ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ALLFG - GB00BNTJ3546 - Common Stock
8.1 EUR
+0.07 (+0.87%)
Taking everything into account, ALLFG scores 5 out of 10 in our fundamental rating. ALLFG was compared to 117 industry peers in the Capital Markets industry. Both the profitability and the financial health of ALLFG get a neutral evaluation. Nothing too spectacular is happening here. ALLFG is cheap, but on the other hand it scores bad on growth. This makes ALLFG very considerable for value investing!
1. Profitability
1.1 Basic Checks
ALLFG had positive earnings in the past year.
ALLFG had a positive operating cash flow in the past year.
In multiple years ALLFG reported negative net income over the last 5 years.
ALLFG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 12.29%, ALLFG belongs to the top of the industry, outperforming 93.16% of the companies in the same industry.
ALLFG has a better Return On Equity (38.20%) than 94.02% of its industry peers.
The Return On Invested Capital of ALLFG (11.82%) is better than 87.18% of its industry peers.
ALLFG had an Average Return On Invested Capital over the past 3 years of 2.36%. This is significantly below the industry average of 8.62%.
The 3 year average ROIC (2.36%) for ALLFG is below the current ROIC(11.82%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.29% | ||
| ROE | 38.2% | ||
| ROIC | 11.82% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.84%
ROE(5y)0.42%
ROIC(3y)2.36%
ROIC(5y)1.89%
1.3 Margins
With a Profit Margin value of -122.24%, ALLFG is not doing good in the industry: 63.25% of the companies in the same industry are doing better.
Looking at the Operating Margin, with a value of -185.19%, ALLFG is in line with its industry, outperforming 47.86% of the companies in the same industry.
In the last couple of years the Operating Margin of ALLFG has grown nicely.
With a Gross Margin value of -91.40%, ALLFG perfoms like the industry average, outperforming 51.28% of the companies in the same industry.
ALLFG's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | -185.19% | ||
| PM (TTM) | -122.24% | ||
| GM | -91.4% |
OM growth 3Y134.51%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
2. Health
2.1 Basic Checks
The number of shares outstanding for ALLFG has been reduced compared to 1 year ago.
ALLFG has less shares outstanding than it did 5 years ago.
The debt/assets ratio for ALLFG is higher compared to a year ago.
2.2 Solvency
ALLFG has an Altman-Z score of 1.33. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
With a decent Altman-Z score value of 1.33, ALLFG is doing good in the industry, outperforming 63.25% of the companies in the same industry.
ALLFG has a debt to FCF ratio of 2.46. This is a good value and a sign of high solvency as ALLFG would need 2.46 years to pay back of all of its debts.
The Debt to FCF ratio of ALLFG (2.46) is better than 85.47% of its industry peers.
A Debt/Equity ratio of 1.68 is on the high side and indicates that ALLFG has dependencies on debt financing.
ALLFG's Debt to Equity ratio of 1.68 is in line compared to the rest of the industry. ALLFG outperforms 42.73% of its industry peers.
Although ALLFG does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Altman-Z | 1.33 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
ALLFG has a better Current ratio (1.14) than 71.79% of its industry peers.
ALLFG has a Quick Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
ALLFG's Quick ratio of 1.14 is fine compared to the rest of the industry. ALLFG outperforms 71.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
ALLFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.13%.
The Revenue for ALLFG has decreased by -135.07% in the past year. This is quite bad
The Revenue for ALLFG have been decreasing by -16.04% on average. This is quite bad
EPS 1Y (TTM)-20.13%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%
3.2 Future
Based on estimates for the next years, ALLFG will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.86% on average per year.
ALLFG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.05% yearly.
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y7.05%
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.59, the valuation of ALLFG can be described as very cheap.
93.16% of the companies in the same industry are more expensive than ALLFG, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.77. ALLFG is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 16.82 indicates a correct valuation of ALLFG.
ALLFG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ALLFG is cheaper than 66.67% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.35. ALLFG is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.59 | ||
| Fwd PE | 16.82 |
4.2 Price Multiples
ALLFG's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ALLFG is cheaper than 98.29% of the companies in the same industry.
95.73% of the companies in the same industry are more expensive than ALLFG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.69 | ||
| EV/EBITDA | 1.23 |
4.3 Compensation for Growth
ALLFG's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ALLFG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.32
PEG (5Y)N/A
EPS Next 2Y9.77%
EPS Next 3Y11.03%
5. Dividend
5.1 Amount
ALLFG has a Yearly Dividend Yield of 1.66%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.29, ALLFG has a dividend in line with its industry peers.
ALLFG's Dividend Yield is comparable with the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.66% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
ALLFG pays out 10.84% of its income as dividend. This is a sustainable payout ratio.
DP10.84%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
AMS:ALLFG (12/30/2025, 7:00:00 PM)
8.1
+0.07 (+0.87%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners34.08%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.87B
Revenue(TTM)-603.75M
Net Income(TTM)738.00M
Analysts80
Price Target8.7 (7.41%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.66% |
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP10.84%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.07%
PT rev (3m)3.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.14%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.59 | ||
| Fwd PE | 16.82 | ||
| P/S | N/A | ||
| P/FCF | 3.69 | ||
| P/OCF | 3.56 | ||
| P/B | 2.52 | ||
| P/tB | N/A | ||
| EV/EBITDA | 1.23 |
EPS(TTM)1.23
EY15.19%
EPS(NY)0.48
Fwd EY5.95%
FCF(TTM)2.19
FCFY27.09%
OCF(TTM)2.28
OCFY28.12%
SpS-1
BVpS3.21
TBVpS0
PEG (NY)1.32
PEG (5Y)N/A
Graham Number9.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.29% | ||
| ROE | 38.2% | ||
| ROCE | 44.67% | ||
| ROIC | 11.82% | ||
| ROICexc | 38.12% | ||
| ROICexgc | N/A | ||
| OM | -185.19% | ||
| PM (TTM) | -122.24% | ||
| GM | -91.4% | ||
| FCFM | -218.63% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.84%
ROE(5y)0.42%
ROIC(3y)2.36%
ROIC(5y)1.89%
ROICexc(3y)5.21%
ROICexc(5y)6.11%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.68%
ROCE(5y)4.85%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.03%
ROICexc growth 5YN/A
OM growth 3Y134.51%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.4%
GM growth 5Y40.97%
F-Score5
Asset Turnover-0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Debt/EBITDA | 2.51 | ||
| Cap/Depr | 28.9% | ||
| Cap/Sales | -8.28% | ||
| Interest Coverage | 41.08 | ||
| Cash Conversion | 106.11% | ||
| Profit Quality | 178.86% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 1.33 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.94%
Cap/Depr(5y)34.86%
Cap/Sales(3y)12.44%
Cap/Sales(5y)8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.13%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40%
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue 1Y (TTM)-135.07%
Revenue growth 3Y-40.74%
Revenue growth 5Y-16.04%
Sales Q2Q%8.47%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y7.05%
EBIT growth 1Y8.52%
EBIT growth 3Y38.98%
EBIT growth 5YN/A
EBIT Next Year33.07%
EBIT Next 3Y18.08%
EBIT Next 5Y14.16%
FCF growth 1Y77.91%
FCF growth 3Y9.39%
FCF growth 5Y8.54%
OCF growth 1Y73.91%
OCF growth 3Y13.56%
OCF growth 5Y10.68%
ALLFUNDS GROUP PLC / ALLFG.AS FAQ
What is the fundamental rating for ALLFG stock?
ChartMill assigns a fundamental rating of 5 / 10 to ALLFG.AS.
What is the valuation status of ALLFUNDS GROUP PLC (ALLFG.AS) stock?
ChartMill assigns a valuation rating of 7 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.
How profitable is ALLFUNDS GROUP PLC (ALLFG.AS) stock?
ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 6 / 10.
What are the PE and PB ratios of ALLFUNDS GROUP PLC (ALLFG.AS) stock?
The Price/Earnings (PE) ratio for ALLFUNDS GROUP PLC (ALLFG.AS) is 6.59 and the Price/Book (PB) ratio is 2.52.
How financially healthy is ALLFUNDS GROUP PLC?
The financial health rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 6 / 10.