FEDERAL AGRIC MTG CORP-CL A (AGM.A) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AGM.A - US3131481083 - Common Stock
132.02 USD
+1.54 (+1.18%)
Taking everything into account, AGM.A scores 4 out of 10 in our fundamental rating. AGM.A was compared to 97 industry peers in the Financial Services industry. AGM.A has a bad profitability rating. Also its financial health evaluation is rather negative. AGM.A is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
AGM.A had positive earnings in the past year.
In the past year AGM.A had a positive cash flow from operations.
Each year in the past 5 years AGM.A has been profitable.
AGM.A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.58%, AGM.A is doing worse than 61.86% of the companies in the same industry.
AGM.A's Return On Equity of 11.42% is fine compared to the rest of the industry. AGM.A outperforms 61.86% of its industry peers.
With a Return On Invested Capital value of 0.91%, AGM.A is not doing good in the industry: 60.82% of the companies in the same industry are doing better.
AGM.A had an Average Return On Invested Capital over the past 3 years of 0.93%. This is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROIC | 0.91% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
1.3 Margins
AGM.A has a Profit Margin (12.11%) which is in line with its industry peers.
In the last couple of years the Profit Margin of AGM.A has declined.
The Operating Margin of AGM.A (16.52%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of AGM.A has declined.
AGM.A has a Gross Margin (25.00%) which is comparable to the rest of the industry.
AGM.A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% |
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), AGM.A is destroying value.
The number of shares outstanding for AGM.A has been increased compared to 1 year ago.
AGM.A has less shares outstanding than it did 5 years ago.
AGM.A has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.18, we must say that AGM.A is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.18, AGM.A is doing worse than 68.04% of the companies in the same industry.
The Debt to FCF ratio of AGM.A is 90.90, which is on the high side as it means it would take AGM.A, 90.90 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 90.90, AGM.A is doing worse than 64.95% of the companies in the same industry.
A Debt/Equity ratio of 12.53 is on the high side and indicates that AGM.A has dependencies on debt financing.
AGM.A has a worse Debt to Equity ratio (12.53) than 87.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Altman-Z | -0.18 |
ROIC/WACC0.31
WACC2.94%
2.3 Liquidity
A Current Ratio of 0.13 indicates that AGM.A may have some problems paying its short term obligations.
The Current ratio of AGM.A (0.13) is worse than 77.32% of its industry peers.
A Quick Ratio of 0.13 indicates that AGM.A may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.13, AGM.A is doing worse than 77.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
AGM.A shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.66%.
The Earnings Per Share has been growing by 12.47% on average over the past years. This is quite good.
AGM.A shows a small growth in Revenue. In the last year, the Revenue has grown by 2.15%.
The Revenue has been growing by 19.96% on average over the past years. This is quite good.
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
3.2 Future
The Earnings Per Share is expected to grow by 9.43% on average over the next years. This is quite good.
Based on estimates for the next years, AGM.A will show a quite strong growth in Revenue. The Revenue will grow by 8.95% on average per year.
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.77 indicates a rather cheap valuation of AGM.A.
Based on the Price/Earnings ratio, AGM.A is valued a bit cheaper than the industry average as 79.38% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of AGM.A to the average of the S&P500 Index (26.49), we can say AGM.A is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.79, the valuation of AGM.A can be described as very cheap.
Based on the Price/Forward Earnings ratio, AGM.A is valued cheaply inside the industry as 80.41% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.69, AGM.A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.77 | ||
| Fwd PE | 6.79 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGM.A indicates a rather cheap valuation: AGM.A is cheaper than 96.91% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.18 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGM.A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.58
PEG (5Y)0.62
EPS Next 2Y11.41%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
AGM.A has a Yearly Dividend Yield of 3.41%.
AGM.A's Dividend Yield is a higher than the industry average which is at 3.96.
Compared to an average S&P500 Dividend Yield of 2.31, AGM.A pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.41% |
5.2 History
On average, the dividend of AGM.A grows each year by 14.69%, which is quite nice.
AGM.A has been paying a dividend for at least 10 years, so it has a reliable track record.
AGM.A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)14.69%
Div Incr Years13
Div Non Decr Years15
5.3 Sustainability
44.71% of the earnings are spent on dividend by AGM.A. This is a bit on the high side, but may be sustainable.
AGM.A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP44.71%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
NYSE:AGM.A (12/2/2025, 8:25:35 PM)
132.02
+1.54 (+1.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.31%
Inst Owner Change7.36%
Ins Owners1.09%
Ins Owner ChangeN/A
Market Cap1.44B
Revenue(TTM)1.59B
Net Income(TTM)192.70M
Analysts80
Price Target177.97 (34.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.41% |
Yearly Dividend7.92
Dividend Growth(5Y)14.69%
DP44.71%
Div Incr Years13
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.05%
Min EPS beat(2)-0.3%
Max EPS beat(2)0.19%
EPS beat(4)2
Avg EPS beat(4)-0.93%
Min EPS beat(4)-5.81%
Max EPS beat(4)2.18%
EPS beat(8)3
Avg EPS beat(8)-2.51%
EPS beat(12)7
Avg EPS beat(12)2.53%
EPS beat(16)9
Avg EPS beat(16)1.72%
Revenue beat(2)2
Avg Revenue beat(2)3.56%
Min Revenue beat(2)1.88%
Max Revenue beat(2)5.24%
Revenue beat(4)3
Avg Revenue beat(4)2.09%
Min Revenue beat(4)-2.77%
Max Revenue beat(4)5.24%
Revenue beat(8)3
Avg Revenue beat(8)-0.83%
Revenue beat(12)7
Avg Revenue beat(12)25.31%
Revenue beat(16)11
Avg Revenue beat(16)47.39%
PT rev (1m)0%
PT rev (3m)4.58%
EPS NQ rev (1m)-0.59%
EPS NQ rev (3m)-1.31%
EPS NY rev (1m)0.36%
EPS NY rev (3m)-0.3%
Revenue NQ rev (1m)1.99%
Revenue NQ rev (3m)4.08%
Revenue NY rev (1m)2.04%
Revenue NY rev (3m)2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.77 | ||
| Fwd PE | 6.79 | ||
| P/S | 0.9 | ||
| P/FCF | 4.18 | ||
| P/OCF | 4.18 | ||
| P/B | 0.85 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | N/A |
EPS(TTM)17
EY12.88%
EPS(NY)19.44
Fwd EY14.72%
FCF(TTM)31.58
FCFY23.92%
OCF(TTM)31.58
OCFY23.92%
SpS146.01
BVpS154.78
TBVpS154.78
PEG (NY)0.58
PEG (5Y)0.62
Graham Number243.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 11.42% | ||
| ROCE | 1.15% | ||
| ROIC | 0.91% | ||
| ROICexc | 0.95% | ||
| ROICexgc | 0.95% | ||
| OM | 16.52% | ||
| PM (TTM) | 12.11% | ||
| GM | 25% | ||
| FCFM | 21.63% |
ROA(3y)0.57%
ROA(5y)0.51%
ROE(3y)12.08%
ROE(5y)10.99%
ROIC(3y)0.93%
ROIC(5y)0.88%
ROICexc(3y)0.97%
ROICexc(5y)0.92%
ROICexgc(3y)0.97%
ROICexgc(5y)0.93%
ROCE(3y)1.16%
ROCE(5y)1.1%
ROICexgc growth 3Y9.17%
ROICexgc growth 5Y1.46%
ROICexc growth 3Y9.13%
ROICexc growth 5Y1.45%
OM growth 3Y-26.37%
OM growth 5Y-5.13%
PM growth 3Y-24.1%
PM growth 5Y-4.96%
GM growth 3Y-25.57%
GM growth 5Y-4.51%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 12.53 | ||
| Debt/FCF | 90.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 178.61% | ||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | -0.18 |
F-Score6
WACC2.94%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)363.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.66%
EPS 3Y14.36%
EPS 5Y12.47%
EPS Q2Q%10.24%
EPS Next Y13.36%
EPS Next 2Y11.41%
EPS Next 3Y9.43%
EPS Next 5YN/A
Revenue 1Y (TTM)2.15%
Revenue growth 3Y54.74%
Revenue growth 5Y19.96%
Sales Q2Q%14.93%
Revenue Next Year13.01%
Revenue Next 2Y11.48%
Revenue Next 3Y8.95%
Revenue Next 5YN/A
EBIT growth 1Y4.1%
EBIT growth 3Y13.94%
EBIT growth 5Y13.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.69%
FCF growth 3Y11.65%
FCF growth 5YN/A
OCF growth 1Y-46.69%
OCF growth 3Y11.97%
OCF growth 5YN/A
FEDERAL AGRIC MTG CORP-CL A / AGM.A FAQ
Can you provide the ChartMill fundamental rating for FEDERAL AGRIC MTG CORP-CL A?
ChartMill assigns a fundamental rating of 4 / 10 to AGM.A.
What is the valuation status for AGM.A stock?
ChartMill assigns a valuation rating of 7 / 10 to FEDERAL AGRIC MTG CORP-CL A (AGM.A). This can be considered as Undervalued.
How profitable is FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
FEDERAL AGRIC MTG CORP-CL A (AGM.A) has a profitability rating of 3 / 10.
What are the PE and PB ratios of FEDERAL AGRIC MTG CORP-CL A (AGM.A) stock?
The Price/Earnings (PE) ratio for FEDERAL AGRIC MTG CORP-CL A (AGM.A) is 7.77 and the Price/Book (PB) ratio is 0.85.
What is the earnings growth outlook for FEDERAL AGRIC MTG CORP-CL A?
The Earnings per Share (EPS) of FEDERAL AGRIC MTG CORP-CL A (AGM.A) is expected to grow by 13.36% in the next year.