AGNC INVESTMENT CORP (AGNC) Fundamental Analysis & Valuation

NASDAQ:AGNC • US00123Q1040

Current stock price

10.23 USD
-0.16 (-1.54%)
At close:
10.2391 USD
+0.01 (+0.09%)
After Hours:

This AGNC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AGNC Profitability Analysis

1.1 Basic Checks

  • AGNC had positive earnings in the past year.
  • In the past year AGNC had a positive cash flow from operations.
  • Of the past 5 years AGNC 4 years were profitable.
  • Of the past 5 years AGNC 4 years had a positive operating cash flow.
AGNC Yearly Net Income VS EBIT VS OCF VS FCFAGNC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • With an excellent Return On Assets value of 1.31%, AGNC belongs to the best of the industry, outperforming 85.29% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 12.18%, AGNC belongs to the top of the industry, outperforming 95.59% of the companies in the same industry.
  • AGNC's Return On Invested Capital of 1.16% is amongst the best of the industry. AGNC outperforms 85.29% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AGNC is in line with the industry average of 1.41%.
  • The last Return On Invested Capital (1.16%) for AGNC is above the 3 year average (0.70%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROIC 1.16%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNC Yearly ROA, ROE, ROICAGNC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • The Profit Margin of AGNC (32.49%) is better than 89.71% of its industry peers.
  • In the last couple of years the Profit Margin of AGNC has declined.
  • AGNC's Operating Margin of 35.95% is amongst the best of the industry. AGNC outperforms 89.71% of its industry peers.
  • In the last couple of years the Operating Margin of AGNC has declined.
  • AGNC has a Gross Margin of 38.69%. This is in the better half of the industry: AGNC outperforms 69.12% of its industry peers.
  • In the last couple of years the Gross Margin of AGNC has declined.
Industry RankSector Rank
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNC Yearly Profit, Operating, Gross MarginsAGNC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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0

2. AGNC Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AGNC has more shares outstanding
  • The number of shares outstanding for AGNC has been increased compared to 5 years ago.
  • The debt/assets ratio for AGNC is higher compared to a year ago.
AGNC Yearly Shares OutstandingAGNC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNC Yearly Total Debt VS Total AssetsAGNC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -1.01, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
  • AGNC has a Altman-Z score of -1.01. This is amonst the worse of the industry: AGNC underperforms 92.65% of its industry peers.
  • The Debt to FCF ratio of AGNC is 155.89, which is on the high side as it means it would take AGNC, 155.89 years of fcf income to pay off all of its debts.
  • AGNC has a Debt to FCF ratio (155.89) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNC has dependencies on debt financing.
  • AGNC's Debt to Equity ratio of 8.21 is on the low side compared to the rest of the industry. AGNC is outperformed by 70.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Altman-Z -1.01
ROIC/WACCN/A
WACCN/A
AGNC Yearly LT Debt VS Equity VS FCFAGNC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • AGNC has a Current Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNC has a Current ratio of 0.01. This is amonst the worse of the industry: AGNC underperforms 89.71% of its industry peers.
  • A Quick Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.01, AGNC is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
AGNC Yearly Current Assets VS Current LiabilitesAGNC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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6

3. AGNC Growth Analysis

3.1 Past

  • The earnings per share for AGNC have decreased strongly by -20.42% in the last year.
  • AGNC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
  • Looking at the last year, AGNC shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
  • Measured over the past years, AGNC shows a very strong growth in Revenue. The Revenue has been growing by 56.11% on average per year.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%

3.2 Future

  • Based on estimates for the next years, AGNC will show a decrease in Earnings Per Share. The EPS will decrease by -0.91% on average per year.
  • AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 27.10% yearly.
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
AGNC Yearly Revenue VS EstimatesAGNC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1B 2B 3B 4B
AGNC Yearly EPS VS EstimatesAGNC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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6

4. AGNC Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 6.73, the valuation of AGNC can be described as very cheap.
  • Based on the Price/Earnings ratio, AGNC is valued cheaply inside the industry as 89.71% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of AGNC to the average of the S&P500 Index (25.70), we can say AGNC is valued rather cheaply.
  • AGNC is valuated cheaply with a Price/Forward Earnings ratio of 6.65.
  • Based on the Price/Forward Earnings ratio, AGNC is valued cheaper than 86.76% of the companies in the same industry.
  • AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.84.
Industry RankSector Rank
PE 6.73
Fwd PE 6.65
AGNC Price Earnings VS Forward Price EarningsAGNC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • AGNC's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 17.37
EV/EBITDA N/A
AGNC Per share dataAGNC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of AGNC may justify a higher PE ratio.
PEG (NY)5.8
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%

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5

5. AGNC Dividend Analysis

5.1 Amount

  • AGNC has a Yearly Dividend Yield of 13.21%, which is a nice return.
  • Compared to an average industry Dividend Yield of 10.94, AGNC pays a bit more dividend than its industry peers.
  • AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 13.21%

5.2 History

  • The dividend of AGNC decreases each year by -2.31%.
  • AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
  • AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-2.31%
Div Incr Years1
Div Non Decr Years3
AGNC Yearly Dividends per shareAGNC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 106.10% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
  • AGNC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC Yearly Income VS Free CF VS DividendAGNC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNC Dividend Payout.AGNC Dividend Payout, showing the Payout Ratio.AGNC Dividend Payout.PayoutRetained Earnings

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AGNC Fundamentals: All Metrics, Ratios and Statistics

AGNC INVESTMENT CORP

NASDAQ:AGNC (3/13/2026, 8:09:07 PM)

After market: 10.2391 +0.01 (+0.09%)

10.23

-0.16 (-1.54%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26
Earnings (Next)N/A
Inst Owners39.96%
Inst Owner Change2.87%
Ins Owners0.35%
Ins Owner Change9.9%
Market Cap11.34B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target11.99 (17.2%)
Short Float %6.26%
Short Ratio3.25
Dividend
Industry RankSector Rank
Dividend Yield 13.21%
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years1
Div Non Decr Years3
Ex-Date02-27
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)0%
PT rev (3m)15.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.15%
EPS NY rev (1m)0.2%
EPS NY rev (3m)-3.85%
Revenue NQ rev (1m)1.73%
Revenue NQ rev (3m)2.97%
Revenue NY rev (1m)1.37%
Revenue NY rev (3m)2.13%
Valuation
Industry RankSector Rank
PE 6.73
Fwd PE 6.65
P/S 2.44
P/FCF 17.37
P/OCF 17.37
P/B 0.92
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)1.52
EY14.86%
EPS(NY)1.54
Fwd EY15.03%
FCF(TTM)0.59
FCFY5.76%
OCF(TTM)0.59
OCFY5.76%
SpS4.19
BVpS11.18
TBVpS10.7
PEG (NY)5.8
PEG (5Y)N/A
Graham Number19.55
Profitability
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROCE 13.41%
ROIC 1.16%
ROICexc 1.16%
ROICexgc 1.17%
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
FCFM 14.06%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.6
Cash Conversion N/A
Profit Quality 43.27%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -1.01
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%

AGNC INVESTMENT CORP / AGNC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?

ChartMill assigns a fundamental rating of 5 / 10 to AGNC.


What is the valuation status for AGNC stock?

ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.


What is the profitability of AGNC stock?

AGNC INVESTMENT CORP (AGNC) has a profitability rating of 7 / 10.


What is the earnings growth outlook for AGNC INVESTMENT CORP?

The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 1.16% in the next year.


Can you provide the dividend sustainability for AGNC stock?

The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 106.1%.