Logo image of AMT.CA

AMERITRUST FINANCIAL TECHNOL (AMT.CA) Stock Fundamental Analysis

TSX-V:AMT - TSX Venture Exchange - CA0307361026 - Common Stock - Currency: CAD

0.065  +0.01 (+8.33%)

Fundamental Rating

1

Overall AMT gets a fundamental rating of 1 out of 10. We evaluated AMT against 6 industry peers in the Consumer Finance industry. AMT has a bad profitability rating. Also its financial health evaluation is rather negative. AMT does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

AMT had negative earnings in the past year.
In the past year AMT has reported a negative cash flow from operations.
In the past 5 years AMT always reported negative net income.
In the past 5 years AMT always reported negative operating cash flow.
AMT.CA Yearly Net Income VS EBIT VS OCF VS FCFAMT.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 -5M -10M -15M -20M -25M

1.2 Ratios

AMT has a worse Return On Assets (-177.77%) than 85.71% of its industry peers.
Industry RankSector Rank
ROA -177.77%
ROE N/A
ROIC N/A
ROA(3y)-178.03%
ROA(5y)-136.73%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
AMT.CA Yearly ROA, ROE, ROICAMT.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 500 1K

1.3 Margins

Looking at the Operating Margin, with a value of 53.13%, AMT belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
AMT has a Gross Margin of 52.45%. This is in the better half of the industry: AMT outperforms 71.43% of its industry peers.
AMT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 53.13%
PM (TTM) N/A
GM 52.45%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.94%
GM growth 5YN/A
AMT.CA Yearly Profit, Operating, Gross MarginsAMT.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 -200 -400 -600

More info and screens

0

2. Health

2.1 Basic Checks

AMT does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for AMT remains at a similar level compared to 1 year ago.
The number of shares outstanding for AMT has been increased compared to 5 years ago.
Compared to 1 year ago, AMT has a worse debt to assets ratio.
AMT.CA Yearly Shares OutstandingAMT.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M 250M
AMT.CA Yearly Total Debt VS Total AssetsAMT.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M 20M

2.2 Solvency

Based on the Altman-Z score of -32.68, we must say that AMT is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -32.68, AMT is not doing good in the industry: 85.71% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z -32.68
ROIC/WACCN/A
WACC7.48%
AMT.CA Yearly LT Debt VS Equity VS FCFAMT.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 5M -5M -10M -15M

2.3 Liquidity

AMT has a Current Ratio of 0.13. This is a bad value and indicates that AMT is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.13, AMT is not doing good in the industry: 71.43% of the companies in the same industry are doing better.
A Quick Ratio of 0.13 indicates that AMT may have some problems paying its short term obligations.
AMT has a worse Quick ratio (0.13) than 71.43% of its industry peers.
Industry RankSector Rank
Current Ratio 0.13
Quick Ratio 0.13
AMT.CA Yearly Current Assets VS Current LiabilitesAMT.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M

More info and screens

1

3. Growth

3.1 Past

AMT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 74.70%, which is quite impressive.
Looking at the last year, AMT shows a quite strong growth in Revenue. The Revenue has grown by 15.49% in the last year.
Measured over the past years, AMT shows a decrease in Revenue. The Revenue has been decreasing by -1.80% on average per year.
EPS 1Y (TTM)74.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%101.67%
Revenue 1Y (TTM)15.49%
Revenue growth 3Y-1.8%
Revenue growth 5YN/A
Sales Q2Q%-7.44%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
AMT.CA Yearly Revenue VS EstimatesAMT.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M 20M
AMT.CA Yearly EPS VS EstimatesAMT.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023

More info and screens

0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for AMT. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
AMT.CA Price Earnings VS Forward Price EarningsAMT.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AMT is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 26.45
AMT.CA Per share dataAMT.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -0 -0.01 -0.01

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

AMT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

AMERITRUST FINANCIAL TECHNOL

TSX-V:AMT (3/7/2025, 7:00:00 PM)

0.065

+0.01 (+8.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)11-21 2024-11-21
Earnings (Next)06-12 2025-06-12
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners12.94%
Ins Owner ChangeN/A
Market Cap43.40M
Analysts40
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 16.32
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 26.45
EPS(TTM)-0.02
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)-0.01
OCFYN/A
SpS0
BVpS-0.02
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -177.77%
ROE N/A
ROCE -11.77%
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 53.13%
PM (TTM) N/A
GM 52.45%
FCFM N/A
ROA(3y)-178.03%
ROA(5y)-136.73%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.94%
GM growth 5YN/A
F-Score4
Asset Turnover0.76
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 0
Cap/Depr 0.52%
Cap/Sales 0.05%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.13
Quick Ratio 0.13
Altman-Z -32.68
F-Score4
WACC7.48%
ROIC/WACCN/A
Cap/Depr(3y)302.21%
Cap/Depr(5y)187.09%
Cap/Sales(3y)31.43%
Cap/Sales(5y)21.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)74.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%101.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)15.49%
Revenue growth 3Y-1.8%
Revenue growth 5YN/A
Sales Q2Q%-7.44%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y107.27%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y68.59%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y41.04%
OCF growth 3YN/A
OCF growth 5YN/A