AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis

NASDAQ:AGNCL • US00123Q8565

25.1 USD
-0.01 (-0.04%)
Last: Feb 25, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, AGNCL scores 3 out of 10 in our fundamental rating. AGNCL was compared to 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCL while its profitability can be described as average. While showing a medium growth rate, AGNCL is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • AGNCL had positive earnings in the past year.
  • AGNCL had a positive operating cash flow in the past year.
  • AGNCL had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: AGNCL reported negative operating cash flow in multiple years.
AGNCL Yearly Net Income VS EBIT VS OCF VS FCFAGNCL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • AGNCL has a better Return On Assets (0.63%) than 66.67% of its industry peers.
  • With a decent Return On Equity value of 6.00%, AGNCL is doing good in the industry, outperforming 79.71% of the companies in the same industry.
  • AGNCL has a Return On Invested Capital (0.62%) which is in line with its industry peers.
  • AGNCL had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROIC 0.62%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNCL Yearly ROA, ROE, ROICAGNCL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • AGNCL has a better Profit Margin (18.05%) than 79.71% of its industry peers.
  • AGNCL's Profit Margin has declined in the last couple of years.
  • With a decent Operating Margin value of 22.01%, AGNCL is doing good in the industry, outperforming 78.26% of the companies in the same industry.
  • In the last couple of years the Operating Margin of AGNCL has declined.
  • AGNCL has a Gross Margin (25.11%) which is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of AGNCL has declined.
Industry RankSector Rank
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNCL Yearly Profit, Operating, Gross MarginsAGNCL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • AGNCL has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for AGNCL has been increased compared to 5 years ago.
  • The debt/assets ratio for AGNCL is higher compared to a year ago.
AGNCL Yearly Shares OutstandingAGNCL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNCL Yearly Total Debt VS Total AssetsAGNCL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -0.94, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
  • AGNCL's Altman-Z score of -0.94 is on the low side compared to the rest of the industry. AGNCL is outperformed by 86.96% of its industry peers.
  • AGNCL has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCL would need 157.31 years to pay back of all of its debts.
  • AGNCL has a Debt to FCF ratio (157.31) which is in line with its industry peers.
  • A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCL has dependencies on debt financing.
  • AGNCL's Debt to Equity ratio of 8.30 is on the low side compared to the rest of the industry. AGNCL is outperformed by 75.36% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Altman-Z -0.94
ROIC/WACCN/A
WACCN/A
AGNCL Yearly LT Debt VS Equity VS FCFAGNCL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.02 indicates that AGNCL may have some problems paying its short term obligations.
  • AGNCL has a worse Current ratio (0.02) than 91.30% of its industry peers.
  • AGNCL has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNCL has a Quick ratio of 0.02. This is amonst the worse of the industry: AGNCL underperforms 91.30% of its industry peers.
Industry RankSector Rank
Current Ratio 0.02
Quick Ratio 0.02
AGNCL Yearly Current Assets VS Current LiabilitesAGNCL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
  • AGNCL shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
  • Looking at the last year, AGNCL shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
  • The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.91% on average over the next years.
  • The Revenue is expected to grow by 27.10% on average over the next years. This is a very strong growth
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
AGNCL Yearly Revenue VS EstimatesAGNCL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1B 2B 3B 4B
AGNCL Yearly EPS VS EstimatesAGNCL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 16.51, which indicates a correct valuation of AGNCL.
  • The rest of the industry has a similar Price/Earnings ratio as AGNCL.
  • AGNCL is valuated rather cheaply when we compare the Price/Earnings ratio to 27.05, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 16.36, AGNCL is valued correctly.
  • AGNCL's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.03, AGNCL is valued a bit cheaper.
Industry RankSector Rank
PE 16.51
Fwd PE 16.36
AGNCL Price Earnings VS Forward Price EarningsAGNCL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • AGNCL's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 46.03
EV/EBITDA N/A
AGNCL Per share dataAGNCL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AGNCL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)17.14
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • AGNCL has a Yearly Dividend Yield of 12.72%, which is a nice return.
  • Compared to an average industry Dividend Yield of 11.25, AGNCL pays a bit more dividend than its industry peers.
  • AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 12.72%

5.2 History

  • The dividend of AGNCL decreases each year by -5.92%.
  • AGNCL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
AGNCL Yearly Dividends per shareAGNCL Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 221.40% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
  • The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNCL Yearly Income VS Free CF VS DividendAGNCL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNCL Dividend Payout.AGNCL Dividend Payout, showing the Payout Ratio.AGNCL Dividend Payout.PayoutRetained Earnings

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AGNC INVESTMENT CORP - AGNC 7 3/4 PERP

NASDAQ:AGNCL (2/25/2026, 8:00:01 PM)

25.1

-0.01 (-0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26
Earnings (Next)N/A
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap27.80B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts73
Price Target26.88 (7.09%)
Short Float %0%
Short Ratio0.66
Dividend
Industry RankSector Rank
Dividend Yield 12.72%
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)17.28%
PT rev (3m)7.74%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)-5.03%
EPS NY rev (3m)-4.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.52%
Revenue NY rev (3m)0.75%
Valuation
Industry RankSector Rank
PE 16.51
Fwd PE 16.36
P/S 7.3
P/FCF 46.03
P/OCF 46.03
P/B 2.43
P/tB 2.55
EV/EBITDA N/A
EPS(TTM)1.52
EY6.06%
EPS(NY)1.53
Fwd EY6.11%
FCF(TTM)0.55
FCFY2.17%
OCF(TTM)0.55
OCFY2.17%
SpS3.44
BVpS10.33
TBVpS9.86
PEG (NY)17.14
PEG (5Y)N/A
Graham Number18.8
Profitability
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROCE 7.23%
ROIC 0.62%
ROICexc 0.62%
ROICexgc 0.63%
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
FCFM 15.87%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 87.92%
Current Ratio 0.02
Quick Ratio 0.02
Altman-Z -0.94
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ

What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a fundamental rating of 3 / 10 to AGNCL.


What is the valuation status of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.


Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for AGNCL stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 16.51 and the Price/Book (PB) ratio is 2.43.


What is the earnings growth outlook for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?

The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to grow by 0.96% in the next year.