AMUNDI SA (ANI.DE) Fundamental Analysis & Valuation

FRA:ANI • FR0004125920

77.85 EUR
+0.2 (+0.26%)
Last: Mar 4, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This ANI.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

ANI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 117 industry peers in the Capital Markets industry. There are concerns on the financial health of ANI while its profitability can be described as average. ANI is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. ANI.DE Profitability Analysis

1.1 Basic Checks

  • ANI had positive earnings in the past year.
  • In the past 5 years ANI has always been profitable.
  • In multiple years ANI reported negative operating cash flow during the last 5 years.
ANI.DE Yearly Net Income VS EBIT VS OCF VS FCFANI.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.10%, ANI belongs to the top of the industry, outperforming 85.47% of the companies in the same industry.
  • ANI has a Return On Equity of 26.45%. This is amongst the best in the industry. ANI outperforms 88.03% of its industry peers.
  • With a decent Return On Invested Capital value of 7.41%, ANI is doing good in the industry, outperforming 76.92% of the companies in the same industry.
Industry RankSector Rank
ROA 8.1%
ROE 26.45%
ROIC 7.41%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ANI.DE Yearly ROA, ROE, ROICANI.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • ANI's Profit Margin of 38.04% is amongst the best of the industry. ANI outperforms 82.91% of its industry peers.
  • ANI's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 39.83%, ANI is in the better half of the industry, outperforming 76.92% of the companies in the same industry.
  • ANI's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 39.83%
PM (TTM) 38.04%
GM N/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
ANI.DE Yearly Profit, Operating, Gross MarginsANI.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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2

2. ANI.DE Health Analysis

2.1 Basic Checks

  • There is no outstanding debt for ANI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ANI.DE Yearly Shares OutstandingANI.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
ANI.DE Yearly Total Debt VS Total AssetsANI.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

  • ANI has an Altman-Z score of 1.14. This is a bad value and indicates that ANI is not financially healthy and even has some risk of bankruptcy.
  • ANI has a Altman-Z score (1.14) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.19 indicates that ANI is not too dependend on debt financing.
  • ANI has a Debt to Equity ratio of 0.19. This is in the better half of the industry: ANI outperforms 73.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Altman-Z 1.14
ROIC/WACCN/A
WACCN/A
ANI.DE Yearly LT Debt VS Equity VS FCFANI.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
  • ANI's Current ratio of 0.83 is in line compared to the rest of the industry. ANI outperforms 52.99% of its industry peers.
  • ANI has a Quick Ratio of 0.83. This is a bad value and indicates that ANI is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ANI's Quick ratio of 0.83 is in line compared to the rest of the industry. ANI outperforms 53.85% of its industry peers.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.83
ANI.DE Yearly Current Assets VS Current LiabilitesANI.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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3

3. ANI.DE Growth Analysis

3.1 Past

  • ANI shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.52%.
  • The Earnings Per Share has been growing slightly by 6.65% on average over the past years.
  • The Revenue has been growing slightly by 2.33% in the past year.
  • Measured over the past years, ANI shows a decrease in Revenue. The Revenue has been decreasing by -5.85% on average per year.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%

3.2 Future

  • ANI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.07% yearly.
  • Based on estimates for the next years, ANI will show a small growth in Revenue. The Revenue will grow by 3.52% on average per year.
EPS Next Y9.16%
EPS Next 2Y7.04%
EPS Next 3Y4.07%
EPS Next 5Y1.07%
Revenue Next Year1.69%
Revenue Next 2Y2.42%
Revenue Next 3Y2.24%
Revenue Next 5Y3.52%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ANI.DE Yearly Revenue VS EstimatesANI.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
ANI.DE Yearly EPS VS EstimatesANI.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. ANI.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • ANI is valuated reasonably with a Price/Earnings ratio of 11.83.
  • 82.91% of the companies in the same industry are more expensive than ANI, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of ANI to the average of the S&P500 Index (27.03), we can say ANI is valued rather cheaply.
  • ANI is valuated reasonably with a Price/Forward Earnings ratio of 10.84.
  • Based on the Price/Forward Earnings ratio, ANI is valued cheaply inside the industry as 86.32% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 25.11. ANI is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.83
Fwd PE 10.84
ANI.DE Price Earnings VS Forward Price EarningsANI.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ANI.DE Per share dataANI.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of ANI may justify a higher PE ratio.
PEG (NY)1.29
PEG (5Y)1.78
EPS Next 2Y7.04%
EPS Next 3Y4.07%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. ANI.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.22%, ANI is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.08, ANI pays a better dividend. On top of this ANI pays more dividend than 87.18% of the companies listed in the same industry.
  • ANI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 5.22%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
ANI.DE Yearly Dividends per shareANI.DE Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y7.04%
EPS Next 3Y4.07%
ANI.DE Yearly Income VS Free CF VS DividendANI.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

More info and screens

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ANI.DE Fundamentals: All Metrics, Ratios and Statistics

AMUNDI SA

FRA:ANI (3/4/2026, 7:00:00 PM)

77.85

+0.2 (+0.26%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap16.07B
Revenue(TTM)8.34B
Net Income(TTM)3.17B
Analysts81
Price Target83.01 (6.63%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.22%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)8.07%
PT rev (3m)13.38%
EPS NQ rev (1m)-7.02%
EPS NQ rev (3m)-5.33%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.05%
Revenue NQ rev (1m)-1.61%
Revenue NQ rev (3m)-0.69%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.32%
Valuation
Industry RankSector Rank
PE 11.83
Fwd PE 10.84
P/S 1.93
P/FCF N/A
P/OCF N/A
P/B 1.34
P/tB 3.18
EV/EBITDA N/A
EPS(TTM)6.58
EY8.45%
EPS(NY)7.18
Fwd EY9.23%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS40.4
BVpS58.11
TBVpS24.45
PEG (NY)1.29
PEG (5Y)1.78
Graham Number92.75
Profitability
Industry RankSector Rank
ROA 8.1%
ROE 26.45%
ROCE 9.88%
ROIC 7.41%
ROICexc 7.82%
ROICexgc 9.88%
OM 39.83%
PM (TTM) 38.04%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.83
Altman-Z 1.14
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y9.16%
EPS Next 2Y7.04%
EPS Next 3Y4.07%
EPS Next 5Y1.07%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%
Revenue Next Year1.69%
Revenue Next 2Y2.42%
Revenue Next 3Y2.24%
Revenue Next 5Y3.52%
EBIT growth 1Y36.49%
EBIT growth 3Y11.99%
EBIT growth 5Y9.72%
EBIT Next Year8.38%
EBIT Next 3Y4.98%
EBIT Next 5Y2.89%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

AMUNDI SA / ANI.DE FAQ

Can you provide the ChartMill fundamental rating for AMUNDI SA?

ChartMill assigns a fundamental rating of 4 / 10 to ANI.DE.


What is the valuation status for ANI stock?

ChartMill assigns a valuation rating of 5 / 10 to AMUNDI SA (ANI.DE). This can be considered as Fairly Valued.


What is the profitability of ANI stock?

AMUNDI SA (ANI.DE) has a profitability rating of 6 / 10.


Can you provide the financial health for ANI stock?

The financial health rating of AMUNDI SA (ANI.DE) is 2 / 10.


What is the expected EPS growth for AMUNDI SA (ANI.DE) stock?

The Earnings per Share (EPS) of AMUNDI SA (ANI.DE) is expected to grow by 9.16% in the next year.