ADVANCED FLOWER CAPITAL INC (AFCG) Fundamental Analysis & Valuation

NASDAQ:AFCG • US00109K1051

2.57 USD
+0.16 (+6.64%)
At close: Mar 5, 2026
2.58 USD
+0.01 (+0.39%)
After Hours: 3/5/2026, 6:32:06 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This AFCG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Taking everything into account, AFCG scores 5 out of 10 in our fundamental rating. AFCG was compared to 238 industry peers in the Capital Markets industry. AFCG has an average financial health and profitability rating. A decent growth rate in combination with a cheap valuation! Better keep an eye on AFCG.


Dividend Valuation Growth Profitability Health

4

1. AFCG Profitability Analysis

1.1 Basic Checks

  • In the past year AFCG was profitable.
  • AFCG had a positive operating cash flow in the past year.
  • AFCG had positive earnings in 4 of the past 5 years.
  • Of the past 5 years AFCG 4 years had a positive operating cash flow.
AFCG Yearly Net Income VS EBIT VS OCF VS FCFAFCG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

1.2 Ratios

  • AFCG has a worse Return On Assets (-7.82%) than 81.93% of its industry peers.
  • AFCG has a worse Return On Equity (-13.33%) than 77.31% of its industry peers.
  • AFCG has a better Return On Invested Capital (4.39%) than 63.87% of its industry peers.
  • AFCG had an Average Return On Invested Capital over the past 3 years of 7.43%. This is in line with the industry average of 7.26%.
Industry RankSector Rank
ROA -7.82%
ROE -13.33%
ROIC 4.39%
ROA(3y)5.2%
ROA(5y)4.94%
ROE(3y)8.49%
ROE(5y)7.57%
ROIC(3y)7.43%
ROIC(5y)5.99%
AFCG Yearly ROA, ROE, ROICAFCG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • In the last couple of years the Profit Margin of AFCG has declined.
  • The Operating Margin of AFCG (57.67%) is better than 93.70% of its industry peers.
  • In the last couple of years the Operating Margin of AFCG has remained more or less at the same level.
  • AFCG's Gross Margin of 84.66% is amongst the best of the industry. AFCG outperforms 89.08% of its industry peers.
  • In the last couple of years the Gross Margin of AFCG has remained more or less at the same level.
Industry RankSector Rank
OM 57.67%
PM (TTM) N/A
GM 84.66%
OM growth 3Y0.26%
OM growth 5YN/A
PM growth 3Y-13.06%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5YN/A
AFCG Yearly Profit, Operating, Gross MarginsAFCG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. AFCG Health Analysis

2.1 Basic Checks

  • There is no outstanding debt for AFCG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
AFCG Yearly Shares OutstandingAFCG Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 5M 10M 15M 20M
AFCG Yearly Total Debt VS Total AssetsAFCG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.30, we must say that AFCG is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 0.30, AFCG is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
  • AFCG has a debt to FCF ratio of 7.92. This is a slightly negative value and a sign of low solvency as AFCG would need 7.92 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 7.92, AFCG is in the better half of the industry, outperforming 63.03% of the companies in the same industry.
  • A Debt/Equity ratio of 0.66 indicates that AFCG is somewhat dependend on debt financing.
  • AFCG's Debt to Equity ratio of 0.66 is fine compared to the rest of the industry. AFCG outperforms 61.76% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 7.92
Altman-Z 0.3
ROIC/WACCN/A
WACCN/A
AFCG Yearly LT Debt VS Equity VS FCFAFCG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • AFCG has a Current Ratio of 5.82. This indicates that AFCG is financially healthy and has no problem in meeting its short term obligations.
  • AFCG's Current ratio of 5.82 is amongst the best of the industry. AFCG outperforms 88.66% of its industry peers.
  • AFCG has a Quick Ratio of 5.82. This indicates that AFCG is financially healthy and has no problem in meeting its short term obligations.
  • AFCG's Quick ratio of 5.82 is amongst the best of the industry. AFCG outperforms 88.66% of its industry peers.
Industry RankSector Rank
Current Ratio 5.82
Quick Ratio 5.82
AFCG Yearly Current Assets VS Current LiabilitesAFCG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. AFCG Growth Analysis

3.1 Past

  • The earnings per share for AFCG have decreased strongly by -76.33% in the last year.
  • The earnings per share for AFCG have been decreasing by -45.86% on average. This is quite bad
EPS 1Y (TTM)-76.33%
EPS 3Y-45.86%
EPS 5YN/A
EPS Q2Q%-141.38%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.04%

3.2 Future

  • The Earnings Per Share is expected to grow by 48.37% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 32.40% on average over the next years. This is a very strong growth
EPS Next Y69.15%
EPS Next 2Y34.08%
EPS Next 3Y58.45%
EPS Next 5Y48.37%
Revenue Next Year0.41%
Revenue Next 2Y7.64%
Revenue Next 3Y32.81%
Revenue Next 5Y32.4%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
AFCG Yearly Revenue VS EstimatesAFCG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 20M 40M 60M 80M 100M
AFCG Yearly EPS VS EstimatesAFCG Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 1 2 3

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Find the best growth stocksShow best growing peers

8

4. AFCG Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 6.42, which indicates a rather cheap valuation of AFCG.
  • Based on the Price/Earnings ratio, AFCG is valued cheaply inside the industry as 84.87% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of AFCG to the average of the S&P500 Index (26.74), we can say AFCG is valued rather cheaply.
  • A Price/Forward Earnings ratio of 3.80 indicates a rather cheap valuation of AFCG.
  • Based on the Price/Forward Earnings ratio, AFCG is valued cheaper than 96.22% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of AFCG to the average of the S&P500 Index (24.82), we can say AFCG is valued rather cheaply.
Industry RankSector Rank
PE 6.42
Fwd PE 3.8
AFCG Price Earnings VS Forward Price EarningsAFCG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of AFCG indicates a rather cheap valuation: AFCG is cheaper than 87.82% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 4.14
EV/EBITDA N/A
AFCG Per share dataAFCG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • AFCG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as AFCG's earnings are expected to grow with 58.45% in the coming years.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y34.08%
EPS Next 3Y58.45%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. AFCG Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 38.91%, AFCG is a good candidate for dividend investing.
  • AFCG's Dividend Yield is rather good when compared to the industry average which is at 6.57. AFCG pays more dividend than 100.00% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, AFCG pays a better dividend.
Industry RankSector Rank
Dividend Yield 38.91%

5.2 History

  • AFCG has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
AFCG Yearly Dividends per shareAFCG Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • The earnings of AFCG are negative and hence is the payout ratio. AFCG will probably not be able to sustain this dividend level.
DP-102.65%
EPS Next 2Y34.08%
EPS Next 3Y58.45%
AFCG Yearly Income VS Free CF VS DividendAFCG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 10M 20M 30M 40M

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Find the best dividend stocksShow peers with best dividend

AFCG Fundamentals: All Metrics, Ratios and Statistics

ADVANCED FLOWER CAPITAL INC

NASDAQ:AFCG (3/5/2026, 6:32:06 PM)

After market: 2.58 +0.01 (+0.39%)

2.57

+0.16 (+6.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-04
Earnings (Next)N/A
Inst Owners24.28%
Inst Owner Change9.37%
Ins Owners29.56%
Ins Owner Change19.35%
Market Cap58.06M
Revenue(TTM)N/A
Net Income(TTM)-22.58M
Analysts76
Price Target5.1 (98.44%)
Short Float %12.52%
Short Ratio5.74
Dividend
Industry RankSector Rank
Dividend Yield 38.91%
Yearly Dividend1.87
Dividend Growth(5Y)N/A
DP-102.65%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-29.27%
Min EPS beat(2)-36.88%
Max EPS beat(2)-21.65%
EPS beat(4)0
Avg EPS beat(4)-24.06%
Min EPS beat(4)-36.88%
Max EPS beat(4)-16.37%
EPS beat(8)1
Avg EPS beat(8)-12.77%
EPS beat(12)2
Avg EPS beat(12)-9.36%
EPS beat(16)4
Avg EPS beat(16)-6.74%
Revenue beat(2)1
Avg Revenue beat(2)-4.46%
Min Revenue beat(2)-23.78%
Max Revenue beat(2)14.87%
Revenue beat(4)1
Avg Revenue beat(4)-16.01%
Min Revenue beat(4)-34.78%
Max Revenue beat(4)14.87%
Revenue beat(8)2
Avg Revenue beat(8)-11.01%
Revenue beat(12)3
Avg Revenue beat(12)-9.51%
Revenue beat(16)5
Avg Revenue beat(16)-6.69%
PT rev (1m)-14.29%
PT rev (3m)-24.53%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-64.44%
EPS NY rev (1m)0%
EPS NY rev (3m)-41.81%
Revenue NQ rev (1m)-3.51%
Revenue NQ rev (3m)-11.88%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.3%
Valuation
Industry RankSector Rank
PE 6.42
Fwd PE 3.8
P/S 2.15
P/FCF 4.14
P/OCF 4.14
P/B 0.34
P/tB 0.34
EV/EBITDA N/A
EPS(TTM)0.4
EY15.56%
EPS(NY)0.68
Fwd EY26.33%
FCF(TTM)0.62
FCFY24.15%
OCF(TTM)0.62
OCFY24.15%
SpS1.2
BVpS7.5
TBVpS7.5
PEG (NY)0.09
PEG (5Y)N/A
Graham Number8.21
Profitability
Industry RankSector Rank
ROA -7.82%
ROE -13.33%
ROCE 5.55%
ROIC 4.39%
ROICexc 5.23%
ROICexgc 5.23%
OM 57.67%
PM (TTM) N/A
GM 84.66%
FCFM 51.89%
ROA(3y)5.2%
ROA(5y)4.94%
ROE(3y)8.49%
ROE(5y)7.57%
ROIC(3y)7.43%
ROIC(5y)5.99%
ROICexc(3y)10.48%
ROICexc(5y)8.3%
ROICexgc(3y)10.48%
ROICexgc(5y)8.3%
ROCE(3y)9.4%
ROCE(5y)7.59%
ROICexgc growth 3Y3.75%
ROICexgc growth 5YN/A
ROICexc growth 3Y3.75%
ROICexc growth 5YN/A
OM growth 3Y0.26%
OM growth 5YN/A
PM growth 3Y-13.06%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5YN/A
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 7.92
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 2.63
Cash Conversion N/A
Profit Quality N/A
Current Ratio 5.82
Quick Ratio 5.82
Altman-Z 0.3
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)105.64%
Profit Quality(5y)79.53%
High Growth Momentum
Growth
EPS 1Y (TTM)-76.33%
EPS 3Y-45.86%
EPS 5YN/A
EPS Q2Q%-141.38%
EPS Next Y69.15%
EPS Next 2Y34.08%
EPS Next 3Y58.45%
EPS Next 5Y48.37%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.04%
Revenue Next Year0.41%
Revenue Next 2Y7.64%
Revenue Next 3Y32.81%
Revenue Next 5Y32.4%
EBIT growth 1Y-58.82%
EBIT growth 3Y7.02%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.63%
FCF growth 3Y31.23%
FCF growth 5YN/A
OCF growth 1Y-25.63%
OCF growth 3Y31.23%
OCF growth 5YN/A

ADVANCED FLOWER CAPITAL INC / AFCG FAQ

What is the ChartMill fundamental rating of ADVANCED FLOWER CAPITAL INC (AFCG) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AFCG.


Can you provide the valuation status for ADVANCED FLOWER CAPITAL INC?

ChartMill assigns a valuation rating of 8 / 10 to ADVANCED FLOWER CAPITAL INC (AFCG). This can be considered as Undervalued.


How profitable is ADVANCED FLOWER CAPITAL INC (AFCG) stock?

ADVANCED FLOWER CAPITAL INC (AFCG) has a profitability rating of 4 / 10.


What is the financial health of ADVANCED FLOWER CAPITAL INC (AFCG) stock?

The financial health rating of ADVANCED FLOWER CAPITAL INC (AFCG) is 5 / 10.


How sustainable is the dividend of ADVANCED FLOWER CAPITAL INC (AFCG) stock?

The dividend rating of ADVANCED FLOWER CAPITAL INC (AFCG) is 5 / 10 and the dividend payout ratio is -102.65%.