ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AIF - CA02215R1073 - Common Stock
55.53 CAD
+0.22 (+0.4%)
Taking everything into account, AIF scores 5 out of 10 in our fundamental rating. AIF was compared to 33 industry peers in the Real Estate Management & Development industry. AIF is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. AIF is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
AIF had positive earnings in the past year.
AIF had a positive operating cash flow in the past year.
Of the past 5 years AIF 4 years were profitable.
Each year in the past 5 years AIF had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 31.26%, AIF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
AIF's Return On Equity of 47.78% is amongst the best of the industry. AIF outperforms 100.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.43%, AIF is in line with its industry, outperforming 45.45% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for AIF is significantly below the industry average of 10.35%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
AIF has a Profit Margin of 74.81%. This is amongst the best in the industry. AIF outperforms 90.91% of its industry peers.
In the last couple of years the Profit Margin of AIF has declined.
AIF has a worse Operating Margin (10.63%) than 63.64% of its industry peers.
AIF's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
AIF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for AIF has been increased compared to 1 year ago.
AIF has more shares outstanding than it did 5 years ago.
AIF has a better debt/assets ratio than last year.
2.2 Solvency
AIF has an Altman-Z score of 4.28. This indicates that AIF is financially healthy and has little risk of bankruptcy at the moment.
AIF has a better Altman-Z score (4.28) than 81.82% of its industry peers.
AIF has a debt to FCF ratio of 2.75. This is a good value and a sign of high solvency as AIF would need 2.75 years to pay back of all of its debts.
AIF's Debt to FCF ratio of 2.75 is amongst the best of the industry. AIF outperforms 96.97% of its industry peers.
AIF has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
AIF has a better Debt to Equity ratio (0.23) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 4.28 |
ROIC/WACC0.34
WACC7.13%
2.3 Liquidity
A Current Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
The Current ratio of AIF (2.70) is better than 81.82% of its industry peers.
AIF has a Quick Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of AIF (2.70) is better than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
AIF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 34.27%, which is quite impressive.
Measured over the past 5 years, AIF shows a small growth in Earnings Per Share. The EPS has been growing by 4.22% on average per year.
Looking at the last year, AIF shows a very negative growth in Revenue. The Revenue has decreased by -27.10% in the last year.
AIF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.23% yearly.
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
Based on estimates for the next years, AIF will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.24% on average per year.
Based on estimates for the next years, AIF will show a decrease in Revenue. The Revenue will decrease by -3.17% on average per year.
EPS Next Y-8.78%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
EPS Next 5YN/A
Revenue Next Year-20.46%
Revenue Next 2Y-7.64%
Revenue Next 3Y-3.17%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
AIF is valuated quite expensively with a Price/Earnings ratio of 28.92.
AIF's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of AIF to the average of the S&P500 Index (26.49), we can say AIF is valued inline with the index average.
With a Price/Forward Earnings ratio of 23.80, AIF is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AIF indicates a somewhat cheap valuation: AIF is cheaper than 78.79% of the companies listed in the same industry.
AIF's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.92 | ||
| Fwd PE | 23.8 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AIF is valued a bit cheaper than 60.61% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AIF is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.39 | ||
| EV/EBITDA | 22.5 |
4.3 Compensation for Growth
A more expensive valuation may be justified as AIF's earnings are expected to grow with 13.24% in the coming years.
PEG (NY)N/A
PEG (5Y)6.85
EPS Next 2Y13.22%
EPS Next 3Y13.24%
5. Dividend
5.1 Amount
AIF has a Yearly Dividend Yield of 1.08%.
AIF's Dividend Yield is comparable with the industry average which is at 3.42.
With a Dividend Yield of 1.08, AIF pays less dividend than the S&P500 average, which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.08% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has been paying a dividend for at least 10 years, so it has a reliable track record.
AIF has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
AIF pays out 6.16% of its income as dividend. This is a sustainable payout ratio.
AIF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP6.16%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
TSX:AIF (12/5/2025, 7:00:00 PM)
55.53
+0.22 (+0.4%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners43.65%
Inst Owner ChangeN/A
Ins Owners4.49%
Ins Owner ChangeN/A
Market Cap2.40B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target61.33 (10.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.08% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)12.84%
Min EPS beat(2)-15.77%
Max EPS beat(2)41.44%
EPS beat(4)3
Avg EPS beat(4)40.48%
Min EPS beat(4)-15.77%
Max EPS beat(4)136.18%
EPS beat(8)4
Avg EPS beat(8)13.58%
EPS beat(12)5
Avg EPS beat(12)5.48%
EPS beat(16)7
Avg EPS beat(16)5.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)-7.5%
PT rev (3m)-6.47%
EPS NQ rev (1m)-13.96%
EPS NQ rev (3m)-13.96%
EPS NY rev (1m)-2.52%
EPS NY rev (3m)-4.51%
Revenue NQ rev (1m)-5.05%
Revenue NQ rev (3m)-5.05%
Revenue NY rev (1m)-1.38%
Revenue NY rev (3m)-1.67%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.92 | ||
| Fwd PE | 23.8 | ||
| P/S | 4.54 | ||
| P/FCF | 33.39 | ||
| P/OCF | 31.71 | ||
| P/B | 2.9 | ||
| P/tB | 10.56 | ||
| EV/EBITDA | 22.5 |
EPS(TTM)1.92
EY3.46%
EPS(NY)2.33
Fwd EY4.2%
FCF(TTM)1.66
FCFY3%
OCF(TTM)1.75
OCFY3.15%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)6.85
Graham Number28.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 4.28 |
F-Score7
WACC7.13%
ROIC/WACC0.34
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
EPS Next Y-8.78%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-20.46%
Revenue Next 2Y-7.64%
Revenue Next 3Y-3.17%
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year39.56%
EBIT Next 3Y27.94%
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.