FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM - US3131483063 - Common Stock
177.598 USD
-0.06 (-0.03%)
AGM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. AGM may be in some trouble as it scores bad on both profitability and health. AGM is not valued too expensively and it also shows a decent growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year AGM was profitable.
AGM had a positive operating cash flow in the past year.
AGM had positive earnings in each of the past 5 years.
AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.58%, AGM is doing worse than 62.89% of the companies in the same industry.
AGM has a better Return On Equity (11.42%) than 60.82% of its industry peers.
AGM has a worse Return On Invested Capital (0.91%) than 61.86% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for AGM is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM has a Profit Margin of 12.11%. This is comparable to the rest of the industry: AGM outperforms 54.64% of its industry peers.
AGM's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 16.52%, AGM perfoms like the industry average, outperforming 57.73% of the companies in the same industry.
In the last couple of years the Operating Margin of AGM has declined.
With a Gross Margin value of 25.00%, AGM perfoms like the industry average, outperforming 44.33% of the companies in the same industry.
AGM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM is destroying value.
AGM has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGM has been reduced compared to 5 years ago.
AGM has a better debt/assets ratio than last year.
2.2 Solvency
AGM has an Altman-Z score of -0.17. This is a bad value and indicates that AGM is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.17, AGM is doing worse than 65.98% of the companies in the same industry.
AGM has a debt to FCF ratio of 90.90. This is a negative value and a sign of low solvency as AGM would need 90.90 years to pay back of all of its debts.
AGM's Debt to FCF ratio of 90.90 is on the low side compared to the rest of the industry. AGM is outperformed by 64.95% of its industry peers.
AGM has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
AGM has a Debt to Equity ratio of 12.53. This is amonst the worse of the industry: AGM underperforms 88.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.17 |
ROIC/WACC0.29
WACC3.15%
2.3 Liquidity
A Current Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
The Current ratio of AGM (0.13) is worse than 78.35% of its industry peers.
A Quick Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
With a Quick ratio value of 0.13, AGM is not doing good in the industry: 78.35% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
Measured over the past years, AGM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.47% on average per year.
AGM shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
AGM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.96% yearly.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
Based on estimates for the next years, AGM will show a quite strong growth in Revenue. The Revenue will grow by 8.95% on average per year.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 10.45, the valuation of AGM can be described as very reasonable.
61.86% of the companies in the same industry are more expensive than AGM, based on the Price/Earnings ratio.
AGM is valuated cheaply when we compare the Price/Earnings ratio to 26.43, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 9.14, the valuation of AGM can be described as very reasonable.
AGM's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.66, AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.45 | ||
| Fwd PE | 9.14 |
4.2 Price Multiples
AGM's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGM is cheaper than 93.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.62 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.78
PEG (5Y)0.84
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
AGM has a Yearly Dividend Yield of 3.25%.
AGM's Dividend Yield is a higher than the industry average which is at 2.16.
Compared to an average S&P500 Dividend Yield of 1.87, AGM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.25% |
5.2 History
The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
AGM has paid a dividend for at least 10 years, which is a reliable track record.
AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM pays out 44.71% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
NYSE:AGM (12/17/2025, 3:33:01 PM)
177.598
-0.06 (-0.03%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.31%
Inst Owner Change3.83%
Ins Owners1.09%
Ins Owner Change-1.05%
Market Cap1.94B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts80
Price Target231.2 (30.18%)
Short Float %2.5%
Short Ratio2.9
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.25% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0.3%
PT rev (3m)0.3%
EPS NQ rev (1m)-0.59%
EPS NQ rev (3m)-1.31%
EPS NY rev (1m)0.36%
EPS NY rev (3m)-0.3%
Revenue NQ rev (1m)1.99%
Revenue NQ rev (3m)4.08%
Revenue NY rev (1m)2.04%
Revenue NY rev (3m)2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.45 | ||
| Fwd PE | 9.14 | ||
| P/S | 1.22 | ||
| P/FCF | 5.62 | ||
| P/OCF | 5.62 | ||
| P/B | 1.15 | ||
| P/tB | 1.15 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY9.57%
EPS(NY)19.44
Fwd EY10.95%
FCF(TTM)31.58
FCFY17.78%
OCF(TTM)31.58
OCFY17.78%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.78
PEG (5Y)0.84
Graham Number243.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.17 |
F-Score6
WACC3.15%
ROIC/WACC0.29
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
Can you provide the valuation status for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
How profitable is FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What is the valuation of FEDERAL AGRIC MTG CORP-CL C based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 10.45 and the Price/Book (PB) ratio is 1.15.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL C?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.