AGNC INVESTMENT CORP (AGNC) Fundamental Analysis & Valuation

NASDAQ:AGNC • US00123Q1040

Current stock price

11.02 USD
+0.05 (+0.46%)
At close:
11 USD
-0.02 (-0.18%)
Pre-Market:

This AGNC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AGNC Profitability Analysis

1.1 Basic Checks

  • AGNC had positive earnings in the past year.
  • AGNC had a positive operating cash flow in the past year.
  • Of the past 5 years AGNC 4 years were profitable.
  • Of the past 5 years AGNC 4 years had a positive operating cash flow.
AGNC Yearly Net Income VS EBIT VS OCF VS FCFAGNC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • With an excellent Return On Assets value of 1.31%, AGNC belongs to the best of the industry, outperforming 85.29% of the companies in the same industry.
  • AGNC has a better Return On Equity (12.18%) than 97.06% of its industry peers.
  • With an excellent Return On Invested Capital value of 1.16%, AGNC belongs to the best of the industry, outperforming 86.76% of the companies in the same industry.
  • AGNC had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.29%.
  • The last Return On Invested Capital (1.16%) for AGNC is above the 3 year average (0.70%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROIC 1.16%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNC Yearly ROA, ROE, ROICAGNC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • AGNC has a Profit Margin of 32.49%. This is amongst the best in the industry. AGNC outperforms 91.18% of its industry peers.
  • In the last couple of years the Profit Margin of AGNC has declined.
  • The Operating Margin of AGNC (35.95%) is better than 89.71% of its industry peers.
  • AGNC's Operating Margin has declined in the last couple of years.
  • AGNC's Gross Margin of 38.69% is fine compared to the rest of the industry. AGNC outperforms 61.76% of its industry peers.
  • AGNC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNC Yearly Profit, Operating, Gross MarginsAGNC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. AGNC Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for AGNC has been increased compared to 1 year ago.
  • The number of shares outstanding for AGNC has been increased compared to 5 years ago.
  • Compared to 1 year ago, AGNC has a worse debt to assets ratio.
AGNC Yearly Shares OutstandingAGNC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNC Yearly Total Debt VS Total AssetsAGNC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -1.01, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
  • AGNC has a worse Altman-Z score (-1.01) than 91.18% of its industry peers.
  • AGNC has a debt to FCF ratio of 155.89. This is a negative value and a sign of low solvency as AGNC would need 155.89 years to pay back of all of its debts.
  • AGNC has a Debt to FCF ratio (155.89) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNC has dependencies on debt financing.
  • AGNC has a Debt to Equity ratio of 8.21. This is in the lower half of the industry: AGNC underperforms 70.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Altman-Z -1.01
ROIC/WACCN/A
WACCN/A
AGNC Yearly LT Debt VS Equity VS FCFAGNC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.01, AGNC is doing worse than 89.71% of the companies in the same industry.
  • AGNC has a Quick Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of AGNC (0.01) is worse than 89.71% of its industry peers.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
AGNC Yearly Current Assets VS Current LiabilitesAGNC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. AGNC Growth Analysis

3.1 Past

  • The earnings per share for AGNC have decreased strongly by -15.25% in the last year.
  • Measured over the past years, AGNC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.92% on average per year.
  • Looking at the last year, AGNC shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
  • The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.91% on average over the next years.
  • The Revenue is expected to grow by 22.57% on average over the next years. This is a very strong growth
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
AGNC Yearly Revenue VS EstimatesAGNC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1B 2B 3B 4B
AGNC Yearly EPS VS EstimatesAGNC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

6

4. AGNC Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.35, the valuation of AGNC can be described as very cheap.
  • 88.24% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
  • AGNC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.77.
  • Based on the Price/Forward Earnings ratio of 7.21, the valuation of AGNC can be described as very cheap.
  • 80.88% of the companies in the same industry are more expensive than AGNC, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 21.75. AGNC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.35
Fwd PE 7.21
AGNC Price Earnings VS Forward Price EarningsAGNC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • AGNC's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 18.96
EV/EBITDA N/A
AGNC Per share dataAGNC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • AGNC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.65
PEG (5Y)N/A
EPS Next 2Y0.29%
EPS Next 3Y-0.91%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. AGNC Dividend Analysis

5.1 Amount

  • AGNC has a Yearly Dividend Yield of 13.00%, which is a nice return.
  • Compared to an average industry Dividend Yield of 12.55, AGNC has a dividend in line with its industry peers.
  • AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 13%

5.2 History

  • The dividend of AGNC decreases each year by -2.31%.
  • AGNC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-2.31%
Div Incr Years0
Div Non Decr Years0
AGNC Yearly Dividends per shareAGNC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 106.10% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
  • The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
AGNC Yearly Income VS Free CF VS DividendAGNC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNC Dividend Payout.AGNC Dividend Payout, showing the Payout Ratio.AGNC Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

AGNC Fundamentals: All Metrics, Ratios and Statistics

AGNC INVESTMENT CORP

NASDAQ:AGNC (4/30/2026, 8:00:00 PM)

Premarket: 11 -0.02 (-0.18%)

11.02

+0.05 (+0.46%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Industry Strength38.51
Industry Growth81.37
Earnings (Last)04-20
Earnings (Next)N/A
Inst Owners39.4%
Inst Owner Change-1.12%
Ins Owners0.41%
Ins Owner Change8.47%
Market Cap12.38B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target11.73 (6.44%)
Short Float %8.11%
Short Ratio4.53
Dividend
Industry RankSector Rank
Dividend Yield 13%
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-30
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)-2.13%
PT rev (3m)10.84%
EPS NQ rev (1m)-2.7%
EPS NQ rev (3m)-7.03%
EPS NY rev (1m)1.59%
EPS NY rev (3m)-3.33%
Revenue NQ rev (1m)3.18%
Revenue NQ rev (3m)6.24%
Revenue NY rev (1m)1.52%
Revenue NY rev (3m)3.44%
Valuation
Industry RankSector Rank
PE 7.35
Fwd PE 7.21
P/S 2.66
P/FCF 18.96
P/OCF 18.96
P/B 1
P/tB 1.04
EV/EBITDA N/A
EPS(TTM)1.5
EY13.61%
EPS(NY)1.53
Fwd EY13.87%
FCF(TTM)0.58
FCFY5.28%
OCF(TTM)0.58
OCFY5.28%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)2.65
PEG (5Y)N/A
Graham Number19.297 (75.11%)
Profitability
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROCE 13.41%
ROIC 1.16%
ROICexc 1.16%
ROICexgc 1.17%
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
FCFM 14.06%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.6
Cash Conversion N/A
Profit Quality 43.27%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -1.01
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%

AGNC INVESTMENT CORP / AGNC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to AGNC.


What is the valuation status for AGNC stock?

ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.


How profitable is AGNC INVESTMENT CORP (AGNC) stock?

AGNC INVESTMENT CORP (AGNC) has a profitability rating of 7 / 10.


What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 7.35 and the Price/Book (PB) ratio is 1.


What is the financial health of AGNC INVESTMENT CORP (AGNC) stock?

The financial health rating of AGNC INVESTMENT CORP (AGNC) is 0 / 10.