21.16 USD
+0.06 (+0.28%)
21.01 USD
-0.15 (-0.71%)
ACGLO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. Both the profitability and the financial health of ACGLO get a neutral evaluation. Nothing too spectacular is happening here. ACGLO scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally ACGLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- ACGLO had positive earnings in the past year.
- In the past year ACGLO had a positive cash flow from operations.
- In the past 5 years ACGLO has always been profitable.
- ACGLO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 5.12%, ACGLO belongs to the best of the industry, outperforming 83.22% of the companies in the same industry.
- ACGLO's Return On Equity of 17.10% is fine compared to the rest of the industry. ACGLO outperforms 77.85% of its industry peers.
- ACGLO has a Return On Invested Capital of 4.08%. This is in the better half of the industry: ACGLO outperforms 67.11% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for ACGLO is significantly below the industry average of 14.93%.
- The 3 year average ROIC (3.89%) for ACGLO is below the current ROIC(4.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
- With an excellent Profit Margin value of 21.42%, ACGLO belongs to the best of the industry, outperforming 90.60% of the companies in the same industry.
- In the last couple of years the Profit Margin of ACGLO has grown nicely.
- ACGLO has a better Operating Margin (21.52%) than 75.84% of its industry peers.
- In the last couple of years the Operating Margin of ACGLO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ACGLO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, ACGLO has more shares outstanding
- Compared to 5 years ago, ACGLO has less shares outstanding
- Compared to 1 year ago, ACGLO has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of ACGLO is 0.43, which is an excellent value as it means it would take ACGLO, only 0.43 years of fcf income to pay off all of its debts.
- ACGLO has a better Debt to FCF ratio (0.43) than 85.23% of its industry peers.
- A Debt/Equity ratio of 0.12 indicates that ACGLO is not too dependend on debt financing.
- ACGLO's Debt to Equity ratio of 0.12 is fine compared to the rest of the industry. ACGLO outperforms 75.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.54
WACC7.52%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- ACGLO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.68%.
- ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.96% yearly.
- The Revenue has grown by 17.15% in the past year. This is quite good.
- ACGLO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.89% yearly.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
- ACGLO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.53% yearly.
- Based on estimates for the next years, ACGLO will show a small growth in Revenue. The Revenue will grow by 5.04% on average per year.
EPS Next Y3.64%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
EPS Next 5YN/A
Revenue Next Year7.78%
Revenue Next 2Y5.28%
Revenue Next 3Y5.04%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- ACGLO is valuated cheaply with a Price/Earnings ratio of 2.31.
- ACGLO's Price/Earnings ratio is rather cheap when compared to the industry. ACGLO is cheaper than 87.92% of the companies in the same industry.
- ACGLO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.21.
- A Price/Forward Earnings ratio of 2.22 indicates a rather cheap valuation of ACGLO.
- Based on the Price/Forward Earnings ratio, ACGLO is valued cheaply inside the industry as 88.59% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.98, ACGLO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.22 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 91.28% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, ACGLO is valued cheaper than 92.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.22 | ||
| EV/EBITDA | 2.16 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- ACGLO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.64
PEG (5Y)0.09
EPS Next 2Y1.4%
EPS Next 3Y3.53%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.44%, ACGLO is a good candidate for dividend investing.
- ACGLO's Dividend Yield is rather good when compared to the industry average which is at 2.41. ACGLO pays more dividend than 91.28% of the companies in the same industry.
- ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.44% |
5.2 History
- The dividend of ACGLO is nicely growing with an annual growth rate of 118.11%!
- ACGLO has been paying a dividend for over 5 years, so it has already some track record.
- ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 47.16% of the earnings are spent on dividend by ACGLO. This is a bit on the high side, but may be sustainable.
- ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ
What is the fundamental rating for ACGLO stock?
ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.
What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?
ChartMill assigns a valuation rating of 9 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.
What is the profitability of ACGLO stock?
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.
How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?
The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.
Can you provide the dividend sustainability for ACGLO stock?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 47.16%.