HIPAY GROUP SA (ALHYP.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:ALHYP - FR0012821916 - Common Stock
6.54 EUR
-0.24 (-3.54%)
ALHYP gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 59 industry peers in the Financial Services industry. Both the profitability and financial health of ALHYP have multiple concerns. ALHYP does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year ALHYP was profitable.
- The reported net income has been mixed in the past 5 years: ALHYP reported negative net income in multiple years.
- Of the past 5 years ALHYP 4 years had a positive operating cash flow.
1.2 Ratios
- ALHYP's Return On Assets of 0.55% is on the low side compared to the rest of the industry. ALHYP is outperformed by 62.71% of its industry peers.
- ALHYP has a Return On Equity (3.09%) which is comparable to the rest of the industry.
- The Return On Invested Capital of ALHYP (6.43%) is better than 67.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 3.09% | ||
| ROIC | 6.43% |
ROA(3y)-0.13%
ROA(5y)-0.88%
ROE(3y)-2.18%
ROE(5y)-5.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- ALHYP's Profit Margin of 1.54% is on the low side compared to the rest of the industry. ALHYP is outperformed by 62.71% of its industry peers.
- With a Operating Margin value of 6.24%, ALHYP is not doing good in the industry: 64.41% of the companies in the same industry are doing better.
- ALHYP's Gross Margin of 52.12% is in line compared to the rest of the industry. ALHYP outperforms 55.93% of its industry peers.
- In the last couple of years the Gross Margin of ALHYP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.24% | ||
| PM (TTM) | 1.54% | ||
| GM | 52.12% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.74%
GM growth 5Y1.61%
2. Health
2.1 Basic Checks
- ALHYP has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, ALHYP has about the same amount of shares outstanding.
- Compared to 5 years ago, ALHYP has about the same amount of shares outstanding.
- ALHYP has a worse debt/assets ratio than last year.
2.2 Solvency
- ALHYP has an Altman-Z score of 0.33. This is a bad value and indicates that ALHYP is not financially healthy and even has some risk of bankruptcy.
- ALHYP has a Altman-Z score of 0.33. This is in the lower half of the industry: ALHYP underperforms 67.80% of its industry peers.
- ALHYP has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of ALHYP (0.31) is better than 61.02% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.33 |
ROIC/WACC1.02
WACC6.29%
2.3 Liquidity
- A Current Ratio of 1.01 indicates that ALHYP should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.01, ALHYP is not doing good in the industry: 69.49% of the companies in the same industry are doing better.
- A Quick Ratio of 1.01 indicates that ALHYP should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.01, ALHYP is doing worse than 69.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
- ALHYP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.35%.
- Looking at the last year, ALHYP shows a quite strong growth in Revenue. The Revenue has grown by 9.77% in the last year.
- The Revenue has been growing by 16.33% on average over the past years. This is quite good.
EPS 1Y (TTM)-86.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-94.5%
Revenue 1Y (TTM)9.77%
Revenue growth 3Y11.26%
Revenue growth 5Y16.33%
Sales Q2Q%3.69%
3.2 Future
- Based on estimates for the next years, ALHYP will show a very negative growth in Earnings Per Share. The EPS will decrease by -14.72% on average per year.
- The Revenue is expected to grow by 4.47% on average over the next years.
EPS Next Y-54.26%
EPS Next 2Y-27.93%
EPS Next 3Y-14.72%
EPS Next 5YN/A
Revenue Next Year3.23%
Revenue Next 2Y4.22%
Revenue Next 3Y4.47%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 29.73, the valuation of ALHYP can be described as expensive.
- ALHYP's Price/Earnings is on the same level as the industry average.
- ALHYP's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.25.
- With a Price/Forward Earnings ratio of 9.48, the valuation of ALHYP can be described as very reasonable.
- 66.10% of the companies in the same industry are more expensive than ALHYP, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.98, ALHYP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.73 | ||
| Fwd PE | 9.48 |
4.2 Price Multiples
- 77.97% of the companies in the same industry are more expensive than ALHYP, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.05 |
4.3 Compensation for Growth
- A cheap valuation may be justified as ALHYP's earnings are expected to decrease with -14.72% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-27.93%
EPS Next 3Y-14.72%
5. Dividend
5.1 Amount
- No dividends for ALHYP!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
HIPAY GROUP SA / ALHYP.PA FAQ
What is the ChartMill fundamental rating of HIPAY GROUP SA (ALHYP.PA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to ALHYP.PA.
What is the valuation status for ALHYP stock?
ChartMill assigns a valuation rating of 3 / 10 to HIPAY GROUP SA (ALHYP.PA). This can be considered as Overvalued.
What is the profitability of ALHYP stock?
HIPAY GROUP SA (ALHYP.PA) has a profitability rating of 3 / 10.
What are the PE and PB ratios of HIPAY GROUP SA (ALHYP.PA) stock?
The Price/Earnings (PE) ratio for HIPAY GROUP SA (ALHYP.PA) is 29.73 and the Price/Book (PB) ratio is 1.1.