FEDERAL AGRIC MTG CORP-CL C (AGM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM - US3131483063 - Common Stock
180.84 USD
+6.06 (+3.47%)
180.84 USD
0 (0%)
Overall AGM gets a fundamental rating of 4 out of 10. We evaluated AGM against 97 industry peers in the Financial Services industry. AGM has a bad profitability rating. Also its financial health evaluation is rather negative. AGM has a correct valuation and a medium growth rate. Finally AGM also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM had positive earnings in the past year.
In the past year AGM had a positive cash flow from operations.
Each year in the past 5 years AGM has been profitable.
AGM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.58%, AGM is doing worse than 62.89% of the companies in the same industry.
AGM has a Return On Equity of 11.42%. This is in the better half of the industry: AGM outperforms 60.82% of its industry peers.
With a Return On Invested Capital value of 0.91%, AGM is not doing good in the industry: 61.86% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for AGM is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM has a Profit Margin of 12.11%. This is comparable to the rest of the industry: AGM outperforms 54.64% of its industry peers.
In the last couple of years the Profit Margin of AGM has declined.
With a Operating Margin value of 16.52%, AGM perfoms like the industry average, outperforming 57.73% of the companies in the same industry.
AGM's Operating Margin has declined in the last couple of years.
AGM's Gross Margin of 25.00% is in line compared to the rest of the industry. AGM outperforms 44.33% of its industry peers.
In the last couple of years the Gross Margin of AGM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
AGM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, AGM has more shares outstanding
The number of shares outstanding for AGM has been reduced compared to 5 years ago.
AGM has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.17, we must say that AGM is in the distress zone and has some risk of bankruptcy.
AGM has a worse Altman-Z score (-0.17) than 65.98% of its industry peers.
The Debt to FCF ratio of AGM is 90.90, which is on the high side as it means it would take AGM, 90.90 years of fcf income to pay off all of its debts.
AGM has a worse Debt to FCF ratio (90.90) than 65.98% of its industry peers.
AGM has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 12.53, AGM is not doing good in the industry: 88.66% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.17 |
ROIC/WACC0.29
WACC3.17%
2.3 Liquidity
A Current Ratio of 0.13 indicates that AGM may have some problems paying its short term obligations.
The Current ratio of AGM (0.13) is worse than 78.35% of its industry peers.
AGM has a Quick Ratio of 0.13. This is a bad value and indicates that AGM is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of AGM (0.13) is worse than 78.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
AGM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
Measured over the past years, AGM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.47% on average per year.
AGM shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
Measured over the past years, AGM shows a quite strong growth in Revenue. The Revenue has been growing by 19.96% on average per year.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
AGM is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.43% yearly.
The Revenue is expected to grow by 8.95% on average over the next years. This is quite good.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
AGM is valuated reasonably with a Price/Earnings ratio of 10.64.
AGM's Price/Earnings ratio is a bit cheaper when compared to the industry. AGM is cheaper than 61.86% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.28. AGM is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 9.30, the valuation of AGM can be described as reasonable.
AGM's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.52, AGM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.64 | ||
| Fwd PE | 9.3 |
4.2 Price Multiples
92.78% of the companies in the same industry are more expensive than AGM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.73 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.8
PEG (5Y)0.85
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
AGM has a Yearly Dividend Yield of 3.41%.
Compared to an average industry Dividend Yield of 3.96, AGM pays a better dividend. On top of this AGM pays more dividend than 80.41% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, AGM pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.41% |
5.2 History
On average, the dividend of AGM grows each year by 14.69%, which is quite nice.
AGM has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM pays out 44.71% of its income as dividend. This is a bit on the high side, but may be sustainable.
AGM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
180.84
+6.06 (+3.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.31%
Inst Owner Change3.83%
Ins Owners1.09%
Ins Owner Change-3.14%
Market Cap1.97B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts80
Price Target231.2 (27.85%)
Short Float %2.65%
Short Ratio2.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.41% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0.3%
PT rev (3m)0.3%
EPS NQ rev (1m)-0.59%
EPS NQ rev (3m)-1.31%
EPS NY rev (1m)0.36%
EPS NY rev (3m)-0.3%
Revenue NQ rev (1m)1.99%
Revenue NQ rev (3m)4.08%
Revenue NY rev (1m)2.04%
Revenue NY rev (3m)2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.64 | ||
| Fwd PE | 9.3 | ||
| P/S | 1.24 | ||
| P/FCF | 5.73 | ||
| P/OCF | 5.73 | ||
| P/B | 1.17 | ||
| P/tB | 1.17 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY9.4%
EPS(NY)19.44
Fwd EY10.75%
FCF(TTM)31.58
FCFY17.46%
OCF(TTM)31.58
OCFY17.46%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.8
PEG (5Y)0.85
Graham Number243.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.17 |
F-Score6
WACC3.17%
ROIC/WACC0.29
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL C / AGM FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.
Can you provide the valuation status for FEDERAL AGRIC MTG CORP-CL C?
ChartMill assigns a valuation rating of 6 / 10 to FEDERAL AGRIC MTG CORP-CL C (AGM). This can be considered as Fairly Valued.
How profitable is FEDERAL AGRIC MTG CORP-CL C (AGM) stock?
FEDERAL AGRIC MTG CORP-CL C (AGM) has a profitability rating of 3 / 10.
What is the valuation of FEDERAL AGRIC MTG CORP-CL C based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL C (AGM) is 10.64 and the Price/Book (PB) ratio is 1.17.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL C?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL C (AGM) is expected to grow by 13.36% in the next year.