ANGEL OAK MORTGAGE REIT INC (AOMR)
US03464Y1082 - REIT
Taking everything into account, AOMR scores 5 out of 10 in our fundamental rating. AOMR was compared to 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AOMR is still in line with the averages on profitability rating, there are concerns on its financial health. AOMR is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
AOMR had negative earnings in the past year.
In the past year AOMR has reported a negative cash flow from operations.
AOMR had positive earnings in 4 of the past 5 years.
In multiple years AOMR reported negative operating cash flow during the last 5 years.
1.2 Ratios
AOMR has a Return On Assets of 3.14%. This is amongst the best in the industry. AOMR outperforms 96.88% of its industry peers.
With an excellent Return On Equity value of 27.31%, AOMR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
With a Return On Invested Capital value of 0.67%, AOMR perfoms like the industry average, outperforming 59.38% of the companies in the same industry.
AOMR had an Average Return On Invested Capital over the past 3 years of 0.74%. This is in line with the industry average of 1.54%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.14% | ||
| ROE | 27.31% | ||
| ROIC | 0.67% |
ROA(3y)-1.37%
ROA(5y)-0.57%
ROE(3y)-20.66%
ROE(5y)-11.26%
ROIC(3y)0.74%
ROIC(5y)1.36%
1.3 Margins
AOMR's Profit Margin of 205.10% is amongst the best of the industry. AOMR outperforms 100.00% of its industry peers.
In the last couple of years the Profit Margin of AOMR has grown nicely.
AOMR has a Operating Margin of 50.50%. This is amongst the best in the industry. AOMR outperforms 92.19% of its industry peers.
AOMR's Operating Margin has declined in the last couple of years.
With an excellent Gross Margin value of 95.07%, AOMR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
AOMR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 50.5% | ||
| PM (TTM) | 205.1% | ||
| GM | 95.07% |
OM growth 3Y-23.18%
OM growth 5YN/A
PM growth 3Y277.94%
PM growth 5YN/A
GM growth 3Y-0.36%
GM growth 5Y-1.78%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AOMR has more shares outstanding
Compared to 5 years ago, AOMR has less shares outstanding
The debt/assets ratio for AOMR is higher compared to a year ago.
2.2 Solvency
AOMR has an Altman-Z score of -0.15. This is a bad value and indicates that AOMR is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of AOMR (-0.15) is comparable to the rest of the industry.
A Debt/Equity ratio of 6.93 is on the high side and indicates that AOMR has dependencies on debt financing.
With a Debt to Equity ratio value of 6.93, AOMR is not doing good in the industry: 73.44% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.93 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.15 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.16 indicates that AOMR may have some problems paying its short term obligations.
AOMR has a Current ratio of 0.16. This is comparable to the rest of the industry: AOMR outperforms 42.19% of its industry peers.
A Quick Ratio of 0.16 indicates that AOMR may have some problems paying its short term obligations.
With a Quick ratio value of 0.16, AOMR perfoms like the industry average, outperforming 42.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.16 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
AOMR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.79%, which is quite impressive.
Measured over the past years, AOMR shows a very strong growth in Earnings Per Share. The EPS has been growing by 255.84% on average per year.
The Revenue has grown by 25.76% in the past year. This is a very strong growth!
AOMR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 121.67% yearly.
EPS 1Y (TTM)88.79%
EPS 3Y255.84%
EPS 5YN/A
EPS Q2Q%61.11%
Revenue 1Y (TTM)25.76%
Revenue growth 3Y-4.63%
Revenue growth 5Y121.67%
Sales Q2Q%21.73%
3.2 Future
AOMR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 47.59% yearly.
The Revenue is expected to grow by 18.90% on average over the next years. This is quite good.
EPS Next Y130.87%
EPS Next 2Y76.87%
EPS Next 3Y47.59%
EPS Next 5YN/A
Revenue Next Year28.87%
Revenue Next 2Y30.38%
Revenue Next 3Y18.9%
Revenue Next 5YN/A
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
AOMR reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
AOMR is valuated cheaply with a Price/Forward Earnings ratio of 7.08.
AOMR's Price/Forward Earnings ratio is rather cheap when compared to the industry. AOMR is cheaper than 82.81% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.83, AOMR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.08 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AOMR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of AOMR may justify a higher PE ratio.
A more expensive valuation may be justified as AOMR's earnings are expected to grow with 47.59% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y76.87%
EPS Next 3Y47.59%
5. Dividend
5.1 Amount
AOMR has a Yearly Dividend Yield of 13.68%, which is a nice return.
Compared to an average industry Dividend Yield of 12.60, AOMR pays a bit more dividend than its industry peers.
AOMR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.24.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.68% |
5.2 History
AOMR has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
43.56% of the earnings are spent on dividend by AOMR. This is a bit on the high side, but may be sustainable.
DP43.56%
EPS Next 2Y76.87%
EPS Next 3Y47.59%
ANGEL OAK MORTGAGE REIT INC
NYSE:AOMR (12/20/2024, 8:04:01 PM)
After market: 9.36 +0.17 (+1.85%)9.19
-0.01 (-0.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners75.03%
Inst Owner Change-12.44%
Ins Owners46.7%
Ins Owner Change-0.21%
Market Cap216.06M
Analysts78.33
Price Target12.37 (34.6%)
Short Float %0.6%
Short Ratio1.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.68% |
Dividend Growth(5Y)N/A
DP43.56%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-146.49%
Min EPS beat(2)-155.27%
Max EPS beat(2)-137.71%
EPS beat(4)0
Avg EPS beat(4)-144.77%
Min EPS beat(4)-243.61%
Max EPS beat(4)-42.48%
EPS beat(8)0
Avg EPS beat(8)-295.97%
EPS beat(12)2
Avg EPS beat(12)-220.92%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-5.75%
Min Revenue beat(2)-8.23%
Max Revenue beat(2)-3.27%
Revenue beat(4)0
Avg Revenue beat(4)-8.1%
Min Revenue beat(4)-10.65%
Max Revenue beat(4)-3.27%
Revenue beat(8)0
Avg Revenue beat(8)-20.29%
Revenue beat(12)1
Avg Revenue beat(12)-21.07%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.22%
PT rev (3m)-1.02%
EPS NQ rev (1m)-6.44%
EPS NQ rev (3m)0.98%
EPS NY rev (1m)-42.64%
EPS NY rev (3m)-54.45%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-5.19%
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-1.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.08 | ||
| P/S | 6.12 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.38
EYN/A
EPS(NY)1.3
Fwd EY14.12%
FCF(TTM)-9.74
FCFYN/A
OCF(TTM)-9.74
OCFYN/A
SpS1.5
BVpS11.28
TBVpS11.28
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.14% | ||
| ROE | 27.31% | ||
| ROCE | 0.89% | ||
| ROIC | 0.67% | ||
| ROICexc | 0.68% | ||
| ROICexgc | 0.69% | ||
| OM | 50.5% | ||
| PM (TTM) | 205.1% | ||
| GM | 95.07% | ||
| FCFM | N/A |
ROA(3y)-1.37%
ROA(5y)-0.57%
ROE(3y)-20.66%
ROE(5y)-11.26%
ROIC(3y)0.74%
ROIC(5y)1.36%
ROICexc(3y)0.75%
ROICexc(5y)1.44%
ROICexgc(3y)0.76%
ROICexgc(5y)1.44%
ROCE(3y)1.1%
ROCE(5y)2.53%
ROICexcg growth 3Y-53.83%
ROICexcg growth 5YN/A
ROICexc growth 3Y-53.92%
ROICexc growth 5YN/A
OM growth 3Y-23.18%
OM growth 5YN/A
PM growth 3Y277.94%
PM growth 5YN/A
GM growth 3Y-0.36%
GM growth 5Y-1.78%
F-Score6
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.93 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.28 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.16 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z | -0.15 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.79%
EPS 3Y255.84%
EPS 5YN/A
EPS Q2Q%61.11%
EPS Next Y130.87%
EPS Next 2Y76.87%
EPS Next 3Y47.59%
EPS Next 5YN/A
Revenue 1Y (TTM)25.76%
Revenue growth 3Y-4.63%
Revenue growth 5Y121.67%
Sales Q2Q%21.73%
Revenue Next Year28.87%
Revenue Next 2Y30.38%
Revenue Next 3Y18.9%
Revenue Next 5YN/A
EBIT growth 1Y139.95%
EBIT growth 3Y-26.74%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y82.76%
FCF growth 3Y107.27%
FCF growth 5YN/A
OCF growth 1Y82.76%
OCF growth 3Y107.27%
OCF growth 5YN/A