FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
NYSE:AGM.A - New York Stock Exchange, Inc. - US3131481083 - Common Stock - Currency: USD
Overall AGM.A gets a fundamental rating of 4 out of 10. We evaluated AGM.A against 100 industry peers in the Financial Services industry. AGM.A has a bad profitability rating. Also its financial health evaluation is rather negative. AGM.A may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
In the past year AGM.A was profitable.
In the past year AGM.A had a positive cash flow from operations.
AGM.A had positive earnings in each of the past 5 years.
Of the past 5 years AGM.A 4 years had a positive operating cash flow.
1.2 Ratios
AGM.A has a worse Return On Assets (0.56%) than 62.00% of its industry peers.
Looking at the Return On Equity, with a value of 11.63%, AGM.A is in line with its industry, outperforming 59.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 0.95%, AGM.A is doing worse than 60.00% of the companies in the same industry.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 11.84%.
The 3 year average ROIC (0.93%) for AGM.A is below the current ROIC(0.95%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.63% | ||
| ROIC | 0.95% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
With a Profit Margin value of 11.18%, AGM.A perfoms like the industry average, outperforming 56.00% of the companies in the same industry.
AGM.A's Profit Margin has declined in the last couple of years.
AGM.A has a Operating Margin (16.00%) which is in line with its industry peers.
AGM.A's Operating Margin has declined in the last couple of years.
AGM.A has a Gross Margin (23.53%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AGM.A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16% | ||
| PM (TTM) | 11.18% | ||
| GM | 23.53% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AGM.A is destroying value.
AGM.A has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGM.A has been reduced compared to 5 years ago.
AGM.A has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.19, we must say that AGM.A is in the distress zone and has some risk of bankruptcy.
AGM.A's Altman-Z score of -0.19 is on the low side compared to the rest of the industry. AGM.A is outperformed by 70.00% of its industry peers.
AGM.A has a debt to FCF ratio of 91.67. This is a negative value and a sign of low solvency as AGM.A would need 91.67 years to pay back of all of its debts.
AGM.A has a Debt to FCF ratio of 91.67. This is comparable to the rest of the industry: AGM.A outperforms 43.00% of its industry peers.
AGM.A has a Debt/Equity ratio of 12.95. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 12.95, AGM.A is not doing good in the industry: 87.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.95 | ||
| Debt/FCF | 91.67 | ||
| Altman-Z | -0.19 |
ROIC/WACC0.32
WACC2.99%
2.3 Liquidity
AGM.A has a Current Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM.A's Current ratio of 0.14 is on the low side compared to the rest of the industry. AGM.A is outperformed by 74.00% of its industry peers.
AGM.A has a Quick Ratio of 0.14. This is a bad value and indicates that AGM.A is not financially healthy enough and could expect problems in meeting its short term obligations.
AGM.A has a Quick ratio of 0.14. This is in the lower half of the industry: AGM.A underperforms 74.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
The earnings per share for AGM.A have decreased by -1.00% in the last year.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.47% yearly.
AGM.A shows a small growth in Revenue. In the last year, the Revenue has grown by 7.75%.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%
3.2 Future
AGM.A is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.47% yearly.
AGM.A is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.12% yearly.
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.10 indicates a reasonable valuation of AGM.A.
Based on the Price/Earnings ratio, AGM.A is valued a bit cheaper than 78.00% of the companies in the same industry.
AGM.A is valuated cheaply when we compare the Price/Earnings ratio to 27.28, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 7.43, the valuation of AGM.A can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGM.A indicates a somewhat cheap valuation: AGM.A is cheaper than 74.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.76, AGM.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.1 | ||
| Fwd PE | 7.43 |
4.2 Price Multiples
96.00% of the companies in the same industry are more expensive than AGM.A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.85 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.74
PEG (5Y)0.73
EPS Next 2Y11.5%
EPS Next 3Y10.47%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.03%, AGM.A has a reasonable but not impressive dividend return.
AGM.A's Dividend Yield is a higher than the industry average which is at 4.97.
AGM.A's Dividend Yield is a higher than the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.03% |
5.2 History
The dividend of AGM.A is nicely growing with an annual growth rate of 14.69%!
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
AGM.A pays out 48.51% of its income as dividend. This is a bit on the high side, but may be sustainable.
AGM.A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP48.51%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
NYSE:AGM.A (7/2/2025, 8:14:59 PM)
144.62
+2.12 (+1.49%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners82.09%
Inst Owner Change-5.33%
Ins Owners1.45%
Ins Owner ChangeN/A
Market Cap1.58B
Analysts76.67
Price Target171.71 (18.73%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.03% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP48.51%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.82%
Min EPS beat(2)-5.81%
Max EPS beat(2)2.18%
EPS beat(4)1
Avg EPS beat(4)-4.21%
Min EPS beat(4)-11.91%
Max EPS beat(4)2.18%
EPS beat(8)4
Avg EPS beat(8)0.06%
EPS beat(12)7
Avg EPS beat(12)2.85%
EPS beat(16)9
Avg EPS beat(16)2%
Revenue beat(2)1
Avg Revenue beat(2)0.62%
Min Revenue beat(2)-2.77%
Max Revenue beat(2)4%
Revenue beat(4)1
Avg Revenue beat(4)-1.15%
Min Revenue beat(4)-3.04%
Max Revenue beat(4)4%
Revenue beat(8)3
Avg Revenue beat(8)0.44%
Revenue beat(12)7
Avg Revenue beat(12)49.96%
Revenue beat(16)11
Avg Revenue beat(16)56.79%
PT rev (1m)0%
PT rev (3m)-2.45%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.46%
EPS NY rev (1m)0%
EPS NY rev (3m)0.54%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.16%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.1 | ||
| Fwd PE | 7.43 | ||
| P/S | 1 | ||
| P/FCF | 4.85 | ||
| P/OCF | 4.8 | ||
| P/B | 1.04 | ||
| P/tB | 1.04 | ||
| EV/EBITDA | N/A |
EPS(TTM)15.89
EY10.99%
EPS(NY)19.47
Fwd EY13.46%
FCF(TTM)29.81
FCFY20.61%
OCF(TTM)30.15
OCFY20.84%
SpS145.24
BVpS139.58
TBVpS139.58
PEG (NY)0.74
PEG (5Y)0.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.63% | ||
| ROCE | 1.19% | ||
| ROIC | 0.95% | ||
| ROICexc | 0.99% | ||
| ROICexgc | 1% | ||
| OM | 16% | ||
| PM (TTM) | 11.18% | ||
| GM | 23.53% | ||
| FCFM | 20.53% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexcg growth 3Y9.17%
ROICexcg growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score7
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.95 | ||
| Debt/FCF | 91.67 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.23% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 183.63% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.19 |
F-Score7
WACC2.99%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%5.81%
EPS Next Y12.33%
EPS Next 2Y11.5%
EPS Next 3Y10.47%
EPS Next 5YN/A
Revenue 1Y (TTM)7.75%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%3.96%
Revenue Next Year7.99%
Revenue Next 2Y8.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.03%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-45.74%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-45.14%
OCF growth 3Y11.97%
OCF growth 5YN/A