ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) Stock Price, Forecast & Analysis
Canada - Toronto Stock Exchange - TSX:AI-DB-G - CA04964GAJ90
100.52 CAD
-0.98 (-0.97%)
Overall AI-DB-G gets a fundamental rating of 3 out of 10. We evaluated AI-DB-G against 26 industry peers in the Financial Services industry. While AI-DB-G is still in line with the averages on profitability rating, there are concerns on its financial health. AI-DB-G does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
AI-DB-G had positive earnings in the past year.
In the past year AI-DB-G had a positive cash flow from operations.
AI-DB-G had positive earnings in each of the past 5 years.
AI-DB-G had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 5.54%, AI-DB-G is doing good in the industry, outperforming 73.08% of the companies in the same industry.
AI-DB-G has a Return On Equity of 9.41%. This is amongst the best in the industry. AI-DB-G outperforms 80.77% of its industry peers.
The Return On Invested Capital of AI-DB-G (6.08%) is better than 88.46% of its industry peers.
AI-DB-G had an Average Return On Invested Capital over the past 3 years of 6.60%. This is in line with the industry average of 5.21%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROIC | 6.08% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
1.3 Margins
Looking at the Profit Margin, with a value of 57.12%, AI-DB-G belongs to the top of the industry, outperforming 88.46% of the companies in the same industry.
In the last couple of years the Profit Margin of AI-DB-G has declined.
AI-DB-G has a better Operating Margin (81.49%) than 96.15% of its industry peers.
In the last couple of years the Operating Margin of AI-DB-G has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A |
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, AI-DB-G has more shares outstanding
AI-DB-G has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AI-DB-G has been reduced compared to a year ago.
2.2 Solvency
AI-DB-G has an Altman-Z score of 8.12. This indicates that AI-DB-G is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 8.12, AI-DB-G is in the better half of the industry, outperforming 65.38% of the companies in the same industry.
AI-DB-G has a debt to FCF ratio of 46.98. This is a negative value and a sign of low solvency as AI-DB-G would need 46.98 years to pay back of all of its debts.
AI-DB-G has a Debt to FCF ratio of 46.98. This is comparable to the rest of the industry: AI-DB-G outperforms 50.00% of its industry peers.
AI-DB-G has a Debt/Equity ratio of 0.59. This is a neutral value indicating AI-DB-G is somewhat dependend on debt financing.
The Debt to Equity ratio of AI-DB-G (0.59) is better than 65.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Altman-Z | 8.12 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AI-DB-G has a Current Ratio of 0.00. This is a bad value and indicates that AI-DB-G is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.00, AI-DB-G is not doing good in the industry: 88.46% of the companies in the same industry are doing better.
AI-DB-G has a Quick Ratio of 0.00. This is a bad value and indicates that AI-DB-G is not financially healthy enough and could expect problems in meeting its short term obligations.
AI-DB-G has a Quick ratio of 0.00. This is amonst the worse of the industry: AI-DB-G underperforms 88.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. Growth
3.1 Past
AI-DB-G shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.90%.
The Earnings Per Share has been growing slightly by 1.81% on average over the past years.
The Revenue for AI-DB-G has decreased by -13.66% in the past year. This is quite bad
Measured over the past years, AI-DB-G shows a quite strong growth in Revenue. The Revenue has been growing by 8.01% on average per year.
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
3.2 Future
AI-DB-G is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.34% yearly.
The Revenue is expected to decrease by -6.94% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 97.59 indicates a quite expensive valuation of AI-DB-G.
Compared to the rest of the industry, the Price/Earnings ratio of AI-DB-G indicates a somewhat cheap valuation: AI-DB-G is cheaper than 61.54% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.17. AI-DB-G is valued rather expensively when compared to this.
Based on the Price/Forward Earnings ratio of 96.63, the valuation of AI-DB-G can be described as expensive.
AI-DB-G's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.79, AI-DB-G is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.59 | ||
| Fwd PE | 96.63 |
4.2 Price Multiples
61.54% of the companies in the same industry are cheaper than AI-DB-G, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 622.68 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AI-DB-G may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.97
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.03%, AI-DB-G is a good candidate for dividend investing.
AI-DB-G's Dividend Yield is a higher than the industry average which is at 6.13.
AI-DB-G's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.03% |
5.2 History
The dividend of AI-DB-G has a limited annual growth rate of 3.99%.
AI-DB-G is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AI-DB-G pays out 88.11% of its income as dividend. This is not a sustainable payout ratio.
AI-DB-G's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP88.11%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
TSX:AI-DB-G (1/6/2026, 7:00:00 PM)
100.52
-0.98 (-0.97%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.9%
Inst Owner ChangeN/A
Ins Owners4.99%
Ins Owner ChangeN/A
Market Cap4.81B
Revenue(TTM)86.81M
Net Income(TTM)49.59M
Analysts84
Price Target113.14 (12.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.03% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)2
Avg EPS beat(4)3.29%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)1.74%
EPS beat(12)6
Avg EPS beat(12)-0.04%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.77%
PT rev (3m)0.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.59 | ||
| Fwd PE | 96.63 | ||
| P/S | 55.36 | ||
| P/FCF | 622.68 | ||
| P/OCF | 622.68 | ||
| P/B | 9.12 | ||
| P/tB | 9.12 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.03
EY1.02%
EPS(NY)1.04
Fwd EY1.03%
FCF(TTM)0.16
FCFY0.16%
OCF(TTM)0.16
OCFY0.16%
SpS1.82
BVpS11.02
TBVpS11.02
PEG (NY)N/A
PEG (5Y)53.97
Graham Number15.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROCE | 8.49% | ||
| ROIC | 6.08% | ||
| ROICexc | 6.08% | ||
| ROICexgc | 6.08% | ||
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A | ||
| FCFM | 8.89% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.5 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 15.56% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 8.12 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.86%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.05%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-90.05%
OCF growth 3Y0.12%
OCF growth 5Y7.25%
ATRIUM MORTGAGE INV CORP / AI-DB-G.CA FAQ
What does ATRIUM MORTGAGE INV CORP do?
Atrium Mortgage Investment Corp. engages in the provision of financing solutions in both the commercial and residential real estate sectors. The company is headquartered in Toronto, Ontario and currently employs 0 full-time employees. The company went IPO on 2012-09-04. The Company’s mortgages are secured by all types of residential, multi-residential and commercial real estate located in Canada. Its investment objectives are to provide its shareholders with stable and secure dividends and preserve shareholders’ equity by lending within conservative risk parameters. The company provides a range of lending, which includes land and development financing, construction and mezzanine financing, commercial term and bridge financing, and residential mortgages. The company invests in various categories of mortgages, such as house and apartment, low-rise residential, construction, high-rise residential, mid-rise residential, commercial and condominium corporations. The firm is managed by Canadian Mortgage Capital Corporation.
What is the current price of AI-DB-G stock?
The current stock price of AI-DB-G.CA is 100.52 CAD. The price decreased by -0.97% in the last trading session.
How is the ChartMill rating for ATRIUM MORTGAGE INV CORP?
AI-DB-G.CA has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 3 out of 10.
Where is ATRIUM MORTGAGE INV CORP (AI-DB-G.CA) stock traded?
AI-DB-G.CA stock is listed on the Toronto Stock Exchange exchange.