AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
NASDAQ:AGNCL - Nasdaq - US00123Q8565 - Currency: USD
Overall AGNCL gets a fundamental rating of 3 out of 10. We evaluated AGNCL against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCL is still in line with the averages on profitability rating, there are concerns on its financial health. AGNCL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
In the past year AGNCL has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCL reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: AGNCL reported negative operating cash flow in multiple years.
1.2 Ratios
AGNCL has a Return On Assets of 1.15%. This is amongst the best in the industry. AGNCL outperforms 82.81% of its industry peers.
AGNCL's Return On Equity of 10.63% is amongst the best of the industry. AGNCL outperforms 87.50% of its industry peers.
AGNCL has a better Return On Invested Capital (1.02%) than 76.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 10.63% | ||
| ROIC | 1.02% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 24.93%, AGNCL belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCL has declined.
AGNCL has a Operating Margin of 28.02%. This is amongst the best in the industry. AGNCL outperforms 84.38% of its industry peers.
AGNCL's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 30.60%, AGNCL is in line with its industry, outperforming 57.81% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNCL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.02% | ||
| PM (TTM) | 24.93% | ||
| GM | 30.6% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCL has more shares outstanding
AGNCL has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGNCL has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.91, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -0.91, AGNCL is not doing good in the industry: 87.50% of the companies in the same industry are doing better.
AGNCL has a Debt/Equity ratio of 8.19. This is a high value indicating a heavy dependency on external financing.
AGNCL has a worse Debt to Equity ratio (8.19) than 79.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.91 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.03 indicates that AGNCL may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.03, AGNCL is doing worse than 87.50% of the companies in the same industry.
AGNCL has a Quick Ratio of 0.03. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of AGNCL (0.03) is worse than 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.10%.
Measured over the past years, AGNCL shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
Looking at the last year, AGNCL shows a very strong growth in Revenue. The Revenue has grown by 53.82%.
AGNCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%542.31%
3.2 Future
The Earnings Per Share is expected to decrease by -7.54% on average over the next years.
AGNCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 194.42% yearly.
EPS Next Y-14.33%
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
EPS Next 5YN/A
Revenue Next Year1997.32%
Revenue Next 2Y336.49%
Revenue Next 3Y194.42%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.17, the valuation of AGNCL can be described as correct.
Based on the Price/Earnings ratio, AGNCL is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
AGNCL is valuated cheaply when we compare the Price/Earnings ratio to 29.75, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 15.37, which indicates a correct valuation of AGNCL.
The rest of the industry has a similar Price/Forward Earnings ratio as AGNCL.
AGNCL is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.44, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.17 | ||
| Fwd PE | 15.37 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCL's earnings are expected to decrease with -7.54% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.82%, AGNCL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 12.95, AGNCL pays a bit more dividend than its industry peers.
AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.82% |
5.2 History
The dividend of AGNCL decreases each year by -5.50%.
AGNCL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-5.5%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
AGNCL pays out 113.55% of its income as dividend. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP113.55%
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (3/3/2025, 8:11:18 PM)
25.15
-0.01 (-0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.92%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap22.57B
Analysts78.1
Price Target26.37 (4.85%)
Short Float %0%
Short Ratio0.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.82% |
Yearly Dividend1.58
Dividend Growth(5Y)-5.5%
DP113.55%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.82%
Min EPS beat(2)-15.95%
Max EPS beat(2)-3.69%
EPS beat(4)0
Avg EPS beat(4)-5.35%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.83%
EPS beat(8)4
Avg EPS beat(8)0.3%
EPS beat(12)8
Avg EPS beat(12)6.74%
EPS beat(16)12
Avg EPS beat(16)8.75%
Revenue beat(2)0
Avg Revenue beat(2)-119.43%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-105.73%
Revenue beat(4)0
Avg Revenue beat(4)-113.43%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-105.73%
Revenue beat(8)1
Avg Revenue beat(8)-73.13%
Revenue beat(12)1
Avg Revenue beat(12)-114.54%
Revenue beat(16)3
Avg Revenue beat(16)-77.01%
PT rev (1m)0%
PT rev (3m)-6.23%
EPS NQ rev (1m)-0.28%
EPS NQ rev (3m)-0.28%
EPS NY rev (1m)-6.83%
EPS NY rev (3m)-7.24%
Revenue NQ rev (1m)0.58%
Revenue NQ rev (3m)0.58%
Revenue NY rev (1m)31%
Revenue NY rev (3m)31.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.17 | ||
| Fwd PE | 15.37 | ||
| P/S | 5.48 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.34 | ||
| P/tB | 2.47 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.91
EY7.59%
EPS(NY)1.64
Fwd EY6.51%
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.03
OCFYN/A
SpS4.59
BVpS10.76
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 10.63% | ||
| ROCE | 11.37% | ||
| ROIC | 1.02% | ||
| ROICexc | 1.03% | ||
| ROICexgc | 1.04% | ||
| OM | 28.02% | ||
| PM (TTM) | 24.93% | ||
| GM | 30.6% | ||
| FCFM | N/A |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | -0.91 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
EPS Next Y-14.33%
EPS Next 2Y-8.73%
EPS Next 3Y-7.54%
EPS Next 5YN/A
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%542.31%
Revenue Next Year1997.32%
Revenue Next 2Y336.49%
Revenue Next 3Y194.42%
Revenue Next 5YN/A
EBIT growth 1Y279.28%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-442.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-442.86%
OCF growth 3YN/A
OCF growth 5YN/A