AMUNDI SA (AMUN.PA) Fundamental Analysis & Valuation

EPA:AMUN • FR0004125920

Current stock price

77.65 EUR
-0.2 (-0.26%)
Last:

This AMUN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AMUN.PA Profitability Analysis

1.1 Basic Checks

  • In the past year AMUN was profitable.
  • AMUN had a positive operating cash flow in the past year.
  • In the past 5 years AMUN has always been profitable.
  • Of the past 5 years AMUN 4 years had a positive operating cash flow.
AMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFAMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • The Return On Assets of AMUN (5.74%) is better than 77.12% of its industry peers.
  • Looking at the Return On Equity, with a value of 17.58%, AMUN is in the better half of the industry, outperforming 79.66% of the companies in the same industry.
  • AMUN's Return On Invested Capital of 5.01% is fine compared to the rest of the industry. AMUN outperforms 68.64% of its industry peers.
  • AMUN had an Average Return On Invested Capital over the past 3 years of 3.54%. This is significantly below the industry average of 8.97%.
  • The 3 year average ROIC (3.54%) for AMUN is below the current ROIC(5.01%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROIC 5.01%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
AMUN.PA Yearly ROA, ROE, ROICAMUN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • AMUN's Profit Margin of 26.71% is fine compared to the rest of the industry. AMUN outperforms 72.88% of its industry peers.
  • AMUN's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 26.60%, AMUN is in the better half of the industry, outperforming 66.10% of the companies in the same industry.
  • In the last couple of years the Operating Margin of AMUN has declined.
  • Looking at the Gross Margin, with a value of 41.32%, AMUN is in the better half of the industry, outperforming 61.02% of the companies in the same industry.
  • In the last couple of years the Gross Margin of AMUN has remained more or less at the same level.
Industry RankSector Rank
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
AMUN.PA Yearly Profit, Operating, Gross MarginsAMUN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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4

2. AMUN.PA Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AMUN has more shares outstanding
  • Compared to 5 years ago, AMUN has more shares outstanding
  • AMUN has a better debt/assets ratio than last year.
AMUN.PA Yearly Shares OutstandingAMUN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
AMUN.PA Yearly Total Debt VS Total AssetsAMUN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • AMUN has an Altman-Z score of 1.09. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
  • AMUN has a Altman-Z score (1.09) which is comparable to the rest of the industry.
  • The Debt to FCF ratio of AMUN is 1.16, which is an excellent value as it means it would take AMUN, only 1.16 years of fcf income to pay off all of its debts.
  • AMUN's Debt to FCF ratio of 1.16 is amongst the best of the industry. AMUN outperforms 90.68% of its industry peers.
  • AMUN has a Debt/Equity ratio of 0.16. This is a healthy value indicating a solid balance between debt and equity.
  • AMUN's Debt to Equity ratio of 0.16 is fine compared to the rest of the industry. AMUN outperforms 73.73% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Altman-Z 1.09
ROIC/WACCN/A
WACCN/A
AMUN.PA Yearly LT Debt VS Equity VS FCFAMUN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.81 indicates that AMUN may have some problems paying its short term obligations.
  • With a Current ratio value of 0.81, AMUN perfoms like the industry average, outperforming 49.15% of the companies in the same industry.
  • A Quick Ratio of 0.81 indicates that AMUN may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.81, AMUN is in line with its industry, outperforming 50.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.81
AMUN.PA Yearly Current Assets VS Current LiabilitesAMUN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. AMUN.PA Growth Analysis

3.1 Past

  • The earnings per share for AMUN have decreased by -2.52% in the last year.
  • Measured over the past 5 years, AMUN shows a small growth in Earnings Per Share. The EPS has been growing by 6.65% on average per year.
  • Looking at the last year, AMUN shows a small growth in Revenue. The Revenue has grown by 2.23% in the last year.
  • The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.30% on average over the next years.
  • AMUN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.52% yearly.
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue Next Year0.67%
Revenue Next 2Y2.2%
Revenue Next 3Y2.21%
Revenue Next 5Y3.52%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AMUN.PA Yearly Revenue VS EstimatesAMUN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
AMUN.PA Yearly EPS VS EstimatesAMUN.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

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8

4. AMUN.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • AMUN is valuated reasonably with a Price/Earnings ratio of 11.80.
  • Compared to the rest of the industry, the Price/Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 83.90% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.66. AMUN is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 10.88, the valuation of AMUN can be described as reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 86.44% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of AMUN to the average of the S&P500 Index (38.00), we can say AMUN is valued rather cheaply.
Industry RankSector Rank
PE 11.8
Fwd PE 10.88
AMUN.PA Price Earnings VS Forward Price EarningsAMUN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 88.14% of the companies in the same industry are more expensive than AMUN, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, AMUN is valued cheaply inside the industry as 92.37% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.28
EV/EBITDA 6.35
AMUN.PA Per share dataAMUN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • AMUN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of AMUN may justify a higher PE ratio.
PEG (NY)1.4
PEG (5Y)1.78
EPS Next 2Y9.43%
EPS Next 3Y7.22%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AMUN.PA Dividend Analysis

5.1 Amount

  • AMUN has a Yearly Dividend Yield of 5.53%, which is a nice return.
  • AMUN's Dividend Yield is rather good when compared to the industry average which is at 3.01. AMUN pays more dividend than 89.83% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, AMUN pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.53%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years5
AMUN.PA Yearly Dividends per shareAMUN.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y9.43%
EPS Next 3Y7.22%
AMUN.PA Yearly Income VS Free CF VS DividendAMUN.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

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AMUN.PA Fundamentals: All Metrics, Ratios and Statistics

AMUNDI SA

EPA:AMUN (4/22/2026, 3:05:07 PM)

77.65

-0.2 (-0.26%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.05%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap16.03B
Revenue(TTM)8.33B
Net Income(TTM)2.22B
Analysts78
Price Target83.4 (7.41%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.53%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)0.99%
PT rev (3m)8.59%
EPS NQ rev (1m)-1.53%
EPS NQ rev (3m)-10.69%
EPS NY rev (1m)-0.15%
EPS NY rev (3m)-0.08%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-1.24%
Revenue NY rev (1m)-1.4%
Revenue NY rev (3m)-0.89%
Valuation
Industry RankSector Rank
PE 11.8
Fwd PE 10.88
P/S 1.92
P/FCF 9.28
P/OCF 8.8
P/B 1.27
P/tB 2.8
EV/EBITDA 6.35
EPS(TTM)6.58
EY8.47%
EPS(NY)7.14
Fwd EY9.19%
FCF(TTM)8.37
FCFY10.78%
OCF(TTM)8.82
OCFY11.36%
SpS40.36
BVpS61.32
TBVpS27.76
PEG (NY)1.4
PEG (5Y)1.78
Graham Number95.2788 (22.7%)
Profitability
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROCE 6.59%
ROIC 5.01%
ROICexc 5.3%
ROICexgc 6.7%
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
FCFM 20.74%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
ROICexc(3y)3.67%
ROICexc(5y)4.02%
ROICexgc(3y)4.66%
ROICexgc(5y)5.34%
ROCE(3y)4.67%
ROCE(5y)5.18%
ROICexgc growth 3Y-5.88%
ROICexgc growth 5Y0.82%
ROICexc growth 3Y-2.93%
ROICexc growth 5Y1.64%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Debt/EBITDA 0.86
Cap/Depr 84.87%
Cap/Sales 1.12%
Interest Coverage 250
Cash Conversion 78.29%
Profit Quality 77.66%
Current Ratio 0.81
Quick Ratio 0.81
Altman-Z 1.09
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.66%
Cap/Depr(5y)66.64%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.17%
Profit Quality(3y)112.27%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%
Revenue Next Year0.67%
Revenue Next 2Y2.2%
Revenue Next 3Y2.21%
Revenue Next 5Y3.52%
EBIT growth 1Y-8.93%
EBIT growth 3Y5.47%
EBIT growth 5Y5.85%
EBIT Next Year6.86%
EBIT Next 3Y4.99%
EBIT Next 5Y4.16%
FCF growth 1Y13.53%
FCF growth 3YN/A
FCF growth 5Y7.42%
OCF growth 1Y14.51%
OCF growth 3YN/A
OCF growth 5Y7.57%

AMUNDI SA / AMUN.PA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.


What is the valuation status of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a valuation rating of 8 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.


How profitable is AMUNDI SA (AMUN.PA) stock?

AMUNDI SA (AMUN.PA) has a profitability rating of 6 / 10.


What is the valuation of AMUNDI SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for AMUNDI SA (AMUN.PA) is 11.8 and the Price/Book (PB) ratio is 1.27.


Can you provide the expected EPS growth for AMUN stock?

The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.45% in the next year.