ADYEN NV (ADYEN.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ADYEN - NL0012969182 - Common Stock
1363.2 EUR
-11.4 (-0.83%)
Overall ADYEN gets a fundamental rating of 6 out of 10. We evaluated ADYEN against 59 industry peers in the Financial Services industry. ADYEN gets an excellent profitability rating and is at the same time showing great financial health properties. ADYEN is quite expensive at the moment. It does show a decent growth rate. With these ratings, ADYEN could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
ADYEN had positive earnings in the past year.
In the past year ADYEN had a positive cash flow from operations.
In the past 5 years ADYEN has always been profitable.
Each year in the past 5 years ADYEN had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 7.15%, ADYEN belongs to the best of the industry, outperforming 88.14% of the companies in the same industry.
ADYEN has a better Return On Equity (21.32%) than 83.05% of its industry peers.
ADYEN's Return On Invested Capital of 15.31% is amongst the best of the industry. ADYEN outperforms 89.83% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ADYEN is significantly above the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.31% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
With an excellent Profit Margin value of 40.52%, ADYEN belongs to the best of the industry, outperforming 88.14% of the companies in the same industry.
ADYEN's Profit Margin has improved in the last couple of years.
The Operating Margin of ADYEN (40.53%) is better than 83.05% of its industry peers.
In the last couple of years the Operating Margin of ADYEN has grown nicely.
The Gross Margin of ADYEN (88.47%) is better than 89.83% of its industry peers.
ADYEN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so ADYEN is creating value.
ADYEN has more shares outstanding than it did 1 year ago.
ADYEN has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ADYEN has an improved debt to assets ratio.
2.2 Solvency
ADYEN has an Altman-Z score of 4.00. This indicates that ADYEN is financially healthy and has little risk of bankruptcy at the moment.
ADYEN has a Altman-Z score of 4.00. This is amongst the best in the industry. ADYEN outperforms 83.05% of its industry peers.
The Debt to FCF ratio of ADYEN is 0.07, which is an excellent value as it means it would take ADYEN, only 0.07 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.07, ADYEN belongs to the top of the industry, outperforming 94.92% of the companies in the same industry.
ADYEN has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of ADYEN (0.04) is better than 86.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.48 indicates that ADYEN should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.48, ADYEN is in the better half of the industry, outperforming 61.02% of the companies in the same industry.
A Quick Ratio of 1.47 indicates that ADYEN should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.47, ADYEN is in the better half of the industry, outperforming 66.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
Measured over the past years, ADYEN shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
ADYEN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
The Revenue has been decreasing by -3.25% on average over the past years.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
The Earnings Per Share is expected to grow by 20.79% on average over the next years. This is a very strong growth
ADYEN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.59% yearly.
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
ADYEN is valuated quite expensively with a Price/Earnings ratio of 42.99.
Compared to the rest of the industry, the Price/Earnings ratio of ADYEN indicates a slightly more expensive valuation: ADYEN is more expensive than 61.02% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of ADYEN to the average of the S&P500 Index (26.61), we can say ADYEN is valued expensively.
With a Price/Forward Earnings ratio of 32.08, ADYEN can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ADYEN indicates a slightly more expensive valuation: ADYEN is more expensive than 64.41% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 24.01. ADYEN is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.99 | ||
| Fwd PE | 32.08 |
4.2 Price Multiples
ADYEN's Enterprise Value to EBITDA ratio is in line with the industry average.
66.10% of the companies in the same industry are more expensive than ADYEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.45 | ||
| EV/EBITDA | 27.95 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ADYEN does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of ADYEN may justify a higher PE ratio.
A more expensive valuation may be justified as ADYEN's earnings are expected to grow with 21.33% in the coming years.
PEG (NY)2.46
PEG (5Y)1.24
EPS Next 2Y19.74%
EPS Next 3Y21.33%
5. Dividend
5.1 Amount
No dividends for ADYEN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
AMS:ADYEN (12/23/2025, 5:36:15 PM)
1363.2
-11.4 (-0.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.55%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap42.97B
Revenue(TTM)2.46B
Net Income(TTM)996.55M
Analysts80.49
Price Target1844.37 (35.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.56%
PT rev (3m)-1.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-1.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.99 | ||
| Fwd PE | 32.08 | ||
| P/S | 17.47 | ||
| P/FCF | 11.45 | ||
| P/OCF | 11.14 | ||
| P/B | 9.19 | ||
| P/tB | 9.21 | ||
| EV/EBITDA | 27.95 |
EPS(TTM)31.71
EY2.33%
EPS(NY)42.49
Fwd EY3.12%
FCF(TTM)119.01
FCFY8.73%
OCF(TTM)122.38
OCFY8.98%
SpS78.04
BVpS148.32
TBVpS148.05
PEG (NY)2.46
PEG (5Y)1.24
Graham Number325.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.48% | ||
| ROIC | 15.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% | ||
| FCFM | 152.51% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.48% | ||
| Cap/Sales | 4.31% | ||
| Interest Coverage | 63.58 | ||
| Cash Conversion | 346.63% | ||
| Profit Quality | 376.43% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
EBIT growth 1Y32.51%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.67%
EBIT Next 5Y24.88%
FCF growth 1Y344.52%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.17%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / ADYEN.AS FAQ
What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.
What is the valuation status for ADYEN stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Overvalued.
How profitable is ADYEN NV (ADYEN.AS) stock?
ADYEN NV (ADYEN.AS) has a profitability rating of 9 / 10.
Can you provide the financial health for ADYEN stock?
The financial health rating of ADYEN NV (ADYEN.AS) is 7 / 10.