AGNC INVESTMENT CORP (AGNC) Fundamental Analysis & Valuation

NASDAQ:AGNC • US00123Q1040

Current stock price

11.1 USD
+0.08 (+0.73%)
At close:
11.1001 USD
0 (0%)
After Hours:

This AGNC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. AGNC Profitability Analysis

1.1 Basic Checks

  • In the past year AGNC was profitable.
  • In the past year AGNC had a positive cash flow from operations.
  • AGNC had positive earnings in 4 of the past 5 years.
  • Of the past 5 years AGNC 4 years had a positive operating cash flow.
AGNC Yearly Net Income VS EBIT VS OCF VS FCFAGNC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • With an excellent Return On Assets value of 1.31%, AGNC belongs to the best of the industry, outperforming 83.82% of the companies in the same industry.
  • AGNC has a Return On Equity of 12.18%. This is amongst the best in the industry. AGNC outperforms 95.59% of its industry peers.
  • The Return On Invested Capital of AGNC (1.16%) is better than 85.29% of its industry peers.
  • AGNC had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.29%.
  • The 3 year average ROIC (0.70%) for AGNC is below the current ROIC(1.16%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROIC 1.16%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNC Yearly ROA, ROE, ROICAGNC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • AGNC's Profit Margin of 32.49% is amongst the best of the industry. AGNC outperforms 91.18% of its industry peers.
  • In the last couple of years the Profit Margin of AGNC has declined.
  • The Operating Margin of AGNC (35.95%) is better than 89.71% of its industry peers.
  • AGNC's Operating Margin has declined in the last couple of years.
  • The Gross Margin of AGNC (38.69%) is better than 61.76% of its industry peers.
  • In the last couple of years the Gross Margin of AGNC has declined.
Industry RankSector Rank
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNC Yearly Profit, Operating, Gross MarginsAGNC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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0

2. AGNC Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AGNC has more shares outstanding
  • The number of shares outstanding for AGNC has been increased compared to 5 years ago.
  • Compared to 1 year ago, AGNC has a worse debt to assets ratio.
AGNC Yearly Shares OutstandingAGNC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNC Yearly Total Debt VS Total AssetsAGNC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -1.01, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of -1.01, AGNC is not doing good in the industry: 91.18% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of AGNC is 155.89, which is on the high side as it means it would take AGNC, 155.89 years of fcf income to pay off all of its debts.
  • AGNC has a Debt to FCF ratio of 155.89. This is comparable to the rest of the industry: AGNC outperforms 41.18% of its industry peers.
  • A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNC has dependencies on debt financing.
  • AGNC has a worse Debt to Equity ratio (8.21) than 70.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Altman-Z -1.01
ROIC/WACCN/A
WACCN/A
AGNC Yearly LT Debt VS Equity VS FCFAGNC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • AGNC has a Current Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.01, AGNC is doing worse than 89.71% of the companies in the same industry.
  • A Quick Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.01, AGNC is doing worse than 89.71% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
AGNC Yearly Current Assets VS Current LiabilitesAGNC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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6

3. AGNC Growth Analysis

3.1 Past

  • AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -15.25%.
  • AGNC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
  • AGNC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.98%.
  • AGNC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.11% yearly.
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.91% on average over the next years.
  • AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 22.57% yearly.
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
AGNC Yearly Revenue VS EstimatesAGNC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1B 2B 3B 4B
AGNC Yearly EPS VS EstimatesAGNC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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6

4. AGNC Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.40 indicates a rather cheap valuation of AGNC.
  • Compared to the rest of the industry, the Price/Earnings ratio of AGNC indicates a rather cheap valuation: AGNC is cheaper than 86.76% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.35. AGNC is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 7.26 indicates a rather cheap valuation of AGNC.
  • Based on the Price/Forward Earnings ratio, AGNC is valued cheaply inside the industry as 82.35% of the companies are valued more expensively.
  • AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.23.
Industry RankSector Rank
PE 7.4
Fwd PE 7.26
AGNC Price Earnings VS Forward Price EarningsAGNC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNC is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 19.09
EV/EBITDA N/A
AGNC Per share dataAGNC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • AGNC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.67
PEG (5Y)N/A
EPS Next 2Y0.29%
EPS Next 3Y-0.91%

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4

5. AGNC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 13.07%, AGNC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 12.50, AGNC has a dividend in line with its industry peers.
  • AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 13.07%

5.2 History

  • The dividend of AGNC decreases each year by -2.31%.
  • AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-2.31%
Div Incr Years0
Div Non Decr Years0
AGNC Yearly Dividends per shareAGNC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 106.10% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
  • The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
AGNC Yearly Income VS Free CF VS DividendAGNC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNC Dividend Payout.AGNC Dividend Payout, showing the Payout Ratio.AGNC Dividend Payout.PayoutRetained Earnings

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AGNC Fundamentals: All Metrics, Ratios and Statistics

AGNC INVESTMENT CORP

NASDAQ:AGNC (4/27/2026, 7:18:17 PM)

After market: 11.1001 0 (0%)

11.1

+0.08 (+0.73%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)04-20
Earnings (Next)N/A
Inst Owners39.4%
Inst Owner Change-1.12%
Ins Owners0.41%
Ins Owner Change8.47%
Market Cap12.47B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target11.73 (5.68%)
Short Float %8.57%
Short Ratio4.46
Dividend
Industry RankSector Rank
Dividend Yield 13.07%
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-30
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)-2.13%
PT rev (3m)10.84%
EPS NQ rev (1m)-2.7%
EPS NQ rev (3m)-7.03%
EPS NY rev (1m)1.59%
EPS NY rev (3m)-3.33%
Revenue NQ rev (1m)3.18%
Revenue NQ rev (3m)6.24%
Revenue NY rev (1m)1.52%
Revenue NY rev (3m)3.44%
Valuation
Industry RankSector Rank
PE 7.4
Fwd PE 7.26
P/S 2.68
P/FCF 19.09
P/OCF 19.09
P/B 1.01
P/tB 1.05
EV/EBITDA N/A
EPS(TTM)1.5
EY13.51%
EPS(NY)1.53
Fwd EY13.77%
FCF(TTM)0.58
FCFY5.24%
OCF(TTM)0.58
OCFY5.24%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)2.67
PEG (5Y)N/A
Graham Number19.297 (73.85%)
Profitability
Industry RankSector Rank
ROA 1.31%
ROE 12.18%
ROCE 13.41%
ROIC 1.16%
ROICexc 1.16%
ROICexgc 1.17%
OM 35.95%
PM (TTM) 32.49%
GM 38.69%
FCFM 14.06%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 8.21
Debt/FCF 155.89
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.6
Cash Conversion N/A
Profit Quality 43.27%
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -1.01
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.25%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-4.55%
EPS Next Y2.77%
EPS Next 2Y0.29%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%100.63%
Revenue Next Year63.17%
Revenue Next 2Y28.48%
Revenue Next 3Y22.57%
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%

AGNC INVESTMENT CORP / AGNC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to AGNC.


What is the valuation status for AGNC stock?

ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.


How profitable is AGNC INVESTMENT CORP (AGNC) stock?

AGNC INVESTMENT CORP (AGNC) has a profitability rating of 7 / 10.


What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 7.4 and the Price/Book (PB) ratio is 1.01.


What is the financial health of AGNC INVESTMENT CORP (AGNC) stock?

The financial health rating of AGNC INVESTMENT CORP (AGNC) is 0 / 10.