17.25 USD
+0.02 (+0.12%)
Taking everything into account, ACGLN scores 5 out of 10 in our fundamental rating. ACGLN was compared to 147 industry peers in the Insurance industry. Both the profitability and the financial health of ACGLN get a neutral evaluation. Nothing too spectacular is happening here. ACGLN may be a bit undervalued, certainly considering the very reasonable score on growth ACGLN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ACGLN was profitable.
In the past year ACGLN had a positive cash flow from operations.
Each year in the past 5 years ACGLN has been profitable.
Each year in the past 5 years ACGLN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.12%, ACGLN belongs to the top of the industry, outperforming 83.67% of the companies in the same industry.
ACGLN has a better Return On Equity (17.10%) than 78.23% of its industry peers.
The Return On Invested Capital of ACGLN (4.08%) is better than 67.35% of its industry peers.
ACGLN had an Average Return On Invested Capital over the past 3 years of 3.89%. This is significantly below the industry average of 14.90%.
The 3 year average ROIC (3.89%) for ACGLN is below the current ROIC(4.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
ACGLN has a Profit Margin of 21.42%. This is amongst the best in the industry. ACGLN outperforms 91.16% of its industry peers.
ACGLN's Profit Margin has improved in the last couple of years.
ACGLN's Operating Margin of 21.52% is fine compared to the rest of the industry. ACGLN outperforms 78.23% of its industry peers.
In the last couple of years the Operating Margin of ACGLN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACGLN is destroying value.
The number of shares outstanding for ACGLN has been increased compared to 1 year ago.
The number of shares outstanding for ACGLN has been reduced compared to 5 years ago.
The debt/assets ratio for ACGLN has been reduced compared to a year ago.
2.2 Solvency
ACGLN has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.43, ACGLN belongs to the best of the industry, outperforming 85.03% of the companies in the same industry.
A Debt/Equity ratio of 0.12 indicates that ACGLN is not too dependend on debt financing.
ACGLN's Debt to Equity ratio of 0.12 is fine compared to the rest of the industry. ACGLN outperforms 74.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.56
WACC7.23%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for ACGLN have decreased by -3.68% in the last year.
ACGLN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.96% yearly.
ACGLN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.15%.
The Revenue has been growing by 19.89% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
The Earnings Per Share is expected to grow by 3.25% on average over the next years.
The Revenue is expected to grow by 4.95% on average over the next years.
EPS Next Y0.68%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue Next Year8.14%
Revenue Next 2Y5.32%
Revenue Next 3Y4.95%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.89, the valuation of ACGLN can be described as very cheap.
90.48% of the companies in the same industry are more expensive than ACGLN, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.34, ACGLN is valued rather cheaply.
A Price/Forward Earnings ratio of 1.82 indicates a rather cheap valuation of ACGLN.
90.48% of the companies in the same industry are more expensive than ACGLN, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.56, ACGLN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.89 | ||
| Fwd PE | 1.82 |
4.2 Price Multiples
91.84% of the companies in the same industry are more expensive than ACGLN, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, ACGLN is valued cheaper than 94.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.99 | ||
| EV/EBITDA | 1.83 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of ACGLN may justify a higher PE ratio.
PEG (NY)2.78
PEG (5Y)0.07
EPS Next 2Y1.02%
EPS Next 3Y3.25%
5. Dividend
5.1 Amount
ACGLN has a Yearly Dividend Yield of 6.66%, which is a nice return.
ACGLN's Dividend Yield is rather good when compared to the industry average which is at 3.48. ACGLN pays more dividend than 91.84% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, ACGLN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
The dividend of ACGLN is nicely growing with an annual growth rate of 118.11%!
ACGLN has been paying a dividend for over 5 years, so it has already some track record.
ACGLN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
ACGLN pays out 47.16% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of ACGLN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP
NASDAQ:ACGLN (12/9/2025, 2:59:22 PM)
17.25
+0.02 (+0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners93.78%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap6.26B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts75.38
Price Target20.45 (18.55%)
Short Float %0.01%
Short Ratio0.87
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-12.94%
PT rev (3m)-2.84%
EPS NQ rev (1m)0.88%
EPS NQ rev (3m)1.89%
EPS NY rev (1m)2.07%
EPS NY rev (3m)13.14%
Revenue NQ rev (1m)-0.65%
Revenue NQ rev (3m)1.99%
Revenue NY rev (1m)-0.72%
Revenue NY rev (3m)-1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.89 | ||
| Fwd PE | 1.82 | ||
| P/S | 0.33 | ||
| P/FCF | 0.99 | ||
| P/OCF | 0.99 | ||
| P/B | 0.26 | ||
| P/tB | 0.28 | ||
| EV/EBITDA | 1.83 |
EPS(TTM)9.15
EY53.04%
EPS(NY)9.46
Fwd EY54.84%
FCF(TTM)17.36
FCFY100.63%
OCF(TTM)17.49
OCFY101.37%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)2.78
PEG (5Y)0.07
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.23%
ROIC/WACC0.56
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y0.68%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year8.14%
Revenue Next 2Y5.32%
Revenue Next 3Y4.95%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP / ACGLN FAQ
Can you provide the ChartMill fundamental rating for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ChartMill assigns a fundamental rating of 5 / 10 to ACGLN.
What is the valuation status for ACGLN stock?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN). This can be considered as Undervalued.
Can you provide the profitability details for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for ACGLN stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 1.89 and the Price/Book (PB) ratio is 0.26.
Is the dividend of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP sustainable?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 7 / 10 and the dividend payout ratio is 47.16%.