AGNC INVESTMENT CORP - AGNC 9.51071 PERP (AGNCO) Stock Fundamental Analysis
NASDAQ:AGNCO - Nasdaq - US00123Q8078 - Currency: USD
We assign a fundamental rating of 2 out of 10 to AGNCO. AGNCO was compared to 66 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCO may be in some trouble as it scores bad on both profitability and health. AGNCO is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCO was profitable.
AGNCO had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCO reported negative net income in multiple years.
Of the past 5 years AGNCO 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of AGNCO (0.35%) is comparable to the rest of the industry.
AGNCO has a Return On Equity (3.33%) which is in line with its industry peers.
AGNCO has a Return On Invested Capital (0.40%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCO has a Profit Margin of 9.46%. This is comparable to the rest of the industry: AGNCO outperforms 57.58% of its industry peers.
In the last couple of years the Profit Margin of AGNCO has declined.
AGNCO's Operating Margin of 13.31% is fine compared to the rest of the industry. AGNCO outperforms 60.61% of its industry peers.
AGNCO's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 16.54%, AGNCO is not doing good in the industry: 62.12% of the companies in the same industry are doing better.
AGNCO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCO has more shares outstanding than it did 1 year ago.
AGNCO has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AGNCO is higher compared to a year ago.
2.2 Solvency
AGNCO has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCO is not financially healthy and even has some risk of bankruptcy.
AGNCO has a worse Altman-Z score (-0.95) than 84.85% of its industry peers.
AGNCO has a debt to FCF ratio of 323.18. This is a negative value and a sign of low solvency as AGNCO would need 323.18 years to pay back of all of its debts.
AGNCO has a Debt to FCF ratio of 323.18. This is in the lower half of the industry: AGNCO underperforms 71.21% of its industry peers.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCO has dependencies on debt financing.
AGNCO has a Debt to Equity ratio of 8.30. This is amonst the worse of the industry: AGNCO underperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.02 indicates that AGNCO may have some problems paying its short term obligations.
AGNCO's Current ratio of 0.02 is on the low side compared to the rest of the industry. AGNCO is outperformed by 93.94% of its industry peers.
A Quick Ratio of 0.02 indicates that AGNCO may have some problems paying its short term obligations.
AGNCO has a worse Quick ratio (0.02) than 93.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
The earnings per share for AGNCO have decreased strongly by -29.20% in the last year.
AGNCO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
Looking at the last year, AGNCO shows a small growth in Revenue. The Revenue has grown by 5.15% in the last year.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
Based on estimates for the next years, AGNCO will show a very strong growth in Revenue. The Revenue will grow by 201.74% on average per year.
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 14.20 indicates a correct valuation of AGNCO.
AGNCO's Price/Earnings ratio is in line with the industry average.
AGNCO is valuated rather cheaply when we compare the Price/Earnings ratio to 27.29, which is the current average of the S&P500 Index.
AGNCO is valuated correctly with a Price/Forward Earnings ratio of 15.21.
Based on the Price/Forward Earnings ratio, AGNCO is valued a bit more expensive than 60.61% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.74, AGNCO is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.2 | ||
| Fwd PE | 15.21 |
4.2 Price Multiples
AGNCO's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AGNCO is more expensive than 69.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 99.43 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCO's earnings are expected to decrease with -5.57% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
AGNCO has a Yearly Dividend Yield of 15.34%, which is a nice return.
AGNCO's Dividend Yield is rather good when compared to the industry average which is at 11.50. AGNCO pays more dividend than 87.88% of the companies in the same industry.
AGNCO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.34% |
5.2 History
The dividend of AGNCO decreases each year by -5.92%.
AGNCO has been paying a dividend for over 5 years, so it has already some track record.
As AGNCO did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
395.81% of the earnings are spent on dividend by AGNCO. This is not a sustainable payout ratio.
The Dividend Rate of AGNCO has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 9.51071 PERP
NASDAQ:AGNCO (7/7/2025, 8:00:00 PM)
25.14
-0.02 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.65B
Analysts78.1
Price Target26.99 (7.36%)
Short Float %0%
Short Ratio0.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.34% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-3.37%
PT rev (3m)-3.76%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.79%
EPS NY rev (1m)0%
EPS NY rev (3m)4.4%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.2 | ||
| Fwd PE | 15.21 | ||
| P/S | 7.27 | ||
| P/FCF | 99.43 | ||
| P/OCF | 99.43 | ||
| P/B | 2.55 | ||
| P/tB | 2.7 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.04%
EPS(NY)1.65
Fwd EY6.58%
FCF(TTM)0.25
FCFY1.01%
OCF(TTM)0.25
OCFY1.01%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%