21.18 USD
+0.02 (+0.09%)
At close: Jan 30, 2026
21.01 USD
-0.17 (-0.8%)
After Hours: 1/16/2026, 8:00:00 PM
Taking everything into account, ACGLO scores 6 out of 10 in our fundamental rating. ACGLO was compared to 148 industry peers in the Insurance industry. ACGLO has an average financial health and profitability rating. A decent growth rate in combination with a cheap valuation! Better keep an eye on ACGLO. Finally ACGLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year ACGLO was profitable.
- In the past year ACGLO had a positive cash flow from operations.
- ACGLO had positive earnings in each of the past 5 years.
- In the past 5 years ACGLO always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.12%, ACGLO belongs to the top of the industry, outperforming 83.78% of the companies in the same industry.
- The Return On Equity of ACGLO (17.10%) is better than 78.38% of its industry peers.
- ACGLO has a Return On Invested Capital of 4.08%. This is in the better half of the industry: ACGLO outperforms 67.57% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for ACGLO is significantly below the industry average of 14.94%.
- The last Return On Invested Capital (4.08%) for ACGLO is above the 3 year average (3.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
- ACGLO has a Profit Margin of 21.42%. This is amongst the best in the industry. ACGLO outperforms 89.86% of its industry peers.
- In the last couple of years the Profit Margin of ACGLO has grown nicely.
- The Operating Margin of ACGLO (21.52%) is better than 76.35% of its industry peers.
- In the last couple of years the Operating Margin of ACGLO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ACGLO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- ACGLO has more shares outstanding than it did 1 year ago.
- ACGLO has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, ACGLO has an improved debt to assets ratio.
2.2 Solvency
- ACGLO has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.43, ACGLO belongs to the top of the industry, outperforming 85.14% of the companies in the same industry.
- A Debt/Equity ratio of 0.12 indicates that ACGLO is not too dependend on debt financing.
- ACGLO has a Debt to Equity ratio of 0.12. This is in the better half of the industry: ACGLO outperforms 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.54
WACC7.52%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- ACGLO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.68%.
- The Earnings Per Share has been growing by 26.96% on average over the past years. This is a very strong growth
- Looking at the last year, ACGLO shows a quite strong growth in Revenue. The Revenue has grown by 17.15% in the last year.
- ACGLO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.89% yearly.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
- Based on estimates for the next years, ACGLO will show a small growth in Earnings Per Share. The EPS will grow by 3.53% on average per year.
- The Revenue is expected to grow by 5.04% on average over the next years.
EPS Next Y3.64%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
EPS Next 5YN/A
Revenue Next Year7.78%
Revenue Next 2Y5.28%
Revenue Next 3Y5.04%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- ACGLO is valuated cheaply with a Price/Earnings ratio of 2.31.
- 87.84% of the companies in the same industry are more expensive than ACGLO, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of ACGLO to the average of the S&P500 Index (28.30), we can say ACGLO is valued rather cheaply.
- ACGLO is valuated cheaply with a Price/Forward Earnings ratio of 2.22.
- 88.51% of the companies in the same industry are more expensive than ACGLO, based on the Price/Forward Earnings ratio.
- ACGLO is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.22 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 91.22% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 92.57% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.22 | ||
| EV/EBITDA | 2.16 |
4.3 Compensation for Growth
- ACGLO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)0.64
PEG (5Y)0.09
EPS Next 2Y1.4%
EPS Next 3Y3.53%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.44%, ACGLO is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.41, ACGLO pays a better dividend. On top of this ACGLO pays more dividend than 91.22% of the companies listed in the same industry.
- ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.44% |
5.2 History
- On average, the dividend of ACGLO grows each year by 118.11%, which is quite nice.
- ACGLO has been paying a dividend for over 5 years, so it has already some track record.
- ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 47.16% of the earnings are spent on dividend by ACGLO. This is a bit on the high side, but may be sustainable.
- The dividend of ACGLO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ
What is the fundamental rating for ACGLO stock?
ChartMill assigns a fundamental rating of 6 / 10 to ACGLO.
What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?
ChartMill assigns a valuation rating of 9 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.
What is the profitability of ACGLO stock?
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.
How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?
The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.
Can you provide the dividend sustainability for ACGLO stock?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 47.16%.