AGNC INVESTMENT CORP (AGNC) Fundamental Analysis & Valuation

NASDAQ:AGNC • US00123Q1040

Current stock price

11.08 USD
-0.02 (-0.18%)
At close:
11.1194 USD
+0.04 (+0.36%)
After Hours:

This AGNC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AGNC Profitability Analysis

1.1 Basic Checks

  • AGNC had positive earnings in the past year.
  • AGNC had a positive operating cash flow in the past year.
  • Of the past 5 years AGNC 4 years were profitable.
  • AGNC had a positive operating cash flow in 4 of the past 5 years.
AGNC Yearly Net Income VS EBIT VS OCF VS FCFAGNC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.31%, AGNC belongs to the top of the industry, outperforming 85.29% of the companies in the same industry.
  • AGNC has a Return On Equity of 12.18%. This is amongst the best in the industry. AGNC outperforms 97.06% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 1.16%, AGNC belongs to the top of the industry, outperforming 86.76% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for AGNC is in line with the industry average of 1.29%.
  • The last Return On Invested Capital (1.16%) for AGNC is above the 3 year average (0.70%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROIC 1.16%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNC Yearly ROA, ROE, ROICAGNC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • AGNC's Profit Margin of 32.49% is amongst the best of the industry. AGNC outperforms 91.18% of its industry peers.
  • In the last couple of years the Profit Margin of AGNC has declined.
  • The Operating Margin of AGNC (35.95%) is better than 89.71% of its industry peers.
  • AGNC's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 38.69%, AGNC is in the better half of the industry, outperforming 61.76% of the companies in the same industry.
  • AGNC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNC Yearly Profit, Operating, Gross MarginsAGNC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. AGNC Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for AGNC has been increased compared to 1 year ago.
  • Compared to 5 years ago, AGNC has more shares outstanding
  • The debt/assets ratio for AGNC is higher compared to a year ago.
AGNC Yearly Shares OutstandingAGNC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNC Yearly Total Debt VS Total AssetsAGNC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -1.01, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
  • AGNC's Altman-Z score of -1.01 is on the low side compared to the rest of the industry. AGNC is outperformed by 91.18% of its industry peers.
  • AGNC has a debt to FCF ratio of 155.89. This is a negative value and a sign of low solvency as AGNC would need 155.89 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 155.89, AGNC perfoms like the industry average, outperforming 41.18% of the companies in the same industry.
  • A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNC has dependencies on debt financing.
  • AGNC has a Debt to Equity ratio of 8.21. This is in the lower half of the industry: AGNC underperforms 70.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Altman-Z -1.01
ROIC/WACCN/A
WACCN/A
AGNC Yearly LT Debt VS Equity VS FCFAGNC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • AGNC has a Current Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNC has a Current ratio of 0.01. This is amonst the worse of the industry: AGNC underperforms 89.71% of its industry peers.
  • AGNC has a Quick Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.01, AGNC is doing worse than 89.71% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
AGNC Yearly Current Assets VS Current LiabilitesAGNC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. AGNC Growth Analysis

3.1 Past

  • The earnings per share for AGNC have decreased strongly by -15.25% in the last year.
  • AGNC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
  • Looking at the last year, AGNC shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
  • AGNC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.11% yearly.
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%

3.2 Future

  • AGNC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.91% yearly.
  • Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 22.57% on average per year.
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
AGNC Yearly Revenue VS EstimatesAGNC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1B 2B 3B 4B
AGNC Yearly EPS VS EstimatesAGNC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

6

4. AGNC Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 7.39, the valuation of AGNC can be described as very cheap.
  • AGNC's Price/Earnings ratio is rather cheap when compared to the industry. AGNC is cheaper than 86.76% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of AGNC to the average of the S&P500 Index (26.91), we can say AGNC is valued rather cheaply.
  • A Price/Forward Earnings ratio of 7.25 indicates a rather cheap valuation of AGNC.
  • Based on the Price/Forward Earnings ratio, AGNC is valued cheaper than 82.35% of the companies in the same industry.
  • AGNC is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.99, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.39
Fwd PE 7.25
AGNC Price Earnings VS Forward Price EarningsAGNC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • AGNC's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 19.06
EV/EBITDA N/A
AGNC Per share dataAGNC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • AGNC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.66
PEG (5Y)N/A
EPS Next 2Y0.29%
EPS Next 3Y-0.91%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. AGNC Dividend Analysis

5.1 Amount

  • AGNC has a Yearly Dividend Yield of 12.97%, which is a nice return.
  • Compared to an average industry Dividend Yield of 12.49, AGNC has a dividend in line with its industry peers.
  • AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 12.97%

5.2 History

  • The dividend of AGNC decreases each year by -2.31%.
  • AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-2.31%
Div Incr Years0
Div Non Decr Years0
AGNC Yearly Dividends per shareAGNC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • AGNC pays out 106.10% of its income as dividend. This is not a sustainable payout ratio.
  • AGNC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
AGNC Yearly Income VS Free CF VS DividendAGNC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNC Dividend Payout.AGNC Dividend Payout, showing the Payout Ratio.AGNC Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

AGNC Fundamentals: All Metrics, Ratios and Statistics

AGNC INVESTMENT CORP

NASDAQ:AGNC (4/28/2026, 8:00:00 PM)

After market: 11.1194 +0.04 (+0.36%)

11.08

-0.02 (-0.18%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)04-20
Earnings (Next)N/A
Inst Owners39.4%
Inst Owner Change-1.12%
Ins Owners0.41%
Ins Owner Change8.47%
Market Cap12.45B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target11.73 (5.87%)
Short Float %8.11%
Short Ratio4.53
Dividend
Industry RankSector Rank
Dividend Yield 12.97%
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-30
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)-2.13%
PT rev (3m)10.84%
EPS NQ rev (1m)-2.7%
EPS NQ rev (3m)-7.03%
EPS NY rev (1m)1.59%
EPS NY rev (3m)-3.33%
Revenue NQ rev (1m)3.18%
Revenue NQ rev (3m)6.24%
Revenue NY rev (1m)1.52%
Revenue NY rev (3m)3.44%
Valuation
Industry RankSector Rank
PE 7.39
Fwd PE 7.25
P/S 2.68
P/FCF 19.06
P/OCF 19.06
P/B 1
P/tB 1.05
EV/EBITDA N/A
EPS(TTM)1.5
EY13.54%
EPS(NY)1.53
Fwd EY13.8%
FCF(TTM)0.58
FCFY5.25%
OCF(TTM)0.58
OCFY5.25%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)2.66
PEG (5Y)N/A
Graham Number19.297 (74.16%)
Profitability
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROCE 13.41%
ROIC 1.16%
ROICexc 1.16%
ROICexgc 1.17%
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
FCFM 14.06%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.6
Cash Conversion N/A
Profit Quality 43.27%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -1.01
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%

AGNC INVESTMENT CORP / AGNC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to AGNC.


What is the valuation status for AGNC stock?

ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.


How profitable is AGNC INVESTMENT CORP (AGNC) stock?

AGNC INVESTMENT CORP (AGNC) has a profitability rating of 7 / 10.


What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 7.39 and the Price/Book (PB) ratio is 1.


What is the financial health of AGNC INVESTMENT CORP (AGNC) stock?

The financial health rating of AGNC INVESTMENT CORP (AGNC) is 0 / 10.