ARBOR REALTY TRUST INC (ABR) Fundamental Analysis & Valuation

NYSE:ABR • US0389231087

Current stock price

7.5 USD
-0.01 (-0.13%)
At close:
7.5395 USD
+0.04 (+0.53%)
After Hours:

This ABR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. ABR Profitability Analysis

1.1 Basic Checks

  • In the past year ABR was profitable.
  • In the past year ABR had a positive cash flow from operations.
  • ABR had positive earnings in each of the past 5 years.
  • In the past 5 years ABR always reported a positive cash flow from operatings.
ABR Yearly Net Income VS EBIT VS OCF VS FCFABR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B

1.2 Ratios

  • ABR has a Return On Assets (0.74%) which is comparable to the rest of the industry.
  • Looking at the Return On Equity, with a value of 3.64%, ABR is doing worse than 63.24% of the companies in the same industry.
  • ABR has a Return On Invested Capital (0.86%) which is in line with its industry peers.
  • ABR had an Average Return On Invested Capital over the past 3 years of 1.53%. This is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 0.74%
ROE 3.64%
ROIC 0.86%
ROA(3y)1.5%
ROA(5y)1.65%
ROE(3y)7.2%
ROE(5y)8.89%
ROIC(3y)1.53%
ROIC(5y)1.67%
ABR Yearly ROA, ROE, ROICABR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a Profit Margin value of 8.86%, ABR perfoms like the industry average, outperforming 45.59% of the companies in the same industry.
  • ABR's Profit Margin has declined in the last couple of years.
  • The Operating Margin of ABR (13.06%) is comparable to the rest of the industry.
  • ABR's Operating Margin has declined in the last couple of years.
  • ABR has a Gross Margin of 42.10%. This is in the better half of the industry: ABR outperforms 77.94% of its industry peers.
  • ABR's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 13.06%
PM (TTM) 8.86%
GM 42.1%
OM growth 3Y-25.35%
OM growth 5Y-18.96%
PM growth 3Y-28.46%
PM growth 5Y-20.01%
GM growth 3Y-7.16%
GM growth 5Y-10.17%
ABR Yearly Profit, Operating, Gross MarginsABR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. ABR Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
  • The number of shares outstanding for ABR has been increased compared to 1 year ago.
  • Compared to 5 years ago, ABR has more shares outstanding
  • ABR has a worse debt/assets ratio than last year.
ABR Yearly Shares OutstandingABR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
ABR Yearly Total Debt VS Total AssetsABR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • Based on the Altman-Z score of 0.22, we must say that ABR is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of ABR (0.22) is better than 86.76% of its industry peers.
  • ABR has a debt to FCF ratio of 33.31. This is a negative value and a sign of low solvency as ABR would need 33.31 years to pay back of all of its debts.
  • The Debt to FCF ratio of ABR (33.31) is better than 88.24% of its industry peers.
  • A Debt/Equity ratio of 3.74 is on the high side and indicates that ABR has dependencies on debt financing.
  • The Debt to Equity ratio of ABR (3.74) is better than 69.12% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.74
Debt/FCF 33.31
Altman-Z 0.22
ROIC/WACC0.14
WACC6.23%
ABR Yearly LT Debt VS Equity VS FCFABR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • ABR has a Current Ratio of 976.86. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • ABR has a Current ratio of 976.86. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
  • A Quick Ratio of 976.86 indicates that ABR has no problem at all paying its short term obligations.
  • The Quick ratio of ABR (976.86) is better than 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 976.86
Quick Ratio 976.86
ABR Yearly Current Assets VS Current LiabilitesABR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. ABR Growth Analysis

3.1 Past

  • The earnings per share for ABR have decreased strongly by -38.86% in the last year.
  • The earnings per share for ABR have been decreasing by -10.66% on average. This is quite bad
  • The Revenue for ABR has decreased by -15.03% in the past year. This is quite bad
  • Measured over the past years, ABR shows a quite strong growth in Revenue. The Revenue has been growing by 14.96% on average per year.
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
Revenue 1Y (TTM)-15.03%
Revenue growth 3Y1%
Revenue growth 5Y14.96%
Sales Q2Q%-32.74%

3.2 Future

  • Based on estimates for the next years, ABR will show a decrease in Earnings Per Share. The EPS will decrease by -1.64% on average per year.
  • ABR is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -8.62% yearly.
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-12.7%
Revenue Next 2Y-8.62%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ABR Yearly Revenue VS EstimatesABR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ABR Yearly EPS VS EstimatesABR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

6

4. ABR Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.01, the valuation of ABR can be described as very cheap.
  • Based on the Price/Earnings ratio, ABR is valued cheaply inside the industry as 85.29% of the companies are valued more expensively.
  • ABR is valuated cheaply when we compare the Price/Earnings ratio to 25.60, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 9.10, the valuation of ABR can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of ABR indicates a somewhat cheap valuation: ABR is cheaper than 63.24% of the companies listed in the same industry.
  • ABR is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.01
Fwd PE 9.1
ABR Price Earnings VS Forward Price EarningsABR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ABR is valued a bit cheaper than 75.00% of the companies in the same industry.
  • 94.12% of the companies in the same industry are more expensive than ABR, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 4.37
EV/EBITDA 66.19
ABR Per share dataABR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.64%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. ABR Dividend Analysis

5.1 Amount

  • ABR has a Yearly Dividend Yield of 15.87%, which is a nice return.
  • ABR's Dividend Yield is rather good when compared to the industry average which is at 13.43. ABR pays more dividend than 86.76% of the companies in the same industry.
  • ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 15.87%

5.2 History

  • The dividend of ABR has a limited annual growth rate of 5.34%.
  • ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)5.34%
Div Incr Years0
Div Non Decr Years0
ABR Yearly Dividends per shareABR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • ABR pays out 297.82% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP297.82%
EPS Next 2Y-1.64%
EPS Next 3YN/A
ABR Yearly Income VS Free CF VS DividendABR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B
ABR Dividend Payout.ABR Dividend Payout, showing the Payout Ratio.ABR Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

ABR Fundamentals: All Metrics, Ratios and Statistics

ARBOR REALTY TRUST INC

NYSE:ABR (4/2/2026, 8:06:44 PM)

After market: 7.5395 +0.04 (+0.53%)

7.5

-0.01 (-0.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-27
Earnings (Next)04-30
Inst Owners66.52%
Inst Owner Change4.17%
Ins Owners2.33%
Ins Owner Change1.16%
Market Cap1.45B
Revenue(TTM)1.21B
Net Income(TTM)107.43M
Analysts46.67
Price Target9.52 (26.93%)
Short Float %24.56%
Short Ratio10.64
Dividend
Industry RankSector Rank
Dividend Yield 15.87%
Yearly Dividend1.66
Dividend Growth(5Y)5.34%
DP297.82%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)22.59%
Min EPS beat(2)-2.28%
Max EPS beat(2)47.46%
EPS beat(4)3
Avg EPS beat(4)14.17%
Min EPS beat(4)-2.28%
Max EPS beat(4)47.46%
EPS beat(8)7
Avg EPS beat(8)12.33%
EPS beat(12)11
Avg EPS beat(12)17.88%
EPS beat(16)13
Avg EPS beat(16)14.91%
Revenue beat(2)1
Avg Revenue beat(2)-23.43%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)2.19%
Revenue beat(4)1
Avg Revenue beat(4)-15.43%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)2.19%
Revenue beat(8)3
Avg Revenue beat(8)-6.12%
Revenue beat(12)7
Avg Revenue beat(12)-1.51%
Revenue beat(16)11
Avg Revenue beat(16)57.1%
PT rev (1m)1.82%
PT rev (3m)-5.49%
EPS NQ rev (1m)-20.69%
EPS NQ rev (3m)-20%
EPS NY rev (1m)-2.63%
EPS NY rev (3m)-8.31%
Revenue NQ rev (1m)-9.62%
Revenue NQ rev (3m)-27.78%
Revenue NY rev (1m)-8.81%
Revenue NY rev (3m)-28.08%
Valuation
Industry RankSector Rank
PE 7.01
Fwd PE 9.1
P/S 1.19
P/FCF 4.37
P/OCF 3.89
P/B 0.49
P/tB 0.51
EV/EBITDA 66.19
EPS(TTM)1.07
EY14.27%
EPS(NY)0.82
Fwd EY10.99%
FCF(TTM)1.72
FCFY22.9%
OCF(TTM)1.93
OCFY25.71%
SpS6.28
BVpS15.29
TBVpS14.84
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.19
Profitability
Industry RankSector Rank
ROA 0.74%
ROE 3.64%
ROCE 1.09%
ROIC 0.86%
ROICexc 0.89%
ROICexgc 0.93%
OM 13.06%
PM (TTM) 8.86%
GM 42.1%
FCFM 27.36%
ROA(3y)1.5%
ROA(5y)1.65%
ROE(3y)7.2%
ROE(5y)8.89%
ROIC(3y)1.53%
ROIC(5y)1.67%
ROICexc(3y)1.6%
ROICexc(5y)1.74%
ROICexgc(3y)1.67%
ROICexgc(5y)1.8%
ROCE(3y)1.94%
ROCE(5y)2.11%
ROICexgc growth 3Y-20.11%
ROICexgc growth 5Y-18.19%
ROICexc growth 3Y-20.4%
ROICexc growth 5Y-18.18%
OM growth 3Y-25.35%
OM growth 5Y-18.96%
PM growth 3Y-28.46%
PM growth 5Y-20.01%
GM growth 3Y-7.16%
GM growth 5Y-10.17%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 3.74
Debt/FCF 33.31
Debt/EBITDA 60.87
Cap/Depr 175.39%
Cap/Sales 3.36%
Interest Coverage 0.24
Cash Conversion 205.16%
Profit Quality 308.73%
Current Ratio 976.86
Quick Ratio 976.86
Altman-Z 0.22
F-Score4
WACC6.23%
ROIC/WACC0.14
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)195.12%
Profit Quality(5y)207.95%
High Growth Momentum
Growth
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.03%
Revenue growth 3Y1%
Revenue growth 5Y14.96%
Sales Q2Q%-32.74%
Revenue Next Year-12.7%
Revenue Next 2Y-8.62%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-45.08%
EBIT growth 3Y-24.61%
EBIT growth 5Y-6.83%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-27.59%
FCF growth 3Y-32.94%
FCF growth 5Y43.14%
OCF growth 1Y-19.31%
OCF growth 3Y-30.3%
OCF growth 5Y46.49%

ARBOR REALTY TRUST INC / ABR Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ABR.


Can you provide the valuation status for ARBOR REALTY TRUST INC?

ChartMill assigns a valuation rating of 6 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Fairly Valued.


Can you provide the profitability details for ARBOR REALTY TRUST INC?

ARBOR REALTY TRUST INC (ABR) has a profitability rating of 4 / 10.


How financially healthy is ARBOR REALTY TRUST INC?

The financial health rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10.


How sustainable is the dividend of ARBOR REALTY TRUST INC (ABR) stock?

The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 297.82%.