24.92 USD
+0.09 (+0.36%)
Last: Feb 6, 2026, 09:41 AM
Overall AGNCM gets a fundamental rating of 4 out of 10. We evaluated AGNCM against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCM while its profitability can be described as average. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- In the past year AGNCM was profitable.
- In the past year AGNCM had a positive cash flow from operations.
- Of the past 5 years AGNCM 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: AGNCM reported negative operating cash flow in multiple years.
1.2 Ratios
- With a decent Return On Assets value of 0.63%, AGNCM is doing good in the industry, outperforming 71.43% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 6.00%, AGNCM belongs to the top of the industry, outperforming 84.29% of the companies in the same industry.
- AGNCM has a Return On Invested Capital of 0.62%. This is in the better half of the industry: AGNCM outperforms 64.29% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AGNCM is in line with the industry average of 1.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 18.05%, AGNCM belongs to the top of the industry, outperforming 82.86% of the companies in the same industry.
- AGNCM's Profit Margin has declined in the last couple of years.
- With an excellent Operating Margin value of 22.01%, AGNCM belongs to the best of the industry, outperforming 82.86% of the companies in the same industry.
- In the last couple of years the Operating Margin of AGNCM has declined.
- AGNCM has a Gross Margin (25.11%) which is in line with its industry peers.
- AGNCM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- AGNCM has more shares outstanding than it did 1 year ago.
- AGNCM has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, AGNCM has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -0.94, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.94, AGNCM is doing worse than 90.00% of the companies in the same industry.
- AGNCM has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCM would need 157.31 years to pay back of all of its debts.
- The Debt to FCF ratio of AGNCM (157.31) is comparable to the rest of the industry.
- A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCM has dependencies on debt financing.
- The Debt to Equity ratio of AGNCM (8.30) is worse than 72.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNCM has a Current Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNCM has a worse Current ratio (0.02) than 90.00% of its industry peers.
- AGNCM has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.02, AGNCM is doing worse than 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNCM have decreased strongly by -20.42% in the last year.
- The earnings per share for AGNCM have been decreasing by -10.92% on average. This is quite bad
- Looking at the last year, AGNCM shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
- AGNCM shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.11% yearly.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- AGNCM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.91% yearly.
- The Revenue is expected to grow by 27.10% on average over the next years. This is a very strong growth
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- AGNCM is valuated correctly with a Price/Earnings ratio of 16.39.
- Compared to the rest of the industry, the Price/Earnings ratio of AGNCM is on the same level as its industry peers.
- AGNCM is valuated rather cheaply when we compare the Price/Earnings ratio to 27.67, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 16.24, AGNCM is valued correctly.
- AGNCM's Price/Forward Earnings ratio is in line with the industry average.
- AGNCM's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.20.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.39 | ||
| Fwd PE | 16.24 |
4.2 Price Multiples
- AGNCM's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.26 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)17.02
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
5. Dividend
5.1 Amount
- AGNCM has a Yearly Dividend Yield of 12.89%, which is a nice return.
- Compared to an average industry Dividend Yield of 11.84, AGNCM pays a bit more dividend than its industry peers.
- AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.89% |
5.2 History
- The dividend of AGNCM decreases each year by -5.92%.
- AGNCM has been paying a dividend for over 5 years, so it has already some track record.
- AGNCM has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
- AGNCM pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC INVESTMENT CORP - AGNC 8.2658 PERP
NASDAQ:AGNCM (2/6/2026, 9:41:20 AM)
24.92
+0.09 (+0.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)N/A N/A
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap26.73B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts77
Price Target26.73 (7.26%)
Short Float %0%
Short Ratio0.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.89% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)-5.49%
PT rev (3m)-7.23%
EPS NQ rev (1m)-0.15%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)0.01%
EPS NY rev (3m)-2.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)-0.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.39 | ||
| Fwd PE | 16.24 | ||
| P/S | 7.02 | ||
| P/FCF | 44.26 | ||
| P/OCF | 44.26 | ||
| P/B | 2.34 | ||
| P/tB | 2.45 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.52
EY6.1%
EPS(NY)1.53
Fwd EY6.16%
FCF(TTM)0.56
FCFY2.26%
OCF(TTM)0.56
OCFY2.26%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)17.02
PEG (5Y)N/A
Graham Number19.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A
AGNC INVESTMENT CORP - AGNC 8.2658 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 4 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) has a profitability rating of 5 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.2658 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.2658 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 221.4%.