16.695 USD
-0.02 (-0.09%)
We assign a fundamental rating of 5 out of 10 to ACGLN. ACGLN was compared to 148 industry peers in the Insurance industry. Both the profitability and the financial health of ACGLN get a neutral evaluation. Nothing too spectacular is happening here. ACGLN scores decently on growth, while it is valued quite cheap. This could make an interesting combination. ACGLN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ACGLN was profitable.
ACGLN had a positive operating cash flow in the past year.
Each year in the past 5 years ACGLN has been profitable.
In the past 5 years ACGLN always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of ACGLN (5.12%) is better than 83.78% of its industry peers.
ACGLN has a better Return On Equity (17.10%) than 78.38% of its industry peers.
With a decent Return On Invested Capital value of 4.08%, ACGLN is doing good in the industry, outperforming 67.57% of the companies in the same industry.
ACGLN had an Average Return On Invested Capital over the past 3 years of 3.89%. This is significantly below the industry average of 14.88%.
The last Return On Invested Capital (4.08%) for ACGLN is above the 3 year average (3.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
ACGLN has a better Profit Margin (21.42%) than 91.22% of its industry peers.
ACGLN's Profit Margin has improved in the last couple of years.
ACGLN has a better Operating Margin (21.52%) than 77.03% of its industry peers.
In the last couple of years the Operating Margin of ACGLN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLN is destroying value.
ACGLN has more shares outstanding than it did 1 year ago.
ACGLN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for ACGLN has been reduced compared to a year ago.
2.2 Solvency
ACGLN has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
ACGLN has a Debt to FCF ratio of 0.43. This is amongst the best in the industry. ACGLN outperforms 85.81% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that ACGLN is not too dependend on debt financing.
ACGLN's Debt to Equity ratio of 0.12 is fine compared to the rest of the industry. ACGLN outperforms 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.57
WACC7.2%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for ACGLN have decreased by -3.68% in the last year.
Measured over the past years, ACGLN shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.96% on average per year.
Looking at the last year, ACGLN shows a quite strong growth in Revenue. The Revenue has grown by 17.15% in the last year.
The Revenue has been growing by 19.89% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
The Earnings Per Share is expected to grow by 3.32% on average over the next years.
The Revenue is expected to grow by 4.90% on average over the next years.
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue Next Year7.73%
Revenue Next 2Y5.21%
Revenue Next 3Y4.9%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 1.82 indicates a rather cheap valuation of ACGLN.
Compared to the rest of the industry, the Price/Earnings ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 91.22% of the companies listed in the same industry.
ACGLN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.92.
ACGLN is valuated cheaply with a Price/Forward Earnings ratio of 1.76.
91.22% of the companies in the same industry are more expensive than ACGLN, based on the Price/Forward Earnings ratio.
ACGLN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.82 | ||
| Fwd PE | 1.76 |
4.2 Price Multiples
ACGLN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ACGLN is cheaper than 92.57% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, ACGLN is valued cheaper than 95.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.96 | ||
| EV/EBITDA | 1.79 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
ACGLN has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.37
PEG (5Y)0.07
EPS Next 2Y1.11%
EPS Next 3Y3.32%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.81%, ACGLN is a good candidate for dividend investing.
ACGLN's Dividend Yield is rather good when compared to the industry average which is at 2.42. ACGLN pays more dividend than 93.24% of the companies in the same industry.
ACGLN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.81% |
5.2 History
On average, the dividend of ACGLN grows each year by 118.11%, which is quite nice.
ACGLN has been paying a dividend for over 5 years, so it has already some track record.
ACGLN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
47.16% of the earnings are spent on dividend by ACGLN. This is a bit on the high side, but may be sustainable.
ACGLN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP
NASDAQ:ACGLN (12/26/2025, 8:26:59 PM)
16.695
-0.02 (-0.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners93.78%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap6.05B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts75.38
Price Target19.12 (14.53%)
Short Float %0%
Short Ratio0.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.81% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-7.23%
PT rev (3m)-12.45%
EPS NQ rev (1m)2.46%
EPS NQ rev (3m)3.61%
EPS NY rev (1m)2.16%
EPS NY rev (3m)13.59%
Revenue NQ rev (1m)-0.63%
Revenue NQ rev (3m)1.99%
Revenue NY rev (1m)-1.09%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.82 | ||
| Fwd PE | 1.76 | ||
| P/S | 0.32 | ||
| P/FCF | 0.96 | ||
| P/OCF | 0.95 | ||
| P/B | 0.26 | ||
| P/tB | 0.27 | ||
| EV/EBITDA | 1.79 |
EPS(TTM)9.15
EY54.81%
EPS(NY)9.48
Fwd EY56.76%
FCF(TTM)17.36
FCFY103.98%
OCF(TTM)17.49
OCFY104.74%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)2.37
PEG (5Y)0.07
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.2%
ROIC/WACC0.57
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year7.73%
Revenue Next 2Y5.21%
Revenue Next 3Y4.9%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP / ACGLN FAQ
Can you provide the ChartMill fundamental rating for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ChartMill assigns a fundamental rating of 5 / 10 to ACGLN.
What is the valuation status for ACGLN stock?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN). This can be considered as Undervalued.
Can you provide the profitability details for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for ACGLN stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 1.82 and the Price/Book (PB) ratio is 0.26.
Is the dividend of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP sustainable?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 7 / 10 and the dividend payout ratio is 47.16%.