AGNC INVESTMENT CORP - AGNC 8.89559 PERP (AGNCM) Stock Fundamental Analysis
NASDAQ:AGNCM - Nasdaq - US00123Q6098 - Currency: USD
We assign a fundamental rating of 3 out of 10 to AGNCM. AGNCM was compared to 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCM had positive earnings in the past year.
In the past year AGNCM has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
In multiple years AGNCM reported negative operating cash flow during the last 5 years.
1.2 Ratios
AGNCM has a Return On Assets of 1.15%. This is in the better half of the industry: AGNCM outperforms 79.69% of its industry peers.
Looking at the Return On Equity, with a value of 10.63%, AGNCM belongs to the top of the industry, outperforming 84.38% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 1.02%, AGNCM is in the better half of the industry, outperforming 73.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 10.63% | ||
| ROIC | 1.02% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 24.93%, AGNCM belongs to the top of the industry, outperforming 84.38% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCM has declined.
The Operating Margin of AGNCM (28.02%) is better than 81.25% of its industry peers.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
AGNCM has a Gross Margin (30.60%) which is in line with its industry peers.
AGNCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.02% | ||
| PM (TTM) | 24.93% | ||
| GM | 30.6% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCM has more shares outstanding
The number of shares outstanding for AGNCM has been increased compared to 5 years ago.
The debt/assets ratio for AGNCM is higher compared to a year ago.
2.2 Solvency
AGNCM has an Altman-Z score of -0.91. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.91, AGNCM is not doing good in the industry: 84.38% of the companies in the same industry are doing better.
A Debt/Equity ratio of 8.19 is on the high side and indicates that AGNCM has dependencies on debt financing.
The Debt to Equity ratio of AGNCM (8.19) is worse than 82.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.91 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCM has a Current Ratio of 0.03. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCM's Current ratio of 0.03 is on the low side compared to the rest of the industry. AGNCM is outperformed by 90.63% of its industry peers.
A Quick Ratio of 0.03 indicates that AGNCM may have some problems paying its short term obligations.
The Quick ratio of AGNCM (0.03) is worse than 90.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
The earnings per share for AGNCM have decreased strongly by -27.10% in the last year.
AGNCM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
The Revenue has grown by 53.82% in the past year. This is a very strong growth!
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%542.31%
3.2 Future
The Earnings Per Share is expected to decrease by -7.54% on average over the next years.
The Revenue is expected to grow by 194.42% on average over the next years. This is a very strong growth
EPS Next Y-14.33%
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
EPS Next 5YN/A
Revenue Next Year1997.32%
Revenue Next 2Y336.49%
Revenue Next 3Y194.42%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.28 indicates a correct valuation of AGNCM.
AGNCM's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 29.75, AGNCM is valued rather cheaply.
A Price/Forward Earnings ratio of 15.50 indicates a correct valuation of AGNCM.
AGNCM's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. AGNCM is more expensive than 62.50% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.44, AGNCM is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.28 | ||
| Fwd PE | 15.5 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCM's earnings are expected to decrease with -7.54% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
5. Dividend
5.1 Amount
AGNCM has a Yearly Dividend Yield of 13.82%, which is a nice return.
Compared to an average industry Dividend Yield of 12.95, AGNCM pays a bit more dividend than its industry peers.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.82% |
5.2 History
The dividend of AGNCM decreases each year by -5.50%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
The dividend of AGNCM decreased recently.
Dividend Growth(5Y)-5.5%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
AGNCM pays out 113.55% of its income as dividend. This is not a sustainable payout ratio.
AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP113.55%
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
AGNC INVESTMENT CORP - AGNC 8.89559 PERP
NASDAQ:AGNCM (3/3/2025, 8:11:18 PM)
25.3701
-0.03 (-0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.92%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap22.77B
Analysts78.1
Price Target27.08 (6.74%)
Short Float %0%
Short Ratio0.23
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.82% |
Yearly Dividend1.58
Dividend Growth(5Y)-5.5%
DP113.55%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.82%
Min EPS beat(2)-15.95%
Max EPS beat(2)-3.69%
EPS beat(4)0
Avg EPS beat(4)-5.35%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.83%
EPS beat(8)4
Avg EPS beat(8)0.3%
EPS beat(12)8
Avg EPS beat(12)6.74%
EPS beat(16)12
Avg EPS beat(16)8.75%
Revenue beat(2)0
Avg Revenue beat(2)-119.43%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-105.73%
Revenue beat(4)0
Avg Revenue beat(4)-113.43%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-105.73%
Revenue beat(8)1
Avg Revenue beat(8)-73.13%
Revenue beat(12)1
Avg Revenue beat(12)-114.54%
Revenue beat(16)3
Avg Revenue beat(16)-77.01%
PT rev (1m)0%
PT rev (3m)-3.35%
EPS NQ rev (1m)-0.28%
EPS NQ rev (3m)-0.28%
EPS NY rev (1m)-6.83%
EPS NY rev (3m)-7.24%
Revenue NQ rev (1m)0.58%
Revenue NQ rev (3m)0.58%
Revenue NY rev (1m)31%
Revenue NY rev (3m)31.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.28 | ||
| Fwd PE | 15.5 | ||
| P/S | 5.53 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.36 | ||
| P/tB | 2.49 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.91
EY7.53%
EPS(NY)1.64
Fwd EY6.45%
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.03
OCFYN/A
SpS4.59
BVpS10.76
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 10.63% | ||
| ROCE | 11.37% | ||
| ROIC | 1.02% | ||
| ROICexc | 1.03% | ||
| ROICexgc | 1.04% | ||
| OM | 28.02% | ||
| PM (TTM) | 24.93% | ||
| GM | 30.6% | ||
| FCFM | N/A |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | -0.91 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
EPS Next Y-14.33%
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
EPS Next 5YN/A
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%542.31%
Revenue Next Year1997.32%
Revenue Next 2Y336.49%
Revenue Next 3Y194.42%
Revenue Next 5YN/A
EBIT growth 1Y279.28%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-442.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-442.86%
OCF growth 3YN/A
OCF growth 5YN/A