AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Fundamental Analysis & Valuation

NASDAQ:AGNCL • US00123Q8565

Current stock price

24.18 USD
+0.13 (+0.54%)
Last:

This AGNCL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AGNCL Profitability Analysis

1.1 Basic Checks

  • AGNCL had positive earnings in the past year.
  • AGNCL had a positive operating cash flow in the past year.
  • AGNCL had positive earnings in 4 of the past 5 years.
  • AGNCL had a positive operating cash flow in 4 of the past 5 years.
AGNCL Yearly Net Income VS EBIT VS OCF VS FCFAGNCL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • AGNCL has a Return On Assets of 1.31%. This is amongst the best in the industry. AGNCL outperforms 82.35% of its industry peers.
  • With an excellent Return On Equity value of 12.18%, AGNCL belongs to the best of the industry, outperforming 92.65% of the companies in the same industry.
  • AGNCL has a Return On Invested Capital of 1.16%. This is amongst the best in the industry. AGNCL outperforms 83.82% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AGNCL is in line with the industry average of 1.30%.
  • The 3 year average ROIC (0.70%) for AGNCL is below the current ROIC(1.16%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROIC 1.16%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNCL Yearly ROA, ROE, ROICAGNCL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • The Profit Margin of AGNCL (32.49%) is better than 88.24% of its industry peers.
  • In the last couple of years the Profit Margin of AGNCL has declined.
  • With an excellent Operating Margin value of 35.95%, AGNCL belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
  • AGNCL's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 38.69%, AGNCL is in the better half of the industry, outperforming 60.29% of the companies in the same industry.
  • In the last couple of years the Gross Margin of AGNCL has declined.
Industry RankSector Rank
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNCL Yearly Profit, Operating, Gross MarginsAGNCL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. AGNCL Health Analysis

2.1 Basic Checks

  • AGNCL has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for AGNCL has been increased compared to 5 years ago.
  • AGNCL has a worse debt/assets ratio than last year.
AGNCL Yearly Shares OutstandingAGNCL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNCL Yearly Total Debt VS Total AssetsAGNCL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -0.92, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
  • AGNCL has a Altman-Z score of -0.92. This is amonst the worse of the industry: AGNCL underperforms 89.71% of its industry peers.
  • The Debt to FCF ratio of AGNCL is 155.89, which is on the high side as it means it would take AGNCL, 155.89 years of fcf income to pay off all of its debts.
  • AGNCL has a worse Debt to FCF ratio (155.89) than 61.76% of its industry peers.
  • A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNCL has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 8.21, AGNCL is doing worse than 72.06% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Altman-Z -0.92
ROIC/WACCN/A
WACCN/A
AGNCL Yearly LT Debt VS Equity VS FCFAGNCL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • AGNCL has a Current Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.01, AGNCL is not doing good in the industry: 91.18% of the companies in the same industry are doing better.
  • AGNCL has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNCL's Quick ratio of 0.01 is on the low side compared to the rest of the industry. AGNCL is outperformed by 91.18% of its industry peers.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
AGNCL Yearly Current Assets VS Current LiabilitesAGNCL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. AGNCL Growth Analysis

3.1 Past

  • The earnings per share for AGNCL have decreased strongly by -20.42% in the last year.
  • The earnings per share for AGNCL have been decreasing by -10.92% on average. This is quite bad
  • AGNCL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.98%.
  • AGNCL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.11% yearly.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%

3.2 Future

  • Based on estimates for the next years, AGNCL will show a decrease in Earnings Per Share. The EPS will decrease by -0.91% on average per year.
  • AGNCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 27.10% yearly.
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
AGNCL Yearly Revenue VS EstimatesAGNCL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1B 2B 3B 4B
AGNCL Yearly EPS VS EstimatesAGNCL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

3

4. AGNCL Valuation Analysis

4.1 Price/Earnings Ratio

  • AGNCL is valuated correctly with a Price/Earnings ratio of 15.91.
  • AGNCL's Price/Earnings is on the same level as the industry average.
  • AGNCL is valuated rather cheaply when we compare the Price/Earnings ratio to 26.78, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 15.73, which indicates a correct valuation of AGNCL.
  • The rest of the industry has a similar Price/Forward Earnings ratio as AGNCL.
  • AGNCL is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.54, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 15.91
Fwd PE 15.73
AGNCL Price Earnings VS Forward Price EarningsAGNCL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as AGNCL.
Industry RankSector Rank
P/FCF 41.59
EV/EBITDA N/A
AGNCL Per share dataAGNCL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AGNCL does not grow enough to justify the current Price/Earnings ratio.
  • AGNCL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)13.7
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. AGNCL Dividend Analysis

5.1 Amount

  • AGNCL has a Yearly Dividend Yield of 13.74%, which is a nice return.
  • Compared to an average industry Dividend Yield of 13.66, AGNCL pays a bit more dividend than its industry peers.
  • AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 13.74%

5.2 History

  • The dividend of AGNCL decreases each year by -2.31%.
  • AGNCL has been paying a dividend for over 5 years, so it has already some track record.
  • AGNCL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-2.31%
Div Incr Years0
Div Non Decr Years3
AGNCL Yearly Dividends per shareAGNCL Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • AGNCL pays out 106.10% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNCL Yearly Income VS Free CF VS DividendAGNCL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNCL Dividend Payout.AGNCL Dividend Payout, showing the Payout Ratio.AGNCL Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

AGNCL Fundamentals: All Metrics, Ratios and Statistics

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP

NASDAQ:AGNCL (4/10/2026, 8:05:25 PM)

24.18

+0.13 (+0.54%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26
Earnings (Next)04-20
Inst Owners39.4%
Inst Owner ChangeN/A
Ins Owners0.41%
Ins Owner ChangeN/A
Market Cap27.16B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target27.16 (12.32%)
Short Float %0%
Short Ratio1.45
Dividend
Industry RankSector Rank
Dividend Yield 13.74%
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years0
Div Non Decr Years3
Ex-Date04-01
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)0%
PT rev (3m)10.36%
EPS NQ rev (1m)1.11%
EPS NQ rev (3m)-4.61%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.97%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.13%
Valuation
Industry RankSector Rank
PE 15.91
Fwd PE 15.73
P/S 5.85
P/FCF 41.59
P/OCF 41.59
P/B 2.19
P/tB 2.29
EV/EBITDA N/A
EPS(TTM)1.52
EY6.29%
EPS(NY)1.54
Fwd EY6.36%
FCF(TTM)0.58
FCFY2.4%
OCF(TTM)0.58
OCFY2.4%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)13.7
PEG (5Y)N/A
Graham Number19.43
Profitability
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROCE 13.41%
ROIC 1.16%
ROICexc 1.16%
ROICexgc 1.17%
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
FCFM 14.06%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.6
Cash Conversion N/A
Profit Quality 43.27%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -0.92
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a fundamental rating of 4 / 10 to AGNCL.


What is the valuation status of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.


What is the profitability of AGNCL stock?

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 7 / 10.


What are the PE and PB ratios of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 15.91 and the Price/Book (PB) ratio is 2.19.


Is the dividend of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP sustainable?

The dividend rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 5 / 10 and the dividend payout ratio is 106.1%.