24.89 USD
+0.06 (+0.24%)
Taking everything into account, AGNCM scores 3 out of 10 in our fundamental rating. AGNCM was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCM is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- AGNCM had positive earnings in the past year.
- In the past year AGNCM had a positive cash flow from operations.
- In multiple years AGNCM reported negative net income over the last 5 years.
- AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- AGNCM has a Return On Assets of 0.63%. This is in the better half of the industry: AGNCM outperforms 69.12% of its industry peers.
- The Return On Equity of AGNCM (6.00%) is better than 82.35% of its industry peers.
- AGNCM has a better Return On Invested Capital (0.62%) than 61.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- AGNCM has a better Profit Margin (18.05%) than 80.88% of its industry peers.
- AGNCM's Profit Margin has declined in the last couple of years.
- AGNCM's Operating Margin of 22.01% is amongst the best of the industry. AGNCM outperforms 80.88% of its industry peers.
- AGNCM's Operating Margin has been stable in the last couple of years.
- Looking at the Gross Margin, with a value of 25.11%, AGNCM is in line with its industry, outperforming 44.12% of the companies in the same industry.
- In the last couple of years the Gross Margin of AGNCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- AGNCM has more shares outstanding than it did 1 year ago.
- AGNCM has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for AGNCM is higher compared to a year ago.
2.2 Solvency
- AGNCM has an Altman-Z score of -0.94. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of AGNCM (-0.94) is worse than 88.24% of its industry peers.
- AGNCM has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCM would need 157.31 years to pay back of all of its debts.
- AGNCM has a Debt to FCF ratio (157.31) which is in line with its industry peers.
- AGNCM has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- AGNCM has a worse Debt to Equity ratio (8.30) than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNCM has a Current Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNCM's Current ratio of 0.02 is on the low side compared to the rest of the industry. AGNCM is outperformed by 91.18% of its industry peers.
- A Quick Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
- AGNCM has a Quick ratio of 0.02. This is amonst the worse of the industry: AGNCM underperforms 91.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNCM have decreased strongly by -28.04% in the last year.
- AGNCM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
- Looking at the last year, AGNCM shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
- Measured over the past years, AGNCM shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
- AGNCM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.06% yearly.
- AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 204.03% yearly.
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- AGNCM is valuated correctly with a Price/Earnings ratio of 16.16.
- The rest of the industry has a similar Price/Earnings ratio as AGNCM.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, AGNCM is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 15.40, the valuation of AGNCM can be described as correct.
- AGNCM's Price/Forward Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.12, AGNCM is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.16 | ||
| Fwd PE | 15.4 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCM is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.21 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of AGNCM may justify a higher PE ratio.
- A cheap valuation may be justified as AGNCM's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
- AGNCM has a Yearly Dividend Yield of 9.03%, which is a nice return.
- Compared to an average industry Dividend Yield of 10.90, AGNCM is paying slightly less dividend.
- AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.03% |
5.2 History
- The dividend of AGNCM decreases each year by -5.92%.
- AGNCM has been paying a dividend for over 5 years, so it has already some track record.
- As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
- AGNCM pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP
NASDAQ:AGNCM (1/15/2026, 10:48:03 AM)
24.89
+0.06 (+0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-20 2025-10-20/amc
Earnings (Next)02-02 2026-02-02/amc
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap26.70B
Revenue(TTM)3.81B
Net Income(TTM)687.00M
Analysts77
Price Target24.4 (-1.97%)
Short Float %0%
Short Ratio0.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.03% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)0.86%
PT rev (3m)-4.4%
EPS NQ rev (1m)-0.25%
EPS NQ rev (3m)-5.94%
EPS NY rev (1m)-0.05%
EPS NY rev (3m)-3.71%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)20.03%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.68%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.16 | ||
| Fwd PE | 15.4 | ||
| P/S | 7.01 | ||
| P/FCF | 44.21 | ||
| P/OCF | 44.21 | ||
| P/B | 2.33 | ||
| P/tB | 2.45 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.19%
EPS(NY)1.62
Fwd EY6.49%
FCF(TTM)0.56
FCFY2.26%
OCF(TTM)0.56
OCFY2.26%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8528.57%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y8528.57%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) has a profitability rating of 6 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.49815 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 4 / 10 and the dividend payout ratio is 221.4%.