11.97 USD
-0.05 (-0.42%)
At close: Jan 29, 2026
11.8795 USD
-0.09 (-0.76%)
Pre-Market: 1/30/2026, 8:02:00 AM
Taking everything into account, AGNC scores 4 out of 10 in our fundamental rating. AGNC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- AGNC had positive earnings in the past year.
- In the past year AGNC had a positive cash flow from operations.
- Of the past 5 years AGNC 4 years were profitable.
- In multiple years AGNC reported negative operating cash flow during the last 5 years.
1.2 Ratios
- With a decent Return On Assets value of 0.63%, AGNC is doing good in the industry, outperforming 72.06% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 6.00%, AGNC belongs to the top of the industry, outperforming 85.29% of the companies in the same industry.
- AGNC has a better Return On Invested Capital (0.62%) than 64.71% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AGNC is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 18.05%, AGNC belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
- In the last couple of years the Profit Margin of AGNC has declined.
- The Operating Margin of AGNC (22.01%) is better than 83.82% of its industry peers.
- AGNC's Operating Margin has declined in the last couple of years.
- The Gross Margin of AGNC (25.11%) is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of AGNC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The number of shares outstanding for AGNC has been increased compared to 1 year ago.
- Compared to 5 years ago, AGNC has more shares outstanding
- The debt/assets ratio for AGNC is higher compared to a year ago.
2.2 Solvency
- AGNC has an Altman-Z score of -1.03. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.
- AGNC has a Altman-Z score of -1.03. This is amonst the worse of the industry: AGNC underperforms 94.12% of its industry peers.
- The Debt to FCF ratio of AGNC is 157.31, which is on the high side as it means it would take AGNC, 157.31 years of fcf income to pay off all of its debts.
- AGNC has a Debt to FCF ratio of 157.31. This is comparable to the rest of the industry: AGNC outperforms 48.53% of its industry peers.
- AGNC has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- AGNC's Debt to Equity ratio of 8.30 is on the low side compared to the rest of the industry. AGNC is outperformed by 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -1.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNC has a Current Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Current ratio value of 0.02, AGNC is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
- A Quick Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
- The Quick ratio of AGNC (0.02) is worse than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNC have decreased strongly by -20.42% in the last year.
- AGNC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
- Looking at the last year, AGNC shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
- Measured over the past years, AGNC shows a very strong growth in Revenue. The Revenue has been growing by 56.11% on average per year.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- Based on estimates for the next years, AGNC will show a small growth in Earnings Per Share. The EPS will grow by 2.05% on average per year.
- Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 29.60% on average per year.
EPS Next Y6.31%
EPS Next 2Y2.05%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year57.74%
Revenue Next 2Y29.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- AGNC is valuated cheaply with a Price/Earnings ratio of 7.88.
- 83.82% of the companies in the same industry are more expensive than AGNC, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 28.39, AGNC is valued rather cheaply.
- With a Price/Forward Earnings ratio of 7.41, the valuation of AGNC can be described as very cheap.
- 79.41% of the companies in the same industry are more expensive than AGNC, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 25.72. AGNC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.88 | ||
| Fwd PE | 7.41 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as AGNC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.26 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.25
PEG (5Y)N/A
EPS Next 2Y2.05%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 11.98%, AGNC is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.60, AGNC pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.98% |
5.2 History
- The dividend of AGNC decreases each year by -5.92%.
- AGNC has paid a dividend for at least 10 years, which is a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- AGNC pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
DP221.4%
EPS Next 2Y2.05%
EPS Next 3YN/A
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 4 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 5 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 6.31% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.