AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) Stock Fundamental Analysis
NASDAQ:AGNCM • US00123Q6098
24.94 USD
-0.06 (-0.24%)
Last: Feb 27, 2026, 08:00 PM
Taking everything into account, AGNCM scores 4 out of 10 in our fundamental rating. AGNCM was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCM is still in line with the averages on profitability rating, there are concerns on its financial health. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- AGNCM had positive earnings in the past year.
- AGNCM had a positive operating cash flow in the past year.
- Of the past 5 years AGNCM 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: AGNCM reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.63%, AGNCM is in the better half of the industry, outperforming 64.71% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 6.00%, AGNCM is in the better half of the industry, outperforming 77.94% of the companies in the same industry.
- AGNCM's Return On Invested Capital of 0.62% is fine compared to the rest of the industry. AGNCM outperforms 61.76% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AGNCM is in line with the industry average of 1.22%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- AGNCM has a Profit Margin of 18.05%. This is in the better half of the industry: AGNCM outperforms 77.94% of its industry peers.
- In the last couple of years the Profit Margin of AGNCM has declined.
- AGNCM has a Operating Margin of 22.01%. This is amongst the best in the industry. AGNCM outperforms 82.35% of its industry peers.
- AGNCM's Operating Margin has declined in the last couple of years.
- AGNCM has a Gross Margin (25.11%) which is comparable to the rest of the industry.
- AGNCM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, AGNCM has more shares outstanding
- AGNCM has more shares outstanding than it did 5 years ago.
- AGNCM has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -0.94, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
- AGNCM has a worse Altman-Z score (-0.94) than 89.71% of its industry peers.
- AGNCM has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCM would need 157.31 years to pay back of all of its debts.
- AGNCM has a Debt to FCF ratio of 157.31. This is comparable to the rest of the industry: AGNCM outperforms 50.00% of its industry peers.
- A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCM has dependencies on debt financing.
- AGNCM's Debt to Equity ratio of 8.30 is on the low side compared to the rest of the industry. AGNCM is outperformed by 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNCM has a Current Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNCM's Current ratio of 0.02 is on the low side compared to the rest of the industry. AGNCM is outperformed by 88.24% of its industry peers.
- AGNCM has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of AGNCM (0.02) is worse than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
- Measured over the past years, AGNCM shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.92% on average per year.
- AGNCM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.98%.
- The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- The Earnings Per Share is expected to decrease by -0.91% on average over the next years.
- AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 27.10% yearly.
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 16.41, which indicates a correct valuation of AGNCM.
- The rest of the industry has a similar Price/Earnings ratio as AGNCM.
- Compared to an average S&P500 Price/Earnings ratio of 27.07, AGNCM is valued a bit cheaper.
- With a Price/Forward Earnings ratio of 16.25, AGNCM is valued correctly.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCM is on the same level as its industry peers.
- AGNCM's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.05.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.41 | ||
| Fwd PE | 16.25 |
4.2 Price Multiples
- AGNCM's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 45.73 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AGNCM does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)17.03
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 12.69%, AGNCM is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.00, AGNCM pays a bit more dividend than its industry peers.
- AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.69% |
5.2 History
- The dividend of AGNCM decreases each year by -5.92%.
- AGNCM has been paying a dividend for over 5 years, so it has already some track record.
- As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
- 221.40% of the earnings are spent on dividend by AGNCM. This is not a sustainable payout ratio.
- The Dividend Rate of AGNCM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC INVESTMENT CORP - AGNC 8.2658 PERP
NASDAQ:AGNCM (2/27/2026, 8:00:00 PM)
24.94
-0.06 (-0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)N/A N/A
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap27.62B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts73
Price Target26.59 (6.62%)
Short Float %0%
Short Ratio0.44
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.69% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)15.28%
PT rev (3m)6.12%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)-5.03%
EPS NY rev (3m)-4.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.52%
Revenue NY rev (3m)0.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.41 | ||
| Fwd PE | 16.25 | ||
| P/S | 7.26 | ||
| P/FCF | 45.73 | ||
| P/OCF | 45.73 | ||
| P/B | 2.41 | ||
| P/tB | 2.53 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.52
EY6.09%
EPS(NY)1.53
Fwd EY6.15%
FCF(TTM)0.55
FCFY2.19%
OCF(TTM)0.55
OCFY2.19%
SpS3.44
BVpS10.33
TBVpS9.86
PEG (NY)17.03
PEG (5Y)N/A
Graham Number18.8
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A
AGNC INVESTMENT CORP - AGNC 8.2658 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) has a profitability rating of 5 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.2658 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 221.4%.