AGNC INVESTMENT CORP (AGNC) Stock Fundamental Analysis
USA - NASDAQ:AGNC - US00123Q1040 - REIT
10.21 USD
-0.03 (-0.29%)
10.21 USD
0 (0%)
Overall AGNC gets a fundamental rating of 3 out of 10. We evaluated AGNC against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNC while its profitability can be described as average. AGNC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
AGNC had positive earnings in the past year.
In the past year AGNC had a positive cash flow from operations.
In multiple years AGNC reported negative net income over the last 5 years.
Of the past 5 years AGNC 4 years had a positive operating cash flow.
1.2 Ratios
AGNC has a Return On Assets of 0.23%. This is comparable to the rest of the industry: AGNC outperforms 54.41% of its industry peers.
AGNC has a Return On Equity (2.28%) which is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 0.30%, AGNC is in line with its industry, outperforming 48.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 6.92%, AGNC is in the better half of the industry, outperforming 66.18% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNC has declined.
AGNC has a better Operating Margin (11.08%) than 66.18% of its industry peers.
AGNC's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 14.54%, AGNC is not doing good in the industry: 61.76% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of AGNC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNC has more shares outstanding
Compared to 5 years ago, AGNC has more shares outstanding
The debt/assets ratio for AGNC is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -1.08, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
AGNC's Altman-Z score of -1.08 is on the low side compared to the rest of the industry. AGNC is outperformed by 95.59% of its industry peers.
AGNC has a debt to FCF ratio of 197.64. This is a negative value and a sign of low solvency as AGNC would need 197.64 years to pay back of all of its debts.
AGNC has a worse Debt to FCF ratio (197.64) than 66.18% of its industry peers.
A Debt/Equity ratio of 8.75 is on the high side and indicates that AGNC has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 8.75, AGNC is doing worse than 79.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -1.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
AGNC has a worse Current ratio (0.01) than 89.71% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.01, AGNC is doing worse than 89.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNC have decreased strongly by -28.04% in the last year.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
The Revenue has decreased by -7.48% in the past year.
Measured over the past years, AGNC shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
The Earnings Per Share is expected to decrease by -5.81% on average over the next years.
Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 207.05% on average per year.
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.63 indicates a rather cheap valuation of AGNC.
89.71% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.67, AGNC is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.17, the valuation of AGNC can be described as very cheap.
89.71% of the companies in the same industry are more expensive than AGNC, based on the Price/Forward Earnings ratio.
AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 31.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.63 | ||
| Fwd PE | 6.17 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNC is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 23.48 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNC's earnings are expected to decrease with -5.81% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.40%, AGNC is a good candidate for dividend investing.
AGNC's Dividend Yield is a higher than the industry average which is at 13.19.
AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
5.2 History
The dividend of AGNC decreases each year by -5.92%.
AGNC has paid a dividend for at least 10 years, which is a reliable track record.
AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
10.21
-0.03 (-0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner Change-10.6%
Ins Owners0.36%
Ins Owner Change-4.72%
Market Cap10.75B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts78.1
Price Target10.31 (0.98%)
Short Float %5.21%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)3.49%
PT rev (3m)4.46%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.78%
EPS NY rev (1m)0.24%
EPS NY rev (3m)-3.82%
Revenue NQ rev (1m)8.79%
Revenue NQ rev (3m)-2.03%
Revenue NY rev (1m)2.62%
Revenue NY rev (3m)-19.57%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.63 | ||
| Fwd PE | 6.17 | ||
| P/S | 3.15 | ||
| P/FCF | 23.48 | ||
| P/OCF | 23.48 | ||
| P/B | 1.04 | ||
| P/tB | 1.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY15.08%
EPS(NY)1.65
Fwd EY16.2%
FCF(TTM)0.43
FCFY4.26%
OCF(TTM)0.43
OCFY4.26%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -1.08 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 3 / 10 to AGNC.
What is the valuation status of AGNC INVESTMENT CORP (AGNC) stock?
ChartMill assigns a valuation rating of 5 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 4 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 6.63 and the Price/Book (PB) ratio is 1.04.
Is the dividend of AGNC INVESTMENT CORP sustainable?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 602.97%.