FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM.A - US3131481083 - Common Stock
132.59 USD
+2.04 (+1.56%)
We assign a fundamental rating of 4 out of 10 to AGM.A. AGM.A was compared to 99 industry peers in the Financial Services industry. AGM.A has a bad profitability rating. Also its financial health evaluation is rather negative. AGM.A may be a bit undervalued, certainly considering the very reasonable score on growth Finally AGM.A also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
AGM.A had positive earnings in the past year.
In the past year AGM.A had a positive cash flow from operations.
AGM.A had positive earnings in each of the past 5 years.
Of the past 5 years AGM.A 4 years had a positive operating cash flow.
1.2 Ratios
AGM.A has a Return On Assets of 0.58%. This is in the lower half of the industry: AGM.A underperforms 60.61% of its industry peers.
Looking at the Return On Equity, with a value of 11.42%, AGM.A is in the better half of the industry, outperforming 62.63% of the companies in the same industry.
AGM.A's Return On Invested Capital of 0.91% is in line compared to the rest of the industry. AGM.A outperforms 40.40% of its industry peers.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
The Profit Margin of AGM.A (12.11%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of AGM.A has declined.
AGM.A has a Operating Margin (16.52%) which is in line with its industry peers.
In the last couple of years the Operating Margin of AGM.A has declined.
AGM.A has a Gross Margin (25.00%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AGM.A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM.A is destroying value.
AGM.A has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGM.A has been reduced compared to 5 years ago.
Compared to 1 year ago, AGM.A has an improved debt to assets ratio.
2.2 Solvency
AGM.A has an Altman-Z score of -0.18. This is a bad value and indicates that AGM.A is not financially healthy and even has some risk of bankruptcy.
AGM.A's Altman-Z score of -0.18 is on the low side compared to the rest of the industry. AGM.A is outperformed by 65.66% of its industry peers.
AGM.A has a debt to FCF ratio of 90.90. This is a negative value and a sign of low solvency as AGM.A would need 90.90 years to pay back of all of its debts.
With a Debt to FCF ratio value of 90.90, AGM.A is not doing good in the industry: 62.63% of the companies in the same industry are doing better.
AGM.A has a Debt/Equity ratio of 12.53. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 12.53, AGM.A is not doing good in the industry: 87.88% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.31
WACC2.94%
2.3 Liquidity
AGM.A has a Current Ratio of 0.13. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM.A has a worse Current ratio (0.13) than 76.77% of its industry peers.
A Quick Ratio of 0.13 indicates that AGM.A may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.13, AGM.A is doing worse than 76.77% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
AGM.A shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
The Revenue has been growing slightly by 2.15% in the past year.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
AGM.A is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.43% yearly.
The Revenue is expected to grow by 8.95% on average over the next years. This is quite good.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.80, the valuation of AGM.A can be described as very cheap.
Based on the Price/Earnings ratio, AGM.A is valued cheaper than 80.81% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.57, AGM.A is valued rather cheaply.
The Price/Forward Earnings ratio is 6.82, which indicates a rather cheap valuation of AGM.A.
Based on the Price/Forward Earnings ratio, AGM.A is valued a bit cheaper than 78.79% of the companies in the same industry.
AGM.A's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.04.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.8 | ||
| Fwd PE | 6.82 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGM.A is valued cheaper than 96.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.2 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.58
PEG (5Y)0.63
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 6.80%, which is a nice return.
AGM.A's Dividend Yield is rather good when compared to the industry average which is at 2.61. AGM.A pays more dividend than 91.92% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, AGM.A pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.8% |
5.2 History
The dividend of AGM.A is nicely growing with an annual growth rate of 14.69%!
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM.A pays out 44.71% of its income as dividend. This is a bit on the high side, but may be sustainable.
AGM.A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
NYSE:AGM.A (12/23/2025, 8:04:00 PM)
132.59
+2.04 (+1.56%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.31%
Inst Owner Change7.36%
Ins Owners1.09%
Ins Owner ChangeN/A
Market Cap1.45B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts80
Price Target170.46 (28.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.8% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)-4.22%
PT rev (3m)5.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.31%
EPS NY rev (1m)0.36%
EPS NY rev (3m)-0.3%
Revenue NQ rev (1m)1.99%
Revenue NQ rev (3m)4.08%
Revenue NY rev (1m)2.04%
Revenue NY rev (3m)2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.8 | ||
| Fwd PE | 6.82 | ||
| P/S | 0.91 | ||
| P/FCF | 4.2 | ||
| P/OCF | 4.2 | ||
| P/B | 0.86 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY12.82%
EPS(NY)19.44
Fwd EY14.66%
FCF(TTM)31.58
FCFY23.82%
OCF(TTM)31.58
OCFY23.82%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.58
PEG (5Y)0.63
Graham Number243.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.18 |
F-Score6
WACC2.94%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL A / AGM.A FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL A?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.A.
What is the valuation status for AGM.A stock?
ChartMill assigns a valuation rating of 7 / 10 to FEDERAL AGRIC MTG CORP-CL A (AGM.A). This can be considered as Undervalued.
How profitable is FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
FEDERAL AGRIC MTG CORP-CL A (AGM.A) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL A (AGM.A) is 7.8 and the Price/Book (PB) ratio is 0.86.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL A?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL A (AGM.A) is expected to grow by 13.36% in the next year.