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ALKAMI TECHNOLOGY INC (ALKT) Stock Fundamental Analysis

NASDAQ:ALKT - Nasdaq - US01644J1088 - Common Stock - Currency: USD

26.26  +0.15 (+0.57%)

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to ALKT. ALKT was compared to 281 industry peers in the Software industry. No worries on liquidiy or solvency for ALKT as it has an excellent financial health rating, but there are worries on the profitability. ALKT shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

In the past year ALKT was profitable.
ALKT had a positive operating cash flow in the past year.
In the past 5 years ALKT always reported negative net income.
In the past 5 years ALKT reported 4 times negative operating cash flow.
ALKT Yearly Net Income VS EBIT VS OCF VS FCFALKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 -20M -40M -60M

1.2 Ratios

ALKT has a Return On Assets of -9.34%. This is comparable to the rest of the industry: ALKT outperforms 40.93% of its industry peers.
ALKT has a Return On Equity of -11.44%. This is comparable to the rest of the industry: ALKT outperforms 48.40% of its industry peers.
Industry RankSector Rank
ROA -9.34%
ROE -11.44%
ROIC N/A
ROA(3y)-12.35%
ROA(5y)-14.11%
ROE(3y)-16.11%
ROE(5y)-18.7%
ROIC(3y)N/A
ROIC(5y)N/A
ALKT Yearly ROA, ROE, ROICALKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 -50 -100 -150 -200 -250

1.3 Margins

ALKT has a worse Gross Margin (58.90%) than 60.50% of its industry peers.
In the last couple of years the Gross Margin of ALKT has grown nicely.
ALKT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 58.9%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.27%
GM growth 5Y7.33%
ALKT Yearly Profit, Operating, Gross MarginsALKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 50 -50

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8

2. Health

2.1 Basic Checks

ALKT does not have a ROIC to compare to the WACC, probably because it is not profitable.
ALKT has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ALKT has more shares outstanding
ALKT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ALKT Yearly Shares OutstandingALKT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
ALKT Yearly Total Debt VS Total AssetsALKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

ALKT has an Altman-Z score of 19.39. This indicates that ALKT is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 19.39, ALKT belongs to the best of the industry, outperforming 94.31% of the companies in the same industry.
ALKT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 19.39
ROIC/WACCN/A
WACC10.55%
ALKT Yearly LT Debt VS Equity VS FCFALKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

A Current Ratio of 3.98 indicates that ALKT has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 3.98, ALKT is in the better half of the industry, outperforming 79.36% of the companies in the same industry.
A Quick Ratio of 3.98 indicates that ALKT has no problem at all paying its short term obligations.
ALKT has a better Quick ratio (3.98) than 79.72% of its industry peers.
Industry RankSector Rank
Current Ratio 3.98
Quick Ratio 3.98
ALKT Yearly Current Assets VS Current LiabilitesALKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 100M 200M 300M

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8

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 870.27% over the past year.
Looking at the last year, ALKT shows a very strong growth in Revenue. The Revenue has grown by 26.06%.
ALKT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 35.35% yearly.
EPS 1Y (TTM)870.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%450%
Revenue 1Y (TTM)26.06%
Revenue growth 3Y29.93%
Revenue growth 5Y35.35%
Sales Q2Q%25.62%

3.2 Future

The Earnings Per Share is expected to grow by 60.37% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 26.40% on average over the next years. This is a very strong growth
EPS Next Y46.84%
EPS Next 2Y72.61%
EPS Next 3Y60.37%
EPS Next 5YN/A
Revenue Next Year32.75%
Revenue Next 2Y29.16%
Revenue Next 3Y26.4%
Revenue Next 5YN/A

3.3 Evolution

Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
ALKT Yearly Revenue VS EstimatesALKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
ALKT Yearly EPS VS EstimatesALKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 1

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2

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 93.79, ALKT can be considered very expensive at the moment.
ALKT's Price/Earnings is on the same level as the industry average.
ALKT's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.87.
With a Price/Forward Earnings ratio of 62.75, ALKT can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ALKT is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 21.38. ALKT is valued rather expensively when compared to this.
Industry RankSector Rank
PE 93.79
Fwd PE 62.75
ALKT Price Earnings VS Forward Price EarningsALKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Compared to the rest of the industry, the Price/Free Cash Flow ratio of ALKT is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 251.8
EV/EBITDA N/A
ALKT Per share dataALKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ALKT does not grow enough to justify the current Price/Earnings ratio.
A more expensive valuation may be justified as ALKT's earnings are expected to grow with 60.37% in the coming years.
PEG (NY)2
PEG (5Y)N/A
EPS Next 2Y72.61%
EPS Next 3Y60.37%

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0

5. Dividend

5.1 Amount

No dividends for ALKT!.
Industry RankSector Rank
Dividend Yield N/A

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ALKAMI TECHNOLOGY INC

NASDAQ:ALKT (4/29/2025, 10:13:47 AM)

26.26

+0.15 (+0.57%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-27 2025-02-27/amc
Earnings (Next)04-30 2025-04-30/amc
Inst Owners62.98%
Inst Owner Change-0.07%
Ins Owners22.84%
Ins Owner Change-1.1%
Market Cap2.70B
Analysts82.35
Price Target42.64 (62.38%)
Short Float %7.06%
Short Ratio3.17
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.83%
Min EPS beat(2)27.74%
Max EPS beat(2)29.93%
EPS beat(4)4
Avg EPS beat(4)51.56%
Min EPS beat(4)27.74%
Max EPS beat(4)77.18%
EPS beat(8)7
Avg EPS beat(8)51.23%
EPS beat(12)11
Avg EPS beat(12)41.06%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.31%
Min Revenue beat(2)-1.95%
Max Revenue beat(2)-0.66%
Revenue beat(4)0
Avg Revenue beat(4)-1.22%
Min Revenue beat(4)-1.95%
Max Revenue beat(4)-0.66%
Revenue beat(8)2
Avg Revenue beat(8)-0.66%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.46%
PT rev (3m)-5.86%
EPS NQ rev (1m)-1.91%
EPS NQ rev (3m)-12.48%
EPS NY rev (1m)1.23%
EPS NY rev (3m)-19.14%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)-1.38%
Revenue NY rev (1m)1.13%
Revenue NY rev (3m)6.86%
Valuation
Industry RankSector Rank
PE 93.79
Fwd PE 62.75
P/S 8.1
P/FCF 251.8
P/OCF 145.44
P/B 7.58
P/tB 15.03
EV/EBITDA N/A
EPS(TTM)0.28
EY1.07%
EPS(NY)0.42
Fwd EY1.59%
FCF(TTM)0.1
FCFY0.4%
OCF(TTM)0.18
OCFY0.69%
SpS3.24
BVpS3.47
TBVpS1.75
PEG (NY)2
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -9.34%
ROE -11.44%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 58.9%
FCFM 3.22%
ROA(3y)-12.35%
ROA(5y)-14.11%
ROE(3y)-16.11%
ROE(5y)-18.7%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.27%
GM growth 5Y7.33%
F-Score7
Asset Turnover0.76
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 74.75%
Cap/Sales 2.35%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 3.98
Quick Ratio 3.98
Altman-Z 19.39
F-Score7
WACC10.55%
ROIC/WACCN/A
Cap/Depr(3y)64.04%
Cap/Depr(5y)75.4%
Cap/Sales(3y)2.34%
Cap/Sales(5y)2.28%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)870.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%450%
EPS Next Y46.84%
EPS Next 2Y72.61%
EPS Next 3Y60.37%
EPS Next 5YN/A
Revenue 1Y (TTM)26.06%
Revenue growth 3Y29.93%
Revenue growth 5Y35.35%
Sales Q2Q%25.62%
Revenue Next Year32.75%
Revenue Next 2Y29.16%
Revenue Next 3Y26.4%
Revenue Next 5YN/A
EBIT growth 1Y31.65%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year113.91%
EBIT Next 3Y86.18%
EBIT Next 5YN/A
FCF growth 1Y145.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y206.26%
OCF growth 3YN/A
OCF growth 5YN/A