AFYA LTD-CLASS A (AFYA) Fundamental Analysis & Valuation

NASDAQ:AFYA • KYG011251066

Current stock price

14.69 USD
-0.13 (-0.88%)
At close:
14.69 USD
0 (0%)
After Hours:

This AFYA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. AFYA Profitability Analysis

1.1 Basic Checks

  • In the past year AFYA was profitable.
  • In the past year AFYA had a positive cash flow from operations.
  • In the past 5 years AFYA has always been profitable.
  • Each year in the past 5 years AFYA had a positive operating cash flow.
AFYA Yearly Net Income VS EBIT VS OCF VS FCFAFYA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

1.2 Ratios

  • AFYA has a Return On Assets of 7.94%. This is in the better half of the industry: AFYA outperforms 78.08% of its industry peers.
  • AFYA has a Return On Equity of 15.37%. This is in the better half of the industry: AFYA outperforms 72.60% of its industry peers.
  • AFYA has a Return On Invested Capital of 12.76%. This is amongst the best in the industry. AFYA outperforms 82.19% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for AFYA is in line with the industry average of 10.88%.
  • The 3 year average ROIC (9.34%) for AFYA is below the current ROIC(12.76%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 7.94%
ROE 15.37%
ROIC 12.76%
ROA(3y)5.81%
ROA(5y)5.4%
ROE(3y)12.4%
ROE(5y)11.05%
ROIC(3y)9.34%
ROIC(5y)8.2%
AFYA Yearly ROA, ROE, ROICAFYA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80 100

1.3 Margins

  • AFYA has a better Profit Margin (20.08%) than 94.52% of its industry peers.
  • In the last couple of years the Profit Margin of AFYA has declined.
  • AFYA has a Operating Margin of 32.84%. This is amongst the best in the industry. AFYA outperforms 98.63% of its industry peers.
  • In the last couple of years the Operating Margin of AFYA has grown nicely.
  • AFYA has a better Gross Margin (64.98%) than 80.82% of its industry peers.
  • AFYA's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 32.84%
PM (TTM) 20.08%
GM 64.98%
OM growth 3Y6.1%
OM growth 5Y2.29%
PM growth 3Y13.74%
PM growth 5Y-3.65%
GM growth 3Y0.61%
GM growth 5Y1.44%
AFYA Yearly Profit, Operating, Gross MarginsAFYA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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4

2. AFYA Health Analysis

2.1 Basic Checks

  • AFYA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • The number of shares outstanding for AFYA remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for AFYA has been increased compared to 5 years ago.
  • The debt/assets ratio for AFYA is higher compared to a year ago.
AFYA Yearly Shares OutstandingAFYA Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
AFYA Yearly Total Debt VS Total AssetsAFYA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.2 Solvency

  • AFYA has an Altman-Z score of 2.22. This is not the best score and indicates that AFYA is in the grey zone with still only limited risk for bankruptcy at the moment.
  • AFYA has a better Altman-Z score (2.22) than 64.38% of its industry peers.
  • AFYA has a debt to FCF ratio of 2.43. This is a good value and a sign of high solvency as AFYA would need 2.43 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 2.43, AFYA belongs to the best of the industry, outperforming 80.82% of the companies in the same industry.
  • A Debt/Equity ratio of 0.42 indicates that AFYA is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.42, AFYA is in line with its industry, outperforming 45.21% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.42
Debt/FCF 2.43
Altman-Z 2.22
ROIC/WACC1.22
WACC10.49%
AFYA Yearly LT Debt VS Equity VS FCFAFYA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.3 Liquidity

  • AFYA has a Current Ratio of 0.98. This is a bad value and indicates that AFYA is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AFYA's Current ratio of 0.98 is in line compared to the rest of the industry. AFYA outperforms 42.47% of its industry peers.
  • A Quick Ratio of 0.98 indicates that AFYA may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.98, AFYA is in line with its industry, outperforming 45.21% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.98
Quick Ratio 0.98
AFYA Yearly Current Assets VS Current LiabilitesAFYA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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6

3. AFYA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 12.08% over the past year.
  • AFYA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.00% yearly.
  • AFYA shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.07%.
  • AFYA shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 34.50% yearly.
EPS 1Y (TTM)12.08%
EPS 3Y30.22%
EPS 5Y25%
EPS Q2Q%16.2%
Revenue 1Y (TTM)14.07%
Revenue growth 3Y24.33%
Revenue growth 5Y34.5%
Sales Q2Q%10.38%

3.2 Future

  • Based on estimates for the next years, AFYA will show a small growth in Earnings Per Share. The EPS will grow by 6.39% on average per year.
  • The Revenue is expected to grow by 9.28% on average over the next years. This is quite good.
EPS Next Y1.74%
EPS Next 2Y2.31%
EPS Next 3Y6.39%
EPS Next 5YN/A
Revenue Next Year12.37%
Revenue Next 2Y10.08%
Revenue Next 3Y9.28%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AFYA Yearly Revenue VS EstimatesAFYA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
AFYA Yearly EPS VS EstimatesAFYA Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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8

4. AFYA Valuation Analysis

4.1 Price/Earnings Ratio

  • AFYA is valuated reasonably with a Price/Earnings ratio of 8.07.
  • AFYA's Price/Earnings ratio is rather cheap when compared to the industry. AFYA is cheaper than 84.93% of the companies in the same industry.
  • AFYA is valuated cheaply when we compare the Price/Earnings ratio to 25.23, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 8.34, the valuation of AFYA can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, AFYA is valued cheaper than 90.41% of the companies in the same industry.
  • AFYA is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.28, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.07
Fwd PE 8.34
AFYA Price Earnings VS Forward Price EarningsAFYA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 83.56% of the companies in the same industry are more expensive than AFYA, based on the Enterprise Value to EBITDA ratio.
  • 95.89% of the companies in the same industry are more expensive than AFYA, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 5.96
EV/EBITDA 5.99
AFYA Per share dataAFYA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The excellent profitability rating of AFYA may justify a higher PE ratio.
PEG (NY)4.63
PEG (5Y)0.32
EPS Next 2Y2.31%
EPS Next 3Y6.39%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. AFYA Dividend Analysis

5.1 Amount

  • AFYA has a Yearly Dividend Yield of 1.72%.
  • AFYA's Dividend Yield is rather good when compared to the industry average which is at 0.42. AFYA pays more dividend than 90.41% of the companies in the same industry.
  • AFYA's Dividend Yield is comparable with the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 1.72%

5.2 History

  • AFYA is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
AFYA Yearly Dividends per shareAFYA Yearly Dividends per shareYearly Dividends per share 2025 0.05 0.1 0.15 0.2

5.3 Sustainability

DPN/A
EPS Next 2Y2.31%
EPS Next 3Y6.39%
AFYA Yearly Income VS Free CF VS DividendAFYA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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AFYA Fundamentals: All Metrics, Ratios and Statistics

AFYA LTD-CLASS A

NASDAQ:AFYA (3/20/2026, 8:00:00 PM)

After market: 14.69 0 (0%)

14.69

-0.13 (-0.88%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-12
Earnings (Next)03-27
Inst Owners20.63%
Inst Owner Change4.34%
Ins Owners9.76%
Ins Owner ChangeN/A
Market Cap1.38B
Revenue(TTM)3.63B
Net Income(TTM)729.50M
Analysts52.31
Price Target18.07 (23.01%)
Short Float %3.58%
Short Ratio4.9
Dividend
Industry RankSector Rank
Dividend Yield 1.72%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.27%
Min EPS beat(2)7.76%
Max EPS beat(2)14.79%
EPS beat(4)4
Avg EPS beat(4)14.57%
Min EPS beat(4)7.76%
Max EPS beat(4)21.5%
EPS beat(8)7
Avg EPS beat(8)11.36%
EPS beat(12)7
Avg EPS beat(12)6.24%
EPS beat(16)10
Avg EPS beat(16)7.31%
Revenue beat(2)0
Avg Revenue beat(2)-2.47%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)-1.83%
Revenue beat(4)0
Avg Revenue beat(4)-1.98%
Min Revenue beat(4)-3.1%
Max Revenue beat(4)-0.92%
Revenue beat(8)1
Avg Revenue beat(8)-1.29%
Revenue beat(12)3
Avg Revenue beat(12)-1.21%
Revenue beat(16)4
Avg Revenue beat(16)-0.95%
PT rev (1m)-1.2%
PT rev (3m)-6.06%
EPS NQ rev (1m)-2.49%
EPS NQ rev (3m)-8.08%
EPS NY rev (1m)0.14%
EPS NY rev (3m)0.28%
Revenue NQ rev (1m)-0.17%
Revenue NQ rev (3m)0.16%
Revenue NY rev (1m)-0.05%
Revenue NY rev (3m)0.05%
Valuation
Industry RankSector Rank
PE 8.07
Fwd PE 8.34
P/S 2.01
P/FCF 5.96
P/OCF 4.67
P/B 1.54
P/tB N/A
EV/EBITDA 5.99
EPS(TTM)1.82
EY12.39%
EPS(NY)1.76
Fwd EY12%
FCF(TTM)2.46
FCFY16.77%
OCF(TTM)3.15
OCFY21.42%
SpS7.32
BVpS9.56
TBVpS-1.67
PEG (NY)4.63
PEG (5Y)0.32
Graham Number19.78
Profitability
Industry RankSector Rank
ROA 7.94%
ROE 15.37%
ROCE 16.15%
ROIC 12.76%
ROICexc 14.75%
ROICexgc 115.61%
OM 32.84%
PM (TTM) 20.08%
GM 64.98%
FCFM 33.68%
ROA(3y)5.81%
ROA(5y)5.4%
ROE(3y)12.4%
ROE(5y)11.05%
ROIC(3y)9.34%
ROIC(5y)8.2%
ROICexc(3y)10.67%
ROICexc(5y)9.63%
ROICexgc(3y)53.37%
ROICexgc(5y)48.58%
ROCE(3y)11.82%
ROCE(5y)10.37%
ROICexgc growth 3Y23.68%
ROICexgc growth 5Y4.99%
ROICexc growth 3Y18.62%
ROICexc growth 5Y3.52%
OM growth 3Y6.1%
OM growth 5Y2.29%
PM growth 3Y13.74%
PM growth 5Y-3.65%
GM growth 3Y0.61%
GM growth 5Y1.44%
F-Score7
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 0.42
Debt/FCF 2.43
Debt/EBITDA 1.29
Cap/Depr 92.89%
Cap/Sales 9.33%
Interest Coverage 250
Cash Conversion 100.29%
Profit Quality 167.73%
Current Ratio 0.98
Quick Ratio 0.98
Altman-Z 2.22
F-Score7
WACC10.49%
ROIC/WACC1.22
Cap/Depr(3y)115.53%
Cap/Depr(5y)130.54%
Cap/Sales(3y)11.06%
Cap/Sales(5y)12.14%
Profit Quality(3y)172.56%
Profit Quality(5y)151.27%
High Growth Momentum
Growth
EPS 1Y (TTM)12.08%
EPS 3Y30.22%
EPS 5Y25%
EPS Q2Q%16.2%
EPS Next Y1.74%
EPS Next 2Y2.31%
EPS Next 3Y6.39%
EPS Next 5YN/A
Revenue 1Y (TTM)14.07%
Revenue growth 3Y24.33%
Revenue growth 5Y34.5%
Sales Q2Q%10.38%
Revenue Next Year12.37%
Revenue Next 2Y10.08%
Revenue Next 3Y9.28%
Revenue Next 5YN/A
EBIT growth 1Y29%
EBIT growth 3Y31.92%
EBIT growth 5Y37.58%
EBIT Next Year60.61%
EBIT Next 3Y21.93%
EBIT Next 5YN/A
FCF growth 1Y61.18%
FCF growth 3Y43.21%
FCF growth 5Y42.42%
OCF growth 1Y52.58%
OCF growth 3Y31.44%
OCF growth 5Y36.78%

AFYA LTD-CLASS A / AFYA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AFYA LTD-CLASS A (AFYA) stock?

ChartMill assigns a fundamental rating of 6 / 10 to AFYA.


Can you provide the valuation status for AFYA LTD-CLASS A?

ChartMill assigns a valuation rating of 8 / 10 to AFYA LTD-CLASS A (AFYA). This can be considered as Undervalued.


How profitable is AFYA LTD-CLASS A (AFYA) stock?

AFYA LTD-CLASS A (AFYA) has a profitability rating of 8 / 10.


Can you provide the financial health for AFYA stock?

The financial health rating of AFYA LTD-CLASS A (AFYA) is 4 / 10.