AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) Stock Fundamental Analysis
TSX:AGF-B • CA0010921058
20.52 CAD
-0.01 (-0.05%)
Last: Feb 27, 2026, 07:00 PM
AGF-B gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 79 industry peers in the Capital Markets industry. AGF-B has only an average score on both its financial health and profitability. AGF-B has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- AGF-B had positive earnings in the past year.
- In the past year AGF-B had a positive cash flow from operations.
- Each year in the past 5 years AGF-B has been profitable.
- Each year in the past 5 years AGF-B had a positive operating cash flow.
1.2 Ratios
- AGF-B has a Return On Assets of 7.37%. This is in the better half of the industry: AGF-B outperforms 70.89% of its industry peers.
- AGF-B has a Return On Equity of 10.62%. This is in the better half of the industry: AGF-B outperforms 65.82% of its industry peers.
- AGF-B has a Return On Invested Capital of 5.96%. This is in the better half of the industry: AGF-B outperforms 73.42% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AGF-B is significantly below the industry average of 10.51%.
- The last Return On Invested Capital (5.96%) for AGF-B is above the 3 year average (5.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.37% | ||
| ROE | 10.62% | ||
| ROIC | 5.96% |
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
1.3 Margins
- The Profit Margin of AGF-B (24.02%) is better than 69.62% of its industry peers.
- AGF-B's Profit Margin has declined in the last couple of years.
- AGF-B has a worse Operating Margin (23.21%) than 60.76% of its industry peers.
- In the last couple of years the Operating Margin of AGF-B has grown nicely.
- Looking at the Gross Margin, with a value of 71.92%, AGF-B is in the better half of the industry, outperforming 78.48% of the companies in the same industry.
- AGF-B's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.21% | ||
| PM (TTM) | 24.02% | ||
| GM | 71.92% |
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, AGF-B has less shares outstanding
- Compared to 5 years ago, AGF-B has less shares outstanding
- AGF-B has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 2.65 indicates that AGF-B is not a great score, but indicates only limited risk for bankruptcy at the moment.
- AGF-B has a Altman-Z score of 2.65. This is in the better half of the industry: AGF-B outperforms 72.15% of its industry peers.
- The Debt to FCF ratio of AGF-B is 1.10, which is an excellent value as it means it would take AGF-B, only 1.10 years of fcf income to pay off all of its debts.
- AGF-B has a Debt to FCF ratio of 1.10. This is amongst the best in the industry. AGF-B outperforms 81.01% of its industry peers.
- AGF-B has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
- AGF-B has a better Debt to Equity ratio (0.10) than 70.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 1.1 | ||
| Altman-Z | 2.65 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGF-B has a Current Ratio of 1.00. This is a normal value and indicates that AGF-B is financially healthy and should not expect problems in meeting its short term obligations.
- AGF-B has a Current ratio of 1.00. This is comparable to the rest of the industry: AGF-B outperforms 58.23% of its industry peers.
- A Quick Ratio of 1.00 indicates that AGF-B should not have too much problems paying its short term obligations.
- AGF-B has a Quick ratio of 1.00. This is comparable to the rest of the industry: AGF-B outperforms 58.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
- AGF-B shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.07%, which is quite good.
- Measured over the past years, AGF-B shows a very strong growth in Earnings Per Share. The EPS has been growing by 27.44% on average per year.
- The Revenue has been growing slightly by 7.90% in the past year.
- Measured over the past years, AGF-B shows a small growth in Revenue. The Revenue has been growing by 7.06% on average per year.
EPS 1Y (TTM)16.07%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%37.78%
Revenue 1Y (TTM)7.9%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%12.66%
3.2 Future
- Based on estimates for the next years, AGF-B will show a small growth in Earnings Per Share. The EPS will grow by 3.92% on average per year.
- AGF-B is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.88% yearly.
EPS Next Y0.89%
EPS Next 2Y3.92%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.72%
Revenue Next 2Y6.3%
Revenue Next 3Y2.88%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 10.52, which indicates a very decent valuation of AGF-B.
- AGF-B's Price/Earnings is on the same level as the industry average.
- When comparing the Price/Earnings ratio of AGF-B to the average of the S&P500 Index (27.10), we can say AGF-B is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 10.43, the valuation of AGF-B can be described as reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AGF-B indicates a somewhat cheap valuation: AGF-B is cheaper than 70.89% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of AGF-B to the average of the S&P500 Index (28.06), we can say AGF-B is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.52 | ||
| Fwd PE | 10.43 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, AGF-B is valued a bit cheaper than the industry average as 60.76% of the companies are valued more expensively.
- 87.34% of the companies in the same industry are more expensive than AGF-B, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.05 | ||
| EV/EBITDA | 10.17 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AGF-B does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of AGF-B may justify a higher PE ratio.
PEG (NY)11.86
PEG (5Y)0.38
EPS Next 2Y3.92%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.44%, AGF-B has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 3.11, AGF-B pays a bit more dividend than its industry peers.
- AGF-B's Dividend Yield is a higher than the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
5.2 History
- The dividend of AGF-B is nicely growing with an annual growth rate of 9.64%!
- AGF-B has paid a dividend for at least 10 years, which is a reliable track record.
- AGF-B has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.64%
Div Incr Years4
Div Non Decr Years8
5.3 Sustainability
- 26.38% of the earnings are spent on dividend by AGF-B. This is a low number and sustainable payout ratio.
- AGF-B's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.38%
EPS Next 2Y3.92%
EPS Next 3YN/A
TSX:AGF-B (2/27/2026, 7:00:00 PM)
20.52
-0.01 (-0.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-27 2026-01-27/bmo
Earnings (Next)04-14 2026-04-14
Inst Owners15.21%
Inst Owner ChangeN/A
Ins Owners25.39%
Ins Owner ChangeN/A
Market Cap1.32B
Revenue(TTM)535.28M
Net Income(TTM)128.58M
Analysts81.43
Price Target20.44 (-0.39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
Yearly Dividend0.53
Dividend Growth(5Y)9.64%
DP26.38%
Div Incr Years4
Div Non Decr Years8
Ex-Date01-07 2026-01-07 (0.125)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.59%
Min EPS beat(2)-0.27%
Max EPS beat(2)27.44%
EPS beat(4)2
Avg EPS beat(4)9.36%
Min EPS beat(4)-5.81%
Max EPS beat(4)27.44%
EPS beat(8)4
Avg EPS beat(8)13.24%
EPS beat(12)6
Avg EPS beat(12)9.27%
EPS beat(16)10
Avg EPS beat(16)11.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.99%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)1.47%
Revenue beat(4)1
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-17.72%
Max Revenue beat(4)1.47%
Revenue beat(8)3
Avg Revenue beat(8)-6.06%
Revenue beat(12)4
Avg Revenue beat(12)-4.84%
Revenue beat(16)4
Avg Revenue beat(16)-5.19%
PT rev (1m)18.18%
PT rev (3m)19.65%
EPS NQ rev (1m)15.1%
EPS NQ rev (3m)16.37%
EPS NY rev (1m)0%
EPS NY rev (3m)1.49%
Revenue NQ rev (1m)1.68%
Revenue NQ rev (3m)6.62%
Revenue NY rev (1m)1.4%
Revenue NY rev (3m)3.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.52 | ||
| Fwd PE | 10.43 | ||
| P/S | 2.47 | ||
| P/FCF | 12.05 | ||
| P/OCF | 11.53 | ||
| P/B | 1.09 | ||
| P/tB | 8.09 | ||
| EV/EBITDA | 10.17 |
EPS(TTM)1.95
EY9.5%
EPS(NY)1.97
Fwd EY9.59%
FCF(TTM)1.7
FCFY8.3%
OCF(TTM)1.78
OCFY8.67%
SpS8.3
BVpS18.75
TBVpS2.54
PEG (NY)11.86
PEG (5Y)0.38
Graham Number28.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.37% | ||
| ROE | 10.62% | ||
| ROCE | 7.7% | ||
| ROIC | 5.96% | ||
| ROICexc | 6.22% | ||
| ROICexgc | 19.21% | ||
| OM | 23.21% | ||
| PM (TTM) | 24.02% | ||
| GM | 71.92% | ||
| FCFM | 20.54% |
ROA(3y)6.51%
ROA(5y)5.46%
ROE(3y)9.11%
ROE(5y)7.52%
ROIC(3y)5.36%
ROIC(5y)4.47%
ROICexc(3y)5.57%
ROICexc(5y)4.69%
ROICexgc(3y)19%
ROICexgc(5y)17.75%
ROCE(3y)6.92%
ROCE(5y)5.77%
ROICexgc growth 3Y-1.45%
ROICexgc growth 5Y6.72%
ROICexc growth 3Y11.28%
ROICexc growth 5Y20.31%
OM growth 3Y13.08%
OM growth 5Y19.36%
PM growth 3Y16.66%
PM growth 5Y-12.07%
GM growth 3Y5.78%
GM growth 5Y4.51%
F-Score6
Asset Turnover0.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 1.1 | ||
| Debt/EBITDA | 0.86 | ||
| Cap/Depr | 51.34% | ||
| Cap/Sales | 0.92% | ||
| Interest Coverage | 38.59 | ||
| Cash Conversion | 85.81% | ||
| Profit Quality | 85.5% | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 2.65 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)37.51%
Cap/Depr(5y)75.86%
Cap/Sales(3y)0.72%
Cap/Sales(5y)1.77%
Profit Quality(3y)98.74%
Profit Quality(5y)91.3%
High Growth Momentum
Growth
EPS 1Y (TTM)16.07%
EPS 3Y26.64%
EPS 5Y27.44%
EPS Q2Q%37.78%
EPS Next Y0.89%
EPS Next 2Y3.92%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.9%
Revenue growth 3Y6.71%
Revenue growth 5Y7.06%
Sales Q2Q%12.66%
Revenue Next Year8.72%
Revenue Next 2Y6.3%
Revenue Next 3Y2.88%
Revenue Next 5YN/A
EBIT growth 1Y33.08%
EBIT growth 3Y20.66%
EBIT growth 5Y27.78%
EBIT Next Year35.41%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.18%
FCF growth 3Y31.58%
FCF growth 5Y4.27%
OCF growth 1Y0.24%
OCF growth 3Y21.15%
OCF growth 5Y4.43%
AGF MANAGEMENT LTD-CLASS B / AGF-B.CA FAQ
Can you provide the ChartMill fundamental rating for AGF MANAGEMENT LTD-CLASS B?
ChartMill assigns a fundamental rating of 6 / 10 to AGF-B.CA.
Can you provide the valuation status for AGF MANAGEMENT LTD-CLASS B?
ChartMill assigns a valuation rating of 6 / 10 to AGF MANAGEMENT LTD-CLASS B (AGF-B.CA). This can be considered as Fairly Valued.
How profitable is AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) stock?
AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) has a profitability rating of 6 / 10.
How financially healthy is AGF MANAGEMENT LTD-CLASS B?
The financial health rating of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is 6 / 10.
Can you provide the expected EPS growth for AGF-B stock?
The Earnings per Share (EPS) of AGF MANAGEMENT LTD-CLASS B (AGF-B.CA) is expected to grow by 0.89% in the next year.