ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:ACGLN • US03939A4040

17.76 USD
-0.04 (-0.22%)
Last: Feb 2, 2026, 08:00 PM
Fundamental Rating

6

Overall ACGLN gets a fundamental rating of 6 out of 10. We evaluated ACGLN against 147 industry peers in the Insurance industry. ACGLN has only an average score on both its financial health and profitability. ACGLN is valued quite cheap, while showing a decent growth score. This is a good combination! Finally ACGLN also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • ACGLN had positive earnings in the past year.
  • ACGLN had a positive operating cash flow in the past year.
  • ACGLN had positive earnings in each of the past 5 years.
  • In the past 5 years ACGLN always reported a positive cash flow from operatings.
ACGLN Yearly Net Income VS EBIT VS OCF VS FCFACGLN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.12%, ACGLN belongs to the top of the industry, outperforming 84.35% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 17.10%, ACGLN is in the better half of the industry, outperforming 78.91% of the companies in the same industry.
  • ACGLN has a Return On Invested Capital of 4.08%. This is in the better half of the industry: ACGLN outperforms 68.03% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for ACGLN is significantly below the industry average of 14.94%.
  • The 3 year average ROIC (3.89%) for ACGLN is below the current ROIC(4.08%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.12%
ROE 17.1%
ROIC 4.08%
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ACGLN Yearly ROA, ROE, ROICACGLN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 21.42%, ACGLN belongs to the top of the industry, outperforming 89.80% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ACGLN has grown nicely.
  • ACGLN has a Operating Margin of 21.52%. This is in the better half of the industry: ACGLN outperforms 76.87% of its industry peers.
  • In the last couple of years the Operating Margin of ACGLN has declined.
Industry RankSector Rank
OM 21.52%
PM (TTM) 21.42%
GM N/A
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
ACGLN Yearly Profit, Operating, Gross MarginsACGLN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLN is destroying value.
  • The number of shares outstanding for ACGLN has been increased compared to 1 year ago.
  • ACGLN has less shares outstanding than it did 5 years ago.
  • ACGLN has a better debt/assets ratio than last year.
ACGLN Yearly Shares OutstandingACGLN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
ACGLN Yearly Total Debt VS Total AssetsACGLN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • ACGLN has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
  • ACGLN has a better Debt to FCF ratio (0.43) than 85.71% of its industry peers.
  • ACGLN has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
  • ACGLN has a better Debt to Equity ratio (0.12) than 75.51% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 0.43
Altman-Z N/A
ROIC/WACC0.56
WACC7.35%
ACGLN Yearly LT Debt VS Equity VS FCFACGLN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLN Yearly Current Assets VS Current LiabilitesACGLN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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4

3. Growth

3.1 Past

  • The earnings per share for ACGLN have decreased by -3.68% in the last year.
  • The Earnings Per Share has been growing by 26.96% on average over the past years. This is a very strong growth
  • Looking at the last year, ACGLN shows a quite strong growth in Revenue. The Revenue has grown by 17.15% in the last year.
  • Measured over the past years, ACGLN shows a quite strong growth in Revenue. The Revenue has been growing by 19.89% on average per year.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%

3.2 Future

  • Based on estimates for the next years, ACGLN will show a small growth in Earnings Per Share. The EPS will grow by 3.53% on average per year.
  • The Revenue is expected to grow by 5.04% on average over the next years.
EPS Next Y3.64%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
EPS Next 5YN/A
Revenue Next Year7.78%
Revenue Next 2Y5.28%
Revenue Next 3Y5.04%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ACGLN Yearly Revenue VS EstimatesACGLN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B
ACGLN Yearly EPS VS EstimatesACGLN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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9

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 1.94 indicates a rather cheap valuation of ACGLN.
  • Compared to the rest of the industry, the Price/Earnings ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 91.16% of the companies listed in the same industry.
  • ACGLN is valuated cheaply when we compare the Price/Earnings ratio to 28.41, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 1.86, the valuation of ACGLN can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, ACGLN is valued cheaply inside the industry as 90.48% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of ACGLN to the average of the S&P500 Index (25.64), we can say ACGLN is valued rather cheaply.
Industry RankSector Rank
PE 1.94
Fwd PE 1.86
ACGLN Price Earnings VS Forward Price EarningsACGLN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • ACGLN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ACGLN is cheaper than 91.84% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 94.56% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 1.02
EV/EBITDA 1.88
ACGLN Per share dataACGLN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of ACGLN may justify a higher PE ratio.
PEG (NY)0.53
PEG (5Y)0.07
EPS Next 2Y1.4%
EPS Next 3Y3.53%

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7

5. Dividend

5.1 Amount

  • ACGLN has a Yearly Dividend Yield of 6.39%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.19, ACGLN pays a better dividend. On top of this ACGLN pays more dividend than 92.52% of the companies listed in the same industry.
  • ACGLN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 6.39%

5.2 History

  • The dividend of ACGLN is nicely growing with an annual growth rate of 118.11%!
  • ACGLN has been paying a dividend for over 5 years, so it has already some track record.
  • ACGLN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years3
ACGLN Yearly Dividends per shareACGLN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 47.16% of the earnings are spent on dividend by ACGLN. This is a bit on the high side, but may be sustainable.
  • The dividend of ACGLN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
ACGLN Yearly Income VS Free CF VS DividendACGLN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B
ACGLN Dividend Payout.ACGLN Dividend Payout, showing the Payout Ratio.ACGLN Dividend Payout.PayoutRetained Earnings

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ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP

NASDAQ:ACGLN (2/2/2026, 8:00:00 PM)

17.76

-0.04 (-0.22%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-27
Earnings (Next)02-09
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap6.44B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts74.81
Price Target20.23 (13.91%)
Short Float %0%
Short Ratio0.15
Dividend
Industry RankSector Rank
Dividend Yield 6.39%
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)5.82%
PT rev (3m)-13.9%
EPS NQ rev (1m)9.34%
EPS NQ rev (3m)11.31%
EPS NY rev (1m)2.85%
EPS NY rev (3m)9.99%
Revenue NQ rev (1m)-1.97%
Revenue NQ rev (3m)-3.45%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-1.8%
Valuation
Industry RankSector Rank
PE 1.94
Fwd PE 1.86
P/S 0.34
P/FCF 1.02
P/OCF 1.02
P/B 0.27
P/tB 0.29
EV/EBITDA 1.88
EPS(TTM)9.15
EY51.52%
EPS(NY)9.53
Fwd EY53.67%
FCF(TTM)17.36
FCFY97.74%
OCF(TTM)17.49
OCFY98.46%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)0.53
PEG (5Y)0.07
Graham Number116.04
Profitability
Industry RankSector Rank
ROA 5.12%
ROE 17.1%
ROCE 5.17%
ROIC 4.08%
ROICexc 4.14%
ROICexgc 5.51%
OM 21.52%
PM (TTM) 21.42%
GM N/A
FCFM 33.25%
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 0.43
Debt/EBITDA 0.63
Cap/Depr 18.78%
Cap/Sales 0.24%
Interest Coverage 31.83
Cash Conversion 146.82%
Profit Quality 155.2%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC7.35%
ROIC/WACC0.56
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y3.64%
EPS Next 2Y1.4%
EPS Next 3Y3.53%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year7.78%
Revenue Next 2Y5.28%
Revenue Next 3Y5.04%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%

ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP / ACGLN FAQ

Can you provide the ChartMill fundamental rating for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?

ChartMill assigns a fundamental rating of 6 / 10 to ACGLN.


Can you provide the valuation status for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?

ChartMill assigns a valuation rating of 9 / 10 to ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN). This can be considered as Undervalued.


Can you provide the profitability details for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?

ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for ACGLN stock?

The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 1.94 and the Price/Book (PB) ratio is 0.27.


Is the dividend of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP sustainable?

The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 7 / 10 and the dividend payout ratio is 47.16%.