ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AIF - CA02215R1073 - Common Stock
53 CAD
+1 (+1.92%)
AIF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 33 industry peers in the Real Estate Management & Development industry. AIF is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. AIF is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- AIF had positive earnings in the past year.
- In the past year AIF had a positive cash flow from operations.
- AIF had positive earnings in 4 of the past 5 years.
- Each year in the past 5 years AIF had a positive operating cash flow.
1.2 Ratios
- AIF has a better Return On Assets (31.26%) than 100.00% of its industry peers.
- The Return On Equity of AIF (47.78%) is better than 100.00% of its industry peers.
- AIF has a Return On Invested Capital (2.43%) which is in line with its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AIF is significantly below the industry average of 10.36%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
- Looking at the Profit Margin, with a value of 74.81%, AIF belongs to the top of the industry, outperforming 93.94% of the companies in the same industry.
- In the last couple of years the Profit Margin of AIF has declined.
- AIF's Operating Margin of 10.63% is on the low side compared to the rest of the industry. AIF is outperformed by 63.64% of its industry peers.
- AIF's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AIF is destroying value.
- The number of shares outstanding for AIF has been increased compared to 1 year ago.
- Compared to 5 years ago, AIF has more shares outstanding
- Compared to 1 year ago, AIF has an improved debt to assets ratio.
2.2 Solvency
- AIF has an Altman-Z score of 4.13. This indicates that AIF is financially healthy and has little risk of bankruptcy at the moment.
- AIF has a better Altman-Z score (4.13) than 78.79% of its industry peers.
- The Debt to FCF ratio of AIF is 2.75, which is a good value as it means it would take AIF, 2.75 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of AIF (2.75) is better than 96.97% of its industry peers.
- A Debt/Equity ratio of 0.23 indicates that AIF is not too dependend on debt financing.
- The Debt to Equity ratio of AIF (0.23) is better than 78.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 4.13 |
ROIC/WACC0.33
WACC7.33%
2.3 Liquidity
- AIF has a Current Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
- The Current ratio of AIF (2.70) is better than 81.82% of its industry peers.
- AIF has a Quick Ratio of 2.70. This indicates that AIF is financially healthy and has no problem in meeting its short term obligations.
- The Quick ratio of AIF (2.70) is better than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
- AIF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 34.27%, which is quite impressive.
- AIF shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.22% yearly.
- AIF shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -27.10%.
- AIF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.23% yearly.
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
- The Earnings Per Share is expected to grow by 13.24% on average over the next years. This is quite good.
- AIF is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.17% yearly.
EPS Next Y-8.78%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
EPS Next 5YN/A
Revenue Next Year-20.46%
Revenue Next 2Y-7.64%
Revenue Next 3Y-3.17%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 27.60, which means the current valuation is very expensive for AIF.
- AIF's Price/Earnings ratio is in line with the industry average.
- AIF is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- AIF is valuated rather expensively with a Price/Forward Earnings ratio of 22.72.
- Based on the Price/Forward Earnings ratio, AIF is valued a bit cheaper than 78.79% of the companies in the same industry.
- AIF's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.6 | ||
| Fwd PE | 22.72 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AIF indicates a somewhat cheap valuation: AIF is cheaper than 69.70% of the companies listed in the same industry.
- AIF's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 31.87 | ||
| EV/EBITDA | 21.38 |
4.3 Compensation for Growth
- AIF's earnings are expected to grow with 13.24% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)6.54
EPS Next 2Y13.22%
EPS Next 3Y13.24%
5. Dividend
5.1 Amount
- AIF has a Yearly Dividend Yield of 1.11%. Purely for dividend investing, there may be better candidates out there.
- AIF's Dividend Yield is comparable with the industry average which is at 2.32.
- AIF's Dividend Yield is slightly below the S&P500 average, which is at 1.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.11% |
5.2 History
- The dividend of AIF has a limited annual growth rate of 2.11%.
- AIF has been paying a dividend for at least 10 years, so it has a reliable track record.
- AIF has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
- 6.16% of the earnings are spent on dividend by AIF. This is a low number and sustainable payout ratio.
- The dividend of AIF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP6.16%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
TSX:AIF (1/19/2026, 7:00:00 PM)
53
+1 (+1.92%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-18 2026-02-18
Inst Owners42.33%
Inst Owner ChangeN/A
Ins Owners4.49%
Ins Owner ChangeN/A
Market Cap2.29B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target61.84 (16.68%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.11% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)12.84%
Min EPS beat(2)-15.77%
Max EPS beat(2)41.44%
EPS beat(4)3
Avg EPS beat(4)40.48%
Min EPS beat(4)-15.77%
Max EPS beat(4)136.18%
EPS beat(8)4
Avg EPS beat(8)13.58%
EPS beat(12)5
Avg EPS beat(12)5.48%
EPS beat(16)7
Avg EPS beat(16)5.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)0.83%
PT rev (3m)-5.69%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.96%
EPS NY rev (1m)0%
EPS NY rev (3m)-7.28%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-5.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.6 | ||
| Fwd PE | 22.72 | ||
| P/S | 4.33 | ||
| P/FCF | 31.87 | ||
| P/OCF | 30.27 | ||
| P/B | 2.77 | ||
| P/tB | 10.08 | ||
| EV/EBITDA | 21.38 |
EPS(TTM)1.92
EY3.62%
EPS(NY)2.33
Fwd EY4.4%
FCF(TTM)1.66
FCFY3.14%
OCF(TTM)1.75
OCFY3.3%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)6.54
Graham Number28.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 4.13 |
F-Score7
WACC7.33%
ROIC/WACC0.33
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.27%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%100%
EPS Next Y-8.78%
EPS Next 2Y13.22%
EPS Next 3Y13.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-20.46%
Revenue Next 2Y-7.64%
Revenue Next 3Y-3.17%
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year39.56%
EBIT Next 3Y27.94%
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status for AIF stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
What is the financial health of ALTUS GROUP LTD (AIF.CA) stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Can you provide the dividend sustainability for AIF stock?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.