AGNC INVESTMENT CORP - AGNC 8 PERP (AGNCP) Stock Fundamental Analysis
USA - NASDAQ:AGNCP - US00123Q2030
24.93 USD
+0.02 (+0.08%)
We assign a fundamental rating of 3 out of 10 to AGNCP. AGNCP was compared to 66 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCP while its profitability can be described as average. AGNCP is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCP had positive earnings in the past year.
AGNCP had a positive operating cash flow in the past year.
In multiple years AGNCP reported negative net income over the last 5 years.
AGNCP had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCP has a Return On Assets (0.23%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 2.28%, AGNCP is in line with its industry, outperforming 51.52% of the companies in the same industry.
AGNCP has a Return On Invested Capital (0.30%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCP's Profit Margin of 6.92% is fine compared to the rest of the industry. AGNCP outperforms 63.64% of its industry peers.
AGNCP's Profit Margin has declined in the last couple of years.
AGNCP has a Operating Margin of 11.08%. This is in the better half of the industry: AGNCP outperforms 62.12% of its industry peers.
AGNCP's Operating Margin has been stable in the last couple of years.
AGNCP has a Gross Margin of 14.54%. This is in the lower half of the industry: AGNCP underperforms 63.64% of its industry peers.
In the last couple of years the Gross Margin of AGNCP has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCP has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGNCP has been increased compared to 5 years ago.
The debt/assets ratio for AGNCP is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCP is in the distress zone and has some risk of bankruptcy.
AGNCP has a worse Altman-Z score (-0.98) than 86.36% of its industry peers.
The Debt to FCF ratio of AGNCP is 197.64, which is on the high side as it means it would take AGNCP, 197.64 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 197.64, AGNCP is not doing good in the industry: 74.24% of the companies in the same industry are doing better.
AGNCP has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNCP has a worse Debt to Equity ratio (8.75) than 84.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCP has a Current Ratio of 0.01. This is a bad value and indicates that AGNCP is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.01, AGNCP is not doing good in the industry: 95.45% of the companies in the same industry are doing better.
A Quick Ratio of 0.01 indicates that AGNCP may have some problems paying its short term obligations.
AGNCP has a worse Quick ratio (0.01) than 95.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNCP have decreased strongly by -31.36% in the last year.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
The Revenue has been growing slightly by 6.76% in the past year.
Measured over the past years, AGNCP shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
Based on estimates for the next years, AGNCP will show a decrease in Earnings Per Share. The EPS will decrease by -5.91% on average per year.
AGNCP is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 207.05% yearly.
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.39, which indicates a correct valuation of AGNCP.
Based on the Price/Earnings ratio, AGNCP is valued a bit cheaper than the industry average as 60.61% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 27.53, AGNCP is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 14.99, the valuation of AGNCP can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCP is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 23.04. AGNCP is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.39 | ||
| Fwd PE | 14.99 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCP indicates a slightly more expensive valuation: AGNCP is more expensive than 69.70% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 57.33 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCP's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.40%, AGNCP is a good candidate for dividend investing.
AGNCP's Dividend Yield is a higher than the industry average which is at 12.06.
Compared to an average S&P500 Dividend Yield of 2.40, AGNCP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
5.2 History
The dividend of AGNCP decreases each year by -5.92%.
AGNCP has been paying a dividend for over 5 years, so it has already some track record.
AGNCP has decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCP. This is not a sustainable payout ratio.
The Dividend Rate of AGNCP has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 8 PERP
NASDAQ:AGNCP (10/15/2025, 8:13:22 PM)
24.93
+0.02 (+0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap26.26B
Analysts78.1
Price Target25.62 (2.77%)
Short Float %0%
Short Ratio0.31
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-1.94%
PT rev (3m)-3.23%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.82%
EPS NY rev (1m)0.54%
EPS NY rev (3m)-4.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-20.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-21.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.39 | ||
| Fwd PE | 14.99 | ||
| P/S | 7.7 | ||
| P/FCF | 57.33 | ||
| P/OCF | 57.33 | ||
| P/B | 2.54 | ||
| P/tB | 2.67 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.5%
EPS(NY)1.66
Fwd EY6.67%
FCF(TTM)0.43
FCFY1.74%
OCF(TTM)0.43
OCFY1.74%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%