AMUNDI SA (AMUN.PA) Fundamental Analysis & Valuation
EPA:AMUN • FR0004125920
Current stock price
81.15 EUR
+5.2 (+6.85%)
Last:
This AMUN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. AMUN.PA Profitability Analysis
1.1 Basic Checks
- AMUN had positive earnings in the past year.
- AMUN had a positive operating cash flow in the past year.
- Each year in the past 5 years AMUN has been profitable.
- Of the past 5 years AMUN 4 years had a positive operating cash flow.
1.2 Ratios
- AMUN has a better Return On Assets (5.74%) than 77.39% of its industry peers.
- AMUN has a better Return On Equity (17.58%) than 78.26% of its industry peers.
- AMUN's Return On Invested Capital of 5.01% is fine compared to the rest of the industry. AMUN outperforms 70.43% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AMUN is significantly below the industry average of 8.59%.
- The last Return On Invested Capital (5.01%) for AMUN is above the 3 year average (3.54%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 17.58% | ||
| ROIC | 5.01% |
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
1.3 Margins
- AMUN's Profit Margin of 26.71% is fine compared to the rest of the industry. AMUN outperforms 74.78% of its industry peers.
- AMUN's Profit Margin has improved in the last couple of years.
- AMUN's Operating Margin of 26.60% is fine compared to the rest of the industry. AMUN outperforms 70.43% of its industry peers.
- In the last couple of years the Operating Margin of AMUN has declined.
- AMUN has a Gross Margin of 41.32%. This is in the better half of the industry: AMUN outperforms 63.48% of its industry peers.
- In the last couple of years the Gross Margin of AMUN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.6% | ||
| PM (TTM) | 26.71% | ||
| GM | 41.32% |
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
2. AMUN.PA Health Analysis
2.1 Basic Checks
- The number of shares outstanding for AMUN has been increased compared to 1 year ago.
- AMUN has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, AMUN has an improved debt to assets ratio.
2.2 Solvency
- AMUN has an Altman-Z score of 1.08. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
- AMUN's Altman-Z score of 1.08 is in line compared to the rest of the industry. AMUN outperforms 53.91% of its industry peers.
- AMUN has a debt to FCF ratio of 1.16. This is a very positive value and a sign of high solvency as it would only need 1.16 years to pay back of all of its debts.
- The Debt to FCF ratio of AMUN (1.16) is better than 90.43% of its industry peers.
- AMUN has a Debt/Equity ratio of 0.16. This is a healthy value indicating a solid balance between debt and equity.
- AMUN has a Debt to Equity ratio of 0.16. This is in the better half of the industry: AMUN outperforms 73.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.16 | ||
| Debt/FCF | 1.16 | ||
| Altman-Z | 1.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.81 indicates that AMUN may have some problems paying its short term obligations.
- With a Current ratio value of 0.81, AMUN perfoms like the industry average, outperforming 49.57% of the companies in the same industry.
- AMUN has a Quick Ratio of 0.81. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.81, AMUN perfoms like the industry average, outperforming 50.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.81 |
3. AMUN.PA Growth Analysis
3.1 Past
- The earnings per share for AMUN have decreased by -2.52% in the last year.
- The Earnings Per Share has been growing slightly by 6.65% on average over the past years.
- AMUN shows a small growth in Revenue. In the last year, the Revenue has grown by 2.23%.
- AMUN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%
3.2 Future
- Based on estimates for the next years, AMUN will show a small growth in Earnings Per Share. The EPS will grow by 2.17% on average per year.
- AMUN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.52% yearly.
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.17%
Revenue Next Year0.67%
Revenue Next 2Y2.2%
Revenue Next 3Y2.21%
Revenue Next 5Y3.52%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. AMUN.PA Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 12.33, the valuation of AMUN can be described as correct.
- AMUN's Price/Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 80.87% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.91. AMUN is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 11.37, the valuation of AMUN can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 86.09% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of AMUN to the average of the S&P500 Index (21.99), we can say AMUN is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.33 | ||
| Fwd PE | 11.37 |
4.2 Price Multiples
- AMUN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. AMUN is cheaper than 88.70% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, AMUN is valued cheaper than 91.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.69 | ||
| EV/EBITDA | 6.18 |
4.3 Compensation for Growth
- AMUN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of AMUN may justify a higher PE ratio.
PEG (NY)1.46
PEG (5Y)1.86
EPS Next 2Y9.43%
EPS Next 3Y7.22%
5. AMUN.PA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 5.50%, AMUN is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 3.11, AMUN pays a better dividend. On top of this AMUN pays more dividend than 89.57% of the companies listed in the same industry.
- AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.5% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
DPN/A
EPS Next 2Y9.43%
EPS Next 3Y7.22%
AMUN.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:AMUN (4/29/2026, 5:36:15 PM)
81.15
+5.2 (+6.85%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Industry Strength58.11
Industry Growth60
Earnings (Last)02-03 2026-02-03/bmo
Earnings (Next)04-29 2026-04-29
Inst Owners79.05%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap16.75B
Revenue(TTM)8.33B
Net Income(TTM)2.22B
Analysts78
Price Target83.4 (2.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.5% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.46%
Min EPS beat(2)4.43%
Max EPS beat(2)4.48%
EPS beat(4)2
Avg EPS beat(4)-1.97%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.48%
EPS beat(8)4
Avg EPS beat(8)-0.65%
EPS beat(12)6
Avg EPS beat(12)0.16%
EPS beat(16)9
Avg EPS beat(16)2.44%
Revenue beat(2)1
Avg Revenue beat(2)1.05%
Min Revenue beat(2)-0.39%
Max Revenue beat(2)2.49%
Revenue beat(4)2
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.49%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)6
Avg Revenue beat(12)-0.47%
Revenue beat(16)10
Avg Revenue beat(16)34.29%
PT rev (1m)0.99%
PT rev (3m)8.59%
EPS NQ rev (1m)-1.53%
EPS NQ rev (3m)-12.29%
EPS NY rev (1m)-0.15%
EPS NY rev (3m)-0.65%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-2.15%
Revenue NY rev (1m)-1.4%
Revenue NY rev (3m)-0.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.33 | ||
| Fwd PE | 11.37 | ||
| P/S | 2.01 | ||
| P/FCF | 9.69 | ||
| P/OCF | 9.2 | ||
| P/B | 1.32 | ||
| P/tB | 2.92 | ||
| EV/EBITDA | 6.18 |
EPS(TTM)6.58
EY8.11%
EPS(NY)7.14
Fwd EY8.79%
FCF(TTM)8.37
FCFY10.31%
OCF(TTM)8.82
OCFY10.87%
SpS40.36
BVpS61.32
TBVpS27.76
PEG (NY)1.46
PEG (5Y)1.86
Graham Number95.2788 (17.41%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 17.58% | ||
| ROCE | 6.59% | ||
| ROIC | 5.01% | ||
| ROICexc | 5.3% | ||
| ROICexgc | 6.7% | ||
| OM | 26.6% | ||
| PM (TTM) | 26.71% | ||
| GM | 41.32% | ||
| FCFM | 20.74% |
ROA(3y)3.77%
ROA(5y)3.97%
ROE(3y)11.83%
ROE(5y)11.61%
ROIC(3y)3.54%
ROIC(5y)3.88%
ROICexc(3y)3.67%
ROICexc(5y)4.02%
ROICexgc(3y)4.66%
ROICexgc(5y)5.34%
ROCE(3y)4.67%
ROCE(5y)5.18%
ROICexgc growth 3Y-5.88%
ROICexgc growth 5Y0.82%
ROICexc growth 3Y-2.93%
ROICexc growth 5Y1.64%
OM growth 3Y0.87%
OM growth 5Y-2.01%
PM growth 3Y11.3%
PM growth 5Y4.82%
GM growth 3Y-0.49%
GM growth 5Y-1.47%
F-Score6
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.16 | ||
| Debt/FCF | 1.16 | ||
| Debt/EBITDA | 0.86 | ||
| Cap/Depr | 84.87% | ||
| Cap/Sales | 1.12% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 78.29% | ||
| Profit Quality | 77.66% | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.81 | ||
| Altman-Z | 1.08 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.66%
Cap/Depr(5y)66.64%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.17%
Profit Quality(3y)112.27%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.52%
EPS 3Y4.3%
EPS 5Y6.65%
EPS Q2Q%-1.09%
EPS Next Y8.45%
EPS Next 2Y9.43%
EPS Next 3Y7.22%
EPS Next 5Y2.17%
Revenue 1Y (TTM)2.23%
Revenue growth 3Y4.57%
Revenue growth 5Y8.01%
Sales Q2Q%-4.44%
Revenue Next Year0.67%
Revenue Next 2Y2.2%
Revenue Next 3Y2.21%
Revenue Next 5Y3.52%
EBIT growth 1Y-8.93%
EBIT growth 3Y5.47%
EBIT growth 5Y5.85%
EBIT Next Year6.86%
EBIT Next 3Y4.99%
EBIT Next 5Y4.02%
FCF growth 1Y13.53%
FCF growth 3YN/A
FCF growth 5Y7.42%
OCF growth 1Y14.51%
OCF growth 3YN/A
OCF growth 5Y7.57%
AMUNDI SA / AMUN.PA Fundamental Analysis FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 8 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.
How profitable is AMUNDI SA (AMUN.PA) stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 6 / 10.
What is the valuation of AMUNDI SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AMUNDI SA (AMUN.PA) is 12.33 and the Price/Book (PB) ratio is 1.32.
Can you provide the expected EPS growth for AMUN stock?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.45% in the next year.