ADYEN NV (ADYEN.AS) Stock Fundamental Analysis
Europe - AMS:ADYEN - NL0012969182 - Common Stock
1341 EUR
-28.2 (-2.06%)
ADYEN gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. ADYEN gets an excellent profitability rating and is at the same time showing great financial health properties. While showing a medium growth rate, ADYEN is valued expensive at the moment. These ratings would make ADYEN suitable for quality investing!
1. Profitability
1.1 Basic Checks
ADYEN had positive earnings in the past year.
In the past year ADYEN had a positive cash flow from operations.
Each year in the past 5 years ADYEN has been profitable.
ADYEN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of ADYEN (7.15%) is better than 88.00% of its industry peers.
ADYEN has a better Return On Equity (21.32%) than 84.00% of its industry peers.
The Return On Invested Capital of ADYEN (15.30%) is better than 92.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ADYEN is significantly above the industry average of 9.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
ADYEN has a better Profit Margin (40.51%) than 90.00% of its industry peers.
In the last couple of years the Profit Margin of ADYEN has grown nicely.
ADYEN's Operating Margin of 40.52% is amongst the best of the industry. ADYEN outperforms 84.00% of its industry peers.
In the last couple of years the Operating Margin of ADYEN has grown nicely.
ADYEN has a Gross Margin of 88.47%. This is amongst the best in the industry. ADYEN outperforms 90.00% of its industry peers.
In the last couple of years the Gross Margin of ADYEN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), ADYEN is creating value.
Compared to 1 year ago, ADYEN has more shares outstanding
ADYEN has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ADYEN has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.99 indicates that ADYEN is not in any danger for bankruptcy at the moment.
ADYEN has a Altman-Z score of 3.99. This is in the better half of the industry: ADYEN outperforms 80.00% of its industry peers.
The Debt to FCF ratio of ADYEN is 0.07, which is an excellent value as it means it would take ADYEN, only 0.07 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 0.07, ADYEN belongs to the best of the industry, outperforming 96.00% of the companies in the same industry.
A Debt/Equity ratio of 0.04 indicates that ADYEN is not too dependend on debt financing.
ADYEN has a Debt to Equity ratio of 0.04. This is amongst the best in the industry. ADYEN outperforms 88.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 3.99 |
ROIC/WACC2.03
WACC7.53%
2.3 Liquidity
ADYEN has a Current Ratio of 1.48. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
ADYEN's Current ratio of 1.48 is in line compared to the rest of the industry. ADYEN outperforms 52.00% of its industry peers.
ADYEN has a Quick Ratio of 1.47. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
ADYEN's Quick ratio of 1.47 is in line compared to the rest of the industry. ADYEN outperforms 58.00% of its industry peers.
ADYEN does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
The Earnings Per Share has been growing by 34.72% on average over the past years. This is a very strong growth
ADYEN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
The Revenue has been decreasing by -3.25% on average over the past years.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
ADYEN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.33% yearly.
ADYEN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.29% yearly.
EPS Next Y18.05%
EPS Next 2Y20.74%
EPS Next 3Y22.33%
EPS Next 5Y18.33%
Revenue Next Year19.66%
Revenue Next 2Y21.74%
Revenue Next 3Y21.63%
Revenue Next 5Y19.29%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 42.29, ADYEN can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of ADYEN is on the same level as its industry peers.
ADYEN's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.67.
With a Price/Forward Earnings ratio of 31.03, ADYEN can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ADYEN indicates a slightly more expensive valuation: ADYEN is more expensive than 64.00% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 31.86. ADYEN is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.29 | ||
| Fwd PE | 31.03 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as ADYEN.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ADYEN indicates a somewhat cheap valuation: ADYEN is cheaper than 66.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.27 | ||
| EV/EBITDA | 27.79 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ADYEN does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of ADYEN may justify a higher PE ratio.
A more expensive valuation may be justified as ADYEN's earnings are expected to grow with 22.33% in the coming years.
PEG (NY)2.34
PEG (5Y)1.22
EPS Next 2Y20.74%
EPS Next 3Y22.33%
5. Dividend
5.1 Amount
ADYEN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
AMS:ADYEN (11/7/2025, 3:47:11 PM)
1341
-28.2 (-2.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners80.63%
Inst Owner ChangeN/A
Ins Owners7.35%
Ins Owner ChangeN/A
Market Cap42.27B
Revenue(TTM)2.46B
Net Income(TTM)996.51M
Analysts80
Price Target1834.14 (36.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.97%
PT rev (3m)-6.04%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-6.75%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.29 | ||
| Fwd PE | 31.03 | ||
| P/S | 17.18 | ||
| P/FCF | 11.27 | ||
| P/OCF | 10.96 | ||
| P/B | 9.04 | ||
| P/tB | 9.06 | ||
| EV/EBITDA | 27.79 |
EPS(TTM)31.71
EY2.36%
EPS(NY)43.21
Fwd EY3.22%
FCF(TTM)119
FCFY8.87%
OCF(TTM)122.37
OCFY9.13%
SpS78.04
BVpS148.32
TBVpS148.06
PEG (NY)2.34
PEG (5Y)1.22
Graham Number325.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.47% | ||
| ROIC | 15.3% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% | ||
| FCFM | 152.49% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.46% | ||
| Cap/Sales | 4.32% | ||
| Interest Coverage | 65.58 | ||
| Cash Conversion | 346.59% | ||
| Profit Quality | 376.4% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 3.99 |
F-Score5
WACC7.53%
ROIC/WACC2.03
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y18.05%
EPS Next 2Y20.74%
EPS Next 3Y22.33%
EPS Next 5Y18.33%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.66%
Revenue Next 2Y21.74%
Revenue Next 3Y21.63%
Revenue Next 5Y19.29%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.73%
EBIT Next 3Y31.83%
EBIT Next 5Y24.35%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / ADYEN.AS FAQ
What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?
ChartMill assigns a fundamental rating of 7 / 10 to ADYEN.AS.
What is the valuation status for ADYEN stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Overvalued.
How profitable is ADYEN NV (ADYEN.AS) stock?
ADYEN NV (ADYEN.AS) has a profitability rating of 9 / 10.
Can you provide the financial health for ADYEN stock?
The financial health rating of ADYEN NV (ADYEN.AS) is 8 / 10.