11.85 USD
+0.06 (+0.51%)
11.86 USD
+0.01 (+0.08%)
Taking everything into account, AGNC scores 4 out of 10 in our fundamental rating. AGNC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year AGNC was profitable.
- In the past year AGNC had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: AGNC reported negative net income in multiple years.
- AGNC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 0.63%, AGNC is doing good in the industry, outperforming 72.06% of the companies in the same industry.
- AGNC has a Return On Equity of 6.00%. This is amongst the best in the industry. AGNC outperforms 85.29% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.62%, AGNC is in the better half of the industry, outperforming 64.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- AGNC has a Profit Margin of 18.05%. This is amongst the best in the industry. AGNC outperforms 83.82% of its industry peers.
- AGNC's Profit Margin has declined in the last couple of years.
- AGNC has a Operating Margin of 22.01%. This is amongst the best in the industry. AGNC outperforms 83.82% of its industry peers.
- AGNC's Operating Margin has been stable in the last couple of years.
- AGNC has a Gross Margin of 25.11%. This is comparable to the rest of the industry: AGNC outperforms 47.06% of its industry peers.
- In the last couple of years the Gross Margin of AGNC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- The number of shares outstanding for AGNC has been increased compared to 1 year ago.
- AGNC has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, AGNC has a worse debt to assets ratio.
2.2 Solvency
- AGNC has an Altman-Z score of -1.03. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.
- AGNC's Altman-Z score of -1.03 is on the low side compared to the rest of the industry. AGNC is outperformed by 94.12% of its industry peers.
- The Debt to FCF ratio of AGNC is 157.31, which is on the high side as it means it would take AGNC, 157.31 years of fcf income to pay off all of its debts.
- AGNC's Debt to FCF ratio of 157.31 is in line compared to the rest of the industry. AGNC outperforms 48.53% of its industry peers.
- AGNC has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 8.30, AGNC is doing worse than 72.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- AGNC has a worse Current ratio (0.02) than 88.24% of its industry peers.
- A Quick Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- With a Quick ratio value of 0.02, AGNC is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNC have decreased strongly by -28.04% in the last year.
- AGNC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
- Looking at the last year, AGNC shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
- Measured over the past years, AGNC shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
- The Earnings Per Share is expected to decrease by -6.06% on average over the next years.
- The Revenue is expected to grow by 205.52% on average over the next years. This is a very strong growth
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1597.83%
Revenue Next 2Y417.51%
Revenue Next 3Y205.52%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.69, the valuation of AGNC can be described as very cheap.
- 83.82% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, AGNC is valued rather cheaply.
- With a Price/Forward Earnings ratio of 7.33, the valuation of AGNC can be described as very cheap.
- 82.35% of the companies in the same industry are more expensive than AGNC, based on the Price/Forward Earnings ratio.
- AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.26.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.69 | ||
| Fwd PE | 7.33 |
4.2 Price Multiples
- AGNC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.05 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of AGNC may justify a higher PE ratio.
- A cheap valuation may be justified as AGNC's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.48%, AGNC is a good candidate for dividend investing.
- AGNC's Dividend Yield is a higher than the industry average which is at 11.30.
- Compared to an average S&P500 Dividend Yield of 1.81, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.48% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has paid a dividend for at least 10 years, which is a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- 221.40% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
- The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 6 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to decline by -18.31% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.