11.85 USD
+0.06 (+0.51%)
11.86 USD
+0.01 (+0.08%)
Overall AGNC gets a fundamental rating of 4 out of 10. We evaluated AGNC against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNC while its profitability can be described as average. AGNC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year AGNC was profitable.
- AGNC had a positive operating cash flow in the past year.
- In multiple years AGNC reported negative net income over the last 5 years.
- Of the past 5 years AGNC 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.63%, AGNC is in the better half of the industry, outperforming 72.06% of the companies in the same industry.
- With an excellent Return On Equity value of 6.00%, AGNC belongs to the best of the industry, outperforming 85.29% of the companies in the same industry.
- The Return On Invested Capital of AGNC (0.62%) is better than 64.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 18.05%, AGNC belongs to the best of the industry, outperforming 83.82% of the companies in the same industry.
- AGNC's Profit Margin has declined in the last couple of years.
- The Operating Margin of AGNC (22.01%) is better than 83.82% of its industry peers.
- In the last couple of years the Operating Margin of AGNC has remained more or less at the same level.
- With a Gross Margin value of 25.11%, AGNC perfoms like the industry average, outperforming 47.06% of the companies in the same industry.
- AGNC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- AGNC has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, AGNC has more shares outstanding
- Compared to 1 year ago, AGNC has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -1.03, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of -1.03, AGNC is not doing good in the industry: 94.12% of the companies in the same industry are doing better.
- AGNC has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNC would need 157.31 years to pay back of all of its debts.
- AGNC has a Debt to FCF ratio (157.31) which is comparable to the rest of the industry.
- AGNC has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- AGNC has a worse Debt to Equity ratio (8.30) than 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNC has a Current Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNC has a worse Current ratio (0.02) than 88.24% of its industry peers.
- AGNC has a Quick Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.02, AGNC is doing worse than 88.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
- Measured over the past years, AGNC shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
- The Revenue has decreased by -7.48% in the past year.
- Measured over the past years, AGNC shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
- Based on estimates for the next years, AGNC will show a decrease in Earnings Per Share. The EPS will decrease by -6.06% on average per year.
- Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 205.52% on average per year.
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1597.83%
Revenue Next 2Y417.51%
Revenue Next 3Y205.52%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- AGNC is valuated cheaply with a Price/Earnings ratio of 7.69.
- Based on the Price/Earnings ratio, AGNC is valued cheaply inside the industry as 83.82% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of AGNC to the average of the S&P500 Index (27.21), we can say AGNC is valued rather cheaply.
- The Price/Forward Earnings ratio is 7.33, which indicates a rather cheap valuation of AGNC.
- 82.35% of the companies in the same industry are more expensive than AGNC, based on the Price/Forward Earnings ratio.
- When comparing the Price/Forward Earnings ratio of AGNC to the average of the S&P500 Index (24.26), we can say AGNC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.69 | ||
| Fwd PE | 7.33 |
4.2 Price Multiples
- AGNC's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.05 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of AGNC may justify a higher PE ratio.
- AGNC's earnings are expected to decrease with -6.06% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
- AGNC has a Yearly Dividend Yield of 12.33%, which is a nice return.
- AGNC's Dividend Yield is a higher than the industry average which is at 11.01.
- Compared to an average S&P500 Dividend Yield of 1.82, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.33% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has paid a dividend for at least 10 years, which is a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- AGNC pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 6 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to decline by -18.31% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.