11.49 USD
+0.32 (+2.86%)
At close: Feb 3, 2026
11.52 USD
+0.03 (+0.26%)
After Hours: 2/3/2026, 4:04:52 PM
We assign a fundamental rating of 4 out of 10 to AGNC. AGNC was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNC while its profitability can be described as average. AGNC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- AGNC had positive earnings in the past year.
- AGNC had a positive operating cash flow in the past year.
- Of the past 5 years AGNC 4 years were profitable.
- In multiple years AGNC reported negative operating cash flow during the last 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.63%, AGNC is in the better half of the industry, outperforming 72.86% of the companies in the same industry.
- AGNC has a Return On Equity of 6.00%. This is amongst the best in the industry. AGNC outperforms 85.71% of its industry peers.
- AGNC's Return On Invested Capital of 0.62% is fine compared to the rest of the industry. AGNC outperforms 65.71% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AGNC is in line with the industry average of 1.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- AGNC has a better Profit Margin (18.05%) than 84.29% of its industry peers.
- In the last couple of years the Profit Margin of AGNC has declined.
- Looking at the Operating Margin, with a value of 22.01%, AGNC belongs to the top of the industry, outperforming 84.29% of the companies in the same industry.
- AGNC's Operating Margin has declined in the last couple of years.
- AGNC has a Gross Margin (25.11%) which is comparable to the rest of the industry.
- AGNC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, AGNC has more shares outstanding
- AGNC has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for AGNC is higher compared to a year ago.
2.2 Solvency
- AGNC has an Altman-Z score of -1.03. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.
- AGNC has a Altman-Z score of -1.03. This is amonst the worse of the industry: AGNC underperforms 94.29% of its industry peers.
- The Debt to FCF ratio of AGNC is 157.31, which is on the high side as it means it would take AGNC, 157.31 years of fcf income to pay off all of its debts.
- AGNC's Debt to FCF ratio of 157.31 is in line compared to the rest of the industry. AGNC outperforms 48.57% of its industry peers.
- AGNC has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 8.30, AGNC is doing worse than 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.02, AGNC is doing worse than 88.57% of the companies in the same industry.
- AGNC has a Quick Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.02, AGNC is not doing good in the industry: 88.57% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
- The earnings per share for AGNC have been decreasing by -10.92% on average. This is quite bad
- AGNC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.98%.
- AGNC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.11% yearly.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- Based on estimates for the next years, AGNC will show a small growth in Earnings Per Share. The EPS will grow by 2.05% on average per year.
- AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 29.60% yearly.
EPS Next Y6.31%
EPS Next 2Y2.05%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year57.74%
Revenue Next 2Y29.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.56, the valuation of AGNC can be described as very cheap.
- Based on the Price/Earnings ratio, AGNC is valued cheaply inside the industry as 84.29% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of AGNC to the average of the S&P500 Index (28.41), we can say AGNC is valued rather cheaply.
- The Price/Forward Earnings ratio is 7.11, which indicates a rather cheap valuation of AGNC.
- Based on the Price/Forward Earnings ratio, AGNC is valued cheaply inside the industry as 84.29% of the companies are valued more expensively.
- AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.64.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.56 | ||
| Fwd PE | 7.11 |
4.2 Price Multiples
- AGNC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.41 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AGNC's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.2
PEG (5Y)N/A
EPS Next 2Y2.05%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.43%, AGNC is a good candidate for dividend investing.
- With a Dividend Yield of 8.43, AGNC pays less dividend than the industry average, which is at 11.04. 87.14% of the companies listed in the same industry pay a better dividend than AGNC!
- AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.43% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has paid a dividend for at least 10 years, which is a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- 221.40% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
DP221.4%
EPS Next 2Y2.05%
EPS Next 3YN/A
11.49
+0.32 (+2.86%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)N/A N/A
Inst Owners39.98%
Inst Owner Change-3.62%
Ins Owners0.34%
Ins Owner Change28.1%
Market Cap12.33B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts77
Price Target10.58 (-7.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.43% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years3
Ex-Date01-30 2026-01-30 (0.12)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)1.67%
PT rev (3m)2.68%
EPS NQ rev (1m)-0.15%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)0.01%
EPS NY rev (3m)-2.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)-0.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.56 | ||
| Fwd PE | 7.11 | ||
| P/S | 3.24 | ||
| P/FCF | 20.41 | ||
| P/OCF | 20.41 | ||
| P/B | 1.08 | ||
| P/tB | 1.13 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.52
EY13.23%
EPS(NY)1.62
Fwd EY14.06%
FCF(TTM)0.56
FCFY4.9%
OCF(TTM)0.56
OCFY4.9%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)1.2
PEG (5Y)N/A
Graham Number19.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -1.03 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y6.31%
EPS Next 2Y2.05%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year57.74%
Revenue Next 2Y29.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 5 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 6.31% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 4 / 10 and the dividend payout ratio is 221.4%.