ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - TSX:AIF - CA02215R1073 - Common Stock
52.48 CAD
+2.68 (+5.38%)
AIF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 33 industry peers in the Real Estate Management & Development industry. While AIF has a great health rating, its profitability is only average at the moment. AIF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
AIF had positive earnings in the past year.
AIF had a positive operating cash flow in the past year.
Of the past 5 years AIF 4 years were profitable.
Each year in the past 5 years AIF had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 31.26%, AIF belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 47.78%, AIF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
AIF has a Return On Invested Capital (2.43%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for AIF is significantly below the industry average of 10.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
AIF's Profit Margin of 74.81% is amongst the best of the industry. AIF outperforms 93.94% of its industry peers.
In the last couple of years the Profit Margin of AIF has declined.
AIF has a Operating Margin of 10.63%. This is in the lower half of the industry: AIF underperforms 63.64% of its industry peers.
In the last couple of years the Operating Margin of AIF has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AIF is destroying value.
AIF has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AIF has been increased compared to 5 years ago.
The debt/assets ratio for AIF has been reduced compared to a year ago.
2.2 Solvency
AIF has an Altman-Z score of 3.94. This indicates that AIF is financially healthy and has little risk of bankruptcy at the moment.
AIF has a Altman-Z score of 3.94. This is amongst the best in the industry. AIF outperforms 81.82% of its industry peers.
The Debt to FCF ratio of AIF is 2.75, which is a good value as it means it would take AIF, 2.75 years of fcf income to pay off all of its debts.
AIF's Debt to FCF ratio of 2.75 is amongst the best of the industry. AIF outperforms 93.94% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that AIF is not too dependend on debt financing.
AIF has a better Debt to Equity ratio (0.23) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 3.94 |
ROIC/WACC0.34
WACC7.18%
2.3 Liquidity
A Current Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
With an excellent Current ratio value of 2.70, AIF belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
AIF has a Quick Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
AIF has a Quick ratio of 2.70. This is amongst the best in the industry. AIF outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.30% over the past year.
The Earnings Per Share has been growing slightly by 4.22% on average over the past years.
The Revenue for AIF has decreased by -27.10% in the past year. This is quite bad
AIF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.23% yearly.
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
Based on estimates for the next years, AIF will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.50% on average per year.
Based on estimates for the next years, AIF will show a decrease in Revenue. The Revenue will decrease by -6.28% on average per year.
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
AIF is valuated quite expensively with a Price/Earnings ratio of 28.84.
Compared to the rest of the industry, the Price/Earnings ratio of AIF is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 25.07, AIF is valued at the same level.
With a Price/Forward Earnings ratio of 21.99, AIF is valued on the expensive side.
AIF's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AIF is cheaper than 78.79% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of AIF to the average of the S&P500 Index (34.08), we can say AIF is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.84 | ||
| Fwd PE | 21.99 |
4.2 Price Multiples
AIF's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. AIF is cheaper than 72.73% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as AIF.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 31.55 | ||
| EV/EBITDA | 19.96 |
4.3 Compensation for Growth
A more expensive valuation may be justified as AIF's earnings are expected to grow with 14.50% in the coming years.
PEG (NY)N/A
PEG (5Y)6.83
EPS Next 2Y14.5%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.20%, AIF has a reasonable but not impressive dividend return.
AIF's Dividend Yield is comparable with the industry average which is at 3.40.
With a Dividend Yield of 1.20, AIF pays less dividend than the S&P500 average, which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.2% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has been paying a dividend for at least 10 years, so it has a reliable track record.
AIF has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
6.16% of the earnings are spent on dividend by AIF. This is a low number and sustainable payout ratio.
AIF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP6.16%
EPS Next 2Y14.5%
EPS Next 3YN/A
TSX:AIF (11/20/2025, 7:00:00 PM)
52.48
+2.68 (+5.38%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners48.39%
Inst Owner ChangeN/A
Ins Owners4.45%
Ins Owner ChangeN/A
Market Cap2.27B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target66.3 (26.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.2% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)1.11%
PT rev (3m)9.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.83%
EPS NY rev (1m)-4.89%
EPS NY rev (3m)9.09%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.84 | ||
| Fwd PE | 21.99 | ||
| P/S | 4.29 | ||
| P/FCF | 31.55 | ||
| P/OCF | 29.96 | ||
| P/B | 2.74 | ||
| P/tB | 9.98 | ||
| EV/EBITDA | 19.96 |
EPS(TTM)1.82
EY3.47%
EPS(NY)2.39
Fwd EY4.55%
FCF(TTM)1.66
FCFY3.17%
OCF(TTM)1.75
OCFY3.34%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)6.83
Graham Number28.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 3.94 |
F-Score7
WACC7.18%
ROIC/WACC0.34
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year47.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.