17.18 USD
+0.09 (+0.56%)
17.09 USD
-0.09 (-0.52%)
Overall ACGLN gets a fundamental rating of 6 out of 10. We evaluated ACGLN against 147 industry peers in the Insurance industry. ACGLN has an excellent profitability rating, but there are some minor concerns on its financial health. ACGLN scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally ACGLN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
ACGLN had positive earnings in the past year.
ACGLN had a positive operating cash flow in the past year.
Each year in the past 5 years ACGLN has been profitable.
Each year in the past 5 years ACGLN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.12%, ACGLN belongs to the top of the industry, outperforming 83.67% of the companies in the same industry.
ACGLN has a better Return On Equity (17.10%) than 77.55% of its industry peers.
ACGLN has a better Return On Invested Capital (4.08%) than 70.75% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ACGLN is in line with the industry average of 4.52%.
The last Return On Invested Capital (4.08%) for ACGLN is above the 3 year average (3.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
With an excellent Profit Margin value of 21.42%, ACGLN belongs to the best of the industry, outperforming 89.80% of the companies in the same industry.
ACGLN's Profit Margin has improved in the last couple of years.
ACGLN has a Operating Margin of 21.52%. This is amongst the best in the industry. ACGLN outperforms 80.27% of its industry peers.
ACGLN's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLN is destroying value.
The number of shares outstanding for ACGLN has been increased compared to 1 year ago.
ACGLN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for ACGLN has been reduced compared to a year ago.
2.2 Solvency
ACGLN has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
ACGLN has a Debt to FCF ratio of 0.43. This is amongst the best in the industry. ACGLN outperforms 85.03% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that ACGLN is not too dependend on debt financing.
ACGLN's Debt to Equity ratio of 0.12 is fine compared to the rest of the industry. ACGLN outperforms 74.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.57
WACC7.19%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ACGLN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.68%.
The Earnings Per Share has been growing by 26.96% on average over the past years. This is a very strong growth
Looking at the last year, ACGLN shows a quite strong growth in Revenue. The Revenue has grown by 17.15% in the last year.
ACGLN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.89% yearly.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
ACGLN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.98% yearly.
Based on estimates for the next years, ACGLN will show a small growth in Revenue. The Revenue will grow by 5.81% on average per year.
EPS Next Y-1.36%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
EPS Next 5YN/A
Revenue Next Year8.92%
Revenue Next 2Y6.36%
Revenue Next 3Y5.81%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.88, the valuation of ACGLN can be described as very cheap.
90.48% of the companies in the same industry are more expensive than ACGLN, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.98, ACGLN is valued rather cheaply.
A Price/Forward Earnings ratio of 1.82 indicates a rather cheap valuation of ACGLN.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 90.48% of the companies listed in the same industry.
ACGLN is valuated cheaply when we compare the Price/Forward Earnings ratio to 35.79, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.88 | ||
| Fwd PE | 1.82 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 92.52% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, ACGLN is valued cheaply inside the industry as 94.56% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.02 | ||
| EV/EBITDA | 1.87 |
4.3 Compensation for Growth
ACGLN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.07
EPS Next 2Y1.03%
EPS Next 3Y2.98%
5. Dividend
5.1 Amount
ACGLN has a Yearly Dividend Yield of 6.66%, which is a nice return.
Compared to an average industry Dividend Yield of 3.46, ACGLN pays a better dividend. On top of this ACGLN pays more dividend than 92.52% of the companies listed in the same industry.
ACGLN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
On average, the dividend of ACGLN grows each year by 118.11%, which is quite nice.
ACGLN has been paying a dividend for over 5 years, so it has already some track record.
ACGLN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
47.16% of the earnings are spent on dividend by ACGLN. This is a bit on the high side, but may be sustainable.
The dividend of ACGLN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP
NASDAQ:ACGLN (11/25/2025, 8:23:56 PM)
After market: 17.09 -0.09 (-0.52%)17.18
+0.09 (+0.56%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners94.19%
Inst Owner ChangeN/A
Ins Owners3.14%
Ins Owner ChangeN/A
Market Cap6.41B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts75.2
Price Target20.61 (19.97%)
Short Float %0%
Short Ratio0.35
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-5.73%
PT rev (3m)-2.12%
EPS NQ rev (1m)0.87%
EPS NQ rev (3m)1.27%
EPS NY rev (1m)4.68%
EPS NY rev (3m)10.85%
Revenue NQ rev (1m)-0.55%
Revenue NQ rev (3m)2.63%
Revenue NY rev (1m)-0.76%
Revenue NY rev (3m)-0.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.88 | ||
| Fwd PE | 1.82 | ||
| P/S | 0.34 | ||
| P/FCF | 1.02 | ||
| P/OCF | 1.01 | ||
| P/B | 0.27 | ||
| P/tB | 0.29 | ||
| EV/EBITDA | 1.87 |
EPS(TTM)9.15
EY53.26%
EPS(NY)9.46
Fwd EY55.08%
FCF(TTM)16.87
FCFY98.18%
OCF(TTM)16.99
OCFY98.89%
SpS50.73
BVpS63.55
TBVpS60.15
PEG (NY)N/A
PEG (5Y)0.07
Graham Number114.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.19%
ROIC/WACC0.57
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y-1.36%
EPS Next 2Y1.03%
EPS Next 3Y2.98%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year8.92%
Revenue Next 2Y6.36%
Revenue Next 3Y5.81%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP / ACGLN FAQ
Can you provide the ChartMill fundamental rating for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ChartMill assigns a fundamental rating of 6 / 10 to ACGLN.
What is the valuation status for ACGLN stock?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN). This can be considered as Undervalued.
Can you provide the profitability details for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for ACGLN stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 1.88 and the Price/Book (PB) ratio is 0.27.
Is the dividend of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP sustainable?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 7 / 10 and the dividend payout ratio is 47.16%.