ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) Fundamental Analysis & Valuation

NASDAQ:ACGLO • US03939A1079

20.5 USD
-0.22 (-1.06%)
Last: Mar 6, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This ACGLO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

Overall ACGLO gets a fundamental rating of 6 out of 10. We evaluated ACGLO against 149 industry peers in the Insurance industry. ACGLO has an excellent profitability rating, but there are some minor concerns on its financial health. ACGLO is valued quite cheap, while showing a decent growth score. This is a good combination! ACGLO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

7

1. ACGLO Profitability Analysis

1.1 Basic Checks

  • ACGLO had positive earnings in the past year.
  • In the past year ACGLO had a positive cash flow from operations.
  • Each year in the past 5 years ACGLO has been profitable.
  • ACGLO had a positive operating cash flow in each of the past 5 years.
ACGLO Yearly Net Income VS EBIT VS OCF VS FCFACGLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • ACGLO's Return On Assets of 5.50% is amongst the best of the industry. ACGLO outperforms 82.55% of its industry peers.
  • ACGLO's Return On Equity of 18.01% is fine compared to the rest of the industry. ACGLO outperforms 78.52% of its industry peers.
  • The Return On Invested Capital of ACGLO (5.11%) is better than 76.51% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for ACGLO is significantly below the industry average of 15.27%.
  • The 3 year average ROIC (5.03%) for ACGLO is below the current ROIC(5.11%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROIC 5.11%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)5.03%
ROIC(5y)4.39%
ACGLO Yearly ROA, ROE, ROICACGLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • ACGLO has a Profit Margin of 22.58%. This is amongst the best in the industry. ACGLO outperforms 91.28% of its industry peers.
  • ACGLO's Profit Margin has improved in the last couple of years.
  • ACGLO has a better Operating Margin (23.68%) than 79.87% of its industry peers.
  • In the last couple of years the Operating Margin of ACGLO has grown nicely.
Industry RankSector Rank
OM 23.68%
PM (TTM) 22.58%
GM N/A
OM growth 3Y10.92%
OM growth 5Y4.5%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
ACGLO Yearly Profit, Operating, Gross MarginsACGLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. ACGLO Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLO is destroying value.
  • The number of shares outstanding for ACGLO has been reduced compared to 1 year ago.
  • The number of shares outstanding for ACGLO has been reduced compared to 5 years ago.
  • The debt/assets ratio for ACGLO has been reduced compared to a year ago.
ACGLO Yearly Shares OutstandingACGLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
ACGLO Yearly Total Debt VS Total AssetsACGLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • ACGLO has a debt to FCF ratio of 0.45. This is a very positive value and a sign of high solvency as it would only need 0.45 years to pay back of all of its debts.
  • ACGLO has a better Debt to FCF ratio (0.45) than 83.89% of its industry peers.
  • A Debt/Equity ratio of 0.11 indicates that ACGLO is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.11, ACGLO is in the better half of the industry, outperforming 76.51% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.68
WACC7.52%
ACGLO Yearly LT Debt VS Equity VS FCFACGLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLO Yearly Current Assets VS Current LiabilitesACGLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. ACGLO Growth Analysis

3.1 Past

  • ACGLO shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.47%.
  • ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 48.87% yearly.
  • ACGLO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.90%.
  • Measured over the past years, ACGLO shows a quite strong growth in Revenue. The Revenue has been growing by 18.36% on average per year.
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%

3.2 Future

  • Based on estimates for the next years, ACGLO will show a small growth in Earnings Per Share. The EPS will grow by 2.32% on average per year.
  • Based on estimates for the next years, ACGLO will show a small growth in Revenue. The Revenue will grow by 2.61% on average per year.
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.21%
Revenue Next 2Y1.72%
Revenue Next 3Y2.61%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ACGLO Yearly Revenue VS EstimatesACGLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
ACGLO Yearly EPS VS EstimatesACGLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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8

4. ACGLO Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 2.08 indicates a rather cheap valuation of ACGLO.
  • 89.26% of the companies in the same industry are more expensive than ACGLO, based on the Price/Earnings ratio.
  • ACGLO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.29.
  • With a Price/Forward Earnings ratio of 2.14, the valuation of ACGLO can be described as very cheap.
  • 87.92% of the companies in the same industry are more expensive than ACGLO, based on the Price/Forward Earnings ratio.
  • ACGLO is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.57, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 2.08
Fwd PE 2.14
ACGLO Price Earnings VS Forward Price EarningsACGLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ACGLO is valued cheaply inside the industry as 92.62% of the companies are valued more expensively.
  • ACGLO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ACGLO is cheaper than 91.95% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.21
EV/EBITDA 1.94
ACGLO Per share dataACGLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y2.32%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. ACGLO Dividend Analysis

5.1 Amount

  • ACGLO has a Yearly Dividend Yield of 6.55%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.50, ACGLO pays a better dividend. On top of this ACGLO pays more dividend than 89.93% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, ACGLO pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.55%

5.2 History

  • The dividend of ACGLO has a limited annual growth rate of 4.53%.
  • ACGLO has been paying a dividend for over 5 years, so it has already some track record.
  • ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.53%
Div Incr Years0
Div Non Decr Years4
ACGLO Yearly Dividends per shareACGLO Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 1.08% of the earnings are spent on dividend by ACGLO. This is a low number and sustainable payout ratio.
  • ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP1.08%
EPS Next 2Y2.32%
EPS Next 3YN/A
ACGLO Yearly Income VS Free CF VS DividendACGLO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B
ACGLO Dividend Payout.ACGLO Dividend Payout, showing the Payout Ratio.ACGLO Dividend Payout.PayoutRetained Earnings

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ACGLO Fundamentals: All Metrics, Ratios and Statistics

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP

NASDAQ:ACGLO (3/6/2026, 8:00:00 PM)

20.5

-0.22 (-1.06%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-09
Earnings (Next)04-27
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap7.43B
Revenue(TTM)19.31B
Net Income(TTM)4.36B
Analysts74.81
Price Target23.89 (16.54%)
Short Float %0.01%
Short Ratio0.77
Dividend
Industry RankSector Rank
Dividend Yield 6.55%
Yearly Dividend0.13
Dividend Growth(5Y)4.53%
DP1.08%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.61%
Min EPS beat(2)12.73%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)14.14%
Min EPS beat(4)9.27%
Max EPS beat(4)20.5%
EPS beat(8)7
Avg EPS beat(8)13.29%
EPS beat(12)11
Avg EPS beat(12)16.97%
EPS beat(16)15
Avg EPS beat(16)21.6%
Revenue beat(2)0
Avg Revenue beat(2)-10.95%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-9.32%
Revenue beat(4)0
Avg Revenue beat(4)-7.54%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)2
Avg Revenue beat(8)-4.29%
Revenue beat(12)6
Avg Revenue beat(12)-1.79%
Revenue beat(16)7
Avg Revenue beat(16)-2.29%
PT rev (1m)-1.92%
PT rev (3m)-3.96%
EPS NQ rev (1m)1.08%
EPS NQ rev (3m)2.17%
EPS NY rev (1m)0.28%
EPS NY rev (3m)1.02%
Revenue NQ rev (1m)-2.06%
Revenue NQ rev (3m)-1.88%
Revenue NY rev (1m)-2.95%
Revenue NY rev (3m)-4.93%
Valuation
Industry RankSector Rank
PE 2.08
Fwd PE 2.14
P/S 0.39
P/FCF 1.21
P/OCF 1.2
P/B 0.31
P/tB 0.32
EV/EBITDA 1.94
EPS(TTM)9.87
EY48.15%
EPS(NY)9.56
Fwd EY46.63%
FCF(TTM)16.9
FCFY82.43%
OCF(TTM)17.02
OCFY83.02%
SpS53.24
BVpS66.75
TBVpS63.38
PEG (NY)N/A
PEG (5Y)0.04
Graham Number121.75
Profitability
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROCE 5.79%
ROIC 5.11%
ROICexc 5.18%
ROICexgc 7.03%
OM 23.68%
PM (TTM) 22.58%
GM N/A
FCFM 31.74%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)5.03%
ROIC(5y)4.39%
ROICexc(3y)5.1%
ROICexc(5y)4.46%
ROICexgc(3y)6.85%
ROICexgc(5y)5.97%
ROCE(3y)5.7%
ROCE(5y)4.98%
ROICexgc growth 3Y18.1%
ROICexgc growth 5Y11.09%
ROICexc growth 3Y17.37%
ROICexc growth 5Y9.31%
OM growth 3Y10.92%
OM growth 5Y4.5%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Debt/EBITDA 0.57
Cap/Depr 22.8%
Cap/Sales 0.23%
Interest Coverage 35.99
Cash Conversion 129.56%
Profit Quality 140.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.52%
ROIC/WACC0.68
Cap/Depr(3y)33.08%
Cap/Depr(5y)39.56%
Cap/Sales(3y)0.31%
Cap/Sales(5y)0.38%
Profit Quality(3y)141.66%
Profit Quality(5y)169.76%
High Growth Momentum
Growth
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%
Revenue Next Year-0.21%
Revenue Next 2Y1.72%
Revenue Next 3Y2.61%
Revenue Next 5YN/A
EBIT growth 1Y15.52%
EBIT growth 3Y39.03%
EBIT growth 5Y23.69%
EBIT Next Year30.69%
EBIT Next 3Y15.04%
EBIT Next 5YN/A
FCF growth 1Y-7.46%
FCF growth 3Y17.65%
FCF growth 5Y16.57%
OCF growth 1Y-7.51%
OCF growth 3Y17.39%
OCF growth 5Y16.42%

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ

What is the fundamental rating for ACGLO stock?

ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.


What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?

ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.


What is the profitability of ACGLO stock?

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 7 / 10.


How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?

The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.


Can you provide the dividend sustainability for ACGLO stock?

The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 1.08%.