AMUNDI SA (AMUN.PA) Fundamental Analysis & Valuation

EPA:AMUN • FR0004125920

Current stock price

77.45 EUR
-0.15 (-0.19%)
Last:

This AMUN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AMUN.PA Profitability Analysis

1.1 Basic Checks

  • In the past year AMUN was profitable.
  • In the past year AMUN had a positive cash flow from operations.
  • AMUN had positive earnings in each of the past 5 years.
  • AMUN had a positive operating cash flow in 4 of the past 5 years.
AMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFAMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.74%, AMUN is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
  • With an excellent Return On Equity value of 17.58%, AMUN belongs to the best of the industry, outperforming 80.83% of the companies in the same industry.
  • AMUN has a Return On Invested Capital of 5.01%. This is in the better half of the industry: AMUN outperforms 70.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AMUN is significantly below the industry average of 9.10%.
  • The last Return On Invested Capital (5.01%) for AMUN is above the 3 year average (3.54%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROIC 5.01%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
AMUN.PA Yearly ROA, ROE, ROICAMUN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • AMUN has a Profit Margin of 26.71%. This is in the better half of the industry: AMUN outperforms 74.17% of its industry peers.
  • AMUN's Profit Margin has improved in the last couple of years.
  • The Operating Margin of AMUN (26.60%) is better than 68.33% of its industry peers.
  • AMUN's Operating Margin has declined in the last couple of years.
  • The Gross Margin of AMUN (41.32%) is better than 64.17% of its industry peers.
  • In the last couple of years the Gross Margin of AMUN has remained more or less at the same level.
Industry RankSector Rank
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
AMUN.PA Yearly Profit, Operating, Gross MarginsAMUN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. AMUN.PA Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AMUN has more shares outstanding
  • Compared to 5 years ago, AMUN has more shares outstanding
  • Compared to 1 year ago, AMUN has an improved debt to assets ratio.
AMUN.PA Yearly Shares OutstandingAMUN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
AMUN.PA Yearly Total Debt VS Total AssetsAMUN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • Based on the Altman-Z score of 1.09, we must say that AMUN is in the distress zone and has some risk of bankruptcy.
  • AMUN's Altman-Z score of 1.09 is in line compared to the rest of the industry. AMUN outperforms 56.67% of its industry peers.
  • The Debt to FCF ratio of AMUN is 1.16, which is an excellent value as it means it would take AMUN, only 1.16 years of fcf income to pay off all of its debts.
  • AMUN has a better Debt to FCF ratio (1.16) than 92.50% of its industry peers.
  • A Debt/Equity ratio of 0.16 indicates that AMUN is not too dependend on debt financing.
  • AMUN's Debt to Equity ratio of 0.16 is fine compared to the rest of the industry. AMUN outperforms 75.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Altman-Z 1.09
ROIC/WACCN/A
WACCN/A
AMUN.PA Yearly LT Debt VS Equity VS FCFAMUN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • AMUN has a Current Ratio of 0.81. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AMUN has a Current ratio of 0.81. This is comparable to the rest of the industry: AMUN outperforms 51.67% of its industry peers.
  • AMUN has a Quick Ratio of 0.81. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of AMUN (0.81) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.81
AMUN.PA Yearly Current Assets VS Current LiabilitesAMUN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. AMUN.PA Growth Analysis

3.1 Past

  • The earnings per share for AMUN have decreased by -2.52% in the last year.
  • The Earnings Per Share has been growing slightly by 6.65% on average over the past years.
  • AMUN shows a small growth in Revenue. In the last year, the Revenue has grown by 2.23%.
  • The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%

3.2 Future

  • Based on estimates for the next years, AMUN will show a small growth in Earnings Per Share. The EPS will grow by 2.30% on average per year.
  • The Revenue is expected to grow by 3.52% on average over the next years.
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue Next Year1.46%
Revenue Next 2Y2.55%
Revenue Next 3Y2.29%
Revenue Next 5Y3.52%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AMUN.PA Yearly Revenue VS EstimatesAMUN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
AMUN.PA Yearly EPS VS EstimatesAMUN.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

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8

4. AMUN.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.77, the valuation of AMUN can be described as very reasonable.
  • Based on the Price/Earnings ratio, AMUN is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 27.33. AMUN is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 10.85, which indicates a very decent valuation of AMUN.
  • Based on the Price/Forward Earnings ratio, AMUN is valued cheaply inside the industry as 86.67% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.16, AMUN is valued rather cheaply.
Industry RankSector Rank
PE 11.77
Fwd PE 10.85
AMUN.PA Price Earnings VS Forward Price EarningsAMUN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 89.17% of the companies in the same industry are more expensive than AMUN, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, AMUN is valued cheaply inside the industry as 90.83% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.25
EV/EBITDA 6.33
AMUN.PA Per share dataAMUN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • AMUN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of AMUN may justify a higher PE ratio.
PEG (NY)1.39
PEG (5Y)1.77
EPS Next 2Y9.43%
EPS Next 3Y7.22%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AMUN.PA Dividend Analysis

5.1 Amount

  • AMUN has a Yearly Dividend Yield of 5.61%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.15, AMUN pays a better dividend. On top of this AMUN pays more dividend than 88.33% of the companies listed in the same industry.
  • AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 5.61%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years5
AMUN.PA Yearly Dividends per shareAMUN.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y9.43%
EPS Next 3Y7.22%
AMUN.PA Yearly Income VS Free CF VS DividendAMUN.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

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AMUN.PA Fundamentals: All Metrics, Ratios and Statistics

AMUNDI SA

EPA:AMUN (4/15/2026, 3:44:15 PM)

77.45

-0.15 (-0.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.05%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap15.98B
Revenue(TTM)8.33B
Net Income(TTM)2.22B
Analysts78
Price Target83.53 (7.85%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.61%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)1.14%
PT rev (3m)11.97%
EPS NQ rev (1m)-0.33%
EPS NQ rev (3m)-9.6%
EPS NY rev (1m)-0.15%
EPS NY rev (3m)-0.08%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)-0.51%
Revenue NY rev (1m)-0.63%
Revenue NY rev (3m)-0.12%
Valuation
Industry RankSector Rank
PE 11.77
Fwd PE 10.85
P/S 1.92
P/FCF 9.25
P/OCF 8.78
P/B 1.26
P/tB 2.79
EV/EBITDA 6.33
EPS(TTM)6.58
EY8.5%
EPS(NY)7.14
Fwd EY9.21%
FCF(TTM)8.37
FCFY10.81%
OCF(TTM)8.82
OCFY11.39%
SpS40.36
BVpS61.32
TBVpS27.76
PEG (NY)1.39
PEG (5Y)1.77
Graham Number95.2788 (23.02%)
Profitability
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROCE 6.59%
ROIC 5.01%
ROICexc 5.3%
ROICexgc 6.7%
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
FCFM 20.74%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
ROICexc(3y)3.67%
ROICexc(5y)4.02%
ROICexgc(3y)4.66%
ROICexgc(5y)5.34%
ROCE(3y)4.67%
ROCE(5y)5.18%
ROICexgc growth 3Y-5.88%
ROICexgc growth 5Y0.82%
ROICexc growth 3Y-2.93%
ROICexc growth 5Y1.64%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Debt/EBITDA 0.86
Cap/Depr 84.87%
Cap/Sales 1.12%
Interest Coverage 250
Cash Conversion 78.29%
Profit Quality 77.66%
Current Ratio 0.81
Quick Ratio 0.81
Altman-Z 1.09
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.66%
Cap/Depr(5y)66.64%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.17%
Profit Quality(3y)112.27%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%
Revenue Next Year1.46%
Revenue Next 2Y2.55%
Revenue Next 3Y2.29%
Revenue Next 5Y3.52%
EBIT growth 1Y-8.93%
EBIT growth 3Y5.47%
EBIT growth 5Y5.85%
EBIT Next Year6.86%
EBIT Next 3Y4.99%
EBIT Next 5Y4.16%
FCF growth 1Y13.53%
FCF growth 3YN/A
FCF growth 5Y7.42%
OCF growth 1Y14.51%
OCF growth 3YN/A
OCF growth 5Y7.57%

AMUNDI SA / AMUN.PA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.


What is the valuation status of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a valuation rating of 8 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.


How profitable is AMUNDI SA (AMUN.PA) stock?

AMUNDI SA (AMUN.PA) has a profitability rating of 6 / 10.


What is the valuation of AMUNDI SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for AMUNDI SA (AMUN.PA) is 11.77 and the Price/Book (PB) ratio is 1.26.


Can you provide the expected EPS growth for AMUN stock?

The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.45% in the next year.