AMUNDI SA (ANI.DE) Stock Fundamental Analysis
Europe - FRA:ANI - FR0004125920 - Common Stock
67.1 EUR
-0.05 (-0.07%)
ANI gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 115 industry peers in the Capital Markets industry. While ANI has a great profitability rating, there are some minor concerns on its financial health. ANI has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
ANI had positive earnings in the past year.
In the past year ANI had a positive cash flow from operations.
In the past 5 years ANI has always been profitable.
Of the past 5 years ANI 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.08%, ANI is in the better half of the industry, outperforming 77.39% of the companies in the same industry.
With a decent Return On Equity value of 19.85%, ANI is doing good in the industry, outperforming 79.13% of the companies in the same industry.
ANI has a better Return On Invested Capital (5.43%) than 71.30% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ANI is below the industry average of 8.60%.
The last Return On Invested Capital (5.43%) for ANI is above the 3 year average (3.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
With a decent Profit Margin value of 28.33%, ANI is doing good in the industry, outperforming 77.39% of the companies in the same industry.
In the last couple of years the Profit Margin of ANI has grown nicely.
ANI has a Operating Margin of 29.17%. This is in the better half of the industry: ANI outperforms 69.57% of its industry peers.
ANI's Operating Margin has been stable in the last couple of years.
ANI has a Gross Margin of 41.94%. This is in the better half of the industry: ANI outperforms 62.61% of its industry peers.
In the last couple of years the Gross Margin of ANI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
ANI has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for ANI has been increased compared to 5 years ago.
ANI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.02, we must say that ANI is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.02, ANI perfoms like the industry average, outperforming 54.78% of the companies in the same industry.
ANI has a debt to FCF ratio of 1.25. This is a very positive value and a sign of high solvency as it would only need 1.25 years to pay back of all of its debts.
The Debt to FCF ratio of ANI (1.25) is better than 87.83% of its industry peers.
ANI has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
ANI has a Debt to Equity ratio of 0.19. This is in the better half of the industry: ANI outperforms 69.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
The Current ratio of ANI (0.83) is comparable to the rest of the industry.
A Quick Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
The Quick ratio of ANI (0.83) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 6.28% over the past year.
Measured over the past 5 years, ANI shows a small growth in Earnings Per Share. The EPS has been growing by 7.93% on average per year.
Looking at the last year, ANI shows a small growth in Revenue. The Revenue has grown by 7.39% in the last year.
The Revenue has been growing slightly by 6.39% on average over the past years.
EPS 1Y (TTM)6.28%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%-4.68%
Revenue 1Y (TTM)7.39%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-10.94%
3.2 Future
Based on estimates for the next years, ANI will show a small growth in Earnings Per Share. The EPS will grow by 1.60% on average per year.
ANI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.85% yearly.
EPS Next Y-3.08%
EPS Next 2Y3.16%
EPS Next 3Y4.15%
EPS Next 5Y1.6%
Revenue Next Year-4.23%
Revenue Next 2Y-1.39%
Revenue Next 3Y0.62%
Revenue Next 5Y2.85%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 10.17, the valuation of ANI can be described as very reasonable.
Based on the Price/Earnings ratio, ANI is valued cheaper than 83.48% of the companies in the same industry.
When comparing the Price/Earnings ratio of ANI to the average of the S&P500 Index (27.40), we can say ANI is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.34, the valuation of ANI can be described as reasonable.
Based on the Price/Forward Earnings ratio, ANI is valued cheaply inside the industry as 91.30% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.94. ANI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.17 | ||
| Fwd PE | 9.34 |
4.2 Price Multiples
86.96% of the companies in the same industry are more expensive than ANI, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, ANI is valued cheaply inside the industry as 88.70% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.57 | ||
| EV/EBITDA | 4.9 |
4.3 Compensation for Growth
ANI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.28
EPS Next 2Y3.16%
EPS Next 3Y4.15%
5. Dividend
5.1 Amount
ANI has a Yearly Dividend Yield of 6.20%, which is a nice return.
ANI's Dividend Yield is rather good when compared to the industry average which is at 5.63. ANI pays more dividend than 89.57% of the companies in the same industry.
ANI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.2% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
DPN/A
EPS Next 2Y3.16%
EPS Next 3Y4.15%
FRA:ANI (10/16/2025, 7:00:00 PM)
67.1
-0.05 (-0.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners79.56%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap13.78B
Analysts80
Price Target77.94 (16.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.2% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.4%
Min EPS beat(2)-8.89%
Max EPS beat(2)-7.91%
EPS beat(4)1
Avg EPS beat(4)-3.17%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.99%
EPS beat(8)2
Avg EPS beat(8)-2.61%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)9
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)-3.18%
Min Revenue beat(2)-8.64%
Max Revenue beat(2)2.29%
Revenue beat(4)2
Avg Revenue beat(4)-1.7%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.29%
Revenue beat(8)3
Avg Revenue beat(8)-1.65%
Revenue beat(12)7
Avg Revenue beat(12)22.37%
Revenue beat(16)11
Avg Revenue beat(16)51.34%
PT rev (1m)2.28%
PT rev (3m)-1.26%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.52%
EPS NY rev (1m)-0.46%
EPS NY rev (3m)-3.71%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.24%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)-3.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.17 | ||
| Fwd PE | 9.34 | ||
| P/S | 1.64 | ||
| P/FCF | 7.57 | ||
| P/OCF | 7.24 | ||
| P/B | 1.15 | ||
| P/tB | 2.73 | ||
| EV/EBITDA | 4.9 |
EPS(TTM)6.6
EY9.84%
EPS(NY)7.18
Fwd EY10.7%
FCF(TTM)8.87
FCFY13.21%
OCF(TTM)9.27
OCFY13.81%
SpS40.91
BVpS58.38
TBVpS24.56
PEG (NY)N/A
PEG (5Y)1.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROCE | 7.29% | ||
| ROIC | 5.43% | ||
| ROICexc | 5.74% | ||
| ROICexgc | 7.24% | ||
| OM | 29.17% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% | ||
| FCFM | 21.67% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
ROICexc(3y)3.73%
ROICexc(5y)3.91%
ROICexgc(3y)4.9%
ROICexgc(5y)5.23%
ROCE(3y)4.9%
ROCE(5y)5.22%
ROICexcg growth 3Y-11.56%
ROICexcg growth 5Y-4.06%
ROICexc growth 3Y-8.15%
ROICexc growth 5Y-2.32%
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.89 | ||
| Cap/Depr | 78.31% | ||
| Cap/Sales | 0.99% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 74.45% | ||
| Profit Quality | 76.48% | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.02 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)63.21%
Cap/Depr(5y)64.22%
Cap/Sales(3y)1.21%
Cap/Sales(5y)1.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.28%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%-4.68%
EPS Next Y-3.08%
EPS Next 2Y3.16%
EPS Next 3Y4.15%
EPS Next 5Y1.6%
Revenue 1Y (TTM)7.39%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-10.94%
Revenue Next Year-4.23%
Revenue Next 2Y-1.39%
Revenue Next 3Y0.62%
Revenue Next 5Y2.85%
EBIT growth 1Y-16.21%
EBIT growth 3Y1.87%
EBIT growth 5Y5.91%
EBIT Next Year-1.27%
EBIT Next 3Y2.68%
EBIT Next 5Y4.28%
FCF growth 1Y48.28%
FCF growth 3Y-7.26%
FCF growth 5Y10.19%
OCF growth 1Y47.74%
OCF growth 3Y-6.65%
OCF growth 5Y10.12%