ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AIF - CA02215R1073 - Common Stock
54.1 CAD
+1.62 (+3.09%)
AIF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 33 industry peers in the Real Estate Management & Development industry. While AIF has a great health rating, its profitability is only average at the moment. AIF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
AIF had positive earnings in the past year.
In the past year AIF had a positive cash flow from operations.
AIF had positive earnings in 4 of the past 5 years.
In the past 5 years AIF always reported a positive cash flow from operatings.
1.2 Ratios
AIF has a better Return On Assets (31.26%) than 100.00% of its industry peers.
Looking at the Return On Equity, with a value of 47.78%, AIF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
The Return On Invested Capital of AIF (2.43%) is comparable to the rest of the industry.
AIF had an Average Return On Invested Capital over the past 3 years of 2.56%. This is significantly below the industry average of 10.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
AIF has a better Profit Margin (74.81%) than 93.94% of its industry peers.
In the last couple of years the Profit Margin of AIF has declined.
AIF has a Operating Margin of 10.63%. This is in the lower half of the industry: AIF underperforms 63.64% of its industry peers.
AIF's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AIF is destroying value.
AIF has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AIF has more shares outstanding
AIF has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.10 indicates that AIF is not in any danger for bankruptcy at the moment.
AIF has a Altman-Z score of 4.10. This is amongst the best in the industry. AIF outperforms 81.82% of its industry peers.
AIF has a debt to FCF ratio of 2.75. This is a good value and a sign of high solvency as AIF would need 2.75 years to pay back of all of its debts.
The Debt to FCF ratio of AIF (2.75) is better than 93.94% of its industry peers.
AIF has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.23, AIF belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 4.1 |
ROIC/WACC0.34
WACC7.2%
2.3 Liquidity
AIF has a Current Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
AIF's Current ratio of 2.70 is amongst the best of the industry. AIF outperforms 81.82% of its industry peers.
A Quick Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 2.70, AIF belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.30% over the past year.
Measured over the past 5 years, AIF shows a small growth in Earnings Per Share. The EPS has been growing by 4.22% on average per year.
The Revenue for AIF has decreased by -27.10% in the past year. This is quite bad
AIF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.23% yearly.
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
AIF is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.50% yearly.
AIF is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.28% yearly.
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
AIF is valuated quite expensively with a Price/Earnings ratio of 29.73.
Compared to the rest of the industry, the Price/Earnings ratio of AIF is on the same level as its industry peers.
AIF's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.45.
With a Price/Forward Earnings ratio of 22.67, AIF is valued on the expensive side.
Based on the Price/Forward Earnings ratio, AIF is valued a bit cheaper than 78.79% of the companies in the same industry.
AIF is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 34.46, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.73 | ||
| Fwd PE | 22.67 |
4.2 Price Multiples
63.64% of the companies in the same industry are more expensive than AIF, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AIF is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.52 | ||
| EV/EBITDA | 21.15 |
4.3 Compensation for Growth
AIF's earnings are expected to grow with 14.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)7.04
EPS Next 2Y14.5%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.14%, AIF has a reasonable but not impressive dividend return.
AIF's Dividend Yield is comparable with the industry average which is at 3.41.
Compared to an average S&P500 Dividend Yield of 2.42, AIF's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has been paying a dividend for at least 10 years, so it has a reliable track record.
AIF has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
6.16% of the earnings are spent on dividend by AIF. This is a low number and sustainable payout ratio.
AIF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP6.16%
EPS Next 2Y14.5%
EPS Next 3YN/A
TSX:AIF (11/21/2025, 7:00:00 PM)
54.1
+1.62 (+3.09%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners48.39%
Inst Owner ChangeN/A
Ins Owners4.45%
Ins Owner ChangeN/A
Market Cap2.34B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target59.93 (10.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)1.11%
PT rev (3m)9.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.83%
EPS NY rev (1m)-4.89%
EPS NY rev (3m)9.09%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.73 | ||
| Fwd PE | 22.67 | ||
| P/S | 4.42 | ||
| P/FCF | 32.52 | ||
| P/OCF | 30.89 | ||
| P/B | 2.82 | ||
| P/tB | 10.29 | ||
| EV/EBITDA | 21.15 |
EPS(TTM)1.82
EY3.36%
EPS(NY)2.39
Fwd EY4.41%
FCF(TTM)1.66
FCFY3.08%
OCF(TTM)1.75
OCFY3.24%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)7.04
Graham Number28.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 4.1 |
F-Score7
WACC7.2%
ROIC/WACC0.34
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year47.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.