GREAT AJAX CORP(NYSE:AJX) stock Fundamental Analysis

Fundamental Rating

AJX gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AJX may be in some trouble as it scores bad on both profitability and health. AJX is quite expensive at the moment. It does show a decent growth rate.

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1. Profitability

1.1 Basic Checks

In the past year AJX has reported negative net income.

In the past year AJX has reported a negative cash flow from operations.

In multiple years AJX reported negative net income over the last 5 years.

AJX had negative operating cash flow in 4 of the past 5 years.

1.2 Ratios

AJX has a worse Return On Assets (-22.34%) than 98.46% of its industry peers.

Looking at the Return On Equity, with a value of -77.90%, AJX is doing worse than 98.46% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	-22.34%
ROE	-77.9%
ROIC	N/A

ROA(3y)-1.21%

ROA(5y)-0.02%

ROE(3y)-5.81%

ROE(5y)-0.64%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

The Profit Margin and Operating Margin and Gross Margin are not available for AJX so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

AJX does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, AJX has more shares outstanding

The number of shares outstanding for AJX has been increased compared to 5 years ago.

Compared to 1 year ago, AJX has an improved debt to assets ratio.

2.2 Solvency

Based on the Altman-Z score of -1.12, we must say that AJX is in the distress zone and has some risk of bankruptcy.

With a Altman-Z score value of -1.12, AJX is not doing good in the industry: 95.38% of the companies in the same industry are doing better.

A Debt/Equity ratio of 2.46 is on the high side and indicates that AJX has dependencies on debt financing.

With a decent Debt to Equity ratio value of 2.46, AJX is doing good in the industry, outperforming 72.31% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	2.46
Debt/FCF	N/A
Altman-Z	-1.12

ROIC/WACCN/A

WACC3.88%

2.3 Liquidity

AJX has a Current Ratio of 0.35. This is a bad value and indicates that AJX is not financially healthy enough and could expect problems in meeting its short term obligations.

AJX's Current ratio of 0.35 is in line compared to the rest of the industry. AJX outperforms 58.46% of its industry peers.

A Quick Ratio of 0.35 indicates that AJX may have some problems paying its short term obligations.

With a Quick ratio value of 0.35, AJX perfoms like the industry average, outperforming 58.46% of the companies in the same industry.

		Industry Rank	Sector Rank
Current Ratio	0.35
Quick Ratio	0.35

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

AJX shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -169.29%.

AJX shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -178.16%.

The Revenue for AJX have been decreasing by -14.92% on average. This is quite bad

EPS 1Y (TTM)-169.29%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%28%

Revenue 1Y (TTM)-178.16%

Revenue growth 3Y-20.63%

Revenue growth 5Y-14.92%

Sales Q2Q%164.29%

3.2 Future

Based on estimates for the next years, AJX will show a very strong growth in Earnings Per Share. The EPS will grow by 32.37% on average per year.

Based on estimates for the next years, AJX will show a very strong growth in Revenue. The Revenue will grow by 45.88% on average per year.

EPS Next Y-85.51%

EPS Next 2Y48.36%

EPS Next 3Y32.37%

EPS Next 5YN/A

Revenue Next Year182.82%

Revenue Next 2Y54.78%

Revenue Next 3Y45.88%

Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

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4. Valuation

4.1 Price/Earnings Ratio

AJX reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.

AJX is valuated cheaply with a Price/Forward Earnings ratio of 7.67.

Compared to the rest of the industry, the Price/Forward Earnings ratio of AJX indicates a somewhat cheap valuation: AJX is cheaper than 78.46% of the companies listed in the same industry.

The average S&P500 Price/Forward Earnings ratio is at 22.70. AJX is valued rather cheaply when compared to this.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	7.67

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

AJX's earnings are expected to grow with 32.37% in the coming years. This may justify a more expensive valuation.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y48.36%

EPS Next 3Y32.37%

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5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 7.95%, AJX is a good candidate for dividend investing.

With a Dividend Yield of 7.95, AJX pays less dividend than the industry average, which is at 12.91. 93.85% of the companies listed in the same industry pay a better dividend than AJX!

AJX's Dividend Yield is rather good when compared to the S&P500 average which is at 2.27.

		Industry Rank	Sector Rank
Dividend Yield	7.95%

5.2 History

The dividend of AJX decreases each year by -7.19%.

AJX has been paying a dividend for at least 10 years, so it has a reliable track record.

Dividend Growth(5Y)-7.19%

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

The earnings of AJX are negative and hence is the payout ratio. AJX will probably not be able to sustain this dividend level.

DP-6.38%

EPS Next 2Y48.36%

EPS Next 3Y32.37%

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GREAT AJAX CORP

NYSE:AJX (12/2/2024, 8:22:49 PM)

After market: 3.02 0 (0%)

3.02

-0.02 (-0.66%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryMortgage Real Estate Investment Trusts (REITs)"

Earnings (Last)10-21 2024-10-21/bmo

Earnings (Next)N/A N/A

Inst Owners63.77%

Inst Owner Change-92.98%

Ins Owners9.31%

Ins Owner Change0%

Market Cap137.17M

Analysts76.67

Price Target6.12 (102.65%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	7.95%

Yearly Dividend0.81

Dividend Growth(5Y)-7.19%

DP-6.38%

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)-25.65%

Min EPS beat(2)-104.41%

Max EPS beat(2)53.1%

EPS beat(4)1

Avg EPS beat(4)-3149.34%

Min EPS beat(4)-12030.7%

Max EPS beat(4)53.1%

EPS beat(8)1

Avg EPS beat(8)-3731.48%

EPS beat(12)1

Avg EPS beat(12)-2566.26%

EPS beat(16)4

Avg EPS beat(16)-1917.66%

Revenue beat(2)0

Avg Revenue beat(2)-168.11%

Min Revenue beat(2)-277.98%

Max Revenue beat(2)-58.24%

Revenue beat(4)1

Avg Revenue beat(4)214.48%

Min Revenue beat(4)-277.98%

Max Revenue beat(4)1419.88%

Revenue beat(8)2

Avg Revenue beat(8)72.31%

Revenue beat(12)4

Avg Revenue beat(12)52.77%

Revenue beat(16)8

Avg Revenue beat(16)47.78%

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)0%

EPS NQ rev (3m)-587.5%

EPS NY rev (1m)0%

EPS NY rev (3m)-69.41%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)-30.22%

Revenue NY rev (1m)0%

Revenue NY rev (3m)132.17%

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	7.67
P/S	N/A
P/FCF	N/A
P/OCF	N/A
P/B	0.56
P/tB	0.56
EV/EBITDA	N/A

EPS(TTM)-3.77

EYN/A

EPS(NY)0.39

Fwd EY13.04%

FCF(TTM)-0.22

FCFYN/A

OCF(TTM)-0.22

OCFYN/A

SpS-0.95

BVpS5.42

TBVpS5.42

PEG (NY)N/A

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	-22.34%
ROE	-77.9%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	N/A
GM	N/A
FCFM	N/A

ROA(3y)-1.21%

ROA(5y)-0.02%

ROE(3y)-5.81%

ROE(5y)-0.64%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-Score4

Asset Turnover-0.05

Health

		Industry Rank	Sector Rank
Debt/Equity	2.46
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	0.35
Quick Ratio	0.35
Altman-Z	-1.12

F-Score4

WACC3.88%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-169.29%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%28%

EPS Next Y-85.51%

EPS Next 2Y48.36%

EPS Next 3Y32.37%

EPS Next 5YN/A

Revenue 1Y (TTM)-178.16%

Revenue growth 3Y-20.63%

Revenue growth 5Y-14.92%

Sales Q2Q%164.29%

Revenue Next Year182.82%

Revenue Next 2Y54.78%

Revenue Next 3Y45.88%

Revenue Next 5YN/A

EBIT growth 1Y-668.55%

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-1378.1%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-1331.34%

OCF growth 3YN/A

OCF growth 5YN/A

GREAT AJAX CORP (AJX) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens