AGNC INVESTMENT CORP - AGNC 9.62871 PERP (AGNCN) Stock Fundamental Analysis
NASDAQ:AGNCN - Nasdaq - US00123Q5009 - Currency: USD
Taking everything into account, AGNCN scores 2 out of 10 in our fundamental rating. AGNCN was compared to 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of AGNCN have multiple concerns. While showing a medium growth rate, AGNCN is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCN was profitable.
AGNCN had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCN reported negative net income in multiple years.
Of the past 5 years AGNCN 4 years had a positive operating cash flow.
1.2 Ratios
AGNCN's Return On Assets of 0.35% is in line compared to the rest of the industry. AGNCN outperforms 43.08% of its industry peers.
AGNCN has a Return On Equity (3.33%) which is comparable to the rest of the industry.
AGNCN has a Return On Invested Capital (0.40%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 9.46%, AGNCN is in line with its industry, outperforming 56.92% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCN has declined.
The Operating Margin of AGNCN (13.31%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of AGNCN has remained more or less at the same level.
AGNCN's Gross Margin of 16.54% is on the low side compared to the rest of the industry. AGNCN is outperformed by 63.08% of its industry peers.
In the last couple of years the Gross Margin of AGNCN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCN has more shares outstanding
Compared to 5 years ago, AGNCN has more shares outstanding
Compared to 1 year ago, AGNCN has a worse debt to assets ratio.
2.2 Solvency
AGNCN has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCN is not financially healthy and even has some risk of bankruptcy.
AGNCN's Altman-Z score of -0.95 is on the low side compared to the rest of the industry. AGNCN is outperformed by 83.08% of its industry peers.
AGNCN has a debt to FCF ratio of 323.18. This is a negative value and a sign of low solvency as AGNCN would need 323.18 years to pay back of all of its debts.
The Debt to FCF ratio of AGNCN (323.18) is worse than 72.31% of its industry peers.
AGNCN has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
AGNCN has a Debt to Equity ratio of 8.30. This is amonst the worse of the industry: AGNCN underperforms 84.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.02 indicates that AGNCN may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.02, AGNCN is doing worse than 95.38% of the companies in the same industry.
AGNCN has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.02, AGNCN is doing worse than 95.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
AGNCN shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
AGNCN shows a small growth in Revenue. In the last year, the Revenue has grown by 5.15%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
The Revenue is expected to grow by 201.74% on average over the next years. This is a very strong growth
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 14.29, which indicates a correct valuation of AGNCN.
Compared to the rest of the industry, the Price/Earnings ratio of AGNCN is on the same level as its industry peers.
AGNCN's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.45.
With a Price/Forward Earnings ratio of 15.30, AGNCN is valued correctly.
61.54% of the companies in the same industry are cheaper than AGNCN, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.90, AGNCN is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.29 | ||
| Fwd PE | 15.3 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCN is valued a bit more expensive than the industry average as 70.77% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 100.06 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCN's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
AGNCN has a Yearly Dividend Yield of 15.45%, which is a nice return.
Compared to an average industry Dividend Yield of 11.56, AGNCN pays a better dividend. On top of this AGNCN pays more dividend than 92.31% of the companies listed in the same industry.
AGNCN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.45% |
5.2 History
The dividend of AGNCN decreases each year by -5.92%.
AGNCN has been paying a dividend for over 5 years, so it has already some track record.
As AGNCN did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years3
Div Non Decr Years7
5.3 Sustainability
395.81% of the earnings are spent on dividend by AGNCN. This is not a sustainable payout ratio.
The Dividend Rate of AGNCN has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 9.62871 PERP
NASDAQ:AGNCN (7/3/2025, 8:26:42 PM)
After market: 25.22 -0.08 (-0.32%)25.3
+0.04 (+0.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.82B
Analysts78.1
Price Target27.01 (6.76%)
Short Float %0%
Short Ratio1.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.45% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years3
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-4.66%
PT rev (3m)1.63%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.79%
EPS NY rev (1m)0%
EPS NY rev (3m)4.4%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.29 | ||
| Fwd PE | 15.3 | ||
| P/S | 7.31 | ||
| P/FCF | 100.06 | ||
| P/OCF | 100.06 | ||
| P/B | 2.57 | ||
| P/tB | 2.71 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7%
EPS(NY)1.65
Fwd EY6.53%
FCF(TTM)0.25
FCFY1%
OCF(TTM)0.25
OCFY1%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%