ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) Stock Price, Forecast & Analysis
Canada - Toronto Stock Exchange - TSX:AI-DB-G - CA04964GAJ90
100.5 CAD
-0.15 (-0.15%)
AI-DB-G gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 28 industry peers in the Financial Services industry. There are concerns on the financial health of AI-DB-G while its profitability can be described as average. AI-DB-G has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- AI-DB-G had positive earnings in the past year.
- AI-DB-G had a positive operating cash flow in the past year.
- Each year in the past 5 years AI-DB-G has been profitable.
- In the past 5 years AI-DB-G always reported a positive cash flow from operatings.
1.2 Ratios
- AI-DB-G has a better Return On Assets (5.54%) than 67.86% of its industry peers.
- Looking at the Return On Equity, with a value of 9.41%, AI-DB-G is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
- The Return On Invested Capital of AI-DB-G (6.08%) is better than 78.57% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AI-DB-G is in line with the industry average of 7.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROIC | 6.08% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
1.3 Margins
- With an excellent Profit Margin value of 57.12%, AI-DB-G belongs to the best of the industry, outperforming 89.29% of the companies in the same industry.
- AI-DB-G's Profit Margin has declined in the last couple of years.
- AI-DB-G has a Operating Margin of 81.49%. This is amongst the best in the industry. AI-DB-G outperforms 96.43% of its industry peers.
- In the last couple of years the Operating Margin of AI-DB-G has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A |
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- AI-DB-G has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for AI-DB-G has been increased compared to 5 years ago.
- AI-DB-G has a better debt/assets ratio than last year.
2.2 Solvency
- AI-DB-G has an Altman-Z score of 8.13. This indicates that AI-DB-G is financially healthy and has little risk of bankruptcy at the moment.
- AI-DB-G's Altman-Z score of 8.13 is fine compared to the rest of the industry. AI-DB-G outperforms 71.43% of its industry peers.
- The Debt to FCF ratio of AI-DB-G is 46.98, which is on the high side as it means it would take AI-DB-G, 46.98 years of fcf income to pay off all of its debts.
- AI-DB-G has a Debt to FCF ratio of 46.98. This is comparable to the rest of the industry: AI-DB-G outperforms 46.43% of its industry peers.
- AI-DB-G has a Debt/Equity ratio of 0.59. This is a neutral value indicating AI-DB-G is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.59, AI-DB-G is in the better half of the industry, outperforming 60.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Altman-Z | 8.13 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.00 indicates that AI-DB-G may have some problems paying its short term obligations.
- AI-DB-G's Current ratio of 0.00 is on the low side compared to the rest of the industry. AI-DB-G is outperformed by 89.29% of its industry peers.
- AI-DB-G has a Quick Ratio of 0.00. This is a bad value and indicates that AI-DB-G is not financially healthy enough and could expect problems in meeting its short term obligations.
- AI-DB-G has a worse Quick ratio (0.00) than 89.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. Growth
3.1 Past
- AI-DB-G shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.90%.
- AI-DB-G shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.81% yearly.
- Looking at the last year, AI-DB-G shows a very negative growth in Revenue. The Revenue has decreased by -13.66% in the last year.
- The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
3.2 Future
- Based on estimates for the next years, AI-DB-G will show a small growth in Earnings Per Share. The EPS will grow by 0.34% on average per year.
- The Revenue is expected to decrease by -6.94% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- AI-DB-G is valuated quite expensively with a Price/Earnings ratio of 97.57.
- AI-DB-G's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of AI-DB-G to the average of the S&P500 Index (27.32), we can say AI-DB-G is valued expensively.
- With a Price/Forward Earnings ratio of 96.61, AI-DB-G can be considered very expensive at the moment.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AI-DB-G is on the same level as its industry peers.
- When comparing the Price/Forward Earnings ratio of AI-DB-G to the average of the S&P500 Index (24.30), we can say AI-DB-G is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.57 | ||
| Fwd PE | 96.61 |
4.2 Price Multiples
- AI-DB-G's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AI-DB-G is more expensive than 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 622.56 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AI-DB-G has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.96
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
5. Dividend
5.1 Amount
- AI-DB-G has a Yearly Dividend Yield of 7.99%, which is a nice return.
- AI-DB-G's Dividend Yield is a higher than the industry average which is at 6.56.
- AI-DB-G's Dividend Yield is rather good when compared to the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.99% |
5.2 History
- The dividend of AI-DB-G has a limited annual growth rate of 3.99%.
- AI-DB-G is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- AI-DB-G pays out 88.11% of its income as dividend. This is not a sustainable payout ratio.
- AI-DB-G's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP88.11%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
TSX:AI-DB-G (1/21/2026, 7:00:00 PM)
100.5
-0.15 (-0.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-12 2025-11-12/amc
Earnings (Next)03-04 2026-03-04
Inst Owners1.9%
Inst Owner ChangeN/A
Ins Owners4.99%
Ins Owner ChangeN/A
Market Cap4.80B
Revenue(TTM)86.81M
Net Income(TTM)49.59M
Analysts84
Price Target114.65 (14.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.99% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)2
Avg EPS beat(4)3.29%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)1.74%
EPS beat(12)6
Avg EPS beat(12)-0.04%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.78%
PT rev (3m)2.34%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.57 | ||
| Fwd PE | 96.61 | ||
| P/S | 55.35 | ||
| P/FCF | 622.56 | ||
| P/OCF | 622.56 | ||
| P/B | 9.12 | ||
| P/tB | 9.12 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.03
EY1.02%
EPS(NY)1.04
Fwd EY1.04%
FCF(TTM)0.16
FCFY0.16%
OCF(TTM)0.16
OCFY0.16%
SpS1.82
BVpS11.02
TBVpS11.02
PEG (NY)N/A
PEG (5Y)53.96
Graham Number15.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROCE | 8.49% | ||
| ROIC | 6.08% | ||
| ROICexc | 6.08% | ||
| ROICexgc | 6.08% | ||
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A | ||
| FCFM | 8.89% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.5 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 15.56% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 8.13 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.86%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.05%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-90.05%
OCF growth 3Y0.12%
OCF growth 5Y7.25%
ATRIUM MORTGAGE INV CORP / AI-DB-G.CA FAQ
What does ATRIUM MORTGAGE INV CORP do?
Atrium Mortgage Investment Corp. engages in the provision of financing solutions in both the commercial and residential real estate sectors. The company is headquartered in Toronto, Ontario and currently employs 0 full-time employees. The company went IPO on 2012-09-04. The Company’s mortgages are secured by all types of residential, multi-residential and commercial real estate located in Canada. Its investment objectives are to provide its shareholders with stable and secure dividends and preserve shareholders’ equity by lending within conservative risk parameters. The company provides a range of lending, which includes land and development financing, construction and mezzanine financing, commercial term and bridge financing, and residential mortgages. The company invests in various categories of mortgages, such as house and apartment, low-rise residential, construction, high-rise residential, mid-rise residential, commercial and condominium corporations. The firm is managed by Canadian Mortgage Capital Corporation.
What is the current price of AI-DB-G stock?
The current stock price of AI-DB-G.CA is 100.5 CAD. The price decreased by -0.15% in the last trading session.
How is the ChartMill rating for ATRIUM MORTGAGE INV CORP?
AI-DB-G.CA has a ChartMill Technical rating of 5 out of 10 and a ChartMill Fundamental rating of 3 out of 10.
Where is ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) stock traded?
AI-DB-G.CA stock is listed on the Toronto Stock Exchange exchange.