AMUNDI SA (AMUN.PA) Stock Fundamental Analysis
Europe - EPA:AMUN - FR0004125920 - Common Stock
66.65 EUR
-0.6 (-0.89%)
We assign a fundamental rating of 5 out of 10 to AMUN. AMUN was compared to 114 industry peers in the Capital Markets industry. While AMUN has a great profitability rating, there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on AMUN.
1. Profitability
1.1 Basic Checks
AMUN had positive earnings in the past year.
In the past year AMUN had a positive cash flow from operations.
In the past 5 years AMUN has always been profitable.
Of the past 5 years AMUN 4 years had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 6.08%, AMUN is doing good in the industry, outperforming 77.19% of the companies in the same industry.
Looking at the Return On Equity, with a value of 19.85%, AMUN is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
The Return On Invested Capital of AMUN (5.43%) is better than 71.93% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AMUN is below the industry average of 8.46%.
The 3 year average ROIC (3.64%) for AMUN is below the current ROIC(5.43%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROIC | 5.43% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
1.3 Margins
AMUN's Profit Margin of 28.33% is fine compared to the rest of the industry. AMUN outperforms 77.19% of its industry peers.
AMUN's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 29.17%, AMUN is doing good in the industry, outperforming 71.93% of the companies in the same industry.
In the last couple of years the Operating Margin of AMUN has remained more or less at the same level.
With a decent Gross Margin value of 41.94%, AMUN is doing good in the industry, outperforming 60.53% of the companies in the same industry.
In the last couple of years the Gross Margin of AMUN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.17% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% |
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
AMUN has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, AMUN has more shares outstanding
Compared to 1 year ago, AMUN has an improved debt to assets ratio.
2.2 Solvency
AMUN has an Altman-Z score of 1.02. This is a bad value and indicates that AMUN is not financially healthy and even has some risk of bankruptcy.
AMUN has a Altman-Z score (1.02) which is in line with its industry peers.
AMUN has a debt to FCF ratio of 1.25. This is a very positive value and a sign of high solvency as it would only need 1.25 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 1.25, AMUN belongs to the best of the industry, outperforming 90.35% of the companies in the same industry.
A Debt/Equity ratio of 0.19 indicates that AMUN is not too dependend on debt financing.
AMUN's Debt to Equity ratio of 0.19 is fine compared to the rest of the industry. AMUN outperforms 71.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 1.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AMUN has a Current Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.83, AMUN is in line with its industry, outperforming 50.88% of the companies in the same industry.
AMUN has a Quick Ratio of 0.83. This is a bad value and indicates that AMUN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of AMUN (0.83) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 2.48% over the past year.
The Earnings Per Share has been growing slightly by 7.93% on average over the past years.
The Revenue has grown by 107.63% in the past year. This is a very strong growth!
AMUN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.39% yearly.
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
Revenue 1Y (TTM)107.63%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
3.2 Future
The Earnings Per Share is expected to grow by 1.82% on average over the next years.
The Revenue is expected to grow by 3.17% on average over the next years.
EPS Next Y-3.37%
EPS Next 2Y3.18%
EPS Next 3Y3.98%
EPS Next 5Y1.82%
Revenue Next Year-3.18%
Revenue Next 2Y-0.73%
Revenue Next 3Y0.93%
Revenue Next 5Y3.17%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 10.10, which indicates a very decent valuation of AMUN.
Compared to the rest of the industry, the Price/Earnings ratio of AMUN indicates a rather cheap valuation: AMUN is cheaper than 83.33% of the companies listed in the same industry.
AMUN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.89.
AMUN is valuated reasonably with a Price/Forward Earnings ratio of 9.27.
AMUN's Price/Forward Earnings ratio is rather cheap when compared to the industry. AMUN is cheaper than 92.98% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.59. AMUN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.1 | ||
| Fwd PE | 9.27 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AMUN is valued cheaper than 89.47% of the companies in the same industry.
88.60% of the companies in the same industry are more expensive than AMUN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.52 | ||
| EV/EBITDA | 4.91 |
4.3 Compensation for Growth
The decent profitability rating of AMUN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.27
EPS Next 2Y3.18%
EPS Next 3Y3.98%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.40%, AMUN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.73, AMUN pays a better dividend. On top of this AMUN pays more dividend than 90.35% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, AMUN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.4% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
DPN/A
EPS Next 2Y3.18%
EPS Next 3Y3.98%
EPA:AMUN (11/14/2025, 7:00:00 PM)
66.65
-0.6 (-0.89%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners79.56%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap13.69B
Revenue(TTM)6.48B
Net Income(TTM)2.38B
Analysts80
Price Target77.84 (16.79%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.4% |
Yearly Dividend4.1
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.4%
Min EPS beat(2)-8.89%
Max EPS beat(2)-7.91%
EPS beat(4)1
Avg EPS beat(4)-3.17%
Min EPS beat(4)-8.89%
Max EPS beat(4)4.99%
EPS beat(8)2
Avg EPS beat(8)-2.61%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)9
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)-3.18%
Min Revenue beat(2)-8.64%
Max Revenue beat(2)2.29%
Revenue beat(4)2
Avg Revenue beat(4)-1.7%
Min Revenue beat(4)-8.64%
Max Revenue beat(4)2.29%
Revenue beat(8)3
Avg Revenue beat(8)-1.65%
Revenue beat(12)7
Avg Revenue beat(12)22.37%
Revenue beat(16)11
Avg Revenue beat(16)51.34%
PT rev (1m)-0.13%
PT rev (3m)-0.53%
EPS NQ rev (1m)-0.83%
EPS NQ rev (3m)-2.8%
EPS NY rev (1m)-0.3%
EPS NY rev (3m)-4%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)-1.78%
Revenue NY rev (1m)1.1%
Revenue NY rev (3m)-2.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.1 | ||
| Fwd PE | 9.27 | ||
| P/S | 1.63 | ||
| P/FCF | 7.52 | ||
| P/OCF | 7.19 | ||
| P/B | 1.14 | ||
| P/tB | 2.71 | ||
| EV/EBITDA | 4.91 |
EPS(TTM)6.6
EY9.9%
EPS(NY)7.19
Fwd EY10.78%
FCF(TTM)8.87
FCFY13.3%
OCF(TTM)9.27
OCFY13.91%
SpS40.91
BVpS58.38
TBVpS24.56
PEG (NY)N/A
PEG (5Y)1.27
Graham Number93.11
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 19.85% | ||
| ROCE | 7.29% | ||
| ROIC | 5.43% | ||
| ROICexc | 5.74% | ||
| ROICexgc | 7.24% | ||
| OM | 29.17% | ||
| PM (TTM) | 28.33% | ||
| GM | 41.94% | ||
| FCFM | 21.67% |
ROA(3y)3.57%
ROA(5y)3.72%
ROE(3y)10.62%
ROE(5y)10.81%
ROIC(3y)3.64%
ROIC(5y)3.82%
ROICexc(3y)3.73%
ROICexc(5y)3.91%
ROICexgc(3y)4.9%
ROICexgc(5y)5.23%
ROCE(3y)4.9%
ROCE(5y)5.22%
ROICexgc growth 3Y-11.56%
ROICexgc growth 5Y-4.06%
ROICexc growth 3Y-8.15%
ROICexc growth 5Y-2.32%
OM growth 3Y-1.97%
OM growth 5Y-0.45%
PM growth 3Y-2.5%
PM growth 5Y1.73%
GM growth 3Y0.05%
GM growth 5Y-0.38%
F-Score5
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.89 | ||
| Cap/Depr | 78.31% | ||
| Cap/Sales | 0.99% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 74.45% | ||
| Profit Quality | 76.48% | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 1.02 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)63.21%
Cap/Depr(5y)64.22%
Cap/Sales(3y)1.21%
Cap/Sales(5y)1.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.48%
EPS 3Y1.21%
EPS 5Y7.93%
EPS Q2Q%0%
EPS Next Y-3.37%
EPS Next 2Y3.18%
EPS Next 3Y3.98%
EPS Next 5Y1.82%
Revenue 1Y (TTM)107.63%
Revenue growth 3Y3.92%
Revenue growth 5Y6.39%
Sales Q2Q%-5.45%
Revenue Next Year-3.18%
Revenue Next 2Y-0.73%
Revenue Next 3Y0.93%
Revenue Next 5Y3.17%
EBIT growth 1Y-16.21%
EBIT growth 3Y1.87%
EBIT growth 5Y5.91%
EBIT Next Year-1.27%
EBIT Next 3Y2.68%
EBIT Next 5Y4.46%
FCF growth 1Y48.28%
FCF growth 3Y-7.26%
FCF growth 5Y10.19%
OCF growth 1Y47.74%
OCF growth 3Y-6.65%
OCF growth 5Y10.12%
AMUNDI SA / AMUN.PA FAQ
What is the ChartMill fundamental rating of AMUNDI SA (AMUN.PA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AMUN.PA.
Can you provide the valuation status for AMUNDI SA?
ChartMill assigns a valuation rating of 7 / 10 to AMUNDI SA (AMUN.PA). This can be considered as Undervalued.
What is the profitability of AMUN stock?
AMUNDI SA (AMUN.PA) has a profitability rating of 7 / 10.
How financially healthy is AMUNDI SA?
The financial health rating of AMUNDI SA (AMUN.PA) is 4 / 10.
What is the expected EPS growth for AMUNDI SA (AMUN.PA) stock?
The Earnings per Share (EPS) of AMUNDI SA (AMUN.PA) is expected to decline by -3.37% in the next year.