ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) Fundamental Analysis & Valuation

NASDAQ:ACGLO • US03939A1079

Current stock price

19.61 USD
-0.15 (-0.76%)
Last:

This ACGLO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. ACGLO Profitability Analysis

1.1 Basic Checks

  • ACGLO had positive earnings in the past year.
  • In the past year ACGLO had a positive cash flow from operations.
  • ACGLO had positive earnings in each of the past 5 years.
  • ACGLO had a positive operating cash flow in each of the past 5 years.
ACGLO Yearly Net Income VS EBIT VS OCF VS FCFACGLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • ACGLO's Return On Assets of 5.50% is amongst the best of the industry. ACGLO outperforms 80.41% of its industry peers.
  • ACGLO has a Return On Equity of 18.01%. This is in the better half of the industry: ACGLO outperforms 77.70% of its industry peers.
  • ACGLO's Return On Invested Capital of 5.09% is fine compared to the rest of the industry. ACGLO outperforms 72.97% of its industry peers.
  • ACGLO had an Average Return On Invested Capital over the past 3 years of 4.96%. This is below the industry average of 9.34%.
  • The last Return On Invested Capital (5.09%) for ACGLO is above the 3 year average (4.96%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROIC 5.09%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)4.96%
ROIC(5y)4.35%
ACGLO Yearly ROA, ROE, ROICACGLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • ACGLO's Profit Margin of 22.58% is amongst the best of the industry. ACGLO outperforms 89.86% of its industry peers.
  • In the last couple of years the Profit Margin of ACGLO has grown nicely.
  • With an excellent Operating Margin value of 23.57%, ACGLO belongs to the best of the industry, outperforming 81.08% of the companies in the same industry.
  • ACGLO's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 23.57%
PM (TTM) 22.58%
GM N/A
OM growth 3Y9.34%
OM growth 5Y3.6%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
ACGLO Yearly Profit, Operating, Gross MarginsACGLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. ACGLO Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACGLO is destroying value.
  • ACGLO has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, ACGLO has less shares outstanding
  • Compared to 1 year ago, ACGLO has an improved debt to assets ratio.
ACGLO Yearly Shares OutstandingACGLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
ACGLO Yearly Total Debt VS Total AssetsACGLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • ACGLO has a debt to FCF ratio of 0.45. This is a very positive value and a sign of high solvency as it would only need 0.45 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.45, ACGLO belongs to the best of the industry, outperforming 83.11% of the companies in the same industry.
  • A Debt/Equity ratio of 0.11 indicates that ACGLO is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.11, ACGLO is doing good in the industry, outperforming 77.03% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.66
WACC7.68%
ACGLO Yearly LT Debt VS Equity VS FCFACGLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLO Yearly Current Assets VS Current LiabilitesACGLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. ACGLO Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 6.47% over the past year.
  • ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 48.87% yearly.
  • The Revenue has grown by 14.90% in the past year. This is quite good.
  • The Revenue has been growing by 18.36% on average over the past years. This is quite good.
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%

3.2 Future

  • The Earnings Per Share is expected to grow by 3.94% on average over the next years.
  • ACGLO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.36% yearly.
EPS Next Y-2.96%
EPS Next 2Y2.29%
EPS Next 3Y3.94%
EPS Next 5YN/A
Revenue Next Year-0.29%
Revenue Next 2Y1.69%
Revenue Next 3Y3.36%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ACGLO Yearly Revenue VS EstimatesACGLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
ACGLO Yearly EPS VS EstimatesACGLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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8

4. ACGLO Valuation Analysis

4.1 Price/Earnings Ratio

  • ACGLO is valuated cheaply with a Price/Earnings ratio of 1.99.
  • Based on the Price/Earnings ratio, ACGLO is valued cheaply inside the industry as 89.19% of the companies are valued more expensively.
  • ACGLO is valuated cheaply when we compare the Price/Earnings ratio to 24.88, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 2.05 indicates a rather cheap valuation of ACGLO.
  • 87.84% of the companies in the same industry are more expensive than ACGLO, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of ACGLO to the average of the S&P500 Index (22.19), we can say ACGLO is valued rather cheaply.
Industry RankSector Rank
PE 1.99
Fwd PE 2.05
ACGLO Price Earnings VS Forward Price EarningsACGLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 89.19% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, ACGLO is valued cheaper than 91.22% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.14
EV/EBITDA 1.85
ACGLO Per share dataACGLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y2.29%
EPS Next 3Y3.94%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. ACGLO Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.95%, ACGLO is a good candidate for dividend investing.
  • ACGLO's Dividend Yield is rather good when compared to the industry average which is at 2.84. ACGLO pays more dividend than 87.16% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.90, ACGLO pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.95%

5.2 History

  • The dividend of ACGLO has a limited annual growth rate of 4.53%.
  • ACGLO has paid a dividend for at least 10 years, which is a reliable track record.
  • ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.53%
Div Incr Years0
Div Non Decr Years4
ACGLO Yearly Dividends per shareACGLO Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 1.08% of the earnings are spent on dividend by ACGLO. This is a low number and sustainable payout ratio.
  • ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP1.08%
EPS Next 2Y2.29%
EPS Next 3Y3.94%
ACGLO Yearly Income VS Free CF VS DividendACGLO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B
ACGLO Dividend Payout.ACGLO Dividend Payout, showing the Payout Ratio.ACGLO Dividend Payout.PayoutRetained Earnings

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ACGLO Fundamentals: All Metrics, Ratios and Statistics

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP

NASDAQ:ACGLO (3/27/2026, 8:00:00 PM)

19.61

-0.15 (-0.76%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-09
Earnings (Next)04-27
Inst Owners93.96%
Inst Owner ChangeN/A
Ins Owners3.34%
Ins Owner ChangeN/A
Market Cap6.98B
Revenue(TTM)19.31B
Net Income(TTM)4.36B
Analysts74.81
Price Target23.89 (21.83%)
Short Float %0.01%
Short Ratio1.24
Dividend
Industry RankSector Rank
Dividend Yield 6.95%
Yearly Dividend0.13
Dividend Growth(5Y)4.53%
DP1.08%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.61%
Min EPS beat(2)12.73%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)14.14%
Min EPS beat(4)9.27%
Max EPS beat(4)20.5%
EPS beat(8)7
Avg EPS beat(8)13.29%
EPS beat(12)11
Avg EPS beat(12)16.97%
EPS beat(16)15
Avg EPS beat(16)21.6%
Revenue beat(2)0
Avg Revenue beat(2)-10.95%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-9.32%
Revenue beat(4)0
Avg Revenue beat(4)-7.54%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)2
Avg Revenue beat(8)-4.29%
Revenue beat(12)6
Avg Revenue beat(12)-1.79%
Revenue beat(16)7
Avg Revenue beat(16)-2.29%
PT rev (1m)-1.08%
PT rev (3m)-4.32%
EPS NQ rev (1m)0.55%
EPS NQ rev (3m)1.93%
EPS NY rev (1m)0.2%
EPS NY rev (3m)1.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.96%
Revenue NY rev (1m)-0.08%
Revenue NY rev (3m)-3.12%
Valuation
Industry RankSector Rank
PE 1.99
Fwd PE 2.05
P/S 0.36
P/FCF 1.14
P/OCF 1.13
P/B 0.29
P/tB 0.3
EV/EBITDA 1.85
EPS(TTM)9.87
EY50.33%
EPS(NY)9.58
Fwd EY48.84%
FCF(TTM)17.22
FCFY87.83%
OCF(TTM)17.35
OCFY88.46%
SpS54.26
BVpS68.03
TBVpS64.6
PEG (NY)N/A
PEG (5Y)0.04
Graham Number122.92
Profitability
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROCE 5.77%
ROIC 5.09%
ROICexc 5.16%
ROICexgc 6.87%
OM 23.57%
PM (TTM) 22.58%
GM N/A
FCFM 31.74%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)4.96%
ROIC(5y)4.35%
ROICexc(3y)5.03%
ROICexc(5y)4.42%
ROICexgc(3y)6.71%
ROICexgc(5y)5.88%
ROCE(3y)5.62%
ROCE(5y)4.93%
ROICexgc growth 3Y15.73%
ROICexgc growth 5Y9.74%
ROICexc growth 3Y15.77%
ROICexc growth 5Y8.42%
OM growth 3Y9.34%
OM growth 5Y3.6%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Debt/EBITDA 0.58
Cap/Depr 22.8%
Cap/Sales 0.23%
Interest Coverage 35.83
Cash Conversion 130.1%
Profit Quality 140.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.68%
ROIC/WACC0.66
Cap/Depr(3y)33.08%
Cap/Depr(5y)39.56%
Cap/Sales(3y)0.31%
Cap/Sales(5y)0.38%
Profit Quality(3y)141.66%
Profit Quality(5y)169.76%
High Growth Momentum
Growth
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
EPS Next Y-2.96%
EPS Next 2Y2.29%
EPS Next 3Y3.94%
EPS Next 5YN/A
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%
Revenue Next Year-0.29%
Revenue Next 2Y1.69%
Revenue Next 3Y3.36%
Revenue Next 5YN/A
EBIT growth 1Y15.01%
EBIT growth 3Y37.05%
EBIT growth 5Y22.63%
EBIT Next Year30.69%
EBIT Next 3Y15.04%
EBIT Next 5YN/A
FCF growth 1Y-7.46%
FCF growth 3Y17.65%
FCF growth 5Y16.57%
OCF growth 1Y-7.51%
OCF growth 3Y17.39%
OCF growth 5Y16.42%

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO Fundamental Analysis FAQ

What is the fundamental rating for ACGLO stock?

ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.


What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?

ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.


What is the profitability of ACGLO stock?

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 7 / 10.


How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?

The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.


Can you provide the dividend sustainability for ACGLO stock?

The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 1.08%.