ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) Stock Fundamental Analysis

NASDAQ:ACGLO • US03939A1079

20.88 USD
+0.09 (+0.43%)
Last: Mar 2, 2026, 08:01 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to ACGLO. ACGLO was compared to 149 industry peers in the Insurance industry. ACGLO has an excellent profitability rating, but there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on ACGLO. Finally ACGLO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year ACGLO was profitable.
  • In the past year ACGLO had a positive cash flow from operations.
  • ACGLO had positive earnings in each of the past 5 years.
  • ACGLO had a positive operating cash flow in each of the past 5 years.
ACGLO Yearly Net Income VS EBIT VS OCF VS FCFACGLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • With an excellent Return On Assets value of 5.50%, ACGLO belongs to the best of the industry, outperforming 82.55% of the companies in the same industry.
  • ACGLO has a better Return On Equity (18.01%) than 78.52% of its industry peers.
  • With a decent Return On Invested Capital value of 5.11%, ACGLO is doing good in the industry, outperforming 76.51% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for ACGLO is significantly below the industry average of 15.27%.
  • The last Return On Invested Capital (5.11%) for ACGLO is above the 3 year average (5.03%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROIC 5.11%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)5.03%
ROIC(5y)4.39%
ACGLO Yearly ROA, ROE, ROICACGLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 22.58%, ACGLO belongs to the top of the industry, outperforming 91.28% of the companies in the same industry.
  • ACGLO's Profit Margin has improved in the last couple of years.
  • ACGLO's Operating Margin of 23.68% is fine compared to the rest of the industry. ACGLO outperforms 79.87% of its industry peers.
  • In the last couple of years the Operating Margin of ACGLO has grown nicely.
Industry RankSector Rank
OM 23.68%
PM (TTM) 22.58%
GM N/A
OM growth 3Y10.92%
OM growth 5Y4.5%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
ACGLO Yearly Profit, Operating, Gross MarginsACGLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • ACGLO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for ACGLO has been reduced compared to 1 year ago.
  • ACGLO has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for ACGLO has been reduced compared to a year ago.
ACGLO Yearly Shares OutstandingACGLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
ACGLO Yearly Total Debt VS Total AssetsACGLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ACGLO is 0.45, which is an excellent value as it means it would take ACGLO, only 0.45 years of fcf income to pay off all of its debts.
  • ACGLO's Debt to FCF ratio of 0.45 is amongst the best of the industry. ACGLO outperforms 84.56% of its industry peers.
  • A Debt/Equity ratio of 0.11 indicates that ACGLO is not too dependend on debt financing.
  • The Debt to Equity ratio of ACGLO (0.11) is better than 75.84% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.69
WACC7.42%
ACGLO Yearly LT Debt VS Equity VS FCFACGLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLO Yearly Current Assets VS Current LiabilitesACGLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 6.47% over the past year.
  • ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 48.87% yearly.
  • ACGLO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.90%.
  • Measured over the past years, ACGLO shows a quite strong growth in Revenue. The Revenue has been growing by 18.36% on average per year.
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%

3.2 Future

  • Based on estimates for the next years, ACGLO will show a small growth in Earnings Per Share. The EPS will grow by 2.32% on average per year.
  • ACGLO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.61% yearly.
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.21%
Revenue Next 2Y1.72%
Revenue Next 3Y2.61%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ACGLO Yearly Revenue VS EstimatesACGLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
ACGLO Yearly EPS VS EstimatesACGLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 2.12, the valuation of ACGLO can be described as very cheap.
  • 89.26% of the companies in the same industry are more expensive than ACGLO, based on the Price/Earnings ratio.
  • ACGLO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.13.
  • With a Price/Forward Earnings ratio of 2.18, the valuation of ACGLO can be described as very cheap.
  • 87.92% of the companies in the same industry are more expensive than ACGLO, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 28.11. ACGLO is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 2.12
Fwd PE 2.18
ACGLO Price Earnings VS Forward Price EarningsACGLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 92.62% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, ACGLO is valued cheaper than 91.95% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.24
EV/EBITDA 1.95
ACGLO Per share dataACGLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • ACGLO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y2.32%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • ACGLO has a Yearly Dividend Yield of 6.55%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.46, ACGLO pays a better dividend. On top of this ACGLO pays more dividend than 89.93% of the companies listed in the same industry.
  • ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 6.55%

5.2 History

  • The dividend of ACGLO has a limited annual growth rate of 4.53%.
  • ACGLO has been paying a dividend for over 5 years, so it has already some track record.
  • ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.53%
Div Incr Years0
Div Non Decr Years4
ACGLO Yearly Dividends per shareACGLO Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • ACGLO pays out 1.08% of its income as dividend. This is a sustainable payout ratio.
  • ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP1.08%
EPS Next 2Y2.32%
EPS Next 3YN/A
ACGLO Yearly Income VS Free CF VS DividendACGLO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B
ACGLO Dividend Payout.ACGLO Dividend Payout, showing the Payout Ratio.ACGLO Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP

NASDAQ:ACGLO (3/2/2026, 8:01:10 PM)

20.88

+0.09 (+0.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-09
Earnings (Next)04-27
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap7.57B
Revenue(TTM)19.31B
Net Income(TTM)4.36B
Analysts74.81
Price Target23.89 (14.42%)
Short Float %0.01%
Short Ratio0.77
Dividend
Industry RankSector Rank
Dividend Yield 6.55%
Yearly Dividend0.13
Dividend Growth(5Y)4.53%
DP1.08%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.61%
Min EPS beat(2)12.73%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)14.14%
Min EPS beat(4)9.27%
Max EPS beat(4)20.5%
EPS beat(8)7
Avg EPS beat(8)13.29%
EPS beat(12)11
Avg EPS beat(12)16.97%
EPS beat(16)15
Avg EPS beat(16)21.6%
Revenue beat(2)0
Avg Revenue beat(2)-10.95%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-9.32%
Revenue beat(4)0
Avg Revenue beat(4)-7.54%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)2
Avg Revenue beat(8)-4.29%
Revenue beat(12)6
Avg Revenue beat(12)-1.79%
Revenue beat(16)7
Avg Revenue beat(16)-2.29%
PT rev (1m)-1.92%
PT rev (3m)-3.96%
EPS NQ rev (1m)1.08%
EPS NQ rev (3m)2.17%
EPS NY rev (1m)0.28%
EPS NY rev (3m)1.02%
Revenue NQ rev (1m)-2.06%
Revenue NQ rev (3m)-1.88%
Revenue NY rev (1m)-2.95%
Revenue NY rev (3m)-4.93%
Valuation
Industry RankSector Rank
PE 2.12
Fwd PE 2.18
P/S 0.39
P/FCF 1.24
P/OCF 1.23
P/B 0.31
P/tB 0.33
EV/EBITDA 1.95
EPS(TTM)9.87
EY47.27%
EPS(NY)9.56
Fwd EY45.78%
FCF(TTM)16.9
FCFY80.93%
OCF(TTM)17.02
OCFY81.51%
SpS53.24
BVpS66.75
TBVpS63.38
PEG (NY)N/A
PEG (5Y)0.04
Graham Number121.75
Profitability
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROCE 5.79%
ROIC 5.11%
ROICexc 5.18%
ROICexgc 7.03%
OM 23.68%
PM (TTM) 22.58%
GM N/A
FCFM 31.74%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)5.03%
ROIC(5y)4.39%
ROICexc(3y)5.1%
ROICexc(5y)4.46%
ROICexgc(3y)6.85%
ROICexgc(5y)5.97%
ROCE(3y)5.7%
ROCE(5y)4.98%
ROICexgc growth 3Y18.1%
ROICexgc growth 5Y11.09%
ROICexc growth 3Y17.37%
ROICexc growth 5Y9.31%
OM growth 3Y10.92%
OM growth 5Y4.5%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Debt/EBITDA 0.57
Cap/Depr 22.8%
Cap/Sales 0.23%
Interest Coverage 35.99
Cash Conversion 129.56%
Profit Quality 140.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.42%
ROIC/WACC0.69
Cap/Depr(3y)33.08%
Cap/Depr(5y)39.56%
Cap/Sales(3y)0.31%
Cap/Sales(5y)0.38%
Profit Quality(3y)141.66%
Profit Quality(5y)169.76%
High Growth Momentum
Growth
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%
Revenue Next Year-0.21%
Revenue Next 2Y1.72%
Revenue Next 3Y2.61%
Revenue Next 5YN/A
EBIT growth 1Y15.52%
EBIT growth 3Y39.03%
EBIT growth 5Y23.69%
EBIT Next Year30.69%
EBIT Next 3Y15.04%
EBIT Next 5YN/A
FCF growth 1Y-7.46%
FCF growth 3Y17.65%
FCF growth 5Y16.57%
OCF growth 1Y-7.51%
OCF growth 3Y17.39%
OCF growth 5Y16.42%

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ

What is the fundamental rating for ACGLO stock?

ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.


What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?

ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.


What is the profitability of ACGLO stock?

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 7 / 10.


How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?

The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.


Can you provide the dividend sustainability for ACGLO stock?

The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 1.08%.