64.365 USD
-0.87 (-1.33%)
Last: Feb 4, 2026, 02:58 PM
We assign a fundamental rating of 4 out of 10 to ANDE. ANDE was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. The financial health of ANDE is average, but there are quite some concerns on its profitability. ANDE has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- ANDE had positive earnings in the past year.
- In the past year ANDE had a positive cash flow from operations.
- In the past 5 years ANDE has always been profitable.
- In multiple years ANDE reported negative operating cash flow during the last 5 years.
1.2 Ratios
- ANDE has a Return On Assets (2.22%) which is comparable to the rest of the industry.
- The Return On Equity of ANDE (6.20%) is worse than 60.53% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 3.69%, ANDE is doing worse than 60.53% of the companies in the same industry.
- ANDE had an Average Return On Invested Capital over the past 3 years of 7.58%. This is significantly below the industry average of 28.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.22% | ||
| ROE | 6.2% | ||
| ROIC | 3.69% |
ROA(3y)2.74%
ROA(5y)2.14%
ROE(3y)9.05%
ROE(5y)7.54%
ROIC(3y)7.58%
ROIC(5y)N/A
1.3 Margins
- ANDE has a Profit Margin (0.63%) which is in line with its industry peers.
- ANDE's Profit Margin has improved in the last couple of years.
- ANDE has a Operating Margin of 0.82%. This is in the lower half of the industry: ANDE underperforms 63.16% of its industry peers.
- ANDE's Operating Margin has improved in the last couple of years.
- ANDE has a Gross Margin of 6.00%. This is amonst the worse of the industry: ANDE underperforms 89.47% of its industry peers.
- ANDE's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.82% | ||
| PM (TTM) | 0.63% | ||
| GM | 6% |
OM growth 3Y8.05%
OM growth 5Y21.55%
PM growth 3Y7.09%
PM growth 5Y35.11%
GM growth 3Y9.45%
GM growth 5Y1.36%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ANDE is destroying value.
- Compared to 1 year ago, ANDE has more shares outstanding
- Compared to 5 years ago, ANDE has more shares outstanding
- Compared to 1 year ago, ANDE has a worse debt to assets ratio.
2.2 Solvency
- ANDE has an Altman-Z score of 4.88. This indicates that ANDE is financially healthy and has little risk of bankruptcy at the moment.
- ANDE's Altman-Z score of 4.88 is fine compared to the rest of the industry. ANDE outperforms 73.68% of its industry peers.
- ANDE has a debt to FCF ratio of 3.31. This is a good value and a sign of high solvency as ANDE would need 3.31 years to pay back of all of its debts.
- ANDE's Debt to FCF ratio of 3.31 is fine compared to the rest of the industry. ANDE outperforms 68.42% of its industry peers.
- A Debt/Equity ratio of 0.60 indicates that ANDE is somewhat dependend on debt financing.
- ANDE has a Debt to Equity ratio (0.60) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 3.31 | ||
| Altman-Z | 4.88 |
ROIC/WACC0.49
WACC7.6%
2.3 Liquidity
- ANDE has a Current Ratio of 1.47. This is a normal value and indicates that ANDE is financially healthy and should not expect problems in meeting its short term obligations.
- ANDE has a Current ratio of 1.47. This is in the better half of the industry: ANDE outperforms 73.68% of its industry peers.
- A Quick Ratio of 0.80 indicates that ANDE may have some problems paying its short term obligations.
- The Quick ratio of ANDE (0.80) is better than 65.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.47 | ||
| Quick Ratio | 0.8 |
3. Growth
3.1 Past
- ANDE shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.89%.
- Measured over the past years, ANDE shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.99% on average per year.
- The Revenue has been growing slightly by 2.19% in the past year.
- ANDE shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.06% yearly.
EPS 1Y (TTM)-28.89%
EPS 3Y3.27%
EPS 5Y20.99%
EPS Q2Q%5%
Revenue 1Y (TTM)2.19%
Revenue growth 3Y-3.72%
Revenue growth 5Y7.06%
Sales Q2Q%2.16%
3.2 Future
- Based on estimates for the next years, ANDE will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.48% on average per year.
- ANDE is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.01% yearly.
EPS Next Y-17.67%
EPS Next 2Y13.48%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.34%
Revenue Next 2Y6.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 25.14, which means the current valuation is very expensive for ANDE.
- The rest of the industry has a similar Price/Earnings ratio as ANDE.
- When comparing the Price/Earnings ratio of ANDE to the average of the S&P500 Index (28.18), we can say ANDE is valued inline with the index average.
- Based on the Price/Forward Earnings ratio of 14.83, the valuation of ANDE can be described as correct.
- Based on the Price/Forward Earnings ratio, ANDE is valued a bit cheaper than the industry average as 71.05% of the companies are valued more expensively.
- ANDE's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.14 | ||
| Fwd PE | 14.83 |
4.2 Price Multiples
- ANDE's Enterprise Value to EBITDA is on the same level as the industry average.
- Based on the Price/Free Cash Flow ratio, ANDE is valued cheaply inside the industry as 86.84% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.31 | ||
| EV/EBITDA | 11.93 |
4.3 Compensation for Growth
- ANDE's earnings are expected to grow with 13.48% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)1.2
EPS Next 2Y13.48%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- ANDE has a Yearly Dividend Yield of 1.28%.
- ANDE's Dividend Yield is a higher than the industry average which is at 0.74.
- Compared to the average S&P500 Dividend Yield of 1.83, ANDE is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
5.2 History
- The dividend of ANDE has a limited annual growth rate of 1.62%.
- ANDE has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.62%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 36.70% of the earnings are spent on dividend by ANDE. This is a low number and sustainable payout ratio.
- ANDE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP36.7%
EPS Next 2Y13.48%
EPS Next 3YN/A
NASDAQ:ANDE (2/4/2026, 2:58:50 PM)
64.365
-0.87 (-1.33%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-17 2026-02-17/amc
Inst Owners86.87%
Inst Owner Change-0.22%
Ins Owners4.09%
Ins Owner Change-1.7%
Market Cap2.18B
Revenue(TTM)11.60B
Net Income(TTM)73.28M
Analysts85
Price Target63.75 (-0.96%)
Short Float %1.98%
Short Ratio1.93
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
Yearly Dividend0.77
Dividend Growth(5Y)1.62%
DP36.7%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-02 2026-01-02 (0.2)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)12.43%
Min EPS beat(2)-54.16%
Max EPS beat(2)79.03%
EPS beat(4)3
Avg EPS beat(4)71.86%
Min EPS beat(4)-54.16%
Max EPS beat(4)217.65%
EPS beat(8)6
Avg EPS beat(8)72.9%
EPS beat(12)9
Avg EPS beat(12)54.85%
EPS beat(16)12
Avg EPS beat(16)51.77%
Revenue beat(2)1
Avg Revenue beat(2)-0.83%
Min Revenue beat(2)-9.01%
Max Revenue beat(2)7.36%
Revenue beat(4)2
Avg Revenue beat(4)0.79%
Min Revenue beat(4)-9.01%
Max Revenue beat(4)12.67%
Revenue beat(8)2
Avg Revenue beat(8)-8.96%
Revenue beat(12)3
Avg Revenue beat(12)-6.77%
Revenue beat(16)7
Avg Revenue beat(16)1.47%
PT rev (1m)4.17%
PT rev (3m)25%
EPS NQ rev (1m)-0.33%
EPS NQ rev (3m)-7.69%
EPS NY rev (1m)0%
EPS NY rev (3m)10.12%
Revenue NQ rev (1m)0.12%
Revenue NQ rev (3m)-3.93%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)-2.82%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.14 | ||
| Fwd PE | 14.83 | ||
| P/S | 0.19 | ||
| P/FCF | 9.31 | ||
| P/OCF | 4.82 | ||
| P/B | 1.84 | ||
| P/tB | 1.84 | ||
| EV/EBITDA | 11.93 |
EPS(TTM)2.56
EY3.98%
EPS(NY)4.34
Fwd EY6.74%
FCF(TTM)6.91
FCFY10.74%
OCF(TTM)13.36
OCFY20.76%
SpS342.67
BVpS34.9
TBVpS34.9
PEG (NY)N/A
PEG (5Y)1.2
Graham Number44.84
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.22% | ||
| ROE | 6.2% | ||
| ROCE | 4.84% | ||
| ROIC | 3.69% | ||
| ROICexc | 3.84% | ||
| ROICexgc | 3.84% | ||
| OM | 0.82% | ||
| PM (TTM) | 0.63% | ||
| GM | 6% | ||
| FCFM | 2.02% |
ROA(3y)2.74%
ROA(5y)2.14%
ROE(3y)9.05%
ROE(5y)7.54%
ROIC(3y)7.58%
ROIC(5y)N/A
ROICexc(3y)9.49%
ROICexc(5y)N/A
ROICexgc(3y)10.72%
ROICexgc(5y)N/A
ROCE(3y)9.94%
ROCE(5y)N/A
ROICexgc growth 3Y10.33%
ROICexgc growth 5Y36.01%
ROICexc growth 3Y10.51%
ROICexc growth 5Y36.71%
OM growth 3Y8.05%
OM growth 5Y21.55%
PM growth 3Y7.09%
PM growth 5Y35.11%
GM growth 3Y9.45%
GM growth 5Y1.36%
F-Score4
Asset Turnover3.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 3.31 | ||
| Debt/EBITDA | 3.07 | ||
| Cap/Depr | 160.38% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 195.48% | ||
| Profit Quality | 319.29% | ||
| Current Ratio | 1.47 | ||
| Quick Ratio | 0.8 | ||
| Altman-Z | 4.88 |
F-Score4
WACC7.6%
ROIC/WACC0.49
Cap/Depr(3y)113.57%
Cap/Depr(5y)88.41%
Cap/Sales(3y)1.05%
Cap/Sales(5y)1.02%
Profit Quality(3y)353.13%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.89%
EPS 3Y3.27%
EPS 5Y20.99%
EPS Q2Q%5%
EPS Next Y-17.67%
EPS Next 2Y13.48%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.19%
Revenue growth 3Y-3.72%
Revenue growth 5Y7.06%
Sales Q2Q%2.16%
Revenue Next Year8.34%
Revenue Next 2Y6.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-54.63%
EBIT growth 3Y4.04%
EBIT growth 5Y30.13%
EBIT Next Year78.63%
EBIT Next 3Y29.21%
EBIT Next 5Y21.19%
FCF growth 1Y-76.32%
FCF growth 3YN/A
FCF growth 5Y18.48%
OCF growth 1Y-60.22%
OCF growth 3YN/A
OCF growth 5Y-1%
ANDERSONS INC/THE / ANDE FAQ
What is the ChartMill fundamental rating of ANDERSONS INC/THE (ANDE) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ANDE.
What is the valuation status for ANDE stock?
ChartMill assigns a valuation rating of 4 / 10 to ANDERSONS INC/THE (ANDE). This can be considered as Fairly Valued.
Can you provide the profitability details for ANDERSONS INC/THE?
ANDERSONS INC/THE (ANDE) has a profitability rating of 3 / 10.
What is the valuation of ANDERSONS INC/THE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ANDERSONS INC/THE (ANDE) is 25.14 and the Price/Book (PB) ratio is 1.84.
How financially healthy is ANDERSONS INC/THE?
The financial health rating of ANDERSONS INC/THE (ANDE) is 5 / 10.