FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - NYSE:AGM - US3131483063 - Common Stock
164.13 USD
-4.82 (-2.85%)
164.13 USD
0 (0%)
Overall AGM gets a fundamental rating of 4 out of 10. We evaluated AGM against 97 industry peers in the Financial Services industry. AGM may be in some trouble as it scores bad on both profitability and health. AGM has a correct valuation and a medium growth rate. AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM had positive earnings in the past year.
AGM had a positive operating cash flow in the past year.
In the past 5 years AGM has always been profitable.
AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGM's Return On Assets of 0.58% is on the low side compared to the rest of the industry. AGM is outperformed by 61.86% of its industry peers.
With a decent Return On Equity value of 11.42%, AGM is doing good in the industry, outperforming 60.82% of the companies in the same industry.
AGM's Return On Invested Capital of 0.91% is on the low side compared to the rest of the industry. AGM is outperformed by 62.89% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AGM is significantly below the industry average of 8.15%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM has a Profit Margin (12.11%) which is in line with its industry peers.
In the last couple of years the Profit Margin of AGM has declined.
The Operating Margin of AGM (16.52%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of AGM has declined.
AGM's Gross Margin of 25.00% is in line compared to the rest of the industry. AGM outperforms 43.30% of its industry peers.
In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM is destroying value.
The number of shares outstanding for AGM has been increased compared to 1 year ago.
AGM has less shares outstanding than it did 5 years ago.
The debt/assets ratio for AGM has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.18, we must say that AGM is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.18, AGM is doing worse than 67.01% of the companies in the same industry.
The Debt to FCF ratio of AGM is 90.90, which is on the high side as it means it would take AGM, 90.90 years of fcf income to pay off all of its debts.
AGM's Debt to FCF ratio of 90.90 is in line compared to the rest of the industry. AGM outperforms 40.21% of its industry peers.
A Debt/Equity ratio of 12.53 is on the high side and indicates that AGM has dependencies on debt financing.
With a Debt to Equity ratio value of 12.53, AGM is not doing good in the industry: 87.63% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.3
WACC3.09%
2.3 Liquidity
AGM has a Current Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.13, AGM is not doing good in the industry: 78.35% of the companies in the same industry are doing better.
A Quick Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
The Quick ratio of AGM (0.13) is worse than 78.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.66% over the past year.
Measured over the past years, AGM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.47% on average per year.
The Revenue has been growing slightly by 2.15% in the past year.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
Based on estimates for the next years, AGM will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.64% on average per year.
The Revenue is expected to grow by 9.80% on average over the next years. This is quite good.
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.65, which indicates a very decent valuation of AGM.
Compared to the rest of the industry, the Price/Earnings ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 60.82% of the companies listed in the same industry.
AGM is valuated cheaply when we compare the Price/Earnings ratio to 25.89, which is the current average of the S&P500 Index.
AGM is valuated reasonably with a Price/Forward Earnings ratio of 8.32.
Based on the Price/Forward Earnings ratio, AGM is valued a bit cheaper than 61.86% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.59, AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.65 | ||
| Fwd PE | 8.32 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGM is valued cheaper than 90.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.21 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.75
PEG (5Y)0.77
EPS Next 2Y12.21%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM has a Yearly Dividend Yield of 6.68%, which is a nice return.
AGM's Dividend Yield is rather good when compared to the industry average which is at 4.50. AGM pays more dividend than 87.63% of the companies in the same industry.
AGM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
5.2 History
On average, the dividend of AGM grows each year by 14.69%, which is quite nice.
AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
44.71% of the earnings are spent on dividend by AGM. This is a bit on the high side, but may be sustainable.
The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
164.13
-4.82 (-2.85%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.29%
Inst Owner Change2.96%
Ins Owners1.08%
Ins Owner Change-3.23%
Market Cap1.79B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts76.67
Price Target230.52 (40.45%)
Short Float %2.94%
Short Ratio3.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0%
PT rev (3m)1.8%
EPS NQ rev (1m)-1.54%
EPS NQ rev (3m)0.22%
EPS NY rev (1m)-0.66%
EPS NY rev (3m)0.55%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)2.96%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)2.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.65 | ||
| Fwd PE | 8.32 | ||
| P/S | 1.13 | ||
| P/FCF | 5.21 | ||
| P/OCF | 5.21 | ||
| P/B | 1.06 | ||
| P/tB | 1.06 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY10.36%
EPS(NY)19.72
Fwd EY12.01%
FCF(TTM)31.49
FCFY19.19%
OCF(TTM)31.49
OCFY19.19%
SpS145.61
BVpS154.35
TBVpS154.35
PEG (NY)0.75
PEG (5Y)0.77
Graham Number242.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.09%
ROIC/WACC0.3
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
Can you provide the valuation status for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
How profitable is FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What is the valuation of FEDERAL AGRIC MTG CORP-CL C based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 9.65 and the Price/Book (PB) ratio is 1.06.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL C?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 12.95% in the next year.