ADYEN NV (ADYEN.AS) Fundamental Analysis & Valuation

AMS:ADYEN • NL0012969182

Current stock price

843.4 EUR
-12.1 (-1.41%)
Last:

This ADYEN.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. ADYEN.AS Profitability Analysis

1.1 Basic Checks

  • In the past year ADYEN was profitable.
  • ADYEN had a positive operating cash flow in the past year.
  • In the past 5 years ADYEN has always been profitable.
  • ADYEN had a positive operating cash flow in each of the past 5 years.
ADYEN.AS Yearly Net Income VS EBIT VS OCF VS FCFADYEN.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

1.2 Ratios

  • ADYEN has a Return On Assets of 8.67%. This is amongst the best in the industry. ADYEN outperforms 91.07% of its industry peers.
  • With an excellent Return On Equity value of 20.10%, ADYEN belongs to the best of the industry, outperforming 80.36% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 15.39%, ADYEN belongs to the top of the industry, outperforming 91.07% of the companies in the same industry.
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROIC 15.39%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ADYEN.AS Yearly ROA, ROE, ROICADYEN.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • With an excellent Profit Margin value of 39.77%, ADYEN belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ADYEN has grown nicely.
  • The Operating Margin of ADYEN (41.54%) is better than 83.93% of its industry peers.
  • ADYEN's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 88.49%, ADYEN belongs to the top of the industry, outperforming 91.07% of the companies in the same industry.
  • ADYEN's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
ADYEN.AS Yearly Profit, Operating, Gross MarginsADYEN.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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7

2. ADYEN.AS Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so ADYEN is creating value.
  • There is no outstanding debt for ADYEN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ADYEN.AS Yearly Shares OutstandingADYEN.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
ADYEN.AS Yearly Total Debt VS Total AssetsADYEN.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • ADYEN has an Altman-Z score of 3.85. This indicates that ADYEN is financially healthy and has little risk of bankruptcy at the moment.
  • ADYEN has a better Altman-Z score (3.85) than 80.36% of its industry peers.
  • ADYEN has a debt to FCF ratio of 0.28. This is a very positive value and a sign of high solvency as it would only need 0.28 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.28, ADYEN belongs to the best of the industry, outperforming 94.64% of the companies in the same industry.
  • ADYEN has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of ADYEN (0.03) is better than 87.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Altman-Z 3.85
ROIC/WACC2.06
WACC7.46%
ADYEN.AS Yearly LT Debt VS Equity VS FCFADYEN.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 1.72 indicates that ADYEN should not have too much problems paying its short term obligations.
  • ADYEN's Current ratio of 1.72 is fine compared to the rest of the industry. ADYEN outperforms 71.43% of its industry peers.
  • ADYEN has a Quick Ratio of 1.71. This is a normal value and indicates that ADYEN is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 1.71, ADYEN is doing good in the industry, outperforming 75.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.72
Quick Ratio 1.71
ADYEN.AS Yearly Current Assets VS Current LiabilitesADYEN.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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6

3. ADYEN.AS Growth Analysis

3.1 Past

  • ADYEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.43%, which is quite good.
  • The Earnings Per Share has been growing by 31.62% on average over the past years. This is a very strong growth
  • Looking at the last year, ADYEN shows a quite strong growth in Revenue. The Revenue has grown by 18.60% in the last year.
  • ADYEN shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.01% yearly.
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%

3.2 Future

  • The Earnings Per Share is expected to grow by 19.86% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 19.31% on average over the next years. This is quite good.
EPS Next Y19.98%
EPS Next 2Y21.16%
EPS Next 3Y20.82%
EPS Next 5Y19.86%
Revenue Next Year20.1%
Revenue Next 2Y20.03%
Revenue Next 3Y19.92%
Revenue Next 5Y19.31%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ADYEN.AS Yearly Revenue VS EstimatesADYEN.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2B 4B 6B 8B
ADYEN.AS Yearly EPS VS EstimatesADYEN.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 20 40 60 80 100

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4

4. ADYEN.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 25.09, which means the current valuation is very expensive for ADYEN.
  • ADYEN's Price/Earnings is on the same level as the industry average.
  • When comparing the Price/Earnings ratio of ADYEN to the average of the S&P500 Index (24.89), we can say ADYEN is valued inline with the index average.
  • Based on the Price/Forward Earnings ratio of 20.91, the valuation of ADYEN can be described as rather expensive.
  • ADYEN's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of ADYEN to the average of the S&P500 Index (22.19), we can say ADYEN is valued inline with the index average.
Industry RankSector Rank
PE 25.09
Fwd PE 20.91
ADYEN.AS Price Earnings VS Forward Price EarningsADYEN.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as ADYEN.
  • ADYEN's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 29.41
EV/EBITDA 13.3
ADYEN.AS Per share dataADYEN.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • ADYEN has an outstanding profitability rating, which may justify a higher PE ratio.
  • ADYEN's earnings are expected to grow with 20.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.26
PEG (5Y)0.79
EPS Next 2Y21.16%
EPS Next 3Y20.82%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. ADYEN.AS Dividend Analysis

5.1 Amount

  • No dividends for ADYEN!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

ADYEN.AS Fundamentals: All Metrics, Ratios and Statistics

ADYEN NV

AMS:ADYEN (3/30/2026, 11:45:18 AM)

843.4

-12.1 (-1.41%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)08-12
Inst Owners80.32%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap26.60B
Revenue(TTM)2.67B
Net Income(TTM)1.06B
Analysts81.4
Price Target1500.7 (77.93%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.83%
PT rev (3m)-18.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.83%
EPS NY rev (3m)-4.99%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.51%
Revenue NY rev (3m)-2.22%
Valuation
Industry RankSector Rank
PE 25.09
Fwd PE 20.91
P/S 9.96
P/FCF 29.41
P/OCF 25.82
P/B 5.03
P/tB 5.04
EV/EBITDA 13.3
EPS(TTM)33.62
EY3.99%
EPS(NY)40.34
Fwd EY4.78%
FCF(TTM)28.68
FCFY3.4%
OCF(TTM)32.67
OCFY3.87%
SpS84.71
BVpS167.58
TBVpS167.34
PEG (NY)1.26
PEG (5Y)0.79
Graham Number356.04
Profitability
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROCE 20.29%
ROIC 15.39%
ROICexc N/A
ROICexgc N/A
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
FCFM 33.86%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Debt/EBITDA 0.15
Cap/Depr 92.6%
Cap/Sales 4.71%
Interest Coverage 56.34
Cash Conversion 82.72%
Profit Quality 85.14%
Current Ratio 1.72
Quick Ratio 1.71
Altman-Z 3.85
F-Score6
WACC7.46%
ROIC/WACC2.06
Cap/Depr(3y)90.38%
Cap/Depr(5y)116.43%
Cap/Sales(3y)4.32%
Cap/Sales(5y)2.99%
Profit Quality(3y)172.09%
Profit Quality(5y)246.58%
High Growth Momentum
Growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
EPS Next Y19.98%
EPS Next 2Y21.16%
EPS Next 3Y20.82%
EPS Next 5Y19.86%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%
Revenue Next Year20.1%
Revenue Next 2Y20.03%
Revenue Next 3Y19.92%
Revenue Next 5Y19.31%
EBIT growth 1Y25.01%
EBIT growth 3Y18.84%
EBIT growth 5Y24.43%
EBIT Next Year37.29%
EBIT Next 3Y27.6%
EBIT Next 5Y24.46%
FCF growth 1Y-43.58%
FCF growth 3Y-22.21%
FCF growth 5Y-1.88%
OCF growth 1Y-39.56%
OCF growth 3Y-20.11%
OCF growth 5Y0.27%

ADYEN NV / ADYEN.AS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ADYEN NV (ADYEN.AS) stock?

ChartMill assigns a fundamental rating of 6 / 10 to ADYEN.AS.


Can you provide the valuation status for ADYEN NV?

ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (ADYEN.AS). This can be considered as Fairly Valued.


What is the profitability of ADYEN stock?

ADYEN NV (ADYEN.AS) has a profitability rating of 8 / 10.


What is the valuation of ADYEN NV based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ADYEN NV (ADYEN.AS) is 25.09 and the Price/Book (PB) ratio is 5.03.


What is the earnings growth outlook for ADYEN NV?

The Earnings per Share (EPS) of ADYEN NV (ADYEN.AS) is expected to grow by 19.98% in the next year.