AMUNDI SA (AMUN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:AMUN - FR0004125920 - Common Stock
71.4 EUR
-0.55 (-0.76%)
Overall AMUN gets a fundamental rating of 5 out of 10. We evaluated AMUN against 120 industry peers in the Capital Markets industry. AMUN scores excellent on profitability, but there are some minor concerns on its financial health. AMUN has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
AMUN had positive earnings in the past year.
In the past year AMUN had a positive cash flow from operations.
In the past 5 years AMUN has always been profitable.
Of the past 5 years AMUN 4 years had a positive operating cash flow.
1.2 Ratios
AMUN has a Return On Assets of 6.08%. This is in the better half of the industry: AMUN outperforms 76.67% of its industry peers.
AMUN has a better Return On Equity (19.85%) than 80.83% of its industry peers.
Looking at the Return On Invested Capital, with a value of 5.43%, AMUN is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for AMUN is below the industry average of 8.64%.
The 3 year average ROIC (3.64%) for AMUN is below the current ROIC(5.43%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.81%
1.3 Margins
AMUN's Profit Margin of 28.33% is fine compared to the rest of the industry. AMUN outperforms 77.50% of its industry peers.
In the last couple of years the Profit Margin of AMUN has grown nicely.
Looking at the Operating Margin, with a value of 29.18%, AMUN is in the better half of the industry, outperforming 70.83% of the companies in the same industry.
AMUN's Operating Margin has been stable in the last couple of years.
AMUN has a Gross Margin of 41.94%. This is in the better half of the industry: AMUN outperforms 63.33% of its industry peers.
AMUN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.18% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% |
OM growth 3Y-1.98%
OM growth 5Y-0.45%
PM growth 3Y-2.51%
PM growth 5Y1.72%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AMUN has about the same amount of shares outstanding.
The number of shares outstanding for AMUN has been increased compared to 5 years ago.
AMUN has a better debt/assets ratio than last year.
2.2 Solvency
AMUN has an Altman-Z score of 1.04. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
AMUN has a Altman-Z score (1.04) which is in line with its industry peers.
AMUN has a debt to FCF ratio of 1.25. This is a very positive value and a sign of high solvency as it would only need 1.25 years to pay back of all of its debts.
AMUN has a better Debt to FCF ratio (1.25) than 90.00% of its industry peers.
A Debt/Equity ratio of 0.19 indicates that AMUN is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.19, AMUN is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.04 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.83 indicates that AMUN may have some problems paying its short term obligations.
With a Current ratio value of 0.83, AMUN perfoms like the industry average, outperforming 53.33% of the companies in the same industry.
AMUN has a Quick Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.83, AMUN is in line with its industry, outperforming 54.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
AMUN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.48%.
Measured over the past 5 years, AMUN shows a small growth in Earnings Per Share. The EPS has been growing by 7.94% on average per year.
AMUN shows a small growth in Revenue. In the last year, the Revenue has grown by 5.42%.
Measured over the past years, AMUN shows a small growth in Revenue. The Revenue has been growing by 6.39% on average per year.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.94%
EPS Q2Q%0%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
Based on estimates for the next years, AMUN will show a small growth in Earnings Per Share. The EPS will grow by 1.02% on average per year.
Based on estimates for the next years, AMUN will show a small growth in Revenue. The Revenue will grow by 1.43% on average per year.
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y1.02%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.43%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.82, the valuation of AMUN can be described as reasonable.
AMUN's Price/Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 85.00% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.17, AMUN is valued rather cheaply.
AMUN is valuated reasonably with a Price/Forward Earnings ratio of 10.00.
Based on the Price/Forward Earnings ratio, AMUN is valued cheaply inside the industry as 90.83% of the companies are valued more expensively.
AMUN is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.79, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.82 | ||
| Fwd PE | 10 |
4.2 Price Multiples
AMUN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. AMUN is cheaper than 89.17% of the companies in the same industry.
AMUN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AMUN is cheaper than 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.1 | ||
| EV/EBITDA | 5.32 |
4.3 Compensation for Growth
The decent profitability rating of AMUN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.36
EPS Next 2Y2.86%
EPS Next 3Y3.41%
5. Dividend
5.1 Amount
AMUN has a Yearly Dividend Yield of 6.02%, which is a nice return.
Compared to an average industry Dividend Yield of 3.25, AMUN pays a better dividend. On top of this AMUN pays more dividend than 89.17% of the companies listed in the same industry.
AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.02% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPA:AMUN (1/7/2026, 5:36:15 PM)
71.4
-0.55 (-0.76%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap14.74B
Revenue(TTM)8.36B
Net Income(TTM)2.38B
Analysts79
Price Target74.6 (4.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.02% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.4%
Min EPS beat(2)-8.89%
Max EPS beat(2)-7.91%
EPS beat(4)1
Avg EPS beat(4)-3.17%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.99%
EPS beat(8)2
Avg EPS beat(8)-2.61%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)9
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)-3.18%
Min Revenue beat(2)-8.64%
Max Revenue beat(2)2.29%
Revenue beat(4)2
Avg Revenue beat(4)-1.7%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.29%
Revenue beat(8)3
Avg Revenue beat(8)-1.65%
Revenue beat(12)7
Avg Revenue beat(12)22.37%
Revenue beat(16)11
Avg Revenue beat(16)51.34%
PT rev (1m)1.98%
PT rev (3m)-4.29%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.83%
EPS NY rev (1m)0.6%
EPS NY rev (3m)1.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.82 | ||
| Fwd PE | 10 | ||
| P/S | 1.75 | ||
| P/FCF | 8.1 | ||
| P/OCF | 7.74 | ||
| P/B | 1.23 | ||
| P/tB | 2.92 | ||
| EV/EBITDA | 5.32 |
EPS(TTM)6.6
EY9.24%
EPS(NY)7.14
Fwd EY10%
FCF(TTM)8.82
FCFY12.35%
OCF(TTM)9.22
OCFY12.91%
SpS40.72
BVpS58.11
TBVpS24.45
PEG (NY)N/A
PEG (5Y)1.36
Graham Number92.89
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROCE | 7.29% | ||
| ROIC | 5.43% | ||
| ROICexc | 5.74% | ||
| ROICexgc | 7.25% | ||
| OM | 29.18% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% | ||
| FCFM | 21.65% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.81%
ROICexc(3y)3.73%
ROICexc(5y)3.91%
ROICexgc(3y)4.9%
ROICexgc(5y)5.23%
ROCE(3y)4.9%
ROCE(5y)5.22%
ROICexgc growth 3Y-11.56%
ROICexgc growth 5Y-4.06%
ROICexc growth 3Y-8.15%
ROICexc growth 5Y-2.32%
OM growth 3Y-1.98%
OM growth 5Y-0.45%
PM growth 3Y-2.51%
PM growth 5Y1.72%
GM growth 3Y0.05%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.89 | ||
| Cap/Depr | 78.3% | ||
| Cap/Sales | 0.99% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 74.38% | ||
| Profit Quality | 76.44% | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.04 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)63.34%
Cap/Depr(5y)64.3%
Cap/Sales(3y)1.21%
Cap/Sales(5y)1.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.94%
EPS Q2Q%0%
EPS Next Y-1.53%
EPS Next 2Y2.86%
EPS Next 3Y3.41%
EPS Next 5Y1.02%
Revenue 1Y (TTM)5.42%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
Revenue Next Year-2.9%
Revenue Next 2Y-0.63%
Revenue Next 3Y0.48%
Revenue Next 5Y1.43%
EBIT growth 1Y-16.18%
EBIT growth 3Y1.87%
EBIT growth 5Y5.9%
EBIT Next Year1.39%
EBIT Next 3Y2.13%
EBIT Next 5Y2.13%
FCF growth 1Y48.2%
FCF growth 3Y-7.27%
FCF growth 5Y10.18%
OCF growth 1Y47.68%
OCF growth 3Y-6.66%
OCF growth 5Y10.12%
AMUNDI SA / AMUN.PA FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 7 / 10.
What is the financial health of AMUNDI SA (AMUN.PA) stock?
The financial health rating of AMUNDI SA (AMUN.PA) is 4 / 10.
What is the earnings growth outlook for AMUNDI SA?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to decline by -1.53% in the next year.