ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AIF - CA02215R1073 - Common Stock
56.09 CAD
+0.55 (+0.99%)
Overall AIF gets a fundamental rating of 5 out of 10. We evaluated AIF against 32 industry peers in the Real Estate Management & Development industry. AIF has an excellent financial health rating, but there are some minor concerns on its profitability. AIF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year AIF was profitable.
In the past year AIF had a positive cash flow from operations.
AIF had positive earnings in 4 of the past 5 years.
Each year in the past 5 years AIF had a positive operating cash flow.
1.2 Ratios
AIF's Return On Assets of 31.26% is amongst the best of the industry. AIF outperforms 100.00% of its industry peers.
With an excellent Return On Equity value of 47.78%, AIF belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
AIF has a Return On Invested Capital of 2.43%. This is comparable to the rest of the industry: AIF outperforms 43.75% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AIF is significantly below the industry average of 10.35%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
The Profit Margin of AIF (74.81%) is better than 90.63% of its industry peers.
In the last couple of years the Profit Margin of AIF has declined.
The Operating Margin of AIF (10.63%) is worse than 65.63% of its industry peers.
AIF's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AIF is destroying value.
Compared to 1 year ago, AIF has more shares outstanding
The number of shares outstanding for AIF has been increased compared to 5 years ago.
AIF has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.32 indicates that AIF is not in any danger for bankruptcy at the moment.
The Altman-Z score of AIF (4.32) is better than 81.25% of its industry peers.
AIF has a debt to FCF ratio of 2.75. This is a good value and a sign of high solvency as AIF would need 2.75 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 2.75, AIF belongs to the best of the industry, outperforming 96.88% of the companies in the same industry.
AIF has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.23, AIF belongs to the best of the industry, outperforming 81.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 4.32 |
ROIC/WACC0.34
WACC7.18%
2.3 Liquidity
A Current Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
With an excellent Current ratio value of 2.70, AIF belongs to the best of the industry, outperforming 81.25% of the companies in the same industry.
AIF has a Quick Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of AIF (2.70) is better than 81.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
AIF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 34.27%, which is quite impressive.
The Earnings Per Share has been growing slightly by 4.22% on average over the past years.
The Revenue for AIF has decreased by -27.10% in the past year. This is quite bad
AIF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.23% yearly.
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
AIF is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.24% yearly.
The Revenue is expected to decrease by -3.17% on average over the next years.
EPS Next Y-8.78%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
EPS Next 5YN/A
Revenue Next Year-20.46%
Revenue Next 2Y-7.64%
Revenue Next 3Y-3.17%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
AIF is valuated quite expensively with a Price/Earnings ratio of 29.21.
AIF's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of AIF to the average of the S&P500 Index (26.61), we can say AIF is valued inline with the index average.
Based on the Price/Forward Earnings ratio of 24.04, the valuation of AIF can be described as rather expensive.
78.13% of the companies in the same industry are more expensive than AIF, based on the Price/Forward Earnings ratio.
AIF's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.01.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.21 | ||
| Fwd PE | 24.04 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AIF is on the same level as its industry peers.
The rest of the industry has a similar Price/Free Cash Flow ratio as AIF.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.72 | ||
| EV/EBITDA | 22.75 |
4.3 Compensation for Growth
A more expensive valuation may be justified as AIF's earnings are expected to grow with 13.24% in the coming years.
PEG (NY)N/A
PEG (5Y)6.92
EPS Next 2Y13.22%
EPS Next 3Y13.24%
5. Dividend
5.1 Amount
AIF has a Yearly Dividend Yield of 1.09%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.53, AIF has a dividend in line with its industry peers.
With a Dividend Yield of 1.09, AIF pays less dividend than the S&P500 average, which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has paid a dividend for at least 10 years, which is a reliable track record.
AIF has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
AIF pays out 6.16% of its income as dividend. This is a sustainable payout ratio.
AIF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP6.16%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
TSX:AIF (12/22/2025, 7:00:00 PM)
56.09
+0.55 (+0.99%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners43.65%
Inst Owner ChangeN/A
Ins Owners4.49%
Ins Owner ChangeN/A
Market Cap2.43B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target61.33 (9.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)12.84%
Min EPS beat(2)-15.77%
Max EPS beat(2)41.44%
EPS beat(4)3
Avg EPS beat(4)40.48%
Min EPS beat(4)-15.77%
Max EPS beat(4)136.18%
EPS beat(8)4
Avg EPS beat(8)13.58%
EPS beat(12)5
Avg EPS beat(12)5.48%
EPS beat(16)7
Avg EPS beat(16)5.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)-7.5%
PT rev (3m)-6.47%
EPS NQ rev (1m)-2.4%
EPS NQ rev (3m)-13.96%
EPS NY rev (1m)-2.52%
EPS NY rev (3m)-4.51%
Revenue NQ rev (1m)-1.26%
Revenue NQ rev (3m)-5.05%
Revenue NY rev (1m)-1.38%
Revenue NY rev (3m)-1.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.21 | ||
| Fwd PE | 24.04 | ||
| P/S | 4.58 | ||
| P/FCF | 33.72 | ||
| P/OCF | 32.03 | ||
| P/B | 2.93 | ||
| P/tB | 10.67 | ||
| EV/EBITDA | 22.75 |
EPS(TTM)1.92
EY3.42%
EPS(NY)2.33
Fwd EY4.16%
FCF(TTM)1.66
FCFY2.97%
OCF(TTM)1.75
OCFY3.12%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)6.92
Graham Number28.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 4.32 |
F-Score7
WACC7.18%
ROIC/WACC0.34
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
EPS Next Y-8.78%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-20.46%
Revenue Next 2Y-7.64%
Revenue Next 3Y-3.17%
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year39.56%
EBIT Next 3Y27.94%
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 2 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.