ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) Fundamental Analysis & Valuation

NASDAQ:ACGLO • US03939A1079

Current stock price

20.58 USD
+0.13 (+0.64%)
Last:

This ACGLO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. ACGLO Profitability Analysis

1.1 Basic Checks

  • In the past year ACGLO was profitable.
  • In the past year ACGLO had a positive cash flow from operations.
  • In the past 5 years ACGLO has always been profitable.
  • ACGLO had a positive operating cash flow in each of the past 5 years.
ACGLO Yearly Net Income VS EBIT VS OCF VS FCFACGLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.50%, ACGLO belongs to the top of the industry, outperforming 80.27% of the companies in the same industry.
  • ACGLO has a better Return On Equity (18.01%) than 75.51% of its industry peers.
  • With a decent Return On Invested Capital value of 5.09%, ACGLO is doing good in the industry, outperforming 72.11% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for ACGLO is below the industry average of 9.55%.
  • The 3 year average ROIC (4.96%) for ACGLO is below the current ROIC(5.09%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROIC 5.09%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)4.96%
ROIC(5y)4.35%
ACGLO Yearly ROA, ROE, ROICACGLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • The Profit Margin of ACGLO (22.58%) is better than 87.76% of its industry peers.
  • In the last couple of years the Profit Margin of ACGLO has grown nicely.
  • ACGLO's Operating Margin of 23.57% is amongst the best of the industry. ACGLO outperforms 81.63% of its industry peers.
  • In the last couple of years the Operating Margin of ACGLO has grown nicely.
Industry RankSector Rank
OM 23.57%
PM (TTM) 22.58%
GM N/A
OM growth 3Y9.34%
OM growth 5Y3.6%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
ACGLO Yearly Profit, Operating, Gross MarginsACGLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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4

2. ACGLO Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACGLO is destroying value.
  • The number of shares outstanding for ACGLO has been reduced compared to 1 year ago.
  • The number of shares outstanding for ACGLO has been reduced compared to 5 years ago.
  • Compared to 1 year ago, ACGLO has an improved debt to assets ratio.
ACGLO Yearly Shares OutstandingACGLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
ACGLO Yearly Total Debt VS Total AssetsACGLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ACGLO is 0.45, which is an excellent value as it means it would take ACGLO, only 0.45 years of fcf income to pay off all of its debts.
  • ACGLO has a Debt to FCF ratio of 0.45. This is amongst the best in the industry. ACGLO outperforms 82.99% of its industry peers.
  • A Debt/Equity ratio of 0.11 indicates that ACGLO is not too dependend on debt financing.
  • ACGLO has a Debt to Equity ratio of 0.11. This is in the better half of the industry: ACGLO outperforms 77.55% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.67
WACC7.63%
ACGLO Yearly LT Debt VS Equity VS FCFACGLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLO Yearly Current Assets VS Current LiabilitesACGLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. ACGLO Growth Analysis

3.1 Past

  • ACGLO shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.47%.
  • ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 48.87% yearly.
  • The Revenue has grown by 14.90% in the past year. This is quite good.
  • Measured over the past years, ACGLO shows a quite strong growth in Revenue. The Revenue has been growing by 18.36% on average per year.
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%

3.2 Future

  • The Earnings Per Share is expected to grow by 3.73% on average over the next years.
  • The Revenue is expected to grow by 3.34% on average over the next years.
EPS Next Y-3.05%
EPS Next 2Y2.24%
EPS Next 3Y3.73%
EPS Next 5YN/A
Revenue Next Year0.98%
Revenue Next 2Y2.15%
Revenue Next 3Y3.34%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ACGLO Yearly Revenue VS EstimatesACGLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
ACGLO Yearly EPS VS EstimatesACGLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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8

4. ACGLO Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 2.09, the valuation of ACGLO can be described as very cheap.
  • 87.07% of the companies in the same industry are more expensive than ACGLO, based on the Price/Earnings ratio.
  • ACGLO is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 2.15, the valuation of ACGLO can be described as very cheap.
  • ACGLO's Price/Forward Earnings ratio is rather cheap when compared to the industry. ACGLO is cheaper than 87.76% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.29. ACGLO is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 2.09
Fwd PE 2.15
ACGLO Price Earnings VS Forward Price EarningsACGLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • ACGLO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ACGLO is cheaper than 90.48% of the companies in the same industry.
  • ACGLO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ACGLO is cheaper than 91.16% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.2
EV/EBITDA 1.9
ACGLO Per share dataACGLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y2.24%
EPS Next 3Y3.73%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. ACGLO Dividend Analysis

5.1 Amount

  • ACGLO has a Yearly Dividend Yield of 6.66%, which is a nice return.
  • ACGLO's Dividend Yield is rather good when compared to the industry average which is at 2.36. ACGLO pays more dividend than 93.88% of the companies in the same industry.
  • ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 6.66%

5.2 History

  • The dividend of ACGLO has a limited annual growth rate of 4.53%.
  • ACGLO has been paying a dividend for at least 10 years, so it has a reliable track record.
  • ACGLO has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)4.53%
Div Incr Years0
Div Non Decr Years5
ACGLO Yearly Dividends per shareACGLO Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 1.08% of the earnings are spent on dividend by ACGLO. This is a low number and sustainable payout ratio.
  • ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP1.08%
EPS Next 2Y2.24%
EPS Next 3Y3.73%
ACGLO Yearly Income VS Free CF VS DividendACGLO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B
ACGLO Dividend Payout.ACGLO Dividend Payout, showing the Payout Ratio.ACGLO Dividend Payout.PayoutRetained Earnings

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ACGLO Fundamentals: All Metrics, Ratios and Statistics

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP

NASDAQ:ACGLO (4/27/2026, 2:25:32 PM)

20.58

+0.13 (+0.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-09
Earnings (Next)04-28
Inst Owners94.6%
Inst Owner ChangeN/A
Ins Owners2.61%
Ins Owner ChangeN/A
Market Cap7.33B
Revenue(TTM)19.31B
Net Income(TTM)4.36B
Analysts74.81
Price Target23.58 (14.58%)
Short Float %0.01%
Short Ratio0.9
Dividend
Industry RankSector Rank
Dividend Yield 6.66%
Yearly Dividend0.13
Dividend Growth(5Y)4.53%
DP1.08%
Div Incr Years0
Div Non Decr Years5
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.61%
Min EPS beat(2)12.73%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)14.14%
Min EPS beat(4)9.27%
Max EPS beat(4)20.5%
EPS beat(8)7
Avg EPS beat(8)13.29%
EPS beat(12)11
Avg EPS beat(12)16.97%
EPS beat(16)15
Avg EPS beat(16)21.6%
Revenue beat(2)0
Avg Revenue beat(2)-10.95%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-9.32%
Revenue beat(4)0
Avg Revenue beat(4)-7.54%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)2
Avg Revenue beat(8)-4.29%
Revenue beat(12)6
Avg Revenue beat(12)-1.79%
Revenue beat(16)7
Avg Revenue beat(16)-2.29%
PT rev (1m)-1.28%
PT rev (3m)-3.18%
EPS NQ rev (1m)0.38%
EPS NQ rev (3m)1.59%
EPS NY rev (1m)-0.1%
EPS NY rev (3m)0.38%
Revenue NQ rev (1m)0.21%
Revenue NQ rev (3m)-1.86%
Revenue NY rev (1m)1.28%
Revenue NY rev (3m)-1.8%
Valuation
Industry RankSector Rank
PE 2.09
Fwd PE 2.15
P/S 0.38
P/FCF 1.2
P/OCF 1.19
P/B 0.3
P/tB 0.32
EV/EBITDA 1.9
EPS(TTM)9.87
EY47.96%
EPS(NY)9.57
Fwd EY46.5%
FCF(TTM)17.2
FCFY83.58%
OCF(TTM)17.32
OCFY84.18%
SpS54.19
BVpS67.94
TBVpS64.51
PEG (NY)N/A
PEG (5Y)0.04
Graham Number122.835 (496.87%)
Profitability
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROCE 5.77%
ROIC 5.09%
ROICexc 5.16%
ROICexgc 6.87%
OM 23.57%
PM (TTM) 22.58%
GM N/A
FCFM 31.74%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)4.96%
ROIC(5y)4.35%
ROICexc(3y)5.03%
ROICexc(5y)4.42%
ROICexgc(3y)6.71%
ROICexgc(5y)5.88%
ROCE(3y)5.62%
ROCE(5y)4.93%
ROICexgc growth 3Y15.73%
ROICexgc growth 5Y9.74%
ROICexc growth 3Y15.77%
ROICexc growth 5Y8.42%
OM growth 3Y9.34%
OM growth 5Y3.6%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Debt/EBITDA 0.58
Cap/Depr 22.8%
Cap/Sales 0.23%
Interest Coverage 35.83
Cash Conversion 130.1%
Profit Quality 140.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.63%
ROIC/WACC0.67
Cap/Depr(3y)33.08%
Cap/Depr(5y)39.56%
Cap/Sales(3y)0.31%
Cap/Sales(5y)0.38%
Profit Quality(3y)141.66%
Profit Quality(5y)169.76%
High Growth Momentum
Growth
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
EPS Next Y-3.05%
EPS Next 2Y2.24%
EPS Next 3Y3.73%
EPS Next 5YN/A
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%
Revenue Next Year0.98%
Revenue Next 2Y2.15%
Revenue Next 3Y3.34%
Revenue Next 5YN/A
EBIT growth 1Y15.01%
EBIT growth 3Y37.05%
EBIT growth 5Y22.63%
EBIT Next Year26.29%
EBIT Next 3Y12.91%
EBIT Next 5YN/A
FCF growth 1Y-7.46%
FCF growth 3Y17.65%
FCF growth 5Y16.57%
OCF growth 1Y-7.51%
OCF growth 3Y17.39%
OCF growth 5Y16.42%

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO Fundamental Analysis FAQ

What is the fundamental rating for ACGLO stock?

ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.


What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?

ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.


How profitable is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 7 / 10.


Can you provide the financial health for ACGLO stock?

The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.


Can you provide the expected EPS growth for ACGLO stock?

The Earnings per Share (EPS) of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is expected to decline by -3.05% in the next year.