61.99 USD
-0.45 (-0.72%)
At close: Jan 30, 2026
61.99 USD
0 (0%)
After Hours: 1/30/2026, 8:00:00 PM
Overall ANDE gets a fundamental rating of 4 out of 10. We evaluated ANDE against 38 industry peers in the Consumer Staples Distribution & Retail industry. The financial health of ANDE is average, but there are quite some concerns on its profitability. ANDE has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year ANDE was profitable.
- ANDE had a positive operating cash flow in the past year.
- ANDE had positive earnings in each of the past 5 years.
- The reported operating cash flow has been mixed in the past 5 years: ANDE reported negative operating cash flow in multiple years.
1.2 Ratios
- With a Return On Assets value of 2.22%, ANDE perfoms like the industry average, outperforming 42.11% of the companies in the same industry.
- ANDE's Return On Equity of 6.20% is on the low side compared to the rest of the industry. ANDE is outperformed by 60.53% of its industry peers.
- ANDE has a Return On Invested Capital of 3.69%. This is in the lower half of the industry: ANDE underperforms 60.53% of its industry peers.
- ANDE had an Average Return On Invested Capital over the past 3 years of 7.58%. This is significantly below the industry average of 28.24%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.22% | ||
| ROE | 6.2% | ||
| ROIC | 3.69% |
ROA(3y)2.74%
ROA(5y)2.14%
ROE(3y)9.05%
ROE(5y)7.54%
ROIC(3y)7.58%
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 0.63%, ANDE perfoms like the industry average, outperforming 42.11% of the companies in the same industry.
- In the last couple of years the Profit Margin of ANDE has grown nicely.
- ANDE's Operating Margin of 0.82% is on the low side compared to the rest of the industry. ANDE is outperformed by 63.16% of its industry peers.
- In the last couple of years the Operating Margin of ANDE has grown nicely.
- ANDE has a Gross Margin of 6.00%. This is amonst the worse of the industry: ANDE underperforms 89.47% of its industry peers.
- ANDE's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.82% | ||
| PM (TTM) | 0.63% | ||
| GM | 6% |
OM growth 3Y8.05%
OM growth 5Y21.55%
PM growth 3Y7.09%
PM growth 5Y35.11%
GM growth 3Y9.45%
GM growth 5Y1.36%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so ANDE is still creating some value.
- Compared to 1 year ago, ANDE has more shares outstanding
- The number of shares outstanding for ANDE has been increased compared to 5 years ago.
- The debt/assets ratio for ANDE is higher compared to a year ago.
2.2 Solvency
- ANDE has an Altman-Z score of 4.85. This indicates that ANDE is financially healthy and has little risk of bankruptcy at the moment.
- ANDE has a Altman-Z score of 4.85. This is in the better half of the industry: ANDE outperforms 73.68% of its industry peers.
- ANDE has a debt to FCF ratio of 3.31. This is a good value and a sign of high solvency as ANDE would need 3.31 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 3.31, ANDE is doing good in the industry, outperforming 68.42% of the companies in the same industry.
- A Debt/Equity ratio of 0.60 indicates that ANDE is somewhat dependend on debt financing.
- ANDE's Debt to Equity ratio of 0.60 is in line compared to the rest of the industry. ANDE outperforms 52.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 3.31 | ||
| Altman-Z | 4.85 |
ROIC/WACC0.49
WACC7.52%
2.3 Liquidity
- A Current Ratio of 1.47 indicates that ANDE should not have too much problems paying its short term obligations.
- The Current ratio of ANDE (1.47) is better than 73.68% of its industry peers.
- ANDE has a Quick Ratio of 1.47. This is a bad value and indicates that ANDE is not financially healthy enough and could expect problems in meeting its short term obligations.
- ANDE's Quick ratio of 0.80 is fine compared to the rest of the industry. ANDE outperforms 65.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.47 | ||
| Quick Ratio | 0.8 |
3. Growth
3.1 Past
- ANDE shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.89%.
- The Earnings Per Share has been growing by 20.99% on average over the past years. This is a very strong growth
- ANDE shows a small growth in Revenue. In the last year, the Revenue has grown by 2.19%.
- The Revenue has been growing slightly by 7.06% on average over the past years.
EPS 1Y (TTM)-28.89%
EPS 3Y3.27%
EPS 5Y20.99%
EPS Q2Q%5%
Revenue 1Y (TTM)2.19%
Revenue growth 3Y-3.72%
Revenue growth 5Y7.06%
Sales Q2Q%2.16%
3.2 Future
- Based on estimates for the next years, ANDE will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.48% on average per year.
- Based on estimates for the next years, ANDE will show a small growth in Revenue. The Revenue will grow by 6.01% on average per year.
EPS Next Y-17.67%
EPS Next 2Y13.48%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.34%
Revenue Next 2Y6.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 24.21, ANDE is valued on the expensive side.
- ANDE's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of ANDE to the average of the S&P500 Index (28.32), we can say ANDE is valued inline with the index average.
- Based on the Price/Forward Earnings ratio of 14.28, the valuation of ANDE can be described as correct.
- Based on the Price/Forward Earnings ratio, ANDE is valued a bit cheaper than 71.05% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of ANDE to the average of the S&P500 Index (25.57), we can say ANDE is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.21 | ||
| Fwd PE | 14.28 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ANDE is valued a bit cheaper than the industry average as 60.53% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, ANDE is valued cheaply inside the industry as 86.84% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.97 | ||
| EV/EBITDA | 11.45 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as ANDE's earnings are expected to grow with 13.48% in the coming years.
PEG (NY)N/A
PEG (5Y)1.15
EPS Next 2Y13.48%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.28%, ANDE has a reasonable but not impressive dividend return.
- ANDE's Dividend Yield is a higher than the industry average which is at 0.74.
- Compared to the average S&P500 Dividend Yield of 1.83, ANDE is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
5.2 History
- The dividend of ANDE has a limited annual growth rate of 1.62%.
- ANDE has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.62%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 36.70% of the earnings are spent on dividend by ANDE. This is a low number and sustainable payout ratio.
- The dividend of ANDE is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.7%
EPS Next 2Y13.48%
EPS Next 3YN/A
ANDERSONS INC/THE / ANDE FAQ
What is the ChartMill fundamental rating of ANDERSONS INC/THE (ANDE) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ANDE.
What is the valuation status for ANDE stock?
ChartMill assigns a valuation rating of 4 / 10 to ANDERSONS INC/THE (ANDE). This can be considered as Fairly Valued.
Can you provide the profitability details for ANDERSONS INC/THE?
ANDERSONS INC/THE (ANDE) has a profitability rating of 3 / 10.
What is the valuation of ANDERSONS INC/THE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ANDERSONS INC/THE (ANDE) is 24.21 and the Price/Book (PB) ratio is 1.78.
How financially healthy is ANDERSONS INC/THE?
The financial health rating of ANDERSONS INC/THE (ANDE) is 5 / 10.