ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada • Toronto Stock Exchange • TSX:AIF • CA02215R1073
46.2 CAD
-0.79 (-1.68%)
Last: Jan 30, 2026, 07:00 PM
We assign a fundamental rating of 5 out of 10 to AIF. AIF was compared to 32 industry peers in the Real Estate Management & Development industry. AIF has an excellent financial health rating, but there are some minor concerns on its profitability. AIF has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- AIF had positive earnings in the past year.
- In the past year AIF had a positive cash flow from operations.
- Of the past 5 years AIF 4 years were profitable.
- Each year in the past 5 years AIF had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of AIF (31.26%) is better than 100.00% of its industry peers.
- AIF's Return On Equity of 47.78% is amongst the best of the industry. AIF outperforms 100.00% of its industry peers.
- AIF's Return On Invested Capital of 2.43% is in line compared to the rest of the industry. AIF outperforms 50.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AIF is significantly below the industry average of 10.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
- Looking at the Profit Margin, with a value of 74.81%, AIF belongs to the top of the industry, outperforming 93.75% of the companies in the same industry.
- In the last couple of years the Profit Margin of AIF has declined.
- AIF has a Operating Margin of 10.63%. This is comparable to the rest of the industry: AIF outperforms 40.63% of its industry peers.
- In the last couple of years the Operating Margin of AIF has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AIF is destroying value.
- AIF has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, AIF has more shares outstanding
- AIF has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.73 indicates that AIF is not in any danger for bankruptcy at the moment.
- AIF has a Altman-Z score of 3.73. This is in the better half of the industry: AIF outperforms 78.13% of its industry peers.
- AIF has a debt to FCF ratio of 2.75. This is a good value and a sign of high solvency as AIF would need 2.75 years to pay back of all of its debts.
- AIF has a better Debt to FCF ratio (2.75) than 96.88% of its industry peers.
- AIF has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.23, AIF is doing good in the industry, outperforming 78.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 3.73 |
ROIC/WACC0.34
WACC7.24%
2.3 Liquidity
- A Current Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 2.70, AIF belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
- A Quick Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 2.70, AIF belongs to the best of the industry, outperforming 81.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 34.27% over the past year.
- The Earnings Per Share has been growing slightly by 4.22% on average over the past years.
- The Revenue for AIF has decreased by -27.10% in the past year. This is quite bad
- The Revenue has been decreasing by -0.23% on average over the past years.
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
- Based on estimates for the next years, AIF will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.24% on average per year.
- The Revenue is expected to decrease by -3.17% on average over the next years.
EPS Next Y-8.64%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
EPS Next 5YN/A
Revenue Next Year-20.46%
Revenue Next 2Y-7.64%
Revenue Next 3Y-3.17%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 24.06, AIF is valued on the expensive side.
- AIF's Price/Earnings is on the same level as the industry average.
- When comparing the Price/Earnings ratio of AIF to the average of the S&P500 Index (28.32), we can say AIF is valued inline with the index average.
- With a Price/Forward Earnings ratio of 19.80, AIF is valued on the expensive side.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AIF indicates a rather cheap valuation: AIF is cheaper than 81.25% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. AIF is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.06 | ||
| Fwd PE | 19.8 |
4.2 Price Multiples
- 71.88% of the companies in the same industry are more expensive than AIF, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, AIF is valued a bit cheaper than 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.78 | ||
| EV/EBITDA | 18.37 |
4.3 Compensation for Growth
- AIF's earnings are expected to grow with 13.24% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)5.7
EPS Next 2Y13.22%
EPS Next 3Y13.24%
5. Dividend
5.1 Amount
- AIF has a Yearly Dividend Yield of 1.28%.
- Compared to an average industry Dividend Yield of 2.33, AIF has a dividend in line with its industry peers.
- Compared to the average S&P500 Dividend Yield of 1.83, AIF is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
5.2 History
- The dividend of AIF has a limited annual growth rate of 2.11%.
- AIF has been paying a dividend for at least 10 years, so it has a reliable track record.
- AIF has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
- AIF pays out 6.16% of its income as dividend. This is a sustainable payout ratio.
- AIF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP6.16%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status for AIF stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
What is the financial health of ALTUS GROUP LTD (AIF.CA) stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Can you provide the dividend sustainability for AIF stock?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.