AGNC INVESTMENT CORP (AGNC) Stock Fundamental Analysis
USA - NASDAQ:AGNC - US00123Q1040 - REIT
10.14 USD
-0.06 (-0.59%)
10.1598 USD
+0.02 (+0.2%)
We assign a fundamental rating of 3 out of 10 to AGNC. AGNC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNC may be in some trouble as it scores bad on both profitability and health. AGNC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNC was profitable.
AGNC had a positive operating cash flow in the past year.
In multiple years AGNC reported negative net income over the last 5 years.
AGNC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of AGNC (0.23%) is comparable to the rest of the industry.
AGNC has a Return On Equity of 2.28%. This is comparable to the rest of the industry: AGNC outperforms 51.47% of its industry peers.
With a Return On Invested Capital value of 0.30%, AGNC perfoms like the industry average, outperforming 47.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNC has a Profit Margin of 6.92%. This is comparable to the rest of the industry: AGNC outperforms 57.35% of its industry peers.
In the last couple of years the Profit Margin of AGNC has declined.
AGNC has a better Operating Margin (11.08%) than 64.71% of its industry peers.
In the last couple of years the Operating Margin of AGNC has remained more or less at the same level.
Looking at the Gross Margin, with a value of 14.54%, AGNC is doing worse than 64.71% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNC has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGNC has been increased compared to 5 years ago.
AGNC has a worse debt/assets ratio than last year.
2.2 Solvency
AGNC has an Altman-Z score of -1.08. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of AGNC (-1.08) is worse than 95.59% of its industry peers.
The Debt to FCF ratio of AGNC is 197.64, which is on the high side as it means it would take AGNC, 197.64 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 197.64, AGNC is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
A Debt/Equity ratio of 8.75 is on the high side and indicates that AGNC has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 8.75, AGNC is doing worse than 79.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -1.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNC has a Current Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNC's Current ratio of 0.01 is on the low side compared to the rest of the industry. AGNC is outperformed by 89.71% of its industry peers.
AGNC has a Quick Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.01, AGNC is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
AGNC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
The Revenue has decreased by -7.48% in the past year.
AGNC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
AGNC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.06% yearly.
Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 204.03% on average per year.
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.58, which indicates a rather cheap valuation of AGNC.
89.71% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.91. AGNC is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 6.34, which indicates a rather cheap valuation of AGNC.
Based on the Price/Forward Earnings ratio, AGNC is valued cheaply inside the industry as 88.24% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.57, AGNC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.58 | ||
| Fwd PE | 6.34 |
4.2 Price Multiples
AGNC's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 23.32 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNC's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
AGNC has a Yearly Dividend Yield of 14.10%, which is a nice return.
Compared to an average industry Dividend Yield of 13.23, AGNC pays a bit more dividend than its industry peers.
AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
5.2 History
The dividend of AGNC decreases each year by -5.92%.
AGNC has paid a dividend for at least 10 years, which is a reliable track record.
AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
AGNC pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
AGNC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
10.14
-0.06 (-0.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner Change-9.37%
Ins Owners0.36%
Ins Owner Change-4.35%
Market Cap10.68B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts77
Price Target10.31 (1.68%)
Short Float %5.21%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)3.49%
PT rev (3m)3.73%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.78%
EPS NY rev (1m)-3.66%
EPS NY rev (3m)-7.57%
Revenue NQ rev (1m)8.79%
Revenue NQ rev (3m)8.79%
Revenue NY rev (1m)-1.68%
Revenue NY rev (3m)-22.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.58 | ||
| Fwd PE | 6.34 | ||
| P/S | 3.13 | ||
| P/FCF | 23.32 | ||
| P/OCF | 23.32 | ||
| P/B | 1.03 | ||
| P/tB | 1.09 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY15.19%
EPS(NY)1.6
Fwd EY15.77%
FCF(TTM)0.43
FCFY4.29%
OCF(TTM)0.43
OCFY4.29%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -1.08 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 3 / 10 to AGNC.
What is the valuation status of AGNC INVESTMENT CORP (AGNC) stock?
ChartMill assigns a valuation rating of 5 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 3 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 6.58 and the Price/Book (PB) ratio is 1.03.
Is the dividend of AGNC INVESTMENT CORP sustainable?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 602.97%.