AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
USA - NASDAQ:AGNCL - US00123Q8565
24.4593 USD
-0.08 (-0.33%)
We assign a fundamental rating of 3 out of 10 to AGNCL. AGNCL was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCL is still in line with the averages on profitability rating, there are concerns on its financial health. AGNCL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
In the past year AGNCL had a positive cash flow from operations.
In multiple years AGNCL reported negative net income over the last 5 years.
Of the past 5 years AGNCL 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.23%, AGNCL is in line with its industry, outperforming 52.94% of the companies in the same industry.
AGNCL has a Return On Equity (2.28%) which is in line with its industry peers.
The Return On Invested Capital of AGNCL (0.30%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 6.92%, AGNCL is doing good in the industry, outperforming 64.71% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCL has declined.
AGNCL's Operating Margin of 11.08% is fine compared to the rest of the industry. AGNCL outperforms 64.71% of its industry peers.
AGNCL's Operating Margin has been stable in the last couple of years.
AGNCL has a worse Gross Margin (14.54%) than 63.24% of its industry peers.
In the last couple of years the Gross Margin of AGNCL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCL has more shares outstanding
AGNCL has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGNCL has a worse debt to assets ratio.
2.2 Solvency
AGNCL has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
AGNCL's Altman-Z score of -0.98 is on the low side compared to the rest of the industry. AGNCL is outperformed by 91.18% of its industry peers.
AGNCL has a debt to FCF ratio of 197.64. This is a negative value and a sign of low solvency as AGNCL would need 197.64 years to pay back of all of its debts.
AGNCL has a worse Debt to FCF ratio (197.64) than 67.65% of its industry peers.
A Debt/Equity ratio of 8.75 is on the high side and indicates that AGNCL has dependencies on debt financing.
AGNCL has a Debt to Equity ratio of 8.75. This is amonst the worse of the industry: AGNCL underperforms 80.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCL has a Current Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL's Current ratio of 0.01 is on the low side compared to the rest of the industry. AGNCL is outperformed by 91.18% of its industry peers.
AGNCL has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.01, AGNCL is not doing good in the industry: 91.18% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
Looking at the last year, AGNCL shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
AGNCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
The Earnings Per Share is expected to decrease by -5.81% on average over the next years.
AGNCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 207.05% yearly.
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.88, AGNCL is valued correctly.
AGNCL's Price/Earnings is on the same level as the industry average.
AGNCL's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.67.
Based on the Price/Forward Earnings ratio of 14.79, the valuation of AGNCL can be described as correct.
The rest of the industry has a similar Price/Forward Earnings ratio as AGNCL.
AGNCL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 31.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 14.79 |
4.2 Price Multiples
63.24% of the companies in the same industry are cheaper than AGNCL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.25 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCL's earnings are expected to decrease with -5.81% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
5. Dividend
5.1 Amount
AGNCL has a Yearly Dividend Yield of 14.40%, which is a nice return.
Compared to an average industry Dividend Yield of 13.19, AGNCL pays a bit more dividend than its industry peers.
AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (11/6/2025, 8:00:01 PM)
24.4593
-0.08 (-0.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap25.76B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts78.1
Price Target24.95 (2.01%)
Short Float %0%
Short Ratio0.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)1.79%
PT rev (3m)-5.96%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.78%
EPS NY rev (1m)0.24%
EPS NY rev (3m)-3.82%
Revenue NQ rev (1m)8.79%
Revenue NQ rev (3m)-2.03%
Revenue NY rev (1m)2.62%
Revenue NY rev (3m)-19.57%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 14.79 | ||
| P/S | 7.55 | ||
| P/FCF | 56.25 | ||
| P/OCF | 56.25 | ||
| P/B | 2.49 | ||
| P/tB | 2.62 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.3%
EPS(NY)1.65
Fwd EY6.76%
FCF(TTM)0.43
FCFY1.78%
OCF(TTM)0.43
OCFY1.78%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCL.
Can you provide the valuation status for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
ChartMill assigns a valuation rating of 2 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.
Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 4 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 15.88 and the Price/Book (PB) ratio is 2.49.
Can you provide the expected EPS growth for AGNCL stock?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to decline by -14.96% in the next year.