ADVANCED FLOWER CAPITAL INC (AFCG) Fundamental Analysis & Valuation

NASDAQ:AFCG • US00109K1051

2.63 USD
0 (0%)
At close: Mar 13, 2026
2.63 USD
0 (0%)
After Hours: 3/13/2026, 5:20:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This AFCG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to AFCG. AFCG was compared to 242 industry peers in the Capital Markets industry. Both the profitability and the financial health of AFCG get a neutral evaluation. Nothing too spectacular is happening here. AFCG scores decently on growth, while it is valued quite cheap. This could make an interesting combination.


Dividend Valuation Growth Profitability Health

4

1. AFCG Profitability Analysis

1.1 Basic Checks

  • AFCG had positive earnings in the past year.
  • In the past year AFCG had a positive cash flow from operations.
  • AFCG had positive earnings in 4 of the past 5 years.
  • In the past 5 years AFCG always reported a positive cash flow from operatings.
AFCG Yearly Net Income VS EBIT VS OCF VS FCFAFCG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M

1.2 Ratios

  • AFCG has a worse Return On Assets (-7.59%) than 82.64% of its industry peers.
  • With a Return On Equity value of -11.92%, AFCG is not doing good in the industry: 77.69% of the companies in the same industry are doing better.
  • AFCG has a Return On Invested Capital of 2.57%. This is comparable to the rest of the industry: AFCG outperforms 41.32% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for AFCG is in line with the industry average of 7.06%.
Industry RankSector Rank
ROA -7.59%
ROE -11.92%
ROIC 2.57%
ROA(3y)0.31%
ROA(5y)2.47%
ROE(3y)0.89%
ROE(5y)4.19%
ROIC(3y)5.17%
ROIC(5y)5.95%
AFCG Yearly ROA, ROE, ROICAFCG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10

1.3 Margins

  • The Operating Margin of AFCG (36.14%) is better than 67.36% of its industry peers.
  • In the last couple of years the Operating Margin of AFCG has declined.
  • With an excellent Gross Margin value of 88.08%, AFCG belongs to the best of the industry, outperforming 92.15% of the companies in the same industry.
  • In the last couple of years the Gross Margin of AFCG has remained more or less at the same level.
Industry RankSector Rank
OM 36.14%
PM (TTM) N/A
GM 88.08%
OM growth 3Y-19.33%
OM growth 5Y-8.87%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-1.16%
AFCG Yearly Profit, Operating, Gross MarginsAFCG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. AFCG Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for AFCG has been increased compared to 1 year ago.
  • Compared to 5 years ago, AFCG has more shares outstanding
  • Compared to 1 year ago, AFCG has an improved debt to assets ratio.
AFCG Yearly Shares OutstandingAFCG Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
AFCG Yearly Total Debt VS Total AssetsAFCG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • Based on the Altman-Z score of 0.30, we must say that AFCG is in the distress zone and has some risk of bankruptcy.
  • AFCG has a worse Altman-Z score (0.30) than 67.36% of its industry peers.
  • AFCG has a debt to FCF ratio of 8.66. This is a slightly negative value and a sign of low solvency as AFCG would need 8.66 years to pay back of all of its debts.
  • AFCG has a Debt to FCF ratio of 8.66. This is in the better half of the industry: AFCG outperforms 62.81% of its industry peers.
  • A Debt/Equity ratio of 0.55 indicates that AFCG is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.55, AFCG is in the better half of the industry, outperforming 64.05% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 8.66
Altman-Z 0.3
ROIC/WACCN/A
WACCN/A
AFCG Yearly LT Debt VS Equity VS FCFAFCG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 15.62 indicates that AFCG has no problem at all paying its short term obligations.
  • AFCG's Current ratio of 15.62 is amongst the best of the industry. AFCG outperforms 96.69% of its industry peers.
  • A Quick Ratio of 15.62 indicates that AFCG has no problem at all paying its short term obligations.
  • The Quick ratio of AFCG (15.62) is better than 96.69% of its industry peers.
Industry RankSector Rank
Current Ratio 15.62
Quick Ratio 15.62
AFCG Yearly Current Assets VS Current LiabilitesAFCG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 2025 50M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. AFCG Growth Analysis

3.1 Past

  • AFCG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -76.33%.
  • The earnings per share for AFCG have been decreasing by -45.86% on average. This is quite bad
  • Looking at the last year, AFCG shows a very negative growth in Revenue. The Revenue has decreased by -50.44% in the last year.
  • The Revenue has been growing by 34.41% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-76.33%
EPS 3Y-45.86%
EPS 5YN/A
EPS Q2Q%-141.38%
Revenue 1Y (TTM)-50.44%
Revenue growth 3Y-31.11%
Revenue growth 5Y34.41%
Sales Q2Q%-32.09%

3.2 Future

  • AFCG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 48.37% yearly.
  • Based on estimates for the next years, AFCG will show a very strong growth in Revenue. The Revenue will grow by 32.40% on average per year.
EPS Next Y69.15%
EPS Next 2Y34.08%
EPS Next 3Y58.45%
EPS Next 5Y48.37%
Revenue Next Year0.41%
Revenue Next 2Y7.64%
Revenue Next 3Y32.81%
Revenue Next 5Y32.4%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
AFCG Yearly Revenue VS EstimatesAFCG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 20M 40M 60M 80M 100M
AFCG Yearly EPS VS EstimatesAFCG Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 1 2 3

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Find the best growth stocksShow best growing peers

8

4. AFCG Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 6.57, which indicates a rather cheap valuation of AFCG.
  • Based on the Price/Earnings ratio, AFCG is valued cheaper than 82.23% of the companies in the same industry.
  • AFCG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.71.
  • A Price/Forward Earnings ratio of 3.89 indicates a rather cheap valuation of AFCG.
  • AFCG's Price/Forward Earnings ratio is rather cheap when compared to the industry. AFCG is cheaper than 95.45% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.82. AFCG is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.57
Fwd PE 3.89
AFCG Price Earnings VS Forward Price EarningsAFCG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of AFCG indicates a rather cheap valuation: AFCG is cheaper than 84.71% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 5.29
EV/EBITDA N/A
AFCG Per share dataAFCG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • AFCG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • AFCG's earnings are expected to grow with 58.45% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.1
PEG (5Y)N/A
EPS Next 2Y34.08%
EPS Next 3Y58.45%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. AFCG Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 17.76%, AFCG is a good candidate for dividend investing.
  • In the last 3 months the price of AFCG has falen by -25.28%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 6.63, AFCG pays a better dividend. On top of this AFCG pays more dividend than 90.91% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, AFCG pays a better dividend.
Industry RankSector Rank
Dividend Yield 17.76%

5.2 History

  • AFCG has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
AFCG Yearly Dividends per shareAFCG Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • The earnings of AFCG are negative and hence is the payout ratio. AFCG will probably not be able to sustain this dividend level.
DP-92.44%
EPS Next 2Y34.08%
EPS Next 3Y58.45%
AFCG Yearly Income VS Free CF VS DividendAFCG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 2025 0 20M -20M 40M

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Find the best dividend stocksShow peers with best dividend

AFCG Fundamentals: All Metrics, Ratios and Statistics

ADVANCED FLOWER CAPITAL INC

NASDAQ:AFCG (3/13/2026, 5:20:00 PM)

After market: 2.63 0 (0%)

2.63

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-04
Earnings (Next)05-12
Inst Owners26.39%
Inst Owner Change9.37%
Ins Owners29.56%
Ins Owner Change18.51%
Market Cap59.41M
Revenue(TTM)24.56M
Net Income(TTM)-20.93M
Analysts76
Price Target5.1 (93.92%)
Short Float %12.52%
Short Ratio5.74
Dividend
Industry RankSector Rank
Dividend Yield 17.76%
Yearly Dividend0.84
Dividend Growth(5Y)N/A
DP-92.44%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-531.41%
Min EPS beat(2)-1041.18%
Max EPS beat(2)-21.65%
EPS beat(4)0
Avg EPS beat(4)-279.02%
Min EPS beat(4)-1041.18%
Max EPS beat(4)-16.37%
EPS beat(8)1
Avg EPS beat(8)-142.5%
EPS beat(12)1
Avg EPS beat(12)-96.47%
EPS beat(16)4
Avg EPS beat(16)-71.52%
Revenue beat(2)1
Avg Revenue beat(2)1.09%
Min Revenue beat(2)-12.69%
Max Revenue beat(2)14.87%
Revenue beat(4)1
Avg Revenue beat(4)-10.49%
Min Revenue beat(4)-23.78%
Max Revenue beat(4)14.87%
Revenue beat(8)2
Avg Revenue beat(8)-12.58%
Revenue beat(12)2
Avg Revenue beat(12)-11%
Revenue beat(16)5
Avg Revenue beat(16)-7.28%
PT rev (1m)0%
PT rev (3m)-24.53%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-64.44%
EPS NY rev (1m)0%
EPS NY rev (3m)-19.49%
Revenue NQ rev (1m)-3.51%
Revenue NQ rev (3m)-11.88%
Revenue NY rev (1m)-0.72%
Revenue NY rev (3m)-1.61%
Valuation
Industry RankSector Rank
PE 6.57
Fwd PE 3.89
P/S 2.42
P/FCF 5.29
P/OCF 5.29
P/B 0.34
P/tB 0.34
EV/EBITDA N/A
EPS(TTM)0.4
EY15.21%
EPS(NY)0.68
Fwd EY25.73%
FCF(TTM)0.5
FCFY18.91%
OCF(TTM)0.5
OCFY18.91%
SpS1.09
BVpS7.77
TBVpS7.77
PEG (NY)0.1
PEG (5Y)N/A
Graham Number8.36
Profitability
Industry RankSector Rank
ROA -7.59%
ROE -11.92%
ROCE 3.25%
ROIC 2.57%
ROICexc 2.99%
ROICexgc 2.99%
OM 36.14%
PM (TTM) N/A
GM 88.08%
FCFM 45.74%
ROA(3y)0.31%
ROA(5y)2.47%
ROE(3y)0.89%
ROE(5y)4.19%
ROIC(3y)5.17%
ROIC(5y)5.95%
ROICexc(3y)6.89%
ROICexc(5y)8.28%
ROICexgc(3y)6.89%
ROICexgc(5y)8.28%
ROCE(3y)6.54%
ROCE(5y)7.54%
ROICexgc growth 3Y-39.89%
ROICexgc growth 5Y-0.69%
ROICexc growth 3Y-39.89%
ROICexc growth 5Y-0.69%
OM growth 3Y-19.33%
OM growth 5Y-8.87%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-1.16%
F-Score5
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 8.66
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.48
Cash Conversion N/A
Profit Quality N/A
Current Ratio 15.62
Quick Ratio 15.62
Altman-Z 0.3
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-76.33%
EPS 3Y-45.86%
EPS 5YN/A
EPS Q2Q%-141.38%
EPS Next Y69.15%
EPS Next 2Y34.08%
EPS Next 3Y58.45%
EPS Next 5Y48.37%
Revenue 1Y (TTM)-50.44%
Revenue growth 3Y-31.11%
Revenue growth 5Y34.41%
Sales Q2Q%-32.09%
Revenue Next Year0.41%
Revenue Next 2Y7.64%
Revenue Next 3Y32.81%
Revenue Next 5Y32.4%
EBIT growth 1Y-71.46%
EBIT growth 3Y-44.43%
EBIT growth 5Y22.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-47.88%
FCF growth 3Y-28.95%
FCF growth 5Y49.19%
OCF growth 1Y-47.88%
OCF growth 3Y-28.95%
OCF growth 5Y49.19%

ADVANCED FLOWER CAPITAL INC / AFCG FAQ

What is the ChartMill fundamental rating of ADVANCED FLOWER CAPITAL INC (AFCG) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AFCG.


Can you provide the valuation status for ADVANCED FLOWER CAPITAL INC?

ChartMill assigns a valuation rating of 8 / 10 to ADVANCED FLOWER CAPITAL INC (AFCG). This can be considered as Undervalued.


How profitable is ADVANCED FLOWER CAPITAL INC (AFCG) stock?

ADVANCED FLOWER CAPITAL INC (AFCG) has a profitability rating of 4 / 10.


What is the financial health of ADVANCED FLOWER CAPITAL INC (AFCG) stock?

The financial health rating of ADVANCED FLOWER CAPITAL INC (AFCG) is 5 / 10.


How sustainable is the dividend of ADVANCED FLOWER CAPITAL INC (AFCG) stock?

The dividend rating of ADVANCED FLOWER CAPITAL INC (AFCG) is 5 / 10 and the dividend payout ratio is -92.44%.