AMUNDI SA (ANI.DE) Fundamental Analysis & Valuation

FRA:ANI • FR0004125920

Current stock price

75.2 EUR
+3 (+4.16%)
Last:

This ANI.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. ANI.DE Profitability Analysis

1.1 Basic Checks

  • In the past year ANI was profitable.
  • In the past year ANI had a positive cash flow from operations.
  • ANI had positive earnings in each of the past 5 years.
  • Of the past 5 years ANI 4 years had a positive operating cash flow.
ANI.DE Yearly Net Income VS EBIT VS OCF VS FCFANI.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.74%, ANI is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 17.58%, ANI belongs to the top of the industry, outperforming 80.83% of the companies in the same industry.
  • ANI has a Return On Invested Capital of 5.01%. This is in the better half of the industry: ANI outperforms 70.00% of its industry peers.
  • ANI had an Average Return On Invested Capital over the past 3 years of 3.54%. This is significantly below the industry average of 9.10%.
  • The last Return On Invested Capital (5.01%) for ANI is above the 3 year average (3.54%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROIC 5.01%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
ANI.DE Yearly ROA, ROE, ROICANI.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • ANI has a Profit Margin of 26.71%. This is in the better half of the industry: ANI outperforms 74.17% of its industry peers.
  • ANI's Profit Margin has improved in the last couple of years.
  • The Operating Margin of ANI (26.60%) is better than 68.33% of its industry peers.
  • In the last couple of years the Operating Margin of ANI has declined.
  • Looking at the Gross Margin, with a value of 41.32%, ANI is in the better half of the industry, outperforming 64.17% of the companies in the same industry.
  • ANI's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
ANI.DE Yearly Profit, Operating, Gross MarginsANI.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. ANI.DE Health Analysis

2.1 Basic Checks

  • ANI has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, ANI has more shares outstanding
  • ANI has a better debt/assets ratio than last year.
ANI.DE Yearly Shares OutstandingANI.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
ANI.DE Yearly Total Debt VS Total AssetsANI.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • Based on the Altman-Z score of 1.08, we must say that ANI is in the distress zone and has some risk of bankruptcy.
  • ANI has a Altman-Z score (1.08) which is in line with its industry peers.
  • ANI has a debt to FCF ratio of 1.16. This is a very positive value and a sign of high solvency as it would only need 1.16 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.16, ANI belongs to the top of the industry, outperforming 92.50% of the companies in the same industry.
  • ANI has a Debt/Equity ratio of 0.16. This is a healthy value indicating a solid balance between debt and equity.
  • ANI's Debt to Equity ratio of 0.16 is fine compared to the rest of the industry. ANI outperforms 75.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Altman-Z 1.08
ROIC/WACCN/A
WACCN/A
ANI.DE Yearly LT Debt VS Equity VS FCFANI.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.81 indicates that ANI may have some problems paying its short term obligations.
  • ANI has a Current ratio (0.81) which is in line with its industry peers.
  • ANI has a Quick Ratio of 0.81. This is a bad value and indicates that ANI is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ANI's Quick ratio of 0.81 is in line compared to the rest of the industry. ANI outperforms 52.50% of its industry peers.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.81
ANI.DE Yearly Current Assets VS Current LiabilitesANI.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. ANI.DE Growth Analysis

3.1 Past

  • The earnings per share for ANI have decreased by -2.52% in the last year.
  • The Earnings Per Share has been growing slightly by 6.65% on average over the past years.
  • ANI shows a small growth in Revenue. In the last year, the Revenue has grown by 2.23%.
  • The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%

3.2 Future

  • Based on estimates for the next years, ANI will show a small growth in Earnings Per Share. The EPS will grow by 2.30% on average per year.
  • The Revenue is expected to grow by 3.52% on average over the next years.
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue Next Year1.46%
Revenue Next 2Y2.55%
Revenue Next 3Y2.29%
Revenue Next 5Y3.52%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ANI.DE Yearly Revenue VS EstimatesANI.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
ANI.DE Yearly EPS VS EstimatesANI.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

More info and screens

Find the best growth stocksShow best growing peers

8

4. ANI.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.43, the valuation of ANI can be described as reasonable.
  • ANI's Price/Earnings ratio is rather cheap when compared to the industry. ANI is cheaper than 82.50% of the companies in the same industry.
  • ANI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.86.
  • The Price/Forward Earnings ratio is 10.54, which indicates a very decent valuation of ANI.
  • Based on the Price/Forward Earnings ratio, ANI is valued cheaper than 86.67% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of ANI to the average of the S&P500 Index (37.39), we can say ANI is valued rather cheaply.
Industry RankSector Rank
PE 11.43
Fwd PE 10.54
ANI.DE Price Earnings VS Forward Price EarningsANI.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ANI indicates a rather cheap valuation: ANI is cheaper than 89.17% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of ANI indicates a rather cheap valuation: ANI is cheaper than 91.67% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 8.98
EV/EBITDA 6.11
ANI.DE Per share dataANI.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • ANI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.35
PEG (5Y)1.72
EPS Next 2Y9.43%
EPS Next 3Y7.22%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. ANI.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.61%, ANI is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.15, ANI pays a better dividend. On top of this ANI pays more dividend than 88.33% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, ANI pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.61%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
ANI.DE Yearly Dividends per shareANI.DE Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y9.43%
EPS Next 3Y7.22%
ANI.DE Yearly Income VS Free CF VS DividendANI.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

More info and screens

Find the best dividend stocksShow peers with best dividend

ANI.DE Fundamentals: All Metrics, Ratios and Statistics

AMUNDI SA

FRA:ANI (4/8/2026, 7:00:00 PM)

75.2

+3 (+4.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.05%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap15.52B
Revenue(TTM)8.33B
Net Income(TTM)2.22B
Analysts78
Price Target83.47 (11%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.61%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)0.56%
PT rev (3m)11.73%
EPS NQ rev (1m)-0.33%
EPS NQ rev (3m)-9.6%
EPS NY rev (1m)-0.15%
EPS NY rev (3m)-0.08%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)-0.51%
Revenue NY rev (1m)-0.63%
Revenue NY rev (3m)-0.12%
Valuation
Industry RankSector Rank
PE 11.43
Fwd PE 10.54
P/S 1.86
P/FCF 8.98
P/OCF 8.52
P/B 1.23
P/tB 2.71
EV/EBITDA 6.11
EPS(TTM)6.58
EY8.75%
EPS(NY)7.14
Fwd EY9.49%
FCF(TTM)8.37
FCFY11.13%
OCF(TTM)8.82
OCFY11.73%
SpS40.36
BVpS61.32
TBVpS27.76
PEG (NY)1.35
PEG (5Y)1.72
Graham Number95.28
Profitability
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROCE 6.59%
ROIC 5.01%
ROICexc 5.3%
ROICexgc 6.7%
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
FCFM 20.74%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
ROICexc(3y)3.67%
ROICexc(5y)4.02%
ROICexgc(3y)4.66%
ROICexgc(5y)5.34%
ROCE(3y)4.67%
ROCE(5y)5.18%
ROICexgc growth 3Y-5.88%
ROICexgc growth 5Y0.82%
ROICexc growth 3Y-2.93%
ROICexc growth 5Y1.64%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Debt/EBITDA 0.86
Cap/Depr 84.87%
Cap/Sales 1.12%
Interest Coverage 250
Cash Conversion 78.29%
Profit Quality 77.66%
Current Ratio 0.81
Quick Ratio 0.81
Altman-Z 1.08
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.66%
Cap/Depr(5y)66.64%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.17%
Profit Quality(3y)112.27%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%
Revenue Next Year1.46%
Revenue Next 2Y2.55%
Revenue Next 3Y2.29%
Revenue Next 5Y3.52%
EBIT growth 1Y-8.93%
EBIT growth 3Y5.47%
EBIT growth 5Y5.85%
EBIT Next Year6.86%
EBIT Next 3Y4.99%
EBIT Next 5Y4.16%
FCF growth 1Y13.53%
FCF growth 3YN/A
FCF growth 5Y7.42%
OCF growth 1Y14.51%
OCF growth 3YN/A
OCF growth 5Y7.57%

AMUNDI SA / ANI.DE Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AMUNDI SA?

ChartMill assigns a fundamental rating of 5 / 10 to ANI.DE.


What is the valuation status for ANI stock?

ChartMill assigns a valuation rating of 8 / 10 to AMUNDI SA (ANI.DE). This can be considered as Undervalued.


Can you provide the profitability details for AMUNDI SA?

AMUNDI SA (ANI.DE) has a profitability rating of 6 / 10.


What is the valuation of AMUNDI SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for AMUNDI SA (ANI.DE) is 11.43 and the Price/Book (PB) ratio is 1.23.


What is the expected EPS growth for AMUNDI SA (ANI.DE) stock?

The Earnings per Share (EPS) of AMUNDI SA (ANI.DE) is expected to grow by 8.45% in the next year.