AGNC INVESTMENT CORP - AGNC 8.91116 PERP (AGNCM) Stock Fundamental Analysis
USA - NASDAQ:AGNCM - US00123Q6098
24.66 USD
+0.01 (+0.04%)
Taking everything into account, AGNCM scores 3 out of 10 in our fundamental rating. AGNCM was compared to 66 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCM was profitable.
In the past year AGNCM had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.23%, AGNCM is in line with its industry, outperforming 53.03% of the companies in the same industry.
AGNCM has a Return On Equity (2.28%) which is in line with its industry peers.
With a Return On Invested Capital value of 0.30%, AGNCM perfoms like the industry average, outperforming 46.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCM has a better Profit Margin (6.92%) than 65.15% of its industry peers.
In the last couple of years the Profit Margin of AGNCM has declined.
AGNCM's Operating Margin of 11.08% is fine compared to the rest of the industry. AGNCM outperforms 63.64% of its industry peers.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
Looking at the Gross Margin, with a value of 14.54%, AGNCM is doing worse than 62.12% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCM has more shares outstanding than it did 1 year ago.
AGNCM has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AGNCM is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
AGNCM has a worse Altman-Z score (-0.98) than 89.39% of its industry peers.
The Debt to FCF ratio of AGNCM is 197.64, which is on the high side as it means it would take AGNCM, 197.64 years of fcf income to pay off all of its debts.
AGNCM has a worse Debt to FCF ratio (197.64) than 72.73% of its industry peers.
A Debt/Equity ratio of 8.75 is on the high side and indicates that AGNCM has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 8.75, AGNCM is doing worse than 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCM has a Current Ratio of 0.01. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of AGNCM (0.01) is worse than 93.94% of its industry peers.
AGNCM has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCM has a worse Quick ratio (0.01) than 93.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
Looking at the last year, AGNCM shows a small growth in Revenue. The Revenue has grown by 6.76% in the last year.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
AGNCM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.91% yearly.
AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 207.05% yearly.
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.22 indicates a correct valuation of AGNCM.
Based on the Price/Earnings ratio, AGNCM is valued a bit cheaper than 62.12% of the companies in the same industry.
AGNCM is valuated rather cheaply when we compare the Price/Earnings ratio to 27.35, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 14.82, AGNCM is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCM is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.86, AGNCM is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.22 | ||
| Fwd PE | 14.82 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCM is valued a bit more expensive than the industry average as 68.18% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.71 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCM's earnings are expected to decrease with -5.91% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
AGNCM has a Yearly Dividend Yield of 14.40%, which is a nice return.
Compared to an average industry Dividend Yield of 12.06, AGNCM pays a bit more dividend than its industry peers.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCM. This is not a sustainable payout ratio.
AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 8.91116 PERP
NASDAQ:AGNCM (10/13/2025, 8:00:00 PM)
24.66
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap25.97B
Analysts78.1
Price Target25.52 (3.49%)
Short Float %0%
Short Ratio0.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-1.13%
PT rev (3m)-2.61%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.82%
EPS NY rev (1m)0.54%
EPS NY rev (3m)-4.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-20.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-21.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.22 | ||
| Fwd PE | 14.82 | ||
| P/S | 7.61 | ||
| P/FCF | 56.71 | ||
| P/OCF | 56.71 | ||
| P/B | 2.51 | ||
| P/tB | 2.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.57%
EPS(NY)1.66
Fwd EY6.75%
FCF(TTM)0.43
FCFY1.76%
OCF(TTM)0.43
OCFY1.76%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%