AMUNDI SA (ANI.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ANI - FR0004125920 - Common Stock
70.8 EUR
+0.8 (+1.14%)
ANI gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 117 industry peers in the Capital Markets industry. While ANI has a great profitability rating, there are some minor concerns on its financial health. ANI has a bad growth rate and is valued cheaply. These ratings could make ANI a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year ANI was profitable.
In the past year ANI had a positive cash flow from operations.
ANI had positive earnings in each of the past 5 years.
ANI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
ANI has a better Return On Assets (6.08%) than 77.78% of its industry peers.
Looking at the Return On Equity, with a value of 19.85%, ANI belongs to the top of the industry, outperforming 80.34% of the companies in the same industry.
ANI has a better Return On Invested Capital (5.43%) than 72.65% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ANI is significantly below the industry average of 8.68%.
The 3 year average ROIC (3.64%) for ANI is below the current ROIC(5.43%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.81%
1.3 Margins
Looking at the Profit Margin, with a value of 28.33%, ANI is in the better half of the industry, outperforming 76.07% of the companies in the same industry.
In the last couple of years the Profit Margin of ANI has grown nicely.
With a decent Operating Margin value of 29.18%, ANI is doing good in the industry, outperforming 69.23% of the companies in the same industry.
In the last couple of years the Operating Margin of ANI has remained more or less at the same level.
The Gross Margin of ANI (41.94%) is better than 64.10% of its industry peers.
ANI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.18% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% |
OM growth 3Y-1.98%
OM growth 5Y-0.45%
PM growth 3Y-2.51%
PM growth 5Y1.72%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
ANI has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, ANI has more shares outstanding
ANI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.04, we must say that ANI is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.04, ANI is doing good in the industry, outperforming 62.39% of the companies in the same industry.
ANI has a debt to FCF ratio of 1.25. This is a very positive value and a sign of high solvency as it would only need 1.25 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 1.25, ANI belongs to the best of the industry, outperforming 89.74% of the companies in the same industry.
A Debt/Equity ratio of 0.19 indicates that ANI is not too dependend on debt financing.
The Debt to Equity ratio of ANI (0.19) is better than 74.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.04 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
With a Current ratio value of 0.83, ANI perfoms like the industry average, outperforming 55.56% of the companies in the same industry.
ANI has a Quick Ratio of 0.83. This is a bad value and indicates that ANI is not financially healthy enough and could expect problems in meeting its short term obligations.
ANI's Quick ratio of 0.83 is in line compared to the rest of the industry. ANI outperforms 56.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
ANI shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.48%.
The Earnings Per Share has been growing slightly by 7.94% on average over the past years.
Looking at the last year, ANI shows a small growth in Revenue. The Revenue has grown by 5.42% in the last year.
Measured over the past years, ANI shows a small growth in Revenue. The Revenue has been growing by 6.39% on average per year.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.94%
EPS Q2Q%0%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
ANI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.02% yearly.
The Revenue is expected to grow by 1.43% on average over the next years.
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y1.02%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.43%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.73, the valuation of ANI can be described as reasonable.
Based on the Price/Earnings ratio, ANI is valued cheaper than 84.62% of the companies in the same industry.
ANI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.60.
Based on the Price/Forward Earnings ratio of 9.91, the valuation of ANI can be described as reasonable.
90.60% of the companies in the same industry are more expensive than ANI, based on the Price/Forward Earnings ratio.
ANI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.23.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.73 | ||
| Fwd PE | 9.91 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ANI is valued cheaply inside the industry as 88.89% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, ANI is valued cheaper than 88.03% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.03 | ||
| EV/EBITDA | 5.22 |
4.3 Compensation for Growth
ANI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.35
EPS Next 2Y2.86%
EPS Next 3Y3.41%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.07%, ANI is a good candidate for dividend investing.
ANI's Dividend Yield is rather good when compared to the industry average which is at 3.29. ANI pays more dividend than 91.45% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, ANI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.07% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
DPN/A
EPS Next 2Y2.86%
EPS Next 3Y3.41%
FRA:ANI (12/30/2025, 7:00:00 PM)
70.8
+0.8 (+1.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners79.33%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap14.61B
Revenue(TTM)8.36B
Net Income(TTM)2.38B
Analysts79
Price Target74.71 (5.52%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.07% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.4%
Min EPS beat(2)-8.89%
Max EPS beat(2)-7.91%
EPS beat(4)1
Avg EPS beat(4)-3.17%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.99%
EPS beat(8)2
Avg EPS beat(8)-2.61%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)9
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)-3.18%
Min Revenue beat(2)-8.64%
Max Revenue beat(2)2.29%
Revenue beat(4)2
Avg Revenue beat(4)-1.7%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.29%
Revenue beat(8)3
Avg Revenue beat(8)-1.65%
Revenue beat(12)7
Avg Revenue beat(12)22.37%
Revenue beat(16)11
Avg Revenue beat(16)51.34%
PT rev (1m)2.05%
PT rev (3m)-4.15%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.83%
EPS NY rev (1m)1.91%
EPS NY rev (3m)1.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.22%
Revenue NY rev (1m)0.29%
Revenue NY rev (3m)1.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.73 | ||
| Fwd PE | 9.91 | ||
| P/S | 1.74 | ||
| P/FCF | 8.03 | ||
| P/OCF | 7.68 | ||
| P/B | 1.22 | ||
| P/tB | 2.9 | ||
| EV/EBITDA | 5.22 |
EPS(TTM)6.6
EY9.32%
EPS(NY)7.14
Fwd EY10.09%
FCF(TTM)8.82
FCFY12.46%
OCF(TTM)9.22
OCFY13.02%
SpS40.72
BVpS58.11
TBVpS24.45
PEG (NY)N/A
PEG (5Y)1.35
Graham Number92.89
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROCE | 7.29% | ||
| ROIC | 5.43% | ||
| ROICexc | 5.74% | ||
| ROICexgc | 7.25% | ||
| OM | 29.18% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% | ||
| FCFM | 21.65% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.81%
ROICexc(3y)3.73%
ROICexc(5y)3.91%
ROICexgc(3y)4.9%
ROICexgc(5y)5.23%
ROCE(3y)4.9%
ROCE(5y)5.22%
ROICexgc growth 3Y-11.56%
ROICexgc growth 5Y-4.06%
ROICexc growth 3Y-8.15%
ROICexc growth 5Y-2.32%
OM growth 3Y-1.98%
OM growth 5Y-0.45%
PM growth 3Y-2.51%
PM growth 5Y1.72%
GM growth 3Y0.05%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.89 | ||
| Cap/Depr | 78.3% | ||
| Cap/Sales | 0.99% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 74.38% | ||
| Profit Quality | 76.44% | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.04 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)63.34%
Cap/Depr(5y)64.3%
Cap/Sales(3y)1.21%
Cap/Sales(5y)1.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.94%
EPS Q2Q%0%
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y1.02%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.43%
EBIT growth 1Y-16.18%
EBIT growth 3Y1.87%
EBIT growth 5Y5.9%
EBIT Next Year1.39%
EBIT Next 3Y2.13%
EBIT Next 5Y2.13%
FCF growth 1Y48.2%
FCF growth 3Y-7.27%
FCF growth 5Y10.18%
OCF growth 1Y47.68%
OCF growth 3Y-6.66%
OCF growth 5Y10.12%
AMUNDI SA / ANI.DE FAQ
Can you provide the ChartMill fundamental rating for AMUNDI SA?
ChartMill assigns a fundamental rating of 6 / 10 to ANI.DE.
What is the valuation status for ANI stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (ANI.DE). This can be considered as Undervalued.
What is the profitability of ANI stock?
AMUNDI SA (ANI.DE) has a profitability rating of 7 / 10.
Can you provide the financial health for ANI stock?
The financial health rating of AMUNDI SA (ANI.DE) is 5 / 10.
What is the expected EPS growth for AMUNDI SA (ANI.DE) stock?
The Earnings per Share (EPS) of AMUNDI SA (ANI.DE) is expected to decline by -1.53% in the next year.