AGNC INVESTMENT CORP - AGNC 8.91116 PERP (AGNCM) Stock Fundamental Analysis
USA - NASDAQ:AGNCM - US00123Q6098
24.9935 USD
-0.08 (-0.31%)
24.99 USD
0 (-0.01%)
We assign a fundamental rating of 3 out of 10 to AGNCM. AGNCM was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCM is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCM was profitable.
AGNCM had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCM's Return On Assets of 0.23% is in line compared to the rest of the industry. AGNCM outperforms 55.22% of its industry peers.
The Return On Equity of AGNCM (2.28%) is comparable to the rest of the industry.
AGNCM has a Return On Invested Capital (0.30%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 6.92%, AGNCM is doing good in the industry, outperforming 67.16% of the companies in the same industry.
AGNCM's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 11.08%, AGNCM is in the better half of the industry, outperforming 65.67% of the companies in the same industry.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
The Gross Margin of AGNCM (14.54%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AGNCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCM has more shares outstanding
Compared to 5 years ago, AGNCM has more shares outstanding
AGNCM has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCM has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
AGNCM has a Altman-Z score of -0.98. This is amonst the worse of the industry: AGNCM underperforms 89.55% of its industry peers.
The Debt to FCF ratio of AGNCM is 197.64, which is on the high side as it means it would take AGNCM, 197.64 years of fcf income to pay off all of its debts.
AGNCM has a Debt to FCF ratio of 197.64. This is in the lower half of the industry: AGNCM underperforms 71.64% of its industry peers.
AGNCM has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 8.75, AGNCM is not doing good in the industry: 82.09% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
The Current ratio of AGNCM (0.01) is worse than 92.54% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM's Quick ratio of 0.01 is on the low side compared to the rest of the industry. AGNCM is outperformed by 92.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNCM have decreased strongly by -31.36% in the last year.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
The Revenue has been growing slightly by 6.76% in the past year.
AGNCM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
AGNCM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.91% yearly.
AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 207.05% yearly.
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.43, which indicates a correct valuation of AGNCM.
Based on the Price/Earnings ratio, AGNCM is valued a bit cheaper than 64.18% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.30, AGNCM is valued a bit cheaper.
AGNCM is valuated correctly with a Price/Forward Earnings ratio of 15.44.
The rest of the industry has a similar Price/Forward Earnings ratio as AGNCM.
The average S&P500 Price/Forward Earnings ratio is at 22.73. AGNCM is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.43 | ||
| Fwd PE | 15.44 |
4.2 Price Multiples
AGNCM's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AGNCM is more expensive than 65.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 57.48 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCM's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
AGNCM has a Yearly Dividend Yield of 14.08%, which is a nice return.
AGNCM's Dividend Yield is a higher than the industry average which is at 11.44.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.08% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
AGNCM has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCM pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNCM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 8.91116 PERP
NASDAQ:AGNCM (9/12/2025, 8:00:00 PM)
After market: 24.99 0 (-0.01%)24.9935
-0.08 (-0.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners38.94%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap26.33B
Analysts78.1
Price Target24.41 (-2.33%)
Short Float %0%
Short Ratio1.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.08% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-5.65%
PT rev (3m)-8.37%
EPS NQ rev (1m)0.6%
EPS NQ rev (3m)-5.23%
EPS NY rev (1m)-4.56%
EPS NY rev (3m)-4.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-20.82%
Revenue NY rev (1m)-21.63%
Revenue NY rev (3m)-21.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.43 | ||
| Fwd PE | 15.44 | ||
| P/S | 7.72 | ||
| P/FCF | 57.48 | ||
| P/OCF | 57.48 | ||
| P/B | 2.54 | ||
| P/tB | 2.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.48%
EPS(NY)1.62
Fwd EY6.48%
FCF(TTM)0.43
FCFY1.74%
OCF(TTM)0.43
OCFY1.74%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%