ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AIF - CA02215R1073 - Common Stock
54.09 CAD
-0.12 (-0.22%)
We assign a fundamental rating of 5 out of 10 to AIF. AIF was compared to 33 industry peers in the Real Estate Management & Development industry. AIF has an excellent financial health rating, but there are some minor concerns on its profitability. AIF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
AIF had positive earnings in the past year.
In the past year AIF had a positive cash flow from operations.
Of the past 5 years AIF 4 years were profitable.
In the past 5 years AIF always reported a positive cash flow from operatings.
1.2 Ratios
AIF's Return On Assets of 31.26% is amongst the best of the industry. AIF outperforms 100.00% of its industry peers.
AIF has a better Return On Equity (47.78%) than 100.00% of its industry peers.
AIF has a Return On Invested Capital (2.43%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for AIF is significantly below the industry average of 10.79%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
AIF has a better Profit Margin (74.81%) than 93.94% of its industry peers.
AIF's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 10.63%, AIF is not doing good in the industry: 63.64% of the companies in the same industry are doing better.
AIF's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
AIF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for AIF has been increased compared to 1 year ago.
The number of shares outstanding for AIF has been increased compared to 5 years ago.
AIF has a better debt/assets ratio than last year.
2.2 Solvency
AIF has an Altman-Z score of 4.20. This indicates that AIF is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of AIF (4.20) is better than 81.82% of its industry peers.
The Debt to FCF ratio of AIF is 2.75, which is a good value as it means it would take AIF, 2.75 years of fcf income to pay off all of its debts.
AIF has a Debt to FCF ratio of 2.75. This is amongst the best in the industry. AIF outperforms 93.94% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that AIF is not too dependend on debt financing.
AIF has a Debt to Equity ratio of 0.23. This is amongst the best in the industry. AIF outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 4.2 |
ROIC/WACC0.34
WACC7.12%
2.3 Liquidity
A Current Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
AIF has a Current ratio of 2.70. This is amongst the best in the industry. AIF outperforms 81.82% of its industry peers.
AIF has a Quick Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
AIF's Quick ratio of 2.70 is amongst the best of the industry. AIF outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 34.27% over the past year.
The Earnings Per Share has been growing slightly by 4.22% on average over the past years.
The Revenue for AIF has decreased by -27.10% in the past year. This is quite bad
AIF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.23% yearly.
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
AIF is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.50% yearly.
Based on estimates for the next years, AIF will show a decrease in Revenue. The Revenue will decrease by -6.28% on average per year.
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 28.17, the valuation of AIF can be described as expensive.
AIF's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 25.98. AIF is around the same levels.
Based on the Price/Forward Earnings ratio of 22.67, the valuation of AIF can be described as rather expensive.
Based on the Price/Forward Earnings ratio, AIF is valued a bit cheaper than 78.79% of the companies in the same industry.
AIF's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 35.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.17 | ||
| Fwd PE | 22.67 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AIF is valued a bit cheaper than the industry average as 60.61% of the companies are valued more expensively.
AIF's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.51 | ||
| EV/EBITDA | 21.86 |
4.3 Compensation for Growth
AIF's earnings are expected to grow with 14.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)6.67
EPS Next 2Y14.5%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.14%, AIF has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.46, AIF has a dividend in line with its industry peers.
With a Dividend Yield of 1.14, AIF pays less dividend than the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has been paying a dividend for at least 10 years, so it has a reliable track record.
AIF has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
AIF pays out 6.16% of its income as dividend. This is a sustainable payout ratio.
The dividend of AIF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP6.16%
EPS Next 2Y14.5%
EPS Next 3YN/A
TSX:AIF (11/25/2025, 7:00:00 PM)
54.09
-0.12 (-0.22%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners48.39%
Inst Owner ChangeN/A
Ins Owners4.45%
Ins Owner ChangeN/A
Market Cap2.34B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target59.93 (10.8%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)12.84%
Min EPS beat(2)-15.77%
Max EPS beat(2)41.44%
EPS beat(4)3
Avg EPS beat(4)40.48%
Min EPS beat(4)-15.77%
Max EPS beat(4)136.18%
EPS beat(8)4
Avg EPS beat(8)13.58%
EPS beat(12)5
Avg EPS beat(12)5.48%
EPS beat(16)7
Avg EPS beat(16)5.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)-8.61%
PT rev (3m)-8.61%
EPS NQ rev (1m)-11.85%
EPS NQ rev (3m)-6.71%
EPS NY rev (1m)-4.89%
EPS NY rev (3m)-2.04%
Revenue NQ rev (1m)-3.85%
Revenue NQ rev (3m)-4.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.17 | ||
| Fwd PE | 22.67 | ||
| P/S | 4.42 | ||
| P/FCF | 32.51 | ||
| P/OCF | 30.88 | ||
| P/B | 2.82 | ||
| P/tB | 10.29 | ||
| EV/EBITDA | 21.86 |
EPS(TTM)1.92
EY3.55%
EPS(NY)2.39
Fwd EY4.41%
FCF(TTM)1.66
FCFY3.08%
OCF(TTM)1.75
OCFY3.24%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)6.67
Graham Number28.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 4.2 |
F-Score7
WACC7.12%
ROIC/WACC0.34
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year47.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.