AMUNDI SA (AMUN.PA) Fundamental Analysis & Valuation
EPA:AMUN • FR0004125920
Current stock price
74.1 EUR
-0.15 (-0.2%)
Last:
This AMUN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. AMUN.PA Profitability Analysis
1.1 Basic Checks
- In the past year AMUN was profitable.
- AMUN had positive earnings in each of the past 5 years.
- In multiple years AMUN reported negative operating cash flow during the last 5 years.
1.2 Ratios
- AMUN has a better Return On Assets (8.10%) than 86.67% of its industry peers.
- The Return On Equity of AMUN (26.45%) is better than 87.50% of its industry peers.
- With a decent Return On Invested Capital value of 7.41%, AMUN is doing good in the industry, outperforming 76.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 26.45% | ||
| ROIC | 7.41% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- AMUN has a Profit Margin of 38.04%. This is amongst the best in the industry. AMUN outperforms 83.33% of its industry peers.
- AMUN's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 39.83%, AMUN is in the better half of the industry, outperforming 76.67% of the companies in the same industry.
- In the last couple of years the Operating Margin of AMUN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.83% | ||
| PM (TTM) | 38.04% | ||
| GM | N/A |
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
2. AMUN.PA Health Analysis
2.1 Basic Checks
- There is no outstanding debt for AMUN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- Based on the Altman-Z score of 1.12, we must say that AMUN is in the distress zone and has some risk of bankruptcy.
- AMUN has a Altman-Z score (1.12) which is in line with its industry peers.
- AMUN has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
- AMUN's Debt to Equity ratio of 0.19 is fine compared to the rest of the industry. AMUN outperforms 74.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.12 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AMUN has a Current Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.83, AMUN is in line with its industry, outperforming 54.17% of the companies in the same industry.
- AMUN has a Quick Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- AMUN has a Quick ratio of 0.83. This is comparable to the rest of the industry: AMUN outperforms 55.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. AMUN.PA Growth Analysis
3.1 Past
- The earnings per share for AMUN have decreased by -2.52% in the last year.
- AMUN shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.65% yearly.
- Looking at the last year, AMUN shows a small growth in Revenue. The Revenue has grown by 2.33% in the last year.
- Measured over the past years, AMUN shows a decrease in Revenue. The Revenue has been decreasing by -5.85% on average per year.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%
3.2 Future
- AMUN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.30% yearly.
- AMUN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.52% yearly.
EPS Next Y8.62%
EPS Next 2Y8.93%
EPS Next 3Y6.68%
EPS Next 5Y2.3%
Revenue Next Year2.1%
Revenue Next 2Y2.67%
Revenue Next 3Y2.33%
Revenue Next 5Y3.52%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. AMUN.PA Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 11.26, which indicates a very decent valuation of AMUN.
- Compared to the rest of the industry, the Price/Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 84.17% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 25.71, AMUN is valued rather cheaply.
- The Price/Forward Earnings ratio is 10.37, which indicates a very decent valuation of AMUN.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 88.33% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 23.83. AMUN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.26 | ||
| Fwd PE | 10.37 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- AMUN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.31
PEG (5Y)1.69
EPS Next 2Y8.93%
EPS Next 3Y6.68%
5. AMUN.PA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 5.72%, AMUN is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 3.27, AMUN pays a better dividend. On top of this AMUN pays more dividend than 85.00% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.91, AMUN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.72% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y8.93%
EPS Next 3Y6.68%
AMUN.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:AMUN (3/13/2026, 7:00:00 PM)
74.1
-0.15 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03 2026-02-03/bmo
Earnings (Next)04-29 2026-04-29
Inst Owners78.94%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap15.29B
Revenue(TTM)8.34B
Net Income(TTM)3.17B
Analysts78
Price Target82.59 (11.46%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.72% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)5.2%
PT rev (3m)11.81%
EPS NQ rev (1m)-4.19%
EPS NQ rev (3m)-9.3%
EPS NY rev (1m)-0.5%
EPS NY rev (3m)-0.26%
Revenue NQ rev (1m)0.36%
Revenue NQ rev (3m)-0.33%
Revenue NY rev (1m)0.52%
Revenue NY rev (3m)0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.26 | ||
| Fwd PE | 10.37 | ||
| P/S | 1.83 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.28 | ||
| P/tB | 3.03 | ||
| EV/EBITDA | N/A |
EPS(TTM)6.58
EY8.88%
EPS(NY)7.15
Fwd EY9.64%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS40.4
BVpS58.11
TBVpS24.45
PEG (NY)1.31
PEG (5Y)1.69
Graham Number92.75
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 26.45% | ||
| ROCE | 9.88% | ||
| ROIC | 7.41% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 9.88% | ||
| OM | 39.83% | ||
| PM (TTM) | 38.04% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.12 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y8.62%
EPS Next 2Y8.93%
EPS Next 3Y6.68%
EPS Next 5Y2.3%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%-4.44%
Revenue Next Year2.1%
Revenue Next 2Y2.67%
Revenue Next 3Y2.33%
Revenue Next 5Y3.52%
EBIT growth 1Y36.49%
EBIT growth 3Y11.99%
EBIT growth 5Y9.72%
EBIT Next Year8.38%
EBIT Next 3Y4.88%
EBIT Next 5Y4.16%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
AMUNDI SA / AMUN.PA Fundamental Analysis FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 5 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Fairly Valued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 6 / 10.
What is the financial health of AMUNDI SA (AMUN.PA) stock?
The financial health rating of AMUNDI SA (AMUN.PA) is 2 / 10.
What is the earnings growth outlook for AMUNDI SA?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.62% in the next year.