AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) Stock Fundamental Analysis

TSX:AGF-B • CA0010921058

19.48 CAD
+0.39 (+2.04%)
Last: Feb 18, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

AGF-B gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 80 industry peers in the Capital Markets industry. AGF-B has an average financial health and profitability rating. AGF-B has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year AGF-B was profitable.
  • In the past year AGF-B had a positive cash flow from operations.
  • AGF-B had positive earnings in each of the past 5 years.
  • AGF-B had a positive operating cash flow in each of the past 5 years.
AGF-B.CA Yearly Net Income VS EBIT VS OCF VS FCFAGF-B.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

1.2 Ratios

  • The Return On Assets of AGF-B (7.37%) is better than 70.00% of its industry peers.
  • AGF-B's Return On Equity of 10.62% is fine compared to the rest of the industry. AGF-B outperforms 65.00% of its industry peers.
  • AGF-B's Return On Invested Capital of 5.96% is fine compared to the rest of the industry. AGF-B outperforms 72.50% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AGF-B is below the industry average of 10.29%.
  • The last Return On Invested Capital (5.96%) for AGF-B is above the 3 year average (5.36%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 7.37%
ROE 10.62%
ROIC 5.96%
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
AGF-B.CA Yearly ROA, ROE, ROICAGF-B.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • AGF-B has a better Profit Margin (24.02%) than 68.75% of its industry peers.
  • AGF-B's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 23.21%, AGF-B is doing worse than 61.25% of the companies in the same industry.
  • In the last couple of years the Operating Margin of AGF-B has grown nicely.
  • Looking at the Gross Margin, with a value of 71.92%, AGF-B is in the better half of the industry, outperforming 78.75% of the companies in the same industry.
  • AGF-B's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 23.21%
PM (TTM) 24.02%
GM 71.92%
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
AGF-B.CA Yearly Profit, Operating, Gross MarginsAGF-B.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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6

2. Health

2.1 Basic Checks

  • The number of shares outstanding for AGF-B has been reduced compared to 1 year ago.
  • Compared to 5 years ago, AGF-B has less shares outstanding
  • Compared to 1 year ago, AGF-B has a worse debt to assets ratio.
AGF-B.CA Yearly Shares OutstandingAGF-B.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
AGF-B.CA Yearly Total Debt VS Total AssetsAGF-B.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • An Altman-Z score of 2.57 indicates that AGF-B is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • AGF-B has a better Altman-Z score (2.57) than 70.00% of its industry peers.
  • The Debt to FCF ratio of AGF-B is 1.10, which is an excellent value as it means it would take AGF-B, only 1.10 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.10, AGF-B belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
  • A Debt/Equity ratio of 0.10 indicates that AGF-B is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.10, AGF-B is doing good in the industry, outperforming 68.75% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.1
Altman-Z 2.57
ROIC/WACCN/A
WACCN/A
AGF-B.CA Yearly LT Debt VS Equity VS FCFAGF-B.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.3 Liquidity

  • A Current Ratio of 1.00 indicates that AGF-B should not have too much problems paying its short term obligations.
  • The Current ratio of AGF-B (1.00) is comparable to the rest of the industry.
  • A Quick Ratio of 1.00 indicates that AGF-B should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.00, AGF-B is in line with its industry, outperforming 56.25% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1
Quick Ratio 1
AGF-B.CA Yearly Current Assets VS Current LiabilitesAGF-B.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • AGF-B shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.07%, which is quite good.
  • AGF-B shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.44% yearly.
  • Looking at the last year, AGF-B shows a small growth in Revenue. The Revenue has grown by 7.90% in the last year.
  • The Revenue has been growing slightly by 7.06% on average over the past years.
EPS 1Y (TTM)16.07%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%37.78%
Revenue 1Y (TTM)7.9%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%12.66%

3.2 Future

  • AGF-B is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.92% yearly.
  • Based on estimates for the next years, AGF-B will show a small growth in Revenue. The Revenue will grow by 6.15% on average per year.
EPS Next Y0.89%
EPS Next 2Y3.92%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.51%
Revenue Next 2Y6.15%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
AGF-B.CA Yearly Revenue VS EstimatesAGF-B.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
AGF-B.CA Yearly EPS VS EstimatesAGF-B.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.99, the valuation of AGF-B can be described as very reasonable.
  • The rest of the industry has a similar Price/Earnings ratio as AGF-B.
  • Compared to an average S&P500 Price/Earnings ratio of 27.27, AGF-B is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 9.90, the valuation of AGF-B can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, AGF-B is valued a bit cheaper than the industry average as 68.75% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.16, AGF-B is valued rather cheaply.
Industry RankSector Rank
PE 9.99
Fwd PE 9.9
AGF-B.CA Price Earnings VS Forward Price EarningsAGF-B.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, AGF-B is valued a bit cheaper than 70.00% of the companies in the same industry.
  • 86.25% of the companies in the same industry are more expensive than AGF-B, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 11.43
EV/EBITDA 9.66
AGF-B.CA Per share dataAGF-B.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AGF-B does not grow enough to justify the current Price/Earnings ratio.
  • AGF-B has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)11.26
PEG (5Y)0.36
EPS Next 2Y3.92%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • AGF-B has a Yearly Dividend Yield of 2.77%.
  • Compared to an average industry Dividend Yield of 3.15, AGF-B has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.85, AGF-B pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.77%

5.2 History

  • The dividend of AGF-B is nicely growing with an annual growth rate of 9.64%!
  • AGF-B has been paying a dividend for at least 10 years, so it has a reliable track record.
  • As AGF-B did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.64%
Div Incr Years4
Div Non Decr Years8
AGF-B.CA Yearly Dividends per shareAGF-B.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • AGF-B pays out 26.38% of its income as dividend. This is a sustainable payout ratio.
  • AGF-B's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.38%
EPS Next 2Y3.92%
EPS Next 3YN/A
AGF-B.CA Yearly Income VS Free CF VS DividendAGF-B.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
AGF-B.CA Dividend Payout.AGF-B.CA Dividend Payout, showing the Payout Ratio.AGF-B.CA Dividend Payout.PayoutRetained Earnings

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AGF MANAGEMENT LTD-CLASS B

TSX:AGF-B (2/18/2026, 7:00:00 PM)

19.48

+0.39 (+2.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-27
Earnings (Next)04-14
Inst Owners15.21%
Inst Owner ChangeN/A
Ins Owners25.39%
Ins Owner ChangeN/A
Market Cap1.26B
Revenue(TTM)535.28M
Net Income(TTM)128.58M
Analysts81.43
Price Target20.44 (4.93%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.77%
Yearly Dividend0.53
Dividend Growth(5Y)9.64%
DP26.38%
Div Incr Years4
Div Non Decr Years8
Ex-Date01-07
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.59%
Min EPS beat(2)-0.27%
Max EPS beat(2)27.44%
EPS beat(4)2
Avg EPS beat(4)9.36%
Min EPS beat(4)-5.81%
Max EPS beat(4)27.44%
EPS beat(8)4
Avg EPS beat(8)13.24%
EPS beat(12)6
Avg EPS beat(12)9.27%
EPS beat(16)10
Avg EPS beat(16)11.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.99%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)1.47%
Revenue beat(4)1
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-17.72%
Max Revenue beat(4)1.47%
Revenue beat(8)3
Avg Revenue beat(8)-6.06%
Revenue beat(12)4
Avg Revenue beat(12)-4.84%
Revenue beat(16)4
Avg Revenue beat(16)-5.19%
PT rev (1m)18.18%
PT rev (3m)21.1%
EPS NQ rev (1m)15.1%
EPS NQ rev (3m)16.37%
EPS NY rev (1m)0%
EPS NY rev (3m)1.49%
Revenue NQ rev (1m)1.68%
Revenue NQ rev (3m)6.62%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.13%
Valuation
Industry RankSector Rank
PE 9.99
Fwd PE 9.9
P/S 2.35
P/FCF 11.43
P/OCF 10.94
P/B 1.04
P/tB 7.68
EV/EBITDA 9.66
EPS(TTM)1.95
EY10.01%
EPS(NY)1.97
Fwd EY10.1%
FCF(TTM)1.7
FCFY8.75%
OCF(TTM)1.78
OCFY9.14%
SpS8.3
BVpS18.75
TBVpS2.54
PEG (NY)11.26
PEG (5Y)0.36
Graham Number28.69
Profitability
Industry RankSector Rank
ROA 7.37%
ROE 10.62%
ROCE 7.7%
ROIC 5.96%
ROICexc 6.22%
ROICexgc 19.21%
OM 23.21%
PM (TTM) 24.02%
GM 71.92%
FCFM 20.54%
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
ROICexc(3y)5.57%
ROICexc(5y)4.69%
ROICexgc(3y)19%
ROICexgc(5y)17.75%
ROCE(3y)6.92%
ROCE(5y)5.77%
ROICexgc growth 3Y-1.45%
ROICexgc growth 5Y6.72%
ROICexc growth 3Y11.28%
ROICexc growth 5Y20.31%
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
F-Score6
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.1
Debt/EBITDA 0.86
Cap/Depr 51.34%
Cap/Sales 0.92%
Interest Coverage 38.59
Cash Conversion 85.81%
Profit Quality 85.5%
Current Ratio 1
Quick Ratio 1
Altman-Z 2.57
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)37.51%
Cap/Depr(5y)75.86%
Cap/Sales(3y)0.72%
Cap/Sales(5y)1.77%
Profit Quality(3y)98.74%
Profit Quality(5y)91.3%
High Growth Momentum
Growth
EPS 1Y (TTM)16.07%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%37.78%
EPS Next Y0.89%
EPS Next 2Y3.92%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.9%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%12.66%
Revenue Next Year7.51%
Revenue Next 2Y6.15%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y33.08%
EBIT growth 3Y20.66%
EBIT growth 5Y27.78%
EBIT Next Year35.41%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.18%
FCF growth 3Y31.58%
FCF growth 5Y4.27%
OCF growth 1Y0.24%
OCF growth 3Y21.15%
OCF growth 5Y4.43%

AGF MANAGEMENT LTD-CLASS B / AGF-B.CA FAQ

Can you provide the ChartMill fundamental rating for AGF MANAGEMENT LTD-CLASS B?

ChartMill assigns a fundamental rating of 6 / 10 to AGF-B.CA.


Can you provide the valuation status for AGF MANAGEMENT LTD-CLASS B?

ChartMill assigns a valuation rating of 6 / 10 to AGF MANAGEMENT LTD-CLASS B (AGF-B.CA). This can be considered as Fairly Valued.


How profitable is AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?

AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) has a profitability rating of 6 / 10.


How financially healthy is AGF MANAGEMENT LTD-CLASS B?

The financial health rating of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is 6 / 10.


Can you provide the expected EPS growth for AGF-B stock?

The Earnings per Share (EPS) of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is expected to grow by 0.89% in the next year.