AGNC INVESTMENT CORP(NASDAQ:AGNC) stock Fundamental Analysis

Fundamental Rating

AGNC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC is not valued too expensively and it also shows a decent growth rate.

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1. Profitability

1.1 Basic Checks

AGNC had positive earnings in the past year.

AGNC had a negative operating cash flow in the past year.

In multiple years AGNC reported negative net income over the last 5 years.

In multiple years AGNC reported negative operating cash flow during the last 5 years.

1.2 Ratios

With an excellent Return On Assets value of 1.15%, AGNC belongs to the best of the industry, outperforming 84.38% of the companies in the same industry.

AGNC has a Return On Equity of 10.63%. This is amongst the best in the industry. AGNC outperforms 89.06% of its industry peers.

With a decent Return On Invested Capital value of 1.02%, AGNC is doing good in the industry, outperforming 78.13% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	1.15%
ROE	10.63%
ROIC	1.02%

ROA(3y)-0.54%

ROA(5y)-0.22%

ROE(3y)-2.86%

ROE(5y)-1.11%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

AGNC has a Profit Margin of 24.93%. This is amongst the best in the industry. AGNC outperforms 89.06% of its industry peers.

In the last couple of years the Profit Margin of AGNC has declined.

AGNC has a better Operating Margin (28.02%) than 85.94% of its industry peers.

In the last couple of years the Operating Margin of AGNC has remained more or less at the same level.

AGNC's Gross Margin of 30.60% is in line compared to the rest of the industry. AGNC outperforms 59.38% of its industry peers.

AGNC's Gross Margin has been stable in the last couple of years.

		Industry Rank	Sector Rank
OM	28.02%
PM (TTM)	24.93%
GM	30.6%

OM growth 3Y-35.43%

OM growth 5Y-1.27%

PM growth 3Y-35.92%

PM growth 5Y-2.73%

GM growth 3Y-35.24%

GM growth 5Y-1.15%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

AGNC has more shares outstanding than it did 1 year ago.

Compared to 5 years ago, AGNC has more shares outstanding

Compared to 1 year ago, AGNC has a worse debt to assets ratio.

2.2 Solvency

AGNC has an Altman-Z score of -1.01. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.

The Altman-Z score of AGNC (-1.01) is worse than 92.19% of its industry peers.

AGNC has a Debt/Equity ratio of 8.19. This is a high value indicating a heavy dependency on external financing.

AGNC has a worse Debt to Equity ratio (8.19) than 78.13% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	8.19
Debt/FCF	N/A
Altman-Z	-1.01

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 0.03 indicates that AGNC may have some problems paying its short term obligations.

AGNC's Current ratio of 0.03 is on the low side compared to the rest of the industry. AGNC is outperformed by 85.94% of its industry peers.

A Quick Ratio of 0.03 indicates that AGNC may have some problems paying its short term obligations.

AGNC's Quick ratio of 0.03 is on the low side compared to the rest of the industry. AGNC is outperformed by 85.94% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	0.03
Quick Ratio	0.03

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WACC

Debt/Equity

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Altman-Z score

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3. Growth

3.1 Past

AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -27.10%.

The Earnings Per Share has been decreasing by -2.52% on average over the past years.

AGNC shows a strong growth in Revenue. In the last year, the Revenue has grown by 53.82%.

The Revenue has been growing slightly by 5.98% on average over the past years.

EPS 1Y (TTM)-27.1%

EPS 3Y-14.16%

EPS 5Y-2.52%

EPS Q2Q%-38.33%

Revenue 1Y (TTM)53.82%

Revenue growth 3Y62.37%

Revenue growth 5Y5.98%

Sales Q2Q%542.31%

3.2 Future

Based on estimates for the next years, AGNC will show a decrease in Earnings Per Share. The EPS will decrease by -7.54% on average per year.

The Revenue is expected to grow by 194.42% on average over the next years. This is a very strong growth

EPS Next Y-14.33%

EPS Next 2Y-8.73%

EPS Next 3Y-7.54%

EPS Next 5YN/A

Revenue Next Year1997.32%

Revenue Next 2Y336.49%

Revenue Next 3Y194.42%

Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 5.39, the valuation of AGNC can be described as very cheap.

Compared to the rest of the industry, the Price/Earnings ratio of AGNC indicates a rather cheap valuation: AGNC is cheaper than 95.31% of the companies listed in the same industry.

AGNC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 29.75.

A Price/Forward Earnings ratio of 6.29 indicates a rather cheap valuation of AGNC.

AGNC's Price/Forward Earnings ratio is rather cheap when compared to the industry. AGNC is cheaper than 89.06% of the companies in the same industry.

When comparing the Price/Forward Earnings ratio of AGNC to the average of the S&P500 Index (22.44), we can say AGNC is valued rather cheaply.

		Industry Rank	Sector Rank
PE	5.39
Fwd PE	6.29

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

AGNC's earnings are expected to decrease with -7.54% in the coming years. This may justify a cheaper valuation.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y-8.73%

EPS Next 3Y-7.54%

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5. Dividend

5.1 Amount

AGNC has a Yearly Dividend Yield of 13.82%, which is a nice return.

AGNC's Dividend Yield is a higher than the industry average which is at 12.95.

Compared to an average S&P500 Dividend Yield of 2.30, AGNC pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	13.82%

5.2 History

The dividend of AGNC decreases each year by -5.50%.

AGNC has paid a dividend for at least 10 years, which is a reliable track record.

AGNC has not decreased its dividend in the last 3 years.

Dividend Growth(5Y)-5.5%

Div Incr Years0

Div Non Decr Years3

5.3 Sustainability

AGNC pays out 113.55% of its income as dividend. This is not a sustainable payout ratio.

The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.

DP113.55%

EPS Next 2Y-8.73%

EPS Next 3Y-7.54%

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AGNC INVESTMENT CORP

NASDAQ:AGNC (3/3/2025, 8:11:18 PM)

Premarket: 10.18 -0.11 (-1.07%)

10.29

-0.14 (-1.34%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryMortgage Real Estate Investment Trusts (REITs)"

Earnings (Last)01-27 2025-01-27/amc

Earnings (Next)04-21 2025-04-21/amc

Inst Owners41.92%

Inst Owner Change5.04%

Ins Owners0.48%

Ins Owner Change10.51%

Market Cap9.23B

Analysts78.1

Price Target10.37 (0.78%)

Short Float %6.3%

Short Ratio2.78

Dividend

		Industry Rank	Sector Rank
Dividend Yield	13.82%

Yearly Dividend1.58

Dividend Growth(5Y)-5.5%

DP113.55%

Div Incr Years0

Div Non Decr Years3

Ex-Date02-28 2025-02-28 (0.12)

Surprises & Revisions

EPS beat(2)0

Avg EPS beat(2)-9.82%

Min EPS beat(2)-15.95%

Max EPS beat(2)-3.69%

EPS beat(4)0

Avg EPS beat(4)-5.35%

Min EPS beat(4)-15.95%

Max EPS beat(4)-0.83%

EPS beat(8)4

Avg EPS beat(8)0.3%

EPS beat(12)8

Avg EPS beat(12)6.74%

EPS beat(16)12

Avg EPS beat(16)8.75%

Revenue beat(2)0

Avg Revenue beat(2)-119.43%

Min Revenue beat(2)-133.13%

Max Revenue beat(2)-105.73%

Revenue beat(4)0

Avg Revenue beat(4)-113.43%

Min Revenue beat(4)-133.13%

Max Revenue beat(4)-105.73%

Revenue beat(8)1

Avg Revenue beat(8)-73.13%

Revenue beat(12)1

Avg Revenue beat(12)-114.54%

Revenue beat(16)3

Avg Revenue beat(16)-77.01%

PT rev (1m)-1.21%

PT rev (3m)-3.8%

EPS NQ rev (1m)-0.28%

EPS NQ rev (3m)-0.28%

EPS NY rev (1m)-6.83%

EPS NY rev (3m)-7.24%

Revenue NQ rev (1m)0.58%

Revenue NQ rev (3m)0.58%

Revenue NY rev (1m)31%

Revenue NY rev (3m)31.88%

Valuation

		Industry Rank	Sector Rank
PE	5.39
Fwd PE	6.29
P/S	2.24
P/FCF	N/A
P/OCF	N/A
P/B	0.96
P/tB	1.01
EV/EBITDA	N/A

EPS(TTM)1.91

EY18.56%

EPS(NY)1.64

Fwd EY15.9%

FCF(TTM)-0.03

FCFYN/A

OCF(TTM)-0.03

OCFYN/A

SpS4.59

BVpS10.76

TBVpS10.17

PEG (NY)N/A

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	1.15%
ROE	10.63%
ROCE	11.37%
ROIC	1.02%
ROICexc	1.03%
ROICexgc	1.04%
OM	28.02%
PM (TTM)	24.93%
GM	30.6%
FCFM	N/A

ROA(3y)-0.54%

ROA(5y)-0.22%

ROE(3y)-2.86%

ROE(5y)-1.11%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3Y-4.26%

ROICexcg growth 5Y9.59%

ROICexc growth 3Y-4.07%

ROICexc growth 5Y9.52%

OM growth 3Y-35.43%

OM growth 5Y-1.27%

PM growth 3Y-35.92%

PM growth 5Y-2.73%

GM growth 3Y-35.24%

GM growth 5Y-1.15%

F-Score6

Asset Turnover0.05

Health

		Industry Rank	Sector Rank
Debt/Equity	8.19
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	0.03
Quick Ratio	0.03
Altman-Z	-1.01

F-Score6

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-27.1%

EPS 3Y-14.16%

EPS 5Y-2.52%

EPS Q2Q%-38.33%

EPS Next Y-14.33%

EPS Next 2Y-8.73%

EPS Next 3Y-7.54%

EPS Next 5YN/A

Revenue 1Y (TTM)53.82%

Revenue growth 3Y62.37%

Revenue growth 5Y5.98%

Sales Q2Q%542.31%

Revenue Next Year1997.32%

Revenue Next 2Y336.49%

Revenue Next 3Y194.42%

Revenue Next 5YN/A

EBIT growth 1Y279.28%

EBIT growth 3Y4.84%

EBIT growth 5Y4.64%

EBIT Next Year33.61%

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-442.86%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-442.86%

OCF growth 3YN/A

OCF growth 5YN/A

AGNC INVESTMENT CORP (AGNC) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens