(AIdbf.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AIdbf -
100
0 (0%)
Overall AIdbf gets a fundamental rating of 4 out of 10. We evaluated AIdbf against 26 industry peers in the Financial Services industry. AIdbf has an average financial health and profitability rating. AIdbf has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
AIdbf had positive earnings in the past year.
AIdbf had a positive operating cash flow in the past year.
Of the past 5 years AIdbf 4 years were profitable.
AIdbf had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AIdbf has a better Return On Assets (5.20%) than 62.07% of its industry peers.
AIdbf has a Return On Equity of 9.53%. This is amongst the best in the industry. AIdbf outperforms 82.76% of its industry peers.
AIdbf has a better Return On Invested Capital (6.01%) than 72.41% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AIdbf is in line with the industry average of 5.80%.
The 3 year average ROIC (5.78%) for AIdbf is below the current ROIC(6.01%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.2% | ||
| ROE | 9.53% | ||
| ROIC | 6.01% |
ROA(3y)5.52%
ROA(5y)5.39%
ROE(3y)9.77%
ROE(5y)9.25%
ROIC(3y)5.78%
ROIC(5y)5.6%
1.3 Margins
AIdbf has a better Profit Margin (46.77%) than 62.07% of its industry peers.
In the last couple of years the Profit Margin of AIdbf has declined.
The Operating Margin of AIdbf (73.96%) is better than 86.21% of its industry peers.
In the last couple of years the Operating Margin of AIdbf has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 73.96% | ||
| PM (TTM) | 46.77% | ||
| GM | N/A |
OM growth 3Y-1.12%
OM growth 5Y-1.38%
PM growth 3Y-4.66%
PM growth 5Y-2.04%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
There is no outstanding debt for AIdbf. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
AIdbf has an Altman-Z score of 7.37. This indicates that AIdbf is financially healthy and has little risk of bankruptcy at the moment.
With a decent Altman-Z score value of 7.37, AIdbf is doing good in the industry, outperforming 62.07% of the companies in the same industry.
AIdbf has a debt to FCF ratio of 4.75. This is a neutral value as AIdbf would need 4.75 years to pay back of all of its debts.
AIdbf has a better Debt to FCF ratio (4.75) than 86.21% of its industry peers.
AIdbf has a Debt/Equity ratio of 0.80. This is a neutral value indicating AIdbf is somewhat dependend on debt financing.
The Debt to Equity ratio of AIdbf (0.80) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 4.75 | ||
| Altman-Z | 7.37 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AIdbf may have some problems paying its short term obligations.
With a Current ratio value of 0.01, AIdbf is not doing good in the industry: 82.76% of the companies in the same industry are doing better.
A Quick Ratio of 0.01 indicates that AIdbf may have some problems paying its short term obligations.
AIdbf's Quick ratio of 0.01 is on the low side compared to the rest of the industry. AIdbf is outperformed by 82.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AIdbf have decreased by -1.90% in the last year.
The Earnings Per Share has been growing slightly by 1.81% on average over the past years.
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
3.2 Future
The Earnings Per Share is expected to grow by 0.34% on average over the next years.
The Revenue is expected to decrease by -6.94% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
AIdbf is valuated quite expensively with a Price/Earnings ratio of 97.09.
62.07% of the companies in the same industry are more expensive than AIdbf, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of AIdbf to the average of the S&P500 Index (26.84), we can say AIdbf is valued expensively.
Based on the Price/Forward Earnings ratio of 96.13, the valuation of AIdbf can be described as expensive.
AIdbf's Price/Forward Earnings ratio is in line with the industry average.
AIdbf's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 23.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.09 | ||
| Fwd PE | 96.13 |
4.2 Price Multiples
AIdbf's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. AIdbf is cheaper than 65.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 57.1 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AIdbf has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.69
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.97%, AIdbf is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.82, AIdbf pays a bit more dividend than its industry peers.
AIdbf's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.97% |
5.2 History
The dividend of AIdbf has a limited annual growth rate of 3.99%.
AIdbf is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AIdbf pays out 96.53% of its income as dividend. This is not a sustainable payout ratio.
The dividend of AIdbf is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP96.53%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.8%
Inst Owner ChangeN/A
Ins Owners5%
Ins Owner ChangeN/A
Market Cap4.78B
Revenue(TTM)N/A
Net Income(TTM)47.03M
Analysts84
Price Target113.15 (13.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.97% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP96.53%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.77%
Min EPS beat(2)-6.51%
Max EPS beat(2)0.97%
EPS beat(4)2
Avg EPS beat(4)0.19%
Min EPS beat(4)-6.51%
Max EPS beat(4)9.22%
EPS beat(8)4
Avg EPS beat(8)-1.7%
EPS beat(12)5
Avg EPS beat(12)-1.95%
EPS beat(16)6
Avg EPS beat(16)-2.93%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.29%
PT rev (3m)0.68%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.09 | ||
| Fwd PE | 96.13 | ||
| P/S | 47.55 | ||
| P/FCF | 57.1 | ||
| P/OCF | 57.1 | ||
| P/B | 9.69 | ||
| P/tB | 9.69 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.03
EY1.03%
EPS(NY)1.04
Fwd EY1.04%
FCF(TTM)1.75
FCFY1.75%
OCF(TTM)1.75
OCFY1.75%
SpS2.1
BVpS10.32
TBVpS10.32
PEG (NY)N/A
PEG (5Y)53.69
Graham Number15.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.2% | ||
| ROE | 9.53% | ||
| ROCE | 8.35% | ||
| ROIC | 6.01% | ||
| ROICexc | 6.01% | ||
| ROICexgc | 6.01% | ||
| OM | 73.96% | ||
| PM (TTM) | 46.77% | ||
| GM | N/A | ||
| FCFM | 83.27% |
ROA(3y)5.52%
ROA(5y)5.39%
ROE(3y)9.77%
ROE(5y)9.25%
ROIC(3y)5.78%
ROIC(5y)5.6%
ROICexc(3y)5.78%
ROICexc(5y)5.6%
ROICexgc(3y)5.78%
ROICexgc(5y)5.6%
ROCE(3y)8.02%
ROCE(5y)7.77%
ROICexgc growth 3Y8.55%
ROICexgc growth 5Y4.97%
ROICexc growth 3Y8.55%
ROICexc growth 5Y4.97%
OM growth 3Y-1.12%
OM growth 5Y-1.38%
PM growth 3Y-4.66%
PM growth 5Y-2.04%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 4.75 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.05 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.04% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | 7.37 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.99%
Profit Quality(5y)141.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.98%
EBIT growth 3Y13.59%
EBIT growth 5Y9.53%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y24.94%
FCF growth 3Y11.08%
FCF growth 5Y13.43%
OCF growth 1Y24.94%
OCF growth 3Y11.08%
OCF growth 5Y13.26%
/ AIdbf.CA FAQ
Can you provide the ChartMill fundamental rating for ?
ChartMill assigns a fundamental rating of 4 / 10 to AIdbf.CA.
What is the valuation status of (AIdbf.CA) stock?
ChartMill assigns a valuation rating of 2 / 10 to (AIdbf.CA). This can be considered as Overvalued.
How profitable is (AIdbf.CA) stock?
(AIdbf.CA) has a profitability rating of 6 / 10.
Can you provide the financial health for AIdbf stock?
The financial health rating of (AIdbf.CA) is 4 / 10.
What is the expected EPS growth for (AIdbf.CA) stock?
The Earnings per Share (EPS) of (AIdbf.CA) is expected to decline by -0.43% in the next year.