AMUNDI SA (AMUN.PA) Fundamental Analysis & Valuation

EPA:AMUN • FR0004125920

Current stock price

76.7 EUR
-0.8 (-1.03%)
Last:

This AMUN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AMUN.PA Profitability Analysis

1.1 Basic Checks

  • In the past year AMUN was profitable.
  • In the past year AMUN had a positive cash flow from operations.
  • In the past 5 years AMUN has always been profitable.
  • Of the past 5 years AMUN 4 years had a positive operating cash flow.
AMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFAMUN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.74%, AMUN is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
  • With an excellent Return On Equity value of 17.58%, AMUN belongs to the best of the industry, outperforming 80.83% of the companies in the same industry.
  • AMUN has a Return On Invested Capital of 5.01%. This is in the better half of the industry: AMUN outperforms 70.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AMUN is significantly below the industry average of 9.10%.
  • The 3 year average ROIC (3.54%) for AMUN is below the current ROIC(5.01%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROIC 5.01%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
AMUN.PA Yearly ROA, ROE, ROICAMUN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • AMUN has a Profit Margin of 26.71%. This is in the better half of the industry: AMUN outperforms 74.17% of its industry peers.
  • AMUN's Profit Margin has improved in the last couple of years.
  • The Operating Margin of AMUN (26.60%) is better than 68.33% of its industry peers.
  • AMUN's Operating Margin has declined in the last couple of years.
  • AMUN has a Gross Margin of 41.32%. This is in the better half of the industry: AMUN outperforms 64.17% of its industry peers.
  • In the last couple of years the Gross Margin of AMUN has remained more or less at the same level.
Industry RankSector Rank
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
AMUN.PA Yearly Profit, Operating, Gross MarginsAMUN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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4

2. AMUN.PA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for AMUN has been increased compared to 1 year ago.
  • The number of shares outstanding for AMUN has been increased compared to 5 years ago.
  • The debt/assets ratio for AMUN has been reduced compared to a year ago.
AMUN.PA Yearly Shares OutstandingAMUN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
AMUN.PA Yearly Total Debt VS Total AssetsAMUN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • AMUN has an Altman-Z score of 1.09. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
  • AMUN has a Altman-Z score (1.09) which is in line with its industry peers.
  • AMUN has a debt to FCF ratio of 1.16. This is a very positive value and a sign of high solvency as it would only need 1.16 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.16, AMUN belongs to the top of the industry, outperforming 92.50% of the companies in the same industry.
  • A Debt/Equity ratio of 0.16 indicates that AMUN is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.16, AMUN is doing good in the industry, outperforming 75.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Altman-Z 1.09
ROIC/WACCN/A
WACCN/A
AMUN.PA Yearly LT Debt VS Equity VS FCFAMUN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • AMUN has a Current Ratio of 0.81. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.81, AMUN perfoms like the industry average, outperforming 51.67% of the companies in the same industry.
  • AMUN has a Quick Ratio of 0.81. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AMUN's Quick ratio of 0.81 is in line compared to the rest of the industry. AMUN outperforms 52.50% of its industry peers.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.81
AMUN.PA Yearly Current Assets VS Current LiabilitesAMUN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. AMUN.PA Growth Analysis

3.1 Past

  • AMUN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.52%.
  • Measured over the past 5 years, AMUN shows a small growth in Earnings Per Share. The EPS has been growing by 6.65% on average per year.
  • AMUN shows a small growth in Revenue. In the last year, the Revenue has grown by 2.23%.
  • The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.30% on average over the next years.
  • AMUN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.52% yearly.
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue Next Year1.46%
Revenue Next 2Y2.55%
Revenue Next 3Y2.29%
Revenue Next 5Y3.52%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AMUN.PA Yearly Revenue VS EstimatesAMUN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
AMUN.PA Yearly EPS VS EstimatesAMUN.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

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8

4. AMUN.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.66 indicates a reasonable valuation of AMUN.
  • Based on the Price/Earnings ratio, AMUN is valued cheaper than 83.33% of the companies in the same industry.
  • AMUN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.38.
  • AMUN is valuated reasonably with a Price/Forward Earnings ratio of 10.75.
  • AMUN's Price/Forward Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 85.83% of the companies in the same industry.
  • AMUN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 38.20.
Industry RankSector Rank
PE 11.66
Fwd PE 10.75
AMUN.PA Price Earnings VS Forward Price EarningsAMUN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • AMUN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. AMUN is cheaper than 89.17% of the companies in the same industry.
  • AMUN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AMUN is cheaper than 91.67% of the companies in the same industry.
Industry RankSector Rank
P/FCF 9.16
EV/EBITDA 6.32
AMUN.PA Per share dataAMUN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of AMUN may justify a higher PE ratio.
PEG (NY)1.38
PEG (5Y)1.75
EPS Next 2Y9.43%
EPS Next 3Y7.22%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AMUN.PA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.61%, AMUN is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.15, AMUN pays a better dividend. On top of this AMUN pays more dividend than 88.33% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, AMUN pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.61%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years5
AMUN.PA Yearly Dividends per shareAMUN.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

DPN/A
EPS Next 2Y9.43%
EPS Next 3Y7.22%
AMUN.PA Yearly Income VS Free CF VS DividendAMUN.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

More info and screens

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AMUN.PA Fundamentals: All Metrics, Ratios and Statistics

AMUNDI SA

EPA:AMUN (4/16/2026, 5:27:06 PM)

76.7

-0.8 (-1.03%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03
Earnings (Next)04-29
Inst Owners79.05%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap15.83B
Revenue(TTM)8.33B
Net Income(TTM)2.22B
Analysts78
Price Target83.53 (8.9%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.61%
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)1.14%
PT rev (3m)11.97%
EPS NQ rev (1m)-0.33%
EPS NQ rev (3m)-9.6%
EPS NY rev (1m)-0.15%
EPS NY rev (3m)-0.08%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)-0.51%
Revenue NY rev (1m)-0.63%
Revenue NY rev (3m)-0.12%
Valuation
Industry RankSector Rank
PE 11.66
Fwd PE 10.75
P/S 1.9
P/FCF 9.16
P/OCF 8.69
P/B 1.25
P/tB 2.76
EV/EBITDA 6.32
EPS(TTM)6.58
EY8.58%
EPS(NY)7.14
Fwd EY9.3%
FCF(TTM)8.37
FCFY10.91%
OCF(TTM)8.82
OCFY11.5%
SpS40.36
BVpS61.32
TBVpS27.76
PEG (NY)1.38
PEG (5Y)1.75
Graham Number95.2788 (24.22%)
Profitability
Industry RankSector Rank
ROA 5.74%
ROE 17.58%
ROCE 6.59%
ROIC 5.01%
ROICexc 5.3%
ROICexgc 6.7%
OM 26.6%
PM (TTM) 26.71%
GM 41.32%
FCFM 20.74%
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
ROICexc(3y)3.67%
ROICexc(5y)4.02%
ROICexgc(3y)4.66%
ROICexgc(5y)5.34%
ROCE(3y)4.67%
ROCE(5y)5.18%
ROICexgc growth 3Y-5.88%
ROICexgc growth 5Y0.82%
ROICexc growth 3Y-2.93%
ROICexc growth 5Y1.64%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.16
Debt/EBITDA 0.86
Cap/Depr 84.87%
Cap/Sales 1.12%
Interest Coverage 250
Cash Conversion 78.29%
Profit Quality 77.66%
Current Ratio 0.81
Quick Ratio 0.81
Altman-Z 1.09
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.66%
Cap/Depr(5y)66.64%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.17%
Profit Quality(3y)112.27%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.3%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%
Revenue Next Year1.46%
Revenue Next 2Y2.55%
Revenue Next 3Y2.29%
Revenue Next 5Y3.52%
EBIT growth 1Y-8.93%
EBIT growth 3Y5.47%
EBIT growth 5Y5.85%
EBIT Next Year6.86%
EBIT Next 3Y4.99%
EBIT Next 5Y4.16%
FCF growth 1Y13.53%
FCF growth 3YN/A
FCF growth 5Y7.42%
OCF growth 1Y14.51%
OCF growth 3YN/A
OCF growth 5Y7.57%

AMUNDI SA / AMUN.PA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.


What is the valuation status of AMUNDI SA (AMUN.PA) stock?

ChartMill assigns a valuation rating of 8 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.


How profitable is AMUNDI SA (AMUN.PA) stock?

AMUNDI SA (AMUN.PA) has a profitability rating of 7 / 10.


What is the valuation of AMUNDI SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for AMUNDI SA (AMUN.PA) is 11.66 and the Price/Book (PB) ratio is 1.25.


Can you provide the expected EPS growth for AMUN stock?

The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.45% in the next year.