ADYEN NV (ADYEN.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ADYEN - NL0012969182 - Common Stock
1429 EUR
+0.2 (+0.01%)
ADYEN gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 58 industry peers in the Financial Services industry. Both the health and profitability get an excellent rating, making ADYEN a very profitable company, without any liquidiy or solvency issues. ADYEN is quite expensive at the moment. It does show a decent growth rate. These ratings could make ADYEN a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
ADYEN had positive earnings in the past year.
In the past year ADYEN had a positive cash flow from operations.
In the past 5 years ADYEN has always been profitable.
ADYEN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ADYEN has a Return On Assets of 7.15%. This is amongst the best in the industry. ADYEN outperforms 89.66% of its industry peers.
ADYEN has a better Return On Equity (21.32%) than 86.21% of its industry peers.
With an excellent Return On Invested Capital value of 15.30%, ADYEN belongs to the best of the industry, outperforming 93.10% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ADYEN is significantly above the industry average of 8.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
ADYEN has a Profit Margin of 40.51%. This is amongst the best in the industry. ADYEN outperforms 89.66% of its industry peers.
In the last couple of years the Profit Margin of ADYEN has grown nicely.
Looking at the Operating Margin, with a value of 40.52%, ADYEN belongs to the top of the industry, outperforming 86.21% of the companies in the same industry.
In the last couple of years the Operating Margin of ADYEN has grown nicely.
The Gross Margin of ADYEN (88.47%) is better than 91.38% of its industry peers.
In the last couple of years the Gross Margin of ADYEN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so ADYEN is creating value.
ADYEN has more shares outstanding than it did 1 year ago.
The number of shares outstanding for ADYEN has been increased compared to 5 years ago.
The debt/assets ratio for ADYEN has been reduced compared to a year ago.
2.2 Solvency
ADYEN has an Altman-Z score of 4.11. This indicates that ADYEN is financially healthy and has little risk of bankruptcy at the moment.
ADYEN has a Altman-Z score of 4.11. This is in the better half of the industry: ADYEN outperforms 79.31% of its industry peers.
ADYEN has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
The Debt to FCF ratio of ADYEN (0.07) is better than 94.83% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that ADYEN is not too dependend on debt financing.
The Debt to Equity ratio of ADYEN (0.04) is better than 86.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4.11 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.48 indicates that ADYEN should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.48, ADYEN is doing good in the industry, outperforming 60.34% of the companies in the same industry.
A Quick Ratio of 1.47 indicates that ADYEN should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.47, ADYEN is doing good in the industry, outperforming 65.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
Measured over the past years, ADYEN shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
ADYEN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
Measured over the past years, ADYEN shows a decrease in Revenue. The Revenue has been decreasing by -3.25% on average per year.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
ADYEN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.15% yearly.
Based on estimates for the next years, ADYEN will show a quite strong growth in Revenue. The Revenue will grow by 19.67% on average per year.
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y18.15%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.67%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 45.06, the valuation of ADYEN can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as ADYEN.
The average S&P500 Price/Earnings ratio is at 27.25. ADYEN is valued rather expensively when compared to this.
With a Price/Forward Earnings ratio of 33.66, ADYEN can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, ADYEN is valued a bit more expensive than the industry average as 62.07% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.98, ADYEN is valued a bit more expensive.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.06 | ||
| Fwd PE | 33.66 |
4.2 Price Multiples
ADYEN's Enterprise Value to EBITDA is on the same level as the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ADYEN indicates a somewhat cheap valuation: ADYEN is cheaper than 67.24% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.01 | ||
| EV/EBITDA | 29.48 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ADYEN does not grow enough to justify the current Price/Earnings ratio.
ADYEN has an outstanding profitability rating, which may justify a higher PE ratio.
ADYEN's earnings are expected to grow with 21.25% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.58
PEG (5Y)1.3
EPS Next 2Y19.68%
EPS Next 3Y21.25%
5. Dividend
5.1 Amount
ADYEN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
AMS:ADYEN (1/13/2026, 11:25:15 AM)
1429
+0.2 (+0.01%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.02%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap45.04B
Revenue(TTM)2.46B
Net Income(TTM)996.51M
Analysts79.51
Price Target1848.24 (29.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.21%
PT rev (3m)0.58%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.02%
EPS NY rev (3m)-0.51%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.06 | ||
| Fwd PE | 33.66 | ||
| P/S | 18.31 | ||
| P/FCF | 12.01 | ||
| P/OCF | 11.68 | ||
| P/B | 9.63 | ||
| P/tB | 9.65 | ||
| EV/EBITDA | 29.48 |
EPS(TTM)31.71
EY2.22%
EPS(NY)42.45
Fwd EY2.97%
FCF(TTM)119
FCFY8.33%
OCF(TTM)122.37
OCFY8.56%
SpS78.04
BVpS148.32
TBVpS148.06
PEG (NY)2.58
PEG (5Y)1.3
Graham Number325.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.47% | ||
| ROIC | 15.3% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% | ||
| FCFM | 152.49% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.46% | ||
| Cap/Sales | 4.32% | ||
| Interest Coverage | 65.58 | ||
| Cash Conversion | 346.59% | ||
| Profit Quality | 376.4% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4.11 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y18.15%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.67%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.65%
EBIT Next 5Y24.95%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / ADYEN.AS FAQ
What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.
Can you provide the valuation status for ADYEN NV?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Overvalued.
What is the profitability of ADYEN stock?
ADYEN NV (ADYEN.AS) has a profitability rating of 9 / 10.
What is the valuation of ADYEN NV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ADYEN NV (ADYEN.AS) is 45.06 and the Price/Book (PB) ratio is 9.63.
What is the earnings growth outlook for ADYEN NV?
The Earnings per Share (EPS) of ADYEN NV (ADYEN.AS) is expected to grow by 17.45% in the next year.