ALLFUNDS GROUP PLC (ALLFG.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ALLFG - GB00BNTJ3546 - Common Stock
7.87 EUR
+0.06 (+0.77%)
ALLFG gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 125 industry peers in the Capital Markets industry. ALLFG has an excellent profitability rating, but there are some minor concerns on its financial health. ALLFG has a bad growth rate and is valued cheaply. These ratings could make ALLFG a good candidate for value investing.
1. Profitability
1.1 Basic Checks
ALLFG had positive earnings in the past year.
In the past year ALLFG had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: ALLFG reported negative net income in multiple years.
Of the past 5 years ALLFG 4 years had a positive operating cash flow.
1.2 Ratios
ALLFG has a better Return On Assets (12.30%) than 92.00% of its industry peers.
Looking at the Return On Equity, with a value of 38.22%, ALLFG belongs to the top of the industry, outperforming 92.00% of the companies in the same industry.
The Return On Invested Capital of ALLFG (11.80%) is better than 88.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ALLFG is significantly below the industry average of 8.63%.
The last Return On Invested Capital (11.80%) for ALLFG is above the 3 year average (2.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.3% | ||
| ROE | 38.22% | ||
| ROIC | 11.8% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
1.3 Margins
With an excellent Profit Margin value of 194.44%, ALLFG belongs to the best of the industry, outperforming 96.80% of the companies in the same industry.
With an excellent Operating Margin value of 294.38%, ALLFG belongs to the best of the industry, outperforming 98.40% of the companies in the same industry.
In the last couple of years the Operating Margin of ALLFG has grown nicely.
ALLFG has a better Gross Margin (403.97%) than 100.00% of its industry peers.
ALLFG's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 294.38% | ||
| PM (TTM) | 194.44% | ||
| GM | 403.97% |
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
2. Health
2.1 Basic Checks
The number of shares outstanding for ALLFG has been reduced compared to 1 year ago.
The number of shares outstanding for ALLFG has been reduced compared to 5 years ago.
The debt/assets ratio for ALLFG is higher compared to a year ago.
2.2 Solvency
ALLFG has an Altman-Z score of 1.47. This is a bad value and indicates that ALLFG is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.47, ALLFG is in the better half of the industry, outperforming 65.60% of the companies in the same industry.
The Debt to FCF ratio of ALLFG is 2.46, which is a good value as it means it would take ALLFG, 2.46 years of fcf income to pay off all of its debts.
ALLFG has a better Debt to FCF ratio (2.46) than 86.40% of its industry peers.
ALLFG has a Debt/Equity ratio of 1.68. This is a high value indicating a heavy dependency on external financing.
ALLFG has a Debt to Equity ratio of 1.68. This is comparable to the rest of the industry: ALLFG outperforms 48.80% of its industry peers.
Even though the debt/equity ratio score it not favorable for ALLFG, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Altman-Z | 1.47 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
ALLFG has a Current Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
ALLFG's Current ratio of 1.14 is fine compared to the rest of the industry. ALLFG outperforms 68.80% of its industry peers.
ALLFG has a Quick Ratio of 1.14. This is a normal value and indicates that ALLFG is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.14, ALLFG is doing good in the industry, outperforming 68.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
The earnings per share for ALLFG have decreased strongly by -20.30% in the last year.
The Revenue for ALLFG has decreased by -78.62% in the past year. This is quite bad
Measured over the past years, ALLFG shows a very negative growth in Revenue. The Revenue has been decreasing by -13.13% on average per year.
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
3.2 Future
Based on estimates for the next years, ALLFG will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.86% on average per year.
Based on estimates for the next years, ALLFG will show a small growth in Revenue. The Revenue will grow by 6.81% on average per year.
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 6.40, the valuation of ALLFG can be described as very cheap.
95.20% of the companies in the same industry are more expensive than ALLFG, based on the Price/Earnings ratio.
ALLFG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.25.
A Price/Forward Earnings ratio of 16.34 indicates a correct valuation of ALLFG.
Based on the Price/Forward Earnings ratio, ALLFG is valued a bit cheaper than the industry average as 75.20% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of ALLFG to the average of the S&P500 Index (23.98), we can say ALLFG is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.4 | ||
| Fwd PE | 16.34 |
4.2 Price Multiples
97.60% of the companies in the same industry are more expensive than ALLFG, based on the Enterprise Value to EBITDA ratio.
95.20% of the companies in the same industry are more expensive than ALLFG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.59 | ||
| EV/EBITDA | 1.13 |
4.3 Compensation for Growth
ALLFG's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of ALLFG may justify a higher PE ratio.
PEG (NY)1.28
PEG (5Y)N/A
EPS Next 2Y9.77%
EPS Next 3Y11.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.68%, ALLFG has a reasonable but not impressive dividend return.
ALLFG's Dividend Yield is comparable with the industry average which is at 3.32.
ALLFG's Dividend Yield is comparable with the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.68% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
ALLFG pays out 10.84% of its income as dividend. This is a sustainable payout ratio.
DP10.84%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
AMS:ALLFG (1/12/2026, 7:00:00 PM)
7.87
+0.06 (+0.77%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners33.17%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap4.73B
Revenue(TTM)379.72M
Net Income(TTM)738.34M
Analysts78
Price Target8.7 (10.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.68% |
Yearly Dividend0.09
Dividend Growth(5Y)N/A
DP10.84%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)3.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.03%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.4 | ||
| Fwd PE | 16.34 | ||
| P/S | 12.47 | ||
| P/FCF | 3.59 | ||
| P/OCF | 3.46 | ||
| P/B | 2.45 | ||
| P/tB | N/A | ||
| EV/EBITDA | 1.13 |
EPS(TTM)1.23
EY15.63%
EPS(NY)0.48
Fwd EY6.12%
FCF(TTM)2.19
FCFY27.87%
OCF(TTM)2.28
OCFY28.94%
SpS0.63
BVpS3.21
TBVpS-0.01
PEG (NY)1.28
PEG (5Y)N/A
Graham Number9.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.3% | ||
| ROE | 38.22% | ||
| ROCE | 44.65% | ||
| ROIC | 11.8% | ||
| ROICexc | 38.08% | ||
| ROICexgc | N/A | ||
| OM | 294.38% | ||
| PM (TTM) | 194.44% | ||
| GM | 403.97% | ||
| FCFM | 347.49% |
ROA(3y)-0.22%
ROA(5y)0.26%
ROE(3y)-0.83%
ROE(5y)0.43%
ROIC(3y)2.36%
ROIC(5y)1.89%
ROICexc(3y)5.2%
ROICexc(5y)6.1%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.68%
ROCE(5y)4.85%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.08%
ROICexc growth 5YN/A
OM growth 3Y121.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.75%
GM growth 5Y41.14%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.68 | ||
| Debt/FCF | 2.46 | ||
| Debt/EBITDA | 2.51 | ||
| Cap/Depr | 29.09% | ||
| Cap/Sales | 13.28% | ||
| Interest Coverage | 40.61 | ||
| Cash Conversion | 106.1% | ||
| Profit Quality | 178.71% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 1.47 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)45.81%
Cap/Depr(5y)34.77%
Cap/Sales(3y)10.67%
Cap/Sales(5y)6.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%40.71%
EPS Next Y5%
EPS Next 2Y9.77%
EPS Next 3Y11.03%
EPS Next 5Y12.86%
Revenue 1Y (TTM)-78.62%
Revenue growth 3Y-37.28%
Revenue growth 5Y-13.13%
Sales Q2Q%2.65%
Revenue Next Year3.68%
Revenue Next 2Y6.28%
Revenue Next 3Y7.29%
Revenue Next 5Y6.81%
EBIT growth 1Y8.54%
EBIT growth 3Y38.91%
EBIT growth 5YN/A
EBIT Next Year33.07%
EBIT Next 3Y18.08%
EBIT Next 5Y13.9%
FCF growth 1Y77.84%
FCF growth 3Y9.37%
FCF growth 5Y8.53%
OCF growth 1Y73.91%
OCF growth 3Y13.54%
OCF growth 5Y10.67%
ALLFUNDS GROUP PLC / ALLFG.AS FAQ
What is the fundamental rating for ALLFG stock?
ChartMill assigns a fundamental rating of 6 / 10 to ALLFG.AS.
Can you provide the valuation status for ALLFUNDS GROUP PLC?
ChartMill assigns a valuation rating of 8 / 10 to ALLFUNDS GROUP PLC (ALLFG.AS). This can be considered as Undervalued.
What is the profitability of ALLFG stock?
ALLFUNDS GROUP PLC (ALLFG.AS) has a profitability rating of 8 / 10.
What is the expected EPS growth for ALLFUNDS GROUP PLC (ALLFG.AS) stock?
The Earnings per Share (EPS) of ALLFUNDS GROUP PLC (ALLFG.AS) is expected to grow by 5% in the next year.
Is the dividend of ALLFUNDS GROUP PLC sustainable?
The dividend rating of ALLFUNDS GROUP PLC (ALLFG.AS) is 3 / 10 and the dividend payout ratio is 10.84%.