21.13 USD
+0.05 (+0.24%)
ACGLO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. ACGLO has an excellent profitability rating, but there are some minor concerns on its financial health. ACGLO may be a bit undervalued, certainly considering the very reasonable score on growth Finally ACGLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
ACGLO had positive earnings in the past year.
In the past year ACGLO had a positive cash flow from operations.
Each year in the past 5 years ACGLO has been profitable.
Each year in the past 5 years ACGLO had a positive operating cash flow.
1.2 Ratios
ACGLO has a Return On Assets of 5.12%. This is amongst the best in the industry. ACGLO outperforms 82.43% of its industry peers.
ACGLO's Return On Equity of 17.10% is fine compared to the rest of the industry. ACGLO outperforms 76.35% of its industry peers.
ACGLO has a better Return On Invested Capital (4.08%) than 69.59% of its industry peers.
ACGLO had an Average Return On Invested Capital over the past 3 years of 3.89%. This is in line with the industry average of 4.57%.
The 3 year average ROIC (3.89%) for ACGLO is below the current ROIC(4.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
With an excellent Profit Margin value of 21.42%, ACGLO belongs to the best of the industry, outperforming 89.19% of the companies in the same industry.
ACGLO's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 21.52%, ACGLO is doing good in the industry, outperforming 79.73% of the companies in the same industry.
ACGLO's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLO is destroying value.
The number of shares outstanding for ACGLO has been increased compared to 1 year ago.
Compared to 5 years ago, ACGLO has less shares outstanding
ACGLO has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of ACGLO is 0.43, which is an excellent value as it means it would take ACGLO, only 0.43 years of fcf income to pay off all of its debts.
ACGLO has a Debt to FCF ratio of 0.43. This is amongst the best in the industry. ACGLO outperforms 84.46% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that ACGLO is not too dependend on debt financing.
ACGLO has a Debt to Equity ratio of 0.12. This is in the better half of the industry: ACGLO outperforms 73.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.56
WACC7.35%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for ACGLO have decreased by -3.68% in the last year.
Measured over the past years, ACGLO shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.96% on average per year.
ACGLO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.15%.
The Revenue has been growing by 19.89% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
The Earnings Per Share is expected to grow by 2.98% on average over the next years.
ACGLO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.81% yearly.
EPS Next Y-1.36%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
EPS Next 5YN/A
Revenue Next Year8.92%
Revenue Next 2Y6.36%
Revenue Next 3Y5.81%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 2.31, the valuation of ACGLO can be described as very cheap.
86.49% of the companies in the same industry are more expensive than ACGLO, based on the Price/Earnings ratio.
ACGLO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.11.
A Price/Forward Earnings ratio of 2.23 indicates a rather cheap valuation of ACGLO.
88.51% of the companies in the same industry are more expensive than ACGLO, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 36.21. ACGLO is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.23 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ACGLO is valued cheaper than 91.22% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 92.57% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.22 | ||
| EV/EBITDA | 2.16 |
4.3 Compensation for Growth
ACGLO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y1.03%
EPS Next 3Y2.98%
5. Dividend
5.1 Amount
ACGLO has a Yearly Dividend Yield of 6.46%, which is a nice return.
ACGLO's Dividend Yield is rather good when compared to the industry average which is at 3.32. ACGLO pays more dividend than 92.57% of the companies in the same industry.
ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.46% |
5.2 History
On average, the dividend of ACGLO grows each year by 118.11%, which is quite nice.
ACGLO has been paying a dividend for over 5 years, so it has already some track record.
ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
ACGLO pays out 47.16% of its income as dividend. This is a bit on the high side, but may be sustainable.
ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP
NASDAQ:ACGLO (12/1/2025, 8:00:00 PM)
21.13
+0.05 (+0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners94.19%
Inst Owner ChangeN/A
Ins Owners3.14%
Ins Owner ChangeN/A
Market Cap7.66B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts75.2
Price Target24.87 (17.7%)
Short Float %0.02%
Short Ratio3.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.46% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-12.35%
PT rev (3m)-1.68%
EPS NQ rev (1m)-0.64%
EPS NQ rev (3m)1.16%
EPS NY rev (1m)4.68%
EPS NY rev (3m)10.85%
Revenue NQ rev (1m)-0.89%
Revenue NQ rev (3m)2.63%
Revenue NY rev (1m)-0.76%
Revenue NY rev (3m)-0.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.23 | ||
| P/S | 0.4 | ||
| P/FCF | 1.22 | ||
| P/OCF | 1.21 | ||
| P/B | 0.32 | ||
| P/tB | 0.34 | ||
| EV/EBITDA | 2.16 |
EPS(TTM)9.15
EY43.3%
EPS(NY)9.46
Fwd EY44.78%
FCF(TTM)17.36
FCFY82.15%
OCF(TTM)17.49
OCFY82.75%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)N/A
PEG (5Y)0.09
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.35%
ROIC/WACC0.56
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y-1.36%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year8.92%
Revenue Next 2Y6.36%
Revenue Next 3Y5.81%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ
What is the fundamental rating for ACGLO stock?
ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.
Can you provide the valuation status for ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.
What is the profitability of ACGLO stock?
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for ACGLO stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 2.31 and the Price/Book (PB) ratio is 0.32.
Can you provide the financial health for ACGLO stock?
The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.