AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AGF-B - CA0010921058 - Common Stock
13.98 CAD
-0.05 (-0.36%)
AGF-B gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 79 industry peers in the Capital Markets industry. AGF-B has an excellent profitability rating, but there are some minor concerns on its financial health. AGF-B scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally AGF-B also has an excellent dividend rating. These ratings could make AGF-B a good candidate for value and dividend investing.
1. Profitability
1.1 Basic Checks
In the past year AGF-B was profitable.
AGF-B had a positive operating cash flow in the past year.
Each year in the past 5 years AGF-B has been profitable.
In the past 5 years AGF-B always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.51%, AGF-B is in the better half of the industry, outperforming 70.89% of the companies in the same industry.
The Return On Equity of AGF-B (9.53%) is better than 65.82% of its industry peers.
AGF-B has a better Return On Invested Capital (5.55%) than 72.15% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AGF-B is significantly below the industry average of 10.25%.
The last Return On Invested Capital (5.55%) for AGF-B is above the 3 year average (4.73%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.51% | ||
| ROE | 9.53% | ||
| ROIC | 5.55% |
ROA(3y)5.67%
ROA(5y)6.56%
ROE(3y)7.72%
ROE(5y)8.82%
ROIC(3y)4.73%
ROIC(5y)3.69%
1.3 Margins
With a decent Profit Margin value of 21.44%, AGF-B is doing good in the industry, outperforming 67.09% of the companies in the same industry.
In the last couple of years the Profit Margin of AGF-B has grown nicely.
AGF-B has a Operating Margin of 22.18%. This is comparable to the rest of the industry: AGF-B outperforms 40.51% of its industry peers.
In the last couple of years the Operating Margin of AGF-B has grown nicely.
AGF-B's Gross Margin of 71.76% is fine compared to the rest of the industry. AGF-B outperforms 79.75% of its industry peers.
In the last couple of years the Gross Margin of AGF-B has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.18% | ||
| PM (TTM) | 21.44% | ||
| GM | 71.76% |
OM growth 3Y35.46%
OM growth 5Y16.16%
PM growth 3Y30.15%
PM growth 5Y10.06%
GM growth 3Y9.65%
GM growth 5Y4.26%
2. Health
2.1 Basic Checks
AGF-B has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AGF-B has less shares outstanding
The debt/assets ratio for AGF-B has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.13 indicates that AGF-B is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.13, AGF-B is doing good in the industry, outperforming 64.56% of the companies in the same industry.
AGF-B has a debt to FCF ratio of 1.23. This is a very positive value and a sign of high solvency as it would only need 1.23 years to pay back of all of its debts.
AGF-B's Debt to FCF ratio of 1.23 is amongst the best of the industry. AGF-B outperforms 81.01% of its industry peers.
AGF-B has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
AGF-B has a better Debt to Equity ratio (0.12) than 65.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.23 | ||
| Altman-Z | 2.13 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.99 indicates that AGF-B may have some problems paying its short term obligations.
AGF-B has a Current ratio of 0.99. This is comparable to the rest of the industry: AGF-B outperforms 53.16% of its industry peers.
A Quick Ratio of 0.99 indicates that AGF-B may have some problems paying its short term obligations.
The Quick ratio of AGF-B (0.99) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
AGF-B shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 20.27%, which is quite impressive.
The Earnings Per Share has been growing by 19.14% on average over the past years. This is quite good.
The Revenue has grown by 10.22% in the past year. This is quite good.
Measured over the past years, AGF-B shows a small growth in Revenue. The Revenue has been growing by 4.75% on average per year.
EPS 1Y (TTM)20.27%
EPS 3Y45.98%
EPS 5Y19.14%
EPS Q2Q%24.32%
Revenue 1Y (TTM)10.22%
Revenue growth 3Y4.05%
Revenue growth 5Y4.75%
Sales Q2Q%5.6%
3.2 Future
AGF-B is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.49% yearly.
Based on estimates for the next years, AGF-B will show a small growth in Revenue. The Revenue will grow by 5.46% on average per year.
EPS Next Y9.23%
EPS Next 2Y7.42%
EPS Next 3Y7.49%
EPS Next 5YN/A
Revenue Next Year6.62%
Revenue Next 2Y6.01%
Revenue Next 3Y5.46%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.85, which indicates a rather cheap valuation of AGF-B.
AGF-B's Price/Earnings ratio is in line with the industry average.
AGF-B's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.98.
A Price/Forward Earnings ratio of 7.21 indicates a rather cheap valuation of AGF-B.
69.62% of the companies in the same industry are more expensive than AGF-B, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of AGF-B to the average of the S&P500 Index (35.79), we can say AGF-B is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.85 | ||
| Fwd PE | 7.21 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AGF-B is valued cheaper than 88.61% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, AGF-B is valued cheaply inside the industry as 86.08% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.72 | ||
| EV/EBITDA | 7.73 |
4.3 Compensation for Growth
AGF-B's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of AGF-B may justify a higher PE ratio.
PEG (NY)0.85
PEG (5Y)0.41
EPS Next 2Y7.42%
EPS Next 3Y7.49%
5. Dividend
5.1 Amount
AGF-B has a Yearly Dividend Yield of 3.73%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.00, AGF-B pays a better dividend. On top of this AGF-B pays more dividend than 84.81% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, AGF-B pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.73% |
5.2 History
The dividend of AGF-B is nicely growing with an annual growth rate of 7.13%!
AGF-B has paid a dividend for at least 10 years, which is a reliable track record.
As AGF-B did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)7.13%
Div Incr Years4
Div Non Decr Years8
5.3 Sustainability
27.23% of the earnings are spent on dividend by AGF-B. This is a low number and sustainable payout ratio.
AGF-B's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP27.23%
EPS Next 2Y7.42%
EPS Next 3Y7.49%
TSX:AGF-B (11/25/2025, 7:00:00 PM)
13.98
-0.05 (-0.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners13.82%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap906.88M
Revenue(TTM)523.91M
Net Income(TTM)112.32M
Analysts81.54
Price Target17.09 (22.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.73% |
Yearly Dividend0.45
Dividend Growth(5Y)7.13%
DP27.23%
Div Incr Years4
Div Non Decr Years8
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.04%
Min EPS beat(2)-5.81%
Max EPS beat(2)-0.27%
EPS beat(4)2
Avg EPS beat(4)5.38%
Min EPS beat(4)-5.81%
Max EPS beat(4)16.07%
EPS beat(8)3
Avg EPS beat(8)7.2%
EPS beat(12)6
Avg EPS beat(12)7.71%
EPS beat(16)10
Avg EPS beat(16)9.64%
Revenue beat(2)0
Avg Revenue beat(2)-10.59%
Min Revenue beat(2)-17.72%
Max Revenue beat(2)-3.46%
Revenue beat(4)1
Avg Revenue beat(4)-8.03%
Min Revenue beat(4)-17.72%
Max Revenue beat(4)0.45%
Revenue beat(8)2
Avg Revenue beat(8)-7.02%
Revenue beat(12)3
Avg Revenue beat(12)-5.55%
Revenue beat(16)3
Avg Revenue beat(16)-5.56%
PT rev (1m)1.21%
PT rev (3m)18.79%
EPS NQ rev (1m)0.44%
EPS NQ rev (3m)11.04%
EPS NY rev (1m)2.97%
EPS NY rev (3m)4.6%
Revenue NQ rev (1m)0.5%
Revenue NQ rev (3m)5.44%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.85 | ||
| Fwd PE | 7.21 | ||
| P/S | 1.73 | ||
| P/FCF | 7.72 | ||
| P/OCF | 7.47 | ||
| P/B | 0.77 | ||
| P/tB | 6.87 | ||
| EV/EBITDA | 7.73 |
EPS(TTM)1.78
EY12.73%
EPS(NY)1.94
Fwd EY13.87%
FCF(TTM)1.81
FCFY12.95%
OCF(TTM)1.87
OCFY13.38%
SpS8.08
BVpS18.17
TBVpS2.04
PEG (NY)0.85
PEG (5Y)0.41
Graham Number26.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.51% | ||
| ROE | 9.53% | ||
| ROCE | 7.26% | ||
| ROIC | 5.55% | ||
| ROICexc | 5.79% | ||
| ROICexgc | 18.15% | ||
| OM | 22.18% | ||
| PM (TTM) | 21.44% | ||
| GM | 71.76% | ||
| FCFM | 22.42% |
ROA(3y)5.67%
ROA(5y)6.56%
ROE(3y)7.72%
ROE(5y)8.82%
ROIC(3y)4.73%
ROIC(5y)3.69%
ROICexc(3y)4.94%
ROICexc(5y)3.89%
ROICexgc(3y)19.06%
ROICexgc(5y)16.48%
ROCE(3y)6.18%
ROCE(5y)4.81%
ROICexgc growth 3Y16.59%
ROICexgc growth 5Y13.64%
ROICexc growth 3Y31.27%
ROICexc growth 5Y17.72%
OM growth 3Y35.46%
OM growth 5Y16.16%
PM growth 3Y30.15%
PM growth 5Y10.06%
GM growth 3Y9.65%
GM growth 5Y4.26%
F-Score7
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.23 | ||
| Debt/EBITDA | 1.1 | ||
| Cap/Depr | 40.6% | ||
| Cap/Sales | 0.74% | ||
| Interest Coverage | 35.32 | ||
| Cash Conversion | 96.52% | ||
| Profit Quality | 104.6% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.13 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)67.14%
Cap/Depr(5y)73.64%
Cap/Sales(3y)1.64%
Cap/Sales(5y)1.76%
Profit Quality(3y)94.38%
Profit Quality(5y)84.46%
High Growth Momentum
Growth
EPS 1Y (TTM)20.27%
EPS 3Y45.98%
EPS 5Y19.14%
EPS Q2Q%24.32%
EPS Next Y9.23%
EPS Next 2Y7.42%
EPS Next 3Y7.49%
EPS Next 5YN/A
Revenue 1Y (TTM)10.22%
Revenue growth 3Y4.05%
Revenue growth 5Y4.75%
Sales Q2Q%5.6%
Revenue Next Year6.62%
Revenue Next 2Y6.01%
Revenue Next 3Y5.46%
Revenue Next 5YN/A
EBIT growth 1Y36.77%
EBIT growth 3Y40.94%
EBIT growth 5Y21.68%
EBIT Next Year49.02%
EBIT Next 3Y14.16%
EBIT Next 5YN/A
FCF growth 1Y49.06%
FCF growth 3Y48.19%
FCF growth 5Y11.23%
OCF growth 1Y44.08%
OCF growth 3Y33.83%
OCF growth 5Y11.16%
AGF MANAGEMENT LTD-CLASS B / AGF-B.CA FAQ
Can you provide the ChartMill fundamental rating for AGF MANAGEMENT LTD-CLASS B?
ChartMill assigns a fundamental rating of 6 / 10 to AGF-B.CA.
What is the valuation status for AGF-B stock?
ChartMill assigns a valuation rating of 8 / 10 to AGF MANAGEMENT LTD-CLASS B (AGF-B.CA). This can be considered as Undervalued.
How profitable is AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?
AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) has a profitability rating of 7 / 10.
What is the expected EPS growth for AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?
The Earnings per Share (EPS) of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is expected to grow by 9.23% in the next year.
Can you provide the dividend sustainability for AGF-B stock?
The dividend rating of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is 8 / 10 and the dividend payout ratio is 27.23%.