ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) Fundamental Analysis & Valuation

TSX:AI-DB-G • CA04964GAJ90

Current stock price

100.68 CAD
+0.66 (+0.66%)
Last:

This AI-DB-G.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AI-DB-G.CA Profitability Analysis

1.1 Basic Checks

  • AI-DB-G had positive earnings in the past year.
  • In the past year AI-DB-G had a positive cash flow from operations.
  • Each year in the past 5 years AI-DB-G has been profitable.
  • In the past 5 years AI-DB-G always reported a positive cash flow from operatings.
AI-DB-G.CA Yearly Net Income VS EBIT VS OCF VS FCFAI-DB-G.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M

1.2 Ratios

  • With a decent Return On Assets value of 5.49%, AI-DB-G is doing good in the industry, outperforming 68.97% of the companies in the same industry.
  • AI-DB-G's Return On Equity of 9.34% is fine compared to the rest of the industry. AI-DB-G outperforms 75.86% of its industry peers.
  • AI-DB-G's Return On Invested Capital of 6.04% is fine compared to the rest of the industry. AI-DB-G outperforms 62.07% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for AI-DB-G is in line with the industry average of 7.70%.
Industry RankSector Rank
ROA 5.49%
ROE 9.34%
ROIC 6.04%
ROA(3y)5.63%
ROA(5y)5.52%
ROE(3y)9.76%
ROE(5y)9.58%
ROIC(3y)6.71%
ROIC(5y)6.19%
AI-DB-G.CA Yearly ROA, ROE, ROICAI-DB-G.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With an excellent Profit Margin value of 57.63%, AI-DB-G belongs to the best of the industry, outperforming 86.21% of the companies in the same industry.
  • AI-DB-G's Profit Margin has been stable in the last couple of years.
  • With an excellent Operating Margin value of 81.73%, AI-DB-G belongs to the best of the industry, outperforming 93.10% of the companies in the same industry.
  • In the last couple of years the Operating Margin of AI-DB-G has remained more or less at the same level.
Industry RankSector Rank
OM 81.73%
PM (TTM) 57.63%
GM N/A
OM growth 3Y-1.92%
OM growth 5Y0.13%
PM growth 3Y-0.85%
PM growth 5Y-0.89%
GM growth 3YN/A
GM growth 5YN/A
AI-DB-G.CA Yearly Profit, Operating, Gross MarginsAI-DB-G.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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2

2. AI-DB-G.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for AI-DB-G has been increased compared to 1 year ago.
  • The number of shares outstanding for AI-DB-G has been increased compared to 5 years ago.
  • AI-DB-G has a worse debt/assets ratio than last year.
AI-DB-G.CA Yearly Shares OutstandingAI-DB-G.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
AI-DB-G.CA Yearly Total Debt VS Total AssetsAI-DB-G.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • An Altman-Z score of 8.12 indicates that AI-DB-G is not in any danger for bankruptcy at the moment.
  • AI-DB-G's Altman-Z score of 8.12 is fine compared to the rest of the industry. AI-DB-G outperforms 79.31% of its industry peers.
  • AI-DB-G has a debt to FCF ratio of 20.51. This is a negative value and a sign of low solvency as AI-DB-G would need 20.51 years to pay back of all of its debts.
  • AI-DB-G has a Debt to FCF ratio of 20.51. This is comparable to the rest of the industry: AI-DB-G outperforms 55.17% of its industry peers.
  • A Debt/Equity ratio of 0.58 indicates that AI-DB-G is somewhat dependend on debt financing.
  • AI-DB-G has a Debt to Equity ratio (0.58) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.58
Debt/FCF 20.51
Altman-Z 8.12
ROIC/WACCN/A
WACCN/A
AI-DB-G.CA Yearly LT Debt VS Equity VS FCFAI-DB-G.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.3 Liquidity

  • AI-DB-G has a Current Ratio of 0.00. This is a bad value and indicates that AI-DB-G is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.00, AI-DB-G is doing worse than 93.10% of the companies in the same industry.
  • AI-DB-G has a Quick Ratio of 0.00. This is a bad value and indicates that AI-DB-G is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AI-DB-G has a Quick ratio of 0.00. This is amonst the worse of the industry: AI-DB-G underperforms 93.10% of its industry peers.
Industry RankSector Rank
Current Ratio 0
Quick Ratio 0
AI-DB-G.CA Yearly Current Assets VS Current LiabilitesAI-DB-G.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. AI-DB-G.CA Growth Analysis

3.1 Past

  • The earnings per share for AI-DB-G have decreased by -2.86% in the last year.
  • The Earnings Per Share has been growing slightly by 2.09% on average over the past years.
  • Looking at the last year, AI-DB-G shows a very negative growth in Revenue. The Revenue has decreased by -12.46% in the last year.
  • Measured over the past years, AI-DB-G shows a small growth in Revenue. The Revenue has been growing by 5.54% on average per year.
EPS 1Y (TTM)-2.86%
EPS 3Y-1.58%
EPS 5Y2.09%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-12.46%
Revenue growth 3Y2.8%
Revenue growth 5Y5.54%
Sales Q2Q%-7.38%

3.2 Future

  • Based on estimates for the next years, AI-DB-G will show a small growth in Earnings Per Share. The EPS will grow by 1.99% on average per year.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y1.49%
EPS Next 2Y1.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.73%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
AI-DB-G.CA Yearly Revenue VS EstimatesAI-DB-G.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M 80M 100M
AI-DB-G.CA Yearly EPS VS EstimatesAI-DB-G.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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2

4. AI-DB-G.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 98.71 indicates a quite expensive valuation of AI-DB-G.
  • The rest of the industry has a similar Price/Earnings ratio as AI-DB-G.
  • The average S&P500 Price/Earnings ratio is at 25.60. AI-DB-G is valued rather expensively when compared to this.
  • A Price/Forward Earnings ratio of 97.26 indicates a quite expensive valuation of AI-DB-G.
  • The rest of the industry has a similar Price/Forward Earnings ratio as AI-DB-G.
  • The average S&P500 Price/Forward Earnings ratio is at 22.84. AI-DB-G is valued rather expensively when compared to this.
Industry RankSector Rank
PE 98.71
Fwd PE 97.26
AI-DB-G.CA Price Earnings VS Forward Price EarningsAI-DB-G.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

  • AI-DB-G's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 278.16
EV/EBITDA N/A
AI-DB-G.CA Per share dataAI-DB-G.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • AI-DB-G has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)66.46
PEG (5Y)47.34
EPS Next 2Y1.99%
EPS Next 3YN/A

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5

5. AI-DB-G.CA Dividend Analysis

5.1 Amount

  • AI-DB-G has a Yearly Dividend Yield of 8.02%, which is a nice return.
  • Compared to an average industry Dividend Yield of 5.48, AI-DB-G pays a bit more dividend than its industry peers.
  • AI-DB-G's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 8.02%

5.2 History

  • The dividend of AI-DB-G has a limited annual growth rate of 0.16%.
  • AI-DB-G is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)0.16%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • AI-DB-G pays out 90.03% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of AI-DB-G is growing, but earnings are growing more, so the dividend growth is sustainable.
DP90.03%
EPS Next 2Y1.99%
EPS Next 3YN/A
AI-DB-G.CA Yearly Income VS Free CF VS DividendAI-DB-G.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
AI-DB-G.CA Dividend Payout.AI-DB-G.CA Dividend Payout, showing the Payout Ratio.AI-DB-G.CA Dividend Payout.PayoutRetained Earnings

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AI-DB-G.CA Fundamentals: All Metrics, Ratios and Statistics

ATRIUM MORTGAGE INV CORP

TSX:AI-DB-G (4/1/2026, 7:00:00 PM)

100.68

+0.66 (+0.66%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)05-11
Inst Owners2%
Inst Owner ChangeN/A
Ins Owners4.99%
Ins Owner ChangeN/A
Market Cap4.83B
Revenue(TTM)85.14M
Net Income(TTM)49.06M
Analysts84
Price Target115.8 (15.02%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.02%
Yearly Dividend0.93
Dividend Growth(5Y)0.16%
DP90.03%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.78%
Min EPS beat(2)-6.65%
Max EPS beat(2)-2.91%
EPS beat(4)1
Avg EPS beat(4)-0.81%
Min EPS beat(4)-6.65%
Max EPS beat(4)9.22%
EPS beat(8)4
Avg EPS beat(8)1.27%
EPS beat(12)6
Avg EPS beat(12)-0.48%
EPS beat(16)7
Avg EPS beat(16)-0.87%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-0.5%
EPS NY rev (3m)-0.5%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 98.71
Fwd PE 97.26
P/S 56.72
P/FCF 278.16
P/OCF 278.16
P/B 9.2
P/tB 9.2
EV/EBITDA N/A
EPS(TTM)1.02
EY1.01%
EPS(NY)1.04
Fwd EY1.03%
FCF(TTM)0.36
FCFY0.36%
OCF(TTM)0.36
OCFY0.36%
SpS1.77
BVpS10.95
TBVpS10.95
PEG (NY)66.46
PEG (5Y)47.34
Graham Number15.85
Profitability
Industry RankSector Rank
ROA 5.49%
ROE 9.34%
ROCE 8.4%
ROIC 6.04%
ROICexc 6.04%
ROICexgc 6.04%
OM 81.73%
PM (TTM) 57.63%
GM N/A
FCFM 20.39%
ROA(3y)5.63%
ROA(5y)5.52%
ROE(3y)9.76%
ROE(5y)9.58%
ROIC(3y)6.71%
ROIC(5y)6.19%
ROICexc(3y)6.71%
ROICexc(5y)6.19%
ROICexgc(3y)6.71%
ROICexgc(5y)6.19%
ROCE(3y)11.74%
ROCE(5y)10.05%
ROICexgc growth 3Y1.84%
ROICexgc growth 5Y3.5%
ROICexc growth 3Y1.84%
ROICexc growth 5Y3.5%
OM growth 3Y-1.92%
OM growth 5Y0.13%
PM growth 3Y-0.85%
PM growth 5Y-0.89%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 0.58
Debt/FCF 20.51
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 3.46
Cash Conversion N/A
Profit Quality 35.39%
Current Ratio 0
Quick Ratio 0
Altman-Z 8.12
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)109.31%
Profit Quality(5y)123.15%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.86%
EPS 3Y-1.58%
EPS 5Y2.09%
EPS Q2Q%-3.85%
EPS Next Y1.49%
EPS Next 2Y1.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-12.46%
Revenue growth 3Y2.8%
Revenue growth 5Y5.54%
Sales Q2Q%-7.38%
Revenue Next Year-0.73%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-5.75%
EBIT growth 3Y0.83%
EBIT growth 5Y5.67%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-74.51%
FCF growth 3Y-33.13%
FCF growth 5Y-21%
OCF growth 1Y-74.51%
OCF growth 3Y-33.13%
OCF growth 5Y-21%

ATRIUM MORTGAGE INV CORP / AI-DB-G.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to AI-DB-G.CA.


What is the valuation status for AI-DB-G stock?

ChartMill assigns a valuation rating of 2 / 10 to ATRIUM MORTGAGE INV CORP (AI-DB-G.CA). This can be considered as Overvalued.


What is the profitability of AI-DB-G stock?

ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) has a profitability rating of 6 / 10.


What is the earnings growth outlook for ATRIUM MORTGAGE INV CORP?

The Earnings per Share (EPS) of ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) is expected to grow by 1.49% in the next year.


Can you provide the dividend sustainability for AI-DB-G stock?

The dividend rating of ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) is 5 / 10 and the dividend payout ratio is 90.03%.