AGNC INVESTMENT CORP (AGNC) Fundamental Analysis & Valuation

NASDAQ:AGNC • US00123Q1040

Current stock price

11.02 USD
+0.16 (+1.47%)
At close:
11.04 USD
+0.02 (+0.18%)
After Hours:

This AGNC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AGNC Profitability Analysis

1.1 Basic Checks

  • AGNC had positive earnings in the past year.
  • AGNC had a positive operating cash flow in the past year.
  • AGNC had positive earnings in 4 of the past 5 years.
  • Of the past 5 years AGNC 4 years had a positive operating cash flow.
AGNC Yearly Net Income VS EBIT VS OCF VS FCFAGNC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • AGNC's Return On Assets of 1.31% is amongst the best of the industry. AGNC outperforms 83.82% of its industry peers.
  • Looking at the Return On Equity, with a value of 12.18%, AGNC belongs to the top of the industry, outperforming 95.59% of the companies in the same industry.
  • AGNC has a Return On Invested Capital of 1.16%. This is amongst the best in the industry. AGNC outperforms 85.29% of its industry peers.
  • AGNC had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.29%.
  • The 3 year average ROIC (0.70%) for AGNC is below the current ROIC(1.16%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROIC 1.16%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNC Yearly ROA, ROE, ROICAGNC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • With an excellent Profit Margin value of 32.49%, AGNC belongs to the best of the industry, outperforming 89.71% of the companies in the same industry.
  • AGNC's Profit Margin has declined in the last couple of years.
  • AGNC's Operating Margin of 35.95% is amongst the best of the industry. AGNC outperforms 89.71% of its industry peers.
  • AGNC's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 38.69%, AGNC is in the better half of the industry, outperforming 61.76% of the companies in the same industry.
  • AGNC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNC Yearly Profit, Operating, Gross MarginsAGNC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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0

2. AGNC Health Analysis

2.1 Basic Checks

  • AGNC has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for AGNC has been increased compared to 5 years ago.
  • Compared to 1 year ago, AGNC has a worse debt to assets ratio.
AGNC Yearly Shares OutstandingAGNC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNC Yearly Total Debt VS Total AssetsAGNC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -1.01, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of -1.01, AGNC is not doing good in the industry: 91.18% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of AGNC is 155.89, which is on the high side as it means it would take AGNC, 155.89 years of fcf income to pay off all of its debts.
  • AGNC has a Debt to FCF ratio of 155.89. This is in the lower half of the industry: AGNC underperforms 60.29% of its industry peers.
  • A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNC has dependencies on debt financing.
  • AGNC has a worse Debt to Equity ratio (8.21) than 70.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Altman-Z -1.01
ROIC/WACCN/A
WACCN/A
AGNC Yearly LT Debt VS Equity VS FCFAGNC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • AGNC has a Current Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.01, AGNC is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
  • AGNC has a worse Quick ratio (0.01) than 89.71% of its industry peers.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
AGNC Yearly Current Assets VS Current LiabilitesAGNC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. AGNC Growth Analysis

3.1 Past

  • The earnings per share for AGNC have decreased strongly by -15.25% in the last year.
  • The earnings per share for AGNC have been decreasing by -10.92% on average. This is quite bad
  • The Revenue has grown by 18.98% in the past year. This is quite good.
  • AGNC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.11% yearly.
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%

3.2 Future

  • AGNC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.91% yearly.
  • The Revenue is expected to grow by 22.57% on average over the next years. This is a very strong growth
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
AGNC Yearly Revenue VS EstimatesAGNC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1B 2B 3B 4B
AGNC Yearly EPS VS EstimatesAGNC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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6

4. AGNC Valuation Analysis

4.1 Price/Earnings Ratio

  • AGNC is valuated cheaply with a Price/Earnings ratio of 7.35.
  • 86.76% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
  • AGNC is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 7.21, which indicates a rather cheap valuation of AGNC.
  • AGNC's Price/Forward Earnings ratio is rather cheap when compared to the industry. AGNC is cheaper than 82.35% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of AGNC to the average of the S&P500 Index (22.24), we can say AGNC is valued rather cheaply.
Industry RankSector Rank
PE 7.35
Fwd PE 7.21
AGNC Price Earnings VS Forward Price EarningsAGNC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • AGNC's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 18.96
EV/EBITDA N/A
AGNC Per share dataAGNC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of AGNC may justify a higher PE ratio.
PEG (NY)2.65
PEG (5Y)N/A
EPS Next 2Y0.29%
EPS Next 3Y-0.91%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. AGNC Dividend Analysis

5.1 Amount

  • AGNC has a Yearly Dividend Yield of 13.26%, which is a nice return.
  • Compared to an average industry Dividend Yield of 12.54, AGNC has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.81, AGNC pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.26%

5.2 History

  • The dividend of AGNC decreases each year by -2.31%.
  • AGNC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-2.31%
Div Incr Years0
Div Non Decr Years0
AGNC Yearly Dividends per shareAGNC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • AGNC pays out 106.10% of its income as dividend. This is not a sustainable payout ratio.
  • AGNC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
AGNC Yearly Income VS Free CF VS DividendAGNC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNC Dividend Payout.AGNC Dividend Payout, showing the Payout Ratio.AGNC Dividend Payout.PayoutRetained Earnings

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AGNC Fundamentals: All Metrics, Ratios and Statistics

AGNC INVESTMENT CORP

NASDAQ:AGNC (4/24/2026, 10:25:20 PM)

After market: 11.04 +0.02 (+0.18%)

11.02

+0.16 (+1.47%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)04-20
Earnings (Next)N/A
Inst Owners39.4%
Inst Owner Change-0.51%
Ins Owners0.41%
Ins Owner Change7.66%
Market Cap12.38B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target11.73 (6.44%)
Short Float %8.57%
Short Ratio4.46
Dividend
Industry RankSector Rank
Dividend Yield 13.26%
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-30
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)-2.13%
PT rev (3m)10.84%
EPS NQ rev (1m)1.36%
EPS NQ rev (3m)-4.22%
EPS NY rev (1m)1.59%
EPS NY rev (3m)-3.32%
Revenue NQ rev (1m)3.18%
Revenue NQ rev (3m)6.24%
Revenue NY rev (1m)1.52%
Revenue NY rev (3m)3.44%
Valuation
Industry RankSector Rank
PE 7.35
Fwd PE 7.21
P/S 2.66
P/FCF 18.96
P/OCF 18.96
P/B 1
P/tB 1.04
EV/EBITDA N/A
EPS(TTM)1.5
EY13.61%
EPS(NY)1.53
Fwd EY13.87%
FCF(TTM)0.58
FCFY5.28%
OCF(TTM)0.58
OCFY5.28%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)2.65
PEG (5Y)N/A
Graham Number19.297 (75.11%)
Profitability
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROCE 13.41%
ROIC 1.16%
ROICexc 1.16%
ROICexgc 1.17%
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
FCFM 14.06%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.6
Cash Conversion N/A
Profit Quality 43.27%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -1.01
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%

AGNC INVESTMENT CORP / AGNC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to AGNC.


What is the valuation status for AGNC stock?

ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.


How profitable is AGNC INVESTMENT CORP (AGNC) stock?

AGNC INVESTMENT CORP (AGNC) has a profitability rating of 7 / 10.


What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 7.35 and the Price/Book (PB) ratio is 1.


What is the financial health of AGNC INVESTMENT CORP (AGNC) stock?

The financial health rating of AGNC INVESTMENT CORP (AGNC) is 0 / 10.