ANDERSONS INC/THE (ANDE) Stock Fundamental Analysis
NASDAQ:ANDE • US0341641035
64.49 USD
-1.16 (-1.77%)
At close: Feb 23, 2026
64.49 USD
0 (0%)
After Hours: 2/23/2026, 8:00:01 PM
Overall ANDE gets a fundamental rating of 4 out of 10. We evaluated ANDE against 38 industry peers in the Consumer Staples Distribution & Retail industry. While ANDE is still in line with the averages on profitability rating, there are concerns on its financial health. ANDE has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- ANDE had positive earnings in the past year.
- In the past year ANDE had a positive cash flow from operations.
- ANDE had positive earnings in each of the past 5 years.
- Of the past 5 years ANDE 4 years had a positive operating cash flow.
1.2 Ratios
- With a Return On Assets value of 2.58%, ANDE perfoms like the industry average, outperforming 42.11% of the companies in the same industry.
- With a Return On Equity value of 7.69%, ANDE perfoms like the industry average, outperforming 44.74% of the companies in the same industry.
- ANDE has a Return On Invested Capital of 4.78%. This is comparable to the rest of the industry: ANDE outperforms 50.00% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for ANDE is significantly below the industry average of 28.42%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.58% | ||
| ROE | 7.69% | ||
| ROIC | 4.78% |
ROA(3y)2.66%
ROA(5y)2.62%
ROE(3y)7.97%
ROE(5y)8.91%
ROIC(3y)6.85%
ROIC(5y)6.77%
1.3 Margins
- ANDE's Profit Margin of 0.87% is in line compared to the rest of the industry. ANDE outperforms 42.11% of its industry peers.
- ANDE's Profit Margin has improved in the last couple of years.
- ANDE has a Operating Margin (1.17%) which is comparable to the rest of the industry.
- ANDE's Operating Margin has declined in the last couple of years.
- ANDE has a Gross Margin of 6.48%. This is amonst the worse of the industry: ANDE underperforms 89.47% of its industry peers.
- ANDE's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 0.87% | ||
| GM | 6.48% |
OM growth 3Y-2.49%
OM growth 5YN/A
PM growth 3Y4.76%
PM growth 5Y54.36%
GM growth 3Y17.97%
GM growth 5Y7.39%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so ANDE is still creating some value.
- ANDE has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, ANDE has more shares outstanding
- Compared to 1 year ago, ANDE has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 4.23 indicates that ANDE is not in any danger for bankruptcy at the moment.
- ANDE has a Altman-Z score (4.23) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.65 indicates that ANDE is somewhat dependend on debt financing.
- ANDE has a Debt to Equity ratio (0.65) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.23 |
ROIC/WACC0.76
WACC6.29%
2.3 Liquidity
- A Current Ratio of 1.41 indicates that ANDE should not have too much problems paying its short term obligations.
- With a decent Current ratio value of 1.41, ANDE is doing good in the industry, outperforming 73.68% of the companies in the same industry.
- A Quick Ratio of 0.60 indicates that ANDE may have some problems paying its short term obligations.
- ANDE's Quick ratio of 0.60 is in line compared to the rest of the industry. ANDE outperforms 52.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.41 | ||
| Quick Ratio | 0.6 |
3. Growth
3.1 Past
- ANDE shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.86%.
- The Earnings Per Share has been growing by 109.65% on average over the past years. This is a very strong growth
- Looking at the last year, ANDE shows a decrease in Revenue. The Revenue has decreased by -2.21% in the last year.
- Measured over the past years, ANDE shows a small growth in Revenue. The Revenue has been growing by 6.42% on average per year.
EPS 1Y (TTM)-3.86%
EPS 3Y-7.17%
EPS 5Y109.65%
EPS Q2Q%50%
Revenue 1Y (TTM)-2.21%
Revenue growth 3Y-14.03%
Revenue growth 5Y6.42%
Sales Q2Q%-18.79%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- The Revenue is expected to grow by 4.88% on average over the next years.
EPS Next Y38.68%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year4.01%
Revenue Next 2Y4.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 19.90, which indicates a rather expensive current valuation of ANDE.
- Compared to the rest of the industry, the Price/Earnings ratio of ANDE indicates a somewhat cheap valuation: ANDE is cheaper than 60.53% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of ANDE to the average of the S&P500 Index (26.64), we can say ANDE is valued slightly cheaper.
- Based on the Price/Forward Earnings ratio of 14.35, the valuation of ANDE can be described as correct.
- Based on the Price/Forward Earnings ratio, ANDE is valued a bit cheaper than 73.68% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 27.75. ANDE is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.9 | ||
| Fwd PE | 14.35 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ANDE is valued a bit cheaper than 65.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 10.49 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.51
PEG (5Y)0.18
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- ANDE has a Yearly Dividend Yield of 1.22%. Purely for dividend investing, there may be better candidates out there.
- ANDE's Dividend Yield is a higher than the industry average which is at 0.69.
- Compared to the average S&P500 Dividend Yield of 1.80, ANDE is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.22% |
5.2 History
- The dividend of ANDE has a limited annual growth rate of 2.85%.
- ANDE has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)2.85%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 28.05% of the earnings are spent on dividend by ANDE. This is a low number and sustainable payout ratio.
- ANDE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP28.05%
EPS Next 2YN/A
EPS Next 3YN/A
64.49
-1.16 (-1.77%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)02-17 2026-02-17/amc
Earnings (Next)05-04 2026-05-04
Inst Owners86.87%
Inst Owner Change5.47%
Ins Owners4.09%
Ins Owner Change4.74%
Market Cap2.18B
Revenue(TTM)11.01B
Net Income(TTM)95.71M
Analysts85
Price Target63.75 (-1.15%)
Short Float %2.05%
Short Ratio2.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.22% |
Yearly Dividend0.79
Dividend Growth(5Y)2.85%
DP28.05%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-01 2026-04-01 (0.2)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)53.75%
Min EPS beat(2)28.48%
Max EPS beat(2)79.03%
EPS beat(4)3
Avg EPS beat(4)67.75%
Min EPS beat(4)-54.16%
Max EPS beat(4)217.65%
EPS beat(8)6
Avg EPS beat(8)69.27%
EPS beat(12)9
Avg EPS beat(12)48.4%
EPS beat(16)12
Avg EPS beat(16)49.22%
Revenue beat(2)0
Avg Revenue beat(2)-16.62%
Min Revenue beat(2)-24.22%
Max Revenue beat(2)-9.01%
Revenue beat(4)1
Avg Revenue beat(4)-8.43%
Min Revenue beat(4)-24.22%
Max Revenue beat(4)7.36%
Revenue beat(8)2
Avg Revenue beat(8)-8.72%
Revenue beat(12)2
Avg Revenue beat(12)-9.38%
Revenue beat(16)6
Avg Revenue beat(16)-1.44%
PT rev (1m)0%
PT rev (3m)17.19%
EPS NQ rev (1m)2.41%
EPS NQ rev (3m)2.08%
EPS NY rev (1m)-0.37%
EPS NY rev (3m)9.72%
Revenue NQ rev (1m)-0.03%
Revenue NQ rev (3m)0.09%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-2.83%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.9 | ||
| Fwd PE | 14.35 | ||
| P/S | 0.2 | ||
| P/FCF | N/A | ||
| P/OCF | 12.33 | ||
| P/B | 1.75 | ||
| P/tB | 2.07 | ||
| EV/EBITDA | 10.49 |
EPS(TTM)3.24
EY5.02%
EPS(NY)4.49
Fwd EY6.97%
FCF(TTM)-1.66
FCFYN/A
OCF(TTM)5.23
OCFY8.11%
SpS325.32
BVpS36.78
TBVpS31.13
PEG (NY)0.51
PEG (5Y)0.18
Graham Number51.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.58% | ||
| ROE | 7.69% | ||
| ROCE | 6.34% | ||
| ROIC | 4.78% | ||
| ROICexc | 4.99% | ||
| ROICexgc | 5.47% | ||
| OM | 1.17% | ||
| PM (TTM) | 0.87% | ||
| GM | 6.48% | ||
| FCFM | N/A |
ROA(3y)2.66%
ROA(5y)2.62%
ROE(3y)7.97%
ROE(5y)8.91%
ROIC(3y)6.85%
ROIC(5y)6.77%
ROICexc(3y)8.77%
ROICexc(5y)8.11%
ROICexgc(3y)9.9%
ROICexgc(5y)9.11%
ROCE(3y)8.57%
ROCE(5y)8.84%
ROICexgc growth 3Y-15.79%
ROICexgc growth 5YN/A
ROICexc growth 3Y-15.33%
ROICexc growth 5YN/A
OM growth 3Y-2.49%
OM growth 5YN/A
PM growth 3Y4.76%
PM growth 5Y54.36%
GM growth 3Y17.97%
GM growth 5Y7.39%
F-Score6
Asset Turnover2.97
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.09 | ||
| Cap/Depr | 174.86% | ||
| Cap/Sales | 2.12% | ||
| Interest Coverage | 2791.67 | ||
| Cash Conversion | 67.62% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.41 | ||
| Quick Ratio | 0.6 | ||
| Altman-Z | 4.23 |
F-Score6
WACC6.29%
ROIC/WACC0.76
Cap/Depr(3y)137.28%
Cap/Depr(5y)112.26%
Cap/Sales(3y)1.49%
Cap/Sales(5y)1.18%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.86%
EPS 3Y-7.17%
EPS 5Y109.65%
EPS Q2Q%50%
EPS Next Y38.68%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.21%
Revenue growth 3Y-14.03%
Revenue growth 5Y6.42%
Sales Q2Q%-18.79%
Revenue Next Year4.01%
Revenue Next 2Y4.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-32.75%
EBIT growth 3Y-16.17%
EBIT growth 5YN/A
EBIT Next Year361.03%
EBIT Next 3Y64.88%
EBIT Next 5YN/A
FCF growth 1Y-130.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-46.61%
OCF growth 3Y-14.89%
OCF growth 5YN/A
ANDERSONS INC/THE / ANDE FAQ
What is the ChartMill fundamental rating of ANDERSONS INC/THE (ANDE) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ANDE.
What is the valuation status for ANDE stock?
ChartMill assigns a valuation rating of 4 / 10 to ANDERSONS INC/THE (ANDE). This can be considered as Fairly Valued.
Can you provide the profitability details for ANDERSONS INC/THE?
ANDERSONS INC/THE (ANDE) has a profitability rating of 4 / 10.
What is the valuation of ANDERSONS INC/THE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ANDERSONS INC/THE (ANDE) is 19.9 and the Price/Book (PB) ratio is 1.75.
How financially healthy is ANDERSONS INC/THE?
The financial health rating of ANDERSONS INC/THE (ANDE) is 3 / 10.