11.85 USD
+0.06 (+0.51%)
11.86 USD
+0.01 (+0.08%)
AGNC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- AGNC had positive earnings in the past year.
- In the past year AGNC had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: AGNC reported negative net income in multiple years.
- Of the past 5 years AGNC 4 years had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of AGNC (0.63%) is better than 72.06% of its industry peers.
- The Return On Equity of AGNC (6.00%) is better than 85.29% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.62%, AGNC is in the better half of the industry, outperforming 64.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 18.05%, AGNC belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
- In the last couple of years the Profit Margin of AGNC has declined.
- With an excellent Operating Margin value of 22.01%, AGNC belongs to the best of the industry, outperforming 83.82% of the companies in the same industry.
- In the last couple of years the Operating Margin of AGNC has remained more or less at the same level.
- AGNC has a Gross Margin (25.11%) which is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of AGNC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- AGNC has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for AGNC has been increased compared to 5 years ago.
- Compared to 1 year ago, AGNC has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -1.03, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of -1.03, AGNC is not doing good in the industry: 94.12% of the companies in the same industry are doing better.
- The Debt to FCF ratio of AGNC is 157.31, which is on the high side as it means it would take AGNC, 157.31 years of fcf income to pay off all of its debts.
- AGNC's Debt to FCF ratio of 157.31 is in line compared to the rest of the industry. AGNC outperforms 48.53% of its industry peers.
- A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNC has dependencies on debt financing.
- The Debt to Equity ratio of AGNC (8.30) is worse than 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNC has a Current Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Current ratio value of 0.02, AGNC is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
- AGNC has a Quick Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNC has a Quick ratio of 0.02. This is amonst the worse of the industry: AGNC underperforms 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNC have decreased strongly by -28.04% in the last year.
- AGNC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
- The Revenue has decreased by -7.48% in the past year.
- The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
- Based on estimates for the next years, AGNC will show a decrease in Earnings Per Share. The EPS will decrease by -6.07% on average per year.
- AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 205.52% yearly.
EPS Next Y-18.22%
EPS Next 2Y-8.02%
EPS Next 3Y-6.07%
EPS Next 5YN/A
Revenue Next Year1597.83%
Revenue Next 2Y417.51%
Revenue Next 3Y205.52%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 7.69, which indicates a rather cheap valuation of AGNC.
- AGNC's Price/Earnings ratio is rather cheap when compared to the industry. AGNC is cheaper than 83.82% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.21. AGNC is valued rather cheaply when compared to this.
- AGNC is valuated cheaply with a Price/Forward Earnings ratio of 7.33.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNC indicates a somewhat cheap valuation: AGNC is cheaper than 79.41% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.98, AGNC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.69 | ||
| Fwd PE | 7.33 |
4.2 Price Multiples
- AGNC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.05 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of AGNC may justify a higher PE ratio.
- AGNC's earnings are expected to decrease with -6.07% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.07%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.48%, AGNC is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.26, AGNC's dividend is way lower than its industry peers. On top of this 86.76% of the companies listed in the same industry pay a better dividend than AGNC!
- AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.48% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has paid a dividend for at least 10 years, which is a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- AGNC pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.07%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 6 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to decline by -18.22% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.