11.93 USD
+0.25 (+2.14%)
11.72 USD
-0.21 (-1.76%)
AGNC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- AGNC had positive earnings in the past year.
- AGNC had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: AGNC reported negative net income in multiple years.
- AGNC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 0.63%, AGNC is doing good in the industry, outperforming 72.06% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 6.00%, AGNC belongs to the top of the industry, outperforming 85.29% of the companies in the same industry.
- AGNC's Return On Invested Capital of 0.62% is fine compared to the rest of the industry. AGNC outperforms 64.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- AGNC's Profit Margin of 18.05% is amongst the best of the industry. AGNC outperforms 83.82% of its industry peers.
- AGNC's Profit Margin has declined in the last couple of years.
- AGNC has a Operating Margin of 22.01%. This is amongst the best in the industry. AGNC outperforms 83.82% of its industry peers.
- In the last couple of years the Operating Margin of AGNC has remained more or less at the same level.
- With a Gross Margin value of 25.11%, AGNC perfoms like the industry average, outperforming 47.06% of the companies in the same industry.
- In the last couple of years the Gross Margin of AGNC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- The number of shares outstanding for AGNC has been increased compared to 1 year ago.
- Compared to 5 years ago, AGNC has more shares outstanding
- Compared to 1 year ago, AGNC has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -1.03, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
- AGNC has a Altman-Z score of -1.03. This is amonst the worse of the industry: AGNC underperforms 94.12% of its industry peers.
- The Debt to FCF ratio of AGNC is 157.31, which is on the high side as it means it would take AGNC, 157.31 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of AGNC (157.31) is comparable to the rest of the industry.
- A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNC has dependencies on debt financing.
- The Debt to Equity ratio of AGNC (8.30) is worse than 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- AGNC has a Current ratio of 0.02. This is amonst the worse of the industry: AGNC underperforms 88.24% of its industry peers.
- AGNC has a Quick Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of AGNC (0.02) is worse than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNC have decreased strongly by -28.04% in the last year.
- The Earnings Per Share has been decreasing by -2.52% on average over the past years.
- The Revenue has decreased by -7.48% in the past year.
- The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
- Based on estimates for the next years, AGNC will show a decrease in Earnings Per Share. The EPS will decrease by -6.06% on average per year.
- AGNC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 205.52% yearly.
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1597.83%
Revenue Next 2Y417.51%
Revenue Next 3Y205.52%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.75 indicates a rather cheap valuation of AGNC.
- 83.82% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
- AGNC is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 7.38, which indicates a rather cheap valuation of AGNC.
- 80.88% of the companies in the same industry are more expensive than AGNC, based on the Price/Forward Earnings ratio.
- AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.75 | ||
| Fwd PE | 7.38 |
4.2 Price Multiples
- AGNC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.19 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of AGNC may justify a higher PE ratio.
- A cheap valuation may be justified as AGNC's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
- AGNC has a Yearly Dividend Yield of 12.33%, which is a nice return.
- AGNC's Dividend Yield is a higher than the industry average which is at 11.01.
- AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.33% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- AGNC pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
11.93
+0.25 (+2.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-20 2025-10-20/amc
Earnings (Next)01-26 2026-01-26/amc
Inst Owners39.98%
Inst Owner Change0.1%
Ins Owners0.34%
Ins Owner Change-4.86%
Market Cap12.80B
Revenue(TTM)3.81B
Net Income(TTM)687.00M
Analysts77
Price Target10.58 (-11.32%)
Short Float %5.51%
Short Ratio2.87
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.33% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years3
Ex-Date01-30 2026-01-30 (0.12)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)2.13%
PT rev (3m)6.26%
EPS NQ rev (1m)-0.6%
EPS NQ rev (3m)-5.98%
EPS NY rev (1m)-0.05%
EPS NY rev (3m)-3.71%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)20.03%
Revenue NY rev (1m)5.14%
Revenue NY rev (3m)3.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.75 | ||
| Fwd PE | 7.38 | ||
| P/S | 3.36 | ||
| P/FCF | 21.19 | ||
| P/OCF | 21.19 | ||
| P/B | 1.12 | ||
| P/tB | 1.17 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY12.91%
EPS(NY)1.62
Fwd EY13.54%
FCF(TTM)0.56
FCFY4.72%
OCF(TTM)0.56
OCFY4.72%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -1.03 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1597.83%
Revenue Next 2Y417.51%
Revenue Next 3Y205.52%
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8528.57%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y8528.57%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 6 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to decline by -18.31% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.