16.85 USD
-0.08 (-0.47%)
We assign a fundamental rating of 5 out of 10 to ACGLN. ACGLN was compared to 147 industry peers in the Insurance industry. ACGLN has only an average score on both its financial health and profitability. ACGLN scores decently on growth, while it is valued quite cheap. This could make an interesting combination. ACGLN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ACGLN was profitable.
In the past year ACGLN had a positive cash flow from operations.
In the past 5 years ACGLN has always been profitable.
Each year in the past 5 years ACGLN had a positive operating cash flow.
1.2 Ratios
ACGLN has a Return On Assets of 5.12%. This is amongst the best in the industry. ACGLN outperforms 83.67% of its industry peers.
ACGLN has a better Return On Equity (17.10%) than 78.23% of its industry peers.
ACGLN has a better Return On Invested Capital (4.08%) than 67.35% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ACGLN is significantly below the industry average of 14.89%.
The last Return On Invested Capital (4.08%) for ACGLN is above the 3 year average (3.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
ACGLN has a Profit Margin of 21.42%. This is amongst the best in the industry. ACGLN outperforms 91.16% of its industry peers.
ACGLN's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 21.52%, ACGLN is doing good in the industry, outperforming 76.87% of the companies in the same industry.
In the last couple of years the Operating Margin of ACGLN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACGLN is destroying value.
The number of shares outstanding for ACGLN has been increased compared to 1 year ago.
Compared to 5 years ago, ACGLN has less shares outstanding
Compared to 1 year ago, ACGLN has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of ACGLN is 0.43, which is an excellent value as it means it would take ACGLN, only 0.43 years of fcf income to pay off all of its debts.
ACGLN's Debt to FCF ratio of 0.43 is amongst the best of the industry. ACGLN outperforms 85.71% of its industry peers.
ACGLN has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
ACGLN has a Debt to Equity ratio of 0.12. This is in the better half of the industry: ACGLN outperforms 74.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.57
WACC7.22%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for ACGLN have decreased by -3.68% in the last year.
ACGLN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.96% yearly.
ACGLN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.15%.
Measured over the past years, ACGLN shows a quite strong growth in Revenue. The Revenue has been growing by 19.89% on average per year.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
ACGLN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.25% yearly.
The Revenue is expected to grow by 4.95% on average over the next years.
EPS Next Y0.68%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue Next Year8.14%
Revenue Next 2Y5.32%
Revenue Next 3Y4.95%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 1.84 indicates a rather cheap valuation of ACGLN.
Compared to the rest of the industry, the Price/Earnings ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 91.16% of the companies listed in the same industry.
ACGLN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.38.
Based on the Price/Forward Earnings ratio of 1.78, the valuation of ACGLN can be described as very cheap.
ACGLN's Price/Forward Earnings ratio is rather cheap when compared to the industry. ACGLN is cheaper than 91.16% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ACGLN to the average of the S&P500 Index (23.83), we can say ACGLN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.84 | ||
| Fwd PE | 1.78 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ACGLN is valued cheaper than 93.20% of the companies in the same industry.
94.56% of the companies in the same industry are more expensive than ACGLN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.97 | ||
| EV/EBITDA | 1.81 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ACGLN does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of ACGLN may justify a higher PE ratio.
PEG (NY)2.72
PEG (5Y)0.07
EPS Next 2Y1.02%
EPS Next 3Y3.25%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.75%, ACGLN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.64, ACGLN pays a better dividend. On top of this ACGLN pays more dividend than 87.76% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, ACGLN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.75% |
5.2 History
On average, the dividend of ACGLN grows each year by 118.11%, which is quite nice.
ACGLN has been paying a dividend for over 5 years, so it has already some track record.
ACGLN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
47.16% of the earnings are spent on dividend by ACGLN. This is a bit on the high side, but may be sustainable.
The dividend of ACGLN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP
NASDAQ:ACGLN (12/19/2025, 8:26:59 PM)
16.85
-0.08 (-0.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners93.78%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap6.11B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts75.38
Price Target20.45 (21.36%)
Short Float %0%
Short Ratio0.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.75% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-12.94%
PT rev (3m)-6.33%
EPS NQ rev (1m)0.88%
EPS NQ rev (3m)1.86%
EPS NY rev (1m)2.07%
EPS NY rev (3m)13.14%
Revenue NQ rev (1m)-0.65%
Revenue NQ rev (3m)1.99%
Revenue NY rev (1m)-0.72%
Revenue NY rev (3m)-1.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.84 | ||
| Fwd PE | 1.78 | ||
| P/S | 0.32 | ||
| P/FCF | 0.97 | ||
| P/OCF | 0.96 | ||
| P/B | 0.26 | ||
| P/tB | 0.27 | ||
| EV/EBITDA | 1.81 |
EPS(TTM)9.15
EY54.3%
EPS(NY)9.46
Fwd EY56.14%
FCF(TTM)17.36
FCFY103.02%
OCF(TTM)17.49
OCFY103.78%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)2.72
PEG (5Y)0.07
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.22%
ROIC/WACC0.57
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y0.68%
EPS Next 2Y1.02%
EPS Next 3Y3.25%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year8.14%
Revenue Next 2Y5.32%
Revenue Next 3Y4.95%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP / ACGLN FAQ
Can you provide the ChartMill fundamental rating for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ChartMill assigns a fundamental rating of 5 / 10 to ACGLN.
What is the valuation status for ACGLN stock?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN). This can be considered as Undervalued.
Can you provide the profitability details for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for ACGLN stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 1.84 and the Price/Book (PB) ratio is 0.26.
Is the dividend of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP sustainable?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 7 / 10 and the dividend payout ratio is 47.16%.