AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
USA - NASDAQ:AGNCL - US00123Q8565
24.45 USD
-0.05 (-0.2%)
We assign a fundamental rating of 2 out of 10 to AGNCL. AGNCL was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, AGNCL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
AGNCL had positive earnings in the past year.
In the past year AGNCL had a positive cash flow from operations.
In multiple years AGNCL reported negative net income over the last 5 years.
Of the past 5 years AGNCL 4 years had a positive operating cash flow.
1.2 Ratios
AGNCL has a Return On Assets (0.23%) which is in line with its industry peers.
The Return On Equity of AGNCL (2.28%) is comparable to the rest of the industry.
AGNCL has a Return On Invested Capital of 0.30%. This is comparable to the rest of the industry: AGNCL outperforms 45.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 6.92%, AGNCL is in line with its industry, outperforming 55.88% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCL has declined.
The Operating Margin of AGNCL (11.08%) is better than 63.24% of its industry peers.
AGNCL's Operating Margin has been stable in the last couple of years.
AGNCL's Gross Margin of 14.54% is on the low side compared to the rest of the industry. AGNCL is outperformed by 66.18% of its industry peers.
AGNCL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
Compared to 5 years ago, AGNCL has more shares outstanding
Compared to 1 year ago, AGNCL has a worse debt to assets ratio.
2.2 Solvency
AGNCL has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
AGNCL has a worse Altman-Z score (-0.98) than 91.18% of its industry peers.
AGNCL has a debt to FCF ratio of 197.64. This is a negative value and a sign of low solvency as AGNCL would need 197.64 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 197.64, AGNCL is doing worse than 66.18% of the companies in the same industry.
A Debt/Equity ratio of 8.75 is on the high side and indicates that AGNCL has dependencies on debt financing.
AGNCL has a worse Debt to Equity ratio (8.75) than 80.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
The Current ratio of AGNCL (0.01) is worse than 91.18% of its industry peers.
AGNCL has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL has a worse Quick ratio (0.01) than 91.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNCL have decreased strongly by -28.04% in the last year.
AGNCL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
The Revenue has decreased by -7.48% in the past year.
AGNCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
AGNCL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.06% yearly.
Based on estimates for the next years, AGNCL will show a very strong growth in Revenue. The Revenue will grow by 204.03% on average per year.
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.88, which indicates a correct valuation of AGNCL.
AGNCL's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 25.91. AGNCL is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 15.29, which indicates a correct valuation of AGNCL.
AGNCL's Price/Forward Earnings ratio is in line with the industry average.
AGNCL is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 15.29 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCL indicates a slightly more expensive valuation: AGNCL is more expensive than 60.29% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.23 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCL's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.10%, AGNCL is a good candidate for dividend investing.
AGNCL's Dividend Yield is a higher than the industry average which is at 13.23.
AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (11/14/2025, 3:47:46 PM)
24.45
-0.05 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap25.75B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts77
Price Target24.95 (2.04%)
Short Float %0%
Short Ratio0.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-2.09%
PT rev (3m)-4.9%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.78%
EPS NY rev (1m)-3.66%
EPS NY rev (3m)-7.57%
Revenue NQ rev (1m)8.79%
Revenue NQ rev (3m)8.79%
Revenue NY rev (1m)-1.68%
Revenue NY rev (3m)-22.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 15.29 | ||
| P/S | 7.55 | ||
| P/FCF | 56.23 | ||
| P/OCF | 56.23 | ||
| P/B | 2.49 | ||
| P/tB | 2.62 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.3%
EPS(NY)1.6
Fwd EY6.54%
FCF(TTM)0.43
FCFY1.78%
OCF(TTM)0.43
OCFY1.78%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to AGNCL.
Can you provide the valuation status for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
ChartMill assigns a valuation rating of 2 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.
Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 3 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 15.88 and the Price/Book (PB) ratio is 2.49.
Can you provide the expected EPS growth for AGNCL stock?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to decline by -18.27% in the next year.