ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ALLFG - GB00BNTJ3546 - Common Stock
8.065 EUR
-0.03 (-0.31%)
We assign a fundamental rating of 6 out of 10 to ALLFG. ALLFG was compared to 121 industry peers in the Capital Markets industry. While ALLFG belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. ALLFG is cheap, but on the other hand it scores bad on growth. These ratings could make ALLFG a good candidate for value investing.
1. Profitability
1.1 Basic Checks
- ALLFG had positive earnings in the past year.
- In the past year ALLFG had a positive cash flow from operations.
- In multiple years ALLFG reported negative net income over the last 5 years.
- ALLFG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 12.30%, ALLFG belongs to the best of the industry, outperforming 93.39% of the companies in the same industry.
- ALLFG's Return On Equity of 38.22% is amongst the best of the industry. ALLFG outperforms 94.21% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 11.80%, ALLFG belongs to the top of the industry, outperforming 88.43% of the companies in the same industry.
- ALLFG had an Average Return On Invested Capital over the past 3 years of 2.36%. This is significantly below the industry average of 8.43%.
- The 3 year average ROIC (2.36%) for ALLFG is below the current ROIC(11.80%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.3% | ||
| ROE | 38.22% | ||
| ROIC | 11.8% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
1.3 Margins
- The Profit Margin of ALLFG (194.44%) is better than 96.69% of its industry peers.
- ALLFG has a Operating Margin of 294.38%. This is amongst the best in the industry. ALLFG outperforms 98.35% of its industry peers.
- ALLFG's Operating Margin has improved in the last couple of years.
- The Gross Margin of ALLFG (403.97%) is better than 100.00% of its industry peers.
- ALLFG's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 294.38% | ||
| PM (TTM) | 194.44% | ||
| GM | 403.97% |
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
2. Health
2.1 Basic Checks
- The number of shares outstanding for ALLFG has been reduced compared to 1 year ago.
- Compared to 5 years ago, ALLFG has less shares outstanding
- The debt/assets ratio for ALLFG is higher compared to a year ago.
2.2 Solvency
- ALLFG has an Altman-Z score of 1.50. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.50, ALLFG is in the better half of the industry, outperforming 64.46% of the companies in the same industry.
- The Debt to FCF ratio of ALLFG is 2.46, which is a good value as it means it would take ALLFG, 2.46 years of fcf income to pay off all of its debts.
- ALLFG's Debt to FCF ratio of 2.46 is amongst the best of the industry. ALLFG outperforms 86.78% of its industry peers.
- ALLFG has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
- ALLFG has a Debt to Equity ratio (1.68) which is comparable to the rest of the industry.
- Although ALLFG does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Altman-Z | 1.5 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.14 indicates that ALLFG should not have too much problems paying its short term obligations.
- With a decent Current ratio value of 1.14, ALLFG is doing good in the industry, outperforming 69.42% of the companies in the same industry.
- ALLFG has a Quick Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
- ALLFG has a Quick ratio of 1.14. This is in the better half of the industry: ALLFG outperforms 69.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
- ALLFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.30%.
- The Revenue for ALLFG has decreased by -78.62% in the past year. This is quite bad
- ALLFG shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.13% yearly.
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
3.2 Future
- ALLFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.86% yearly.
- ALLFG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.81% yearly.
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 6.56 indicates a rather cheap valuation of ALLFG.
- Based on the Price/Earnings ratio, ALLFG is valued cheaper than 95.87% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 26.94, ALLFG is valued rather cheaply.
- ALLFG is valuated correctly with a Price/Forward Earnings ratio of 16.74.
- ALLFG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ALLFG is cheaper than 70.25% of the companies in the same industry.
- ALLFG is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.56 | ||
| Fwd PE | 16.74 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ALLFG is valued cheaply inside the industry as 98.35% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALLFG indicates a rather cheap valuation: ALLFG is cheaper than 95.87% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.68 | ||
| EV/EBITDA | 1.26 |
4.3 Compensation for Growth
- ALLFG's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The excellent profitability rating of ALLFG may justify a higher PE ratio.
PEG (NY)1.31
PEG (5Y)N/A
EPS Next 2Y9.77%
EPS Next 3Y11.03%
5. Dividend
5.1 Amount
- ALLFG has a Yearly Dividend Yield of 1.63%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 3.07, ALLFG has a dividend in line with its industry peers.
- ALLFG's Dividend Yield is comparable with the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.63% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 10.84% of the earnings are spent on dividend by ALLFG. This is a low number and sustainable payout ratio.
DP10.84%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
AMS:ALLFG (1/21/2026, 10:07:40 AM)
8.065
-0.03 (-0.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-29 2025-10-29
Earnings (Next)03-02 2026-03-02/amc
Inst Owners33.17%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.85B
Revenue(TTM)379.72M
Net Income(TTM)738.34M
Analysts78
Price Target8.7 (7.87%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.63% |
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP10.84%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)3.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.03%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.56 | ||
| Fwd PE | 16.74 | ||
| P/S | 12.78 | ||
| P/FCF | 3.68 | ||
| P/OCF | 3.54 | ||
| P/B | 2.51 | ||
| P/tB | N/A | ||
| EV/EBITDA | 1.26 |
EPS(TTM)1.23
EY15.25%
EPS(NY)0.48
Fwd EY5.97%
FCF(TTM)2.19
FCFY27.2%
OCF(TTM)2.28
OCFY28.24%
SpS0.63
BVpS3.21
TBVpS-0.01
PEG (NY)1.31
PEG (5Y)N/A
Graham Number9.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.3% | ||
| ROE | 38.22% | ||
| ROCE | 44.65% | ||
| ROIC | 11.8% | ||
| ROICexc | 38.08% | ||
| ROICexgc | N/A | ||
| OM | 294.38% | ||
| PM (TTM) | 194.44% | ||
| GM | 403.97% | ||
| FCFM | 347.49% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ROICexc(3y)5.2%
ROICexc(5y)6.1%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.68%
ROCE(5y)4.85%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.08%
ROICexc growth 5YN/A
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Debt/EBITDA | 2.51 | ||
| Cap/Depr | 29.09% | ||
| Cap/Sales | 13.28% | ||
| Interest Coverage | 40.61 | ||
| Cash Conversion | 106.1% | ||
| Profit Quality | 178.71% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 1.5 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)10.67%
Cap/Sales(5y)6.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
EBIT growth 1Y8.54%
EBIT growth 3Y38.91%
EBIT growth 5YN/A
EBIT Next Year33.07%
EBIT Next 3Y18.08%
EBIT Next 5Y13.9%
FCF growth 1Y77.84%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y73.91%
OCF growth 3Y13.54%
OCF growth 5Y10.67%
ALLFUNDS GROUP PLC / ALLFG.AS FAQ
What is the fundamental rating for ALLFG stock?
ChartMill assigns a fundamental rating of 6 / 10 to ALLFG.AS.
Can you provide the valuation status for ALLFUNDS GROUP PLC?
ChartMill assigns a valuation rating of 8 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.
What is the profitability of ALLFG stock?
ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 8 / 10.
What is the expected EPS growth for ALLFUNDS GROUP PLC (ALLFG.AS) stock?
The Earnings per Share (EPS) of ALLFUNDS GROUP PLC (ALLFG.AS) is expected to grow by 5% in the next year.
Is the dividend of ALLFUNDS GROUP PLC sustainable?
The dividend rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 3 / 10 and the dividend payout ratio is 10.84%.