AMBAC FINANCIAL GROUP INC (AMBC) Fundamental Analysis & Valuation

NYSE:AMBC • US0231398845

Current stock price

9.03 USD
-0.05 (-0.55%)
Last:

This AMBC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. AMBC Profitability Analysis

1.1 Basic Checks

  • AMBC had negative earnings in the past year.
  • In the past year AMBC has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: AMBC reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: AMBC reported negative operating cash flow in multiple years.
AMBC Yearly Net Income VS EBIT VS OCF VS FCFAMBC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B -1B -1.5B

1.2 Ratios

  • AMBC has a worse Return On Assets (-34.31%) than 96.62% of its industry peers.
  • AMBC's Return On Equity of -87.38% is on the low side compared to the rest of the industry. AMBC is outperformed by 92.57% of its industry peers.
Industry RankSector Rank
ROA -34.31%
ROE -87.38%
ROIC N/A
ROA(3y)0.15%
ROA(5y)-0.62%
ROE(3y)-5.38%
ROE(5y)-11.87%
ROIC(3y)N/A
ROIC(5y)N/A
AMBC Yearly ROA, ROE, ROICAMBC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

1.3 Margins

  • AMBC does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
AMBC Yearly Profit, Operating, Gross MarginsAMBC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 -200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. AMBC Health Analysis

2.1 Basic Checks

  • AMBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, AMBC has more shares outstanding
  • The number of shares outstanding for AMBC has been increased compared to 5 years ago.
  • The debt/assets ratio for AMBC has been reduced compared to a year ago.
AMBC Yearly Shares OutstandingAMBC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
AMBC Yearly Total Debt VS Total AssetsAMBC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of 0.31, we must say that AMBC is in the distress zone and has some risk of bankruptcy.
  • AMBC has a Altman-Z score of 0.31. This is in the better half of the industry: AMBC outperforms 68.24% of its industry peers.
  • There is no outstanding debt for AMBC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 0.31
ROIC/WACCN/A
WACC2.94%
AMBC Yearly LT Debt VS Equity VS FCFAMBC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B

2.3 Liquidity

  • A Current Ratio of 0.69 indicates that AMBC may have some problems paying its short term obligations.
  • The Current ratio of AMBC (0.69) is better than 76.35% of its industry peers.
  • A Quick Ratio of 0.69 indicates that AMBC may have some problems paying its short term obligations.
  • The Quick ratio of AMBC (0.69) is better than 76.35% of its industry peers.
Industry RankSector Rank
Current Ratio 0.69
Quick Ratio 0.69
AMBC Yearly Current Assets VS Current LiabilitesAMBC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. AMBC Growth Analysis

3.1 Past

  • The earnings per share for AMBC have decreased strongly by -179.07% in the last year.
  • The earnings per share for AMBC have been decreasing by -21.40% on average. This is quite bad
  • The Revenue for AMBC has decreased by -78.63% in the past year. This is quite bad
  • Measured over the past years, AMBC shows a very negative growth in Revenue. The Revenue has been decreasing by -14.86% on average per year.
EPS 1Y (TTM)-179.07%
EPS 3Y-13.99%
EPS 5Y-21.4%
EPS Q2Q%54.35%
Revenue 1Y (TTM)-78.63%
Revenue growth 3Y-4.34%
Revenue growth 5Y-14.86%
Sales Q2Q%-41.57%

3.2 Future

  • AMBC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.91% yearly.
  • Based on estimates for the next years, AMBC will show a decrease in Revenue. The Revenue will decrease by -3.54% on average per year.
EPS Next Y-262.71%
EPS Next 2Y-52.57%
EPS Next 3Y19.91%
EPS Next 5YN/A
Revenue Next Year-31.9%
Revenue Next 2Y-18.04%
Revenue Next 3Y-3.54%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
AMBC Yearly Revenue VS EstimatesAMBC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
AMBC Yearly EPS VS EstimatesAMBC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 10 20

More info and screens

Find the best growth stocksShow best growing peers

0

4. AMBC Valuation Analysis

4.1 Price/Earnings Ratio

  • AMBC reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for AMBC. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
AMBC Price Earnings VS Forward Price EarningsAMBC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40 -60

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AMBC Per share dataAMBC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • A more expensive valuation may be justified as AMBC's earnings are expected to grow with 19.91% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-52.57%
EPS Next 3Y19.91%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. AMBC Dividend Analysis

5.1 Amount

  • No dividends for AMBC!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

AMBC Fundamentals: All Metrics, Ratios and Statistics

AMBAC FINANCIAL GROUP INC

NYSE:AMBC (11/19/2025, 2:57:41 PM)

9.03

-0.05 (-0.55%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-10
Earnings (Next)02-24
Inst OwnersN/A
Inst Owner Change-10.89%
Ins OwnersN/A
Ins Owner Change0%
Market Cap418.99M
Revenue(TTM)84.40M
Net Income(TTM)-736.94M
Analysts82.5
Price Target15.3 (69.44%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.31%
Min EPS beat(2)10.13%
Max EPS beat(2)10.49%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)22.28%
Min Revenue beat(2)11.79%
Max Revenue beat(2)32.76%
Revenue beat(4)3
Avg Revenue beat(4)22.94%
Min Revenue beat(4)-16.44%
Max Revenue beat(4)63.63%
Revenue beat(8)7
Avg Revenue beat(8)28.16%
Revenue beat(12)8
Avg Revenue beat(12)13.09%
Revenue beat(16)11
Avg Revenue beat(16)34.05%
PT rev (1m)20%
PT rev (3m)20%
EPS NQ rev (1m)-115.79%
EPS NQ rev (3m)-115.79%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.75%
Revenue NQ rev (1m)12.29%
Revenue NQ rev (3m)12.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)21.08%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.96
P/FCF N/A
P/OCF N/A
P/B 0.5
P/tB 7.13
EV/EBITDA N/A
EPS(TTM)-0.68
EYN/A
EPS(NY)-0.14
Fwd EYN/A
FCF(TTM)-1.7
FCFYN/A
OCF(TTM)-1.7
OCFYN/A
SpS1.82
BVpS18.18
TBVpS1.27
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -34.31%
ROE -87.38%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.15%
ROA(5y)-0.62%
ROE(3y)-5.38%
ROE(5y)-11.87%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.69
Quick Ratio 0.69
Altman-Z 0.31
F-Score3
WACC2.94%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-179.07%
EPS 3Y-13.99%
EPS 5Y-21.4%
EPS Q2Q%54.35%
EPS Next Y-262.71%
EPS Next 2Y-52.57%
EPS Next 3Y19.91%
EPS Next 5YN/A
Revenue 1Y (TTM)-78.63%
Revenue growth 3Y-4.34%
Revenue growth 5Y-14.86%
Sales Q2Q%-41.57%
Revenue Next Year-31.9%
Revenue Next 2Y-18.04%
Revenue Next 3Y-3.54%
Revenue Next 5YN/A
EBIT growth 1Y-280.66%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year86.82%
EBIT Next 3Y42.61%
EBIT Next 5YN/A
FCF growth 1Y-105.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-105.68%
OCF growth 3YN/A
OCF growth 5YN/A

AMBAC FINANCIAL GROUP INC / AMBC Fundamental Analysis FAQ

What is the fundamental rating for AMBC stock?

ChartMill assigns a fundamental rating of 2 / 10 to AMBC.


Can you provide the valuation status for AMBAC FINANCIAL GROUP INC?

ChartMill assigns a valuation rating of 0 / 10 to AMBAC FINANCIAL GROUP INC (AMBC). This can be considered as Overvalued.


How profitable is AMBAC FINANCIAL GROUP INC (AMBC) stock?

AMBAC FINANCIAL GROUP INC (AMBC) has a profitability rating of 1 / 10.


Can you provide the financial health for AMBC stock?

The financial health rating of AMBAC FINANCIAL GROUP INC (AMBC) is 5 / 10.