24.79 USD
-0.01 (-0.04%)
Overall AGNCM gets a fundamental rating of 3 out of 10. We evaluated AGNCM against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCM while its profitability can be described as average. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- AGNCM had positive earnings in the past year.
- AGNCM had a positive operating cash flow in the past year.
- In multiple years AGNCM reported negative net income over the last 5 years.
- Of the past 5 years AGNCM 4 years had a positive operating cash flow.
1.2 Ratios
- AGNCM's Return On Assets of 0.63% is fine compared to the rest of the industry. AGNCM outperforms 69.12% of its industry peers.
- AGNCM's Return On Equity of 6.00% is amongst the best of the industry. AGNCM outperforms 82.35% of its industry peers.
- With a decent Return On Invested Capital value of 0.62%, AGNCM is doing good in the industry, outperforming 61.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 18.05%, AGNCM belongs to the top of the industry, outperforming 80.88% of the companies in the same industry.
- AGNCM's Profit Margin has declined in the last couple of years.
- AGNCM has a Operating Margin of 22.01%. This is amongst the best in the industry. AGNCM outperforms 80.88% of its industry peers.
- In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
- AGNCM has a Gross Margin of 25.11%. This is comparable to the rest of the industry: AGNCM outperforms 44.12% of its industry peers.
- AGNCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, AGNCM has more shares outstanding
- The number of shares outstanding for AGNCM has been increased compared to 5 years ago.
- AGNCM has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -0.94, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
- AGNCM's Altman-Z score of -0.94 is on the low side compared to the rest of the industry. AGNCM is outperformed by 88.24% of its industry peers.
- AGNCM has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCM would need 157.31 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 157.31, AGNCM perfoms like the industry average, outperforming 45.59% of the companies in the same industry.
- AGNCM has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- AGNCM has a Debt to Equity ratio of 8.30. This is in the lower half of the industry: AGNCM underperforms 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNCM has a Current Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNCM's Current ratio of 0.02 is on the low side compared to the rest of the industry. AGNCM is outperformed by 91.18% of its industry peers.
- A Quick Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.02, AGNCM is doing worse than 91.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
- AGNCM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
- Looking at the last year, AGNCM shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
- AGNCM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
- Based on estimates for the next years, AGNCM will show a decrease in Earnings Per Share. The EPS will decrease by -6.06% on average per year.
- AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 204.03% yearly.
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 16.10, which indicates a correct valuation of AGNCM.
- The rest of the industry has a similar Price/Earnings ratio as AGNCM.
- When comparing the Price/Earnings ratio of AGNCM to the average of the S&P500 Index (27.30), we can say AGNCM is valued slightly cheaper.
- With a Price/Forward Earnings ratio of 15.34, AGNCM is valued correctly.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCM is on the same level as its industry peers.
- AGNCM's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.04.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.1 | ||
| Fwd PE | 15.34 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCM is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.03 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of AGNCM may justify a higher PE ratio.
- AGNCM's earnings are expected to decrease with -6.06% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 9.03%, AGNCM is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 10.90, AGNCM is paying slightly less dividend.
- Compared to an average S&P500 Dividend Yield of 1.92, AGNCM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.03% |
5.2 History
- The dividend of AGNCM decreases each year by -5.92%.
- AGNCM has been paying a dividend for over 5 years, so it has already some track record.
- As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
- AGNCM pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP
NASDAQ:AGNCM (1/13/2026, 8:00:00 PM)
24.79
-0.01 (-0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-20 2025-10-20/amc
Earnings (Next)02-02 2026-02-02/amc
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap26.59B
Revenue(TTM)3.81B
Net Income(TTM)687.00M
Analysts77
Price Target24.4 (-1.57%)
Short Float %0%
Short Ratio0.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.03% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)0.86%
PT rev (3m)-4.4%
EPS NQ rev (1m)-0.25%
EPS NQ rev (3m)-5.94%
EPS NY rev (1m)-0.05%
EPS NY rev (3m)-3.71%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)20.03%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.68%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.1 | ||
| Fwd PE | 15.34 | ||
| P/S | 6.99 | ||
| P/FCF | 44.03 | ||
| P/OCF | 44.03 | ||
| P/B | 2.32 | ||
| P/tB | 2.44 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.21%
EPS(NY)1.62
Fwd EY6.52%
FCF(TTM)0.56
FCFY2.27%
OCF(TTM)0.56
OCFY2.27%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8528.57%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y8528.57%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) has a profitability rating of 6 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.49815 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 4 / 10 and the dividend payout ratio is 221.4%.