FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:AGM • US3131483063
173.24 USD
+3.3 (+1.94%)
At close: Feb 4, 2026
173.24 USD
0 (0%)
After Hours: 2/4/2026, 4:15:00 PM
We assign a fundamental rating of 4 out of 10 to AGM. AGM was compared to 97 industry peers in the Financial Services industry. Both the profitability and financial health of AGM have multiple concerns. AGM has a correct valuation and a medium growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year AGM was profitable.
- AGM had a positive operating cash flow in the past year.
- AGM had positive earnings in each of the past 5 years.
- Of the past 5 years AGM 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.58%, AGM is doing worse than 61.86% of the companies in the same industry.
- AGM has a Return On Equity of 11.42%. This is in the better half of the industry: AGM outperforms 60.82% of its industry peers.
- AGM has a worse Return On Invested Capital (0.91%) than 61.86% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AGM is significantly below the industry average of 8.52%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
- AGM has a Profit Margin of 12.11%. This is comparable to the rest of the industry: AGM outperforms 54.64% of its industry peers.
- In the last couple of years the Profit Margin of AGM has declined.
- Looking at the Operating Margin, with a value of 16.52%, AGM is in line with its industry, outperforming 57.73% of the companies in the same industry.
- AGM's Operating Margin has declined in the last couple of years.
- AGM has a Gross Margin (25.00%) which is in line with its industry peers.
- AGM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM is destroying value.
- AGM has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, AGM has less shares outstanding
- The debt/assets ratio for AGM has been reduced compared to a year ago.
2.2 Solvency
- AGM has an Altman-Z score of -0.18. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
- AGM's Altman-Z score of -0.18 is on the low side compared to the rest of the industry. AGM is outperformed by 65.98% of its industry peers.
- AGM has a debt to FCF ratio of 90.90. This is a negative value and a sign of low solvency as AGM would need 90.90 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 90.90, AGM is not doing good in the industry: 63.92% of the companies in the same industry are doing better.
- AGM has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 12.53, AGM is doing worse than 86.60% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.29
WACC3.12%
2.3 Liquidity
- AGM has a Current Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Current ratio value of 0.13, AGM is not doing good in the industry: 75.26% of the companies in the same industry are doing better.
- A Quick Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
- AGM's Quick ratio of 0.13 is on the low side compared to the rest of the industry. AGM is outperformed by 75.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
- The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
- AGM shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
- The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
- The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
- Based on estimates for the next years, AGM will show a quite strong growth in Revenue. The Revenue will grow by 8.95% on average per year.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- AGM is valuated reasonably with a Price/Earnings ratio of 10.19.
- AGM's Price/Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 61.86% of the companies in the same industry.
- AGM is valuated cheaply when we compare the Price/Earnings ratio to 28.18, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 8.91 indicates a reasonable valuation of AGM.
- The rest of the industry has a similar Price/Forward Earnings ratio as AGM.
- When comparing the Price/Forward Earnings ratio of AGM to the average of the S&P500 Index (25.51), we can say AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.19 | ||
| Fwd PE | 8.91 |
4.2 Price Multiples
- AGM's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGM is cheaper than 93.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.49 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.76
PEG (5Y)0.82
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
- AGM has a Yearly Dividend Yield of 6.63%, which is a nice return.
- AGM's Dividend Yield is rather good when compared to the industry average which is at 1.99. AGM pays more dividend than 93.81% of the companies in the same industry.
- AGM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
5.2 History
- The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
- AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
- 44.71% of the earnings are spent on dividend by AGM. This is a bit on the high side, but may be sustainable.
- AGM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
173.24
+3.3 (+1.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-03 2025-11-03/amc
Earnings (Next)02-20 2026-02-20/amc
Inst Owners85.27%
Inst Owner Change-0.61%
Ins Owners1.1%
Ins Owner Change-1.04%
Market Cap1.89B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts80
Price Target231.2 (33.46%)
Short Float %2.84%
Short Ratio2.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0%
PT rev (3m)0.3%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.37%
EPS NY rev (1m)0%
EPS NY rev (3m)0.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.99%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.19 | ||
| Fwd PE | 8.91 | ||
| P/S | 1.19 | ||
| P/FCF | 5.49 | ||
| P/OCF | 5.49 | ||
| P/B | 1.12 | ||
| P/tB | 1.12 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY9.81%
EPS(NY)19.44
Fwd EY11.22%
FCF(TTM)31.58
FCFY18.23%
OCF(TTM)31.58
OCFY18.23%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.76
PEG (5Y)0.82
Graham Number243.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.12%
ROIC/WACC0.29
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
What is the valuation status of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
What is the profitability of AGM stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 10.19 and the Price/Book (PB) ratio is 1.12.
Can you provide the expected EPS growth for AGM stock?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.