COMPAGNIE LEBON (ALBON.PA) Stock Fundamental Analysis
EPA:ALBON - Euronext Paris - Matif - FR0000121295 - Common Stock - Currency: EUR
Taking everything into account, ALBON scores 4 out of 10 in our fundamental rating. ALBON was compared to 109 industry peers in the Capital Markets industry. While ALBON is still in line with the averages on profitability rating, there are concerns on its financial health. ALBON may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
In the past year ALBON was profitable.
In the past year ALBON had a positive cash flow from operations.
Of the past 5 years ALBON 4 years were profitable.
In the past 5 years ALBON always reported a positive cash flow from operatings.
1.2 Ratios
ALBON's Return On Assets of 2.10% is in line compared to the rest of the industry. ALBON outperforms 57.80% of its industry peers.
ALBON's Return On Equity of 4.42% is in line compared to the rest of the industry. ALBON outperforms 46.79% of its industry peers.
The Return On Invested Capital of ALBON (3.48%) is better than 60.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 4.42% | ||
| ROIC | 3.48% |
ROA(3y)2.16%
ROA(5y)1.08%
ROE(3y)4.93%
ROE(5y)2.39%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 5.66%, ALBON is in line with its industry, outperforming 43.12% of the companies in the same industry.
In the last couple of years the Profit Margin of ALBON has declined.
ALBON has a Operating Margin (10.03%) which is in line with its industry peers.
Looking at the Gross Margin, with a value of 51.26%, ALBON is in the better half of the industry, outperforming 66.06% of the companies in the same industry.
In the last couple of years the Gross Margin of ALBON has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.03% | ||
| PM (TTM) | 5.66% | ||
| GM | 51.26% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5Y-6.7%
GM growth 3Y7.06%
GM growth 5Y-2.71%
2. Health
2.1 Basic Checks
The number of shares outstanding for ALBON has been increased compared to 1 year ago.
ALBON has more shares outstanding than it did 5 years ago.
The debt/assets ratio for ALBON has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.45, we must say that ALBON is in the distress zone and has some risk of bankruptcy.
ALBON's Altman-Z score of 1.45 is in line compared to the rest of the industry. ALBON outperforms 59.63% of its industry peers.
ALBON has a debt to FCF ratio of 8.32. This is a slightly negative value and a sign of low solvency as ALBON would need 8.32 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 8.32, ALBON is in the better half of the industry, outperforming 71.56% of the companies in the same industry.
ALBON has a Debt/Equity ratio of 0.66. This is a neutral value indicating ALBON is somewhat dependend on debt financing.
ALBON has a Debt to Equity ratio of 0.66. This is comparable to the rest of the industry: ALBON outperforms 55.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 8.32 | ||
| Altman-Z | 1.45 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.99 indicates that ALBON may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.99, ALBON is in the better half of the industry, outperforming 60.55% of the companies in the same industry.
A Quick Ratio of 0.94 indicates that ALBON may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.94, ALBON is in line with its industry, outperforming 58.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
ALBON shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.82%.
The Earnings Per Share has been growing by 12.08% on average over the past years. This is quite good.
The Revenue has decreased by -7.48% in the past year.
Measured over the past years, ALBON shows a very strong growth in Revenue. The Revenue has been growing by 21.30% on average per year.
EPS 1Y (TTM)4.82%
EPS 3YN/A
EPS 5Y12.08%
EPS Q2Q%-25.33%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y15.31%
Revenue growth 5Y21.3%
Sales Q2Q%-10.93%
3.2 Future
ALBON is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.99% yearly.
ALBON is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.92% yearly.
EPS Next Y28.48%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPS Next 5Y5.99%
Revenue Next Year8.33%
Revenue Next 2Y17.56%
Revenue Next 3Y10.83%
Revenue Next 5Y4.92%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 13.83, ALBON is valued correctly.
70.64% of the companies in the same industry are more expensive than ALBON, based on the Price/Earnings ratio.
ALBON is valuated rather cheaply when we compare the Price/Earnings ratio to 27.28, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 9.30 indicates a reasonable valuation of ALBON.
ALBON's Price/Forward Earnings ratio is rather cheap when compared to the industry. ALBON is cheaper than 86.24% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.76, ALBON is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.83 | ||
| Fwd PE | 9.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ALBON is valued cheaply inside the industry as 82.57% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, ALBON is valued cheaply inside the industry as 92.66% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.11 | ||
| EV/EBITDA | 8.44 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.49
PEG (5Y)1.14
EPS Next 2Y26.44%
EPS Next 3Y5.76%
5. Dividend
5.1 Amount
ALBON has a Yearly Dividend Yield of 3.32%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 5.70, ALBON pays a bit more dividend than its industry peers.
ALBON's Dividend Yield is a higher than the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
5.2 History
The dividend of ALBON decreases each year by -43.70%.
Dividend Growth(5Y)-43.7%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
ALBON pays out 54.59% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP54.59%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPA:ALBON (7/2/2025, 7:00:00 PM)
91.4
+0.8 (+0.88%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.62%
Inst Owner ChangeN/A
Ins Owners7.62%
Ins Owner ChangeN/A
Market Cap106.94M
Analysts86.67
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
Yearly Dividend4.14
Dividend Growth(5Y)-43.7%
DP54.59%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.83 | ||
| Fwd PE | 9.3 | ||
| P/S | 0.78 | ||
| P/FCF | 7.11 | ||
| P/OCF | 4.33 | ||
| P/B | 0.61 | ||
| P/tB | 1.33 | ||
| EV/EBITDA | 8.44 |
EPS(TTM)6.61
EY7.23%
EPS(NY)9.83
Fwd EY10.75%
FCF(TTM)12.85
FCFY14.06%
OCF(TTM)21.12
OCFY23.1%
SpS116.55
BVpS149.25
TBVpS68.65
PEG (NY)0.49
PEG (5Y)1.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 4.42% | ||
| ROCE | 4.52% | ||
| ROIC | 3.48% | ||
| ROICexc | 3.78% | ||
| ROICexgc | 5.62% | ||
| OM | 10.03% | ||
| PM (TTM) | 5.66% | ||
| GM | 51.26% | ||
| FCFM | 11.03% |
ROA(3y)2.16%
ROA(5y)1.08%
ROE(3y)4.93%
ROE(5y)2.39%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5Y-6.7%
GM growth 3Y7.06%
GM growth 5Y-2.71%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 8.32 | ||
| Debt/EBITDA | 4.91 | ||
| Cap/Depr | 100.18% | ||
| Cap/Sales | 7.09% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 105.88% | ||
| Profit Quality | 194.65% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 1.45 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)52%
Cap/Depr(5y)63.17%
Cap/Sales(3y)4.36%
Cap/Sales(5y)6.54%
Profit Quality(3y)171.98%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.82%
EPS 3YN/A
EPS 5Y12.08%
EPS Q2Q%-25.33%
EPS Next Y28.48%
EPS Next 2Y26.44%
EPS Next 3Y5.76%
EPS Next 5Y5.99%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y15.31%
Revenue growth 5Y21.3%
Sales Q2Q%-10.93%
Revenue Next Year8.33%
Revenue Next 2Y17.56%
Revenue Next 3Y10.83%
Revenue Next 5Y4.92%
EBIT growth 1Y29.06%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year215.91%
EBIT Next 3Y64.37%
EBIT Next 5Y52.93%
FCF growth 1Y-27.78%
FCF growth 3Y63.05%
FCF growth 5YN/A
OCF growth 1Y-15.85%
OCF growth 3Y32.9%
OCF growth 5YN/A