AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Fundamental Analysis & Valuation

NASDAQ:AGNCL • US00123Q8565

Current stock price

24.1 USD
-0.12 (-0.5%)
Last:

This AGNCL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AGNCL Profitability Analysis

1.1 Basic Checks

  • In the past year AGNCL was profitable.
  • AGNCL had a positive operating cash flow in the past year.
  • AGNCL had positive earnings in 4 of the past 5 years.
  • AGNCL had a positive operating cash flow in 4 of the past 5 years.
AGNCL Yearly Net Income VS EBIT VS OCF VS FCFAGNCL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • AGNCL's Return On Assets of 1.31% is fine compared to the rest of the industry. AGNCL outperforms 79.41% of its industry peers.
  • AGNCL's Return On Equity of 12.18% is amongst the best of the industry. AGNCL outperforms 89.71% of its industry peers.
  • AGNCL's Return On Invested Capital of 1.16% is amongst the best of the industry. AGNCL outperforms 80.88% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AGNCL is in line with the industry average of 1.30%.
  • The 3 year average ROIC (0.70%) for AGNCL is below the current ROIC(1.16%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROIC 1.16%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNCL Yearly ROA, ROE, ROICAGNCL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • AGNCL has a Profit Margin of 32.49%. This is amongst the best in the industry. AGNCL outperforms 85.29% of its industry peers.
  • AGNCL's Profit Margin has declined in the last couple of years.
  • AGNCL has a Operating Margin of 35.95%. This is amongst the best in the industry. AGNCL outperforms 85.29% of its industry peers.
  • AGNCL's Operating Margin has declined in the last couple of years.
  • AGNCL's Gross Margin of 38.69% is in line compared to the rest of the industry. AGNCL outperforms 57.35% of its industry peers.
  • In the last couple of years the Gross Margin of AGNCL has declined.
Industry RankSector Rank
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNCL Yearly Profit, Operating, Gross MarginsAGNCL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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0

2. AGNCL Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
  • AGNCL has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, AGNCL has a worse debt to assets ratio.
AGNCL Yearly Shares OutstandingAGNCL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNCL Yearly Total Debt VS Total AssetsAGNCL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -0.92, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of -0.92, AGNCL is not doing good in the industry: 86.76% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of AGNCL is 155.89, which is on the high side as it means it would take AGNCL, 155.89 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 155.89, AGNCL is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNCL has dependencies on debt financing.
  • AGNCL's Debt to Equity ratio of 8.21 is on the low side compared to the rest of the industry. AGNCL is outperformed by 75.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Altman-Z -0.92
ROIC/WACCN/A
WACCN/A
AGNCL Yearly LT Debt VS Equity VS FCFAGNCL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
  • With a Current ratio value of 0.01, AGNCL is not doing good in the industry: 94.12% of the companies in the same industry are doing better.
  • AGNCL has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNCL has a worse Quick ratio (0.01) than 94.12% of its industry peers.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
AGNCL Yearly Current Assets VS Current LiabilitesAGNCL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. AGNCL Growth Analysis

3.1 Past

  • AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
  • AGNCL shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
  • The Revenue has grown by 18.98% in the past year. This is quite good.
  • The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%

3.2 Future

  • AGNCL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.91% yearly.
  • The Revenue is expected to grow by 27.10% on average over the next years. This is a very strong growth
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
AGNCL Yearly Revenue VS EstimatesAGNCL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1B 2B 3B 4B
AGNCL Yearly EPS VS EstimatesAGNCL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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3

4. AGNCL Valuation Analysis

4.1 Price/Earnings Ratio

  • AGNCL is valuated correctly with a Price/Earnings ratio of 15.86.
  • The rest of the industry has a similar Price/Earnings ratio as AGNCL.
  • AGNCL's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.17.
  • Based on the Price/Forward Earnings ratio of 15.67, the valuation of AGNCL can be described as correct.
  • AGNCL's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.05, AGNCL is valued a bit cheaper.
Industry RankSector Rank
PE 15.86
Fwd PE 15.67
AGNCL Price Earnings VS Forward Price EarningsAGNCL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, AGNCL is valued a bit more expensive than the industry average as 60.29% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 41.45
EV/EBITDA N/A
AGNCL Per share dataAGNCL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of AGNCL may justify a higher PE ratio.
PEG (NY)13.65
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. AGNCL Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 14.86%, AGNCL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 13.66, AGNCL pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, AGNCL pays a better dividend.
Industry RankSector Rank
Dividend Yield 14.86%

5.2 History

  • The dividend of AGNCL decreases each year by -2.31%.
  • AGNCL has been paying a dividend for over 5 years, so it has already some track record.
  • AGNCL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-2.31%
Div Incr Years0
Div Non Decr Years3
AGNCL Yearly Dividends per shareAGNCL Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • AGNCL pays out 106.10% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNCL Yearly Income VS Free CF VS DividendAGNCL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNCL Dividend Payout.AGNCL Dividend Payout, showing the Payout Ratio.AGNCL Dividend Payout.PayoutRetained Earnings

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AGNCL Fundamentals: All Metrics, Ratios and Statistics

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP

NASDAQ:AGNCL (4/2/2026, 8:07:20 PM)

24.1

-0.12 (-0.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26
Earnings (Next)04-20
Inst Owners39.96%
Inst Owner ChangeN/A
Ins Owners0.35%
Ins Owner ChangeN/A
Market Cap27.07B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target26.79 (11.16%)
Short Float %0%
Short Ratio1.45
Dividend
Industry RankSector Rank
Dividend Yield 14.86%
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years0
Div Non Decr Years3
Ex-Date04-01
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)0%
PT rev (3m)10.36%
EPS NQ rev (1m)1.11%
EPS NQ rev (3m)-4.61%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.97%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.13%
Valuation
Industry RankSector Rank
PE 15.86
Fwd PE 15.67
P/S 5.83
P/FCF 41.45
P/OCF 41.45
P/B 2.18
P/tB 2.28
EV/EBITDA N/A
EPS(TTM)1.52
EY6.31%
EPS(NY)1.54
Fwd EY6.38%
FCF(TTM)0.58
FCFY2.41%
OCF(TTM)0.58
OCFY2.41%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)13.65
PEG (5Y)N/A
Graham Number19.43
Profitability
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROCE 13.41%
ROIC 1.16%
ROICexc 1.16%
ROICexgc 1.17%
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
FCFM 14.06%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.6
Cash Conversion N/A
Profit Quality 43.27%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -0.92
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a fundamental rating of 4 / 10 to AGNCL.


What is the valuation status of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.


What is the profitability of AGNCL stock?

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 6 / 10.


What are the PE and PB ratios of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 15.86 and the Price/Book (PB) ratio is 2.18.


Is the dividend of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP sustainable?

The dividend rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 4 / 10 and the dividend payout ratio is 106.1%.