AGNC INVESTMENT CORP (AGNC) Stock Fundamental Analysis
USA - NASDAQ:AGNC - US00123Q1040 - REIT
10.0801 USD
-0.03 (-0.3%)
Overall AGNC gets a fundamental rating of 4 out of 10. We evaluated AGNC against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNC has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
AGNC had positive earnings in the past year.
AGNC had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNC reported negative net income in multiple years.
AGNC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.63%, AGNC is in the better half of the industry, outperforming 66.18% of the companies in the same industry.
AGNC's Return On Equity of 6.00% is amongst the best of the industry. AGNC outperforms 86.76% of its industry peers.
The Return On Invested Capital of AGNC (0.62%) is better than 64.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of AGNC (18.05%) is better than 83.82% of its industry peers.
In the last couple of years the Profit Margin of AGNC has declined.
AGNC has a Operating Margin of 22.01%. This is amongst the best in the industry. AGNC outperforms 83.82% of its industry peers.
In the last couple of years the Operating Margin of AGNC has remained more or less at the same level.
The Gross Margin of AGNC (25.11%) is comparable to the rest of the industry.
AGNC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNC has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AGNC has more shares outstanding
AGNC has a worse debt/assets ratio than last year.
2.2 Solvency
AGNC has an Altman-Z score of -1.04. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.
AGNC has a Altman-Z score of -1.04. This is amonst the worse of the industry: AGNC underperforms 95.59% of its industry peers.
The Debt to FCF ratio of AGNC is 157.31, which is on the high side as it means it would take AGNC, 157.31 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 157.31, AGNC perfoms like the industry average, outperforming 42.65% of the companies in the same industry.
AGNC has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
AGNC has a worse Debt to Equity ratio (8.30) than 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.04 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNC has a Current Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.02, AGNC is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
AGNC has a Quick Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.02, AGNC is doing worse than 88.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
AGNC shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
AGNC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
The Earnings Per Share is expected to decrease by -6.06% on average over the next years.
AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 204.03% yearly.
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
AGNC is valuated cheaply with a Price/Earnings ratio of 6.55.
Based on the Price/Earnings ratio, AGNC is valued cheaper than 89.71% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.51. AGNC is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 6.30 indicates a rather cheap valuation of AGNC.
AGNC's Price/Forward Earnings ratio is rather cheap when compared to the industry. AGNC is cheaper than 85.29% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of AGNC to the average of the S&P500 Index (34.98), we can say AGNC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.55 | ||
| Fwd PE | 6.3 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as AGNC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AGNC may justify a higher PE ratio.
A cheap valuation may be justified as AGNC's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.20%, AGNC is a good candidate for dividend investing.
AGNC's Dividend Yield is a higher than the industry average which is at 11.97.
AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.2% |
5.2 History
The dividend of AGNC decreases each year by -5.92%.
AGNC has paid a dividend for at least 10 years, which is a reliable track record.
AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
AGNC pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
NASDAQ:AGNC (11/19/2025, 2:58:14 PM)
10.0801
-0.03 (-0.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner Change-16.77%
Ins Owners0.36%
Ins Owner Change-4.93%
Market Cap10.62B
Revenue(TTM)3.81B
Net Income(TTM)687.00M
Analysts77
Price Target10.31 (2.28%)
Short Float %6.12%
Short Ratio3.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.2% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)3.49%
PT rev (3m)3.73%
EPS NQ rev (1m)-5.41%
EPS NQ rev (3m)-4.4%
EPS NY rev (1m)-3.66%
EPS NY rev (3m)-7.57%
Revenue NQ rev (1m)20.03%
Revenue NQ rev (3m)20.03%
Revenue NY rev (1m)-1.68%
Revenue NY rev (3m)-22.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.55 | ||
| Fwd PE | 6.3 | ||
| P/S | 2.79 | ||
| P/FCF | 17.58 | ||
| P/OCF | 17.58 | ||
| P/B | 0.93 | ||
| P/tB | 0.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY15.28%
EPS(NY)1.6
Fwd EY15.86%
FCF(TTM)0.57
FCFY5.69%
OCF(TTM)0.57
OCFY5.69%
SpS3.61
BVpS10.86
TBVpS10.37
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -1.04 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8528.57%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y8528.57%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status of AGNC INVESTMENT CORP (AGNC) stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 6 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 6.55 and the Price/Book (PB) ratio is 0.93.
Is the dividend of AGNC INVESTMENT CORP sustainable?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.