AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) Fundamental Analysis & Valuation
NASDAQ:AGNCM • US00123Q6098
Current stock price
This AGNCM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. AGNCM Profitability Analysis
1.1 Basic Checks
- In the past year AGNCM was profitable.
- AGNCM had a positive operating cash flow in the past year.
- Of the past 5 years AGNCM 4 years were profitable.
- Of the past 5 years AGNCM 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.31%, AGNCM belongs to the top of the industry, outperforming 82.35% of the companies in the same industry.
- The Return On Equity of AGNCM (12.18%) is better than 92.65% of its industry peers.
- AGNCM has a Return On Invested Capital of 1.16%. This is amongst the best in the industry. AGNCM outperforms 83.82% of its industry peers.
- AGNCM had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.30%.
- The 3 year average ROIC (0.70%) for AGNCM is below the current ROIC(1.16%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 12.18% | ||
| ROIC | 1.16% |
1.3 Margins
- Looking at the Profit Margin, with a value of 32.49%, AGNCM belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
- In the last couple of years the Profit Margin of AGNCM has declined.
- AGNCM has a better Operating Margin (35.95%) than 88.24% of its industry peers.
- In the last couple of years the Operating Margin of AGNCM has declined.
- AGNCM's Gross Margin of 38.69% is fine compared to the rest of the industry. AGNCM outperforms 60.29% of its industry peers.
- AGNCM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.95% | ||
| PM (TTM) | 32.49% | ||
| GM | 38.69% |
2. AGNCM Health Analysis
2.1 Basic Checks
- AGNCM has more shares outstanding than it did 1 year ago.
- AGNCM has more shares outstanding than it did 5 years ago.
- AGNCM has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -0.92, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of AGNCM (-0.92) is worse than 88.24% of its industry peers.
- The Debt to FCF ratio of AGNCM is 155.89, which is on the high side as it means it would take AGNCM, 155.89 years of fcf income to pay off all of its debts.
- AGNCM has a Debt to FCF ratio of 155.89. This is in the lower half of the industry: AGNCM underperforms 61.76% of its industry peers.
- AGNCM has a Debt/Equity ratio of 8.21. This is a high value indicating a heavy dependency on external financing.
- AGNCM has a worse Debt to Equity ratio (8.21) than 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.21 | ||
| Debt/FCF | 155.89 | ||
| Altman-Z | -0.92 |
2.3 Liquidity
- AGNCM has a Current Ratio of 0.01. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNCM has a worse Current ratio (0.01) than 91.18% of its industry peers.
- A Quick Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
- AGNCM has a Quick ratio of 0.01. This is amonst the worse of the industry: AGNCM underperforms 91.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. AGNCM Growth Analysis
3.1 Past
- The earnings per share for AGNCM have decreased strongly by -20.42% in the last year.
- The earnings per share for AGNCM have been decreasing by -10.92% on average. This is quite bad
- The Revenue has grown by 18.98% in the past year. This is quite good.
- AGNCM shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.11% yearly.
3.2 Future
- Based on estimates for the next years, AGNCM will show a decrease in Earnings Per Share. The EPS will decrease by -0.91% on average per year.
- Based on estimates for the next years, AGNCM will show a very strong growth in Revenue. The Revenue will grow by 27.10% on average per year.
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. AGNCM Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 16.22 indicates a correct valuation of AGNCM.
- AGNCM's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 25.50, AGNCM is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 16.04, the valuation of AGNCM can be described as correct.
- AGNCM's Price/Forward Earnings ratio is in line with the industry average.
- AGNCM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.67, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.22 | ||
| Fwd PE | 16.04 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as AGNCM.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.42 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of AGNCM may justify a higher PE ratio.
5. AGNCM Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 13.99%, AGNCM is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.97, AGNCM pays a bit more dividend than its industry peers.
- AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.99% |
5.2 History
- The dividend of AGNCM decreases each year by -2.31%.
- AGNCM has been paying a dividend for over 5 years, so it has already some track record.
- AGNCM has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
5.3 Sustainability
- AGNCM pays out 106.10% of its income as dividend. This is not a sustainable payout ratio.
- AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
AGNCM Fundamentals: All Metrics, Ratios and Statistics
AGNC INVESTMENT CORP - AGNC 8.2658 PERP
NASDAQ:AGNCM (3/24/2026, 8:13:16 PM)
After market: 24.79 +0.13 (+0.53%)24.66
+0.03 (+0.12%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.99% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.22 | ||
| Fwd PE | 16.04 | ||
| P/S | 5.96 | ||
| P/FCF | 42.42 | ||
| P/OCF | 42.42 | ||
| P/B | 2.24 | ||
| P/tB | 2.33 | ||
| EV/EBITDA | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 12.18% | ||
| ROCE | 13.41% | ||
| ROIC | 1.16% | ||
| ROICexc | 1.16% | ||
| ROICexgc | 1.17% | ||
| OM | 35.95% | ||
| PM (TTM) | 32.49% | ||
| GM | 38.69% | ||
| FCFM | 14.06% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.21 | ||
| Debt/FCF | 155.89 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.6 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 43.27% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.92 |
AGNC INVESTMENT CORP - AGNC 8.2658 PERP / AGNCM Fundamental Analysis FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) has a profitability rating of 7 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.2658 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 106.1%.