ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:ACGLO • US03939A1079

20.87 USD
+0.03 (+0.14%)
Last: Feb 6, 2026, 08:16 PM
Fundamental Rating

6

Taking everything into account, ACGLO scores 6 out of 10 in our fundamental rating. ACGLO was compared to 147 industry peers in the Insurance industry. Both the profitability and the financial health of ACGLO get a neutral evaluation. Nothing too spectacular is happening here. A decent growth rate in combination with a cheap valuation! Better keep an eye on ACGLO. ACGLO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year ACGLO was profitable.
  • ACGLO had a positive operating cash flow in the past year.
  • In the past 5 years ACGLO has always been profitable.
  • Each year in the past 5 years ACGLO had a positive operating cash flow.
ACGLO Yearly Net Income VS EBIT VS OCF VS FCFACGLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

1.2 Ratios

  • ACGLO's Return On Assets of 5.12% is amongst the best of the industry. ACGLO outperforms 83.67% of its industry peers.
  • ACGLO has a better Return On Equity (17.10%) than 78.23% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 4.08%, ACGLO is in the better half of the industry, outperforming 68.03% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for ACGLO is significantly below the industry average of 14.93%.
  • The 3 year average ROIC (3.89%) for ACGLO is below the current ROIC(4.08%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.12%
ROE 17.1%
ROIC 4.08%
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ACGLO Yearly ROA, ROE, ROICACGLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 21.42%, ACGLO belongs to the top of the industry, outperforming 89.80% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ACGLO has grown nicely.
  • ACGLO has a Operating Margin of 21.52%. This is in the better half of the industry: ACGLO outperforms 76.19% of its industry peers.
  • In the last couple of years the Operating Margin of ACGLO has declined.
Industry RankSector Rank
OM 21.52%
PM (TTM) 21.42%
GM N/A
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
ACGLO Yearly Profit, Operating, Gross MarginsACGLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACGLO is destroying value.
  • ACGLO has more shares outstanding than it did 1 year ago.
  • ACGLO has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, ACGLO has an improved debt to assets ratio.
ACGLO Yearly Shares OutstandingACGLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
ACGLO Yearly Total Debt VS Total AssetsACGLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • ACGLO has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.43, ACGLO belongs to the best of the industry, outperforming 85.03% of the companies in the same industry.
  • ACGLO has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of ACGLO (0.12) is better than 74.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 0.43
Altman-Z N/A
ROIC/WACC0.55
WACC7.48%
ACGLO Yearly LT Debt VS Equity VS FCFACGLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLO Yearly Current Assets VS Current LiabilitesACGLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • ACGLO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.68%.
  • ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.96% yearly.
  • Looking at the last year, ACGLO shows a quite strong growth in Revenue. The Revenue has grown by 17.15% in the last year.
  • Measured over the past years, ACGLO shows a quite strong growth in Revenue. The Revenue has been growing by 19.89% on average per year.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%

3.2 Future

  • ACGLO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.53% yearly.
  • The Revenue is expected to grow by 5.04% on average over the next years.
EPS Next Y3.64%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
EPS Next 5YN/A
Revenue Next Year7.78%
Revenue Next 2Y5.28%
Revenue Next 3Y5.04%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ACGLO Yearly Revenue VS EstimatesACGLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B
ACGLO Yearly EPS VS EstimatesACGLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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9

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 2.28, the valuation of ACGLO can be described as very cheap.
  • ACGLO's Price/Earnings ratio is rather cheap when compared to the industry. ACGLO is cheaper than 87.76% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of ACGLO to the average of the S&P500 Index (27.92), we can say ACGLO is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 2.19, the valuation of ACGLO can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, ACGLO is valued cheaper than 88.44% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of ACGLO to the average of the S&P500 Index (27.78), we can say ACGLO is valued rather cheaply.
Industry RankSector Rank
PE 2.28
Fwd PE 2.19
ACGLO Price Earnings VS Forward Price EarningsACGLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • ACGLO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ACGLO is cheaper than 91.16% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, ACGLO is valued cheaply inside the industry as 92.52% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.2
EV/EBITDA 2.14
ACGLO Per share dataACGLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)0.63
PEG (5Y)0.08
EPS Next 2Y1.4%
EPS Next 3Y3.53%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.43%, ACGLO is a good candidate for dividend investing.
  • ACGLO's Dividend Yield is rather good when compared to the industry average which is at 2.21. ACGLO pays more dividend than 93.20% of the companies in the same industry.
  • ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 6.43%

5.2 History

  • The dividend of ACGLO is nicely growing with an annual growth rate of 118.11%!
  • ACGLO has been paying a dividend for over 5 years, so it has already some track record.
  • ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
ACGLO Yearly Dividends per shareACGLO Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 47.16% of the earnings are spent on dividend by ACGLO. This is a bit on the high side, but may be sustainable.
  • The dividend of ACGLO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
ACGLO Yearly Income VS Free CF VS DividendACGLO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B
ACGLO Dividend Payout.ACGLO Dividend Payout, showing the Payout Ratio.ACGLO Dividend Payout.PayoutRetained Earnings

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ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP

NASDAQ:ACGLO (2/6/2026, 8:16:44 PM)

20.87

+0.03 (+0.14%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-27
Earnings (Next)02-09
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap7.57B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts74.81
Price Target24.35 (16.67%)
Short Float %0%
Short Ratio0.51
Dividend
Industry RankSector Rank
Dividend Yield 6.43%
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)5.62%
PT rev (3m)-14.17%
EPS NQ rev (1m)9.34%
EPS NQ rev (3m)11.31%
EPS NY rev (1m)2.85%
EPS NY rev (3m)9.99%
Revenue NQ rev (1m)-1.97%
Revenue NQ rev (3m)-3.45%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-1.8%
Valuation
Industry RankSector Rank
PE 2.28
Fwd PE 2.19
P/S 0.4
P/FCF 1.2
P/OCF 1.19
P/B 0.32
P/tB 0.34
EV/EBITDA 2.14
EPS(TTM)9.15
EY43.84%
EPS(NY)9.53
Fwd EY45.67%
FCF(TTM)17.36
FCFY83.18%
OCF(TTM)17.49
OCFY83.79%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)0.63
PEG (5Y)0.08
Graham Number116.04
Profitability
Industry RankSector Rank
ROA 5.12%
ROE 17.1%
ROCE 5.17%
ROIC 4.08%
ROICexc 4.14%
ROICexgc 5.51%
OM 21.52%
PM (TTM) 21.42%
GM N/A
FCFM 33.25%
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 0.43
Debt/EBITDA 0.63
Cap/Depr 18.78%
Cap/Sales 0.24%
Interest Coverage 31.83
Cash Conversion 146.82%
Profit Quality 155.2%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC7.48%
ROIC/WACC0.55
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y3.64%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year7.78%
Revenue Next 2Y5.28%
Revenue Next 3Y5.04%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ

What is the fundamental rating for ACGLO stock?

ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.


What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?

ChartMill assigns a valuation rating of 9 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.


What is the profitability of ACGLO stock?

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.


How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?

The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.


Can you provide the dividend sustainability for ACGLO stock?

The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 47.16%.