FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - NYSE:AGM - US3131483063 - Common Stock
163.06 USD
-0.93 (-0.57%)
163.06 USD
0 (0%)
Taking everything into account, AGM scores 4 out of 10 in our fundamental rating. AGM was compared to 99 industry peers in the Financial Services industry. Both the profitability and financial health of AGM have multiple concerns. AGM is not valued too expensively and it also shows a decent growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year AGM was profitable.
AGM had a positive operating cash flow in the past year.
Each year in the past 5 years AGM has been profitable.
AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGM's Return On Assets of 0.56% is on the low side compared to the rest of the industry. AGM is outperformed by 62.63% of its industry peers.
AGM has a better Return On Equity (12.06%) than 61.62% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.92%, AGM is doing worse than 61.62% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for AGM is significantly below the industry average of 7.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM's Profit Margin of 11.76% is in line compared to the rest of the industry. AGM outperforms 53.54% of its industry peers.
In the last couple of years the Profit Margin of AGM has declined.
Looking at the Operating Margin, with a value of 16.38%, AGM is in the better half of the industry, outperforming 60.61% of the companies in the same industry.
In the last couple of years the Operating Margin of AGM has declined.
AGM has a worse Gross Margin (24.32%) than 60.61% of its industry peers.
AGM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM is destroying value.
The number of shares outstanding for AGM has been increased compared to 1 year ago.
AGM has less shares outstanding than it did 5 years ago.
AGM has a better debt/assets ratio than last year.
2.2 Solvency
AGM has an Altman-Z score of -0.18. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of AGM (-0.18) is worse than 66.67% of its industry peers.
AGM has a debt to FCF ratio of 137.43. This is a negative value and a sign of low solvency as AGM would need 137.43 years to pay back of all of its debts.
AGM has a Debt to FCF ratio of 137.43. This is comparable to the rest of the industry: AGM outperforms 40.40% of its industry peers.
AGM has a Debt/Equity ratio of 13.42. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 13.42, AGM is doing worse than 88.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.3
WACC3.08%
2.3 Liquidity
A Current Ratio of 0.14 indicates that AGM may have some problems paying its short term obligations.
AGM's Current ratio of 0.14 is on the low side compared to the rest of the industry. AGM is outperformed by 78.79% of its industry peers.
AGM has a Quick Ratio of 0.14. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.14, AGM is not doing good in the industry: 78.79% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.80%.
AGM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
Looking at the last year, AGM shows a small growth in Revenue. The Revenue has grown by 3.39% in the last year.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
3.2 Future
Based on estimates for the next years, AGM will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.64% on average per year.
The Revenue is expected to grow by 9.69% on average over the next years. This is quite good.
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.83, the valuation of AGM can be described as reasonable.
Based on the Price/Earnings ratio, AGM is valued a bit cheaper than the industry average as 68.69% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of AGM to the average of the S&P500 Index (27.34), we can say AGM is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 8.25, the valuation of AGM can be described as reasonable.
AGM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 64.65% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of AGM to the average of the S&P500 Index (22.86), we can say AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.83 | ||
| Fwd PE | 8.25 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 79.80% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.9 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.72
PEG (5Y)0.79
EPS Next 2Y12.38%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM has a Yearly Dividend Yield of 3.72%. Purely for dividend investing, there may be better candidates out there.
AGM's Dividend Yield is a higher than the industry average which is at 4.87.
Compared to an average S&P500 Dividend Yield of 2.44, AGM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
5.2 History
On average, the dividend of AGM grows each year by 14.69%, which is quite nice.
AGM has paid a dividend for at least 10 years, which is a reliable track record.
AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM pays out 46.23% of its income as dividend. This is a bit on the high side, but may be sustainable.
AGM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
163.06
-0.93 (-0.57%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.29%
Inst Owner Change-0.01%
Ins Owners1.08%
Ins Owner Change-3.23%
Market Cap1.78B
Analysts76.67
Price Target230.52 (41.37%)
Short Float %2.57%
Short Ratio3.37
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.72% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)0%
PT rev (3m)1.8%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)0%
EPS NY rev (3m)1.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.87%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.83 | ||
| Fwd PE | 8.25 | ||
| P/S | 1.13 | ||
| P/FCF | 7.9 | ||
| P/OCF | 7.9 | ||
| P/B | 1.15 | ||
| P/tB | 1.15 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.58
EY10.17%
EPS(NY)19.78
Fwd EY12.13%
FCF(TTM)20.64
FCFY12.66%
OCF(TTM)20.64
OCFY12.66%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.72
PEG (5Y)0.79
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.08%
ROIC/WACC0.3
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.8%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%19.01%
EPS Next Y13.71%
EPS Next 2Y12.38%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)3.39%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.21%
Revenue Next Year10.7%
Revenue Next 2Y9.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A