FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM - US3131483063 - Common Stock
176.48 USD
+2.12 (+1.22%)
AGM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. AGM may be in some trouble as it scores bad on both profitability and health. AGM is not valued too expensively and it also shows a decent growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year AGM was profitable.
- AGM had a positive operating cash flow in the past year.
- In the past 5 years AGM has always been profitable.
- Of the past 5 years AGM 4 years had a positive operating cash flow.
1.2 Ratios
- AGM has a Return On Assets of 0.58%. This is in the lower half of the industry: AGM underperforms 61.86% of its industry peers.
- The Return On Equity of AGM (11.42%) is better than 60.82% of its industry peers.
- AGM's Return On Invested Capital of 0.91% is on the low side compared to the rest of the industry. AGM is outperformed by 61.86% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AGM is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
- AGM has a Profit Margin of 12.11%. This is comparable to the rest of the industry: AGM outperforms 54.64% of its industry peers.
- In the last couple of years the Profit Margin of AGM has declined.
- With a Operating Margin value of 16.52%, AGM perfoms like the industry average, outperforming 57.73% of the companies in the same industry.
- In the last couple of years the Operating Margin of AGM has declined.
- Looking at the Gross Margin, with a value of 25.00%, AGM is in line with its industry, outperforming 44.33% of the companies in the same industry.
- In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
- AGM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- AGM has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for AGM has been reduced compared to 5 years ago.
- Compared to 1 year ago, AGM has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -0.17, we must say that AGM is in the distress zone and has some risk of bankruptcy.
- AGM has a worse Altman-Z score (-0.17) than 65.98% of its industry peers.
- The Debt to FCF ratio of AGM is 90.90, which is on the high side as it means it would take AGM, 90.90 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of AGM (90.90) is worse than 63.92% of its industry peers.
- A Debt/Equity ratio of 12.53 is on the high side and indicates that AGM has dependencies on debt financing.
- AGM has a worse Debt to Equity ratio (12.53) than 87.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.17 |
ROIC/WACC0.29
WACC3.14%
2.3 Liquidity
- AGM has a Current Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGM has a Current ratio of 0.13. This is in the lower half of the industry: AGM underperforms 76.29% of its industry peers.
- AGM has a Quick Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.13, AGM is not doing good in the industry: 76.29% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 7.66% over the past year.
- Measured over the past years, AGM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.47% on average per year.
- AGM shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
- AGM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.96% yearly.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
- The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
- The Revenue is expected to grow by 8.95% on average over the next years. This is quite good.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 10.38, the valuation of AGM can be described as reasonable.
- AGM's Price/Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 61.86% of the companies in the same industry.
- AGM is valuated cheaply when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 9.08 indicates a reasonable valuation of AGM.
- AGM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 62.89% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.30, AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.38 | ||
| Fwd PE | 9.08 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, AGM is valued cheaper than 92.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.59 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AGM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.78
PEG (5Y)0.83
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.53%, AGM has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.24, AGM pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.86, AGM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.53% |
5.2 History
- The dividend of AGM is nicely growing with an annual growth rate of 14.69%!
- AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGM has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
- AGM pays out 44.71% of its income as dividend. This is a bit on the high side, but may be sustainable.
- AGM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
NYSE:AGM (1/22/2026, 11:30:28 AM)
176.48
+2.12 (+1.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-03 2025-11-03/amc
Earnings (Next)02-19 2026-02-19/amc
Inst Owners85.27%
Inst Owner Change0.06%
Ins Owners1.1%
Ins Owner Change-1.04%
Market Cap1.92B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts80
Price Target231.2 (31.01%)
Short Float %2.86%
Short Ratio2.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.53% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0%
PT rev (3m)0.3%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.37%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.3%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.08%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.38 | ||
| Fwd PE | 9.08 | ||
| P/S | 1.21 | ||
| P/FCF | 5.59 | ||
| P/OCF | 5.59 | ||
| P/B | 1.14 | ||
| P/tB | 1.14 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY9.63%
EPS(NY)19.44
Fwd EY11.01%
FCF(TTM)31.58
FCFY17.89%
OCF(TTM)31.58
OCFY17.89%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.78
PEG (5Y)0.83
Graham Number243.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.17 |
F-Score6
WACC3.14%
ROIC/WACC0.29
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
What is the valuation status of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
What is the profitability of AGM stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 10.38 and the Price/Book (PB) ratio is 1.14.
Can you provide the expected EPS growth for AGM stock?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.