ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - TSX:AIF - CA02215R1073 - Common Stock
54.1 CAD
+1.62 (+3.09%)
AIF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 33 industry peers in the Real Estate Management & Development industry. While AIF has a great health rating, its profitability is only average at the moment. AIF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year AIF was profitable.
In the past year AIF had a positive cash flow from operations.
AIF had positive earnings in 4 of the past 5 years.
In the past 5 years AIF always reported a positive cash flow from operatings.
1.2 Ratios
AIF has a better Return On Assets (31.26%) than 100.00% of its industry peers.
AIF's Return On Equity of 47.78% is amongst the best of the industry. AIF outperforms 100.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.43%, AIF is in line with its industry, outperforming 45.45% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for AIF is significantly below the industry average of 10.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
Looking at the Profit Margin, with a value of 74.81%, AIF belongs to the top of the industry, outperforming 93.94% of the companies in the same industry.
In the last couple of years the Profit Margin of AIF has declined.
The Operating Margin of AIF (10.63%) is worse than 63.64% of its industry peers.
In the last couple of years the Operating Margin of AIF has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AIF is destroying value.
The number of shares outstanding for AIF has been increased compared to 1 year ago.
AIF has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AIF has been reduced compared to a year ago.
2.2 Solvency
AIF has an Altman-Z score of 4.10. This indicates that AIF is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 4.10, AIF belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
AIF has a debt to FCF ratio of 2.75. This is a good value and a sign of high solvency as AIF would need 2.75 years to pay back of all of its debts.
AIF's Debt to FCF ratio of 2.75 is amongst the best of the industry. AIF outperforms 93.94% of its industry peers.
AIF has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
AIF has a better Debt to Equity ratio (0.23) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 4.1 |
ROIC/WACC0.34
WACC7.2%
2.3 Liquidity
A Current Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.70, AIF belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
AIF has a Quick Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.70, AIF belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
AIF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.30%, which is quite good.
AIF shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.22% yearly.
The Revenue for AIF has decreased by -27.10% in the past year. This is quite bad
Measured over the past years, AIF shows a decrease in Revenue. The Revenue has been decreasing by -0.23% on average per year.
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
AIF is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.50% yearly.
AIF is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.28% yearly.
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 29.73, which means the current valuation is very expensive for AIF.
Compared to the rest of the industry, the Price/Earnings ratio of AIF is on the same level as its industry peers.
AIF's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.45.
Based on the Price/Forward Earnings ratio of 22.67, the valuation of AIF can be described as rather expensive.
Based on the Price/Forward Earnings ratio, AIF is valued a bit cheaper than 78.79% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of AIF to the average of the S&P500 Index (34.46), we can say AIF is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.73 | ||
| Fwd PE | 22.67 |
4.2 Price Multiples
AIF's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. AIF is cheaper than 63.64% of the companies in the same industry.
AIF's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.52 | ||
| EV/EBITDA | 21.15 |
4.3 Compensation for Growth
AIF's earnings are expected to grow with 14.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)7.04
EPS Next 2Y14.5%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AIF has a Yearly Dividend Yield of 1.20%. Purely for dividend investing, there may be better candidates out there.
AIF's Dividend Yield is comparable with the industry average which is at 3.40.
With a Dividend Yield of 1.20, AIF pays less dividend than the S&P500 average, which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.2% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has paid a dividend for at least 10 years, which is a reliable track record.
AIF has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
6.16% of the earnings are spent on dividend by AIF. This is a low number and sustainable payout ratio.
The dividend of AIF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP6.16%
EPS Next 2Y14.5%
EPS Next 3YN/A
TSX:AIF (11/21/2025, 7:00:00 PM)
54.1
+1.62 (+3.09%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners48.39%
Inst Owner ChangeN/A
Ins Owners4.45%
Ins Owner ChangeN/A
Market Cap2.34B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target66.3 (22.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.2% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)1.11%
PT rev (3m)9.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.83%
EPS NY rev (1m)-4.89%
EPS NY rev (3m)9.09%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.73 | ||
| Fwd PE | 22.67 | ||
| P/S | 4.42 | ||
| P/FCF | 32.52 | ||
| P/OCF | 30.89 | ||
| P/B | 2.82 | ||
| P/tB | 10.29 | ||
| EV/EBITDA | 21.15 |
EPS(TTM)1.82
EY3.36%
EPS(NY)2.39
Fwd EY4.41%
FCF(TTM)1.66
FCFY3.08%
OCF(TTM)1.75
OCFY3.24%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)7.04
Graham Number28.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 4.1 |
F-Score7
WACC7.2%
ROIC/WACC0.34
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year47.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.