57.85 USD
-0.62 (-1.06%)
57.85 USD
0 (0%)
ANDE gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 38 industry peers in the Consumer Staples Distribution & Retail industry. The financial health of ANDE is average, but there are quite some concerns on its profitability. ANDE has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year ANDE was profitable.
- In the past year ANDE had a positive cash flow from operations.
- Each year in the past 5 years ANDE has been profitable.
- In multiple years ANDE reported negative operating cash flow during the last 5 years.
1.2 Ratios
- ANDE has a Return On Assets of 2.22%. This is comparable to the rest of the industry: ANDE outperforms 42.11% of its industry peers.
- Looking at the Return On Equity, with a value of 6.20%, ANDE is doing worse than 60.53% of the companies in the same industry.
- ANDE has a Return On Invested Capital of 3.69%. This is in the lower half of the industry: ANDE underperforms 60.53% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for ANDE is significantly below the industry average of 28.30%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.22% | ||
| ROE | 6.2% | ||
| ROIC | 3.69% |
ROA(3y)2.74%
ROA(5y)2.14%
ROE(3y)9.05%
ROE(5y)7.54%
ROIC(3y)7.58%
ROIC(5y)N/A
1.3 Margins
- ANDE's Profit Margin of 0.63% is in line compared to the rest of the industry. ANDE outperforms 42.11% of its industry peers.
- In the last couple of years the Profit Margin of ANDE has grown nicely.
- With a Operating Margin value of 0.82%, ANDE is not doing good in the industry: 63.16% of the companies in the same industry are doing better.
- In the last couple of years the Operating Margin of ANDE has grown nicely.
- ANDE's Gross Margin of 6.00% is on the low side compared to the rest of the industry. ANDE is outperformed by 89.47% of its industry peers.
- ANDE's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.82% | ||
| PM (TTM) | 0.63% | ||
| GM | 6% |
OM growth 3Y8.05%
OM growth 5Y21.55%
PM growth 3Y7.09%
PM growth 5Y35.11%
GM growth 3Y9.45%
GM growth 5Y1.36%
2. Health
2.1 Basic Checks
- ANDE has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, ANDE has more shares outstanding
- ANDE has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for ANDE is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 4.81 indicates that ANDE is not in any danger for bankruptcy at the moment.
- ANDE has a Altman-Z score of 4.81. This is in the better half of the industry: ANDE outperforms 68.42% of its industry peers.
- The Debt to FCF ratio of ANDE is 3.31, which is a good value as it means it would take ANDE, 3.31 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of ANDE (3.31) is better than 68.42% of its industry peers.
- ANDE has a Debt/Equity ratio of 0.60. This is a neutral value indicating ANDE is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.60, ANDE is in line with its industry, outperforming 52.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 3.31 | ||
| Altman-Z | 4.81 |
ROIC/WACC0.47
WACC7.89%
2.3 Liquidity
- A Current Ratio of 1.47 indicates that ANDE should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.47, ANDE is in the better half of the industry, outperforming 73.68% of the companies in the same industry.
- ANDE has a Quick Ratio of 1.47. This is a bad value and indicates that ANDE is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of ANDE (0.80) is better than 65.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.47 | ||
| Quick Ratio | 0.8 |
3. Growth
3.1 Past
- ANDE shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.89%.
- ANDE shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.99% yearly.
- Looking at the last year, ANDE shows a small growth in Revenue. The Revenue has grown by 2.19% in the last year.
- ANDE shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.06% yearly.
EPS 1Y (TTM)-28.89%
EPS 3Y3.27%
EPS 5Y20.99%
EPS Q2Q%5%
Revenue 1Y (TTM)2.19%
Revenue growth 3Y-3.72%
Revenue growth 5Y7.06%
Sales Q2Q%2.16%
3.2 Future
- ANDE is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.48% yearly.
- ANDE is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.80% yearly.
EPS Next Y-17.67%
EPS Next 2Y13.48%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.28%
Revenue Next 2Y5.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 22.60 indicates a rather expensive valuation of ANDE.
- ANDE's Price/Earnings is on the same level as the industry average.
- ANDE's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.38.
- Based on the Price/Forward Earnings ratio of 13.33, the valuation of ANDE can be described as correct.
- Based on the Price/Forward Earnings ratio, ANDE is valued a bit cheaper than the industry average as 76.32% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of ANDE to the average of the S&P500 Index (24.29), we can say ANDE is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.6 | ||
| Fwd PE | 13.33 |
4.2 Price Multiples
- ANDE's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. ANDE is cheaper than 65.79% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of ANDE indicates a rather cheap valuation: ANDE is cheaper than 84.21% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.37 | ||
| EV/EBITDA | 10.85 |
4.3 Compensation for Growth
- ANDE's earnings are expected to grow with 13.48% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)1.08
EPS Next 2Y13.48%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- ANDE has a Yearly Dividend Yield of 1.37%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 0.72, ANDE pays a bit more dividend than its industry peers.
- ANDE's Dividend Yield is slightly below the S&P500 average, which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
5.2 History
- The dividend of ANDE has a limited annual growth rate of 1.62%.
- ANDE has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)1.62%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- ANDE pays out 36.70% of its income as dividend. This is a sustainable payout ratio.
- The dividend of ANDE is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.7%
EPS Next 2Y13.48%
EPS Next 3YN/A
57.85
-0.62 (-1.06%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-18 2026-02-18/amc
Inst Owners86.87%
Inst Owner Change0.23%
Ins Owners4.09%
Ins Owner Change-1.69%
Market Cap1.96B
Revenue(TTM)11.60B
Net Income(TTM)73.28M
Analysts85
Price Target63.75 (10.2%)
Short Float %2.16%
Short Ratio2.01
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
Yearly Dividend0.77
Dividend Growth(5Y)1.62%
DP36.7%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-02 2026-01-02 (0.2)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)12.43%
Min EPS beat(2)-54.16%
Max EPS beat(2)79.03%
EPS beat(4)3
Avg EPS beat(4)71.86%
Min EPS beat(4)-54.16%
Max EPS beat(4)217.65%
EPS beat(8)6
Avg EPS beat(8)72.9%
EPS beat(12)9
Avg EPS beat(12)54.85%
EPS beat(16)12
Avg EPS beat(16)51.77%
Revenue beat(2)1
Avg Revenue beat(2)-0.83%
Min Revenue beat(2)-9.01%
Max Revenue beat(2)7.36%
Revenue beat(4)2
Avg Revenue beat(4)0.79%
Min Revenue beat(4)-9.01%
Max Revenue beat(4)12.67%
Revenue beat(8)2
Avg Revenue beat(8)-8.96%
Revenue beat(12)3
Avg Revenue beat(12)-6.77%
Revenue beat(16)7
Avg Revenue beat(16)1.47%
PT rev (1m)17.19%
PT rev (3m)33.93%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.28%
EPS NY rev (1m)0%
EPS NY rev (3m)17.24%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.32%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-2.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.6 | ||
| Fwd PE | 13.33 | ||
| P/S | 0.17 | ||
| P/FCF | 8.37 | ||
| P/OCF | 4.33 | ||
| P/B | 1.66 | ||
| P/tB | 1.66 | ||
| EV/EBITDA | 10.85 |
EPS(TTM)2.56
EY4.43%
EPS(NY)4.34
Fwd EY7.5%
FCF(TTM)6.91
FCFY11.95%
OCF(TTM)13.36
OCFY23.1%
SpS342.67
BVpS34.9
TBVpS34.9
PEG (NY)N/A
PEG (5Y)1.08
Graham Number44.84
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.22% | ||
| ROE | 6.2% | ||
| ROCE | 4.84% | ||
| ROIC | 3.69% | ||
| ROICexc | 3.84% | ||
| ROICexgc | 3.84% | ||
| OM | 0.82% | ||
| PM (TTM) | 0.63% | ||
| GM | 6% | ||
| FCFM | 2.02% |
ROA(3y)2.74%
ROA(5y)2.14%
ROE(3y)9.05%
ROE(5y)7.54%
ROIC(3y)7.58%
ROIC(5y)N/A
ROICexc(3y)9.49%
ROICexc(5y)N/A
ROICexgc(3y)10.72%
ROICexgc(5y)N/A
ROCE(3y)9.94%
ROCE(5y)N/A
ROICexgc growth 3Y10.33%
ROICexgc growth 5Y36.01%
ROICexc growth 3Y10.51%
ROICexc growth 5Y36.71%
OM growth 3Y8.05%
OM growth 5Y21.55%
PM growth 3Y7.09%
PM growth 5Y35.11%
GM growth 3Y9.45%
GM growth 5Y1.36%
F-Score4
Asset Turnover3.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 3.31 | ||
| Debt/EBITDA | 3.07 | ||
| Cap/Depr | 160.38% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 195.48% | ||
| Profit Quality | 319.29% | ||
| Current Ratio | 1.47 | ||
| Quick Ratio | 0.8 | ||
| Altman-Z | 4.81 |
F-Score4
WACC7.89%
ROIC/WACC0.47
Cap/Depr(3y)113.57%
Cap/Depr(5y)88.41%
Cap/Sales(3y)1.05%
Cap/Sales(5y)1.02%
Profit Quality(3y)353.13%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.89%
EPS 3Y3.27%
EPS 5Y20.99%
EPS Q2Q%5%
EPS Next Y-17.67%
EPS Next 2Y13.48%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.19%
Revenue growth 3Y-3.72%
Revenue growth 5Y7.06%
Sales Q2Q%2.16%
Revenue Next Year8.28%
Revenue Next 2Y5.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-54.63%
EBIT growth 3Y4.04%
EBIT growth 5Y30.13%
EBIT Next Year78.78%
EBIT Next 3Y29.21%
EBIT Next 5Y21.19%
FCF growth 1Y-76.32%
FCF growth 3YN/A
FCF growth 5Y18.48%
OCF growth 1Y-60.22%
OCF growth 3YN/A
OCF growth 5Y-1%
ANDERSONS INC/THE / ANDE FAQ
What is the ChartMill fundamental rating of ANDERSONS INC/THE (ANDE) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ANDE.
What is the valuation status for ANDE stock?
ChartMill assigns a valuation rating of 4 / 10 to ANDERSONS INC/THE (ANDE). This can be considered as Fairly Valued.
Can you provide the profitability details for ANDERSONS INC/THE?
ANDERSONS INC/THE (ANDE) has a profitability rating of 3 / 10.
What is the valuation of ANDERSONS INC/THE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ANDERSONS INC/THE (ANDE) is 22.6 and the Price/Book (PB) ratio is 1.66.
How financially healthy is ANDERSONS INC/THE?
The financial health rating of ANDERSONS INC/THE (ANDE) is 5 / 10.