AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) Stock Fundamental Analysis
USA - NASDAQ:AGNCM - US00123Q6098
24.46 USD
-0.11 (-0.45%)
Overall AGNCM gets a fundamental rating of 3 out of 10. We evaluated AGNCM against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCM was profitable.
In the past year AGNCM had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.63%, AGNCM is in the better half of the industry, outperforming 63.24% of the companies in the same industry.
AGNCM has a better Return On Equity (6.00%) than 82.35% of its industry peers.
AGNCM has a Return On Invested Capital of 0.62%. This is in the better half of the industry: AGNCM outperforms 61.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 18.05%, AGNCM belongs to the top of the industry, outperforming 80.88% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCM has declined.
The Operating Margin of AGNCM (22.01%) is better than 80.88% of its industry peers.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
With a Gross Margin value of 25.11%, AGNCM perfoms like the industry average, outperforming 44.12% of the companies in the same industry.
AGNCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCM has more shares outstanding
The number of shares outstanding for AGNCM has been increased compared to 5 years ago.
AGNCM has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCM has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
AGNCM has a worse Altman-Z score (-0.95) than 88.24% of its industry peers.
AGNCM has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCM would need 157.31 years to pay back of all of its debts.
The Debt to FCF ratio of AGNCM (157.31) is worse than 60.29% of its industry peers.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCM has dependencies on debt financing.
AGNCM has a worse Debt to Equity ratio (8.30) than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCM has a Current Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.02, AGNCM is doing worse than 91.18% of the companies in the same industry.
AGNCM has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCM has a Quick ratio of 0.02. This is amonst the worse of the industry: AGNCM underperforms 91.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
AGNCM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
The Revenue has decreased by -7.48% in the past year.
AGNCM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
Based on estimates for the next years, AGNCM will show a decrease in Earnings Per Share. The EPS will decrease by -6.06% on average per year.
AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 204.03% yearly.
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
AGNCM is valuated correctly with a Price/Earnings ratio of 15.88.
AGNCM's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 25.07, AGNCM is valued a bit cheaper.
AGNCM is valuated correctly with a Price/Forward Earnings ratio of 15.30.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCM is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 34.08. AGNCM is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 15.3 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCM is valued a bit more expensive than the industry average as 61.76% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.66 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AGNCM may justify a higher PE ratio.
A cheap valuation may be justified as AGNCM's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
AGNCM has a Yearly Dividend Yield of 14.20%, which is a nice return.
Compared to an average industry Dividend Yield of 12.03, AGNCM pays a bit more dividend than its industry peers.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.2% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCM pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNCM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP
NASDAQ:AGNCM (11/20/2025, 4:30:01 PM)
24.46
-0.11 (-0.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap25.76B
Revenue(TTM)3.81B
Net Income(TTM)687.00M
Analysts77
Price Target24.51 (0.2%)
Short Float %0%
Short Ratio0.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.2% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)-3.98%
PT rev (3m)-5.24%
EPS NQ rev (1m)-5.41%
EPS NQ rev (3m)-4.4%
EPS NY rev (1m)-3.66%
EPS NY rev (3m)-7.57%
Revenue NQ rev (1m)20.03%
Revenue NQ rev (3m)20.03%
Revenue NY rev (1m)-1.68%
Revenue NY rev (3m)-22.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 15.3 | ||
| P/S | 6.77 | ||
| P/FCF | 42.66 | ||
| P/OCF | 42.66 | ||
| P/B | 2.25 | ||
| P/tB | 2.36 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.3%
EPS(NY)1.6
Fwd EY6.54%
FCF(TTM)0.57
FCFY2.34%
OCF(TTM)0.57
OCFY2.34%
SpS3.61
BVpS10.86
TBVpS10.37
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8528.57%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y8528.57%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCM.
What is the valuation status of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) has a profitability rating of 6 / 10.
Can you provide the financial health for AGNCM stock?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 221.4%.