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AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis

NASDAQ:AGNCL - Nasdaq - US00123Q8565 - Currency: USD

24.66  -0.1 (-0.4%)

After market: 24.77 +0.11 (+0.45%)

Fundamental Rating

2

Overall AGNCL gets a fundamental rating of 2 out of 10. We evaluated AGNCL against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCL is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year AGNCL was profitable.
AGNCL had a negative operating cash flow in the past year.
In multiple years AGNCL reported negative net income over the last 5 years.
The reported operating cash flow has been mixed in the past 5 years: AGNCL reported negative operating cash flow in multiple years.
AGNCL Yearly Net Income VS EBIT VS OCF VS FCFAGNCL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 1B -1B

1.2 Ratios

The Return On Assets of AGNCL (1.15%) is better than 75.00% of its industry peers.
AGNCL has a better Return On Equity (10.63%) than 89.06% of its industry peers.
AGNCL has a better Return On Invested Capital (1.02%) than 76.56% of its industry peers.
Industry RankSector Rank
ROA 1.15%
ROE 10.63%
ROIC 1.02%
ROA(3y)-0.5%
ROA(5y)-0.28%
ROE(3y)-3.25%
ROE(5y)-1.47%
ROIC(3y)N/A
ROIC(5y)N/A
AGNCL Yearly ROA, ROE, ROICAGNCL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 5 -5 -10 -15

1.3 Margins

AGNCL has a Profit Margin of 24.93%. This is amongst the best in the industry. AGNCL outperforms 84.38% of its industry peers.
AGNCL's Profit Margin has declined in the last couple of years.
AGNCL has a Operating Margin of 28.02%. This is amongst the best in the industry. AGNCL outperforms 84.38% of its industry peers.
In the last couple of years the Operating Margin of AGNCL has declined.
The Gross Margin of AGNCL (30.60%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AGNCL has declined.
Industry RankSector Rank
OM 28.02%
PM (TTM) 24.93%
GM 30.6%
OM growth 3YN/A
OM growth 5Y-7.87%
PM growth 3YN/A
PM growth 5Y-28.26%
GM growth 3YN/A
GM growth 5Y-9.55%
AGNCL Yearly Profit, Operating, Gross MarginsAGNCL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 100 200

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0

2. Health

2.1 Basic Checks

There is no outstanding debt for AGNCL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
AGNCL Yearly Shares OutstandingAGNCL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M
AGNCL Yearly Total Debt VS Total AssetsAGNCL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 20B 40B 60B 80B 100B

2.2 Solvency

AGNCL has an Altman-Z score of -0.91. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
AGNCL has a Altman-Z score of -0.91. This is amonst the worse of the industry: AGNCL underperforms 89.06% of its industry peers.
A Debt/Equity ratio of 8.19 is on the high side and indicates that AGNCL has dependencies on debt financing.
AGNCL has a Debt to Equity ratio of 8.19. This is in the lower half of the industry: AGNCL underperforms 79.69% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.19
Debt/FCF N/A
Altman-Z -0.91
ROIC/WACCN/A
WACCN/A
AGNCL Yearly LT Debt VS Equity VS FCFAGNCL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2B 4B 6B 8B 10B

2.3 Liquidity

AGNCL has a Current Ratio of 0.03. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL's Current ratio of 0.03 is on the low side compared to the rest of the industry. AGNCL is outperformed by 87.50% of its industry peers.
AGNCL has a Quick Ratio of 0.03. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL's Quick ratio of 0.03 is on the low side compared to the rest of the industry. AGNCL is outperformed by 87.50% of its industry peers.
Industry RankSector Rank
Current Ratio 0.03
Quick Ratio 0.03
AGNCL Yearly Current Assets VS Current LiabilitesAGNCL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 20B 40B 60B 80B

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2

3. Growth

3.1 Past

AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.10%.
AGNCL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%542.31%

3.2 Future

Based on estimates for the next years, AGNCL will show a decrease in Earnings Per Share. The EPS will decrease by -7.39% on average per year.
The Revenue is expected to grow by 391.93% on average over the next years. This is a very strong growth
EPS Next Y-8.05%
EPS Next 2Y-7.39%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1501.03%
Revenue Next 2Y391.93%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AGNCL Yearly Revenue VS EstimatesAGNCL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 1B 2B
AGNCL Yearly EPS VS EstimatesAGNCL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 1 2 3

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3

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 12.91 indicates a correct valuation of AGNCL.
AGNCL's Price/Earnings is on the same level as the industry average.
AGNCL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.28.
AGNCL is valuated correctly with a Price/Forward Earnings ratio of 14.04.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCL is on the same level as its industry peers.
AGNCL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 91.29.
Industry RankSector Rank
PE 12.91
Fwd PE 14.04
AGNCL Price Earnings VS Forward Price EarningsAGNCL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AGNCL Per share dataAGNCL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

A cheap valuation may be justified as AGNCL's earnings are expected to decrease with -7.39% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.39%
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

AGNCL has a Yearly Dividend Yield of 14.71%, which is a nice return.
AGNCL's Dividend Yield is a higher than the industry average which is at 13.38.
AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.27.
Industry RankSector Rank
Dividend Yield 14.71%

5.2 History

The dividend of AGNCL decreases each year by -5.50%.
AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.5%
Div Incr Years1
Div Non Decr Years1
AGNCL Yearly Dividends per shareAGNCL Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 0.5 1 1.5

5.3 Sustainability

113.55% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP113.55%
EPS Next 2Y-7.39%
EPS Next 3YN/A
AGNCL Yearly Income VS Free CF VS DividendAGNCL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 1B -1B
AGNCL Dividend Payout.AGNCL Dividend Payout, showing the Payout Ratio.AGNCL Dividend Payout.PayoutRetained Earnings

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AGNC INVESTMENT CORP - AGNC 7 3/4 PERP

NASDAQ:AGNCL (1/29/2025, 8:02:54 PM)

After market: 24.77 +0.11 (+0.45%)

24.66

-0.1 (-0.4%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-27 2025-01-27/amc
Earnings (Next)N/A N/A
Inst Owners39.85%
Inst Owner ChangeN/A
Ins Owners0.45%
Ins Owner ChangeN/A
Market Cap21.84B
Analysts78.1
Price Target26.37 (6.93%)
Short Float %0.01%
Short Ratio3.28
Dividend
Industry RankSector Rank
Dividend Yield 14.71%
Yearly Dividend1.58
Dividend Growth(5Y)-5.5%
DP113.55%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.82%
Min EPS beat(2)-15.95%
Max EPS beat(2)-3.69%
EPS beat(4)0
Avg EPS beat(4)-5.35%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.83%
EPS beat(8)4
Avg EPS beat(8)0.3%
EPS beat(12)8
Avg EPS beat(12)6.74%
EPS beat(16)12
Avg EPS beat(16)8.75%
Revenue beat(2)0
Avg Revenue beat(2)-119.43%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-105.73%
Revenue beat(4)0
Avg Revenue beat(4)-113.43%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-105.73%
Revenue beat(8)1
Avg Revenue beat(8)-73.13%
Revenue beat(12)1
Avg Revenue beat(12)-114.54%
Revenue beat(16)3
Avg Revenue beat(16)-77.01%
PT rev (1m)1.42%
PT rev (3m)10.46%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.52%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.56%
Revenue NY rev (1m)2%
Revenue NY rev (3m)54.85%
Valuation
Industry RankSector Rank
PE 12.91
Fwd PE 14.04
P/S 5.31
P/FCF N/A
P/OCF N/A
P/B 2.26
P/tB 2.39
EV/EBITDA N/A
EPS(TTM)1.91
EY7.75%
EPS(NY)1.76
Fwd EY7.12%
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.03
OCFYN/A
SpS4.65
BVpS10.9
TBVpS10.31
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.15%
ROE 10.63%
ROCE 11.37%
ROIC 1.02%
ROICexc 1.03%
ROICexgc 1.04%
OM 28.02%
PM (TTM) 24.93%
GM 30.6%
FCFM N/A
ROA(3y)-0.5%
ROA(5y)-0.28%
ROE(3y)-3.25%
ROE(5y)-1.47%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y13.34%
ROICexc growth 3YN/A
ROICexc growth 5Y12.98%
OM growth 3YN/A
OM growth 5Y-7.87%
PM growth 3YN/A
PM growth 5Y-28.26%
GM growth 3YN/A
GM growth 5Y-9.55%
F-Score6
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 8.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.03
Quick Ratio 0.03
Altman-Z -0.91
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
EPS Next Y-8.05%
EPS Next 2Y-7.39%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%542.31%
Revenue Next Year1501.03%
Revenue Next 2Y391.93%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y279.28%
EBIT growth 3YN/A
EBIT growth 5Y3.74%
EBIT Next Year10.73%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-101.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-101.85%
OCF growth 3YN/A
OCF growth 5YN/A