AMUNDI SA (ANI.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ANI - FR0004125920 - Common Stock
73.4 EUR
+2 (+2.8%)
ANI gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 125 industry peers in the Capital Markets industry. ANI scores excellent on profitability, but there are some minor concerns on its financial health. ANI is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
ANI had positive earnings in the past year.
In the past year ANI had a positive cash flow from operations.
In the past 5 years ANI has always been profitable.
ANI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
ANI's Return On Assets of 6.08% is fine compared to the rest of the industry. ANI outperforms 76.86% of its industry peers.
With an excellent Return On Equity value of 19.85%, ANI belongs to the best of the industry, outperforming 80.99% of the companies in the same industry.
ANI has a Return On Invested Capital of 5.43%. This is in the better half of the industry: ANI outperforms 71.90% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ANI is below the industry average of 8.63%.
The last Return On Invested Capital (5.43%) for ANI is above the 3 year average (3.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
Looking at the Profit Margin, with a value of 28.32%, ANI is in the better half of the industry, outperforming 76.86% of the companies in the same industry.
In the last couple of years the Profit Margin of ANI has grown nicely.
ANI has a better Operating Margin (29.17%) than 71.07% of its industry peers.
ANI's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 41.94%, ANI is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
ANI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.32% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
Compared to 1 year ago, ANI has about the same amount of shares outstanding.
The number of shares outstanding for ANI has been increased compared to 5 years ago.
The debt/assets ratio for ANI has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.05, we must say that ANI is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.05, ANI perfoms like the industry average, outperforming 58.68% of the companies in the same industry.
The Debt to FCF ratio of ANI is 1.25, which is an excellent value as it means it would take ANI, only 1.25 years of fcf income to pay off all of its debts.
ANI has a better Debt to FCF ratio (1.25) than 90.91% of its industry peers.
A Debt/Equity ratio of 0.19 indicates that ANI is not too dependend on debt financing.
ANI has a Debt to Equity ratio of 0.19. This is in the better half of the industry: ANI outperforms 71.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.05 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.83, ANI is in line with its industry, outperforming 53.72% of the companies in the same industry.
ANI has a Quick Ratio of 0.83. This is a bad value and indicates that ANI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.83, ANI perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
ANI shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.48%.
The Earnings Per Share has been growing slightly by 7.93% on average over the past years.
Looking at the last year, ANI shows a small growth in Revenue. The Revenue has grown by 5.42% in the last year.
ANI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.39% yearly.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
The Earnings Per Share is expected to grow by 0.73% on average over the next years.
ANI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.14% yearly.
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y0.73%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.14%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.12, the valuation of ANI can be described as very reasonable.
ANI's Price/Earnings ratio is rather cheap when compared to the industry. ANI is cheaper than 84.30% of the companies in the same industry.
When comparing the Price/Earnings ratio of ANI to the average of the S&P500 Index (27.19), we can say ANI is valued rather cheaply.
A Price/Forward Earnings ratio of 10.28 indicates a reasonable valuation of ANI.
90.08% of the companies in the same industry are more expensive than ANI, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.92. ANI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.12 | ||
| Fwd PE | 10.28 |
4.2 Price Multiples
89.26% of the companies in the same industry are more expensive than ANI, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, ANI is valued cheaply inside the industry as 91.74% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.32 | ||
| EV/EBITDA | 5.44 |
4.3 Compensation for Growth
The decent profitability rating of ANI may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.4
EPS Next 2Y2.86%
EPS Next 3Y3.41%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.93%, ANI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.32, ANI pays a better dividend. On top of this ANI pays more dividend than 85.95% of the companies listed in the same industry.
ANI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
DPN/A
EPS Next 2Y2.86%
EPS Next 3Y3.41%
FRA:ANI (1/9/2026, 7:00:00 PM)
73.4
+2 (+2.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap15.15B
Revenue(TTM)8.36B
Net Income(TTM)2.38B
Analysts77
Price Target74.71 (1.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.4%
Min EPS beat(2)-8.89%
Max EPS beat(2)-7.91%
EPS beat(4)1
Avg EPS beat(4)-3.17%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.99%
EPS beat(8)2
Avg EPS beat(8)-2.61%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)9
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)-3.18%
Min Revenue beat(2)-8.64%
Max Revenue beat(2)2.29%
Revenue beat(4)2
Avg Revenue beat(4)-1.7%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.29%
Revenue beat(8)3
Avg Revenue beat(8)-1.65%
Revenue beat(12)7
Avg Revenue beat(12)22.37%
Revenue beat(16)11
Avg Revenue beat(16)51.34%
PT rev (1m)1.07%
PT rev (3m)-4.15%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.83%
EPS NY rev (1m)0.6%
EPS NY rev (3m)1.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.12 | ||
| Fwd PE | 10.28 | ||
| P/S | 1.8 | ||
| P/FCF | 8.32 | ||
| P/OCF | 7.96 | ||
| P/B | 1.26 | ||
| P/tB | 3 | ||
| EV/EBITDA | 5.44 |
EPS(TTM)6.6
EY8.99%
EPS(NY)7.14
Fwd EY9.73%
FCF(TTM)8.82
FCFY12.01%
OCF(TTM)9.22
OCFY12.56%
SpS40.72
BVpS58.11
TBVpS24.45
PEG (NY)N/A
PEG (5Y)1.4
Graham Number92.89
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROCE | 7.29% | ||
| ROIC | 5.43% | ||
| ROICexc | 5.74% | ||
| ROICexgc | 7.25% | ||
| OM | 29.17% | ||
| PM (TTM) | 28.32% | ||
| GM | 41.94% | ||
| FCFM | 21.66% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
ROICexc(3y)3.73%
ROICexc(5y)3.91%
ROICexgc(3y)4.9%
ROICexgc(5y)5.23%
ROCE(3y)4.9%
ROCE(5y)5.22%
ROICexgc growth 3Y-11.56%
ROICexgc growth 5Y-4.06%
ROICexc growth 3Y-8.15%
ROICexc growth 5Y-2.32%
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.89 | ||
| Cap/Depr | 78.57% | ||
| Cap/Sales | 0.99% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 74.41% | ||
| Profit Quality | 76.46% | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.05 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)63.21%
Cap/Depr(5y)64.22%
Cap/Sales(3y)1.21%
Cap/Sales(5y)1.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y0.73%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.14%
EBIT growth 1Y-16.2%
EBIT growth 3Y1.87%
EBIT growth 5Y5.91%
EBIT Next Year1.39%
EBIT Next 3Y2.13%
EBIT Next 5Y1.83%
FCF growth 1Y48.2%
FCF growth 3Y-7.26%
FCF growth 5Y10.19%
OCF growth 1Y47.68%
OCF growth 3Y-6.65%
OCF growth 5Y10.12%
AMUNDI SA / ANI.DE FAQ
Can you provide the ChartMill fundamental rating for AMUNDI SA?
ChartMill assigns a fundamental rating of 5 / 10 to ANI.DE.
What is the valuation status for ANI stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (ANI.DE). This can be considered as Undervalued.
What is the profitability of ANI stock?
AMUNDI SA (ANI.DE) has a profitability rating of 7 / 10.
Can you provide the financial health for ANI stock?
The financial health rating of AMUNDI SA (ANI.DE) is 4 / 10.
What is the expected EPS growth for AMUNDI SA (ANI.DE) stock?
The Earnings per Share (EPS) of AMUNDI SA (ANI.DE) is expected to decline by -1.53% in the next year.