AMERIPRISE FINANCIAL INC (AMP) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:AMP • US03076C1062

525.62 USD
-13.49 (-2.5%)
Last: Feb 10, 2026, 10:12 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to AMP. AMP was compared to 238 industry peers in the Capital Markets industry. AMP has a medium profitability rating, but doesn't score so well on its financial health evaluation. AMP has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year AMP was profitable.
  • AMP had a positive operating cash flow in the past year.
  • In the past 5 years AMP has always been profitable.
  • Of the past 5 years AMP 4 years had a positive operating cash flow.
AMP Yearly Net Income VS EBIT VS OCF VS FCFAMP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.91%, AMP is in line with its industry, outperforming 41.18% of the companies in the same industry.
  • With an excellent Return On Equity value of 56.17%, AMP belongs to the best of the industry, outperforming 98.32% of the companies in the same industry.
  • The Return On Invested Capital of AMP (2.39%) is worse than 62.18% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for AMP is significantly below the industry average of 7.27%.
  • The last Return On Invested Capital (2.39%) for AMP is above the 3 year average (2.27%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.91%
ROE 56.17%
ROIC 2.39%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
AMP Yearly ROA, ROE, ROICAMP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • The Profit Margin of AMP (19.59%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of AMP has grown nicely.
  • Looking at the Operating Margin, with a value of 30.50%, AMP is in the better half of the industry, outperforming 60.50% of the companies in the same industry.
  • In the last couple of years the Operating Margin of AMP has grown nicely.
  • AMP's Gross Margin of 52.46% is in line compared to the rest of the industry. AMP outperforms 59.66% of its industry peers.
  • AMP's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 30.5%
PM (TTM) 19.59%
GM 52.46%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
AMP Yearly Profit, Operating, Gross MarginsAMP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, AMP has less shares outstanding
  • The number of shares outstanding for AMP has been reduced compared to 5 years ago.
  • Compared to 1 year ago, AMP has an improved debt to assets ratio.
AMP Yearly Shares OutstandingAMP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
AMP Yearly Total Debt VS Total AssetsAMP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • Based on the Altman-Z score of 0.48, we must say that AMP is in the distress zone and has some risk of bankruptcy.
  • AMP has a worse Altman-Z score (0.48) than 60.08% of its industry peers.
  • The Debt to FCF ratio of AMP is 6.74, which is on the high side as it means it would take AMP, 6.74 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 6.74, AMP is doing good in the industry, outperforming 65.97% of the companies in the same industry.
  • AMP has a Debt/Equity ratio of 6.12. This is a high value indicating a heavy dependency on external financing.
  • AMP has a Debt to Equity ratio of 6.12. This is amonst the worse of the industry: AMP underperforms 85.71% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.12
Debt/FCF 6.74
Altman-Z 0.48
ROIC/WACCN/A
WACCN/A
AMP Yearly LT Debt VS Equity VS FCFAMP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 0.68 indicates that AMP may have some problems paying its short term obligations.
  • The Current ratio of AMP (0.68) is worse than 66.81% of its industry peers.
  • AMP has a Quick Ratio of 0.68. This is a bad value and indicates that AMP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AMP has a worse Quick ratio (0.68) than 66.39% of its industry peers.
Industry RankSector Rank
Current Ratio 0.68
Quick Ratio 0.68
AMP Yearly Current Assets VS Current LiabilitesAMP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 13.71% over the past year.
  • AMP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.46% yearly.
  • Looking at the last year, AMP shows a small growth in Revenue. The Revenue has grown by 5.49% in the last year.
  • The Revenue has been growing by 9.60% on average over the past years. This is quite good.
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%10.15%

3.2 Future

  • The Earnings Per Share is expected to grow by 5.34% on average over the next years.
  • The Revenue is expected to grow by 3.81% on average over the next years.
EPS Next Y8.53%
EPS Next 2Y8.31%
EPS Next 3Y8.1%
EPS Next 5Y5.34%
Revenue Next Year5.2%
Revenue Next 2Y4.8%
Revenue Next 3Y3.81%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AMP Yearly Revenue VS EstimatesAMP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B 20B
AMP Yearly EPS VS EstimatesAMP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10 20 30 40

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 13.37, AMP is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of AMP is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of AMP to the average of the S&P500 Index (28.06), we can say AMP is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 12.32, the valuation of AMP can be described as correct.
  • Based on the Price/Forward Earnings ratio, AMP is valued a bit cheaper than 60.50% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.86, AMP is valued rather cheaply.
Industry RankSector Rank
PE 13.37
Fwd PE 12.32
AMP Price Earnings VS Forward Price EarningsAMP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of AMP indicates a rather cheap valuation: AMP is cheaper than 82.77% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 8.33
EV/EBITDA N/A
AMP Per share dataAMP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • AMP has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.57
PEG (5Y)0.72
EPS Next 2Y8.31%
EPS Next 3Y8.1%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.20%, AMP has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 6.13, AMP is paying slightly less dividend.
  • AMP's Dividend Yield is slightly below the S&P500 average, which is at 1.80.
Industry RankSector Rank
Dividend Yield 1.2%

5.2 History

  • On average, the dividend of AMP grows each year by 8.56%, which is quite nice.
  • AMP has been paying a dividend for at least 10 years, so it has a reliable track record.
  • AMP has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)8.56%
Div Incr Years19
Div Non Decr Years19
AMP Yearly Dividends per shareAMP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • AMP pays out 16.30% of its income as dividend. This is a sustainable payout ratio.
  • AMP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP16.3%
EPS Next 2Y8.31%
EPS Next 3Y8.1%
AMP Yearly Income VS Free CF VS DividendAMP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B
AMP Dividend Payout.AMP Dividend Payout, showing the Payout Ratio.AMP Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

AMERIPRISE FINANCIAL INC

NYSE:AMP (2/10/2026, 10:12:03 AM)

525.62

-13.49 (-2.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-29
Earnings (Next)04-22
Inst Owners89.11%
Inst Owner Change-1.62%
Ins Owners0.2%
Ins Owner Change1.12%
Market Cap48.84B
Revenue(TTM)18.91B
Net Income(TTM)3.63B
Analysts73.68
Price Target575.57 (9.5%)
Short Float %3.08%
Short Ratio4.78
Dividend
Industry RankSector Rank
Dividend Yield 1.2%
Yearly Dividend5.85
Dividend Growth(5Y)8.56%
DP16.3%
Div Incr Years19
Div Non Decr Years19
Ex-Date02-09
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)0.4%
Min EPS beat(2)0.34%
Max EPS beat(2)0.47%
EPS beat(4)4
Avg EPS beat(4)1.7%
Min EPS beat(4)0.34%
Max EPS beat(4)3.55%
EPS beat(8)6
Avg EPS beat(8)-1.02%
EPS beat(12)7
Avg EPS beat(12)-0.96%
EPS beat(16)11
Avg EPS beat(16)0.54%
Revenue beat(2)1
Avg Revenue beat(2)1.31%
Min Revenue beat(2)-0.85%
Max Revenue beat(2)3.48%
Revenue beat(4)1
Avg Revenue beat(4)-0.27%
Min Revenue beat(4)-3.02%
Max Revenue beat(4)3.48%
Revenue beat(8)2
Avg Revenue beat(8)-0.4%
Revenue beat(12)6
Avg Revenue beat(12)0.62%
Revenue beat(16)9
Avg Revenue beat(16)0.81%
PT rev (1m)4.38%
PT rev (3m)2.1%
EPS NQ rev (1m)0.28%
EPS NQ rev (3m)1.91%
EPS NY rev (1m)0.53%
EPS NY rev (3m)2.32%
Revenue NQ rev (1m)-0.23%
Revenue NQ rev (3m)0.78%
Revenue NY rev (1m)-0.49%
Revenue NY rev (3m)0.9%
Valuation
Industry RankSector Rank
PE 13.37
Fwd PE 12.32
P/S 2.64
P/FCF 8.33
P/OCF 8.09
P/B 7.57
P/tB 7.57
EV/EBITDA N/A
EPS(TTM)39.31
EY7.48%
EPS(NY)42.66
Fwd EY8.12%
FCF(TTM)63.08
FCFY12%
OCF(TTM)64.98
OCFY12.36%
SpS199.26
BVpS69.48
TBVpS69.48
PEG (NY)1.57
PEG (5Y)0.72
Graham Number247.89
Profitability
Industry RankSector Rank
ROA 1.91%
ROE 56.17%
ROCE 3.68%
ROIC 2.39%
ROICexc 2.52%
ROICexgc 5.9%
OM 30.5%
PM (TTM) 19.59%
GM 52.46%
FCFM 31.66%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
ROICexc(3y)2.38%
ROICexc(5y)2.13%
ROICexgc(3y)5.38%
ROICexgc(5y)5.03%
ROCE(3y)3.56%
ROCE(5y)3.14%
ROICexgc growth 3Y13.57%
ROICexgc growth 5Y15.78%
ROICexc growth 3Y13.22%
ROICexc growth 5Y20.88%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
F-Score8
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 6.12
Debt/FCF 6.74
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.95%
Interest Coverage 6.89
Cash Conversion N/A
Profit Quality 161.64%
Current Ratio 0.68
Quick Ratio 0.68
Altman-Z 0.48
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
EPS Next Y8.53%
EPS Next 2Y8.31%
EPS Next 3Y8.1%
EPS Next 5Y5.34%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%10.15%
Revenue Next Year5.2%
Revenue Next 2Y4.8%
Revenue Next 3Y3.81%
Revenue Next 5YN/A
EBIT growth 1Y21.6%
EBIT growth 3Y19.95%
EBIT growth 5Y23.96%
EBIT Next Year17.72%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-27.74%
OCF growth 3YN/A
OCF growth 5YN/A

AMERIPRISE FINANCIAL INC / AMP FAQ

What is the ChartMill fundamental rating of AMERIPRISE FINANCIAL INC (AMP) stock?

ChartMill assigns a fundamental rating of 4 / 10 to AMP.


What is the valuation status for AMP stock?

ChartMill assigns a valuation rating of 5 / 10 to AMERIPRISE FINANCIAL INC (AMP). This can be considered as Fairly Valued.


What is the profitability of AMP stock?

AMERIPRISE FINANCIAL INC (AMP) has a profitability rating of 6 / 10.


What are the PE and PB ratios of AMERIPRISE FINANCIAL INC (AMP) stock?

The Price/Earnings (PE) ratio for AMERIPRISE FINANCIAL INC (AMP) is 13.37 and the Price/Book (PB) ratio is 7.57.


How financially healthy is AMERIPRISE FINANCIAL INC?

The financial health rating of AMERIPRISE FINANCIAL INC (AMP) is 2 / 10.