ALTUS GROUP LTD (AIF.CA) Stock Fundamental Analysis
Canada - TSX:AIF - CA02215R1073 - Common Stock
49.8 CAD
+0.31 (+0.63%)
We assign a fundamental rating of 5 out of 10 to AIF. AIF was compared to 33 industry peers in the Real Estate Management & Development industry. AIF is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. AIF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
AIF had positive earnings in the past year.
AIF had a positive operating cash flow in the past year.
Of the past 5 years AIF 4 years were profitable.
Each year in the past 5 years AIF had a positive operating cash flow.
1.2 Ratios
The Return On Assets of AIF (31.26%) is better than 100.00% of its industry peers.
AIF's Return On Equity of 47.78% is amongst the best of the industry. AIF outperforms 100.00% of its industry peers.
AIF has a Return On Invested Capital (2.43%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for AIF is significantly below the industry average of 10.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROIC | 2.43% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
1.3 Margins
AIF has a better Profit Margin (74.81%) than 93.94% of its industry peers.
AIF's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 10.63%, AIF is doing worse than 63.64% of the companies in the same industry.
AIF's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A |
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AIF is destroying value.
AIF has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AIF has more shares outstanding
Compared to 1 year ago, AIF has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.94 indicates that AIF is not in any danger for bankruptcy at the moment.
AIF has a better Altman-Z score (3.94) than 81.82% of its industry peers.
The Debt to FCF ratio of AIF is 2.75, which is a good value as it means it would take AIF, 2.75 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.75, AIF belongs to the top of the industry, outperforming 93.94% of the companies in the same industry.
A Debt/Equity ratio of 0.23 indicates that AIF is not too dependend on debt financing.
AIF's Debt to Equity ratio of 0.23 is amongst the best of the industry. AIF outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Altman-Z | 3.94 |
ROIC/WACC0.34
WACC7.15%
2.3 Liquidity
A Current Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
With an excellent Current ratio value of 2.70, AIF belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
A Quick Ratio of 2.70 indicates that AIF has no problem at all paying its short term obligations.
AIF's Quick ratio of 2.70 is amongst the best of the industry. AIF outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.30% over the past year.
The Earnings Per Share has been growing slightly by 4.22% on average over the past years.
Looking at the last year, AIF shows a very negative growth in Revenue. The Revenue has decreased by -27.10% in the last year.
AIF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.23% yearly.
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
3.2 Future
The Earnings Per Share is expected to grow by 14.50% on average over the next years. This is quite good.
AIF is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.28% yearly.
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 27.36, which means the current valuation is very expensive for AIF.
AIF's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 25.47. AIF is around the same levels.
The Price/Forward Earnings ratio is 20.87, which indicates a rather expensive current valuation of AIF.
78.79% of the companies in the same industry are more expensive than AIF, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 35.42. AIF is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.36 | ||
| Fwd PE | 20.87 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AIF is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AIF is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.94 | ||
| EV/EBITDA | 19.96 |
4.3 Compensation for Growth
A more expensive valuation may be justified as AIF's earnings are expected to grow with 14.50% in the coming years.
PEG (NY)N/A
PEG (5Y)6.48
EPS Next 2Y14.5%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AIF has a Yearly Dividend Yield of 1.20%. Purely for dividend investing, there may be better candidates out there.
AIF's Dividend Yield is comparable with the industry average which is at 3.40.
Compared to an average S&P500 Dividend Yield of 2.44, AIF's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.2% |
5.2 History
The dividend of AIF has a limited annual growth rate of 2.11%.
AIF has paid a dividend for at least 10 years, which is a reliable track record.
AIF has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.11%
Div Incr Years1
Div Non Decr Years12
5.3 Sustainability
AIF pays out 6.16% of its income as dividend. This is a sustainable payout ratio.
The dividend of AIF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP6.16%
EPS Next 2Y14.5%
EPS Next 3YN/A
TSX:AIF (11/19/2025, 7:00:00 PM)
49.8
+0.31 (+0.63%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners48.39%
Inst Owner ChangeN/A
Ins Owners4.45%
Ins Owner ChangeN/A
Market Cap2.15B
Revenue(TTM)529.43M
Net Income(TTM)396.09M
Analysts71.67
Price Target66.3 (33.13%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.2% |
Yearly Dividend0.54
Dividend Growth(5Y)2.11%
DP6.16%
Div Incr Years1
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.39%
Min Revenue beat(2)-2.95%
Max Revenue beat(2)-1.82%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-2.95%
Max Revenue beat(4)-0.31%
Revenue beat(8)1
Avg Revenue beat(8)-1.19%
Revenue beat(12)3
Avg Revenue beat(12)-1.04%
Revenue beat(16)5
Avg Revenue beat(16)-0.89%
PT rev (1m)1.11%
PT rev (3m)9.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.83%
EPS NY rev (1m)-4.89%
EPS NY rev (3m)9.09%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.36 | ||
| Fwd PE | 20.87 | ||
| P/S | 4.07 | ||
| P/FCF | 29.94 | ||
| P/OCF | 28.43 | ||
| P/B | 2.6 | ||
| P/tB | 9.47 | ||
| EV/EBITDA | 19.96 |
EPS(TTM)1.82
EY3.65%
EPS(NY)2.39
Fwd EY4.79%
FCF(TTM)1.66
FCFY3.34%
OCF(TTM)1.75
OCFY3.52%
SpS12.24
BVpS19.17
TBVpS5.26
PEG (NY)N/A
PEG (5Y)6.48
Graham Number28.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.26% | ||
| ROE | 47.78% | ||
| ROCE | 5.31% | ||
| ROIC | 2.43% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 47.64% | ||
| OM | 10.63% | ||
| PM (TTM) | 74.81% | ||
| GM | N/A | ||
| FCFM | 13.59% |
ROA(3y)0.62%
ROA(5y)1.38%
ROE(3y)1.24%
ROE(5y)2.73%
ROIC(3y)2.56%
ROIC(5y)2.85%
ROICexc(3y)2.66%
ROICexc(5y)3.06%
ROICexgc(3y)13.05%
ROICexgc(5y)13.13%
ROCE(3y)5.58%
ROCE(5y)6.23%
ROICexgc growth 3Y-25.98%
ROICexgc growth 5Y-37.87%
ROICexc growth 3Y-9.38%
ROICexc growth 5Y-19.48%
OM growth 3Y-2.7%
OM growth 5Y-3.36%
PM growth 3Y-14.33%
PM growth 5Y-5.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.75 | ||
| Debt/EBITDA | 1.92 | ||
| Cap/Depr | 9.21% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 1.83 | ||
| Cash Conversion | 77.66% | ||
| Profit Quality | 18.16% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 2.7 | ||
| Altman-Z | 3.94 |
F-Score7
WACC7.15%
ROIC/WACC0.34
Cap/Depr(3y)25.82%
Cap/Depr(5y)22.14%
Cap/Sales(3y)2.13%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.3%
EPS 3Y-1.42%
EPS 5Y4.22%
EPS Q2Q%17%
EPS Next Y-6.42%
EPS Next 2Y14.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-27.1%
Revenue growth 3Y-5.98%
Revenue growth 5Y-0.23%
Sales Q2Q%3.81%
Revenue Next Year-19.36%
Revenue Next 2Y-6.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-10.17%
EBIT growth 3Y-8.52%
EBIT growth 5Y-3.58%
EBIT Next Year47.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y89.41%
FCF growth 3Y16.63%
FCF growth 5Y9.28%
OCF growth 1Y39.72%
OCF growth 3Y12.38%
OCF growth 5Y8.8%
ALTUS GROUP LTD / AIF.CA FAQ
Can you provide the ChartMill fundamental rating for ALTUS GROUP LTD?
ChartMill assigns a fundamental rating of 5 / 10 to AIF.CA.
What is the valuation status of ALTUS GROUP LTD (AIF.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to ALTUS GROUP LTD (AIF.CA). This can be considered as Overvalued.
What is the profitability of AIF stock?
ALTUS GROUP LTD (AIF.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for AIF stock?
The financial health rating of ALTUS GROUP LTD (AIF.CA) is 8 / 10.
Is the dividend of ALTUS GROUP LTD sustainable?
The dividend rating of ALTUS GROUP LTD (AIF.CA) is 6 / 10 and the dividend payout ratio is 6.16%.