AMUNDI SA (AMUN.PA) Fundamental Analysis & Valuation

EPA:AMUN • FR0004125920

Current stock price

77.25 EUR
-0.6 (-0.77%)
Last:

This AMUN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AMUN.PA Profitability Analysis

1.1 Basic Checks

  • In the past year AMUN was profitable.
  • AMUN had a positive operating cash flow in the past year.
  • Each year in the past 5 years AMUN has been profitable.
  • Of the past 5 years AMUN 4 years had a positive operating cash flow.
AMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFAMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • AMUN's Return On Assets of 5.74% is fine compared to the rest of the industry. AMUN outperforms 77.12% of its industry peers.
  • AMUN's Return On Equity of 17.58% is fine compared to the rest of the industry. AMUN outperforms 79.66% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 5.01%, AMUN is in the better half of the industry, outperforming 68.64% of the companies in the same industry.
  • AMUN had an Average Return On Invested Capital over the past 3 years of 3.54%. This is significantly below the industry average of 8.97%.
  • The last Return On Invested Capital (5.01%) for AMUN is above the 3 year average (3.54%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROIC 5.01%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
AMUN.PA Yearly ROA, ROE, ROICAMUN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of AMUN (26.71%) is better than 72.88% of its industry peers.
  • AMUN's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 26.60%, AMUN is doing good in the industry, outperforming 66.10% of the companies in the same industry.
  • AMUN's Operating Margin has declined in the last couple of years.
  • The Gross Margin of AMUN (41.32%) is better than 61.02% of its industry peers.
  • In the last couple of years the Gross Margin of AMUN has remained more or less at the same level.
Industry RankSector Rank
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
AMUN.PA Yearly Profit, Operating, Gross MarginsAMUN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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4

2. AMUN.PA Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AMUN has more shares outstanding
  • AMUN has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, AMUN has an improved debt to assets ratio.
AMUN.PA Yearly Shares OutstandingAMUN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
AMUN.PA Yearly Total Debt VS Total AssetsAMUN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • AMUN has an Altman-Z score of 1.09. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.09, AMUN is in line with its industry, outperforming 56.78% of the companies in the same industry.
  • The Debt to FCF ratio of AMUN is 1.16, which is an excellent value as it means it would take AMUN, only 1.16 years of fcf income to pay off all of its debts.
  • AMUN has a Debt to FCF ratio of 1.16. This is amongst the best in the industry. AMUN outperforms 90.68% of its industry peers.
  • AMUN has a Debt/Equity ratio of 0.16. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.16, AMUN is in the better half of the industry, outperforming 73.73% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Altman-Z 1.09
ROIC/WACCN/A
WACCN/A
AMUN.PA Yearly LT Debt VS Equity VS FCFAMUN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.81 indicates that AMUN may have some problems paying its short term obligations.
  • AMUN's Current ratio of 0.81 is in line compared to the rest of the industry. AMUN outperforms 49.15% of its industry peers.
  • A Quick Ratio of 0.81 indicates that AMUN may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.81, AMUN perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.81
AMUN.PA Yearly Current Assets VS Current LiabilitesAMUN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. AMUN.PA Growth Analysis

3.1 Past

  • AMUN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.52%.
  • AMUN shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.65% yearly.
  • AMUN shows a small growth in Revenue. In the last year, the Revenue has grown by 2.23%.
  • Measured over the past years, AMUN shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%

3.2 Future

  • AMUN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.30% yearly.
  • The Revenue is expected to grow by 3.52% on average over the next years.
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue Next Year0.67%
Revenue Next 2Y2.2%
Revenue Next 3Y2.21%
Revenue Next 5Y3.52%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AMUN.PA Yearly Revenue VS EstimatesAMUN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
AMUN.PA Yearly EPS VS EstimatesAMUN.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

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8

4. AMUN.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • AMUN is valuated reasonably with a Price/Earnings ratio of 11.74.
  • Based on the Price/Earnings ratio, AMUN is valued cheaper than 83.90% of the companies in the same industry.
  • AMUN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.79.
  • Based on the Price/Forward Earnings ratio of 10.82, the valuation of AMUN can be described as reasonable.
  • AMUN's Price/Forward Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 86.44% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.88. AMUN is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.74
Fwd PE 10.82
AMUN.PA Price Earnings VS Forward Price EarningsAMUN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 88.14% of the companies listed in the same industry.
  • 92.37% of the companies in the same industry are more expensive than AMUN, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 9.23
EV/EBITDA 6.35
AMUN.PA Per share dataAMUN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • AMUN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • AMUN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.39
PEG (5Y)1.77
EPS Next 2Y9.43%
EPS Next 3Y7.22%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AMUN.PA Dividend Analysis

5.1 Amount

  • AMUN has a Yearly Dividend Yield of 5.53%, which is a nice return.
  • AMUN's Dividend Yield is rather good when compared to the industry average which is at 3.01. AMUN pays more dividend than 89.83% of the companies in the same industry.
  • AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 5.53%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years5
AMUN.PA Yearly Dividends per shareAMUN.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y9.43%
EPS Next 3Y7.22%
AMUN.PA Yearly Income VS Free CF VS DividendAMUN.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

More info and screens

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AMUN.PA Fundamentals: All Metrics, Ratios and Statistics

AMUNDI SA

EPA:AMUN (4/22/2026, 7:00:00 PM)

77.25

-0.6 (-0.77%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.05%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap15.94B
Revenue(TTM)8.33B
Net Income(TTM)2.22B
Analysts78
Price Target83.4 (7.96%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.53%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)0.99%
PT rev (3m)8.59%
EPS NQ rev (1m)-1.53%
EPS NQ rev (3m)-10.69%
EPS NY rev (1m)-0.15%
EPS NY rev (3m)-0.08%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-1.24%
Revenue NY rev (1m)-1.4%
Revenue NY rev (3m)-0.89%
Valuation
Industry RankSector Rank
PE 11.74
Fwd PE 10.82
P/S 1.91
P/FCF 9.23
P/OCF 8.75
P/B 1.26
P/tB 2.78
EV/EBITDA 6.35
EPS(TTM)6.58
EY8.52%
EPS(NY)7.14
Fwd EY9.24%
FCF(TTM)8.37
FCFY10.84%
OCF(TTM)8.82
OCFY11.42%
SpS40.36
BVpS61.32
TBVpS27.76
PEG (NY)1.39
PEG (5Y)1.77
Graham Number95.2788 (23.34%)
Profitability
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROCE 6.59%
ROIC 5.01%
ROICexc 5.3%
ROICexgc 6.7%
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
FCFM 20.74%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
ROICexc(3y)3.67%
ROICexc(5y)4.02%
ROICexgc(3y)4.66%
ROICexgc(5y)5.34%
ROCE(3y)4.67%
ROCE(5y)5.18%
ROICexgc growth 3Y-5.88%
ROICexgc growth 5Y0.82%
ROICexc growth 3Y-2.93%
ROICexc growth 5Y1.64%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Debt/EBITDA 0.86
Cap/Depr 84.87%
Cap/Sales 1.12%
Interest Coverage 250
Cash Conversion 78.29%
Profit Quality 77.66%
Current Ratio 0.81
Quick Ratio 0.81
Altman-Z 1.09
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.66%
Cap/Depr(5y)66.64%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.17%
Profit Quality(3y)112.27%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%
Revenue Next Year0.67%
Revenue Next 2Y2.2%
Revenue Next 3Y2.21%
Revenue Next 5Y3.52%
EBIT growth 1Y-8.93%
EBIT growth 3Y5.47%
EBIT growth 5Y5.85%
EBIT Next Year6.86%
EBIT Next 3Y4.99%
EBIT Next 5Y4.16%
FCF growth 1Y13.53%
FCF growth 3YN/A
FCF growth 5Y7.42%
OCF growth 1Y14.51%
OCF growth 3YN/A
OCF growth 5Y7.57%

AMUNDI SA / AMUN.PA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.


What is the valuation status of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a valuation rating of 8 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.


How profitable is AMUNDI SA (AMUN.PA) stock?

AMUNDI SA (AMUN.PA) has a profitability rating of 6 / 10.


What is the valuation of AMUNDI SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for AMUNDI SA (AMUN.PA) is 11.74 and the Price/Book (PB) ratio is 1.26.


Can you provide the expected EPS growth for AMUN stock?

The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.45% in the next year.