AMUNDI SA (AMUN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:AMUN - FR0004125920 - Common Stock
74.25 EUR
-0.35 (-0.47%)
Overall AMUN gets a fundamental rating of 5 out of 10. We evaluated AMUN against 121 industry peers in the Capital Markets industry. AMUN has an excellent profitability rating, but there are some minor concerns on its financial health. AMUN is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year AMUN was profitable.
- In the past year AMUN had a positive cash flow from operations.
- AMUN had positive earnings in each of the past 5 years.
- Of the past 5 years AMUN 4 years had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of AMUN (6.08%) is better than 77.69% of its industry peers.
- Looking at the Return On Equity, with a value of 19.85%, AMUN belongs to the top of the industry, outperforming 80.17% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 5.43%, AMUN is in the better half of the industry, outperforming 72.73% of the companies in the same industry.
- AMUN had an Average Return On Invested Capital over the past 3 years of 3.64%. This is below the industry average of 8.43%.
- The last Return On Invested Capital (5.43%) for AMUN is above the 3 year average (3.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
- AMUN has a Profit Margin of 28.32%. This is in the better half of the industry: AMUN outperforms 76.03% of its industry peers.
- AMUN's Profit Margin has improved in the last couple of years.
- The Operating Margin of AMUN (29.17%) is better than 71.07% of its industry peers.
- In the last couple of years the Operating Margin of AMUN has remained more or less at the same level.
- With a decent Gross Margin value of 41.94%, AMUN is doing good in the industry, outperforming 62.81% of the companies in the same industry.
- AMUN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.32% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
- The number of shares outstanding for AMUN remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, AMUN has more shares outstanding
- Compared to 1 year ago, AMUN has an improved debt to assets ratio.
2.2 Solvency
- AMUN has an Altman-Z score of 1.05. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
- AMUN has a Altman-Z score of 1.05. This is comparable to the rest of the industry: AMUN outperforms 58.68% of its industry peers.
- The Debt to FCF ratio of AMUN is 1.25, which is an excellent value as it means it would take AMUN, only 1.25 years of fcf income to pay off all of its debts.
- AMUN's Debt to FCF ratio of 1.25 is amongst the best of the industry. AMUN outperforms 90.08% of its industry peers.
- A Debt/Equity ratio of 0.19 indicates that AMUN is not too dependend on debt financing.
- The Debt to Equity ratio of AMUN (0.19) is better than 71.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.05 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AMUN has a Current Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- AMUN has a Current ratio (0.83) which is comparable to the rest of the industry.
- AMUN has a Quick Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.83, AMUN perfoms like the industry average, outperforming 53.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- AMUN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.48%.
- The Earnings Per Share has been growing slightly by 7.93% on average over the past years.
- AMUN shows a small growth in Revenue. In the last year, the Revenue has grown by 5.42%.
- Measured over the past years, AMUN shows a small growth in Revenue. The Revenue has been growing by 6.39% on average per year.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
- AMUN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.73% yearly.
- Based on estimates for the next years, AMUN will show a small growth in Revenue. The Revenue will grow by 1.14% on average per year.
EPS Next Y-1.63%
EPS Next 2Y3.16%
EPS Next 3Y3.76%
EPS Next 5Y0.73%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.14%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.25 indicates a reasonable valuation of AMUN.
- Compared to the rest of the industry, the Price/Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 84.30% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, AMUN is valued rather cheaply.
- A Price/Forward Earnings ratio of 10.34 indicates a reasonable valuation of AMUN.
- AMUN's Price/Forward Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 88.43% of the companies in the same industry.
- AMUN is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.25 | ||
| Fwd PE | 10.34 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, AMUN is valued cheaper than 89.26% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, AMUN is valued cheaper than 90.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.42 | ||
| EV/EBITDA | 5.5 |
4.3 Compensation for Growth
- The decent profitability rating of AMUN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.42
EPS Next 2Y3.16%
EPS Next 3Y3.76%
5. Dividend
5.1 Amount
- AMUN has a Yearly Dividend Yield of 5.70%, which is a nice return.
- AMUN's Dividend Yield is rather good when compared to the industry average which is at 3.02. AMUN pays more dividend than 90.91% of the companies in the same industry.
- AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.7% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y3.16%
EPS Next 3Y3.76%
AMUNDI SA / AMUN.PA FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 7 / 10.
What is the financial health of AMUNDI SA (AMUN.PA) stock?
The financial health rating of AMUNDI SA (AMUN.PA) is 4 / 10.
What is the earnings growth outlook for AMUNDI SA?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to decline by -1.63% in the next year.