ADYEN NV (ADYEN.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ADYEN - NL0012969182 - Common Stock
1375 EUR
-5.2 (-0.38%)
We assign a fundamental rating of 6 out of 10 to ADYEN. ADYEN was compared to 56 industry peers in the Financial Services industry. ADYEN has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. ADYEN is quite expensive at the moment. It does show a decent growth rate. This makes ADYEN very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year ADYEN was profitable.
ADYEN had a positive operating cash flow in the past year.
In the past 5 years ADYEN has always been profitable.
In the past 5 years ADYEN always reported a positive cash flow from operatings.
1.2 Ratios
ADYEN has a Return On Assets of 7.15%. This is amongst the best in the industry. ADYEN outperforms 89.29% of its industry peers.
ADYEN has a Return On Equity of 21.32%. This is amongst the best in the industry. ADYEN outperforms 83.93% of its industry peers.
The Return On Invested Capital of ADYEN (15.31%) is better than 91.07% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ADYEN is significantly above the industry average of 8.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.31% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
Looking at the Profit Margin, with a value of 40.52%, ADYEN belongs to the top of the industry, outperforming 89.29% of the companies in the same industry.
ADYEN's Profit Margin has improved in the last couple of years.
ADYEN has a better Operating Margin (40.53%) than 83.93% of its industry peers.
In the last couple of years the Operating Margin of ADYEN has grown nicely.
ADYEN has a better Gross Margin (88.47%) than 89.29% of its industry peers.
ADYEN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so ADYEN is creating value.
ADYEN has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ADYEN has more shares outstanding
The debt/assets ratio for ADYEN has been reduced compared to a year ago.
2.2 Solvency
ADYEN has an Altman-Z score of 4.01. This indicates that ADYEN is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.01, ADYEN belongs to the top of the industry, outperforming 83.93% of the companies in the same industry.
ADYEN has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
ADYEN has a Debt to FCF ratio of 0.07. This is amongst the best in the industry. ADYEN outperforms 94.64% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that ADYEN is not too dependend on debt financing.
The Debt to Equity ratio of ADYEN (0.04) is better than 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4.01 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.48 indicates that ADYEN should not have too much problems paying its short term obligations.
ADYEN's Current ratio of 1.48 is fine compared to the rest of the industry. ADYEN outperforms 60.71% of its industry peers.
A Quick Ratio of 1.47 indicates that ADYEN should not have too much problems paying its short term obligations.
ADYEN has a Quick ratio of 1.47. This is in the better half of the industry: ADYEN outperforms 66.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
ADYEN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 34.72% yearly.
Looking at the last year, ADYEN shows a quite strong growth in Revenue. The Revenue has grown by 19.86% in the last year.
Measured over the past years, ADYEN shows a decrease in Revenue. The Revenue has been decreasing by -3.25% on average per year.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
ADYEN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.79% yearly.
The Revenue is expected to grow by 19.59% on average over the next years. This is quite good.
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.59%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
ADYEN is valuated quite expensively with a Price/Earnings ratio of 43.36.
ADYEN's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.77, ADYEN is valued quite expensively.
Based on the Price/Forward Earnings ratio of 32.39, the valuation of ADYEN can be described as expensive.
Based on the Price/Forward Earnings ratio, ADYEN is valued a bit more expensive than 64.29% of the companies in the same industry.
ADYEN is valuated rather expensively when we compare the Price/Forward Earnings ratio to 23.35, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.36 | ||
| Fwd PE | 32.39 |
4.2 Price Multiples
ADYEN's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, ADYEN is valued a bit cheaper than 67.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.55 | ||
| EV/EBITDA | 28.11 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of ADYEN may justify a higher PE ratio.
ADYEN's earnings are expected to grow with 21.25% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.48
PEG (5Y)1.25
EPS Next 2Y19.68%
EPS Next 3Y21.25%
5. Dividend
5.1 Amount
No dividends for ADYEN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
AMS:ADYEN (12/31/2025, 2:01:15 PM)
1375
-5.2 (-0.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.55%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap43.34B
Revenue(TTM)2.46B
Net Income(TTM)996.55M
Analysts80.49
Price Target1848.24 (34.42%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.31%
PT rev (3m)-1.22%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.33%
EPS NY rev (3m)-0.51%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.36 | ||
| Fwd PE | 32.39 | ||
| P/S | 17.62 | ||
| P/FCF | 11.55 | ||
| P/OCF | 11.24 | ||
| P/B | 9.27 | ||
| P/tB | 9.29 | ||
| EV/EBITDA | 28.11 |
EPS(TTM)31.71
EY2.31%
EPS(NY)42.45
Fwd EY3.09%
FCF(TTM)119.01
FCFY8.66%
OCF(TTM)122.38
OCFY8.9%
SpS78.04
BVpS148.32
TBVpS148.05
PEG (NY)2.48
PEG (5Y)1.25
Graham Number325.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.48% | ||
| ROIC | 15.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% | ||
| FCFM | 152.51% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.48% | ||
| Cap/Sales | 4.31% | ||
| Interest Coverage | 63.58 | ||
| Cash Conversion | 346.63% | ||
| Profit Quality | 376.43% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4.01 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.59%
EBIT growth 1Y32.51%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.65%
EBIT Next 5Y24.88%
FCF growth 1Y344.52%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.17%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / ADYEN.AS FAQ
What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.
What is the valuation status for ADYEN stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Overvalued.
How profitable is ADYEN NV (ADYEN.AS) stock?
ADYEN NV (ADYEN.AS) has a profitability rating of 9 / 10.
Can you provide the financial health for ADYEN stock?
The financial health rating of ADYEN NV (ADYEN.AS) is 7 / 10.