FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
NYSE:AGM.A - New York Stock Exchange, Inc. - US3131481083 - Common Stock - Currency: USD
AGM.A gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 101 industry peers in the Financial Services industry. Both the profitability and financial health of AGM.A have multiple concerns. AGM.A has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGM.A was profitable.
In the past year AGM.A had a positive cash flow from operations.
AGM.A had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: AGM.A reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.56%, AGM.A is doing worse than 66.34% of the companies in the same industry.
AGM.A's Return On Equity of 11.65% is in line compared to the rest of the industry. AGM.A outperforms 54.46% of its industry peers.
AGM.A has a Return On Invested Capital (0.98%) which is comparable to the rest of the industry.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.84%. This is significantly below the industry average of 7.75%.
The 3 year average ROIC (0.84%) for AGM.A is below the current ROIC(0.98%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.65% | ||
| ROIC | 0.98% |
ROA(3y)0.53%
ROA(5y)0.48%
ROE(3y)11.1%
ROE(5y)10.92%
ROIC(3y)0.84%
ROIC(5y)0.85%
1.3 Margins
The Profit Margin of AGM.A (10.94%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of AGM.A has declined.
AGM.A has a Operating Margin (16.21%) which is in line with its industry peers.
AGM.A's Operating Margin has declined in the last couple of years.
AGM.A has a Gross Margin of 22.92%. This is comparable to the rest of the industry: AGM.A outperforms 46.53% of its industry peers.
AGM.A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.21% | ||
| PM (TTM) | 10.94% | ||
| GM | 22.92% |
OM growth 3Y-13.73%
OM growth 5Y-6.87%
PM growth 3Y-12.69%
PM growth 5Y-6.57%
GM growth 3Y-15.48%
GM growth 5Y-6.51%
2. Health
2.1 Basic Checks
AGM.A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
Based on the Altman-Z score of -0.20, we must say that AGM.A is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of AGM.A (-0.20) is worse than 67.33% of its industry peers.
The Debt to FCF ratio of AGM.A is 393.56, which is on the high side as it means it would take AGM.A, 393.56 years of fcf income to pay off all of its debts.
AGM.A has a Debt to FCF ratio of 393.56. This is in the lower half of the industry: AGM.A underperforms 61.39% of its industry peers.
A Debt/Equity ratio of 12.86 is on the high side and indicates that AGM.A has dependencies on debt financing.
AGM.A has a Debt to Equity ratio of 12.86. This is amonst the worse of the industry: AGM.A underperforms 91.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.86 | ||
| Debt/FCF | 393.56 | ||
| Altman-Z | -0.2 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.12 indicates that AGM.A may have some problems paying its short term obligations.
The Current ratio of AGM.A (0.12) is worse than 74.26% of its industry peers.
A Quick Ratio of 0.12 indicates that AGM.A may have some problems paying its short term obligations.
AGM.A has a Quick ratio of 0.12. This is in the lower half of the industry: AGM.A underperforms 74.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
AGM.A shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.34%.
AGM.A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.91% yearly.
AGM.A shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.06%.
The Revenue has been growing by 20.66% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)7.34%
EPS 3Y18.77%
EPS 5Y14.91%
EPS Q2Q%-0.73%
Revenue 1Y (TTM)19.06%
Revenue growth 3Y39.87%
Revenue growth 5Y20.66%
Sales Q2Q%-6.88%
3.2 Future
AGM.A is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.68% yearly.
Based on estimates for the next years, AGM.A will show a small growth in Revenue. The Revenue will grow by 4.63% on average per year.
EPS Next Y2.36%
EPS Next 2Y6.66%
EPS Next 3Y6.68%
EPS Next 5YN/A
Revenue Next Year4.21%
Revenue Next 2Y5.43%
Revenue Next 3Y4.63%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.39 indicates a reasonable valuation of AGM.A.
71.29% of the companies in the same industry are more expensive than AGM.A, based on the Price/Earnings ratio.
AGM.A's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 29.63.
AGM.A is valuated reasonably with a Price/Forward Earnings ratio of 8.33.
Based on the Price/Forward Earnings ratio, AGM.A is valued a bit cheaper than 72.28% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.68, AGM.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.39 | ||
| Fwd PE | 8.33 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGM.A indicates a somewhat cheap valuation: AGM.A is cheaper than 65.35% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.11 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)3.99
PEG (5Y)0.63
EPS Next 2Y6.66%
EPS Next 3Y6.68%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.86%, AGM.A has a reasonable but not impressive dividend return.
AGM.A's Dividend Yield is a higher than the industry average which is at 3.84.
AGM.A's Dividend Yield is a higher than the S&P500 average which is at 2.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.74%, which is quite nice.
AGM.A has paid a dividend for at least 10 years, which is a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.74%
Div Incr Years12
Div Non Decr Years14
5.3 Sustainability
AGM.A pays out 49.74% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AGM.A is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP49.74%
EPS Next 2Y6.66%
EPS Next 3Y6.68%
148.31
-1.38 (-0.92%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners82.04%
Inst Owner Change-10.11%
Ins Owners1.45%
Ins Owner ChangeN/A
Market Cap1.62B
Analysts76.67
Price Target170.49 (14.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
Yearly Dividend6.85
Dividend Growth(5Y)14.74%
DP49.74%
Div Incr Years12
Div Non Decr Years14
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.61%
Min EPS beat(2)-11.91%
Max EPS beat(2)-1.31%
EPS beat(4)1
Avg EPS beat(4)-4.08%
Min EPS beat(4)-11.91%
Max EPS beat(4)0.31%
EPS beat(8)5
Avg EPS beat(8)4.26%
EPS beat(12)7
Avg EPS beat(12)2.6%
EPS beat(16)9
Avg EPS beat(16)2.48%
Revenue beat(2)0
Avg Revenue beat(2)-2.92%
Min Revenue beat(2)-3.04%
Max Revenue beat(2)-2.79%
Revenue beat(4)0
Avg Revenue beat(4)-3.75%
Min Revenue beat(4)-4.79%
Max Revenue beat(4)-2.79%
Revenue beat(8)4
Avg Revenue beat(8)36.92%
Revenue beat(12)8
Avg Revenue beat(12)62.49%
Revenue beat(16)12
Avg Revenue beat(16)70.04%
PT rev (1m)-2.98%
PT rev (3m)-1.38%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.39 | ||
| Fwd PE | 8.33 | ||
| P/S | 1.04 | ||
| P/FCF | 22.11 | ||
| P/OCF | 20.62 | ||
| P/B | 1.1 | ||
| P/tB | 1.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)15.79
EY10.65%
EPS(NY)17.8
Fwd EY12%
FCF(TTM)6.71
FCFY4.52%
OCF(TTM)7.19
OCFY4.85%
SpS143.06
BVpS134.28
TBVpS134.28
PEG (NY)3.99
PEG (5Y)0.63
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.56% | ||
| ROE | 11.65% | ||
| ROCE | 1.24% | ||
| ROIC | 0.98% | ||
| ROICexc | 1.02% | ||
| ROICexgc | 1.02% | ||
| OM | 16.21% | ||
| PM (TTM) | 10.94% | ||
| GM | 22.92% | ||
| FCFM | 4.69% |
ROA(3y)0.53%
ROA(5y)0.48%
ROE(3y)11.1%
ROE(5y)10.92%
ROIC(3y)0.84%
ROIC(5y)0.85%
ROICexc(3y)0.88%
ROICexc(5y)0.9%
ROICexgc(3y)0.88%
ROICexgc(5y)0.9%
ROCE(3y)1.07%
ROCE(5y)1.08%
ROICexcg growth 3Y2.57%
ROICexcg growth 5Y-1.66%
ROICexc growth 3Y2.55%
ROICexc growth 5Y-1.68%
OM growth 3Y-13.73%
OM growth 5Y-6.87%
PM growth 3Y-12.69%
PM growth 5Y-6.57%
GM growth 3Y-15.48%
GM growth 5Y-6.51%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.86 | ||
| Debt/FCF | 393.56 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 42.86% | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.2 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)381.71%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.34%
EPS 3Y18.77%
EPS 5Y14.91%
EPS Q2Q%-0.73%
EPS Next Y2.36%
EPS Next 2Y6.66%
EPS Next 3Y6.68%
EPS Next 5YN/A
Revenue 1Y (TTM)19.06%
Revenue growth 3Y39.87%
Revenue growth 5Y20.66%
Sales Q2Q%-6.88%
Revenue Next Year4.21%
Revenue Next 2Y5.43%
Revenue Next 3Y4.63%
Revenue Next 5YN/A
EBIT growth 1Y4.38%
EBIT growth 3Y20.67%
EBIT growth 5Y12.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-89.71%
FCF growth 3YN/A
FCF growth 5Y13.44%
OCF growth 1Y-88.96%
OCF growth 3YN/A
OCF growth 5Y13.44%