AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
NASDAQ:AGNCL - Nasdaq - US00123Q8565 - Currency: USD
AGNCL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCL is still in line with the averages on profitability rating, there are concerns on its financial health. AGNCL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCL had positive earnings in the past year.
AGNCL had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCL reported negative net income in multiple years.
AGNCL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of AGNCL (0.83%) is better than 69.23% of its industry peers.
With an excellent Return On Equity value of 7.49%, AGNCL belongs to the best of the industry, outperforming 81.54% of the companies in the same industry.
AGNCL has a Return On Invested Capital (0.78%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROIC | 0.78% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of AGNCL (18.72%) is better than 78.46% of its industry peers.
AGNCL's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 22.11%, AGNCL is doing good in the industry, outperforming 76.92% of the companies in the same industry.
In the last couple of years the Operating Margin of AGNCL has remained more or less at the same level.
AGNCL has a Gross Margin of 24.92%. This is comparable to the rest of the industry: AGNCL outperforms 47.69% of its industry peers.
In the last couple of years the Gross Margin of AGNCL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCL has more shares outstanding
Compared to 5 years ago, AGNCL has more shares outstanding
AGNCL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.95, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
AGNCL has a worse Altman-Z score (-0.95) than 89.23% of its industry peers.
AGNCL has a debt to FCF ratio of 901.61. This is a negative value and a sign of low solvency as AGNCL would need 901.61 years to pay back of all of its debts.
AGNCL has a worse Debt to FCF ratio (901.61) than 70.77% of its industry peers.
AGNCL has a Debt/Equity ratio of 7.94. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 7.94, AGNCL is not doing good in the industry: 83.08% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCL has a Current Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.01, AGNCL is doing worse than 95.38% of the companies in the same industry.
A Quick Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
The Quick ratio of AGNCL (0.01) is worse than 95.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
AGNCL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
Looking at the last year, AGNCL shows a very strong growth in Revenue. The Revenue has grown by 53.82%.
Measured over the past years, AGNCL shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.91% on average over the next years.
Based on estimates for the next years, AGNCL will show a very strong growth in Revenue. The Revenue will grow by 194.42% on average per year.
EPS Next Y-13.68%
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1839.06%
Revenue Next 2Y336.32%
Revenue Next 3Y194.42%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.81, the valuation of AGNCL can be described as correct.
The rest of the industry has a similar Price/Earnings ratio as AGNCL.
When comparing the Price/Earnings ratio of AGNCL to the average of the S&P500 Index (28.33), we can say AGNCL is valued rather cheaply.
A Price/Forward Earnings ratio of 14.95 indicates a correct valuation of AGNCL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCL is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of AGNCL to the average of the S&P500 Index (21.37), we can say AGNCL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.81 | ||
| Fwd PE | 14.95 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCL is valued a bit more expensive than the industry average as 70.77% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 260.27 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCL's earnings are expected to decrease with -5.91% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
AGNCL has a Yearly Dividend Yield of 17.65%, which is a nice return.
AGNCL's Dividend Yield is a higher than the industry average which is at 14.90.
Compared to an average S&P500 Dividend Yield of 2.51, AGNCL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 17.65% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
AGNCL pays out 169.77% of its income as dividend. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP169.77%
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (4/23/2025, 11:07:16 AM)
24.45
+0.18 (+0.74%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.92%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap22.38B
Analysts78.1
Price Target28.59 (16.93%)
Short Float %0%
Short Ratio0.51
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 17.65% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP169.77%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.24%
Min EPS beat(2)-15.95%
Max EPS beat(2)-14.53%
EPS beat(4)0
Avg EPS beat(4)-8.77%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.92%
EPS beat(8)3
Avg EPS beat(8)-2.86%
EPS beat(12)7
Avg EPS beat(12)4.77%
EPS beat(16)11
Avg EPS beat(16)7.06%
Revenue beat(2)0
Avg Revenue beat(2)-90.28%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-98.37%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-93.91%
Revenue beat(12)1
Avg Revenue beat(12)-110.36%
Revenue beat(16)2
Avg Revenue beat(16)-88.14%
PT rev (1m)12.9%
PT rev (3m)0.6%
EPS NQ rev (1m)1.7%
EPS NQ rev (3m)-6.87%
EPS NY rev (1m)0.76%
EPS NY rev (3m)-6.06%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)26.91%
Revenue NY rev (1m)0%
Revenue NY rev (3m)21.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.81 | ||
| Fwd PE | 14.95 | ||
| P/S | 5.73 | ||
| P/FCF | 260.27 | ||
| P/OCF | 260.27 | ||
| P/B | 2.29 | ||
| P/tB | 2.42 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.24%
EPS(NY)1.64
Fwd EY6.69%
FCF(TTM)0.09
FCFY0.38%
OCF(TTM)0.09
OCFY0.38%
SpS4.26
BVpS10.66
TBVpS10.09
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROCE | 8.7% | ||
| ROIC | 0.78% | ||
| ROICexc | 0.78% | ||
| ROICexgc | 0.79% | ||
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% | ||
| FCFM | 2.2% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.3 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 11.76% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.95 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-13.68%
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1839.06%
Revenue Next 2Y336.32%
Revenue Next 3Y194.42%
Revenue Next 5YN/A
EBIT growth 1Y456.77%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y172.88%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y172.88%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%