ADYEN NV (ADYEN.AS) Fundamental Analysis & Valuation

AMS:ADYEN • NL0012969182

Current stock price

858.8 EUR
-1.2 (-0.14%)
Last:

This ADYEN.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. ADYEN.AS Profitability Analysis

1.1 Basic Checks

  • In the past year ADYEN was profitable.
  • ADYEN had a positive operating cash flow in the past year.
  • ADYEN had positive earnings in each of the past 5 years.
  • Each year in the past 5 years ADYEN had a positive operating cash flow.
ADYEN.AS Yearly Net Income VS EBIT VS OCF VS FCFADYEN.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

1.2 Ratios

  • ADYEN has a better Return On Assets (8.67%) than 92.73% of its industry peers.
  • The Return On Equity of ADYEN (20.10%) is better than 83.64% of its industry peers.
  • ADYEN has a Return On Invested Capital of 15.39%. This is amongst the best in the industry. ADYEN outperforms 94.55% of its industry peers.
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROIC 15.39%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ADYEN.AS Yearly ROA, ROE, ROICADYEN.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • ADYEN has a Profit Margin of 39.77%. This is amongst the best in the industry. ADYEN outperforms 89.09% of its industry peers.
  • In the last couple of years the Profit Margin of ADYEN has grown nicely.
  • ADYEN has a better Operating Margin (41.54%) than 87.27% of its industry peers.
  • ADYEN's Operating Margin has improved in the last couple of years.
  • The Gross Margin of ADYEN (88.49%) is better than 89.09% of its industry peers.
  • ADYEN's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
ADYEN.AS Yearly Profit, Operating, Gross MarginsADYEN.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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7

2. ADYEN.AS Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so ADYEN is creating value.
  • There is no outstanding debt for ADYEN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ADYEN.AS Yearly Shares OutstandingADYEN.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
ADYEN.AS Yearly Total Debt VS Total AssetsADYEN.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • ADYEN has an Altman-Z score of 3.86. This indicates that ADYEN is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.86, ADYEN belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
  • The Debt to FCF ratio of ADYEN is 0.28, which is an excellent value as it means it would take ADYEN, only 0.28 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 0.28, ADYEN belongs to the top of the industry, outperforming 92.73% of the companies in the same industry.
  • ADYEN has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
  • With an excellent Debt to Equity ratio value of 0.03, ADYEN belongs to the best of the industry, outperforming 87.27% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Altman-Z 3.86
ROIC/WACC2.06
WACC7.46%
ADYEN.AS Yearly LT Debt VS Equity VS FCFADYEN.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • ADYEN has a Current Ratio of 1.72. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 1.72, ADYEN is doing good in the industry, outperforming 65.45% of the companies in the same industry.
  • ADYEN has a Quick Ratio of 1.71. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.71, ADYEN is in the better half of the industry, outperforming 67.27% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.72
Quick Ratio 1.71
ADYEN.AS Yearly Current Assets VS Current LiabilitesADYEN.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. ADYEN.AS Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 13.43% over the past year.
  • ADYEN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 31.62% yearly.
  • The Revenue has grown by 18.60% in the past year. This is quite good.
  • The Revenue has been decreasing by -6.01% on average over the past years.
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%

3.2 Future

  • Based on estimates for the next years, ADYEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 19.86% on average per year.
  • Based on estimates for the next years, ADYEN will show a quite strong growth in Revenue. The Revenue will grow by 19.31% on average per year.
EPS Next Y17.72%
EPS Next 2Y19.89%
EPS Next 3Y20.59%
EPS Next 5Y19.86%
Revenue Next Year18.63%
Revenue Next 2Y19.65%
Revenue Next 3Y19.76%
Revenue Next 5Y19.31%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ADYEN.AS Yearly Revenue VS EstimatesADYEN.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2B 4B 6B 8B
ADYEN.AS Yearly EPS VS EstimatesADYEN.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 20 40 60 80 100

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4

4. ADYEN.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • ADYEN is valuated quite expensively with a Price/Earnings ratio of 25.54.
  • The rest of the industry has a similar Price/Earnings ratio as ADYEN.
  • Compared to an average S&P500 Price/Earnings ratio of 26.78, ADYEN is valued at the same level.
  • A Price/Forward Earnings ratio of 21.70 indicates a rather expensive valuation of ADYEN.
  • ADYEN's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.54, ADYEN is valued at the same level.
Industry RankSector Rank
PE 25.54
Fwd PE 21.7
ADYEN.AS Price Earnings VS Forward Price EarningsADYEN.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ADYEN is on the same level as its industry peers.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as ADYEN.
Industry RankSector Rank
P/FCF 29.94
EV/EBITDA 13.38
ADYEN.AS Per share dataADYEN.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • ADYEN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • ADYEN has an outstanding profitability rating, which may justify a higher PE ratio.
  • ADYEN's earnings are expected to grow with 20.59% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.44
PEG (5Y)0.81
EPS Next 2Y19.89%
EPS Next 3Y20.59%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. ADYEN.AS Dividend Analysis

5.1 Amount

  • No dividends for ADYEN!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

ADYEN.AS Fundamentals: All Metrics, Ratios and Statistics

ADYEN NV

AMS:ADYEN (4/10/2026, 7:00:00 PM)

858.8

-1.2 (-0.14%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)08-12
Inst Owners81.34%
Inst Owner ChangeN/A
Ins Owners7.33%
Ins Owner ChangeN/A
Market Cap27.09B
Revenue(TTM)2.67B
Net Income(TTM)1.06B
Analysts81.86
Price Target1488.8 (73.36%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.6%
PT rev (3m)-19.45%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.88%
EPS NY rev (3m)-6.78%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.22%
Revenue NY rev (3m)-3.42%
Valuation
Industry RankSector Rank
PE 25.54
Fwd PE 21.7
P/S 10.14
P/FCF 29.94
P/OCF 26.29
P/B 5.12
P/tB 5.13
EV/EBITDA 13.38
EPS(TTM)33.62
EY3.91%
EPS(NY)39.58
Fwd EY4.61%
FCF(TTM)28.68
FCFY3.34%
OCF(TTM)32.67
OCFY3.8%
SpS84.71
BVpS167.58
TBVpS167.34
PEG (NY)1.44
PEG (5Y)0.81
Graham Number356.04
Profitability
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROCE 20.29%
ROIC 15.39%
ROICexc N/A
ROICexgc N/A
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
FCFM 33.86%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Debt/EBITDA 0.15
Cap/Depr 92.6%
Cap/Sales 4.71%
Interest Coverage 56.34
Cash Conversion 82.72%
Profit Quality 85.14%
Current Ratio 1.72
Quick Ratio 1.71
Altman-Z 3.86
F-Score6
WACC7.46%
ROIC/WACC2.06
Cap/Depr(3y)90.38%
Cap/Depr(5y)116.43%
Cap/Sales(3y)4.32%
Cap/Sales(5y)2.99%
Profit Quality(3y)172.09%
Profit Quality(5y)246.58%
High Growth Momentum
Growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
EPS Next Y17.72%
EPS Next 2Y19.89%
EPS Next 3Y20.59%
EPS Next 5Y19.86%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%
Revenue Next Year18.63%
Revenue Next 2Y19.65%
Revenue Next 3Y19.76%
Revenue Next 5Y19.31%
EBIT growth 1Y25.01%
EBIT growth 3Y18.84%
EBIT growth 5Y24.43%
EBIT Next Year35.81%
EBIT Next 3Y27.5%
EBIT Next 5Y24.46%
FCF growth 1Y-43.58%
FCF growth 3Y-22.21%
FCF growth 5Y-1.88%
OCF growth 1Y-39.56%
OCF growth 3Y-20.11%
OCF growth 5Y0.27%

ADYEN NV / ADYEN.AS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?

ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.


Can you provide the valuation status for ADYEN NV?

ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Fairly Valued.


Can you provide the profitability details for ADYEN NV?

ADYEN NV (ADYEN.AS) has a profitability rating of 8 / 10.


What are the PE and PB ratios of ADYEN NV (ADYEN.AS) stock?

The Price/Earnings (PE) ratio for ADYEN NV (ADYEN.AS) is 25.54 and the Price/Book (PB) ratio is 5.12.