ACRES COMMERCIAL REALTY CORP (ACR) Stock Fundamental Analysis
NYSE:ACR - New York Stock Exchange, Inc. - US00489Q1022 - REIT - Currency: USD
Overall ACR gets a fundamental rating of 3 out of 10. We evaluated ACR against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While ACR is still in line with the averages on profitability rating, there are concerns on its financial health. ACR has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
ACR had positive earnings in the past year.
In the past year ACR had a positive cash flow from operations.
In multiple years ACR reported negative net income over the last 5 years.
Each year in the past 5 years ACR had a positive operating cash flow.
1.2 Ratios
ACR has a Return On Assets of 0.33%. This is comparable to the rest of the industry: ACR outperforms 42.19% of its industry peers.
ACR has a Return On Equity (1.54%) which is in line with its industry peers.
ACR has a Return On Invested Capital (0.66%) which is in line with its industry peers.
ACR had an Average Return On Invested Capital over the past 3 years of 0.83%. This is in line with the industry average of 1.54%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.33% | ||
| ROE | 1.54% | ||
| ROIC | 0.66% |
ROA(3y)0.18%
ROA(5y)-2.2%
ROE(3y)0.89%
ROE(5y)-10.99%
ROIC(3y)0.83%
ROIC(5y)N/A
1.3 Margins
ACR has a Profit Margin of 3.23%. This is comparable to the rest of the industry: ACR outperforms 40.63% of its industry peers.
ACR's Profit Margin has declined in the last couple of years.
The Operating Margin of ACR (7.48%) is worse than 62.50% of its industry peers.
ACR's Operating Margin has declined in the last couple of years.
ACR has a better Gross Margin (37.42%) than 60.94% of its industry peers.
In the last couple of years the Gross Margin of ACR has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.48% | ||
| PM (TTM) | 3.23% | ||
| GM | 37.42% |
OM growth 3Y-66.32%
OM growth 5Y-18.9%
PM growth 3Y-82.86%
PM growth 5Y-25.09%
GM growth 3Y-40.82%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACR is destroying value.
The number of shares outstanding for ACR has been reduced compared to 1 year ago.
Compared to 5 years ago, ACR has less shares outstanding
The debt/assets ratio for ACR has been reduced compared to a year ago.
2.2 Solvency
ACR has an Altman-Z score of -0.36. This is a bad value and indicates that ACR is not financially healthy and even has some risk of bankruptcy.
ACR has a worse Altman-Z score (-0.36) than 64.06% of its industry peers.
A Debt/Equity ratio of 3.25 is on the high side and indicates that ACR has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 3.25, ACR is in the better half of the industry, outperforming 68.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.36 |
ROIC/WACC0.11
WACC6.27%
2.3 Liquidity
A Current Ratio of 0.58 indicates that ACR may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.58, ACR is in the better half of the industry, outperforming 68.75% of the companies in the same industry.
A Quick Ratio of 0.58 indicates that ACR may have some problems paying its short term obligations.
ACR has a Quick ratio of 0.58. This is in the better half of the industry: ACR outperforms 68.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
The earnings per share for ACR have decreased strongly by -40.41% in the last year.
ACR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.51% yearly.
ACR shows a decrease in Revenue. In the last year, the revenue decreased by -4.45%.
The Revenue has been growing by 12.44% on average over the past years. This is quite good.
EPS 1Y (TTM)-40.41%
EPS 3Y2.94%
EPS 5Y0.51%
EPS Q2Q%-67.12%
Revenue 1Y (TTM)-4.45%
Revenue growth 3YN/A
Revenue growth 5Y12.44%
Sales Q2Q%-6.89%
3.2 Future
Based on estimates for the next years, ACR will show a very negative growth in Earnings Per Share. The EPS will decrease by -11.29% on average per year.
Based on estimates for the next years, ACR will show a small growth in Revenue. The Revenue will grow by 2.87% on average per year.
EPS Next Y-42.63%
EPS Next 2Y-11.29%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.4%
Revenue Next 2Y2.87%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.77, the valuation of ACR can be described as very reasonable.
ACR's Price/Earnings ratio is a bit cheaper when compared to the industry. ACR is cheaper than 62.50% of the companies in the same industry.
ACR is valuated cheaply when we compare the Price/Earnings ratio to 28.42, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 9.10, the valuation of ACR can be described as reasonable.
The rest of the industry has a similar Price/Forward Earnings ratio as ACR.
ACR is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.39, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.77 | ||
| Fwd PE | 9.1 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACR indicates a somewhat cheap valuation: ACR is cheaper than 79.69% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 70.74 |
4.3 Compensation for Growth
A cheap valuation may be justified as ACR's earnings are expected to decrease with -11.29% in the coming years.
PEG (NY)N/A
PEG (5Y)23.19
EPS Next 2Y-11.29%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for ACR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
ACRES COMMERCIAL REALTY CORP
NYSE:ACR (1/28/2025, 8:21:12 PM)
17.19
-0.34 (-1.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners33.65%
Inst Owner Change-0.01%
Ins Owners3.27%
Ins Owner Change0%
Market Cap133.05M
Analysts77.14
Price Target19.89 (15.71%)
Short Float %0.12%
Short Ratio0.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend2.34
Dividend Growth(5Y)-1.24%
DP287.13%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-14.91%
Min EPS beat(2)-39.59%
Max EPS beat(2)9.77%
EPS beat(4)2
Avg EPS beat(4)-20.18%
Min EPS beat(4)-65.56%
Max EPS beat(4)14.64%
EPS beat(8)6
Avg EPS beat(8)6.71%
EPS beat(12)9
Avg EPS beat(12)6.7%
EPS beat(16)10
Avg EPS beat(16)-19.3%
Revenue beat(2)1
Avg Revenue beat(2)1.5%
Min Revenue beat(2)-1.99%
Max Revenue beat(2)4.99%
Revenue beat(4)2
Avg Revenue beat(4)0.65%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)13.38%
Revenue beat(8)6
Avg Revenue beat(8)29.91%
Revenue beat(12)10
Avg Revenue beat(12)66%
Revenue beat(16)14
Avg Revenue beat(16)88.88%
PT rev (1m)0%
PT rev (3m)4%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-45.92%
EPS NY rev (1m)0%
EPS NY rev (3m)-23.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.77 | ||
| Fwd PE | 9.1 | ||
| P/S | 0.64 | ||
| P/FCF | N/A | ||
| P/OCF | 4.75 | ||
| P/B | 0.3 | ||
| P/tB | 0.31 | ||
| EV/EBITDA | 70.74 |
EPS(TTM)1.46
EY8.49%
EPS(NY)1.89
Fwd EY10.99%
FCF(TTM)-3.3
FCFYN/A
OCF(TTM)3.62
OCFY21.05%
SpS26.92
BVpS56.37
TBVpS55.45
PEG (NY)N/A
PEG (5Y)23.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.33% | ||
| ROE | 1.54% | ||
| ROCE | 0.84% | ||
| ROIC | 0.66% | ||
| ROICexc | 0.69% | ||
| ROICexgc | 0.69% | ||
| OM | 7.48% | ||
| PM (TTM) | 3.23% | ||
| GM | 37.42% | ||
| FCFM | N/A |
ROA(3y)0.18%
ROA(5y)-2.2%
ROE(3y)0.89%
ROE(5y)-10.99%
ROIC(3y)0.83%
ROIC(5y)N/A
ROICexc(3y)0.86%
ROICexc(5y)N/A
ROICexgc(3y)0.86%
ROICexgc(5y)N/A
ROCE(3y)1.06%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-8.89%
ROICexc growth 3YN/A
ROICexc growth 5Y-8.94%
OM growth 3Y-66.32%
OM growth 5Y-18.9%
PM growth 3Y-82.86%
PM growth 5Y-25.09%
GM growth 3Y-40.82%
GM growth 5Y0.82%
F-Score7
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.25 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 64.43 | ||
| Cap/Depr | 836.92% | ||
| Cap/Sales | 25.69% | ||
| Interest Coverage | 0.13 | ||
| Cash Conversion | 127.45% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | -0.36 |
F-Score7
WACC6.27%
ROIC/WACC0.11
Cap/Depr(3y)612.45%
Cap/Depr(5y)N/A
Cap/Sales(3y)23.21%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.41%
EPS 3Y2.94%
EPS 5Y0.51%
EPS Q2Q%-67.12%
EPS Next Y-42.63%
EPS Next 2Y-11.29%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.45%
Revenue growth 3YN/A
Revenue growth 5Y12.44%
Sales Q2Q%-6.89%
Revenue Next Year7.4%
Revenue Next 2Y2.87%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y38.62%
EBIT growth 3YN/A
EBIT growth 5Y-8.82%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y38.31%
FCF growth 3Y-38.44%
FCF growth 5Y-31.22%
OCF growth 1Y-17.85%
OCF growth 3Y12.77%
OCF growth 5Y-1.1%