AMERIPRISE FINANCIAL INC (AMP) Fundamental Analysis & Valuation

NYSE:AMP • US03076C1062

Current stock price

433.94 USD
-2.73 (-0.63%)
At close:
433.94 USD
0 (0%)
After Hours:

This AMP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AMP Profitability Analysis

1.1 Basic Checks

  • AMP had positive earnings in the past year.
  • AMP had a positive operating cash flow in the past year.
  • Each year in the past 5 years AMP has been profitable.
  • AMP had a positive operating cash flow in each of the past 5 years.
AMP Yearly Net Income VS EBIT VS OCF VS FCFAMP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

1.2 Ratios

  • The Return On Assets of AMP (1.87%) is comparable to the rest of the industry.
  • With an excellent Return On Equity value of 54.41%, AMP belongs to the best of the industry, outperforming 97.50% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 2.47%, AMP is doing worse than 63.33% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for AMP is below the industry average of 7.25%.
  • The 3 year average ROIC (2.27%) for AMP is below the current ROIC(2.47%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROIC 2.47%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
AMP Yearly ROA, ROE, ROICAMP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • The Profit Margin of AMP (18.84%) is comparable to the rest of the industry.
  • AMP's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 30.85%, AMP is in the better half of the industry, outperforming 60.42% of the companies in the same industry.
  • AMP's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 52.67%, AMP is in the better half of the industry, outperforming 60.42% of the companies in the same industry.
  • In the last couple of years the Gross Margin of AMP has grown nicely.
Industry RankSector Rank
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
AMP Yearly Profit, Operating, Gross MarginsAMP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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3

2. AMP Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AMP has less shares outstanding
  • AMP has less shares outstanding than it did 5 years ago.
  • AMP has a better debt/assets ratio than last year.
AMP Yearly Shares OutstandingAMP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
AMP Yearly Total Debt VS Total AssetsAMP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • AMP has an Altman-Z score of 0.46. This is a bad value and indicates that AMP is not financially healthy and even has some risk of bankruptcy.
  • AMP's Altman-Z score of 0.46 is on the low side compared to the rest of the industry. AMP is outperformed by 60.42% of its industry peers.
  • AMP has a debt to FCF ratio of 4.85. This is a neutral value as AMP would need 4.85 years to pay back of all of its debts.
  • AMP's Debt to FCF ratio of 4.85 is fine compared to the rest of the industry. AMP outperforms 68.75% of its industry peers.
  • AMP has a Debt/Equity ratio of 6.05. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 6.05, AMP is not doing good in the industry: 87.50% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Altman-Z 0.46
ROIC/WACCN/A
WACCN/A
AMP Yearly LT Debt VS Equity VS FCFAMP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • AMP has a Current Ratio of 0.67. This is a bad value and indicates that AMP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AMP has a worse Current ratio (0.67) than 70.00% of its industry peers.
  • AMP has a Quick Ratio of 0.67. This is a bad value and indicates that AMP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.67, AMP is not doing good in the industry: 69.58% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.67
Quick Ratio 0.67
AMP Yearly Current Assets VS Current LiabilitesAMP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. AMP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 13.71% over the past year.
  • Measured over the past years, AMP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.46% on average per year.
  • The Revenue has been growing slightly by 5.49% in the past year.
  • AMP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.60% yearly.
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%10.15%

3.2 Future

  • Based on estimates for the next years, AMP will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.40% on average per year.
  • The Revenue is expected to grow by 6.01% on average over the next years.
EPS Next Y9.18%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
EPS Next 5Y11.4%
Revenue Next Year5.4%
Revenue Next 2Y4.85%
Revenue Next 3Y4.27%
Revenue Next 5Y6.01%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AMP Yearly Revenue VS EstimatesAMP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
AMP Yearly EPS VS EstimatesAMP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20 40 60

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6

4. AMP Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.04 indicates a reasonable valuation of AMP.
  • AMP's Price/Earnings is on the same level as the industry average.
  • AMP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.60.
  • Based on the Price/Forward Earnings ratio of 10.11, the valuation of AMP can be described as reasonable.
  • 66.25% of the companies in the same industry are more expensive than AMP, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of AMP to the average of the S&P500 Index (22.84), we can say AMP is valued rather cheaply.
Industry RankSector Rank
PE 11.04
Fwd PE 10.11
AMP Price Earnings VS Forward Price EarningsAMP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of AMP indicates a rather cheap valuation: AMP is cheaper than 86.25% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 4.85
EV/EBITDA N/A
AMP Per share dataAMP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200

4.3 Compensation for Growth

  • AMP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • AMP has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.2
PEG (5Y)0.6
EPS Next 2Y8.79%
EPS Next 3Y8.1%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AMP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.47%, AMP has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 6.91, AMP is paying slightly less dividend.
  • Compared to the average S&P500 Dividend Yield of 1.90, AMP is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.47%

5.2 History

  • The dividend of AMP is nicely growing with an annual growth rate of 9.05%!
  • AMP has paid a dividend for at least 10 years, which is a reliable track record.
  • AMP has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)9.05%
Div Incr Years20
Div Non Decr Years20
AMP Yearly Dividends per shareAMP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • AMP pays out 16.73% of its income as dividend. This is a sustainable payout ratio.
  • AMP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP16.73%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
AMP Yearly Income VS Free CF VS DividendAMP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
AMP Dividend Payout.AMP Dividend Payout, showing the Payout Ratio.AMP Dividend Payout.PayoutRetained Earnings

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AMP Fundamentals: All Metrics, Ratios and Statistics

AMERIPRISE FINANCIAL INC

NYSE:AMP (4/2/2026, 8:07:55 PM)

After market: 433.94 0 (0%)

433.94

-2.73 (-0.63%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-29
Earnings (Next)04-23
Inst Owners89.76%
Inst Owner Change0%
Ins Owners0.19%
Ins Owner Change-2.51%
Market Cap39.57B
Revenue(TTM)18.91B
Net Income(TTM)3.56B
Analysts75
Price Target578.35 (33.28%)
Short Float %3.16%
Short Ratio3.9
Dividend
Industry RankSector Rank
Dividend Yield 1.47%
Yearly Dividend6.36
Dividend Growth(5Y)9.05%
DP16.73%
Div Incr Years20
Div Non Decr Years20
Ex-Date02-09
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.18%
Min EPS beat(2)0.47%
Max EPS beat(2)3.88%
EPS beat(4)4
Avg EPS beat(4)2.06%
Min EPS beat(4)0.34%
Max EPS beat(4)3.88%
EPS beat(8)7
Avg EPS beat(8)0.4%
EPS beat(12)7
Avg EPS beat(12)-1.14%
EPS beat(16)11
Avg EPS beat(16)0.36%
Revenue beat(2)2
Avg Revenue beat(2)3.11%
Min Revenue beat(2)2.74%
Max Revenue beat(2)3.48%
Revenue beat(4)2
Avg Revenue beat(4)0.59%
Min Revenue beat(4)-3.02%
Max Revenue beat(4)3.48%
Revenue beat(8)2
Avg Revenue beat(8)-0.25%
Revenue beat(12)6
Avg Revenue beat(12)0.34%
Revenue beat(16)9
Avg Revenue beat(16)0.83%
PT rev (1m)0.48%
PT rev (3m)4.89%
EPS NQ rev (1m)0.04%
EPS NQ rev (3m)1.48%
EPS NY rev (1m)0%
EPS NY rev (3m)1.13%
Revenue NQ rev (1m)0.73%
Revenue NQ rev (3m)1.1%
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)-0.3%
Valuation
Industry RankSector Rank
PE 11.04
Fwd PE 10.11
P/S 2.09
P/FCF 4.85
P/OCF 4.75
P/B 6.04
P/tB 6.04
EV/EBITDA N/A
EPS(TTM)39.31
EY9.06%
EPS(NY)42.92
Fwd EY9.89%
FCF(TTM)89.5
FCFY20.63%
OCF(TTM)91.28
OCFY21.04%
SpS207.4
BVpS71.82
TBVpS71.83
PEG (NY)1.2
PEG (5Y)0.6
Graham Number252.05
Profitability
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROCE 3.8%
ROIC 2.47%
ROICexc 2.61%
ROICexgc 6.06%
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
FCFM 43.15%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
ROICexc(3y)2.38%
ROICexc(5y)2.13%
ROICexgc(3y)5.37%
ROICexgc(5y)5.02%
ROCE(3y)3.57%
ROCE(5y)3.14%
ROICexgc growth 3Y13.23%
ROICexgc growth 5Y15.57%
ROICexc growth 3Y13.28%
ROICexc growth 5Y20.92%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
F-Score7
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.86%
Interest Coverage 7.76
Cash Conversion N/A
Profit Quality 229.05%
Current Ratio 0.67
Quick Ratio 0.67
Altman-Z 0.46
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.99%
Cap/Sales(5y)1.03%
Profit Quality(3y)197.96%
Profit Quality(5y)175.02%
High Growth Momentum
Growth
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
EPS Next Y9.18%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
EPS Next 5Y11.4%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%10.15%
Revenue Next Year5.4%
Revenue Next 2Y4.85%
Revenue Next 3Y4.27%
Revenue Next 5Y6.01%
EBIT growth 1Y11.68%
EBIT growth 3Y19.95%
EBIT growth 5Y23.96%
EBIT Next Year24.39%
EBIT Next 3Y9.31%
EBIT Next 5YN/A
FCF growth 1Y27.14%
FCF growth 3Y24.54%
FCF growth 5Y12.76%
OCF growth 1Y26.2%
OCF growth 3Y23.61%
OCF growth 5Y12.48%

AMERIPRISE FINANCIAL INC / AMP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMERIPRISE FINANCIAL INC (AMP) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMP.


What is the valuation status for AMP stock?

ChartMill assigns a valuation rating of 6 / 10 to AMERIPRISE FINANCIAL INC (AMP). This can be considered as Fairly Valued.


How profitable is AMERIPRISE FINANCIAL INC (AMP) stock?

AMERIPRISE FINANCIAL INC (AMP) has a profitability rating of 7 / 10.


Can you provide the expected EPS growth for AMP stock?

The Earnings per Share (EPS) of AMERIPRISE FINANCIAL INC (AMP) is expected to grow by 9.18% in the next year.


Can you provide the dividend sustainability for AMP stock?

The dividend rating of AMERIPRISE FINANCIAL INC (AMP) is 6 / 10 and the dividend payout ratio is 16.73%.