ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) Fundamental Analysis & Valuation
TSX:AI-DB-F • CA04964GAH35
Current stock price
100.25 CAD
+0.24 (+0.24%)
Last:
This AI-DB-F.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. AI-DB-F.CA Profitability Analysis
1.1 Basic Checks
- AI-DB-F had positive earnings in the past year.
- AI-DB-F had a positive operating cash flow in the past year.
- In the past 5 years AI-DB-F has always been profitable.
- Each year in the past 5 years AI-DB-F had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.49%, AI-DB-F is in the better half of the industry, outperforming 71.88% of the companies in the same industry.
- The Return On Equity of AI-DB-F (9.34%) is better than 75.00% of its industry peers.
- The Return On Invested Capital of AI-DB-F (6.04%) is better than 65.63% of its industry peers.
- AI-DB-F had an Average Return On Invested Capital over the past 3 years of 6.71%. This is in line with the industry average of 6.74%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.49% | ||
| ROE | 9.34% | ||
| ROIC | 6.04% |
ROA(3y)5.63%
ROA(5y)5.52%
ROE(3y)9.76%
ROE(5y)9.58%
ROIC(3y)6.71%
ROIC(5y)6.19%
1.3 Margins
- AI-DB-F has a better Profit Margin (57.63%) than 87.50% of its industry peers.
- AI-DB-F's Profit Margin has been stable in the last couple of years.
- AI-DB-F has a better Operating Margin (81.73%) than 93.75% of its industry peers.
- AI-DB-F's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 81.73% | ||
| PM (TTM) | 57.63% | ||
| GM | N/A |
OM growth 3Y-1.92%
OM growth 5Y0.13%
PM growth 3Y-0.85%
PM growth 5Y-0.89%
GM growth 3YN/A
GM growth 5YN/A
2. AI-DB-F.CA Health Analysis
2.1 Basic Checks
- Compared to 1 year ago, AI-DB-F has more shares outstanding
- AI-DB-F has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, AI-DB-F has a worse debt to assets ratio.
2.2 Solvency
- AI-DB-F has an Altman-Z score of 8.09. This indicates that AI-DB-F is financially healthy and has little risk of bankruptcy at the moment.
- AI-DB-F's Altman-Z score of 8.09 is amongst the best of the industry. AI-DB-F outperforms 81.25% of its industry peers.
- AI-DB-F has a debt to FCF ratio of 20.51. This is a negative value and a sign of low solvency as AI-DB-F would need 20.51 years to pay back of all of its debts.
- AI-DB-F's Debt to FCF ratio of 20.51 is in line compared to the rest of the industry. AI-DB-F outperforms 53.13% of its industry peers.
- A Debt/Equity ratio of 0.58 indicates that AI-DB-F is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.58, AI-DB-F perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 20.51 | ||
| Altman-Z | 8.09 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AI-DB-F has a Current Ratio of 0.00. This is a bad value and indicates that AI-DB-F is not financially healthy enough and could expect problems in meeting its short term obligations.
- AI-DB-F's Current ratio of 0.00 is on the low side compared to the rest of the industry. AI-DB-F is outperformed by 93.75% of its industry peers.
- AI-DB-F has a Quick Ratio of 0.00. This is a bad value and indicates that AI-DB-F is not financially healthy enough and could expect problems in meeting its short term obligations.
- AI-DB-F's Quick ratio of 0.00 is on the low side compared to the rest of the industry. AI-DB-F is outperformed by 93.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. AI-DB-F.CA Growth Analysis
3.1 Past
- AI-DB-F shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.86%.
- The Earnings Per Share has been growing slightly by 2.09% on average over the past years.
- The Revenue for AI-DB-F has decreased by -12.46% in the past year. This is quite bad
- The Revenue has been growing slightly by 5.54% on average over the past years.
EPS 1Y (TTM)-2.86%
EPS 3Y-1.58%
EPS 5Y2.09%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-12.46%
Revenue growth 3Y2.8%
Revenue growth 5Y5.54%
Sales Q2Q%-7.38%
3.2 Future
- AI-DB-F is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.99% yearly.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y1.49%
EPS Next 2Y1.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.73%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. AI-DB-F.CA Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 98.28 indicates a quite expensive valuation of AI-DB-F.
- AI-DB-F's Price/Earnings ratio is a bit cheaper when compared to the industry. AI-DB-F is cheaper than 62.50% of the companies in the same industry.
- When comparing the Price/Earnings ratio of AI-DB-F to the average of the S&P500 Index (25.23), we can say AI-DB-F is valued expensively.
- Based on the Price/Forward Earnings ratio of 96.85, the valuation of AI-DB-F can be described as expensive.
- AI-DB-F's Price/Forward Earnings is on the same level as the industry average.
- When comparing the Price/Forward Earnings ratio of AI-DB-F to the average of the S&P500 Index (23.28), we can say AI-DB-F is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 98.28 | ||
| Fwd PE | 96.85 |
4.2 Price Multiples
- AI-DB-F's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 276.97 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- AI-DB-F has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)66.17
PEG (5Y)47.14
EPS Next 2Y1.99%
EPS Next 3YN/A
5. AI-DB-F.CA Dividend Analysis
5.1 Amount
- AI-DB-F has a Yearly Dividend Yield of 8.15%, which is a nice return.
- Compared to an average industry Dividend Yield of 5.91, AI-DB-F pays a better dividend. On top of this AI-DB-F pays more dividend than 81.25% of the companies listed in the same industry.
- AI-DB-F's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.15% |
5.2 History
- The dividend of AI-DB-F has a limited annual growth rate of 0.16%.
- AI-DB-F is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)0.16%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 90.03% of the earnings are spent on dividend by AI-DB-F. This is not a sustainable payout ratio.
- The dividend of AI-DB-F is growing, but earnings are growing more, so the dividend growth is sustainable.
DP90.03%
EPS Next 2Y1.99%
EPS Next 3YN/A
AI-DB-F.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:AI-DB-F (3/17/2026, 7:00:00 PM)
100.25
+0.24 (+0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26 2026-02-26/amc
Earnings (Next)05-11 2026-05-11
Inst Owners2%
Inst Owner ChangeN/A
Ins Owners4.99%
Ins Owner ChangeN/A
Market Cap4.81B
Revenue(TTM)85.14M
Net Income(TTM)49.06M
Analysts84
Price Target111.52 (11.24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.15% |
Yearly Dividend0.93
Dividend Growth(5Y)0.16%
DP90.03%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.78%
Min EPS beat(2)-6.65%
Max EPS beat(2)-2.91%
EPS beat(4)1
Avg EPS beat(4)-0.81%
Min EPS beat(4)-6.65%
Max EPS beat(4)9.22%
EPS beat(8)4
Avg EPS beat(8)1.27%
EPS beat(12)6
Avg EPS beat(12)-0.48%
EPS beat(16)7
Avg EPS beat(16)-0.87%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.4%
PT rev (3m)-4.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-0.5%
EPS NY rev (3m)-0.5%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 98.28 | ||
| Fwd PE | 96.85 | ||
| P/S | 56.48 | ||
| P/FCF | 276.97 | ||
| P/OCF | 276.97 | ||
| P/B | 9.16 | ||
| P/tB | 9.16 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.02
EY1.02%
EPS(NY)1.04
Fwd EY1.03%
FCF(TTM)0.36
FCFY0.36%
OCF(TTM)0.36
OCFY0.36%
SpS1.77
BVpS10.95
TBVpS10.95
PEG (NY)66.17
PEG (5Y)47.14
Graham Number15.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.49% | ||
| ROE | 9.34% | ||
| ROCE | 8.4% | ||
| ROIC | 6.04% | ||
| ROICexc | 6.04% | ||
| ROICexgc | 6.04% | ||
| OM | 81.73% | ||
| PM (TTM) | 57.63% | ||
| GM | N/A | ||
| FCFM | 20.39% |
ROA(3y)5.63%
ROA(5y)5.52%
ROE(3y)9.76%
ROE(5y)9.58%
ROIC(3y)6.71%
ROIC(5y)6.19%
ROICexc(3y)6.71%
ROICexc(5y)6.19%
ROICexgc(3y)6.71%
ROICexgc(5y)6.19%
ROCE(3y)11.74%
ROCE(5y)10.05%
ROICexgc growth 3Y1.84%
ROICexgc growth 5Y3.5%
ROICexc growth 3Y1.84%
ROICexc growth 5Y3.5%
OM growth 3Y-1.92%
OM growth 5Y0.13%
PM growth 3Y-0.85%
PM growth 5Y-0.89%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 20.51 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.46 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 35.39% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 8.09 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)109.31%
Profit Quality(5y)123.15%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.86%
EPS 3Y-1.58%
EPS 5Y2.09%
EPS Q2Q%-3.85%
EPS Next Y1.49%
EPS Next 2Y1.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-12.46%
Revenue growth 3Y2.8%
Revenue growth 5Y5.54%
Sales Q2Q%-7.38%
Revenue Next Year-0.73%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-5.75%
EBIT growth 3Y0.83%
EBIT growth 5Y5.67%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-74.51%
FCF growth 3Y-33.13%
FCF growth 5Y-21%
OCF growth 1Y-74.51%
OCF growth 3Y-33.13%
OCF growth 5Y-21%
ATRIUM MORTGAGE INV CORP / AI-DB-F.CA Fundamental Analysis FAQ
What is the fundamental rating for AI-DB-F stock?
ChartMill assigns a fundamental rating of 4 / 10 to AI-DB-F.CA.
What is the valuation status of ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) stock?
ChartMill assigns a valuation rating of 2 / 10 to ATRIUM MORTGAGE INV CORP (AI-DB-F.CA). This can be considered as Overvalued.
What is the profitability of AI-DB-F stock?
ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) has a profitability rating of 6 / 10.
What is the financial health of ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) stock?
The financial health rating of ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) is 3 / 10.
What is the earnings growth outlook for ATRIUM MORTGAGE INV CORP?
The Earnings per Share (EPS) of ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) is expected to grow by 1.49% in the next year.