AMERIPRISE FINANCIAL INC (AMP) Fundamental Analysis & Valuation

NYSE:AMP • US03076C1062

Current stock price

467.19 USD
-7.6 (-1.6%)
At close:
467.19 USD
0 (0%)
After Hours:

This AMP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AMP Profitability Analysis

1.1 Basic Checks

  • In the past year AMP was profitable.
  • AMP had a positive operating cash flow in the past year.
  • AMP had positive earnings in each of the past 5 years.
  • AMP had a positive operating cash flow in each of the past 5 years.
AMP Yearly Net Income VS EBIT VS OCF VS FCFAMP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

1.2 Ratios

  • The Return On Assets of AMP (1.87%) is comparable to the rest of the industry.
  • AMP's Return On Equity of 54.41% is amongst the best of the industry. AMP outperforms 97.49% of its industry peers.
  • The Return On Invested Capital of AMP (2.47%) is worse than 66.95% of its industry peers.
  • AMP had an Average Return On Invested Capital over the past 3 years of 2.27%. This is significantly below the industry average of 7.31%.
  • The 3 year average ROIC (2.27%) for AMP is below the current ROIC(2.47%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROIC 2.47%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
AMP Yearly ROA, ROE, ROICAMP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • Looking at the Profit Margin, with a value of 18.84%, AMP is in line with its industry, outperforming 52.30% of the companies in the same industry.
  • In the last couple of years the Profit Margin of AMP has grown nicely.
  • With a Operating Margin value of 30.85%, AMP perfoms like the industry average, outperforming 59.41% of the companies in the same industry.
  • In the last couple of years the Operating Margin of AMP has grown nicely.
  • The Gross Margin of AMP (52.67%) is comparable to the rest of the industry.
  • AMP's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
AMP Yearly Profit, Operating, Gross MarginsAMP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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3

2. AMP Health Analysis

2.1 Basic Checks

  • AMP has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for AMP has been reduced compared to 5 years ago.
  • AMP has a better debt/assets ratio than last year.
AMP Yearly Shares OutstandingAMP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
AMP Yearly Total Debt VS Total AssetsAMP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • AMP has an Altman-Z score of 0.47. This is a bad value and indicates that AMP is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of AMP (0.47) is worse than 64.02% of its industry peers.
  • AMP has a debt to FCF ratio of 4.85. This is a neutral value as AMP would need 4.85 years to pay back of all of its debts.
  • The Debt to FCF ratio of AMP (4.85) is better than 69.04% of its industry peers.
  • A Debt/Equity ratio of 6.05 is on the high side and indicates that AMP has dependencies on debt financing.
  • AMP has a worse Debt to Equity ratio (6.05) than 87.45% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Altman-Z 0.47
ROIC/WACCN/A
WACCN/A
AMP Yearly LT Debt VS Equity VS FCFAMP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • AMP has a Current Ratio of 0.67. This is a bad value and indicates that AMP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AMP has a Current ratio of 0.67. This is in the lower half of the industry: AMP underperforms 69.87% of its industry peers.
  • A Quick Ratio of 0.67 indicates that AMP may have some problems paying its short term obligations.
  • AMP's Quick ratio of 0.67 is on the low side compared to the rest of the industry. AMP is outperformed by 69.46% of its industry peers.
Industry RankSector Rank
Current Ratio 0.67
Quick Ratio 0.67
AMP Yearly Current Assets VS Current LiabilitesAMP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. AMP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 15.11% over the past year.
  • The Earnings Per Share has been growing by 18.46% on average over the past years. This is quite good.
  • AMP shows a small growth in Revenue. In the last year, the Revenue has grown by 6.82%.
  • The Revenue has been growing by 9.60% on average over the past years. This is quite good.
EPS 1Y (TTM)15.11%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%18.53%
Revenue 1Y (TTM)6.82%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%11.67%

3.2 Future

  • Based on estimates for the next years, AMP will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.28% on average per year.
  • AMP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.98% yearly.
EPS Next Y9.21%
EPS Next 2Y8.88%
EPS Next 3Y8.58%
EPS Next 5Y12.28%
Revenue Next Year4.89%
Revenue Next 2Y4.54%
Revenue Next 3Y4.1%
Revenue Next 5Y5.98%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AMP Yearly Revenue VS EstimatesAMP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
AMP Yearly EPS VS EstimatesAMP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20 40 60

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6

4. AMP Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.38, the valuation of AMP can be described as reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of AMP indicates a somewhat cheap valuation: AMP is cheaper than 61.09% of the companies listed in the same industry.
  • AMP is valuated cheaply when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 10.02, which indicates a very decent valuation of AMP.
  • Based on the Price/Forward Earnings ratio, AMP is valued a bit cheaper than 68.62% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.36, AMP is valued rather cheaply.
Industry RankSector Rank
PE 11.38
Fwd PE 10.02
AMP Price Earnings VS Forward Price EarningsAMP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, AMP is valued cheaply inside the industry as 86.19% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 5.19
EV/EBITDA N/A
AMP Per share dataAMP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of AMP may justify a higher PE ratio.
PEG (NY)1.24
PEG (5Y)0.62
EPS Next 2Y8.88%
EPS Next 3Y8.58%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AMP Dividend Analysis

5.1 Amount

  • AMP has a Yearly Dividend Yield of 1.43%.
  • AMP's Dividend Yield is slightly below the industry average, which is at 6.53.
  • AMP's Dividend Yield is slightly below the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.43%

5.2 History

  • On average, the dividend of AMP grows each year by 9.05%, which is quite nice.
  • AMP has been paying a dividend for at least 10 years, so it has a reliable track record.
  • AMP has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.05%
Div Incr Years20
Div Non Decr Years20
AMP Yearly Dividends per shareAMP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • AMP pays out 16.73% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of AMP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP16.73%
EPS Next 2Y8.88%
EPS Next 3Y8.58%
AMP Yearly Income VS Free CF VS DividendAMP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
AMP Dividend Payout.AMP Dividend Payout, showing the Payout Ratio.AMP Dividend Payout.PayoutRetained Earnings

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AMP Fundamentals: All Metrics, Ratios and Statistics

AMERIPRISE FINANCIAL INC

NYSE:AMP (5/1/2026, 8:09:31 PM)

After market: 467.19 0 (0%)

467.19

-7.6 (-1.6%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Industry Strength31.68
Industry Growth53.42
Earnings (Last)04-23
Earnings (Next)07-22
Inst Owners90.26%
Inst Owner Change0.2%
Ins Owners0.17%
Ins Owner Change-2.51%
Market Cap42.37B
Revenue(TTM)19.32B
Net Income(TTM)3.56B
Analysts75
Price Target549.96 (17.72%)
Short Float %2.93%
Short Ratio3.8
Dividend
Industry RankSector Rank
Dividend Yield 1.43%
Yearly Dividend6.36
Dividend Growth(5Y)9.05%
DP16.73%
Div Incr Years20
Div Non Decr Years20
Ex-Date02-09
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.18%
Min EPS beat(2)0.47%
Max EPS beat(2)3.88%
EPS beat(4)4
Avg EPS beat(4)2.06%
Min EPS beat(4)0.34%
Max EPS beat(4)3.88%
EPS beat(8)7
Avg EPS beat(8)0.4%
EPS beat(12)7
Avg EPS beat(12)-1.14%
EPS beat(16)11
Avg EPS beat(16)0.36%
Revenue beat(2)2
Avg Revenue beat(2)3.11%
Min Revenue beat(2)2.74%
Max Revenue beat(2)3.48%
Revenue beat(4)2
Avg Revenue beat(4)0.59%
Min Revenue beat(4)-3.02%
Max Revenue beat(4)3.48%
Revenue beat(8)2
Avg Revenue beat(8)-0.25%
Revenue beat(12)6
Avg Revenue beat(12)0.34%
Revenue beat(16)9
Avg Revenue beat(16)0.83%
PT rev (1m)-2.87%
PT rev (3m)0.97%
EPS NQ rev (1m)-1.32%
EPS NQ rev (3m)0.26%
EPS NY rev (1m)0.03%
EPS NY rev (3m)1.18%
Revenue NQ rev (1m)-0.44%
Revenue NQ rev (3m)1.29%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-0.76%
Valuation
Industry RankSector Rank
PE 11.38
Fwd PE 10.02
P/S 2.24
P/FCF 5.19
P/OCF 5.09
P/B 6.47
P/tB 6.47
EV/EBITDA N/A
EPS(TTM)41.07
EY8.79%
EPS(NY)46.61
Fwd EY9.98%
FCF(TTM)89.99
FCFY19.26%
OCF(TTM)91.77
OCFY19.64%
SpS208.52
BVpS72.21
TBVpS72.21
PEG (NY)1.24
PEG (5Y)0.62
Graham Number258.322 (-44.71%)
Profitability
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROCE 3.8%
ROIC 2.47%
ROICexc 2.61%
ROICexgc 6.06%
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
FCFM 43.15%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
ROICexc(3y)2.38%
ROICexc(5y)2.13%
ROICexgc(3y)5.37%
ROICexgc(5y)5.02%
ROCE(3y)3.57%
ROCE(5y)3.14%
ROICexgc growth 3Y13.23%
ROICexgc growth 5Y15.57%
ROICexc growth 3Y13.28%
ROICexc growth 5Y20.92%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
F-Score7
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.86%
Interest Coverage 7.76
Cash Conversion N/A
Profit Quality 229.05%
Current Ratio 0.67
Quick Ratio 0.67
Altman-Z 0.47
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.99%
Cap/Sales(5y)1.03%
Profit Quality(3y)197.96%
Profit Quality(5y)175.02%
High Growth Momentum
Growth
EPS 1Y (TTM)15.11%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%18.53%
EPS Next Y9.21%
EPS Next 2Y8.88%
EPS Next 3Y8.58%
EPS Next 5Y12.28%
Revenue 1Y (TTM)6.82%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%11.67%
Revenue Next Year4.89%
Revenue Next 2Y4.54%
Revenue Next 3Y4.1%
Revenue Next 5Y5.98%
EBIT growth 1Y11.68%
EBIT growth 3Y19.95%
EBIT growth 5Y23.96%
EBIT Next Year24.39%
EBIT Next 3Y9.31%
EBIT Next 5YN/A
FCF growth 1Y27.14%
FCF growth 3Y24.54%
FCF growth 5Y12.76%
OCF growth 1Y26.2%
OCF growth 3Y23.61%
OCF growth 5Y12.48%

AMERIPRISE FINANCIAL INC / AMP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMERIPRISE FINANCIAL INC (AMP) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMP.


What is the valuation status for AMP stock?

ChartMill assigns a valuation rating of 6 / 10 to AMERIPRISE FINANCIAL INC (AMP). This can be considered as Fairly Valued.


How profitable is AMERIPRISE FINANCIAL INC (AMP) stock?

AMERIPRISE FINANCIAL INC (AMP) has a profitability rating of 6 / 10.


Can you provide the expected EPS growth for AMP stock?

The Earnings per Share (EPS) of AMERIPRISE FINANCIAL INC (AMP) is expected to grow by 9.21% in the next year.


Can you provide the dividend sustainability for AMP stock?

The dividend rating of AMERIPRISE FINANCIAL INC (AMP) is 6 / 10 and the dividend payout ratio is 16.73%.