ATRIUM MORTGAGE INV CORP (AI-DB-D.CA) Stock Price, Forecast & Analysis
Canada - Toronto Stock Exchange - TSX:AI-DB-D - CA04964GAF78
100.02 CAD
+0.01 (+0.01%)
Taking everything into account, AI-DB-D scores 3 out of 10 in our fundamental rating. AI-DB-D was compared to 28 industry peers in the Financial Services industry. AI-DB-D has a medium profitability rating, but doesn't score so well on its financial health evaluation. AI-DB-D has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
AI-DB-D had positive earnings in the past year.
In the past year AI-DB-D had a positive cash flow from operations.
AI-DB-D had positive earnings in each of the past 5 years.
Each year in the past 5 years AI-DB-D had a positive operating cash flow.
1.2 Ratios
AI-DB-D has a Return On Assets of 5.54%. This is in the better half of the industry: AI-DB-D outperforms 71.43% of its industry peers.
Looking at the Return On Equity, with a value of 9.41%, AI-DB-D is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
With an excellent Return On Invested Capital value of 6.08%, AI-DB-D belongs to the best of the industry, outperforming 82.14% of the companies in the same industry.
AI-DB-D had an Average Return On Invested Capital over the past 3 years of 6.60%. This is in line with the industry average of 5.82%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROIC | 6.08% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
1.3 Margins
AI-DB-D has a better Profit Margin (57.12%) than 85.71% of its industry peers.
AI-DB-D's Profit Margin has declined in the last couple of years.
The Operating Margin of AI-DB-D (81.49%) is better than 92.86% of its industry peers.
AI-DB-D's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A |
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for AI-DB-D has been increased compared to 1 year ago.
Compared to 5 years ago, AI-DB-D has more shares outstanding
Compared to 1 year ago, AI-DB-D has an improved debt to assets ratio.
2.2 Solvency
AI-DB-D has an Altman-Z score of 8.08. This indicates that AI-DB-D is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of AI-DB-D (8.08) is better than 67.86% of its industry peers.
AI-DB-D has a debt to FCF ratio of 46.98. This is a negative value and a sign of low solvency as AI-DB-D would need 46.98 years to pay back of all of its debts.
AI-DB-D's Debt to FCF ratio of 46.98 is in line compared to the rest of the industry. AI-DB-D outperforms 46.43% of its industry peers.
AI-DB-D has a Debt/Equity ratio of 0.59. This is a neutral value indicating AI-DB-D is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.59, AI-DB-D is in the better half of the industry, outperforming 60.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Altman-Z | 8.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AI-DB-D has a Current Ratio of 0.00. This is a bad value and indicates that AI-DB-D is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of AI-DB-D (0.00) is worse than 92.86% of its industry peers.
A Quick Ratio of 0.00 indicates that AI-DB-D may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.00, AI-DB-D is doing worse than 92.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. Growth
3.1 Past
AI-DB-D shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.90%.
AI-DB-D shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.81% yearly.
The Revenue for AI-DB-D has decreased by -13.66% in the past year. This is quite bad
The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
3.2 Future
The Earnings Per Share is expected to grow by 0.34% on average over the next years.
The Revenue is expected to decrease by -6.94% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 97.11, which means the current valuation is very expensive for AI-DB-D.
AI-DB-D's Price/Earnings ratio is in line with the industry average.
AI-DB-D's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.57.
AI-DB-D is valuated quite expensively with a Price/Forward Earnings ratio of 96.15.
AI-DB-D's Price/Forward Earnings ratio is in line with the industry average.
AI-DB-D's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 24.04.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.11 | ||
| Fwd PE | 96.15 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AI-DB-D is valued a bit more expensive than 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 619.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AI-DB-D may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.7
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.93%, AI-DB-D is a good candidate for dividend investing.
AI-DB-D's Dividend Yield is comparable with the industry average which is at 5.98.
AI-DB-D's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.93% |
5.2 History
The dividend of AI-DB-D has a limited annual growth rate of 3.99%.
AI-DB-D is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AI-DB-D pays out 88.11% of its income as dividend. This is not a sustainable payout ratio.
AI-DB-D's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP88.11%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
TSX:AI-DB-D (12/23/2025, 7:00:00 PM)
100.02
+0.01 (+0.01%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.8%
Inst Owner ChangeN/A
Ins Owners5%
Ins Owner ChangeN/A
Market Cap4.78B
Revenue(TTM)86.81M
Net Income(TTM)49.59M
Analysts84
Price Target119.31 (19.29%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.93% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)2
Avg EPS beat(4)3.29%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)1.74%
EPS beat(12)6
Avg EPS beat(12)-0.04%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.46%
PT rev (3m)4.86%
EPS NQ rev (1m)4%
EPS NQ rev (3m)4%
EPS NY rev (1m)0%
EPS NY rev (3m)2.01%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.11 | ||
| Fwd PE | 96.15 | ||
| P/S | 55.08 | ||
| P/FCF | 619.58 | ||
| P/OCF | 619.58 | ||
| P/B | 9.07 | ||
| P/tB | 9.07 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.03
EY1.03%
EPS(NY)1.04
Fwd EY1.04%
FCF(TTM)0.16
FCFY0.16%
OCF(TTM)0.16
OCFY0.16%
SpS1.82
BVpS11.02
TBVpS11.02
PEG (NY)N/A
PEG (5Y)53.7
Graham Number15.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROCE | 8.49% | ||
| ROIC | 6.08% | ||
| ROICexc | 6.08% | ||
| ROICexgc | 6.08% | ||
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A | ||
| FCFM | 8.89% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.5 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 15.56% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 8.08 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.86%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.05%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-90.05%
OCF growth 3Y0.12%
OCF growth 5Y7.25%
ATRIUM MORTGAGE INV CORP / AI-DB-D.CA FAQ
Can you describe the business of ATRIUM MORTGAGE INV CORP?
Atrium Mortgage Investment Corp. engages in the provision of financing solutions in both the commercial and residential real estate sectors. The company is headquartered in Toronto, Ontario and currently employs 0 full-time employees. The company went IPO on 2012-09-04. The Company’s mortgages are secured by all types of residential, multi-residential and commercial real estate located in Canada. Its investment objectives are to provide its shareholders with stable and secure dividends and preserve shareholders’ equity by lending within conservative risk parameters. The company provides a range of lending, which includes land and development financing, construction and mezzanine financing, commercial term and bridge financing, and residential mortgages. The company invests in various categories of mortgages, such as house and apartment, low-rise residential, construction, high-rise residential, mid-rise residential, commercial and condominium corporations. The firm is managed by Canadian Mortgage Capital Corporation.
What is the stock price of ATRIUM MORTGAGE INV CORP today?
The current stock price of AI-DB-D.CA is 100.02 CAD. The price increased by 0.01% in the last trading session.
What is the ChartMill rating of ATRIUM MORTGAGE INV CORP stock?
AI-DB-D.CA has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 3 out of 10.