FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:AGM • US3131483063
169.94 USD
-0.3 (-0.18%)
At close: Feb 3, 2026
169.94 USD
0 (0%)
After Hours: 2/3/2026, 8:04:00 PM
We assign a fundamental rating of 4 out of 10 to AGM. AGM was compared to 97 industry peers in the Financial Services industry. AGM may be in some trouble as it scores bad on both profitability and health. AGM has a correct valuation and a medium growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- AGM had positive earnings in the past year.
- In the past year AGM had a positive cash flow from operations.
- Each year in the past 5 years AGM has been profitable.
- AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.58%, AGM is doing worse than 61.86% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 11.42%, AGM is in the better half of the industry, outperforming 60.82% of the companies in the same industry.
- With a Return On Invested Capital value of 0.91%, AGM is not doing good in the industry: 61.86% of the companies in the same industry are doing better.
- AGM had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 8.52%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
- The Profit Margin of AGM (12.11%) is comparable to the rest of the industry.
- AGM's Profit Margin has declined in the last couple of years.
- With a Operating Margin value of 16.52%, AGM perfoms like the industry average, outperforming 57.73% of the companies in the same industry.
- In the last couple of years the Operating Margin of AGM has declined.
- With a Gross Margin value of 25.00%, AGM perfoms like the industry average, outperforming 44.33% of the companies in the same industry.
- AGM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM is destroying value.
- AGM has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for AGM has been reduced compared to 5 years ago.
- The debt/assets ratio for AGM has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of -0.18, we must say that AGM is in the distress zone and has some risk of bankruptcy.
- AGM has a worse Altman-Z score (-0.18) than 65.98% of its industry peers.
- AGM has a debt to FCF ratio of 90.90. This is a negative value and a sign of low solvency as AGM would need 90.90 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 90.90, AGM is doing worse than 63.92% of the companies in the same industry.
- AGM has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
- AGM has a Debt to Equity ratio of 12.53. This is amonst the worse of the industry: AGM underperforms 86.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.29
WACC3.12%
2.3 Liquidity
- A Current Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
- AGM's Current ratio of 0.13 is on the low side compared to the rest of the industry. AGM is outperformed by 75.26% of its industry peers.
- A Quick Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
- AGM has a Quick ratio of 0.13. This is in the lower half of the industry: AGM underperforms 75.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 7.66% over the past year.
- Measured over the past years, AGM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.47% on average per year.
- The Revenue has been growing slightly by 2.15% in the past year.
- Measured over the past years, AGM shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
- The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
- The Revenue is expected to grow by 8.95% on average over the next years. This is quite good.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 10.00, the valuation of AGM can be described as reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of AGM indicates a somewhat cheap valuation: AGM is cheaper than 61.86% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.18, AGM is valued rather cheaply.
- With a Price/Forward Earnings ratio of 8.74, the valuation of AGM can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AGM is on the same level as its industry peers.
- AGM's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10 | ||
| Fwd PE | 8.74 |
4.2 Price Multiples
- AGM's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGM is cheaper than 93.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.75
PEG (5Y)0.8
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
- AGM has a Yearly Dividend Yield of 6.63%, which is a nice return.
- Compared to an average industry Dividend Yield of 1.99, AGM pays a better dividend. On top of this AGM pays more dividend than 93.81% of the companies listed in the same industry.
- AGM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
5.2 History
- The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
- AGM has paid a dividend for at least 10 years, which is a reliable track record.
- AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
- 44.71% of the earnings are spent on dividend by AGM. This is a bit on the high side, but may be sustainable.
- The dividend of AGM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
169.94
-0.3 (-0.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-03 2025-11-03/amc
Earnings (Next)02-20 2026-02-20/amc
Inst Owners85.27%
Inst Owner Change-0.61%
Ins Owners1.1%
Ins Owner Change-1.04%
Market Cap1.85B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts80
Price Target231.2 (36.05%)
Short Float %2.84%
Short Ratio2.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0%
PT rev (3m)0.3%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.37%
EPS NY rev (1m)0%
EPS NY rev (3m)0.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.99%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10 | ||
| Fwd PE | 8.74 | ||
| P/S | 1.16 | ||
| P/FCF | 5.38 | ||
| P/OCF | 5.38 | ||
| P/B | 1.1 | ||
| P/tB | 1.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY10%
EPS(NY)19.44
Fwd EY11.44%
FCF(TTM)31.58
FCFY18.58%
OCF(TTM)31.58
OCFY18.58%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.75
PEG (5Y)0.8
Graham Number243.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.18 |
F-Score6
WACC3.12%
ROIC/WACC0.29
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
What is the valuation status of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
What is the profitability of AGM stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 10 and the Price/Book (PB) ratio is 1.1.
Can you provide the expected EPS growth for AGM stock?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.