ADYEN NV (ADYEN.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ADYEN - NL0012969182 - Common Stock
1377.4 EUR
+7.2 (+0.53%)
ADYEN gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 59 industry peers in the Financial Services industry. ADYEN scores excellent points on both the profitability and health parts. This is a solid base for a good stock. ADYEN is quite expensive at the moment. It does show a decent growth rate. These ratings would make ADYEN suitable for quality investing!
1. Profitability
1.1 Basic Checks
ADYEN had positive earnings in the past year.
In the past year ADYEN had a positive cash flow from operations.
Each year in the past 5 years ADYEN has been profitable.
In the past 5 years ADYEN always reported a positive cash flow from operatings.
1.2 Ratios
ADYEN has a better Return On Assets (7.15%) than 84.75% of its industry peers.
The Return On Equity of ADYEN (21.32%) is better than 81.36% of its industry peers.
The Return On Invested Capital of ADYEN (15.31%) is better than 88.14% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ADYEN is significantly above the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.31% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
With an excellent Profit Margin value of 40.52%, ADYEN belongs to the best of the industry, outperforming 88.14% of the companies in the same industry.
ADYEN's Profit Margin has improved in the last couple of years.
ADYEN's Operating Margin of 40.53% is amongst the best of the industry. ADYEN outperforms 83.05% of its industry peers.
In the last couple of years the Operating Margin of ADYEN has grown nicely.
With an excellent Gross Margin value of 88.47%, ADYEN belongs to the best of the industry, outperforming 89.83% of the companies in the same industry.
ADYEN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), ADYEN is creating value.
ADYEN has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ADYEN has more shares outstanding
Compared to 1 year ago, ADYEN has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.00 indicates that ADYEN is not in any danger for bankruptcy at the moment.
ADYEN has a better Altman-Z score (4.00) than 81.36% of its industry peers.
ADYEN has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
ADYEN's Debt to FCF ratio of 0.07 is amongst the best of the industry. ADYEN outperforms 94.92% of its industry peers.
ADYEN has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
ADYEN has a Debt to Equity ratio of 0.04. This is amongst the best in the industry. ADYEN outperforms 86.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.48 indicates that ADYEN should not have too much problems paying its short term obligations.
ADYEN has a Current ratio (1.48) which is comparable to the rest of the industry.
ADYEN has a Quick Ratio of 1.47. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.47, ADYEN is in the better half of the industry, outperforming 64.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
ADYEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.62%, which is quite good.
Measured over the past years, ADYEN shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
Looking at the last year, ADYEN shows a quite strong growth in Revenue. The Revenue has grown by 19.86% in the last year.
The Revenue has been decreasing by -3.25% on average over the past years.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
Based on estimates for the next years, ADYEN will show a very strong growth in Earnings Per Share. The EPS will grow by 20.79% on average per year.
Based on estimates for the next years, ADYEN will show a quite strong growth in Revenue. The Revenue will grow by 19.59% on average per year.
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 43.44, ADYEN can be considered very expensive at the moment.
ADYEN's Price/Earnings ratio is a bit more expensive when compared to the industry. ADYEN is more expensive than 61.02% of the companies in the same industry.
When comparing the Price/Earnings ratio of ADYEN to the average of the S&P500 Index (26.39), we can say ADYEN is valued expensively.
With a Price/Forward Earnings ratio of 32.41, ADYEN can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, ADYEN is valued a bit more expensive than the industry average as 64.41% of the companies are valued more cheaply.
When comparing the Price/Forward Earnings ratio of ADYEN to the average of the S&P500 Index (23.84), we can say ADYEN is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.44 | ||
| Fwd PE | 32.41 |
4.2 Price Multiples
ADYEN's Enterprise Value to EBITDA is on the same level as the industry average.
ADYEN's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. ADYEN is cheaper than 64.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.57 | ||
| EV/EBITDA | 28.03 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
ADYEN has an outstanding profitability rating, which may justify a higher PE ratio.
ADYEN's earnings are expected to grow with 21.33% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.48
PEG (5Y)1.25
EPS Next 2Y19.74%
EPS Next 3Y21.33%
5. Dividend
5.1 Amount
No dividends for ADYEN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
AMS:ADYEN (12/19/2025, 7:00:00 PM)
1377.4
+7.2 (+0.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.55%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap43.42B
Revenue(TTM)2.46B
Net Income(TTM)996.55M
Analysts80.49
Price Target1844.37 (33.9%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.56%
PT rev (3m)-1.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-1.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.44 | ||
| Fwd PE | 32.41 | ||
| P/S | 17.65 | ||
| P/FCF | 11.57 | ||
| P/OCF | 11.26 | ||
| P/B | 9.29 | ||
| P/tB | 9.3 | ||
| EV/EBITDA | 28.03 |
EPS(TTM)31.71
EY2.3%
EPS(NY)42.49
Fwd EY3.09%
FCF(TTM)119.01
FCFY8.64%
OCF(TTM)122.38
OCFY8.88%
SpS78.04
BVpS148.32
TBVpS148.05
PEG (NY)2.48
PEG (5Y)1.25
Graham Number325.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.48% | ||
| ROIC | 15.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% | ||
| FCFM | 152.51% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.48% | ||
| Cap/Sales | 4.31% | ||
| Interest Coverage | 63.58 | ||
| Cash Conversion | 346.63% | ||
| Profit Quality | 376.43% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
EBIT growth 1Y32.51%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.67%
EBIT Next 5Y24.88%
FCF growth 1Y344.52%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.17%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / ADYEN.AS FAQ
What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.
What is the valuation status for ADYEN stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Overvalued.
How profitable is ADYEN NV (ADYEN.AS) stock?
ADYEN NV (ADYEN.AS) has a profitability rating of 9 / 10.
Can you provide the financial health for ADYEN stock?
The financial health rating of ADYEN NV (ADYEN.AS) is 7 / 10.