AGNC INVESTMENT CORP (AGNC) Stock Fundamental Analysis
NASDAQ:AGNC - Nasdaq - US00123Q1040 - REIT - Currency: USD
Overall AGNC gets a fundamental rating of 3 out of 10. We evaluated AGNC against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
AGNC had positive earnings in the past year.
In the past year AGNC has reported a negative cash flow from operations.
In multiple years AGNC reported negative net income over the last 5 years.
The reported operating cash flow has been mixed in the past 5 years: AGNC reported negative operating cash flow in multiple years.
1.2 Ratios
AGNC's Return On Assets of 1.15% is fine compared to the rest of the industry. AGNC outperforms 76.56% of its industry peers.
The Return On Equity of AGNC (10.63%) is better than 90.63% of its industry peers.
AGNC's Return On Invested Capital of 1.02% is fine compared to the rest of the industry. AGNC outperforms 78.13% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 10.63% | ||
| ROIC | 1.02% |
ROA(3y)-0.5%
ROA(5y)-0.28%
ROE(3y)-3.25%
ROE(5y)-1.47%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of AGNC (24.93%) is better than 85.94% of its industry peers.
AGNC's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 28.02%, AGNC belongs to the top of the industry, outperforming 85.94% of the companies in the same industry.
AGNC's Operating Margin has declined in the last couple of years.
AGNC has a Gross Margin (30.60%) which is comparable to the rest of the industry.
AGNC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.02% | ||
| PM (TTM) | 24.93% | ||
| GM | 30.6% |
OM growth 3YN/A
OM growth 5Y-7.87%
PM growth 3YN/A
PM growth 5Y-28.26%
GM growth 3YN/A
GM growth 5Y-9.55%
2. Health
2.1 Basic Checks
AGNC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
AGNC has an Altman-Z score of -1.01. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -1.01, AGNC is not doing good in the industry: 93.75% of the companies in the same industry are doing better.
AGNC has a Debt/Equity ratio of 8.19. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 8.19, AGNC is not doing good in the industry: 78.13% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -1.01 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNC has a Current Ratio of 0.03. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.03, AGNC is not doing good in the industry: 85.94% of the companies in the same industry are doing better.
AGNC has a Quick Ratio of 0.03. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNC has a worse Quick ratio (0.03) than 85.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
The earnings per share for AGNC have decreased strongly by -27.10% in the last year.
Measured over the past years, AGNC shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%542.31%
3.2 Future
AGNC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.39% yearly.
Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 391.93% on average per year.
EPS Next Y-8.05%
EPS Next 2Y-7.39%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1501.03%
Revenue Next 2Y391.93%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 5.15, the valuation of AGNC can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of AGNC indicates a rather cheap valuation: AGNC is cheaper than 95.31% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 28.28, AGNC is valued rather cheaply.
A Price/Forward Earnings ratio of 5.60 indicates a rather cheap valuation of AGNC.
Based on the Price/Forward Earnings ratio, AGNC is valued cheaply inside the industry as 92.19% of the companies are valued more expensively.
AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 91.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.15 | ||
| Fwd PE | 5.6 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNC's earnings are expected to decrease with -7.39% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.39%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.71%, AGNC is a good candidate for dividend investing.
AGNC's Dividend Yield is a higher than the industry average which is at 13.38.
Compared to an average S&P500 Dividend Yield of 2.27, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
5.2 History
The dividend of AGNC decreases each year by -5.50%.
AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.5%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
AGNC pays out 113.55% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP113.55%
EPS Next 2Y-7.39%
EPS Next 3YN/A
AGNC INVESTMENT CORP
NASDAQ:AGNC (1/29/2025, 8:02:54 PM)
After market: 9.8598 +0.03 (+0.3%)9.83
-0.04 (-0.41%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners39.85%
Inst Owner Change-0.59%
Ins Owners0.45%
Ins Owner Change17.78%
Market Cap8.71B
Analysts78.1
Price Target10.5 (6.82%)
Short Float %5.84%
Short Ratio2.9
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
Yearly Dividend1.58
Dividend Growth(5Y)-5.5%
DP113.55%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.82%
Min EPS beat(2)-15.95%
Max EPS beat(2)-3.69%
EPS beat(4)0
Avg EPS beat(4)-5.35%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.83%
EPS beat(8)4
Avg EPS beat(8)0.3%
EPS beat(12)8
Avg EPS beat(12)6.74%
EPS beat(16)12
Avg EPS beat(16)8.75%
Revenue beat(2)0
Avg Revenue beat(2)-119.43%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-105.73%
Revenue beat(4)0
Avg Revenue beat(4)-113.43%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-105.73%
Revenue beat(8)1
Avg Revenue beat(8)-73.13%
Revenue beat(12)1
Avg Revenue beat(12)-114.54%
Revenue beat(16)3
Avg Revenue beat(16)-77.01%
PT rev (1m)-0.86%
PT rev (3m)-1.29%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.52%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.56%
Revenue NY rev (1m)2%
Revenue NY rev (3m)54.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.15 | ||
| Fwd PE | 5.6 | ||
| P/S | 2.12 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.9 | ||
| P/tB | 0.95 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.91
EY19.43%
EPS(NY)1.76
Fwd EY17.87%
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.03
OCFYN/A
SpS4.65
BVpS10.9
TBVpS10.31
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 10.63% | ||
| ROCE | 11.37% | ||
| ROIC | 1.02% | ||
| ROICexc | 1.03% | ||
| ROICexgc | 1.04% | ||
| OM | 28.02% | ||
| PM (TTM) | 24.93% | ||
| GM | 30.6% | ||
| FCFM | N/A |
ROA(3y)-0.5%
ROA(5y)-0.28%
ROE(3y)-3.25%
ROE(5y)-1.47%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y13.34%
ROICexc growth 3YN/A
ROICexc growth 5Y12.98%
OM growth 3YN/A
OM growth 5Y-7.87%
PM growth 3YN/A
PM growth 5Y-28.26%
GM growth 3YN/A
GM growth 5Y-9.55%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | -1.01 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-27.1%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-38.33%
EPS Next Y-8.05%
EPS Next 2Y-7.39%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%542.31%
Revenue Next Year1501.03%
Revenue Next 2Y391.93%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y279.28%
EBIT growth 3YN/A
EBIT growth 5Y3.74%
EBIT Next Year10.73%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-101.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-101.85%
OCF growth 3YN/A
OCF growth 5YN/A