AGNC INVESTMENT CORP - AGNC 9.51071 PERP (AGNCO) Stock Fundamental Analysis
NASDAQ:AGNCO - Nasdaq - US00123Q8078 - Currency: USD
AGNCO gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 66 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCO has a bad profitability rating. Also its financial health evaluation is rather negative. AGNCO is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCO had positive earnings in the past year.
AGNCO had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCO reported negative net income in multiple years.
Of the past 5 years AGNCO 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.35%, AGNCO perfoms like the industry average, outperforming 43.94% of the companies in the same industry.
AGNCO has a Return On Equity (3.33%) which is comparable to the rest of the industry.
AGNCO has a Return On Invested Capital of 0.40%. This is comparable to the rest of the industry: AGNCO outperforms 48.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of AGNCO (9.46%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of AGNCO has declined.
AGNCO's Operating Margin of 13.31% is fine compared to the rest of the industry. AGNCO outperforms 60.61% of its industry peers.
AGNCO's Operating Margin has been stable in the last couple of years.
AGNCO has a worse Gross Margin (16.54%) than 62.12% of its industry peers.
AGNCO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCO has more shares outstanding
The number of shares outstanding for AGNCO has been increased compared to 5 years ago.
AGNCO has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCO has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCO is not financially healthy and even has some risk of bankruptcy.
AGNCO has a worse Altman-Z score (-0.95) than 84.85% of its industry peers.
AGNCO has a debt to FCF ratio of 323.18. This is a negative value and a sign of low solvency as AGNCO would need 323.18 years to pay back of all of its debts.
The Debt to FCF ratio of AGNCO (323.18) is worse than 71.21% of its industry peers.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCO has dependencies on debt financing.
AGNCO has a worse Debt to Equity ratio (8.30) than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCO has a Current Ratio of 0.02. This is a bad value and indicates that AGNCO is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCO's Current ratio of 0.02 is on the low side compared to the rest of the industry. AGNCO is outperformed by 93.94% of its industry peers.
A Quick Ratio of 0.02 indicates that AGNCO may have some problems paying its short term obligations.
AGNCO has a Quick ratio of 0.02. This is amonst the worse of the industry: AGNCO underperforms 93.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
AGNCO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
The Revenue has been growing slightly by 5.15% in the past year.
Measured over the past years, AGNCO shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
AGNCO is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 201.74% yearly.
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.21, the valuation of AGNCO can be described as correct.
The rest of the industry has a similar Price/Earnings ratio as AGNCO.
When comparing the Price/Earnings ratio of AGNCO to the average of the S&P500 Index (27.45), we can say AGNCO is valued slightly cheaper.
The Price/Forward Earnings ratio is 15.22, which indicates a correct valuation of AGNCO.
AGNCO's Price/Forward Earnings ratio is in line with the industry average.
AGNCO's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 21.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.21 | ||
| Fwd PE | 15.22 |
4.2 Price Multiples
AGNCO's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AGNCO is more expensive than 69.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 99.51 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCO's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
AGNCO has a Yearly Dividend Yield of 15.34%, which is a nice return.
Compared to an average industry Dividend Yield of 11.50, AGNCO pays a better dividend. On top of this AGNCO pays more dividend than 87.88% of the companies listed in the same industry.
AGNCO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.34% |
5.2 History
The dividend of AGNCO decreases each year by -5.92%.
AGNCO has been paying a dividend for over 5 years, so it has already some track record.
AGNCO has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCO pays out 395.81% of its income as dividend. This is not a sustainable payout ratio.
AGNCO's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 9.51071 PERP
NASDAQ:AGNCO (7/3/2025, 8:26:42 PM)
25.16
-0.02 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.67B
Analysts78.1
Price Target26.99 (7.27%)
Short Float %0%
Short Ratio0.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.34% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-3.37%
PT rev (3m)-3.76%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.79%
EPS NY rev (1m)0%
EPS NY rev (3m)4.4%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.21 | ||
| Fwd PE | 15.22 | ||
| P/S | 7.27 | ||
| P/FCF | 99.51 | ||
| P/OCF | 99.51 | ||
| P/B | 2.56 | ||
| P/tB | 2.7 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.03%
EPS(NY)1.65
Fwd EY6.57%
FCF(TTM)0.25
FCFY1%
OCF(TTM)0.25
OCFY1%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%