11.8 USD
-0.05 (-0.42%)
11.7915 USD
-0.01 (-0.07%)
Overall AGNC gets a fundamental rating of 4 out of 10. We evaluated AGNC against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- AGNC had positive earnings in the past year.
- In the past year AGNC had a positive cash flow from operations.
- In multiple years AGNC reported negative net income over the last 5 years.
- The reported operating cash flow has been mixed in the past 5 years: AGNC reported negative operating cash flow in multiple years.
1.2 Ratios
- With a decent Return On Assets value of 0.63%, AGNC is doing good in the industry, outperforming 72.06% of the companies in the same industry.
- AGNC has a Return On Equity of 6.00%. This is amongst the best in the industry. AGNC outperforms 85.29% of its industry peers.
- The Return On Invested Capital of AGNC (0.62%) is better than 64.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of AGNC (18.05%) is better than 83.82% of its industry peers.
- In the last couple of years the Profit Margin of AGNC has declined.
- Looking at the Operating Margin, with a value of 22.01%, AGNC belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
- In the last couple of years the Operating Margin of AGNC has remained more or less at the same level.
- Looking at the Gross Margin, with a value of 25.11%, AGNC is in line with its industry, outperforming 47.06% of the companies in the same industry.
- AGNC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- AGNC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- Based on the Altman-Z score of -1.03, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
- AGNC's Altman-Z score of -1.03 is on the low side compared to the rest of the industry. AGNC is outperformed by 94.12% of its industry peers.
- AGNC has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNC would need 157.31 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 157.31, AGNC perfoms like the industry average, outperforming 48.53% of the companies in the same industry.
- AGNC has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 8.30, AGNC is not doing good in the industry: 72.06% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- The Current ratio of AGNC (0.02) is worse than 88.24% of its industry peers.
- A Quick Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- The Quick ratio of AGNC (0.02) is worse than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNC have decreased strongly by -20.42% in the last year.
- Measured over the past years, AGNC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.92% on average per year.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%79.13%
3.2 Future
- The Earnings Per Share is expected to grow by 2.05% on average over the next years.
- AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 29.60% yearly.
EPS Next Y6.31%
EPS Next 2Y2.05%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year57.74%
Revenue Next 2Y29.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.76, the valuation of AGNC can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of AGNC indicates a rather cheap valuation: AGNC is cheaper than 83.82% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of AGNC to the average of the S&P500 Index (27.25), we can say AGNC is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 7.30, the valuation of AGNC can be described as very cheap.
- Based on the Price/Forward Earnings ratio, AGNC is valued cheaper than 82.35% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of AGNC to the average of the S&P500 Index (25.98), we can say AGNC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 7.3 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as AGNC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.96 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.23
PEG (5Y)N/A
EPS Next 2Y2.05%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 12.15%, AGNC is a good candidate for dividend investing.
- AGNC's Dividend Yield is a higher than the industry average which is at 11.26.
- Compared to an average S&P500 Dividend Yield of 1.82, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.15% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- 221.40% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
DP221.4%
EPS Next 2Y2.05%
EPS Next 3YN/A
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 6 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 6.31% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 4 / 10 and the dividend payout ratio is 221.4%.