21.01 USD
+0.07 (+0.33%)
21.01 USD
0 (0%)
Overall ACGLO gets a fundamental rating of 5 out of 10. We evaluated ACGLO against 149 industry peers in the Insurance industry. Both the profitability and the financial health of ACGLO get a neutral evaluation. Nothing too spectacular is happening here. A decent growth rate in combination with a cheap valuation! Better keep an eye on ACGLO. ACGLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- ACGLO had positive earnings in the past year.
- In the past year ACGLO had a positive cash flow from operations.
- Each year in the past 5 years ACGLO has been profitable.
- ACGLO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- ACGLO's Return On Assets of 5.12% is amongst the best of the industry. ACGLO outperforms 83.22% of its industry peers.
- ACGLO has a Return On Equity of 17.10%. This is in the better half of the industry: ACGLO outperforms 77.85% of its industry peers.
- With a decent Return On Invested Capital value of 4.08%, ACGLO is doing good in the industry, outperforming 67.11% of the companies in the same industry.
- ACGLO had an Average Return On Invested Capital over the past 3 years of 3.89%. This is significantly below the industry average of 14.92%.
- The 3 year average ROIC (3.89%) for ACGLO is below the current ROIC(4.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
- The Profit Margin of ACGLO (21.42%) is better than 90.60% of its industry peers.
- ACGLO's Profit Margin has improved in the last couple of years.
- ACGLO's Operating Margin of 21.52% is fine compared to the rest of the industry. ACGLO outperforms 75.84% of its industry peers.
- ACGLO's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ACGLO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for ACGLO has been increased compared to 1 year ago.
- Compared to 5 years ago, ACGLO has less shares outstanding
- The debt/assets ratio for ACGLO has been reduced compared to a year ago.
2.2 Solvency
- ACGLO has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
- ACGLO has a Debt to FCF ratio of 0.43. This is amongst the best in the industry. ACGLO outperforms 85.23% of its industry peers.
- A Debt/Equity ratio of 0.12 indicates that ACGLO is not too dependend on debt financing.
- With a decent Debt to Equity ratio value of 0.12, ACGLO is doing good in the industry, outperforming 75.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.54
WACC7.51%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- ACGLO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.68%.
- The Earnings Per Share has been growing by 26.96% on average over the past years. This is a very strong growth
- ACGLO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.15%.
- Measured over the past years, ACGLO shows a quite strong growth in Revenue. The Revenue has been growing by 19.89% on average per year.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
- The Earnings Per Share is expected to grow by 3.32% on average over the next years.
- Based on estimates for the next years, ACGLO will show a small growth in Revenue. The Revenue will grow by 4.85% on average per year.
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue Next Year7.78%
Revenue Next 2Y5%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 2.30, which indicates a rather cheap valuation of ACGLO.
- Based on the Price/Earnings ratio, ACGLO is valued cheaper than 87.92% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, ACGLO is valued rather cheaply.
- A Price/Forward Earnings ratio of 2.22 indicates a rather cheap valuation of ACGLO.
- 88.59% of the companies in the same industry are more expensive than ACGLO, based on the Price/Forward Earnings ratio.
- ACGLO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.3 | ||
| Fwd PE | 2.22 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ACGLO is valued cheaper than 91.28% of the companies in the same industry.
- 92.62% of the companies in the same industry are more expensive than ACGLO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.21 | ||
| EV/EBITDA | 2.15 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ACGLO does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)2.99
PEG (5Y)0.09
EPS Next 2Y1.11%
EPS Next 3Y3.32%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.49%, ACGLO is a good candidate for dividend investing.
- ACGLO's Dividend Yield is rather good when compared to the industry average which is at 2.53. ACGLO pays more dividend than 87.92% of the companies in the same industry.
- ACGLO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.49% |
5.2 History
- On average, the dividend of ACGLO grows each year by 118.11%, which is quite nice.
- ACGLO has been paying a dividend for over 5 years, so it has already some track record.
- ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 47.16% of the earnings are spent on dividend by ACGLO. This is a bit on the high side, but may be sustainable.
- The dividend of ACGLO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP
NASDAQ:ACGLO (1/16/2026, 8:00:00 PM)
After market: 21.01 0 (0%)21.01
+0.07 (+0.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-27 2025-10-27/amc
Earnings (Next)02-09 2026-02-09/amc
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap7.62B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts74.81
Price Target24.35 (15.9%)
Short Float %0.01%
Short Ratio1.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.49% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-2.45%
PT rev (3m)-7.67%
EPS NQ rev (1m)6.97%
EPS NQ rev (3m)9.32%
EPS NY rev (1m)0.09%
EPS NY rev (3m)13.59%
Revenue NQ rev (1m)0.12%
Revenue NQ rev (3m)-1.06%
Revenue NY rev (1m)-0.33%
Revenue NY rev (3m)-1.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.3 | ||
| Fwd PE | 2.22 | ||
| P/S | 0.4 | ||
| P/FCF | 1.21 | ||
| P/OCF | 1.2 | ||
| P/B | 0.32 | ||
| P/tB | 0.34 | ||
| EV/EBITDA | 2.15 |
EPS(TTM)9.15
EY43.55%
EPS(NY)9.48
Fwd EY45.1%
FCF(TTM)17.36
FCFY82.62%
OCF(TTM)17.49
OCFY83.23%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)2.99
PEG (5Y)0.09
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.51%
ROIC/WACC0.54
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year7.78%
Revenue Next 2Y5%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ
What is the fundamental rating for ACGLO stock?
ChartMill assigns a fundamental rating of 5 / 10 to ACGLO.
What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.
What is the profitability of ACGLO stock?
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.
How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?
The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.
Can you provide the dividend sustainability for ACGLO stock?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 47.16%.