AMUNDI SA (ANI.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ANI - FR0004125920 - Common Stock
74.45 EUR
+1.05 (+1.43%)
Taking everything into account, ANI scores 5 out of 10 in our fundamental rating. ANI was compared to 125 industry peers in the Capital Markets industry. While ANI belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. ANI is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year ANI was profitable.
ANI had a positive operating cash flow in the past year.
In the past 5 years ANI has always been profitable.
ANI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 6.08%, ANI is doing good in the industry, outperforming 77.60% of the companies in the same industry.
ANI has a Return On Equity of 19.85%. This is in the better half of the industry: ANI outperforms 79.20% of its industry peers.
The Return On Invested Capital of ANI (5.43%) is better than 72.00% of its industry peers.
ANI had an Average Return On Invested Capital over the past 3 years of 3.64%. This is below the industry average of 8.63%.
The last Return On Invested Capital (5.43%) for ANI is above the 3 year average (3.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
With a decent Profit Margin value of 28.32%, ANI is doing good in the industry, outperforming 76.00% of the companies in the same industry.
In the last couple of years the Profit Margin of ANI has grown nicely.
ANI has a better Operating Margin (29.17%) than 68.80% of its industry peers.
ANI's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 41.94%, ANI is in the better half of the industry, outperforming 61.60% of the companies in the same industry.
In the last couple of years the Gross Margin of ANI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.32% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
ANI has about the same amout of shares outstanding than it did 1 year ago.
ANI has more shares outstanding than it did 5 years ago.
ANI has a better debt/assets ratio than last year.
2.2 Solvency
ANI has an Altman-Z score of 1.05. This is a bad value and indicates that ANI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.05, ANI perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
ANI has a debt to FCF ratio of 1.25. This is a very positive value and a sign of high solvency as it would only need 1.25 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.25, ANI belongs to the top of the industry, outperforming 91.20% of the companies in the same industry.
A Debt/Equity ratio of 0.19 indicates that ANI is not too dependend on debt financing.
ANI has a better Debt to Equity ratio (0.19) than 73.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.05 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
ANI has a Current ratio (0.83) which is comparable to the rest of the industry.
A Quick Ratio of 0.83 indicates that ANI may have some problems paying its short term obligations.
ANI has a Quick ratio (0.83) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 2.48% over the past year.
The Earnings Per Share has been growing slightly by 7.93% on average over the past years.
The Revenue has been growing slightly by 5.42% in the past year.
ANI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.39% yearly.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
Based on estimates for the next years, ANI will show a small growth in Earnings Per Share. The EPS will grow by 0.73% on average per year.
ANI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.14% yearly.
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y0.73%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.14%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 11.28, the valuation of ANI can be described as reasonable.
ANI's Price/Earnings ratio is rather cheap when compared to the industry. ANI is cheaper than 85.60% of the companies in the same industry.
ANI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.25.
ANI is valuated reasonably with a Price/Forward Earnings ratio of 10.42.
88.80% of the companies in the same industry are more expensive than ANI, based on the Price/Forward Earnings ratio.
ANI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.98.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.28 | ||
| Fwd PE | 10.42 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ANI is valued cheaply inside the industry as 88.80% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, ANI is valued cheaper than 88.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.44 | ||
| EV/EBITDA | 5.52 |
4.3 Compensation for Growth
The decent profitability rating of ANI may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.42
EPS Next 2Y2.86%
EPS Next 3Y3.41%
5. Dividend
5.1 Amount
ANI has a Yearly Dividend Yield of 5.93%, which is a nice return.
ANI's Dividend Yield is rather good when compared to the industry average which is at 3.32. ANI pays more dividend than 87.20% of the companies in the same industry.
ANI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
DPN/A
EPS Next 2Y2.86%
EPS Next 3Y3.41%
FRA:ANI (1/12/2026, 7:00:00 PM)
74.45
+1.05 (+1.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap15.37B
Revenue(TTM)8.36B
Net Income(TTM)2.38B
Analysts77
Price Target74.71 (0.35%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.4%
Min EPS beat(2)-8.89%
Max EPS beat(2)-7.91%
EPS beat(4)1
Avg EPS beat(4)-3.17%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.99%
EPS beat(8)2
Avg EPS beat(8)-2.61%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)9
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)-3.18%
Min Revenue beat(2)-8.64%
Max Revenue beat(2)2.29%
Revenue beat(4)2
Avg Revenue beat(4)-1.7%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.29%
Revenue beat(8)3
Avg Revenue beat(8)-1.65%
Revenue beat(12)7
Avg Revenue beat(12)22.37%
Revenue beat(16)11
Avg Revenue beat(16)51.34%
PT rev (1m)1.07%
PT rev (3m)-4.15%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.83%
EPS NY rev (1m)0.6%
EPS NY rev (3m)1.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.28 | ||
| Fwd PE | 10.42 | ||
| P/S | 1.83 | ||
| P/FCF | 8.44 | ||
| P/OCF | 8.07 | ||
| P/B | 1.28 | ||
| P/tB | 3.05 | ||
| EV/EBITDA | 5.52 |
EPS(TTM)6.6
EY8.87%
EPS(NY)7.14
Fwd EY9.59%
FCF(TTM)8.82
FCFY11.85%
OCF(TTM)9.22
OCFY12.39%
SpS40.72
BVpS58.11
TBVpS24.45
PEG (NY)N/A
PEG (5Y)1.42
Graham Number92.89
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROCE | 7.29% | ||
| ROIC | 5.43% | ||
| ROICexc | 5.74% | ||
| ROICexgc | 7.25% | ||
| OM | 29.17% | ||
| PM (TTM) | 28.32% | ||
| GM | 41.94% | ||
| FCFM | 21.66% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
ROICexc(3y)3.73%
ROICexc(5y)3.91%
ROICexgc(3y)4.9%
ROICexgc(5y)5.23%
ROCE(3y)4.9%
ROCE(5y)5.22%
ROICexgc growth 3Y-11.56%
ROICexgc growth 5Y-4.06%
ROICexc growth 3Y-8.15%
ROICexc growth 5Y-2.32%
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.89 | ||
| Cap/Depr | 78.57% | ||
| Cap/Sales | 0.99% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 74.41% | ||
| Profit Quality | 76.46% | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.05 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)63.21%
Cap/Depr(5y)64.22%
Cap/Sales(3y)1.21%
Cap/Sales(5y)1.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y0.73%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.14%
EBIT growth 1Y-16.2%
EBIT growth 3Y1.87%
EBIT growth 5Y5.91%
EBIT Next Year1.39%
EBIT Next 3Y2.13%
EBIT Next 5Y1.83%
FCF growth 1Y48.2%
FCF growth 3Y-7.26%
FCF growth 5Y10.19%
OCF growth 1Y47.68%
OCF growth 3Y-6.65%
OCF growth 5Y10.12%
AMUNDI SA / ANI.DE FAQ
Can you provide the ChartMill fundamental rating for AMUNDI SA?
ChartMill assigns a fundamental rating of 5 / 10 to ANI.DE.
What is the valuation status for ANI stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (ANI.DE). This can be considered as Undervalued.
What is the profitability of ANI stock?
AMUNDI SA (ANI.DE) has a profitability rating of 7 / 10.
Can you provide the financial health for ANI stock?
The financial health rating of AMUNDI SA (ANI.DE) is 4 / 10.
What is the expected EPS growth for AMUNDI SA (ANI.DE) stock?
The Earnings per Share (EPS) of AMUNDI SA (ANI.DE) is expected to decline by -1.53% in the next year.