2.89 USD
-0.08 (-2.69%)
2.89 USD
0 (0%)
Overall AFCG gets a fundamental rating of 5 out of 10. We evaluated AFCG against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AFCG has an average financial health and profitability rating. AFCG has a bad growth rate and is valued cheaply. These ratings could make AFCG a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year AFCG was profitable.
AFCG had a positive operating cash flow in the past year.
AFCG had positive earnings in each of the past 5 years.
Each year in the past 5 years AFCG had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of -7.82%, AFCG is doing worse than 91.18% of the companies in the same industry.
AFCG's Return On Equity of -13.33% is on the low side compared to the rest of the industry. AFCG is outperformed by 80.88% of its industry peers.
With an excellent Return On Invested Capital value of 4.39%, AFCG belongs to the best of the industry, outperforming 95.59% of the companies in the same industry.
AFCG had an Average Return On Invested Capital over the past 3 years of 8.33%. This is significantly above the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.82% | ||
| ROE | -13.33% | ||
| ROIC | 4.39% |
ROA(3y)5.2%
ROA(5y)4.94%
ROE(3y)8.49%
ROE(5y)7.57%
ROIC(3y)8.33%
ROIC(5y)6.54%
1.3 Margins
AFCG's Profit Margin has declined in the last couple of years.
AFCG's Operating Margin of 57.67% is amongst the best of the industry. AFCG outperforms 95.59% of its industry peers.
AFCG's Operating Margin has been stable in the last couple of years.
AFCG has a better Gross Margin (84.66%) than 95.59% of its industry peers.
In the last couple of years the Gross Margin of AFCG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 57.67% | ||
| PM (TTM) | N/A | ||
| GM | 84.66% |
OM growth 3Y0.26%
OM growth 5YN/A
PM growth 3Y-13.06%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5YN/A
2. Health
2.1 Basic Checks
AFCG has more shares outstanding than it did 1 year ago.
AFCG has a worse debt/assets ratio than last year.
2.2 Solvency
AFCG has an Altman-Z score of 0.36. This is a bad value and indicates that AFCG is not financially healthy and even has some risk of bankruptcy.
AFCG's Altman-Z score of 0.36 is amongst the best of the industry. AFCG outperforms 88.24% of its industry peers.
AFCG has a debt to FCF ratio of 7.92. This is a slightly negative value and a sign of low solvency as AFCG would need 7.92 years to pay back of all of its debts.
AFCG has a better Debt to FCF ratio (7.92) than 97.06% of its industry peers.
AFCG has a Debt/Equity ratio of 0.66. This is a neutral value indicating AFCG is somewhat dependend on debt financing.
AFCG has a Debt to Equity ratio of 0.66. This is amongst the best in the industry. AFCG outperforms 95.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 7.92 | ||
| Altman-Z | 0.36 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AFCG has a Current Ratio of 5.82. This indicates that AFCG is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 5.82, AFCG belongs to the best of the industry, outperforming 95.59% of the companies in the same industry.
AFCG has a Quick Ratio of 5.82. This indicates that AFCG is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of AFCG (5.82) is better than 95.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.82 | ||
| Quick Ratio | 5.82 |
3. Growth
3.1 Past
The earnings per share for AFCG have decreased strongly by -57.14% in the last year.
The Earnings Per Share has been decreasing by -2.79% on average over the past years.
Looking at the last year, AFCG shows a very negative growth in Revenue. The Revenue has decreased by -53.27% in the last year.
AFCG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.74% yearly.
EPS 1Y (TTM)-57.14%
EPS 3Y-2.79%
EPS 5YN/A
EPS Q2Q%-54.29%
Revenue 1Y (TTM)-53.27%
Revenue growth 3Y6.74%
Revenue growth 5YN/A
Sales Q2Q%-16.16%
3.2 Future
Based on estimates for the next years, AFCG will show a small growth in Earnings Per Share. The EPS will grow by 4.95% on average per year.
The Revenue is expected to grow by 7.33% on average over the next years.
EPS Next Y-64.39%
EPS Next 2Y-27.54%
EPS Next 3Y-8.97%
EPS Next 5Y4.95%
Revenue Next Year-53.04%
Revenue Next 2Y-29.97%
Revenue Next 3Y-9.64%
Revenue Next 5Y7.33%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.57, the valuation of AFCG can be described as very cheap.
AFCG's Price/Earnings ratio is rather cheap when compared to the industry. AFCG is cheaper than 98.53% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.38, AFCG is valued rather cheaply.
AFCG is valuated cheaply with a Price/Forward Earnings ratio of 3.26.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AFCG indicates a rather cheap valuation: AFCG is cheaper than 100.00% of the companies listed in the same industry.
AFCG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.57 | ||
| Fwd PE | 3.26 |
4.2 Price Multiples
95.59% of the companies in the same industry are more expensive than AFCG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.66 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AFCG may justify a higher PE ratio.
AFCG's earnings are expected to decrease with -8.97% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-27.54%
EPS Next 3Y-8.97%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 28.38%, AFCG is a good candidate for dividend investing.
In the last 3 months the price of AFCG has falen by -34.76%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 12.28, AFCG pays a better dividend. On top of this AFCG pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, AFCG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 28.38% |
5.2 History
AFCG has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The earnings of AFCG are negative and hence is the payout ratio. AFCG will probably not be able to sustain this dividend level.
DP-102.65%
EPS Next 2Y-27.54%
EPS Next 3Y-8.97%
2.89
-0.08 (-2.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners24.2%
Inst Owner Change-9.67%
Ins Owners28.81%
Ins Owner Change32.3%
Market Cap65.29M
Revenue(TTM)27.01M
Net Income(TTM)-22.58M
Analysts76.36
Price Target6.76 (133.91%)
Short Float %11.95%
Short Ratio9.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 28.38% |
Yearly Dividend1.87
Dividend Growth(5Y)N/A
DP-102.65%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-29.27%
Min EPS beat(2)-36.88%
Max EPS beat(2)-21.65%
EPS beat(4)0
Avg EPS beat(4)-24.06%
Min EPS beat(4)-36.88%
Max EPS beat(4)-16.37%
EPS beat(8)1
Avg EPS beat(8)-12.77%
EPS beat(12)2
Avg EPS beat(12)-9.36%
EPS beat(16)4
Avg EPS beat(16)-6.74%
Revenue beat(2)1
Avg Revenue beat(2)-4.46%
Min Revenue beat(2)-23.78%
Max Revenue beat(2)14.87%
Revenue beat(4)1
Avg Revenue beat(4)-16.01%
Min Revenue beat(4)-34.78%
Max Revenue beat(4)14.87%
Revenue beat(8)2
Avg Revenue beat(8)-11.01%
Revenue beat(12)3
Avg Revenue beat(12)-9.51%
Revenue beat(16)5
Avg Revenue beat(16)-6.69%
PT rev (1m)1.92%
PT rev (3m)-18.46%
EPS NQ rev (1m)-64.92%
EPS NQ rev (3m)-64.92%
EPS NY rev (1m)-27.72%
EPS NY rev (3m)-34.99%
Revenue NQ rev (1m)-13.86%
Revenue NQ rev (3m)-14.97%
Revenue NY rev (1m)-4.44%
Revenue NY rev (3m)-4.87%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.57 | ||
| Fwd PE | 3.26 | ||
| P/S | 2.42 | ||
| P/FCF | 4.66 | ||
| P/OCF | 4.66 | ||
| P/B | 0.39 | ||
| P/tB | 0.39 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.81
EY28.03%
EPS(NY)0.89
Fwd EY30.71%
FCF(TTM)0.62
FCFY21.47%
OCF(TTM)0.62
OCFY21.47%
SpS1.2
BVpS7.5
TBVpS7.5
PEG (NY)N/A
PEG (5Y)N/A
Graham Number11.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.82% | ||
| ROE | -13.33% | ||
| ROCE | 5.55% | ||
| ROIC | 4.39% | ||
| ROICexc | 5.23% | ||
| ROICexgc | 5.23% | ||
| OM | 57.67% | ||
| PM (TTM) | N/A | ||
| GM | 84.66% | ||
| FCFM | 51.89% |
ROA(3y)5.2%
ROA(5y)4.94%
ROE(3y)8.49%
ROE(5y)7.57%
ROIC(3y)8.33%
ROIC(5y)6.54%
ROICexc(3y)12.36%
ROICexc(5y)9.43%
ROICexgc(3y)12.36%
ROICexgc(5y)9.43%
ROCE(3y)10.55%
ROCE(5y)8.28%
ROICexgc growth 3Y19.71%
ROICexgc growth 5YN/A
ROICexc growth 3Y19.71%
ROICexc growth 5YN/A
OM growth 3Y0.26%
OM growth 5YN/A
PM growth 3Y-13.06%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5YN/A
F-Score4
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 7.92 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.63 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.82 | ||
| Quick Ratio | 5.82 | ||
| Altman-Z | 0.36 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)105.64%
Profit Quality(5y)79.53%
High Growth Momentum
Growth
EPS 1Y (TTM)-57.14%
EPS 3Y-2.79%
EPS 5YN/A
EPS Q2Q%-54.29%
EPS Next Y-64.39%
EPS Next 2Y-27.54%
EPS Next 3Y-8.97%
EPS Next 5Y4.95%
Revenue 1Y (TTM)-53.27%
Revenue growth 3Y6.74%
Revenue growth 5YN/A
Sales Q2Q%-16.16%
Revenue Next Year-53.04%
Revenue Next 2Y-29.97%
Revenue Next 3Y-9.64%
Revenue Next 5Y7.33%
EBIT growth 1Y-58.82%
EBIT growth 3Y7.02%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.63%
FCF growth 3Y31.23%
FCF growth 5YN/A
OCF growth 1Y-25.63%
OCF growth 3Y31.23%
OCF growth 5YN/A
ADVANCED FLOWER CAPITAL INC / AFCG FAQ
What is the ChartMill fundamental rating of ADVANCED FLOWER CAPITAL INC (AFCG) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AFCG.
What is the valuation status for AFCG stock?
ChartMill assigns a valuation rating of 7 / 10 to ADVANCED FLOWER CAPITAL INC (AFCG). This can be considered as Undervalued.
How profitable is ADVANCED FLOWER CAPITAL INC (AFCG) stock?
ADVANCED FLOWER CAPITAL INC (AFCG) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for AFCG stock?
The Earnings per Share (EPS) of ADVANCED FLOWER CAPITAL INC (AFCG) is expected to decline by -64.39% in the next year.
Can you provide the dividend sustainability for AFCG stock?
The dividend rating of ADVANCED FLOWER CAPITAL INC (AFCG) is 5 / 10 and the dividend payout ratio is -102.65%.