ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) Stock Fundamental Analysis
USA - NASDAQ:ACGLO - US03939A1079
20.94 USD
-0.06 (-0.29%)
We assign a fundamental rating of 6 out of 10 to ACGLO. ACGLO was compared to 147 industry peers in the Insurance industry. ACGLO has only an average score on both its financial health and profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on ACGLO. Finally ACGLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ACGLO was profitable.
In the past year ACGLO had a positive cash flow from operations.
ACGLO had positive earnings in each of the past 5 years.
In the past 5 years ACGLO always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 4.69%, ACGLO belongs to the best of the industry, outperforming 80.95% of the companies in the same industry.
ACGLO's Return On Equity of 16.03% is fine compared to the rest of the industry. ACGLO outperforms 73.47% of its industry peers.
Looking at the Return On Invested Capital, with a value of 3.80%, ACGLO is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for ACGLO is in line with the industry average of 4.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.69% | ||
| ROE | 16.03% | ||
| ROIC | 3.8% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
ACGLO has a better Profit Margin (19.83%) than 89.12% of its industry peers.
ACGLO's Profit Margin has improved in the last couple of years.
The Operating Margin of ACGLO (20.17%) is better than 77.55% of its industry peers.
In the last couple of years the Operating Margin of ACGLO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.17% | ||
| PM (TTM) | 19.83% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLO is destroying value.
ACGLO has more shares outstanding than it did 1 year ago.
ACGLO has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, ACGLO has an improved debt to assets ratio.
2.2 Solvency
ACGLO has a debt to FCF ratio of 0.45. This is a very positive value and a sign of high solvency as it would only need 0.45 years to pay back of all of its debts.
ACGLO has a better Debt to FCF ratio (0.45) than 81.63% of its industry peers.
ACGLO has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
ACGLO has a better Debt to Equity ratio (0.12) than 74.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.45 | ||
| Altman-Z | N/A |
ROIC/WACC0.51
WACC7.46%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ACGLO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.68%.
ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.96% yearly.
Looking at the last year, ACGLO shows a very strong growth in Revenue. The Revenue has grown by 27.51%.
The Revenue has been growing by 19.89% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)27.51%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
ACGLO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.98% yearly.
ACGLO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.81% yearly.
EPS Next Y-1.36%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
EPS Next 5YN/A
Revenue Next Year8.92%
Revenue Next 2Y6.36%
Revenue Next 3Y5.81%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
ACGLO is valuated cheaply with a Price/Earnings ratio of 2.29.
Based on the Price/Earnings ratio, ACGLO is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 25.51. ACGLO is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 2.21, which indicates a rather cheap valuation of ACGLO.
Based on the Price/Forward Earnings ratio, ACGLO is valued cheaply inside the industry as 88.44% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.98, ACGLO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.29 | ||
| Fwd PE | 2.21 |
4.2 Price Multiples
91.84% of the companies in the same industry are more expensive than ACGLO, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 91.84% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.28 | ||
| EV/EBITDA | 2.37 |
4.3 Compensation for Growth
ACGLO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.08
EPS Next 2Y1.03%
EPS Next 3Y2.98%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.47%, ACGLO is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.52, ACGLO pays a better dividend. On top of this ACGLO pays more dividend than 89.12% of the companies listed in the same industry.
ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
5.2 History
On average, the dividend of ACGLO grows each year by 118.13%, which is quite nice.
ACGLO has been paying a dividend for over 5 years, so it has already some track record.
ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.13%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
ACGLO pays out 51.79% of its income as dividend. This is a bit on the high side, but may be sustainable.
ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP51.79%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP
NASDAQ:ACGLO (11/19/2025, 1:51:20 PM)
20.94
-0.06 (-0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners94.19%
Inst Owner ChangeN/A
Ins Owners3.14%
Ins Owner ChangeN/A
Market Cap7.82B
Revenue(TTM)16.86B
Net Income(TTM)3.69B
Analysts75.2
Price Target26.11 (24.69%)
Short Float %0.02%
Short Ratio3.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
Yearly Dividend5.09
Dividend Growth(5Y)118.13%
DP51.79%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.67%
Min EPS beat(2)9.27%
Max EPS beat(2)14.08%
EPS beat(4)3
Avg EPS beat(4)11.13%
Min EPS beat(4)-0.36%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)16.8%
EPS beat(12)11
Avg EPS beat(12)24.14%
EPS beat(16)15
Avg EPS beat(16)27.55%
Revenue beat(2)0
Avg Revenue beat(2)-4.12%
Min Revenue beat(2)-6.02%
Max Revenue beat(2)-2.23%
Revenue beat(4)1
Avg Revenue beat(4)-2.72%
Min Revenue beat(4)-6.02%
Max Revenue beat(4)1.66%
Revenue beat(8)4
Avg Revenue beat(8)-0.96%
Revenue beat(12)7
Avg Revenue beat(12)1.68%
Revenue beat(16)8
Avg Revenue beat(16)-1.23%
PT rev (1m)-1.01%
PT rev (3m)-0.18%
EPS NQ rev (1m)8.43%
EPS NQ rev (3m)32.52%
EPS NY rev (1m)11.19%
EPS NY rev (3m)14.68%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.73%
Revenue NY rev (1m)-0.67%
Revenue NY rev (3m)-0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.29 | ||
| Fwd PE | 2.21 | ||
| P/S | 0.42 | ||
| P/FCF | 1.28 | ||
| P/OCF | 1.27 | ||
| P/B | 0.34 | ||
| P/tB | 0.36 | ||
| EV/EBITDA | 2.37 |
EPS(TTM)9.15
EY43.7%
EPS(NY)9.46
Fwd EY45.19%
FCF(TTM)16.42
FCFY78.4%
OCF(TTM)16.54
OCFY78.99%
SpS49.91
BVpS61.74
TBVpS58.2
PEG (NY)N/A
PEG (5Y)0.08
Graham Number112.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.69% | ||
| ROE | 16.03% | ||
| ROCE | 4.81% | ||
| ROIC | 3.8% | ||
| ROICexc | 3.85% | ||
| ROICexgc | 5.18% | ||
| OM | 20.17% | ||
| PM (TTM) | 19.83% | ||
| GM | N/A | ||
| FCFM | 32.89% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.45 | ||
| Debt/EBITDA | 0.68 | ||
| Cap/Depr | 16.2% | ||
| Cap/Sales | 0.25% | ||
| Interest Coverage | 29.35 | ||
| Cash Conversion | 152.76% | ||
| Profit Quality | 165.86% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.46%
ROIC/WACC0.51
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y-1.36%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
EPS Next 5YN/A
Revenue 1Y (TTM)27.51%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year8.92%
Revenue Next 2Y6.36%
Revenue Next 3Y5.81%
Revenue Next 5YN/A
EBIT growth 1Y-6.59%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y38.58%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y37.94%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ
What is the fundamental rating for ACGLO stock?
ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.
Can you provide the valuation status for ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.
What is the profitability of ACGLO stock?
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for ACGLO stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 2.29 and the Price/Book (PB) ratio is 0.34.
Can you provide the financial health for ACGLO stock?
The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.