ADYEN NV (ADYEN.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ADYEN - NL0012969182 - Common Stock
1451.6 EUR
+14 (+0.97%)
We assign a fundamental rating of 6 out of 10 to ADYEN. ADYEN was compared to 58 industry peers in the Financial Services industry. ADYEN scores excellent points on both the profitability and health parts. This is a solid base for a good stock. ADYEN is valied quite expensively at the moment, while it does show a decent growth rate. This makes ADYEN very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year ADYEN was profitable.
In the past year ADYEN had a positive cash flow from operations.
ADYEN had positive earnings in each of the past 5 years.
Each year in the past 5 years ADYEN had a positive operating cash flow.
1.2 Ratios
ADYEN's Return On Assets of 7.15% is amongst the best of the industry. ADYEN outperforms 86.21% of its industry peers.
ADYEN has a better Return On Equity (21.32%) than 84.48% of its industry peers.
ADYEN has a better Return On Invested Capital (15.31%) than 91.38% of its industry peers.
ADYEN had an Average Return On Invested Capital over the past 3 years of 16.46%. This is significantly above the industry average of 9.69%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.31% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
The Profit Margin of ADYEN (40.52%) is better than 89.66% of its industry peers.
In the last couple of years the Profit Margin of ADYEN has grown nicely.
The Operating Margin of ADYEN (40.53%) is better than 84.48% of its industry peers.
In the last couple of years the Operating Margin of ADYEN has grown nicely.
ADYEN has a Gross Margin of 88.47%. This is amongst the best in the industry. ADYEN outperforms 91.38% of its industry peers.
ADYEN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), ADYEN is creating value.
ADYEN has more shares outstanding than it did 1 year ago.
The number of shares outstanding for ADYEN has been increased compared to 5 years ago.
ADYEN has a better debt/assets ratio than last year.
2.2 Solvency
ADYEN has an Altman-Z score of 4.13. This indicates that ADYEN is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of ADYEN (4.13) is better than 79.31% of its industry peers.
The Debt to FCF ratio of ADYEN is 0.07, which is an excellent value as it means it would take ADYEN, only 0.07 years of fcf income to pay off all of its debts.
ADYEN has a Debt to FCF ratio of 0.07. This is amongst the best in the industry. ADYEN outperforms 94.83% of its industry peers.
ADYEN has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
ADYEN has a Debt to Equity ratio of 0.04. This is amongst the best in the industry. ADYEN outperforms 86.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4.13 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.48 indicates that ADYEN should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.48, ADYEN is in the better half of the industry, outperforming 60.34% of the companies in the same industry.
ADYEN has a Quick Ratio of 1.47. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.47, ADYEN is in the better half of the industry, outperforming 65.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
ADYEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.62%, which is quite good.
ADYEN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 34.72% yearly.
ADYEN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
Measured over the past years, ADYEN shows a decrease in Revenue. The Revenue has been decreasing by -3.25% on average per year.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
Based on estimates for the next years, ADYEN will show a very strong growth in Earnings Per Share. The EPS will grow by 20.79% on average per year.
The Revenue is expected to grow by 19.59% on average over the next years. This is quite good.
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.59%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
ADYEN is valuated quite expensively with a Price/Earnings ratio of 45.78.
The rest of the industry has a similar Price/Earnings ratio as ADYEN.
ADYEN's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.19.
Based on the Price/Forward Earnings ratio of 34.19, the valuation of ADYEN can be described as expensive.
ADYEN's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. ADYEN is more expensive than 63.79% of the companies in the same industry.
ADYEN is valuated rather expensively when we compare the Price/Forward Earnings ratio to 23.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.78 | ||
| Fwd PE | 34.19 |
4.2 Price Multiples
ADYEN's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, ADYEN is valued a bit cheaper than the industry average as 68.97% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.2 | ||
| EV/EBITDA | 29.73 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ADYEN does not grow enough to justify the current Price/Earnings ratio.
ADYEN has an outstanding profitability rating, which may justify a higher PE ratio.
ADYEN's earnings are expected to grow with 21.25% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.62
PEG (5Y)1.32
EPS Next 2Y19.68%
EPS Next 3Y21.25%
5. Dividend
5.1 Amount
No dividends for ADYEN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
AMS:ADYEN (1/9/2026, 7:00:00 PM)
1451.6
+14 (+0.97%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.02%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap45.75B
Revenue(TTM)2.46B
Net Income(TTM)996.55M
Analysts80.49
Price Target1848.24 (27.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.31%
PT rev (3m)0.58%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.02%
EPS NY rev (3m)-0.51%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.78 | ||
| Fwd PE | 34.19 | ||
| P/S | 18.6 | ||
| P/FCF | 12.2 | ||
| P/OCF | 11.86 | ||
| P/B | 9.79 | ||
| P/tB | 9.8 | ||
| EV/EBITDA | 29.73 |
EPS(TTM)31.71
EY2.18%
EPS(NY)42.45
Fwd EY2.92%
FCF(TTM)119.01
FCFY8.2%
OCF(TTM)122.38
OCFY8.43%
SpS78.04
BVpS148.32
TBVpS148.05
PEG (NY)2.62
PEG (5Y)1.32
Graham Number325.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.48% | ||
| ROIC | 15.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% | ||
| FCFM | 152.51% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.48% | ||
| Cap/Sales | 4.31% | ||
| Interest Coverage | 63.58 | ||
| Cash Conversion | 346.63% | ||
| Profit Quality | 376.43% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4.13 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.59%
EBIT growth 1Y32.51%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.65%
EBIT Next 5Y24.88%
FCF growth 1Y344.52%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.17%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / ADYEN.AS FAQ
What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.
Can you provide the valuation status for ADYEN NV?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Overvalued.
What is the profitability of ADYEN stock?
ADYEN NV (ADYEN.AS) has a profitability rating of 9 / 10.
What is the valuation of ADYEN NV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ADYEN NV (ADYEN.AS) is 45.78 and the Price/Book (PB) ratio is 9.79.
What is the earnings growth outlook for ADYEN NV?
The Earnings per Share (EPS) of ADYEN NV (ADYEN.AS) is expected to grow by 17.45% in the next year.