ATRIUM MORTGAGE INV CORP (AI-DB-D.CA) Fundamental Analysis & Valuation

TSX:AI-DB-D • CA04964GAF78

Current stock price

100.02 CAD
+0.01 (+0.01%)
Last:

This AI-DB-D.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AI-DB-D.CA Profitability Analysis

1.1 Basic Checks

  • AI-DB-D had positive earnings in the past year.
  • AI-DB-D had a positive operating cash flow in the past year.
  • In the past 5 years AI-DB-D has always been profitable.
  • AI-DB-D had a positive operating cash flow in each of the past 5 years.
AI-DB-D.CA Yearly Net Income VS EBIT VS OCF VS FCFAI-DB-D.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

1.2 Ratios

  • With a decent Return On Assets value of 5.54%, AI-DB-D is doing good in the industry, outperforming 73.08% of the companies in the same industry.
  • AI-DB-D has a better Return On Equity (9.41%) than 80.77% of its industry peers.
  • AI-DB-D has a Return On Invested Capital of 6.08%. This is amongst the best in the industry. AI-DB-D outperforms 84.62% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AI-DB-D is in line with the industry average of 6.74%.
Industry RankSector Rank
ROA 5.54%
ROE 9.41%
ROIC 6.08%
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
AI-DB-D.CA Yearly ROA, ROE, ROICAI-DB-D.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • The Profit Margin of AI-DB-D (57.12%) is better than 88.46% of its industry peers.
  • In the last couple of years the Profit Margin of AI-DB-D has declined.
  • With an excellent Operating Margin value of 81.49%, AI-DB-D belongs to the best of the industry, outperforming 96.15% of the companies in the same industry.
  • AI-DB-D's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 81.49%
PM (TTM) 57.12%
GM N/A
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
AI-DB-D.CA Yearly Profit, Operating, Gross MarginsAI-DB-D.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. AI-DB-D.CA Health Analysis

2.1 Basic Checks

  • AI-DB-D has more shares outstanding than it did 1 year ago.
  • AI-DB-D has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, AI-DB-D has an improved debt to assets ratio.
AI-DB-D.CA Yearly Shares OutstandingAI-DB-D.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
AI-DB-D.CA Yearly Total Debt VS Total AssetsAI-DB-D.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • AI-DB-D has an Altman-Z score of 8.08. This indicates that AI-DB-D is financially healthy and has little risk of bankruptcy at the moment.
  • With a decent Altman-Z score value of 8.08, AI-DB-D is doing good in the industry, outperforming 65.38% of the companies in the same industry.
  • AI-DB-D has a debt to FCF ratio of 46.98. This is a negative value and a sign of low solvency as AI-DB-D would need 46.98 years to pay back of all of its debts.
  • AI-DB-D's Debt to FCF ratio of 46.98 is in line compared to the rest of the industry. AI-DB-D outperforms 50.00% of its industry peers.
  • AI-DB-D has a Debt/Equity ratio of 0.59. This is a neutral value indicating AI-DB-D is somewhat dependend on debt financing.
  • AI-DB-D has a better Debt to Equity ratio (0.59) than 61.54% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 46.98
Altman-Z 8.08
ROIC/WACCN/A
WACCN/A
AI-DB-D.CA Yearly LT Debt VS Equity VS FCFAI-DB-D.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • AI-DB-D has a Current Ratio of 0.00. This is a bad value and indicates that AI-DB-D is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of AI-DB-D (0.00) is worse than 92.31% of its industry peers.
  • A Quick Ratio of 0.00 indicates that AI-DB-D may have some problems paying its short term obligations.
  • The Quick ratio of AI-DB-D (0.00) is worse than 92.31% of its industry peers.
Industry RankSector Rank
Current Ratio 0
Quick Ratio 0
AI-DB-D.CA Yearly Current Assets VS Current LiabilitesAI-DB-D.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. AI-DB-D.CA Growth Analysis

3.1 Past

  • AI-DB-D shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.90%.
  • The Earnings Per Share has been growing slightly by 1.81% on average over the past years.
  • Looking at the last year, AI-DB-D shows a very negative growth in Revenue. The Revenue has decreased by -13.66% in the last year.
  • AI-DB-D shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%

3.2 Future

  • Based on estimates for the next years, AI-DB-D will show a small growth in Earnings Per Share. The EPS will grow by 0.34% on average per year.
  • The Revenue is expected to decrease by -6.94% on average over the next years.
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AI-DB-D.CA Yearly Revenue VS EstimatesAI-DB-D.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M 80M 100M
AI-DB-D.CA Yearly EPS VS EstimatesAI-DB-D.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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1

4. AI-DB-D.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 97.11 indicates a quite expensive valuation of AI-DB-D.
  • 61.54% of the companies in the same industry are more expensive than AI-DB-D, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 25.70. AI-DB-D is valued rather expensively when compared to this.
  • With a Price/Forward Earnings ratio of 96.15, AI-DB-D can be considered very expensive at the moment.
  • AI-DB-D's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of AI-DB-D to the average of the S&P500 Index (23.84), we can say AI-DB-D is valued expensively.
Industry RankSector Rank
PE 97.11
Fwd PE 96.15
AI-DB-D.CA Price Earnings VS Forward Price EarningsAI-DB-D.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, AI-DB-D is valued a bit more expensive than the industry average as 61.54% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 619.58
EV/EBITDA N/A
AI-DB-D.CA Per share dataAI-DB-D.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • AI-DB-D has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)53.7
EPS Next 2Y-0.46%
EPS Next 3Y0.34%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. AI-DB-D.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 8.03%, AI-DB-D is a good candidate for dividend investing.
  • AI-DB-D's Dividend Yield is a higher than the industry average which is at 4.77.
  • AI-DB-D's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 8.03%

5.2 History

  • The dividend of AI-DB-D has a limited annual growth rate of 3.99%.
  • AI-DB-D does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 88.11% of the earnings are spent on dividend by AI-DB-D. This is not a sustainable payout ratio.
  • AI-DB-D's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP88.11%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
AI-DB-D.CA Yearly Income VS Free CF VS DividendAI-DB-D.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
AI-DB-D.CA Dividend Payout.AI-DB-D.CA Dividend Payout, showing the Payout Ratio.AI-DB-D.CA Dividend Payout.PayoutRetained Earnings

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AI-DB-D.CA Fundamentals: All Metrics, Ratios and Statistics

ATRIUM MORTGAGE INV CORP

TSX:AI-DB-D (12/23/2025, 7:00:00 PM)

100.02

+0.01 (+0.01%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-12
Earnings (Next)03-04
Inst Owners1.9%
Inst Owner ChangeN/A
Ins Owners4.99%
Ins Owner ChangeN/A
Market Cap4.78B
Revenue(TTM)86.81M
Net Income(TTM)49.59M
Analysts84
Price Target119.31 (19.29%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.03%
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)2
Avg EPS beat(4)3.29%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)1.74%
EPS beat(12)6
Avg EPS beat(12)-0.04%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.86%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.11%
Valuation
Industry RankSector Rank
PE 97.11
Fwd PE 96.15
P/S 55.08
P/FCF 619.58
P/OCF 619.58
P/B 9.07
P/tB 9.07
EV/EBITDA N/A
EPS(TTM)1.03
EY1.03%
EPS(NY)1.04
Fwd EY1.04%
FCF(TTM)0.16
FCFY0.16%
OCF(TTM)0.16
OCFY0.16%
SpS1.82
BVpS11.02
TBVpS11.02
PEG (NY)N/A
PEG (5Y)53.7
Graham Number15.98
Profitability
Industry RankSector Rank
ROA 5.54%
ROE 9.41%
ROCE 8.49%
ROIC 6.08%
ROICexc 6.08%
ROICexgc 6.08%
OM 81.49%
PM (TTM) 57.12%
GM N/A
FCFM 8.89%
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 46.98
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 3.5
Cash Conversion N/A
Profit Quality 15.56%
Current Ratio 0
Quick Ratio 0
Altman-Z 8.08
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.86%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.05%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-90.05%
OCF growth 3Y0.12%
OCF growth 5Y7.25%

ATRIUM MORTGAGE INV CORP / AI-DB-D.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for ATRIUM MORTGAGE INV CORP?

ChartMill assigns a fundamental rating of 3 / 10 to AI-DB-D.CA.


What is the valuation status for AI-DB-D stock?

ChartMill assigns a valuation rating of 1 / 10 to ATRIUM MORTGAGE INV CORP (AI-DB-D.CA). This can be considered as Overvalued.


How profitable is ATRIUM MORTGAGE INV CORP (AI-DB-D.CA) stock?

ATRIUM MORTGAGE INV CORP (AI-DB-D.CA) has a profitability rating of 6 / 10.


Can you provide the financial health for AI-DB-D stock?

The financial health rating of ATRIUM MORTGAGE INV CORP (AI-DB-D.CA) is 3 / 10.


Can you provide the expected EPS growth for AI-DB-D stock?

The Earnings per Share (EPS) of ATRIUM MORTGAGE INV CORP (AI-DB-D.CA) is expected to decline by -0.43% in the next year.