AMUNDI SA (AMUN.PA) Stock Fundamental Analysis
Europe • Euronext Paris • EPA:AMUN • FR0004125920
78.8 EUR
+0.65 (+0.83%)
Last: Feb 9, 2026, 05:29 PM
Overall AMUN gets a fundamental rating of 4 out of 10. We evaluated AMUN against 117 industry peers in the Capital Markets industry. There are concerns on the financial health of AMUN while its profitability can be described as average. AMUN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- AMUN had positive earnings in the past year.
- AMUN had positive earnings in each of the past 5 years.
- In multiple years AMUN reported negative operating cash flow during the last 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 8.10%, AMUN belongs to the best of the industry, outperforming 85.47% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 26.45%, AMUN belongs to the top of the industry, outperforming 89.74% of the companies in the same industry.
- AMUN's Return On Invested Capital of 7.41% is fine compared to the rest of the industry. AMUN outperforms 76.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 26.45% | ||
| ROIC | 7.41% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 38.04%, AMUN belongs to the top of the industry, outperforming 82.05% of the companies in the same industry.
- AMUN's Profit Margin has improved in the last couple of years.
- AMUN's Operating Margin of 39.83% is fine compared to the rest of the industry. AMUN outperforms 78.63% of its industry peers.
- In the last couple of years the Operating Margin of AMUN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.83% | ||
| PM (TTM) | 38.04% | ||
| GM | N/A |
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- There is no outstanding debt for AMUN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- Based on the Altman-Z score of 1.14, we must say that AMUN is in the distress zone and has some risk of bankruptcy.
- AMUN has a Altman-Z score (1.14) which is in line with its industry peers.
- A Debt/Equity ratio of 0.19 indicates that AMUN is not too dependend on debt financing.
- AMUN has a Debt to Equity ratio of 0.19. This is in the better half of the industry: AMUN outperforms 72.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.83 indicates that AMUN may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.83, AMUN is in line with its industry, outperforming 52.14% of the companies in the same industry.
- AMUN has a Quick Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
- AMUN has a Quick ratio of 0.83. This is comparable to the rest of the industry: AMUN outperforms 52.99% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 54.37% over the past year.
- The Earnings Per Share has been growing by 11.46% on average over the past years. This is quite good.
- The Revenue has been growing slightly by 2.33% in the past year.
- Measured over the past years, AMUN shows a decrease in Revenue. The Revenue has been decreasing by -5.85% on average per year.
EPS 1Y (TTM)54.37%
EPS 3Y13.6%
EPS 5Y11.46%
EPS Q2Q%118.03%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%261.69%
3.2 Future
- AMUN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.32% yearly.
- Based on estimates for the next years, AMUN will show a small growth in Revenue. The Revenue will grow by 3.54% on average per year.
EPS Next Y8.17%
EPS Next 2Y6.56%
EPS Next 3Y3.76%
EPS Next 5Y1.32%
Revenue Next Year1.7%
Revenue Next 2Y2.21%
Revenue Next 3Y2.33%
Revenue Next 5Y3.54%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 5.11, the valuation of AMUN can be described as very cheap.
- AMUN's Price/Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 96.58% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.93, AMUN is valued rather cheaply.
- A Price/Forward Earnings ratio of 10.97 indicates a reasonable valuation of AMUN.
- Based on the Price/Forward Earnings ratio, AMUN is valued cheaply inside the industry as 87.18% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.77, AMUN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.11 | ||
| Fwd PE | 10.97 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- AMUN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.62
PEG (5Y)0.45
EPS Next 2Y6.56%
EPS Next 3Y3.76%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 5.37%, AMUN is a good candidate for dividend investing.
- AMUN's Dividend Yield is rather good when compared to the industry average which is at 3.00. AMUN pays more dividend than 86.32% of the companies in the same industry.
- AMUN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.37% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y6.56%
EPS Next 3Y3.76%
EPA:AMUN (2/9/2026, 5:29:59 PM)
78.8
+0.65 (+0.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-03 2026-02-03/amc
Earnings (Next)04-29 2026-04-29
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap16.26B
Revenue(TTM)8.34B
Net Income(TTM)3.17B
Analysts77
Price Target78.51 (-0.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.37% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)145.33%
Min Revenue beat(2)2.49%
Max Revenue beat(2)288.18%
Revenue beat(4)3
Avg Revenue beat(4)71.08%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)288.18%
Revenue beat(8)5
Avg Revenue beat(8)35.61%
Revenue beat(12)7
Avg Revenue beat(12)23.58%
Revenue beat(16)11
Avg Revenue beat(16)52.32%
PT rev (1m)5.24%
PT rev (3m)0.86%
EPS NQ rev (1m)1.82%
EPS NQ rev (3m)2.11%
EPS NY rev (1m)0.57%
EPS NY rev (3m)-0.05%
Revenue NQ rev (1m)0.93%
Revenue NQ rev (3m)1.06%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.11 | ||
| Fwd PE | 10.97 | ||
| P/S | 1.95 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.36 | ||
| P/tB | 3.22 | ||
| EV/EBITDA | N/A |
EPS(TTM)15.43
EY19.58%
EPS(NY)7.18
Fwd EY9.12%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS40.4
BVpS58.11
TBVpS24.45
PEG (NY)0.62
PEG (5Y)0.45
Graham Number142.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 26.45% | ||
| ROCE | 9.88% | ||
| ROIC | 7.41% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 9.88% | ||
| OM | 39.83% | ||
| PM (TTM) | 38.04% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y34.66%
OM growth 5Y16.54%
PM growth 3Y37.11%
PM growth 5Y18.79%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.14 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)54.37%
EPS 3Y13.6%
EPS 5Y11.46%
EPS Q2Q%118.03%
EPS Next Y8.17%
EPS Next 2Y6.56%
EPS Next 3Y3.76%
EPS Next 5Y1.32%
Revenue 1Y (TTM)2.33%
Revenue growth 3Y-16.84%
Revenue growth 5Y-5.85%
Sales Q2Q%261.69%
Revenue Next Year1.7%
Revenue Next 2Y2.21%
Revenue Next 3Y2.33%
Revenue Next 5Y3.54%
EBIT growth 1Y36.49%
EBIT growth 3Y11.99%
EBIT growth 5Y9.72%
EBIT Next Year8.63%
EBIT Next 3Y3.35%
EBIT Next 5Y3.2%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
AMUNDI SA / AMUN.PA FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AMUN.PA.
What is the valuation status of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a valuation rating of 6 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Fairly Valued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 6 / 10.
What is the financial health of AMUNDI SA (AMUN.PA) stock?
The financial health rating of AMUNDI SA (AMUN.PA) is 2 / 10.
What is the earnings growth outlook for AMUNDI SA?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to grow by 8.17% in the next year.