AON). This can be considered as Overvalued.


What is the profitability of AON stock?

AON PLC-CLASS A (AON) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for AON stock?

The Price/Earnings (PE) ratio for AON PLC-CLASS A (AON) is 18.19 and the Price/Book (PB) ratio is 7.13.


What is the financial health of AON PLC-CLASS A (AON) stock?

The financial health rating of AON PLC-CLASS A (AON) is 5 / 10.