AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) Fundamental Analysis & Valuation

TSX:AGF-B • CA0010921058

Current stock price

15.74 CAD
+0.36 (+2.34%)
Last:

This AGF-B.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AGF-B.CA Profitability Analysis

1.1 Basic Checks

  • In the past year AGF-B was profitable.
  • In the past year AGF-B had a positive cash flow from operations.
  • In the past 5 years AGF-B has always been profitable.
  • AGF-B had a positive operating cash flow in each of the past 5 years.
AGF-B.CA Yearly Net Income VS EBIT VS OCF VS FCFAGF-B.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

1.2 Ratios

  • With a decent Return On Assets value of 6.67%, AGF-B is doing good in the industry, outperforming 65.79% of the companies in the same industry.
  • With a decent Return On Equity value of 9.60%, AGF-B is doing good in the industry, outperforming 67.11% of the companies in the same industry.
  • AGF-B's Return On Invested Capital of 6.12% is fine compared to the rest of the industry. AGF-B outperforms 63.16% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for AGF-B is below the industry average of 8.84%.
  • The last Return On Invested Capital (6.12%) for AGF-B is above the 3 year average (5.36%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 6.67%
ROE 9.6%
ROIC 6.12%
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
AGF-B.CA Yearly ROA, ROE, ROICAGF-B.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 21.34%, AGF-B is in the better half of the industry, outperforming 60.53% of the companies in the same industry.
  • In the last couple of years the Profit Margin of AGF-B has declined.
  • AGF-B has a worse Operating Margin (24.11%) than 71.05% of its industry peers.
  • In the last couple of years the Operating Margin of AGF-B has grown nicely.
  • With a decent Gross Margin value of 72.11%, AGF-B is doing good in the industry, outperforming 73.68% of the companies in the same industry.
  • In the last couple of years the Gross Margin of AGF-B has grown nicely.
Industry RankSector Rank
OM 24.11%
PM (TTM) 21.34%
GM 72.11%
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
AGF-B.CA Yearly Profit, Operating, Gross MarginsAGF-B.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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6

2. AGF-B.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for AGF-B has been reduced compared to 1 year ago.
  • AGF-B has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for AGF-B is higher compared to a year ago.
AGF-B.CA Yearly Shares OutstandingAGF-B.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
AGF-B.CA Yearly Total Debt VS Total AssetsAGF-B.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • AGF-B has an Altman-Z score of 2.38. This is not the best score and indicates that AGF-B is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of AGF-B (2.38) is better than 65.79% of its industry peers.
  • AGF-B has a debt to FCF ratio of 1.62. This is a very positive value and a sign of high solvency as it would only need 1.62 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 1.62, AGF-B belongs to the best of the industry, outperforming 80.26% of the companies in the same industry.
  • AGF-B has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
  • AGF-B has a Debt to Equity ratio (0.14) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.62
Altman-Z 2.38
ROIC/WACCN/A
WACCN/A
AGF-B.CA Yearly LT Debt VS Equity VS FCFAGF-B.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.3 Liquidity

  • A Current Ratio of 1.67 indicates that AGF-B should not have too much problems paying its short term obligations.
  • The Current ratio of AGF-B (1.67) is better than 61.84% of its industry peers.
  • AGF-B has a Quick Ratio of 1.67. This is a normal value and indicates that AGF-B is financially healthy and should not expect problems in meeting its short term obligations.
  • AGF-B has a better Quick ratio (1.67) than 61.84% of its industry peers.
Industry RankSector Rank
Current Ratio 1.67
Quick Ratio 1.67
AGF-B.CA Yearly Current Assets VS Current LiabilitesAGF-B.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. AGF-B.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 7.27% over the past year.
  • Measured over the past years, AGF-B shows a very strong growth in Earnings Per Share. The EPS has been growing by 27.44% on average per year.
  • The Revenue has been growing slightly by 4.94% in the past year.
  • Measured over the past years, AGF-B shows a small growth in Revenue. The Revenue has been growing by 7.06% on average per year.
EPS 1Y (TTM)7.27%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%-37.5%
Revenue 1Y (TTM)4.94%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%3.21%

3.2 Future

  • AGF-B is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.13% yearly.
  • AGF-B is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.88% yearly.
EPS Next Y10.92%
EPS Next 2Y7.85%
EPS Next 3Y3.13%
EPS Next 5YN/A
Revenue Next Year5.83%
Revenue Next 2Y5.4%
Revenue Next 3Y2.88%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AGF-B.CA Yearly Revenue VS EstimatesAGF-B.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
AGF-B.CA Yearly EPS VS EstimatesAGF-B.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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8

4. AGF-B.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 8.89, the valuation of AGF-B can be described as reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of AGF-B is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of AGF-B to the average of the S&P500 Index (27.42), we can say AGF-B is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 6.94, the valuation of AGF-B can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of AGF-B indicates a somewhat cheap valuation: AGF-B is cheaper than 69.74% of the companies listed in the same industry.
  • AGF-B is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.24, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.89
Fwd PE 6.94
AGF-B.CA Price Earnings VS Forward Price EarningsAGF-B.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AGF-B indicates a rather cheap valuation: AGF-B is cheaper than 84.21% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, AGF-B is valued cheaply inside the industry as 82.89% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.64
EV/EBITDA 7.93
AGF-B.CA Per share dataAGF-B.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of AGF-B may justify a higher PE ratio.
PEG (NY)0.81
PEG (5Y)0.32
EPS Next 2Y7.85%
EPS Next 3Y3.13%

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7

5. AGF-B.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.51%, AGF-B has a reasonable but not impressive dividend return.
  • AGF-B's Dividend Yield is rather good when compared to the industry average which is at 1.79. AGF-B pays more dividend than 82.89% of the companies in the same industry.
  • AGF-B's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.51%

5.2 History

  • On average, the dividend of AGF-B grows each year by 9.64%, which is quite nice.
  • AGF-B has paid a dividend for at least 10 years, which is a reliable track record.
  • As AGF-B did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.64%
Div Incr Years5
Div Non Decr Years9
AGF-B.CA Yearly Dividends per shareAGF-B.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • 29.77% of the earnings are spent on dividend by AGF-B. This is a low number and sustainable payout ratio.
  • AGF-B's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP29.77%
EPS Next 2Y7.85%
EPS Next 3Y3.13%
AGF-B.CA Yearly Income VS Free CF VS DividendAGF-B.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
AGF-B.CA Dividend Payout.AGF-B.CA Dividend Payout, showing the Payout Ratio.AGF-B.CA Dividend Payout.PayoutRetained Earnings

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AGF-B.CA Fundamentals: All Metrics, Ratios and Statistics

AGF MANAGEMENT LTD-CLASS B

TSX:AGF-B (4/24/2026, 7:00:00 PM)

15.74

+0.36 (+2.34%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)04-14
Earnings (Next)06-24
Inst Owners17.39%
Inst Owner ChangeN/A
Ins Owners25.39%
Ins Owner ChangeN/A
Market Cap1.02B
Revenue(TTM)542.12M
Net Income(TTM)115.67M
Analysts81.43
Price Target20.61 (30.94%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.51%
Yearly Dividend0.53
Dividend Growth(5Y)9.64%
DP29.77%
Div Incr Years5
Div Non Decr Years9
Ex-Date04-21
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-6.86%
Min EPS beat(2)-41.16%
Max EPS beat(2)27.44%
EPS beat(4)1
Avg EPS beat(4)-4.95%
Min EPS beat(4)-41.16%
Max EPS beat(4)27.44%
EPS beat(8)3
Avg EPS beat(8)0.63%
EPS beat(12)6
Avg EPS beat(12)7.39%
EPS beat(16)9
Avg EPS beat(16)6.61%
Revenue beat(2)1
Avg Revenue beat(2)-7.1%
Min Revenue beat(2)-15.68%
Max Revenue beat(2)1.47%
Revenue beat(4)1
Avg Revenue beat(4)-8.85%
Min Revenue beat(4)-17.72%
Max Revenue beat(4)1.47%
Revenue beat(8)3
Avg Revenue beat(8)-6.66%
Revenue beat(12)4
Avg Revenue beat(12)-5.43%
Revenue beat(16)4
Avg Revenue beat(16)-5.86%
PT rev (1m)0.83%
PT rev (3m)19.16%
EPS NQ rev (1m)-5.01%
EPS NQ rev (3m)6.58%
EPS NY rev (1m)0%
EPS NY rev (3m)9.95%
Revenue NQ rev (1m)-2.06%
Revenue NQ rev (3m)-0.93%
Revenue NY rev (1m)-2.66%
Revenue NY rev (3m)-1.3%
Valuation
Industry RankSector Rank
PE 8.89
Fwd PE 6.94
P/S 1.88
P/FCF 9.64
P/OCF 9.06
P/B 0.85
P/tB 6.43
EV/EBITDA 7.93
EPS(TTM)1.77
EY11.25%
EPS(NY)2.27
Fwd EY14.41%
FCF(TTM)1.63
FCFY10.37%
OCF(TTM)1.74
OCFY11.03%
SpS8.36
BVpS18.58
TBVpS2.45
PEG (NY)0.81
PEG (5Y)0.32
Graham Number27.2008 (72.81%)
Profitability
Industry RankSector Rank
ROA 6.67%
ROE 9.6%
ROCE 7.9%
ROIC 6.12%
ROICexc 6.36%
ROICexgc 18.52%
OM 24.11%
PM (TTM) 21.34%
GM 72.11%
FCFM 19.53%
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
ROICexc(3y)5.57%
ROICexc(5y)4.69%
ROICexgc(3y)19%
ROICexgc(5y)17.75%
ROCE(3y)6.92%
ROCE(5y)5.77%
ROICexgc growth 3Y-1.45%
ROICexgc growth 5Y6.72%
ROICexc growth 3Y11.28%
ROICexc growth 5Y20.31%
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
F-Score8
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.62
Debt/EBITDA 1.18
Cap/Depr 69.47%
Cap/Sales 1.24%
Interest Coverage 39.08
Cash Conversion 80.21%
Profit Quality 91.55%
Current Ratio 1.67
Quick Ratio 1.67
Altman-Z 2.38
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)37.51%
Cap/Depr(5y)75.86%
Cap/Sales(3y)0.72%
Cap/Sales(5y)1.77%
Profit Quality(3y)98.74%
Profit Quality(5y)91.3%
High Growth Momentum
Growth
EPS 1Y (TTM)7.27%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%-37.5%
EPS Next Y10.92%
EPS Next 2Y7.85%
EPS Next 3Y3.13%
EPS Next 5YN/A
Revenue 1Y (TTM)4.94%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%3.21%
Revenue Next Year5.83%
Revenue Next 2Y5.4%
Revenue Next 3Y2.88%
Revenue Next 5YN/A
EBIT growth 1Y29.36%
EBIT growth 3Y20.66%
EBIT growth 5Y27.78%
EBIT Next Year47.99%
EBIT Next 3Y13.87%
EBIT Next 5YN/A
FCF growth 1Y39.95%
FCF growth 3Y31.58%
FCF growth 5Y4.27%
OCF growth 1Y42.72%
OCF growth 3Y21.15%
OCF growth 5Y4.43%

AGF MANAGEMENT LTD-CLASS B / AGF-B.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AGF MANAGEMENT LTD-CLASS B?

ChartMill assigns a fundamental rating of 6 / 10 to AGF-B.CA.


Can you provide the valuation status for AGF MANAGEMENT LTD-CLASS B?

ChartMill assigns a valuation rating of 8 / 10 to AGF MANAGEMENT LTD-CLASS B (AGF-B.CA). This can be considered as Undervalued.


Can you provide the profitability details for AGF MANAGEMENT LTD-CLASS B?

AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) has a profitability rating of 6 / 10.


What are the PE and PB ratios of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?

The Price/Earnings (PE) ratio for AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is 8.89 and the Price/Book (PB) ratio is 0.85.


What is the expected EPS growth for AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?

The Earnings per Share (EPS) of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is expected to grow by 10.92% in the next year.