24.96 USD
+0.05 (+0.2%)
Last: Jan 30, 2026, 08:00 PM
Overall AGNCM gets a fundamental rating of 3 out of 10. We evaluated AGNCM against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCM is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- AGNCM had positive earnings in the past year.
- AGNCM had a positive operating cash flow in the past year.
- Of the past 5 years AGNCM 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: AGNCM reported negative operating cash flow in multiple years.
1.2 Ratios
- AGNCM has a Return On Assets of 0.63%. This is in the better half of the industry: AGNCM outperforms 71.43% of its industry peers.
- With an excellent Return On Equity value of 6.00%, AGNCM belongs to the best of the industry, outperforming 84.29% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 0.62%, AGNCM is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for AGNCM is in line with the industry average of 1.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- AGNCM's Profit Margin of 18.05% is amongst the best of the industry. AGNCM outperforms 82.86% of its industry peers.
- AGNCM's Profit Margin has declined in the last couple of years.
- AGNCM's Operating Margin of 22.01% is amongst the best of the industry. AGNCM outperforms 82.86% of its industry peers.
- AGNCM's Operating Margin has declined in the last couple of years.
- With a Gross Margin value of 25.11%, AGNCM perfoms like the industry average, outperforming 45.71% of the companies in the same industry.
- AGNCM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- AGNCM has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for AGNCM has been increased compared to 5 years ago.
- The debt/assets ratio for AGNCM is higher compared to a year ago.
2.2 Solvency
- AGNCM has an Altman-Z score of -0.94. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
- AGNCM's Altman-Z score of -0.94 is on the low side compared to the rest of the industry. AGNCM is outperformed by 90.00% of its industry peers.
- AGNCM has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCM would need 157.31 years to pay back of all of its debts.
- AGNCM has a Debt to FCF ratio (157.31) which is in line with its industry peers.
- AGNCM has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of AGNCM (8.30) is worse than 72.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
- With a Current ratio value of 0.02, AGNCM is not doing good in the industry: 90.00% of the companies in the same industry are doing better.
- A Quick Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.02, AGNCM is doing worse than 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
- The earnings per share for AGNCM have been decreasing by -10.92% on average. This is quite bad
- Looking at the last year, AGNCM shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
- Measured over the past years, AGNCM shows a very strong growth in Revenue. The Revenue has been growing by 56.11% on average per year.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- Based on estimates for the next years, AGNCM will show a small growth in Earnings Per Share. The EPS will grow by 2.05% on average per year.
- AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 29.60% yearly.
EPS Next Y6.31%
EPS Next 2Y2.05%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year57.74%
Revenue Next 2Y29.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- AGNCM is valuated correctly with a Price/Earnings ratio of 16.42.
- Compared to the rest of the industry, the Price/Earnings ratio of AGNCM is on the same level as its industry peers.
- When comparing the Price/Earnings ratio of AGNCM to the average of the S&P500 Index (28.32), we can say AGNCM is valued slightly cheaper.
- A Price/Forward Earnings ratio of 15.45 indicates a correct valuation of AGNCM.
- AGNCM's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. AGNCM is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.42 | ||
| Fwd PE | 15.45 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCM is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.33 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.6
PEG (5Y)N/A
EPS Next 2Y2.05%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- AGNCM has a Yearly Dividend Yield of 8.45%, which is a nice return.
- Compared to an average industry Dividend Yield of 11.00, AGNCM's dividend is way lower than its industry peers. On top of this 80.00% of the companies listed in the same industry pay a better dividend than AGNCM!
- Compared to an average S&P500 Dividend Yield of 1.83, AGNCM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.45% |
5.2 History
- The dividend of AGNCM decreases each year by -5.92%.
- AGNCM has been paying a dividend for over 5 years, so it has already some track record.
- As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
- 221.40% of the earnings are spent on dividend by AGNCM. This is not a sustainable payout ratio.
DP221.4%
EPS Next 2Y2.05%
EPS Next 3YN/A
AGNC INVESTMENT CORP - AGNC 8.2658 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) has a profitability rating of 5 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.2658 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 221.4%.