AMUNDI SA (ANI.DE) Stock Fundamental Analysis
FRA:ANI - Deutsche Boerse Ag - FR0004125920 - Common Stock - Currency: EUR
Overall ANI gets a fundamental rating of 3 out of 10. We evaluated ANI against 105 industry peers in the Capital Markets industry. There are concerns on the financial health of ANI while its profitability can be described as average. ANI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
ANI had positive earnings in the past year.
Each year in the past 5 years ANI has been profitable.
In multiple years ANI reported negative operating cash flow during the last 5 years.
1.2 Ratios
ANI's Return On Assets of 6.79% is fine compared to the rest of the industry. ANI outperforms 77.94% of its industry peers.
ANI has a Return On Equity of 22.74%. This is amongst the best in the industry. ANI outperforms 83.82% of its industry peers.
ANI's Return On Invested Capital of 6.88% is fine compared to the rest of the industry. ANI outperforms 73.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.79% | ||
| ROE | 22.74% | ||
| ROIC | 6.88% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ANI has a better Profit Margin (31.44%) than 70.59% of its industry peers.
In the last couple of years the Profit Margin of ANI has grown nicely.
ANI's Operating Margin of 37.71% is fine compared to the rest of the industry. ANI outperforms 70.59% of its industry peers.
ANI's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.71% | ||
| PM (TTM) | 31.44% | ||
| GM | N/A |
OM growth 3Y18.49%
OM growth 5Y11.54%
PM growth 3Y17.35%
PM growth 5Y13.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
There is no outstanding debt for ANI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
ANI has an Altman-Z score of 1.06. This is a bad value and indicates that ANI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.06, ANI is not doing good in the industry: 63.24% of the companies in the same industry are doing better.
A Debt/Equity ratio of 1.76 is on the high side and indicates that ANI has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.76, ANI is doing worse than 73.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.76 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.06 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.69 indicates that ANI may have some problems paying its short term obligations.
ANI has a Current ratio of 0.69. This is in the lower half of the industry: ANI underperforms 67.65% of its industry peers.
A Quick Ratio of 0.69 indicates that ANI may have some problems paying its short term obligations.
ANI has a Quick ratio of 0.69. This is in the lower half of the industry: ANI underperforms 67.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.69 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.69% over the past year.
Measured over the past 5 years, ANI shows a small growth in Earnings Per Share. The EPS has been growing by 6.04% on average per year.
ANI shows a small growth in Revenue. In the last year, the Revenue has grown by 7.25%.
The Revenue has been decreasing by -6.46% on average over the past years.
EPS 1Y (TTM)12.69%
EPS 3Y1.21%
EPS 5Y6.04%
EPS Q2Q%20.26%
Revenue 1Y (TTM)7.25%
Revenue growth 3Y-16.14%
Revenue growth 5Y-6.46%
Sales Q2Q%14.64%
3.2 Future
ANI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.53% yearly.
ANI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.52% yearly.
EPS Next Y4.62%
EPS Next 2Y6.11%
EPS Next 3Y5.53%
EPS Next 5YN/A
Revenue Next Year2.3%
Revenue Next 2Y3.23%
Revenue Next 3Y5.89%
Revenue Next 5Y2.52%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.16, the valuation of ANI can be described as reasonable.
Based on the Price/Earnings ratio, ANI is valued a bit cheaper than the industry average as 77.94% of the companies are valued more expensively.
ANI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 29.75.
ANI is valuated reasonably with a Price/Forward Earnings ratio of 9.71.
ANI's Price/Forward Earnings ratio is rather cheap when compared to the industry. ANI is cheaper than 82.35% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.44. ANI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.16 | ||
| Fwd PE | 9.71 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.2
PEG (5Y)1.68
EPS Next 2Y6.11%
EPS Next 3Y5.53%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.17%, ANI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.40, ANI pays a better dividend. On top of this ANI pays more dividend than 88.24% of the companies listed in the same industry.
ANI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
DPN/A
EPS Next 2Y6.11%
EPS Next 3Y5.53%
FRA:ANI (2/28/2025, 7:00:00 PM)
68.6
-0.1 (-0.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners12%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap14.09B
Analysts80
Price Target78.85 (14.94%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.05%
Min EPS beat(2)-0.88%
Max EPS beat(2)4.99%
EPS beat(4)2
Avg EPS beat(4)0.67%
Min EPS beat(4)-2.46%
Max EPS beat(4)4.99%
EPS beat(8)4
Avg EPS beat(8)1.22%
EPS beat(12)7
Avg EPS beat(12)3.91%
EPS beat(16)11
Avg EPS beat(16)7.03%
Revenue beat(2)1
Avg Revenue beat(2)-0.22%
Min Revenue beat(2)-1.31%
Max Revenue beat(2)0.87%
Revenue beat(4)2
Avg Revenue beat(4)0.14%
Min Revenue beat(4)-1.31%
Max Revenue beat(4)1.02%
Revenue beat(8)4
Avg Revenue beat(8)-0.17%
Revenue beat(12)8
Avg Revenue beat(12)46.07%
Revenue beat(16)12
Avg Revenue beat(16)70.03%
PT rev (1m)0.46%
PT rev (3m)-0.17%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.41%
EPS NY rev (1m)-0.32%
EPS NY rev (3m)-2.06%
Revenue NQ rev (1m)0.63%
Revenue NQ rev (3m)-1.34%
Revenue NY rev (1m)0.9%
Revenue NY rev (3m)1.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.16 | ||
| Fwd PE | 9.71 | ||
| P/S | 1.73 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.25 | ||
| P/tB | 3.16 | ||
| EV/EBITDA | N/A |
EPS(TTM)6.75
EY9.84%
EPS(NY)7.06
Fwd EY10.29%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS39.7
BVpS54.89
TBVpS21.73
PEG (NY)2.2
PEG (5Y)1.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.79% | ||
| ROE | 22.74% | ||
| ROCE | 9.32% | ||
| ROIC | 6.88% | ||
| ROICexc | 7.07% | ||
| ROICexgc | 8.87% | ||
| OM | 37.71% | ||
| PM (TTM) | 31.44% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y18.49%
OM growth 5Y11.54%
PM growth 3Y17.35%
PM growth 5Y13.69%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.76 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.69 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 1.06 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.69%
EPS 3Y1.21%
EPS 5Y6.04%
EPS Q2Q%20.26%
EPS Next Y4.62%
EPS Next 2Y6.11%
EPS Next 3Y5.53%
EPS Next 5YN/A
Revenue 1Y (TTM)7.25%
Revenue growth 3Y-16.14%
Revenue growth 5Y-6.46%
Sales Q2Q%14.64%
Revenue Next Year2.3%
Revenue Next 2Y3.23%
Revenue Next 3Y5.89%
Revenue Next 5Y2.52%
EBIT growth 1Y8.77%
EBIT growth 3Y-0.63%
EBIT growth 5Y4.34%
EBIT Next Year7.96%
EBIT Next 3Y4.33%
EBIT Next 5Y4.87%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A