ADYEN NV (ADYEN.AS) Fundamental Analysis & Valuation

AMS:ADYEN • NL0012969182

Current stock price

954 EUR
-12.1 (-1.25%)
Last:

This ADYEN.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. ADYEN.AS Profitability Analysis

1.1 Basic Checks

  • ADYEN had positive earnings in the past year.
  • In the past year ADYEN had a positive cash flow from operations.
  • In the past 5 years ADYEN has always been profitable.
  • Each year in the past 5 years ADYEN had a positive operating cash flow.
ADYEN.AS Yearly Net Income VS EBIT VS OCF VS FCFADYEN.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.67%, ADYEN belongs to the top of the industry, outperforming 92.31% of the companies in the same industry.
  • ADYEN's Return On Equity of 20.10% is amongst the best of the industry. ADYEN outperforms 80.77% of its industry peers.
  • With an excellent Return On Invested Capital value of 15.39%, ADYEN belongs to the best of the industry, outperforming 92.31% of the companies in the same industry.
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROIC 15.39%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ADYEN.AS Yearly ROA, ROE, ROICADYEN.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • ADYEN's Profit Margin of 39.77% is amongst the best of the industry. ADYEN outperforms 86.54% of its industry peers.
  • In the last couple of years the Profit Margin of ADYEN has grown nicely.
  • Looking at the Operating Margin, with a value of 41.54%, ADYEN belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
  • ADYEN's Operating Margin has improved in the last couple of years.
  • ADYEN has a Gross Margin of 88.49%. This is amongst the best in the industry. ADYEN outperforms 88.46% of its industry peers.
  • In the last couple of years the Gross Margin of ADYEN has grown nicely.
Industry RankSector Rank
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
ADYEN.AS Yearly Profit, Operating, Gross MarginsADYEN.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. ADYEN.AS Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), ADYEN is creating value.
  • ADYEN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ADYEN.AS Yearly Shares OutstandingADYEN.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
ADYEN.AS Yearly Total Debt VS Total AssetsADYEN.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • ADYEN has an Altman-Z score of 4.15. This indicates that ADYEN is financially healthy and has little risk of bankruptcy at the moment.
  • ADYEN has a Altman-Z score of 4.15. This is amongst the best in the industry. ADYEN outperforms 84.62% of its industry peers.
  • The Debt to FCF ratio of ADYEN is 0.28, which is an excellent value as it means it would take ADYEN, only 0.28 years of fcf income to pay off all of its debts.
  • ADYEN has a Debt to FCF ratio of 0.28. This is amongst the best in the industry. ADYEN outperforms 90.38% of its industry peers.
  • A Debt/Equity ratio of 0.03 indicates that ADYEN is not too dependend on debt financing.
  • With an excellent Debt to Equity ratio value of 0.03, ADYEN belongs to the best of the industry, outperforming 84.62% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Altman-Z 4.15
ROIC/WACC2.06
WACC7.46%
ADYEN.AS Yearly LT Debt VS Equity VS FCFADYEN.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • ADYEN has a Current Ratio of 1.72. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
  • ADYEN has a Current ratio of 1.72. This is in the better half of the industry: ADYEN outperforms 65.38% of its industry peers.
  • ADYEN has a Quick Ratio of 1.71. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
  • ADYEN's Quick ratio of 1.71 is fine compared to the rest of the industry. ADYEN outperforms 67.31% of its industry peers.
Industry RankSector Rank
Current Ratio 1.72
Quick Ratio 1.71
ADYEN.AS Yearly Current Assets VS Current LiabilitesADYEN.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. ADYEN.AS Growth Analysis

3.1 Past

  • ADYEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.43%, which is quite good.
  • Measured over the past years, ADYEN shows a very strong growth in Earnings Per Share. The EPS has been growing by 31.62% on average per year.
  • The Revenue has grown by 18.60% in the past year. This is quite good.
  • Measured over the past years, ADYEN shows a decrease in Revenue. The Revenue has been decreasing by -6.01% on average per year.
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%

3.2 Future

  • Based on estimates for the next years, ADYEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 19.73% on average per year.
  • ADYEN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.90% yearly.
EPS Next Y17.72%
EPS Next 2Y19.89%
EPS Next 3Y20.59%
EPS Next 5Y19.73%
Revenue Next Year18.71%
Revenue Next 2Y19.71%
Revenue Next 3Y19.83%
Revenue Next 5Y17.9%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ADYEN.AS Yearly Revenue VS EstimatesADYEN.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2B 4B 6B 8B
ADYEN.AS Yearly EPS VS EstimatesADYEN.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 20 40 60 80 100

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Find the best growth stocksShow best growing peers

4

4. ADYEN.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 28.38, the valuation of ADYEN can be described as expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of ADYEN is on the same level as its industry peers.
  • ADYEN's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.91.
  • ADYEN is valuated rather expensively with a Price/Forward Earnings ratio of 24.11.
  • The rest of the industry has a similar Price/Forward Earnings ratio as ADYEN.
  • ADYEN's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 21.99.
Industry RankSector Rank
PE 28.38
Fwd PE 24.11
ADYEN.AS Price Earnings VS Forward Price EarningsADYEN.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • ADYEN's Enterprise Value to EBITDA ratio is in line with the industry average.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as ADYEN.
Industry RankSector Rank
P/FCF 33.27
EV/EBITDA 16.11
ADYEN.AS Per share dataADYEN.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • ADYEN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • ADYEN has an outstanding profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as ADYEN's earnings are expected to grow with 20.59% in the coming years.
PEG (NY)1.6
PEG (5Y)0.9
EPS Next 2Y19.89%
EPS Next 3Y20.59%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. ADYEN.AS Dividend Analysis

5.1 Amount

  • ADYEN does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ADYEN.AS Fundamentals: All Metrics, Ratios and Statistics

ADYEN NV

AMS:ADYEN (4/28/2026, 5:36:15 PM)

954

-12.1 (-1.25%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)08-12
Inst Owners81.34%
Inst Owner ChangeN/A
Ins Owners7.33%
Ins Owner ChangeN/A
Market Cap30.10B
Revenue(TTM)2.67B
Net Income(TTM)1.06B
Analysts81.86
Price Target1488.79 (56.06%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.6%
PT rev (3m)-19.28%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.88%
EPS NY rev (3m)-6.62%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.15%
Revenue NY rev (3m)-3.35%
Valuation
Industry RankSector Rank
PE 28.38
Fwd PE 24.11
P/S 11.27
P/FCF 33.27
P/OCF 29.21
P/B 5.69
P/tB 5.7
EV/EBITDA 16.11
EPS(TTM)33.62
EY3.52%
EPS(NY)39.58
Fwd EY4.15%
FCF(TTM)28.67
FCFY3.01%
OCF(TTM)32.66
OCFY3.42%
SpS84.68
BVpS167.53
TBVpS167.29
PEG (NY)1.6
PEG (5Y)0.9
Graham Number355.984 (-62.69%)
Profitability
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROCE 20.29%
ROIC 15.39%
ROICexc N/A
ROICexgc N/A
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
FCFM 33.86%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Debt/EBITDA 0.15
Cap/Depr 92.6%
Cap/Sales 4.71%
Interest Coverage 56.34
Cash Conversion 82.72%
Profit Quality 85.14%
Current Ratio 1.72
Quick Ratio 1.71
Altman-Z 4.15
F-Score6
WACC7.46%
ROIC/WACC2.06
Cap/Depr(3y)90.38%
Cap/Depr(5y)116.43%
Cap/Sales(3y)4.32%
Cap/Sales(5y)2.99%
Profit Quality(3y)172.09%
Profit Quality(5y)246.58%
High Growth Momentum
Growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
EPS Next Y17.72%
EPS Next 2Y19.89%
EPS Next 3Y20.59%
EPS Next 5Y19.73%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%
Revenue Next Year18.71%
Revenue Next 2Y19.71%
Revenue Next 3Y19.83%
Revenue Next 5Y17.9%
EBIT growth 1Y25.01%
EBIT growth 3Y18.84%
EBIT growth 5Y24.43%
EBIT Next Year35.81%
EBIT Next 3Y27.5%
EBIT Next 5Y21.61%
FCF growth 1Y-43.58%
FCF growth 3Y-22.21%
FCF growth 5Y-1.88%
OCF growth 1Y-39.56%
OCF growth 3Y-20.11%
OCF growth 5Y0.27%

ADYEN NV / ADYEN.AS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?

ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.


Can you provide the valuation status for ADYEN NV?

ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Fairly Valued.


Can you provide the profitability details for ADYEN NV?

ADYEN NV (ADYEN.AS) has a profitability rating of 8 / 10.


What are the PE and PB ratios of ADYEN NV (ADYEN.AS) stock?

The Price/Earnings (PE) ratio for ADYEN NV (ADYEN.AS) is 28.38 and the Price/Book (PB) ratio is 5.69.