11.4 USD
-0.57 (-4.76%)
At close: Jan 30, 2026
11.39 USD
-0.01 (-0.09%)
After Hours: 1/30/2026, 8:00:00 PM
AGNC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNC while its profitability can be described as average. AGNC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year AGNC was profitable.
- AGNC had a positive operating cash flow in the past year.
- Of the past 5 years AGNC 4 years were profitable.
- In multiple years AGNC reported negative operating cash flow during the last 5 years.
1.2 Ratios
- AGNC has a Return On Assets of 0.63%. This is in the better half of the industry: AGNC outperforms 72.06% of its industry peers.
- AGNC has a better Return On Equity (6.00%) than 85.29% of its industry peers.
- AGNC has a better Return On Invested Capital (0.62%) than 64.71% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AGNC is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- AGNC has a better Profit Margin (18.05%) than 83.82% of its industry peers.
- In the last couple of years the Profit Margin of AGNC has declined.
- The Operating Margin of AGNC (22.01%) is better than 83.82% of its industry peers.
- AGNC's Operating Margin has declined in the last couple of years.
- AGNC has a Gross Margin (25.11%) which is comparable to the rest of the industry.
- AGNC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, AGNC has more shares outstanding
- The number of shares outstanding for AGNC has been increased compared to 5 years ago.
- The debt/assets ratio for AGNC is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of -1.03, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -1.03, AGNC is doing worse than 94.12% of the companies in the same industry.
- AGNC has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNC would need 157.31 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 157.31, AGNC perfoms like the industry average, outperforming 48.53% of the companies in the same industry.
- A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNC has dependencies on debt financing.
- The Debt to Equity ratio of AGNC (8.30) is worse than 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.02, AGNC is doing worse than 88.24% of the companies in the same industry.
- A Quick Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- With a Quick ratio value of 0.02, AGNC is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNC have decreased strongly by -20.42% in the last year.
- AGNC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
- The Revenue has grown by 18.98% in the past year. This is quite good.
- The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- The Earnings Per Share is expected to grow by 2.05% on average over the next years.
- AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 29.60% yearly.
EPS Next Y6.31%
EPS Next 2Y2.05%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year57.74%
Revenue Next 2Y29.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 7.50, which indicates a rather cheap valuation of AGNC.
- 83.82% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 28.30, AGNC is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 7.05, the valuation of AGNC can be described as very cheap.
- Based on the Price/Forward Earnings ratio, AGNC is valued a bit cheaper than 79.41% of the companies in the same industry.
- AGNC is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.5 | ||
| Fwd PE | 7.05 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as AGNC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.25 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.19
PEG (5Y)N/A
EPS Next 2Y2.05%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 11.98%, AGNC is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.37, AGNC pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.98% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has paid a dividend for at least 10 years, which is a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- 221.40% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
DP221.4%
EPS Next 2Y2.05%
EPS Next 3YN/A
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 5 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 6.31% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.