21.09 USD
-0.07 (-0.33%)
Overall ACGLO gets a fundamental rating of 5 out of 10. We evaluated ACGLO against 147 industry peers in the Insurance industry. ACGLO has an average financial health and profitability rating. ACGLO scores decently on growth, while it is valued quite cheap. This could make an interesting combination. ACGLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ACGLO was profitable.
ACGLO had a positive operating cash flow in the past year.
ACGLO had positive earnings in each of the past 5 years.
Each year in the past 5 years ACGLO had a positive operating cash flow.
1.2 Ratios
ACGLO has a Return On Assets of 5.12%. This is amongst the best in the industry. ACGLO outperforms 82.99% of its industry peers.
The Return On Equity of ACGLO (17.10%) is better than 77.55% of its industry peers.
The Return On Invested Capital of ACGLO (4.08%) is better than 66.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ACGLO is significantly below the industry average of 14.90%.
The 3 year average ROIC (3.89%) for ACGLO is below the current ROIC(4.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
Looking at the Profit Margin, with a value of 21.42%, ACGLO belongs to the top of the industry, outperforming 90.48% of the companies in the same industry.
ACGLO's Profit Margin has improved in the last couple of years.
ACGLO has a Operating Margin of 21.52%. This is in the better half of the industry: ACGLO outperforms 77.55% of its industry peers.
In the last couple of years the Operating Margin of ACGLO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLO is destroying value.
ACGLO has more shares outstanding than it did 1 year ago.
ACGLO has less shares outstanding than it did 5 years ago.
The debt/assets ratio for ACGLO has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of ACGLO is 0.43, which is an excellent value as it means it would take ACGLO, only 0.43 years of fcf income to pay off all of its debts.
ACGLO's Debt to FCF ratio of 0.43 is amongst the best of the industry. ACGLO outperforms 84.35% of its industry peers.
ACGLO has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
ACGLO has a Debt to Equity ratio of 0.12. This is in the better half of the industry: ACGLO outperforms 74.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.55
WACC7.48%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for ACGLO have decreased by -3.68% in the last year.
ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.96% yearly.
ACGLO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.15%.
ACGLO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.89% yearly.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
ACGLO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.25% yearly.
The Revenue is expected to grow by 4.95% on average over the next years.
EPS Next Y0.68%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue Next Year8.14%
Revenue Next 2Y5.32%
Revenue Next 3Y4.95%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 2.30, which indicates a rather cheap valuation of ACGLO.
ACGLO's Price/Earnings ratio is rather cheap when compared to the industry. ACGLO is cheaper than 87.07% of the companies in the same industry.
ACGLO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.54.
With a Price/Forward Earnings ratio of 2.23, the valuation of ACGLO can be described as very cheap.
ACGLO's Price/Forward Earnings ratio is rather cheap when compared to the industry. ACGLO is cheaper than 88.44% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.78, ACGLO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.3 | ||
| Fwd PE | 2.23 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ACGLO is valued cheaply inside the industry as 91.16% of the companies are valued more expensively.
92.52% of the companies in the same industry are more expensive than ACGLO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.21 | ||
| EV/EBITDA | 2.16 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)3.4
PEG (5Y)0.09
EPS Next 2Y1.02%
EPS Next 3Y3.25%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.47%, ACGLO is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.42, ACGLO pays a better dividend. On top of this ACGLO pays more dividend than 91.16% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.27, ACGLO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
5.2 History
On average, the dividend of ACGLO grows each year by 118.11%, which is quite nice.
ACGLO has been paying a dividend for over 5 years, so it has already some track record.
ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
ACGLO pays out 47.16% of its income as dividend. This is a bit on the high side, but may be sustainable.
ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP
NASDAQ:ACGLO (12/12/2025, 8:12:51 PM)
21.09
-0.07 (-0.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners93.78%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap7.65B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts75.38
Price Target24.97 (18.4%)
Short Float %0.01%
Short Ratio1.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-12.02%
PT rev (3m)-1.31%
EPS NQ rev (1m)0.88%
EPS NQ rev (3m)1.89%
EPS NY rev (1m)2.07%
EPS NY rev (3m)13.14%
Revenue NQ rev (1m)-0.65%
Revenue NQ rev (3m)1.99%
Revenue NY rev (1m)-0.72%
Revenue NY rev (3m)-1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.3 | ||
| Fwd PE | 2.23 | ||
| P/S | 0.4 | ||
| P/FCF | 1.21 | ||
| P/OCF | 1.21 | ||
| P/B | 0.32 | ||
| P/tB | 0.34 | ||
| EV/EBITDA | 2.16 |
EPS(TTM)9.15
EY43.39%
EPS(NY)9.46
Fwd EY44.85%
FCF(TTM)17.36
FCFY82.31%
OCF(TTM)17.49
OCFY82.91%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)3.4
PEG (5Y)0.09
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.48%
ROIC/WACC0.55
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y0.68%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year8.14%
Revenue Next 2Y5.32%
Revenue Next 3Y4.95%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ
What is the fundamental rating for ACGLO stock?
ChartMill assigns a fundamental rating of 5 / 10 to ACGLO.
Can you provide the valuation status for ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.
What is the profitability of ACGLO stock?
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for ACGLO stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 2.3 and the Price/Book (PB) ratio is 0.32.
Can you provide the financial health for ACGLO stock?
The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.