FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM - US3131483063 - Common Stock
167.28 USD
-5.61 (-3.24%)
167.28 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to AGM. AGM was compared to 97 industry peers in the Financial Services industry. AGM may be in some trouble as it scores bad on both profitability and health. AGM has a correct valuation and a medium growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year AGM was profitable.
- In the past year AGM had a positive cash flow from operations.
- AGM had positive earnings in each of the past 5 years.
- Of the past 5 years AGM 4 years had a positive operating cash flow.
1.2 Ratios
- AGM has a worse Return On Assets (0.58%) than 61.86% of its industry peers.
- AGM's Return On Equity of 11.42% is fine compared to the rest of the industry. AGM outperforms 60.82% of its industry peers.
- AGM has a worse Return On Invested Capital (0.91%) than 60.82% of its industry peers.
- AGM had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
- With a Profit Margin value of 12.11%, AGM perfoms like the industry average, outperforming 55.67% of the companies in the same industry.
- In the last couple of years the Profit Margin of AGM has declined.
- Looking at the Operating Margin, with a value of 16.52%, AGM is in line with its industry, outperforming 58.76% of the companies in the same industry.
- In the last couple of years the Operating Margin of AGM has declined.
- With a Gross Margin value of 25.00%, AGM perfoms like the industry average, outperforming 44.33% of the companies in the same industry.
- AGM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM is destroying value.
- Compared to 1 year ago, AGM has more shares outstanding
- Compared to 5 years ago, AGM has less shares outstanding
- AGM has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -0.18, we must say that AGM is in the distress zone and has some risk of bankruptcy.
- AGM has a Altman-Z score of -0.18. This is in the lower half of the industry: AGM underperforms 67.01% of its industry peers.
- AGM has a debt to FCF ratio of 90.90. This is a negative value and a sign of low solvency as AGM would need 90.90 years to pay back of all of its debts.
- AGM has a Debt to FCF ratio of 90.90. This is in the lower half of the industry: AGM underperforms 63.92% of its industry peers.
- AGM has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 12.53, AGM is doing worse than 87.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.29
WACC3.11%
2.3 Liquidity
- A Current Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.13, AGM is doing worse than 76.29% of the companies in the same industry.
- AGM has a Quick Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGM has a Quick ratio of 0.13. This is in the lower half of the industry: AGM underperforms 76.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
- AGM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
- AGM shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
- AGM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.96% yearly.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
- The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
- Based on estimates for the next years, AGM will show a quite strong growth in Revenue. The Revenue will grow by 8.95% on average per year.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 9.84, which indicates a very decent valuation of AGM.
- Compared to the rest of the industry, the Price/Earnings ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 62.89% of the companies listed in the same industry.
- AGM is valuated cheaply when we compare the Price/Earnings ratio to 28.60, which is the current average of the S&P500 Index.
- AGM is valuated reasonably with a Price/Forward Earnings ratio of 8.61.
- AGM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 63.92% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of AGM to the average of the S&P500 Index (25.83), we can say AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.84 | ||
| Fwd PE | 8.61 |
4.2 Price Multiples
- 94.85% of the companies in the same industry are more expensive than AGM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.3 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AGM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.74
PEG (5Y)0.79
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
- AGM has a Yearly Dividend Yield of 6.65%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.09, AGM pays a better dividend. On top of this AGM pays more dividend than 93.81% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, AGM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.65% |
5.2 History
- The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
- AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGM has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
- 44.71% of the earnings are spent on dividend by AGM. This is a bit on the high side, but may be sustainable.
- The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
What is the valuation status of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
What is the profitability of AGM stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 9.84 and the Price/Book (PB) ratio is 1.08.
Can you provide the expected EPS growth for AGM stock?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.