AMUNDI SA (AMUN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:AMUN - FR0004125920 - Common Stock
74.65 EUR
-0.25 (-0.33%)
Taking everything into account, AMUN scores 5 out of 10 in our fundamental rating. AMUN was compared to 118 industry peers in the Capital Markets industry. AMUN has an excellent profitability rating, but there are some minor concerns on its financial health. AMUN is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- AMUN had positive earnings in the past year.
- In the past year AMUN had a positive cash flow from operations.
- Each year in the past 5 years AMUN has been profitable.
- AMUN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 6.08%, AMUN is in the better half of the industry, outperforming 77.97% of the companies in the same industry.
- AMUN has a Return On Equity of 19.85%. This is amongst the best in the industry. AMUN outperforms 80.51% of its industry peers.
- The Return On Invested Capital of AMUN (5.43%) is better than 71.19% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AMUN is significantly below the industry average of 8.65%.
- The last Return On Invested Capital (5.43%) for AMUN is above the 3 year average (3.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
- The Profit Margin of AMUN (28.32%) is better than 76.27% of its industry peers.
- In the last couple of years the Profit Margin of AMUN has grown nicely.
- The Operating Margin of AMUN (29.17%) is better than 68.64% of its industry peers.
- In the last couple of years the Operating Margin of AMUN has remained more or less at the same level.
- With a decent Gross Margin value of 41.94%, AMUN is doing good in the industry, outperforming 61.02% of the companies in the same industry.
- AMUN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.32% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, AMUN has about the same amount of shares outstanding.
- Compared to 5 years ago, AMUN has more shares outstanding
- The debt/assets ratio for AMUN has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 1.05, we must say that AMUN is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.05, AMUN is in line with its industry, outperforming 59.32% of the companies in the same industry.
- The Debt to FCF ratio of AMUN is 1.25, which is an excellent value as it means it would take AMUN, only 1.25 years of fcf income to pay off all of its debts.
- AMUN has a better Debt to FCF ratio (1.25) than 89.83% of its industry peers.
- A Debt/Equity ratio of 0.19 indicates that AMUN is not too dependend on debt financing.
- AMUN has a Debt to Equity ratio of 0.19. This is in the better half of the industry: AMUN outperforms 73.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.05 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.83 indicates that AMUN may have some problems paying its short term obligations.
- AMUN has a Current ratio (0.83) which is in line with its industry peers.
- A Quick Ratio of 0.83 indicates that AMUN may have some problems paying its short term obligations.
- AMUN's Quick ratio of 0.83 is in line compared to the rest of the industry. AMUN outperforms 54.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 2.48% over the past year.
- AMUN shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.93% yearly.
- The Revenue has been growing slightly by 5.42% in the past year.
- The Revenue has been growing slightly by 6.39% on average over the past years.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
- The Earnings Per Share is expected to grow by 0.73% on average over the next years.
- The Revenue is expected to grow by 1.14% on average over the next years.
EPS Next Y-1.63%
EPS Next 2Y3.16%
EPS Next 3Y3.76%
EPS Next 5Y0.73%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.14%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.31 indicates a reasonable valuation of AMUN.
- Based on the Price/Earnings ratio, AMUN is valued cheaper than 83.90% of the companies in the same industry.
- AMUN is valuated cheaply when we compare the Price/Earnings ratio to 28.60, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 10.39, the valuation of AMUN can be described as reasonable.
- 87.29% of the companies in the same industry are more expensive than AMUN, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 25.83. AMUN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.31 | ||
| Fwd PE | 10.39 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 90.68% of the companies listed in the same industry.
- 90.68% of the companies in the same industry are more expensive than AMUN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 5.56 |
4.3 Compensation for Growth
- AMUN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.43
EPS Next 2Y3.16%
EPS Next 3Y3.76%
5. Dividend
5.1 Amount
- AMUN has a Yearly Dividend Yield of 5.70%, which is a nice return.
- AMUN's Dividend Yield is rather good when compared to the industry average which is at 3.08. AMUN pays more dividend than 90.68% of the companies in the same industry.
- AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.7% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y3.16%
EPS Next 3Y3.76%
AMUNDI SA / AMUN.PA FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 7 / 10.
What is the financial health of AMUNDI SA (AMUN.PA) stock?
The financial health rating of AMUNDI SA (AMUN.PA) is 4 / 10.
What is the earnings growth outlook for AMUNDI SA?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to decline by -1.63% in the next year.