ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis

Europe • Euronext Amsterdam • AMS:ALLFG • GB00BNTJ3546

8.17 EUR
+0.04 (+0.49%)
Last: Jan 30, 2026, 05:36 PM
Fundamental Rating

6

Overall ALLFG gets a fundamental rating of 6 out of 10. We evaluated ALLFG against 118 industry peers in the Capital Markets industry. While ALLFG belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. ALLFG is valued quite cheap, but it does not seem to be growing. These ratings could make ALLFG a good candidate for value investing.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • ALLFG had positive earnings in the past year.
  • ALLFG had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
  • Of the past 5 years ALLFG 4 years had a positive operating cash flow.
ALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFALLFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

  • ALLFG has a better Return On Assets (12.30%) than 93.22% of its industry peers.
  • The Return On Equity of ALLFG (38.22%) is better than 94.07% of its industry peers.
  • ALLFG's Return On Invested Capital of 11.80% is amongst the best of the industry. ALLFG outperforms 88.14% of its industry peers.
  • ALLFG had an Average Return On Invested Capital over the past 3 years of 2.36%. This is significantly below the industry average of 8.65%.
  • The last Return On Invested Capital (11.80%) for ALLFG is above the 3 year average (2.36%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 12.3%
ROE 38.22%
ROIC 11.8%
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ALLFG.AS Yearly ROA, ROE, ROICALLFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 -5 -10 -15 -20

1.3 Margins

  • ALLFG's Profit Margin of 194.44% is amongst the best of the industry. ALLFG outperforms 96.61% of its industry peers.
  • With an excellent Operating Margin value of 294.38%, ALLFG belongs to the best of the industry, outperforming 98.31% of the companies in the same industry.
  • ALLFG's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 403.97%, ALLFG belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • In the last couple of years the Gross Margin of ALLFG has grown nicely.
Industry RankSector Rank
OM 294.38%
PM (TTM) 194.44%
GM 403.97%
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
ALLFG.AS Yearly Profit, Operating, Gross MarginsALLFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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6

2. Health

2.1 Basic Checks

  • The number of shares outstanding for ALLFG has been reduced compared to 1 year ago.
  • Compared to 5 years ago, ALLFG has less shares outstanding
  • ALLFG has a worse debt/assets ratio than last year.
ALLFG.AS Yearly Shares OutstandingALLFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
ALLFG.AS Yearly Total Debt VS Total AssetsALLFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

  • ALLFG has an Altman-Z score of 1.50. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
  • ALLFG has a Altman-Z score of 1.50. This is in the better half of the industry: ALLFG outperforms 65.25% of its industry peers.
  • ALLFG has a debt to FCF ratio of 2.46. This is a good value and a sign of high solvency as ALLFG would need 2.46 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 2.46, ALLFG belongs to the best of the industry, outperforming 86.44% of the companies in the same industry.
  • A Debt/Equity ratio of 1.68 is on the high side and indicates that ALLFG has dependencies on debt financing.
  • The Debt to Equity ratio of ALLFG (1.68) is comparable to the rest of the industry.
  • Although ALLFG does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 1.68
Debt/FCF 2.46
Altman-Z 1.5
ROIC/WACCN/A
WACCN/A
ALLFG.AS Yearly LT Debt VS Equity VS FCFALLFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

  • ALLFG has a Current Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
  • ALLFG has a Current ratio of 1.14. This is in the better half of the industry: ALLFG outperforms 71.19% of its industry peers.
  • A Quick Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.14, ALLFG is in the better half of the industry, outperforming 71.19% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 1.14
ALLFG.AS Yearly Current Assets VS Current LiabilitesALLFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

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2

3. Growth

3.1 Past

  • The earnings per share for ALLFG have decreased strongly by -20.30% in the last year.
  • Looking at the last year, ALLFG shows a very negative growth in Revenue. The Revenue has decreased by -78.62% in the last year.
  • The Revenue for ALLFG have been decreasing by -13.13% on average. This is quite bad
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%

3.2 Future

  • The Earnings Per Share is expected to grow by 12.86% on average over the next years. This is quite good.
  • Based on estimates for the next years, ALLFG will show a small growth in Revenue. The Revenue will grow by 6.81% on average per year.
EPS Next Y5.43%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ALLFG.AS Yearly Revenue VS EstimatesALLFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
ALLFG.AS Yearly EPS VS EstimatesALLFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0.2 0.4 0.6

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8

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 6.64, the valuation of ALLFG can be described as very cheap.
  • Based on the Price/Earnings ratio, ALLFG is valued cheaply inside the industry as 96.61% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 28.39, ALLFG is valued rather cheaply.
  • ALLFG is valuated correctly with a Price/Forward Earnings ratio of 16.81.
  • Based on the Price/Forward Earnings ratio, ALLFG is valued a bit cheaper than the industry average as 69.49% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 25.72. ALLFG is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 6.64
Fwd PE 16.81
ALLFG.AS Price Earnings VS Forward Price EarningsALLFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ALLFG is valued cheaply inside the industry as 98.31% of the companies are valued more expensively.
  • ALLFG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ALLFG is cheaper than 95.76% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.72
EV/EBITDA 1.28
ALLFG.AS Per share dataALLFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

  • ALLFG's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of ALLFG may justify a higher PE ratio.
PEG (NY)1.22
PEG (5Y)N/A
EPS Next 2Y10.27%
EPS Next 3Y11.36%

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3

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.58%, ALLFG has a reasonable but not impressive dividend return.
  • ALLFG's Dividend Yield is comparable with the industry average which is at 3.08.
  • ALLFG's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.58%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
ALLFG.AS Yearly Dividends per shareALLFG.AS Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

  • 10.84% of the earnings are spent on dividend by ALLFG. This is a low number and sustainable payout ratio.
DP10.84%
EPS Next 2Y10.27%
EPS Next 3Y11.36%
ALLFG.AS Yearly Income VS Free CF VS DividendALLFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
ALLFG.AS Dividend Payout.ALLFG.AS Dividend Payout, showing the Payout Ratio.ALLFG.AS Dividend Payout.PayoutRetained Earnings

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ALLFUNDS GROUP PLC / ALLFG.AS FAQ

What is the fundamental rating for ALLFG stock?

ChartMill assigns a fundamental rating of 6 / 10 to ALLFG.AS.


Can you provide the valuation status for ALLFUNDS GROUP PLC?

ChartMill assigns a valuation rating of 8 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.


What is the profitability of ALLFG stock?

ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 8 / 10.


What is the expected EPS growth for ALLFUNDS GROUP PLC (ALLFG.AS) stock?

The Earnings per Share (EPS) of ALLFUNDS GROUP PLC (ALLFG.AS) is expected to grow by 5.43% in the next year.


Is the dividend of ALLFUNDS GROUP PLC sustainable?

The dividend rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 3 / 10 and the dividend payout ratio is 10.84%.