AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) Fundamental Analysis & Valuation

TSX:AGF-B • CA0010921058

Current stock price

20.42 CAD
-0.18 (-0.87%)
Last:

This AGF-B.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. AGF-B.CA Profitability Analysis

1.1 Basic Checks

  • In the past year AGF-B was profitable.
  • AGF-B had a positive operating cash flow in the past year.
  • In the past 5 years AGF-B has always been profitable.
  • Each year in the past 5 years AGF-B had a positive operating cash flow.
AGF-B.CA Yearly Net Income VS EBIT VS OCF VS FCFAGF-B.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

1.2 Ratios

  • With a decent Return On Assets value of 7.37%, AGF-B is doing good in the industry, outperforming 68.83% of the companies in the same industry.
  • AGF-B's Return On Equity of 10.62% is fine compared to the rest of the industry. AGF-B outperforms 64.94% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 5.96%, AGF-B is in the better half of the industry, outperforming 64.94% of the companies in the same industry.
  • AGF-B had an Average Return On Invested Capital over the past 3 years of 5.36%. This is significantly below the industry average of 10.68%.
  • The last Return On Invested Capital (5.96%) for AGF-B is above the 3 year average (5.36%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 7.37%
ROE 10.62%
ROIC 5.96%
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
AGF-B.CA Yearly ROA, ROE, ROICAGF-B.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • With a decent Profit Margin value of 24.02%, AGF-B is doing good in the industry, outperforming 64.94% of the companies in the same industry.
  • AGF-B's Profit Margin has declined in the last couple of years.
  • AGF-B's Operating Margin of 23.21% is on the low side compared to the rest of the industry. AGF-B is outperformed by 64.94% of its industry peers.
  • AGF-B's Operating Margin has improved in the last couple of years.
  • With a decent Gross Margin value of 71.92%, AGF-B is doing good in the industry, outperforming 74.03% of the companies in the same industry.
  • AGF-B's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 23.21%
PM (TTM) 24.02%
GM 71.92%
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
AGF-B.CA Yearly Profit, Operating, Gross MarginsAGF-B.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. AGF-B.CA Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AGF-B has less shares outstanding
  • Compared to 5 years ago, AGF-B has less shares outstanding
  • The debt/assets ratio for AGF-B is higher compared to a year ago.
AGF-B.CA Yearly Shares OutstandingAGF-B.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
AGF-B.CA Yearly Total Debt VS Total AssetsAGF-B.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • AGF-B has an Altman-Z score of 2.64. This is not the best score and indicates that AGF-B is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a decent Altman-Z score value of 2.64, AGF-B is doing good in the industry, outperforming 67.53% of the companies in the same industry.
  • AGF-B has a debt to FCF ratio of 1.10. This is a very positive value and a sign of high solvency as it would only need 1.10 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.10, AGF-B is in the better half of the industry, outperforming 79.22% of the companies in the same industry.
  • A Debt/Equity ratio of 0.10 indicates that AGF-B is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.10, AGF-B is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.1
Altman-Z 2.64
ROIC/WACCN/A
WACCN/A
AGF-B.CA Yearly LT Debt VS Equity VS FCFAGF-B.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.3 Liquidity

  • AGF-B has a Current Ratio of 1.00. This is a normal value and indicates that AGF-B is financially healthy and should not expect problems in meeting its short term obligations.
  • AGF-B's Current ratio of 1.00 is in line compared to the rest of the industry. AGF-B outperforms 54.55% of its industry peers.
  • AGF-B has a Quick Ratio of 1.00. This is a normal value and indicates that AGF-B is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of AGF-B (1.00) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1
Quick Ratio 1
AGF-B.CA Yearly Current Assets VS Current LiabilitesAGF-B.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. AGF-B.CA Growth Analysis

3.1 Past

  • AGF-B shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.07%, which is quite good.
  • AGF-B shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.44% yearly.
  • AGF-B shows a small growth in Revenue. In the last year, the Revenue has grown by 7.90%.
  • The Revenue has been growing slightly by 7.06% on average over the past years.
EPS 1Y (TTM)16.07%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%37.78%
Revenue 1Y (TTM)7.9%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%12.66%

3.2 Future

  • The Earnings Per Share is expected to grow by 3.13% on average over the next years.
  • Based on estimates for the next years, AGF-B will show a small growth in Revenue. The Revenue will grow by 2.88% on average per year.
EPS Next Y10.92%
EPS Next 2Y7.85%
EPS Next 3Y3.13%
EPS Next 5YN/A
Revenue Next Year8.72%
Revenue Next 2Y6.3%
Revenue Next 3Y2.88%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AGF-B.CA Yearly Revenue VS EstimatesAGF-B.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
AGF-B.CA Yearly EPS VS EstimatesAGF-B.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

7

4. AGF-B.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.47 indicates a reasonable valuation of AGF-B.
  • AGF-B's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 25.60, AGF-B is valued rather cheaply.
  • AGF-B is valuated reasonably with a Price/Forward Earnings ratio of 9.44.
  • 66.23% of the companies in the same industry are more expensive than AGF-B, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 22.84. AGF-B is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.47
Fwd PE 9.44
AGF-B.CA Price Earnings VS Forward Price EarningsAGF-B.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • AGF-B's Enterprise Value to EBITDA ratio is in line with the industry average.
  • 83.12% of the companies in the same industry are more expensive than AGF-B, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 12.03
EV/EBITDA 10.14
AGF-B.CA Per share dataAGF-B.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of AGF-B may justify a higher PE ratio.
PEG (NY)0.96
PEG (5Y)0.38
EPS Next 2Y7.85%
EPS Next 3Y3.13%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AGF-B.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.50%, AGF-B has a reasonable but not impressive dividend return.
  • AGF-B's Dividend Yield is a higher than the industry average which is at 1.87.
  • AGF-B's Dividend Yield is a higher than the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 2.5%

5.2 History

  • On average, the dividend of AGF-B grows each year by 9.64%, which is quite nice.
  • AGF-B has paid a dividend for at least 10 years, which is a reliable track record.
  • As AGF-B did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.64%
Div Incr Years4
Div Non Decr Years8
AGF-B.CA Yearly Dividends per shareAGF-B.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • 26.38% of the earnings are spent on dividend by AGF-B. This is a low number and sustainable payout ratio.
  • AGF-B's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.38%
EPS Next 2Y7.85%
EPS Next 3Y3.13%
AGF-B.CA Yearly Income VS Free CF VS DividendAGF-B.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
AGF-B.CA Dividend Payout.AGF-B.CA Dividend Payout, showing the Payout Ratio.AGF-B.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

AGF-B.CA Fundamentals: All Metrics, Ratios and Statistics

AGF MANAGEMENT LTD-CLASS B

TSX:AGF-B (4/2/2026, 7:00:00 PM)

20.42

-0.18 (-0.87%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-27
Earnings (Next)04-14
Inst Owners15.84%
Inst Owner ChangeN/A
Ins Owners25.44%
Ins Owner ChangeN/A
Market Cap1.32B
Revenue(TTM)535.28M
Net Income(TTM)128.58M
Analysts81.43
Price Target20.44 (0.1%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.5%
Yearly Dividend0.53
Dividend Growth(5Y)9.64%
DP26.38%
Div Incr Years4
Div Non Decr Years8
Ex-Date01-07
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.59%
Min EPS beat(2)-0.27%
Max EPS beat(2)27.44%
EPS beat(4)2
Avg EPS beat(4)9.36%
Min EPS beat(4)-5.81%
Max EPS beat(4)27.44%
EPS beat(8)4
Avg EPS beat(8)13.24%
EPS beat(12)6
Avg EPS beat(12)9.27%
EPS beat(16)10
Avg EPS beat(16)11.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.99%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)1.47%
Revenue beat(4)1
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-17.72%
Max Revenue beat(4)1.47%
Revenue beat(8)3
Avg Revenue beat(8)-6.06%
Revenue beat(12)4
Avg Revenue beat(12)-4.84%
Revenue beat(16)4
Avg Revenue beat(16)-5.19%
PT rev (1m)0%
PT rev (3m)18.18%
EPS NQ rev (1m)0%
EPS NQ rev (3m)15.1%
EPS NY rev (1m)9.95%
EPS NY rev (3m)9.95%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.68%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.4%
Valuation
Industry RankSector Rank
PE 10.47
Fwd PE 9.44
P/S 2.47
P/FCF 12.03
P/OCF 11.51
P/B 1.09
P/tB 8.08
EV/EBITDA 10.14
EPS(TTM)1.95
EY9.55%
EPS(NY)2.16
Fwd EY10.59%
FCF(TTM)1.7
FCFY8.32%
OCF(TTM)1.77
OCFY8.69%
SpS8.27
BVpS18.69
TBVpS2.53
PEG (NY)0.96
PEG (5Y)0.38
Graham Number28.64
Profitability
Industry RankSector Rank
ROA 7.37%
ROE 10.62%
ROCE 7.7%
ROIC 5.96%
ROICexc 6.22%
ROICexgc 19.21%
OM 23.21%
PM (TTM) 24.02%
GM 71.92%
FCFM 20.54%
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
ROICexc(3y)5.57%
ROICexc(5y)4.69%
ROICexgc(3y)19%
ROICexgc(5y)17.75%
ROCE(3y)6.92%
ROCE(5y)5.77%
ROICexgc growth 3Y-1.45%
ROICexgc growth 5Y6.72%
ROICexc growth 3Y11.28%
ROICexc growth 5Y20.31%
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
F-Score6
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.1
Debt/EBITDA 0.86
Cap/Depr 51.34%
Cap/Sales 0.92%
Interest Coverage 38.59
Cash Conversion 85.81%
Profit Quality 85.5%
Current Ratio 1
Quick Ratio 1
Altman-Z 2.64
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)37.51%
Cap/Depr(5y)75.86%
Cap/Sales(3y)0.72%
Cap/Sales(5y)1.77%
Profit Quality(3y)98.74%
Profit Quality(5y)91.3%
High Growth Momentum
Growth
EPS 1Y (TTM)16.07%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%37.78%
EPS Next Y10.92%
EPS Next 2Y7.85%
EPS Next 3Y3.13%
EPS Next 5YN/A
Revenue 1Y (TTM)7.9%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%12.66%
Revenue Next Year8.72%
Revenue Next 2Y6.3%
Revenue Next 3Y2.88%
Revenue Next 5YN/A
EBIT growth 1Y33.08%
EBIT growth 3Y20.66%
EBIT growth 5Y27.78%
EBIT Next Year47.99%
EBIT Next 3Y13.87%
EBIT Next 5YN/A
FCF growth 1Y-2.18%
FCF growth 3Y31.58%
FCF growth 5Y4.27%
OCF growth 1Y0.24%
OCF growth 3Y21.15%
OCF growth 5Y4.43%

AGF MANAGEMENT LTD-CLASS B / AGF-B.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for AGF MANAGEMENT LTD-CLASS B?

ChartMill assigns a fundamental rating of 6 / 10 to AGF-B.CA.


Can you provide the valuation status for AGF MANAGEMENT LTD-CLASS B?

ChartMill assigns a valuation rating of 7 / 10 to AGF MANAGEMENT LTD-CLASS B (AGF-B.CA). This can be considered as Undervalued.


Can you provide the profitability details for AGF MANAGEMENT LTD-CLASS B?

AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) has a profitability rating of 6 / 10.


What are the PE and PB ratios of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?

The Price/Earnings (PE) ratio for AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is 10.47 and the Price/Book (PB) ratio is 1.09.


What is the expected EPS growth for AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?

The Earnings per Share (EPS) of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is expected to grow by 10.92% in the next year.