FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
USA - NYSE:AGM.A - US3131481083 - Common Stock
123 USD
+1.49 (+1.23%)
AGM.A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. AGM.A has a bad profitability rating. Also its financial health evaluation is rather negative. AGM.A may be a bit undervalued, certainly considering the very reasonable score on growth AGM.A also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year AGM.A was profitable.
AGM.A had a positive operating cash flow in the past year.
Each year in the past 5 years AGM.A has been profitable.
Of the past 5 years AGM.A 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.56%, AGM.A is not doing good in the industry: 61.22% of the companies in the same industry are doing better.
AGM.A's Return On Equity of 12.06% is fine compared to the rest of the industry. AGM.A outperforms 62.24% of its industry peers.
Looking at the Return On Invested Capital, with a value of 0.92%, AGM.A is doing worse than 60.20% of the companies in the same industry.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 7.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROIC | 0.92% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM.A has a Profit Margin (11.76%) which is comparable to the rest of the industry.
AGM.A's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 16.38%, AGM.A is doing good in the industry, outperforming 60.20% of the companies in the same industry.
AGM.A's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 24.32%, AGM.A perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
AGM.A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM.A is destroying value.
AGM.A has more shares outstanding than it did 1 year ago.
AGM.A has less shares outstanding than it did 5 years ago.
The debt/assets ratio for AGM.A has been reduced compared to a year ago.
2.2 Solvency
AGM.A has an Altman-Z score of -0.19. This is a bad value and indicates that AGM.A is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.19, AGM.A is doing worse than 68.37% of the companies in the same industry.
AGM.A has a debt to FCF ratio of 137.43. This is a negative value and a sign of low solvency as AGM.A would need 137.43 years to pay back of all of its debts.
AGM.A's Debt to FCF ratio of 137.43 is on the low side compared to the rest of the industry. AGM.A is outperformed by 60.20% of its industry peers.
A Debt/Equity ratio of 13.42 is on the high side and indicates that AGM.A has dependencies on debt financing.
AGM.A has a worse Debt to Equity ratio (13.42) than 87.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Altman-Z | -0.19 |
ROIC/WACC0.32
WACC2.9%
2.3 Liquidity
A Current Ratio of 0.14 indicates that AGM.A may have some problems paying its short term obligations.
AGM.A has a worse Current ratio (0.14) than 77.55% of its industry peers.
AGM.A has a Quick Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of AGM.A (0.14) is worse than 77.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
AGM.A shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
AGM.A shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.09%.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)15.09%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%16.17%
3.2 Future
AGM.A is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.64% yearly.
Based on estimates for the next years, AGM.A will show a quite strong growth in Revenue. The Revenue will grow by 9.80% on average per year.
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.24 indicates a rather cheap valuation of AGM.A.
Based on the Price/Earnings ratio, AGM.A is valued cheaply inside the industry as 84.69% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 25.83, AGM.A is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.24, the valuation of AGM.A can be described as very cheap.
Based on the Price/Forward Earnings ratio, AGM.A is valued cheaply inside the industry as 80.61% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of AGM.A to the average of the S&P500 Index (32.68), we can say AGM.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 6.24 |
4.2 Price Multiples
AGM.A's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGM.A is cheaper than 87.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.96 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.56
PEG (5Y)0.58
EPS Next 2Y12.21%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 6.69%, which is a nice return.
Compared to an average industry Dividend Yield of 4.94, AGM.A pays a better dividend. On top of this AGM.A pays more dividend than 83.67% of the companies listed in the same industry.
AGM.A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.69% |
5.2 History
The dividend of AGM.A is nicely growing with an annual growth rate of 14.69%!
AGM.A has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM.A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
46.23% of the earnings are spent on dividend by AGM.A. This is a bit on the high side, but may be sustainable.
AGM.A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP46.23%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
NYSE:AGM.A (11/4/2025, 8:04:00 PM)
123
+1.49 (+1.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.29%
Inst Owner Change0%
Ins Owners1.08%
Ins Owner ChangeN/A
Market Cap1.34B
Revenue(TTM)1.60B
Net Income(TTM)186.31M
Analysts76.67
Price Target177.97 (44.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.69% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP46.23%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.94%
Min EPS beat(2)-0.3%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-1.31%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.27%
EPS beat(12)7
Avg EPS beat(12)2.91%
EPS beat(16)8
Avg EPS beat(16)1.48%
Revenue beat(2)1
Avg Revenue beat(2)1.24%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)5.24%
Revenue beat(4)2
Avg Revenue beat(4)0.92%
Min Revenue beat(4)-2.79%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)0.39%
Revenue beat(12)7
Avg Revenue beat(12)41.04%
Revenue beat(16)11
Avg Revenue beat(16)51.9%
PT rev (1m)10.65%
PT rev (3m)3.11%
EPS NQ rev (1m)-1.54%
EPS NQ rev (3m)0.22%
EPS NY rev (1m)-0.66%
EPS NY rev (3m)0.55%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)2.96%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)2.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 6.24 | ||
| P/S | 0.85 | ||
| P/FCF | 5.96 | ||
| P/OCF | 5.96 | ||
| P/B | 0.87 | ||
| P/tB | 0.87 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY13.82%
EPS(NY)19.72
Fwd EY16.03%
FCF(TTM)20.64
FCFY16.78%
OCF(TTM)20.64
OCFY16.78%
SpS144.92
BVpS141.29
TBVpS141.29
PEG (NY)0.56
PEG (5Y)0.58
Graham Number232.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 12.06% | ||
| ROCE | 1.16% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.97% | ||
| OM | 16.38% | ||
| PM (TTM) | 11.76% | ||
| GM | 24.32% | ||
| FCFM | 14.24% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.42 | ||
| Debt/FCF | 137.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 121.07% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.19 |
F-Score6
WACC2.9%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y12.95%
EPS Next 2Y12.21%
EPS Next 3Y10.64%
EPS Next 5YN/A
Revenue 1Y (TTM)15.09%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%16.17%
Revenue Next Year10.75%
Revenue Next 2Y9.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.15%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.28%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-51.27%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL A / AGM.A FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL A?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.A.
What is the valuation status for AGM.A stock?
ChartMill assigns a valuation rating of 8 / 10 to FEDERAL AGRIC MTG CORP-CL A (AGM.A). This can be considered as Undervalued.
How profitable is FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
FEDERAL AGRIC MTG CORP-CL A (AGM.A) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL A (AGM.A) is 7.24 and the Price/Book (PB) ratio is 0.87.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL A?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL A (AGM.A) is expected to grow by 12.95% in the next year.