AON PLC-CLASS A (AON) Stock Fundamental Analysis

NYSE:AON • IE00BLP1HW54

324.66 USD
+5.33 (+1.67%)
At close: Feb 25, 2026
324.66 USD
0 (0%)
After Hours: 2/25/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to AON. AON was compared to 150 industry peers in the Insurance industry. While AON has a great profitability rating, there are some minor concerns on its financial health. While showing a medium growth rate, AON is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year AON was profitable.
  • AON had a positive operating cash flow in the past year.
  • AON had positive earnings in each of the past 5 years.
  • Each year in the past 5 years AON had a positive operating cash flow.
AON Yearly Net Income VS EBIT VS OCF VS FCFAON Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • AON has a Return On Assets of 7.28%. This is amongst the best in the industry. AON outperforms 92.67% of its industry peers.
  • Looking at the Return On Equity, with a value of 39.51%, AON belongs to the top of the industry, outperforming 99.33% of the companies in the same industry.
  • The Return On Invested Capital of AON (13.48%) is better than 97.33% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for AON is in line with the industry average of 15.13%.
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROIC 13.49%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.99%
ROIC(5y)17.08%
AON Yearly ROA, ROE, ROICAON Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200 -400

1.3 Margins

  • With an excellent Profit Margin value of 21.51%, AON belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
  • In the last couple of years the Profit Margin of AON has grown nicely.
  • The Operating Margin of AON (27.49%) is better than 88.67% of its industry peers.
  • AON's Operating Margin has improved in the last couple of years.
  • AON has a Gross Margin of 47.70%. This is amongst the best in the industry. AON outperforms 94.00% of its industry peers.
Industry RankSector Rank
OM 27.49%
PM (TTM) 21.51%
GM 47.7%
OM growth 3Y-2.31%
OM growth 5Y1.75%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
AON Yearly Profit, Operating, Gross MarginsAON Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), AON is creating value.
  • Compared to 1 year ago, AON has less shares outstanding
  • Compared to 5 years ago, AON has less shares outstanding
  • The debt/assets ratio for AON has been reduced compared to a year ago.
AON Yearly Shares OutstandingAON Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
AON Yearly Total Debt VS Total AssetsAON Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 1.69, we must say that AON is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.69, AON belongs to the top of the industry, outperforming 90.67% of the companies in the same industry.
  • AON has a debt to FCF ratio of 4.74. This is a neutral value as AON would need 4.74 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 4.74, AON is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
  • AON has a Debt/Equity ratio of 1.57. This is a high value indicating a heavy dependency on external financing.
  • AON has a worse Debt to Equity ratio (1.57) than 90.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Altman-Z 1.69
ROIC/WACC1.93
WACC6.99%
AON Yearly LT Debt VS Equity VS FCFAON Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 1.11 indicates that AON should not have too much problems paying its short term obligations.
  • AON's Current ratio of 1.11 is amongst the best of the industry. AON outperforms 82.67% of its industry peers.
  • A Quick Ratio of 1.11 indicates that AON should not have too much problems paying its short term obligations.
  • AON has a better Quick ratio (1.11) than 82.67% of its industry peers.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
AON Yearly Current Assets VS Current LiabilitesAON Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • AON shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.46%, which is quite good.
  • AON shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.75% yearly.
  • AON shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.45%.
  • AON shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.20% yearly.
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%

3.2 Future

  • Based on estimates for the next years, AON will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.87% on average per year.
  • The Revenue is expected to grow by 4.77% on average over the next years.
EPS Next Y12.98%
EPS Next 2Y12.7%
EPS Next 3Y11.94%
EPS Next 5Y10.87%
Revenue Next Year4.63%
Revenue Next 2Y5.54%
Revenue Next 3Y5.64%
Revenue Next 5Y4.77%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AON Yearly Revenue VS EstimatesAON Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
AON Yearly EPS VS EstimatesAON Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20 25

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3

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 19.03 indicates a rather expensive valuation of AON.
  • Compared to the rest of the industry, the Price/Earnings ratio of AON indicates a slightly more expensive valuation: AON is more expensive than 68.67% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.05. AON is valued slightly cheaper when compared to this.
  • The Price/Forward Earnings ratio is 16.84, which indicates a correct valuation of AON.
  • AON's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. AON is more expensive than 66.00% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.03. AON is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 19.03
Fwd PE 16.84
AON Price Earnings VS Forward Price EarningsAON Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • AON's Enterprise Value to EBITDA is on the same level as the industry average.
  • Based on the Price/Free Cash Flow ratio, AON is valued a bit more expensive than 65.33% of the companies in the same industry.
Industry RankSector Rank
P/FCF 21.64
EV/EBITDA 13.95
AON Per share dataAON EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 -40 60 80

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of AON may justify a higher PE ratio.
PEG (NY)1.47
PEG (5Y)1.62
EPS Next 2Y12.7%
EPS Next 3Y11.94%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.92%, AON is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.63, AON is paying slightly less dividend.
  • With a Dividend Yield of 0.92, AON pays less dividend than the S&P500 average, which is at 1.80.
Industry RankSector Rank
Dividend Yield 0.92%

5.2 History

  • On average, the dividend of AON grows each year by 10.19%, which is quite nice.
  • AON has paid a dividend for at least 10 years, which is a reliable track record.
  • As AON did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)10.19%
Div Incr Years5
Div Non Decr Years5
AON Yearly Dividends per shareAON Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 17.02% of the earnings are spent on dividend by AON. This is a low number and sustainable payout ratio.
  • The dividend of AON is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP17.02%
EPS Next 2Y12.7%
EPS Next 3Y11.94%
AON Yearly Income VS Free CF VS DividendAON Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
AON Dividend Payout.AON Dividend Payout, showing the Payout Ratio.AON Dividend Payout.PayoutRetained Earnings

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AON PLC-CLASS A

NYSE:AON (2/25/2026, 8:04:00 PM)

After market: 324.66 0 (0%)

324.66

+5.33 (+1.67%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-30
Earnings (Next)04-23
Inst Owners87.86%
Inst Owner Change-1.32%
Ins Owners1.06%
Ins Owner Change1.45%
Market Cap69.64B
Revenue(TTM)17.18B
Net Income(TTM)3.69B
Analysts74.29
Price Target404.7 (24.65%)
Short Float %0.98%
Short Ratio1.58
Dividend
Industry RankSector Rank
Dividend Yield 0.92%
Yearly Dividend2.92
Dividend Growth(5Y)10.19%
DP17.02%
Div Incr Years5
Div Non Decr Years5
Ex-Date02-02
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.58%
Min EPS beat(2)1.44%
Max EPS beat(2)3.73%
EPS beat(4)3
Avg EPS beat(4)-0.01%
Min EPS beat(4)-6.82%
Max EPS beat(4)3.73%
EPS beat(8)5
Avg EPS beat(8)0.08%
EPS beat(12)6
Avg EPS beat(12)-0.7%
EPS beat(16)9
Avg EPS beat(16)-0.09%
Revenue beat(2)1
Avg Revenue beat(2)-1.42%
Min Revenue beat(2)-2.87%
Max Revenue beat(2)0.03%
Revenue beat(4)1
Avg Revenue beat(4)-1.93%
Min Revenue beat(4)-3.71%
Max Revenue beat(4)0.03%
Revenue beat(8)1
Avg Revenue beat(8)-1.61%
Revenue beat(12)2
Avg Revenue beat(12)-1.09%
Revenue beat(16)2
Avg Revenue beat(16)-1.47%
PT rev (1m)-0.41%
PT rev (3m)-1.2%
EPS NQ rev (1m)0.75%
EPS NQ rev (3m)0.49%
EPS NY rev (1m)0.28%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)1.06%
Revenue NQ rev (3m)0.96%
Revenue NY rev (1m)-0.69%
Revenue NY rev (3m)-0.9%
Valuation
Industry RankSector Rank
PE 19.03
Fwd PE 16.84
P/S 4.05
P/FCF 21.64
P/OCF 20.01
P/B 7.45
P/tB N/A
EV/EBITDA 13.95
EPS(TTM)17.06
EY5.25%
EPS(NY)19.27
Fwd EY5.94%
FCF(TTM)15
FCFY4.62%
OCF(TTM)16.23
OCFY5%
SpS80.1
BVpS43.6
TBVpS-56.75
PEG (NY)1.47
PEG (5Y)1.62
Graham Number129.37
Profitability
Industry RankSector Rank
ROA 7.28%
ROE 39.51%
ROCE 17.14%
ROIC 13.49%
ROICexc 15.01%
ROICexgc 114.84%
OM 27.49%
PM (TTM) 21.51%
GM 47.7%
FCFM 18.73%
ROA(3y)6.75%
ROA(5y)6.42%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.99%
ROIC(5y)17.08%
ROICexc(3y)33.32%
ROICexc(5y)35.57%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.27%
ROCE(5y)22.53%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-34.34%
ROICexc growth 5Y-11.81%
OM growth 3Y-2.31%
OM growth 5Y1.75%
PM growth 3Y1.21%
PM growth 5Y3.86%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.34
Health
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF 4.74
Debt/EBITDA 2.58
Cap/Depr 27.23%
Cap/Sales 1.53%
Interest Coverage 250
Cash Conversion 61.19%
Profit Quality 87.09%
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.69
F-Score8
WACC6.99%
ROIC/WACC1.93
Cap/Depr(3y)52.48%
Cap/Depr(5y)54.74%
Cap/Sales(3y)1.6%
Cap/Sales(5y)1.5%
Profit Quality(3y)105.79%
Profit Quality(5y)119.42%
High Growth Momentum
Growth
EPS 1Y (TTM)8.46%
EPS 3Y8.46%
EPS 5Y11.75%
EPS Q2Q%9.73%
EPS Next Y12.98%
EPS Next 2Y12.7%
EPS Next 3Y11.94%
EPS Next 5Y10.87%
Revenue 1Y (TTM)9.45%
Revenue growth 3Y11.25%
Revenue growth 5Y9.2%
Sales Q2Q%3.69%
Revenue Next Year4.63%
Revenue Next 2Y5.54%
Revenue Next 3Y5.64%
Revenue Next 5Y4.77%
EBIT growth 1Y11.81%
EBIT growth 3Y8.67%
EBIT growth 5Y11.11%
EBIT Next Year15%
EBIT Next 3Y6.56%
EBIT Next 5Y6.03%
FCF growth 1Y14.24%
FCF growth 3Y2.11%
FCF growth 5Y4.02%
OCF growth 1Y14.7%
OCF growth 3Y2.64%
OCF growth 5Y4.58%

AON PLC-CLASS A / AON FAQ

Can you provide the ChartMill fundamental rating for AON PLC-CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to AON.


What is the valuation status of AON PLC-CLASS A (AON) stock?

ChartMill assigns a valuation rating of 3 / 10 to AON PLC-CLASS A (AON). This can be considered as Overvalued.


What is the profitability of AON stock?

AON PLC-CLASS A (AON) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for AON stock?

The Price/Earnings (PE) ratio for AON PLC-CLASS A (AON) is 19.03 and the Price/Book (PB) ratio is 7.45.


What is the financial health of AON PLC-CLASS A (AON) stock?

The financial health rating of AON PLC-CLASS A (AON) is 5 / 10.