24.988 USD
+0.01 (+0.03%)
Last: Feb 4, 2026, 08:02 PM
We assign a fundamental rating of 4 out of 10 to AGNCM. AGNCM was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCM is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year AGNCM was profitable.
- AGNCM had a positive operating cash flow in the past year.
- AGNCM had positive earnings in 4 of the past 5 years.
- In multiple years AGNCM reported negative operating cash flow during the last 5 years.
1.2 Ratios
- AGNCM has a Return On Assets of 0.63%. This is in the better half of the industry: AGNCM outperforms 71.43% of its industry peers.
- AGNCM has a Return On Equity of 6.00%. This is amongst the best in the industry. AGNCM outperforms 84.29% of its industry peers.
- AGNCM has a Return On Invested Capital of 0.62%. This is in the better half of the industry: AGNCM outperforms 64.29% of its industry peers.
- AGNCM had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- AGNCM has a Profit Margin of 18.05%. This is amongst the best in the industry. AGNCM outperforms 82.86% of its industry peers.
- AGNCM's Profit Margin has declined in the last couple of years.
- AGNCM has a Operating Margin of 22.01%. This is amongst the best in the industry. AGNCM outperforms 82.86% of its industry peers.
- In the last couple of years the Operating Margin of AGNCM has declined.
- The Gross Margin of AGNCM (25.11%) is comparable to the rest of the industry.
- AGNCM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, AGNCM has more shares outstanding
- Compared to 5 years ago, AGNCM has more shares outstanding
- The debt/assets ratio for AGNCM is higher compared to a year ago.
2.2 Solvency
- AGNCM has an Altman-Z score of -0.94. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
- AGNCM's Altman-Z score of -0.94 is on the low side compared to the rest of the industry. AGNCM is outperformed by 90.00% of its industry peers.
- The Debt to FCF ratio of AGNCM is 157.31, which is on the high side as it means it would take AGNCM, 157.31 years of fcf income to pay off all of its debts.
- AGNCM has a Debt to FCF ratio of 157.31. This is comparable to the rest of the industry: AGNCM outperforms 47.14% of its industry peers.
- AGNCM has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- AGNCM has a Debt to Equity ratio of 8.30. This is in the lower half of the industry: AGNCM underperforms 72.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
- With a Current ratio value of 0.02, AGNCM is not doing good in the industry: 90.00% of the companies in the same industry are doing better.
- A Quick Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
- With a Quick ratio value of 0.02, AGNCM is not doing good in the industry: 90.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
- Measured over the past years, AGNCM shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.92% on average per year.
- Looking at the last year, AGNCM shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
- The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- AGNCM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.91% yearly.
- Based on estimates for the next years, AGNCM will show a very strong growth in Revenue. The Revenue will grow by 27.10% on average per year.
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 16.44, which indicates a correct valuation of AGNCM.
- AGNCM's Price/Earnings ratio is in line with the industry average.
- The average S&P500 Price/Earnings ratio is at 28.25. AGNCM is valued slightly cheaper when compared to this.
- Based on the Price/Forward Earnings ratio of 16.28, the valuation of AGNCM can be described as correct.
- AGNCM's Price/Forward Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.50, AGNCM is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.44 | ||
| Fwd PE | 16.28 |
4.2 Price Multiples
- AGNCM's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)17.07
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
5. Dividend
5.1 Amount
- AGNCM has a Yearly Dividend Yield of 12.89%, which is a nice return.
- AGNCM's Dividend Yield is a higher than the industry average which is at 11.85.
- Compared to an average S&P500 Dividend Yield of 1.82, AGNCM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.89% |
5.2 History
- The dividend of AGNCM decreases each year by -5.92%.
- AGNCM has been paying a dividend for over 5 years, so it has already some track record.
- As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
- 221.40% of the earnings are spent on dividend by AGNCM. This is not a sustainable payout ratio.
- AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC INVESTMENT CORP - AGNC 8.2658 PERP
NASDAQ:AGNCM (2/4/2026, 8:02:57 PM)
24.988
+0.01 (+0.03%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)N/A N/A
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap26.81B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts77
Price Target26.73 (6.97%)
Short Float %0%
Short Ratio0.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.89% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)-5.49%
PT rev (3m)-7.23%
EPS NQ rev (1m)-0.15%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)0.01%
EPS NY rev (3m)-2.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)-0.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.44 | ||
| Fwd PE | 16.28 | ||
| P/S | 7.04 | ||
| P/FCF | 44.38 | ||
| P/OCF | 44.38 | ||
| P/B | 2.34 | ||
| P/tB | 2.46 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.52
EY6.08%
EPS(NY)1.53
Fwd EY6.14%
FCF(TTM)0.56
FCFY2.25%
OCF(TTM)0.56
OCFY2.25%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)17.07
PEG (5Y)N/A
Graham Number19.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A
AGNC INVESTMENT CORP - AGNC 8.2658 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) has a profitability rating of 5 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.2658 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 221.4%.