Logo image of ALKT

ALKAMI TECHNOLOGY INC (ALKT) Stock Fundamental Analysis

NASDAQ:ALKT - Nasdaq - US01644J1088 - Common Stock - Currency: USD

27.3  -0.67 (-2.4%)

After market: 27.3 0 (0%)

Fundamental Rating

5

Overall ALKT gets a fundamental rating of 5 out of 10. We evaluated ALKT against 281 industry peers in the Software industry. While ALKT has a great health rating, there are worries on its profitability. ALKT shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

ALKT had positive earnings in the past year.
ALKT had a positive operating cash flow in the past year.
In the past 5 years ALKT always reported negative net income.
In the past 5 years ALKT reported 4 times negative operating cash flow.
ALKT Yearly Net Income VS EBIT VS OCF VS FCFALKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 -20M -40M -60M

1.2 Ratios

Looking at the Return On Assets, with a value of -9.34%, ALKT is in line with its industry, outperforming 41.34% of the companies in the same industry.
ALKT has a Return On Equity (-11.44%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA -9.34%
ROE -11.44%
ROIC N/A
ROA(3y)-12.35%
ROA(5y)-14.11%
ROE(3y)-16.11%
ROE(5y)-18.7%
ROIC(3y)N/A
ROIC(5y)N/A
ALKT Yearly ROA, ROE, ROICALKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 -50 -100 -150 -200 -250

1.3 Margins

With a Gross Margin value of 58.90%, ALKT is not doing good in the industry: 61.13% of the companies in the same industry are doing better.
ALKT's Gross Margin has improved in the last couple of years.
ALKT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 58.9%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.27%
GM growth 5Y7.33%
ALKT Yearly Profit, Operating, Gross MarginsALKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 50 -50

More info and screens

8

2. Health

2.1 Basic Checks

ALKT does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, ALKT has more shares outstanding
Compared to 5 years ago, ALKT has more shares outstanding
There is no outstanding debt for ALKT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ALKT Yearly Shares OutstandingALKT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
ALKT Yearly Total Debt VS Total AssetsALKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

ALKT has an Altman-Z score of 20.15. This indicates that ALKT is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of ALKT (20.15) is better than 93.64% of its industry peers.
ALKT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 20.15
ROIC/WACCN/A
WACC13.94%
ALKT Yearly LT Debt VS Equity VS FCFALKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

A Current Ratio of 3.98 indicates that ALKT has no problem at all paying its short term obligations.
ALKT has a Current ratio of 3.98. This is amongst the best in the industry. ALKT outperforms 82.33% of its industry peers.
A Quick Ratio of 3.98 indicates that ALKT has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 3.98, ALKT belongs to the best of the industry, outperforming 82.69% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.98
Quick Ratio 3.98
ALKT Yearly Current Assets VS Current LiabilitesALKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 100M 200M 300M

More info and screens

8

3. Growth

3.1 Past

ALKT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 843.24%, which is quite impressive.
The Revenue has grown by 26.06% in the past year. This is a very strong growth!
ALKT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 35.35% yearly.
EPS 1Y (TTM)843.24%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%400%
Revenue 1Y (TTM)26.06%
Revenue growth 3Y29.93%
Revenue growth 5Y35.35%
Sales Q2Q%25.63%

3.2 Future

Based on estimates for the next years, ALKT will show a very strong growth in Earnings Per Share. The EPS will grow by 82.29% on average per year.
Based on estimates for the next years, ALKT will show a very strong growth in Revenue. The Revenue will grow by 23.87% on average per year.
EPS Next Y88.94%
EPS Next 2Y82.29%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year31.27%
Revenue Next 2Y27.92%
Revenue Next 3Y23.87%
Revenue Next 5YN/A

3.3 Evolution

The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
ALKT Yearly Revenue VS EstimatesALKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
ALKT Yearly EPS VS EstimatesALKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4 0.6 0.8

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 101.11 indicates a quite expensive valuation of ALKT.
ALKT's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of ALKT to the average of the S&P500 Index (29.35), we can say ALKT is valued expensively.
A Price/Forward Earnings ratio of 52.54 indicates a quite expensive valuation of ALKT.
ALKT's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of ALKT to the average of the S&P500 Index (22.10), we can say ALKT is valued expensively.
Industry RankSector Rank
PE 101.11
Fwd PE 52.54
ALKT Price Earnings VS Forward Price EarningsALKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

The rest of the industry has a similar Price/Free Cash Flow ratio as ALKT.
Industry RankSector Rank
P/FCF 259.81
EV/EBITDA N/A
ALKT Per share dataALKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3

4.3 Compensation for Growth

ALKT's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as ALKT's earnings are expected to grow with 82.29% in the coming years.
PEG (NY)1.14
PEG (5Y)N/A
EPS Next 2Y82.29%
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

No dividends for ALKT!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

ALKAMI TECHNOLOGY INC

NASDAQ:ALKT (3/7/2025, 8:04:33 PM)

After market: 27.3 0 (0%)

27.3

-0.67 (-2.4%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-27 2025-02-27/amc
Earnings (Next)04-29 2025-04-29/amc
Inst Owners62.98%
Inst Owner Change17.57%
Ins Owners22.84%
Ins Owner Change-0.9%
Market Cap2.79B
Analysts80
Price Target44.17 (61.79%)
Short Float %2.28%
Short Ratio2.25
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.93%
Min EPS beat(2)18.12%
Max EPS beat(2)27.74%
EPS beat(4)4
Avg EPS beat(4)48.61%
Min EPS beat(4)18.12%
Max EPS beat(4)77.18%
EPS beat(8)7
Avg EPS beat(8)49.75%
EPS beat(12)11
Avg EPS beat(12)40.08%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.3%
Min Revenue beat(2)-1.95%
Max Revenue beat(2)-0.66%
Revenue beat(4)0
Avg Revenue beat(4)-1.22%
Min Revenue beat(4)-1.95%
Max Revenue beat(4)-0.66%
Revenue beat(8)2
Avg Revenue beat(8)-0.66%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.48%
PT rev (3m)-0.69%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.63%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.69%
Revenue NY rev (1m)5.67%
Revenue NY rev (3m)5.75%
Valuation
Industry RankSector Rank
PE 101.11
Fwd PE 52.54
P/S 8.36
P/FCF 259.81
P/OCF 150.07
P/B 7.82
P/tB 15.51
EV/EBITDA N/A
EPS(TTM)0.27
EY0.99%
EPS(NY)0.52
Fwd EY1.9%
FCF(TTM)0.11
FCFY0.38%
OCF(TTM)0.18
OCFY0.67%
SpS3.27
BVpS3.49
TBVpS1.76
PEG (NY)1.14
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -9.34%
ROE -11.44%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 58.9%
FCFM 3.22%
ROA(3y)-12.35%
ROA(5y)-14.11%
ROE(3y)-16.11%
ROE(5y)-18.7%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.27%
GM growth 5Y7.33%
F-Score7
Asset Turnover0.76
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 74.75%
Cap/Sales 2.35%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 3.98
Quick Ratio 3.98
Altman-Z 20.15
F-Score7
WACC13.94%
ROIC/WACCN/A
Cap/Depr(3y)64.04%
Cap/Depr(5y)75.4%
Cap/Sales(3y)2.34%
Cap/Sales(5y)2.28%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)843.24%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%400%
EPS Next Y88.94%
EPS Next 2Y82.29%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.06%
Revenue growth 3Y29.93%
Revenue growth 5Y35.35%
Sales Q2Q%25.63%
Revenue Next Year31.27%
Revenue Next 2Y27.92%
Revenue Next 3Y23.87%
Revenue Next 5YN/A
EBIT growth 1Y31.65%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year137.07%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y145.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y206.26%
OCF growth 3YN/A
OCF growth 5YN/A