ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis

Europe • Euronext Amsterdam • AMS:ALLFG • GB00BNTJ3546

8.08 EUR
+0.03 (+0.31%)
Last: Feb 4, 2026, 05:36 PM
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to ALLFG. ALLFG was compared to 119 industry peers in the Capital Markets industry. ALLFG has an excellent profitability rating, but there are some minor concerns on its financial health. ALLFG has a bad growth rate and is valued cheaply. These ratings would make ALLFG suitable for value investing!


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • ALLFG had positive earnings in the past year.
  • In the past year ALLFG had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
  • ALLFG had a positive operating cash flow in 4 of the past 5 years.
ALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 12.30%, ALLFG belongs to the top of the industry, outperforming 92.44% of the companies in the same industry.
  • The Return On Equity of ALLFG (38.22%) is better than 93.28% of its industry peers.
  • With an excellent Return On Invested Capital value of 11.80%, ALLFG belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for ALLFG is significantly below the industry average of 8.69%.
  • The 3 year average ROIC (2.36%) for ALLFG is below the current ROIC(11.80%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 12.3%
ROE 38.22%
ROIC 11.8%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ALLFG.AS Yearly ROA, ROE, ROICALLFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 -5 -10 -15 -20

1.3 Margins

  • ALLFG's Profit Margin of 194.44% is amongst the best of the industry. ALLFG outperforms 96.64% of its industry peers.
  • With an excellent Operating Margin value of 294.38%, ALLFG belongs to the best of the industry, outperforming 98.32% of the companies in the same industry.
  • In the last couple of years the Operating Margin of ALLFG has grown nicely.
  • The Gross Margin of ALLFG (403.97%) is better than 100.00% of its industry peers.
  • ALLFG's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 294.38%
PM (TTM) 194.44%
GM 403.97%
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
ALLFG.AS Yearly Profit, Operating, Gross MarginsALLFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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6

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, ALLFG has less shares outstanding
  • Compared to 5 years ago, ALLFG has less shares outstanding
  • The debt/assets ratio for ALLFG is higher compared to a year ago.
ALLFG.AS Yearly Shares OutstandingALLFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
ALLFG.AS Yearly Total Debt VS Total AssetsALLFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

  • Based on the Altman-Z score of 1.50, we must say that ALLFG is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.50, ALLFG is in the better half of the industry, outperforming 65.55% of the companies in the same industry.
  • The Debt to FCF ratio of ALLFG is 2.46, which is a good value as it means it would take ALLFG, 2.46 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 2.46, ALLFG belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
  • ALLFG has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of ALLFG (1.68) is comparable to the rest of the industry.
  • Even though the debt/equity ratio score it not favorable for ALLFG, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Altman-Z 1.5
ROIC/WACCN/A
WACCN/A
ALLFG.AS Yearly LT Debt VS Equity VS FCFALLFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

  • ALLFG has a Current Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
  • ALLFG has a better Current ratio (1.14) than 68.91% of its industry peers.
  • A Quick Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
  • ALLFG has a better Quick ratio (1.14) than 68.91% of its industry peers.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 1.14
ALLFG.AS Yearly Current Assets VS Current LiabilitesALLFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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2

3. Growth

3.1 Past

  • ALLFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.30%.
  • The Revenue for ALLFG has decreased by -78.62% in the past year. This is quite bad
  • The Revenue for ALLFG have been decreasing by -13.13% on average. This is quite bad
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%

3.2 Future

  • The Earnings Per Share is expected to grow by 12.86% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 6.81% on average over the next years.
EPS Next Y5.43%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ALLFG.AS Yearly Revenue VS EstimatesALLFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
ALLFG.AS Yearly EPS VS EstimatesALLFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0.2 0.4 0.6

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8

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 6.57, the valuation of ALLFG can be described as very cheap.
  • ALLFG's Price/Earnings ratio is rather cheap when compared to the industry. ALLFG is cheaper than 95.80% of the companies in the same industry.
  • ALLFG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.18.
  • Based on the Price/Forward Earnings ratio of 16.62, the valuation of ALLFG can be described as correct.
  • Based on the Price/Forward Earnings ratio, ALLFG is valued a bit cheaper than the industry average as 68.91% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of ALLFG to the average of the S&P500 Index (25.51), we can say ALLFG is valued slightly cheaper.
Industry RankSector Rank
PE 6.57
Fwd PE 16.62
ALLFG.AS Price Earnings VS Forward Price EarningsALLFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 98.32% of the companies in the same industry are more expensive than ALLFG, based on the Enterprise Value to EBITDA ratio.
  • 97.48% of the companies in the same industry are more expensive than ALLFG, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.68
EV/EBITDA 1.24
ALLFG.AS Per share dataALLFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of ALLFG may justify a higher PE ratio.
PEG (NY)1.21
PEG (5Y)N/A
EPS Next 2Y10.27%
EPS Next 3Y11.36%

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3

5. Dividend

5.1 Amount

  • ALLFG has a Yearly Dividend Yield of 1.61%.
  • ALLFG's Dividend Yield is comparable with the industry average which is at 3.02.
  • ALLFG's Dividend Yield is comparable with the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 1.61%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
ALLFG.AS Yearly Dividends per shareALLFG.AS Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

  • 10.84% of the earnings are spent on dividend by ALLFG. This is a low number and sustainable payout ratio.
DP10.84%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
ALLFG.AS Yearly Income VS Free CF VS DividendALLFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
ALLFG.AS Dividend Payout.ALLFG.AS Dividend Payout, showing the Payout Ratio.ALLFG.AS Dividend Payout.PayoutRetained Earnings

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ALLFUNDS GROUP PLC

AMS:ALLFG (2/4/2026, 5:36:15 PM)

8.08

+0.03 (+0.31%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-29
Earnings (Next)03-02
Inst Owners33.17%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.86B
Revenue(TTM)379.72M
Net Income(TTM)738.34M
Analysts78
Price Target8.7 (7.67%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.61%
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP10.84%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)3.33%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.4%
EPS NY rev (3m)0.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.28%
Valuation
Industry RankSector Rank
PE 6.57
Fwd PE 16.62
P/S 12.8
P/FCF 3.68
P/OCF 3.55
P/B 2.52
P/tB N/A
EV/EBITDA 1.24
EPS(TTM)1.23
EY15.22%
EPS(NY)0.49
Fwd EY6.02%
FCF(TTM)2.19
FCFY27.15%
OCF(TTM)2.28
OCFY28.18%
SpS0.63
BVpS3.21
TBVpS-0.01
PEG (NY)1.21
PEG (5Y)N/A
Graham Number9.43
Profitability
Industry RankSector Rank
ROA 12.3%
ROE 38.22%
ROCE 44.65%
ROIC 11.8%
ROICexc 38.08%
ROICexgc N/A
OM 294.38%
PM (TTM) 194.44%
GM 403.97%
FCFM 347.49%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ROICexc(3y)5.2%
ROICexc(5y)6.1%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.68%
ROCE(5y)4.85%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.08%
ROICexc growth 5YN/A
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
F-Score6
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Debt/EBITDA 2.51
Cap/Depr 29.09%
Cap/Sales 13.28%
Interest Coverage 40.61
Cash Conversion 106.1%
Profit Quality 178.71%
Current Ratio 1.14
Quick Ratio 1.14
Altman-Z 1.5
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)10.67%
Cap/Sales(5y)6.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
EPS Next Y5.43%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
EPS Next 5Y12.86%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
EBIT growth 1Y8.54%
EBIT growth 3Y38.91%
EBIT growth 5YN/A
EBIT Next Year33.07%
EBIT Next 3Y18.08%
EBIT Next 5Y13.9%
FCF growth 1Y77.84%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y73.91%
OCF growth 3Y13.54%
OCF growth 5Y10.67%

ALLFUNDS GROUP PLC / ALLFG.AS FAQ

What is the fundamental rating for ALLFG stock?

ChartMill assigns a fundamental rating of 6 / 10 to ALLFG.AS.


Can you provide the valuation status for ALLFUNDS GROUP PLC?

ChartMill assigns a valuation rating of 8 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.


What is the profitability of ALLFG stock?

ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 8 / 10.


What is the expected EPS growth for ALLFUNDS GROUP PLC (ALLFG.AS) stock?

The Earnings per Share (EPS) of ALLFUNDS GROUP PLC (ALLFG.AS) is expected to grow by 5.43% in the next year.


Is the dividend of ALLFUNDS GROUP PLC sustainable?

The dividend rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 3 / 10 and the dividend payout ratio is 10.84%.