AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) Stock Fundamental Analysis
USA - NASDAQ:AGNCM - US00123Q6098
24.6 USD
-0.04 (-0.18%)
We assign a fundamental rating of 2 out of 10 to AGNCM. AGNCM was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCM was profitable.
In the past year AGNCM had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
Of the past 5 years AGNCM 4 years had a positive operating cash flow.
1.2 Ratios
AGNCM's Return On Assets of 0.23% is in line compared to the rest of the industry. AGNCM outperforms 48.53% of its industry peers.
AGNCM has a Return On Equity (2.28%) which is in line with its industry peers.
AGNCM has a Return On Invested Capital (0.30%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCM has a Profit Margin (6.92%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of AGNCM has declined.
AGNCM's Operating Margin of 11.08% is fine compared to the rest of the industry. AGNCM outperforms 61.76% of its industry peers.
AGNCM's Operating Margin has been stable in the last couple of years.
AGNCM has a Gross Margin of 14.54%. This is in the lower half of the industry: AGNCM underperforms 67.65% of its industry peers.
In the last couple of years the Gross Margin of AGNCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCM has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGNCM has been increased compared to 5 years ago.
Compared to 1 year ago, AGNCM has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
AGNCM has a Altman-Z score of -0.98. This is amonst the worse of the industry: AGNCM underperforms 89.71% of its industry peers.
AGNCM has a debt to FCF ratio of 197.64. This is a negative value and a sign of low solvency as AGNCM would need 197.64 years to pay back of all of its debts.
With a Debt to FCF ratio value of 197.64, AGNCM is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
AGNCM has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNCM has a Debt to Equity ratio of 8.75. This is amonst the worse of the industry: AGNCM underperforms 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.01, AGNCM is doing worse than 92.65% of the companies in the same industry.
A Quick Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM has a worse Quick ratio (0.01) than 92.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
AGNCM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
Looking at the last year, AGNCM shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
AGNCM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
AGNCM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.06% yearly.
Based on estimates for the next years, AGNCM will show a very strong growth in Revenue. The Revenue will grow by 204.03% on average per year.
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.97, which indicates a correct valuation of AGNCM.
AGNCM's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of AGNCM to the average of the S&P500 Index (25.91), we can say AGNCM is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 15.38, the valuation of AGNCM can be described as correct.
AGNCM's Price/Forward Earnings ratio is in line with the industry average.
AGNCM is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.97 | ||
| Fwd PE | 15.38 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCM is valued a bit more expensive than the industry average as 61.76% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCM's earnings are expected to decrease with -6.06% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.10%, AGNCM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 13.23, AGNCM pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, AGNCM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCM pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP
NASDAQ:AGNCM (11/13/2025, 8:14:27 PM)
24.6
-0.04 (-0.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap25.91B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts77
Price Target24.86 (1.06%)
Short Float %0%
Short Ratio0.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-2.6%
PT rev (3m)-3.89%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.78%
EPS NY rev (1m)-3.66%
EPS NY rev (3m)-7.57%
Revenue NQ rev (1m)8.79%
Revenue NQ rev (3m)8.79%
Revenue NY rev (1m)-1.68%
Revenue NY rev (3m)-22.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.97 | ||
| Fwd PE | 15.38 | ||
| P/S | 7.59 | ||
| P/FCF | 56.58 | ||
| P/OCF | 56.58 | ||
| P/B | 2.5 | ||
| P/tB | 2.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.26%
EPS(NY)1.6
Fwd EY6.5%
FCF(TTM)0.43
FCFY1.77%
OCF(TTM)0.43
OCFY1.77%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 2 / 10 to AGNCM.
What is the valuation status of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
ChartMill assigns a valuation rating of 2 / 10 to AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) has a profitability rating of 3 / 10.
Can you provide the financial health for AGNCM stock?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 602.97%.