AMUNDI SA (AMUN.PA) Stock Fundamental Analysis

Europe • Euronext Paris • EPA:AMUN • FR0004125920

78.15 EUR
-1 (-1.26%)
Last: Feb 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

Taking everything into account, AMUN scores 4 out of 10 in our fundamental rating. AMUN was compared to 117 industry peers in the Capital Markets industry. There are concerns on the financial health of AMUN while its profitability can be described as average. AMUN has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year AMUN was profitable.
  • In the past 5 years AMUN has always been profitable.
  • In multiple years AMUN reported negative operating cash flow during the last 5 years.
AMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFAMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • AMUN has a better Return On Assets (8.10%) than 84.03% of its industry peers.
  • Looking at the Return On Equity, with a value of 26.45%, AMUN belongs to the top of the industry, outperforming 90.76% of the companies in the same industry.
  • The Return On Invested Capital of AMUN (7.41%) is better than 76.47% of its industry peers.
Industry RankSector Rank
ROA 8.1%
ROE 26.45%
ROIC 7.41%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
AMUN.PA Yearly ROA, ROE, ROICAMUN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of AMUN (38.04%) is better than 82.35% of its industry peers.
  • In the last couple of years the Profit Margin of AMUN has grown nicely.
  • AMUN's Operating Margin of 39.83% is fine compared to the rest of the industry. AMUN outperforms 79.83% of its industry peers.
  • AMUN's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 39.83%
PM (TTM) 38.04%
GM N/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
AMUN.PA Yearly Profit, Operating, Gross MarginsAMUN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • AMUN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
AMUN.PA Yearly Shares OutstandingAMUN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
AMUN.PA Yearly Total Debt VS Total AssetsAMUN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

  • Based on the Altman-Z score of 1.14, we must say that AMUN is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of AMUN (1.14) is comparable to the rest of the industry.
  • AMUN has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
  • AMUN has a Debt to Equity ratio of 0.19. This is in the better half of the industry: AMUN outperforms 73.11% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Altman-Z 1.14
ROIC/WACCN/A
WACCN/A
AMUN.PA Yearly LT Debt VS Equity VS FCFAMUN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • AMUN has a Current Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AMUN has a Current ratio (0.83) which is comparable to the rest of the industry.
  • AMUN has a Quick Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AMUN has a Quick ratio (0.83) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.83
AMUN.PA Yearly Current Assets VS Current LiabilitesAMUN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 54.37% over the past year.
  • The Earnings Per Share has been growing by 11.46% on average over the past years. This is quite good.
  • The Revenue has been growing slightly by 2.33% in the past year.
  • The Revenue has been decreasing by -5.85% on average over the past years.
EPS 1Y (TTM)54.37%
EPS 3Y13.6%
EPS 5Y11.46%
EPS Q2Q%118.03%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%261.69%

3.2 Future

  • Based on estimates for the next years, AMUN will show a small growth in Earnings Per Share. The EPS will grow by 1.32% on average per year.
  • Based on estimates for the next years, AMUN will show a small growth in Revenue. The Revenue will grow by 3.54% on average per year.
EPS Next Y8.17%
EPS Next 2Y6.56%
EPS Next 3Y3.76%
EPS Next 5Y1.32%
Revenue Next Year1.7%
Revenue Next 2Y2.21%
Revenue Next 3Y2.33%
Revenue Next 5Y3.54%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
AMUN.PA Yearly Revenue VS EstimatesAMUN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
AMUN.PA Yearly EPS VS EstimatesAMUN.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 5.06, the valuation of AMUN can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 96.64% of the companies listed in the same industry.
  • AMUN is valuated cheaply when we compare the Price/Earnings ratio to 27.93, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 10.88, the valuation of AMUN can be described as very reasonable.
  • AMUN's Price/Forward Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 88.24% of the companies in the same industry.
  • AMUN is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.77, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 5.06
Fwd PE 10.88
AMUN.PA Price Earnings VS Forward Price EarningsAMUN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AMUN.PA Per share dataAMUN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • AMUN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.62
PEG (5Y)0.44
EPS Next 2Y6.56%
EPS Next 3Y3.76%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • AMUN has a Yearly Dividend Yield of 5.37%, which is a nice return.
  • AMUN's Dividend Yield is rather good when compared to the industry average which is at 3.00. AMUN pays more dividend than 85.71% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, AMUN pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.37%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
AMUN.PA Yearly Dividends per shareAMUN.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y6.56%
EPS Next 3Y3.76%
AMUN.PA Yearly Income VS Free CF VS DividendAMUN.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

More info and screens

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AMUNDI SA

EPA:AMUN (2/6/2026, 7:00:00 PM)

78.15

-1 (-1.26%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap16.13B
Revenue(TTM)8.34B
Net Income(TTM)3.17B
Analysts77
Price Target78.51 (0.46%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.37%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)145.33%
Min Revenue beat(2)2.49%
Max Revenue beat(2)288.18%
Revenue beat(4)3
Avg Revenue beat(4)71.08%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)288.18%
Revenue beat(8)5
Avg Revenue beat(8)35.61%
Revenue beat(12)7
Avg Revenue beat(12)23.58%
Revenue beat(16)11
Avg Revenue beat(16)52.32%
PT rev (1m)5.24%
PT rev (3m)0.86%
EPS NQ rev (1m)1.82%
EPS NQ rev (3m)2.11%
EPS NY rev (1m)0.57%
EPS NY rev (3m)-0.05%
Revenue NQ rev (1m)0.93%
Revenue NQ rev (3m)1.06%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.2%
Valuation
Industry RankSector Rank
PE 5.06
Fwd PE 10.88
P/S 1.93
P/FCF N/A
P/OCF N/A
P/B 1.34
P/tB 3.2
EV/EBITDA N/A
EPS(TTM)15.43
EY19.74%
EPS(NY)7.18
Fwd EY9.19%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS40.4
BVpS58.11
TBVpS24.45
PEG (NY)0.62
PEG (5Y)0.44
Graham Number142.03
Profitability
Industry RankSector Rank
ROA 8.1%
ROE 26.45%
ROCE 9.88%
ROIC 7.41%
ROICexc 7.82%
ROICexgc 9.88%
OM 39.83%
PM (TTM) 38.04%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.83
Altman-Z 1.14
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)54.37%
EPS 3Y13.6%
EPS 5Y11.46%
EPS Q2Q%118.03%
EPS Next Y8.17%
EPS Next 2Y6.56%
EPS Next 3Y3.76%
EPS Next 5Y1.32%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%261.69%
Revenue Next Year1.7%
Revenue Next 2Y2.21%
Revenue Next 3Y2.33%
Revenue Next 5Y3.54%
EBIT growth 1Y36.49%
EBIT growth 3Y11.99%
EBIT growth 5Y9.72%
EBIT Next Year8.63%
EBIT Next 3Y3.35%
EBIT Next 5Y3.2%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

AMUNDI SA / AMUN.PA FAQ

What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.


What is the valuation status of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.


What is the profitability of AMUN stock?

AMUNDI SA (AMUN.PA) has a profitability rating of 7 / 10.


What is the financial health of AMUNDI SA (AMUN.PA) stock?

The financial health rating of AMUNDI SA (AMUN.PA) is 4 / 10.


What is the earnings growth outlook for AMUNDI SA?

The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.17% in the next year.