25.05 USD
+0.06 (+0.24%)
Last: Feb 4, 2026, 08:02 PM
AGNCL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCL while its profitability can be described as average. AGNCL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- AGNCL had positive earnings in the past year.
- In the past year AGNCL had a positive cash flow from operations.
- Of the past 5 years AGNCL 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: AGNCL reported negative operating cash flow in multiple years.
1.2 Ratios
- AGNCL has a Return On Assets of 0.63%. This is in the better half of the industry: AGNCL outperforms 70.00% of its industry peers.
- With an excellent Return On Equity value of 6.00%, AGNCL belongs to the best of the industry, outperforming 82.86% of the companies in the same industry.
- The Return On Invested Capital of AGNCL (0.62%) is better than 62.86% of its industry peers.
- AGNCL had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- AGNCL's Profit Margin of 18.05% is amongst the best of the industry. AGNCL outperforms 81.43% of its industry peers.
- AGNCL's Profit Margin has declined in the last couple of years.
- AGNCL has a Operating Margin of 22.01%. This is amongst the best in the industry. AGNCL outperforms 81.43% of its industry peers.
- In the last couple of years the Operating Margin of AGNCL has declined.
- AGNCL has a Gross Margin of 25.11%. This is comparable to the rest of the industry: AGNCL outperforms 44.29% of its industry peers.
- AGNCL's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
- AGNCL has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, AGNCL has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -0.94, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
- AGNCL has a worse Altman-Z score (-0.94) than 88.57% of its industry peers.
- AGNCL has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCL would need 157.31 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 157.31, AGNCL perfoms like the industry average, outperforming 45.71% of the companies in the same industry.
- A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCL has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 8.30, AGNCL is doing worse than 74.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNCL may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.02, AGNCL is doing worse than 91.43% of the companies in the same industry.
- A Quick Ratio of 0.02 indicates that AGNCL may have some problems paying its short term obligations.
- AGNCL has a Quick ratio of 0.02. This is amonst the worse of the industry: AGNCL underperforms 91.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
- AGNCL shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
- AGNCL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.98%.
- The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- Based on estimates for the next years, AGNCL will show a decrease in Earnings Per Share. The EPS will decrease by -0.91% on average per year.
- Based on estimates for the next years, AGNCL will show a very strong growth in Revenue. The Revenue will grow by 27.10% on average per year.
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- AGNCL is valuated correctly with a Price/Earnings ratio of 16.48.
- AGNCL's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 28.25, AGNCL is valued a bit cheaper.
- AGNCL is valuated correctly with a Price/Forward Earnings ratio of 16.32.
- The rest of the industry has a similar Price/Forward Earnings ratio as AGNCL.
- When comparing the Price/Forward Earnings ratio of AGNCL to the average of the S&P500 Index (27.50), we can say AGNCL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.48 | ||
| Fwd PE | 16.32 |
4.2 Price Multiples
- AGNCL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.49 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)17.11
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 12.89%, AGNCL is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.85, AGNCL pays a bit more dividend than its industry peers.
- AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.89% |
5.2 History
- The dividend of AGNCL decreases each year by -5.92%.
- AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- AGNCL pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (2/4/2026, 8:02:57 PM)
25.05
+0.06 (+0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)N/A N/A
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap26.87B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts77
Price Target26.88 (7.31%)
Short Float %0%
Short Ratio0.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.89% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)-5.57%
PT rev (3m)-8.13%
EPS NQ rev (1m)-0.15%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)0.01%
EPS NY rev (3m)-2.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)-0.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.48 | ||
| Fwd PE | 16.32 | ||
| P/S | 7.06 | ||
| P/FCF | 44.49 | ||
| P/OCF | 44.49 | ||
| P/B | 2.35 | ||
| P/tB | 2.46 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.52
EY6.07%
EPS(NY)1.53
Fwd EY6.13%
FCF(TTM)0.56
FCFY2.25%
OCF(TTM)0.56
OCFY2.25%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)17.11
PEG (5Y)N/A
Graham Number19.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCL.
What is the valuation status of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.
Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for AGNCL stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 16.48 and the Price/Book (PB) ratio is 2.35.
What is the earnings growth outlook for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to grow by 0.96% in the next year.