AGNC INVESTMENT CORP - AGNC 8 PERP (AGNCP) Stock Fundamental Analysis
NASDAQ:AGNCP - Nasdaq - US00123Q2030 - Currency: USD
We assign a fundamental rating of 2 out of 10 to AGNCP. AGNCP was compared to 66 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of AGNCP have multiple concerns. While showing a medium growth rate, AGNCP is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCP was profitable.
In the past year AGNCP had a positive cash flow from operations.
In multiple years AGNCP reported negative net income over the last 5 years.
AGNCP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCP's Return On Assets of 0.35% is in line compared to the rest of the industry. AGNCP outperforms 45.45% of its industry peers.
AGNCP has a Return On Equity of 3.33%. This is comparable to the rest of the industry: AGNCP outperforms 46.97% of its industry peers.
AGNCP has a Return On Invested Capital (0.40%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 9.46%, AGNCP is in line with its industry, outperforming 59.09% of the companies in the same industry.
AGNCP's Profit Margin has declined in the last couple of years.
AGNCP's Operating Margin of 13.31% is fine compared to the rest of the industry. AGNCP outperforms 62.12% of its industry peers.
AGNCP's Operating Margin has been stable in the last couple of years.
AGNCP's Gross Margin of 16.54% is on the low side compared to the rest of the industry. AGNCP is outperformed by 60.61% of its industry peers.
AGNCP's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCP has more shares outstanding
Compared to 5 years ago, AGNCP has more shares outstanding
AGNCP has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCP has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCP is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of AGNCP (-0.95) is worse than 86.36% of its industry peers.
AGNCP has a debt to FCF ratio of 323.18. This is a negative value and a sign of low solvency as AGNCP would need 323.18 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 323.18, AGNCP is doing worse than 69.70% of the companies in the same industry.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCP has dependencies on debt financing.
AGNCP has a worse Debt to Equity ratio (8.30) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.02 indicates that AGNCP may have some problems paying its short term obligations.
AGNCP has a Current ratio of 0.02. This is amonst the worse of the industry: AGNCP underperforms 92.42% of its industry peers.
AGNCP has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCP is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCP's Quick ratio of 0.02 is on the low side compared to the rest of the industry. AGNCP is outperformed by 92.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
The earnings per share for AGNCP have decreased strongly by -29.20% in the last year.
Measured over the past years, AGNCP shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCP shows a small growth in Revenue. In the last year, the Revenue has grown by 5.15%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
The Revenue is expected to grow by 201.74% on average over the next years. This is a very strong growth
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.14, the valuation of AGNCP can be described as correct.
The rest of the industry has a similar Price/Earnings ratio as AGNCP.
The average S&P500 Price/Earnings ratio is at 27.30. AGNCP is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 15.28 indicates a correct valuation of AGNCP.
AGNCP's Price/Forward Earnings is on the same level as the industry average.
AGNCP's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 21.76.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.14 | ||
| Fwd PE | 15.28 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCP is valued a bit more expensive than 68.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 98.99 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCP's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
AGNCP has a Yearly Dividend Yield of 15.24%, which is a nice return.
AGNCP's Dividend Yield is rather good when compared to the industry average which is at 11.54. AGNCP pays more dividend than 86.36% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.35, AGNCP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.24% |
5.2 History
The dividend of AGNCP decreases each year by -5.92%.
AGNCP has been paying a dividend for over 5 years, so it has already some track record.
AGNCP has decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
395.81% of the earnings are spent on dividend by AGNCP. This is not a sustainable payout ratio.
AGNCP's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 8 PERP
NASDAQ:AGNCP (7/11/2025, 8:00:00 PM)
25.03
+0.11 (+0.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.54B
Analysts78.1
Price Target26.47 (5.75%)
Short Float %0%
Short Ratio0.15
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.24% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-1.5%
PT rev (3m)-4.36%
EPS NQ rev (1m)-0.19%
EPS NQ rev (3m)3.85%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)4.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)7.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.14 | ||
| Fwd PE | 15.28 | ||
| P/S | 7.24 | ||
| P/FCF | 98.99 | ||
| P/OCF | 98.99 | ||
| P/B | 2.54 | ||
| P/tB | 2.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.07%
EPS(NY)1.64
Fwd EY6.55%
FCF(TTM)0.25
FCFY1.01%
OCF(TTM)0.25
OCFY1.01%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%