ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - TSX:AIF - CA02215R1073 - Common Stock
56.1 CAD
-0.44 (-0.78%)
Taking everything into account, AIF scores 5 out of 10 in our fundamental rating. AIF was compared to 30 industry peers in the Real Estate Management & Development industry. AIF has an excellent financial health rating, but there are some minor concerns on its profitability. AIF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year AIF was profitable.
In the past year AIF had a positive cash flow from operations.
AIF had positive earnings in 4 of the past 5 years.
In the past 5 years AIF always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of AIF (31.87%) is better than 100.00% of its industry peers.
With an excellent Return On Equity value of 48.71%, AIF belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
AIF's Return On Invested Capital of 2.27% is on the low side compared to the rest of the industry. AIF is outperformed by 70.00% of its industry peers.
AIF had an Average Return On Invested Capital over the past 3 years of 2.56%. This is significantly below the industry average of 11.13%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.87% | ||
| ROE | 48.71% | ||
| ROIC | 2.27% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
The Profit Margin of AIF (75.46%) is better than 93.33% of its industry peers.
AIF's Profit Margin has declined in the last couple of years.
AIF has a worse Operating Margin (9.86%) than 66.67% of its industry peers.
AIF's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.86% | ||
| PM (TTM) | 75.46% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AIF is destroying value.
The number of shares outstanding for AIF has been increased compared to 1 year ago.
AIF has more shares outstanding than it did 5 years ago.
AIF has a better debt/assets ratio than last year.
2.2 Solvency
AIF has an Altman-Z score of 4.38. This indicates that AIF is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 4.38, AIF belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
AIF has a debt to FCF ratio of 3.03. This is a good value and a sign of high solvency as AIF would need 3.03 years to pay back of all of its debts.
The Debt to FCF ratio of AIF (3.03) is better than 90.00% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that AIF is not too dependend on debt financing.
AIF's Debt to Equity ratio of 0.23 is amongst the best of the industry. AIF outperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 3.03 | ||
| Altman-Z | 4.38 |
ROIC/WACC0.31
WACC7.22%
2.3 Liquidity
AIF has a Current Ratio of 2.66. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
AIF has a Current ratio of 2.66. This is amongst the best in the industry. AIF outperforms 83.33% of its industry peers.
AIF has a Quick Ratio of 2.66. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of AIF (2.66) is better than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.66 | ||
| Quick Ratio | 2.66 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.19% over the past year.
AIF shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.22% yearly.
AIF shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -33.01%.
The Revenue has been decreasing by -0.23% on average over the past years.
EPS 1Y (TTM)10.19%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%11.11%
Revenue 1Y (TTM)-33.01%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%-36.41%
3.2 Future
Based on estimates for the next years, AIF will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.89% on average per year.
The Revenue is expected to decrease by -6.28% on average over the next years.
EPS Next Y-1.62%
EPS Next 2Y14.89%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 32.43, AIF can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as AIF.
The average S&P500 Price/Earnings ratio is at 26.13. AIF is valued slightly more expensive when compared to this.
AIF is valuated rather expensively with a Price/Forward Earnings ratio of 23.35.
Based on the Price/Forward Earnings ratio, AIF is valued a bit cheaper than the industry average as 76.67% of the companies are valued more expensively.
AIF's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.43 | ||
| Fwd PE | 23.35 |
4.2 Price Multiples
AIF's Enterprise Value to EBITDA ratio is in line with the industry average.
The rest of the industry has a similar Price/Free Cash Flow ratio as AIF.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 36.7 | ||
| EV/EBITDA | 23.82 |
4.3 Compensation for Growth
A more expensive valuation may be justified as AIF's earnings are expected to grow with 14.89% in the coming years.
PEG (NY)N/A
PEG (5Y)7.68
EPS Next 2Y14.89%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AIF has a Yearly Dividend Yield of 1.06%.
Compared to an average industry Dividend Yield of 3.32, AIF has a dividend in line with its industry peers.
With a Dividend Yield of 1.06, AIF pays less dividend than the S&P500 average, which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.06% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has paid a dividend for at least 10 years, which is a reliable track record.
AIF has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
6.27% of the earnings are spent on dividend by AIF. This is a low number and sustainable payout ratio.
AIF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP6.27%
EPS Next 2Y14.89%
EPS Next 3YN/A
TSX:AIF (11/5/2025, 7:00:00 PM)
56.1
-0.44 (-0.78%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners48.39%
Inst Owner ChangeN/A
Ins Owners4.45%
Ins Owner ChangeN/A
Market Cap2.43B
Revenue(TTM)524.54M
Net Income(TTM)395.84M
Analysts70.91
Price Target66.3 (18.18%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.06% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.27%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.75%
Min EPS beat(2)0.06%
Max EPS beat(2)41.44%
EPS beat(4)3
Avg EPS beat(4)37.74%
Min EPS beat(4)-26.71%
Max EPS beat(4)136.18%
EPS beat(8)4
Avg EPS beat(8)11.53%
EPS beat(12)5
Avg EPS beat(12)6.29%
EPS beat(16)8
Avg EPS beat(16)7.25%
Revenue beat(2)0
Avg Revenue beat(2)-1.69%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-0.42%
Revenue beat(4)0
Avg Revenue beat(4)-1.68%
Min Revenue beat(4)-3.03%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.85%
Revenue beat(12)3
Avg Revenue beat(12)-1.23%
Revenue beat(16)6
Avg Revenue beat(16)-0.65%
PT rev (1m)1.11%
PT rev (3m)9.37%
EPS NQ rev (1m)-3.32%
EPS NQ rev (3m)-4.96%
EPS NY rev (1m)0%
EPS NY rev (3m)14.7%
Revenue NQ rev (1m)-0.15%
Revenue NQ rev (3m)-3.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.43 | ||
| Fwd PE | 23.35 | ||
| P/S | 4.62 | ||
| P/FCF | 36.7 | ||
| P/OCF | 33.91 | ||
| P/B | 2.98 | ||
| P/tB | 11.35 | ||
| EV/EBITDA | 23.82 |
EPS(TTM)1.73
EY3.08%
EPS(NY)2.4
Fwd EY4.28%
FCF(TTM)1.53
FCFY2.72%
OCF(TTM)1.65
OCFY2.95%
SpS12.13
BVpS18.8
TBVpS4.94
PEG (NY)N/A
PEG (5Y)7.68
Graham Number27.05
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.87% | ||
| ROE | 48.71% | ||
| ROCE | 4.96% | ||
| ROIC | 2.27% | ||
| ROICexc | 3.59% | ||
| ROICexgc | 39.06% | ||
| OM | 9.86% | ||
| PM (TTM) | 75.46% | ||
| GM | N/A | ||
| FCFM | 12.6% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 3.03 | ||
| Debt/EBITDA | 2.01 | ||
| Cap/Depr | 12.82% | ||
| Cap/Sales | 1.04% | ||
| Interest Coverage | 1.57 | ||
| Cash Conversion | 75.96% | ||
| Profit Quality | 16.7% | ||
| Current Ratio | 2.66 | ||
| Quick Ratio | 2.66 | ||
| Altman-Z | 4.38 |
F-Score7
WACC7.22%
ROIC/WACC0.31
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.19%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%11.11%
EPS Next Y-1.62%
EPS Next 2Y14.89%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-33.01%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%-36.41%
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-24.14%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year47.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y211.33%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y68.93%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 2 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.27%.