48.94 USD
+0.8 (+1.66%)
48.94 USD
0 (0%)
ACIW gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 278 industry peers in the Software industry. While ACIW has a great profitability rating, there are some minor concerns on its financial health. ACIW scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings would make ACIW suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year ACIW was profitable.
In the past year ACIW had a positive cash flow from operations.
In the past 5 years ACIW has always been profitable.
Each year in the past 5 years ACIW had a positive operating cash flow.
1.2 Ratios
ACIW has a better Return On Assets (8.25%) than 81.30% of its industry peers.
ACIW has a better Return On Equity (17.64%) than 85.97% of its industry peers.
The Return On Invested Capital of ACIW (12.16%) is better than 88.13% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ACIW is below the industry average of 10.78%.
The 3 year average ROIC (8.48%) for ACIW is below the current ROIC(12.16%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 17.64% | ||
| ROIC | 12.16% |
ROA(3y)4.89%
ROA(5y)4.17%
ROE(3y)11.78%
ROE(5y)10.33%
ROIC(3y)8.48%
ROIC(5y)7.85%
1.3 Margins
The Profit Margin of ACIW (15.07%) is better than 78.78% of its industry peers.
ACIW's Profit Margin has improved in the last couple of years.
ACIW has a better Operating Margin (20.83%) than 87.05% of its industry peers.
ACIW's Operating Margin has improved in the last couple of years.
ACIW's Gross Margin of 49.67% is on the low side compared to the rest of the industry. ACIW is outperformed by 69.42% of its industry peers.
ACIW's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.83% | ||
| PM (TTM) | 15.07% | ||
| GM | 49.67% |
OM growth 3Y6.84%
OM growth 5Y11.36%
PM growth 3Y10.97%
PM growth 5Y19.03%
GM growth 3Y-1.94%
GM growth 5Y-0.23%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), ACIW is creating some value.
ACIW has less shares outstanding than it did 1 year ago.
ACIW has less shares outstanding than it did 5 years ago.
ACIW has a worse debt/assets ratio than last year.
2.2 Solvency
ACIW has an Altman-Z score of 3.67. This indicates that ACIW is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of ACIW (3.67) is better than 63.67% of its industry peers.
The Debt to FCF ratio of ACIW is 3.02, which is a good value as it means it would take ACIW, 3.02 years of fcf income to pay off all of its debts.
ACIW has a better Debt to FCF ratio (3.02) than 64.39% of its industry peers.
A Debt/Equity ratio of 0.56 indicates that ACIW is somewhat dependend on debt financing.
ACIW's Debt to Equity ratio of 0.56 is on the low side compared to the rest of the industry. ACIW is outperformed by 66.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 3.02 | ||
| Altman-Z | 3.67 |
ROIC/WACC1.1
WACC11.09%
2.3 Liquidity
A Current Ratio of 1.58 indicates that ACIW should not have too much problems paying its short term obligations.
ACIW has a Current ratio (1.58) which is in line with its industry peers.
A Quick Ratio of 1.58 indicates that ACIW should not have too much problems paying its short term obligations.
The Quick ratio of ACIW (1.58) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.58 | ||
| Quick Ratio | 1.58 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.54% over the past year.
The Earnings Per Share has been growing by 27.49% on average over the past years. This is a very strong growth
ACIW shows a small growth in Revenue. In the last year, the Revenue has grown by 7.01%.
The Revenue has been growing slightly by 4.85% on average over the past years.
EPS 1Y (TTM)17.54%
EPS 3Y21.14%
EPS 5Y27.49%
EPS Q2Q%14.29%
Revenue 1Y (TTM)7.01%
Revenue growth 3Y5.17%
Revenue growth 5Y4.85%
Sales Q2Q%6.78%
3.2 Future
Based on estimates for the next years, ACIW will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.13% on average per year.
Based on estimates for the next years, ACIW will show a small growth in Revenue. The Revenue will grow by 5.02% on average per year.
EPS Next Y25.16%
EPS Next 2Y16.66%
EPS Next 3Y15.13%
EPS Next 5YN/A
Revenue Next Year9.29%
Revenue Next 2Y5.31%
Revenue Next 3Y5.02%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
ACIW is valuated rather expensively with a Price/Earnings ratio of 19.73.
ACIW's Price/Earnings ratio is a bit cheaper when compared to the industry. ACIW is cheaper than 75.54% of the companies in the same industry.
When comparing the Price/Earnings ratio of ACIW to the average of the S&P500 Index (26.61), we can say ACIW is valued slightly cheaper.
The Price/Forward Earnings ratio is 18.73, which indicates a rather expensive current valuation of ACIW.
ACIW's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ACIW is cheaper than 75.90% of the companies in the same industry.
ACIW is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.01, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.73 | ||
| Fwd PE | 18.73 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACIW indicates a rather cheap valuation: ACIW is cheaper than 85.61% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ACIW indicates a rather cheap valuation: ACIW is cheaper than 83.09% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.53 | ||
| EV/EBITDA | 12.7 |
4.3 Compensation for Growth
ACIW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ACIW has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as ACIW's earnings are expected to grow with 15.13% in the coming years.
PEG (NY)0.78
PEG (5Y)0.72
EPS Next 2Y16.66%
EPS Next 3Y15.13%
5. Dividend
5.1 Amount
No dividends for ACIW!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
48.94
+0.8 (+1.66%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners101.04%
Inst Owner Change4.74%
Ins Owners0.65%
Ins Owner Change2.63%
Market Cap5.05B
Revenue(TTM)1.73B
Net Income(TTM)260.88M
Analysts81.54
Price Target63.28 (29.3%)
Short Float %4.08%
Short Ratio5.9
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.84%
Min EPS beat(2)7.62%
Max EPS beat(2)26.05%
EPS beat(4)4
Avg EPS beat(4)73.09%
Min EPS beat(4)7.62%
Max EPS beat(4)202.37%
EPS beat(8)8
Avg EPS beat(8)96.21%
EPS beat(12)10
Avg EPS beat(12)79.13%
EPS beat(16)10
Avg EPS beat(16)55.53%
Revenue beat(2)2
Avg Revenue beat(2)2.51%
Min Revenue beat(2)1.63%
Max Revenue beat(2)3.39%
Revenue beat(4)3
Avg Revenue beat(4)2.39%
Min Revenue beat(4)-1.68%
Max Revenue beat(4)6.21%
Revenue beat(8)6
Avg Revenue beat(8)2.89%
Revenue beat(12)9
Avg Revenue beat(12)2.88%
Revenue beat(16)12
Avg Revenue beat(16)2.05%
PT rev (1m)0.03%
PT rev (3m)0.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.37%
EPS NY rev (1m)2.21%
EPS NY rev (3m)1.29%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.23%
Revenue NY rev (1m)0.74%
Revenue NY rev (3m)0.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.73 | ||
| Fwd PE | 18.73 | ||
| P/S | 2.91 | ||
| P/FCF | 17.53 | ||
| P/OCF | 15.4 | ||
| P/B | 3.41 | ||
| P/tB | 226.77 | ||
| EV/EBITDA | 12.7 |
EPS(TTM)2.48
EY5.07%
EPS(NY)2.61
Fwd EY5.34%
FCF(TTM)2.79
FCFY5.7%
OCF(TTM)3.18
OCFY6.49%
SpS16.79
BVpS14.35
TBVpS0.22
PEG (NY)0.78
PEG (5Y)0.72
Graham Number28.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 17.64% | ||
| ROCE | 14.88% | ||
| ROIC | 12.16% | ||
| ROICexc | 13.25% | ||
| ROICexgc | 38.39% | ||
| OM | 20.83% | ||
| PM (TTM) | 15.07% | ||
| GM | 49.67% | ||
| FCFM | 16.62% |
ROA(3y)4.89%
ROA(5y)4.17%
ROE(3y)11.78%
ROE(5y)10.33%
ROIC(3y)8.48%
ROIC(5y)7.85%
ROICexc(3y)9.15%
ROICexc(5y)8.42%
ROICexgc(3y)29.24%
ROICexgc(5y)30.02%
ROCE(3y)10.38%
ROCE(5y)9.61%
ROICexgc growth 3Y3.32%
ROICexgc growth 5Y14.4%
ROICexc growth 3Y13.64%
ROICexc growth 5Y19.94%
OM growth 3Y6.84%
OM growth 5Y11.36%
PM growth 3Y10.97%
PM growth 5Y19.03%
GM growth 3Y-1.94%
GM growth 5Y-0.23%
F-Score8
Asset Turnover0.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 3.02 | ||
| Debt/EBITDA | 1.84 | ||
| Cap/Depr | 44.63% | ||
| Cap/Sales | 2.3% | ||
| Interest Coverage | 5.92 | ||
| Cash Conversion | 72.82% | ||
| Profit Quality | 110.3% | ||
| Current Ratio | 1.58 | ||
| Quick Ratio | 1.58 | ||
| Altman-Z | 3.67 |
F-Score8
WACC11.09%
ROIC/WACC1.1
Cap/Depr(3y)34.27%
Cap/Depr(5y)34.01%
Cap/Sales(3y)2.74%
Cap/Sales(5y)3.03%
Profit Quality(3y)111.61%
Profit Quality(5y)168.18%
High Growth Momentum
Growth
EPS 1Y (TTM)17.54%
EPS 3Y21.14%
EPS 5Y27.49%
EPS Q2Q%14.29%
EPS Next Y25.16%
EPS Next 2Y16.66%
EPS Next 3Y15.13%
EPS Next 5YN/A
Revenue 1Y (TTM)7.01%
Revenue growth 3Y5.17%
Revenue growth 5Y4.85%
Sales Q2Q%6.78%
Revenue Next Year9.29%
Revenue Next 2Y5.31%
Revenue Next 3Y5.02%
Revenue Next 5YN/A
EBIT growth 1Y0.42%
EBIT growth 3Y12.36%
EBIT growth 5Y16.75%
EBIT Next Year76.54%
EBIT Next 3Y27.26%
EBIT Next 5YN/A
FCF growth 1Y258.35%
FCF growth 3Y21.45%
FCF growth 5Y29.97%
OCF growth 1Y163.72%
OCF growth 3Y17.61%
OCF growth 5Y22.03%
ACI WORLDWIDE INC / ACIW FAQ
What is the fundamental rating for ACIW stock?
ChartMill assigns a fundamental rating of 6 / 10 to ACIW.
What is the valuation status of ACI WORLDWIDE INC (ACIW) stock?
ChartMill assigns a valuation rating of 7 / 10 to ACI WORLDWIDE INC (ACIW). This can be considered as Undervalued.
What is the profitability of ACIW stock?
ACI WORLDWIDE INC (ACIW) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for ACIW stock?
The Price/Earnings (PE) ratio for ACI WORLDWIDE INC (ACIW) is 19.73 and the Price/Book (PB) ratio is 3.41.
What is the financial health of ACI WORLDWIDE INC (ACIW) stock?
The financial health rating of ACI WORLDWIDE INC (ACIW) is 5 / 10.