AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:AGF-B - CA0010921058 - Common Stock
16.64 CAD
-0.06 (-0.36%)
AGF-B gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 81 industry peers in the Capital Markets industry. While AGF-B belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on AGF-B. Finally AGF-B also has an excellent dividend rating. These ratings could make AGF-B a good candidate for value and dividend investing.
1. Profitability
1.1 Basic Checks
- In the past year AGF-B was profitable.
- In the past year AGF-B had a positive cash flow from operations.
- In the past 5 years AGF-B has always been profitable.
- Each year in the past 5 years AGF-B had a positive operating cash flow.
1.2 Ratios
- AGF-B has a better Return On Assets (6.51%) than 70.37% of its industry peers.
- AGF-B has a better Return On Equity (9.53%) than 64.20% of its industry peers.
- AGF-B has a Return On Invested Capital of 5.55%. This is in the better half of the industry: AGF-B outperforms 70.37% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AGF-B is significantly below the industry average of 10.38%.
- The last Return On Invested Capital (5.55%) for AGF-B is above the 3 year average (4.73%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.51% | ||
| ROE | 9.53% | ||
| ROIC | 5.55% |
ROA(3y)5.67%
ROA(5y)6.56%
ROE(3y)7.72%
ROE(5y)8.82%
ROIC(3y)4.73%
ROIC(5y)3.69%
1.3 Margins
- AGF-B has a better Profit Margin (21.44%) than 65.43% of its industry peers.
- AGF-B's Profit Margin has improved in the last couple of years.
- AGF-B has a worse Operating Margin (22.18%) than 62.96% of its industry peers.
- In the last couple of years the Operating Margin of AGF-B has grown nicely.
- The Gross Margin of AGF-B (71.76%) is better than 76.54% of its industry peers.
- AGF-B's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.18% | ||
| PM (TTM) | 21.44% | ||
| GM | 71.76% |
OM growth 3Y35.46%
OM growth 5Y16.16%
PM growth 3Y30.15%
PM growth 5Y10.06%
GM growth 3Y9.65%
GM growth 5Y4.26%
2. Health
2.1 Basic Checks
- The number of shares outstanding for AGF-B has been increased compared to 1 year ago.
- AGF-B has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for AGF-B has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 2.31 indicates that AGF-B is not a great score, but indicates only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.31, AGF-B is in the better half of the industry, outperforming 69.14% of the companies in the same industry.
- AGF-B has a debt to FCF ratio of 1.23. This is a very positive value and a sign of high solvency as it would only need 1.23 years to pay back of all of its debts.
- AGF-B has a Debt to FCF ratio of 1.23. This is amongst the best in the industry. AGF-B outperforms 80.25% of its industry peers.
- A Debt/Equity ratio of 0.12 indicates that AGF-B is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.12, AGF-B is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.23 | ||
| Altman-Z | 2.31 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.99 indicates that AGF-B may have some problems paying its short term obligations.
- AGF-B has a Current ratio of 0.99. This is in the lower half of the industry: AGF-B underperforms 72.84% of its industry peers.
- A Quick Ratio of 0.99 indicates that AGF-B may have some problems paying its short term obligations.
- With a Quick ratio value of 0.99, AGF-B is not doing good in the industry: 72.84% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 20.27% over the past year.
- AGF-B shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 19.14% yearly.
- AGF-B shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.22%.
- AGF-B shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.75% yearly.
EPS 1Y (TTM)20.27%
EPS 3Y45.98%
EPS 5Y19.14%
EPS Q2Q%24.32%
Revenue 1Y (TTM)10.22%
Revenue growth 3Y4.05%
Revenue growth 5Y4.75%
Sales Q2Q%5.6%
3.2 Future
- Based on estimates for the next years, AGF-B will show a small growth in Earnings Per Share. The EPS will grow by 7.82% on average per year.
- Based on estimates for the next years, AGF-B will show a small growth in Revenue. The Revenue will grow by 6.35% on average per year.
EPS Next Y9.72%
EPS Next 2Y8.21%
EPS Next 3Y7.82%
EPS Next 5YN/A
Revenue Next Year6.76%
Revenue Next 2Y7.13%
Revenue Next 3Y6.35%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 9.35, which indicates a very decent valuation of AGF-B.
- AGF-B's Price/Earnings ratio is in line with the industry average.
- The average S&P500 Price/Earnings ratio is at 27.38. AGF-B is valued rather cheaply when compared to this.
- AGF-B is valuated reasonably with a Price/Forward Earnings ratio of 8.46.
- AGF-B's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. AGF-B is cheaper than 69.14% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.29, AGF-B is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.35 | ||
| Fwd PE | 8.46 |
4.2 Price Multiples
- AGF-B's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. AGF-B is cheaper than 81.48% of the companies in the same industry.
- AGF-B's Price/Free Cash Flow ratio is rather cheap when compared to the industry. AGF-B is cheaper than 86.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.17 | ||
| EV/EBITDA | 9.06 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of AGF-B may justify a higher PE ratio.
PEG (NY)0.96
PEG (5Y)0.49
EPS Next 2Y8.21%
EPS Next 3Y7.82%
5. Dividend
5.1 Amount
- AGF-B has a Yearly Dividend Yield of 2.99%.
- Compared to an average industry Dividend Yield of 3.62, AGF-B has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.85, AGF-B pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.99% |
5.2 History
- The dividend of AGF-B is nicely growing with an annual growth rate of 7.13%!
- AGF-B has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGF-B has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.13%
Div Incr Years4
Div Non Decr Years8
5.3 Sustainability
- 27.23% of the earnings are spent on dividend by AGF-B. This is a low number and sustainable payout ratio.
- The dividend of AGF-B is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP27.23%
EPS Next 2Y8.21%
EPS Next 3Y7.82%
TSX:AGF-B (1/16/2026, 7:00:00 PM)
16.64
-0.06 (-0.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)09-24 2025-09-24/bmo
Earnings (Next)01-27 2026-01-27
Inst Owners15.21%
Inst Owner ChangeN/A
Ins Owners25.39%
Ins Owner ChangeN/A
Market Cap1.08B
Revenue(TTM)523.91M
Net Income(TTM)112.32M
Analysts81.43
Price Target17.3 (3.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.99% |
Yearly Dividend0.45
Dividend Growth(5Y)7.13%
DP27.23%
Div Incr Years4
Div Non Decr Years8
Ex-Date01-07 2026-01-07 (0.125)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.04%
Min EPS beat(2)-5.81%
Max EPS beat(2)-0.27%
EPS beat(4)2
Avg EPS beat(4)5.38%
Min EPS beat(4)-5.81%
Max EPS beat(4)16.07%
EPS beat(8)3
Avg EPS beat(8)7.2%
EPS beat(12)6
Avg EPS beat(12)7.71%
EPS beat(16)10
Avg EPS beat(16)9.64%
Revenue beat(2)0
Avg Revenue beat(2)-10.59%
Min Revenue beat(2)-17.72%
Max Revenue beat(2)-3.46%
Revenue beat(4)1
Avg Revenue beat(4)-8.03%
Min Revenue beat(4)-17.72%
Max Revenue beat(4)0.45%
Revenue beat(8)2
Avg Revenue beat(8)-7.02%
Revenue beat(12)3
Avg Revenue beat(12)-5.55%
Revenue beat(16)3
Avg Revenue beat(16)-5.56%
PT rev (1m)1.24%
PT rev (3m)2.47%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.72%
EPS NY rev (1m)0.34%
EPS NY rev (3m)3.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.06%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.35 | ||
| Fwd PE | 8.46 | ||
| P/S | 2.06 | ||
| P/FCF | 9.17 | ||
| P/OCF | 8.88 | ||
| P/B | 0.91 | ||
| P/tB | 8.16 | ||
| EV/EBITDA | 9.06 |
EPS(TTM)1.78
EY10.7%
EPS(NY)1.97
Fwd EY11.82%
FCF(TTM)1.81
FCFY10.9%
OCF(TTM)1.87
OCFY11.26%
SpS8.09
BVpS18.21
TBVpS2.04
PEG (NY)0.96
PEG (5Y)0.49
Graham Number27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.51% | ||
| ROE | 9.53% | ||
| ROCE | 7.26% | ||
| ROIC | 5.55% | ||
| ROICexc | 5.79% | ||
| ROICexgc | 18.15% | ||
| OM | 22.18% | ||
| PM (TTM) | 21.44% | ||
| GM | 71.76% | ||
| FCFM | 22.42% |
ROA(3y)5.67%
ROA(5y)6.56%
ROE(3y)7.72%
ROE(5y)8.82%
ROIC(3y)4.73%
ROIC(5y)3.69%
ROICexc(3y)4.94%
ROICexc(5y)3.89%
ROICexgc(3y)19.06%
ROICexgc(5y)16.48%
ROCE(3y)6.18%
ROCE(5y)4.81%
ROICexgc growth 3Y16.59%
ROICexgc growth 5Y13.64%
ROICexc growth 3Y31.27%
ROICexc growth 5Y17.72%
OM growth 3Y35.46%
OM growth 5Y16.16%
PM growth 3Y30.15%
PM growth 5Y10.06%
GM growth 3Y9.65%
GM growth 5Y4.26%
F-Score7
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.23 | ||
| Debt/EBITDA | 1.1 | ||
| Cap/Depr | 40.6% | ||
| Cap/Sales | 0.74% | ||
| Interest Coverage | 35.32 | ||
| Cash Conversion | 96.52% | ||
| Profit Quality | 104.6% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.31 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)67.14%
Cap/Depr(5y)73.64%
Cap/Sales(3y)1.64%
Cap/Sales(5y)1.76%
Profit Quality(3y)94.38%
Profit Quality(5y)84.46%
High Growth Momentum
Growth
EPS 1Y (TTM)20.27%
EPS 3Y45.98%
EPS 5Y19.14%
EPS Q2Q%24.32%
EPS Next Y9.72%
EPS Next 2Y8.21%
EPS Next 3Y7.82%
EPS Next 5YN/A
Revenue 1Y (TTM)10.22%
Revenue growth 3Y4.05%
Revenue growth 5Y4.75%
Sales Q2Q%5.6%
Revenue Next Year6.76%
Revenue Next 2Y7.13%
Revenue Next 3Y6.35%
Revenue Next 5YN/A
EBIT growth 1Y36.77%
EBIT growth 3Y40.94%
EBIT growth 5Y21.68%
EBIT Next Year51.38%
EBIT Next 3Y19.03%
EBIT Next 5YN/A
FCF growth 1Y49.06%
FCF growth 3Y48.19%
FCF growth 5Y11.23%
OCF growth 1Y44.08%
OCF growth 3Y33.83%
OCF growth 5Y11.16%
AGF MANAGEMENT LTD-CLASS B / AGF-B.CA FAQ
Can you provide the ChartMill fundamental rating for AGF MANAGEMENT LTD-CLASS B?
ChartMill assigns a fundamental rating of 6 / 10 to AGF-B.CA.
Can you provide the valuation status for AGF MANAGEMENT LTD-CLASS B?
ChartMill assigns a valuation rating of 7 / 10 to AGF MANAGEMENT LTD-CLASS B (AGF-B.CA). This can be considered as Undervalued.
How profitable is AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?
AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) has a profitability rating of 7 / 10.
How financially healthy is AGF MANAGEMENT LTD-CLASS B?
The financial health rating of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is 4 / 10.
Can you provide the expected EPS growth for AGF-B stock?
The Earnings per Share (EPS) of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is expected to grow by 9.72% in the next year.