AGNC INVESTMENT CORP - AGNC 9.57216 PERP (AGNCO) Stock Fundamental Analysis
USA - NASDAQ:AGNCO - US00123Q8078
25.5699 USD
-0.07 (-0.27%)
We assign a fundamental rating of 2 out of 10 to AGNCO. AGNCO was compared to 62 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of AGNCO have multiple concerns. AGNCO is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCO had positive earnings in the past year.
In the past year AGNCO had a positive cash flow from operations.
In multiple years AGNCO reported negative net income over the last 5 years.
Of the past 5 years AGNCO 4 years had a positive operating cash flow.
1.2 Ratios
AGNCO has a Return On Assets (0.23%) which is in line with its industry peers.
The Return On Equity of AGNCO (2.28%) is comparable to the rest of the industry.
AGNCO's Return On Invested Capital of 0.30% is in line compared to the rest of the industry. AGNCO outperforms 40.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of AGNCO (6.92%) is comparable to the rest of the industry.
AGNCO's Profit Margin has declined in the last couple of years.
AGNCO has a Operating Margin (11.08%) which is in line with its industry peers.
AGNCO's Operating Margin has been stable in the last couple of years.
The Gross Margin of AGNCO (14.54%) is worse than 61.29% of its industry peers.
AGNCO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCO has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AGNCO has more shares outstanding
AGNCO has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCO is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of AGNCO (-0.98) is worse than 83.87% of its industry peers.
The Debt to FCF ratio of AGNCO is 197.64, which is on the high side as it means it would take AGNCO, 197.64 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 197.64, AGNCO is doing worse than 74.19% of the companies in the same industry.
AGNCO has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNCO has a Debt to Equity ratio of 8.75. This is amonst the worse of the industry: AGNCO underperforms 85.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCO has a Current Ratio of 0.01. This is a bad value and indicates that AGNCO is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCO has a worse Current ratio (0.01) than 96.77% of its industry peers.
AGNCO has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCO is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.01, AGNCO is doing worse than 96.77% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
Looking at the last year, AGNCO shows a small growth in Revenue. The Revenue has grown by 6.76% in the last year.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
Based on estimates for the next years, AGNCO will show a decrease in Earnings Per Share. The EPS will decrease by -5.91% on average per year.
The Revenue is expected to grow by 207.05% on average over the next years. This is a very strong growth
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.78, the valuation of AGNCO can be described as correct.
AGNCO's Price/Earnings is on the same level as the industry average.
AGNCO's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.27.
AGNCO is valuated correctly with a Price/Forward Earnings ratio of 15.79.
61.29% of the companies in the same industry are cheaper than AGNCO, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.77, AGNCO is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.78 | ||
| Fwd PE | 15.79 |
4.2 Price Multiples
AGNCO's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AGNCO is more expensive than 67.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 58.81 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCO's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
AGNCO has a Yearly Dividend Yield of 14.08%, which is a nice return.
AGNCO's Dividend Yield is rather good when compared to the industry average which is at 11.50. AGNCO pays more dividend than 82.26% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, AGNCO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.08% |
5.2 History
The dividend of AGNCO decreases each year by -5.92%.
AGNCO has been paying a dividend for over 5 years, so it has already some track record.
As AGNCO did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCO pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
AGNCO's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 9.57216 PERP
NASDAQ:AGNCO (9/15/2025, 8:00:00 PM)
25.5699
-0.07 (-0.27%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners38.94%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap26.93B
Analysts78.1
Price Target24.96 (-2.39%)
Short Float %0%
Short Ratio0.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.08% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-5.42%
PT rev (3m)-9%
EPS NQ rev (1m)0.6%
EPS NQ rev (3m)-5.23%
EPS NY rev (1m)-4.56%
EPS NY rev (3m)-4.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-20.82%
Revenue NY rev (1m)-21.63%
Revenue NY rev (3m)-21.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.78 | ||
| Fwd PE | 15.79 | ||
| P/S | 7.89 | ||
| P/FCF | 58.81 | ||
| P/OCF | 58.81 | ||
| P/B | 2.6 | ||
| P/tB | 2.74 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.34%
EPS(NY)1.62
Fwd EY6.33%
FCF(TTM)0.43
FCFY1.7%
OCF(TTM)0.43
OCFY1.7%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%