ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis

NYSE:ABR • US0389231087

7.93 USD
+0.67 (+9.23%)
At close: Feb 27, 2026
7.88 USD
-0.05 (-0.63%)
Pre-Market: 3/2/2026, 7:04:24 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

ABR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has an average financial health and profitability rating. ABR is cheap, but on the other hand it scores bad on growth. This makes ABR very considerable for value investing!


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • ABR had positive earnings in the past year.
  • ABR had a positive operating cash flow in the past year.
  • Of the past 5 years ABR 4 years were profitable.
  • Of the past 5 years ABR 4 years had a positive operating cash flow.
ABR Yearly Net Income VS EBIT VS OCF VS FCFABR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M 1B

1.2 Ratios

  • The Return On Assets of ABR (1.10%) is better than 83.82% of its industry peers.
  • With a decent Return On Equity value of 5.09%, ABR is doing good in the industry, outperforming 64.71% of the companies in the same industry.
  • ABR has a better Return On Invested Capital (1.05%) than 77.94% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for ABR is in line with the industry average of 1.22%.
Industry RankSector Rank
ROA 1.1%
ROE 5.09%
ROIC 1.05%
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ABR Yearly ROA, ROE, ROICABR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • ABR has a Profit Margin of 12.41%. This is in the better half of the industry: ABR outperforms 61.76% of its industry peers.
  • ABR's Profit Margin has declined in the last couple of years.
  • ABR has a Operating Margin (14.95%) which is comparable to the rest of the industry.
  • ABR's Operating Margin has declined in the last couple of years.
  • ABR's Gross Margin of 42.98% is amongst the best of the industry. ABR outperforms 86.76% of its industry peers.
  • In the last couple of years the Gross Margin of ABR has declined.
Industry RankSector Rank
OM 14.95%
PM (TTM) 12.41%
GM 42.98%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
ABR Yearly Profit, Operating, Gross MarginsABR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
  • ABR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ABR Yearly Shares OutstandingABR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
ABR Yearly Total Debt VS Total AssetsABR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • Based on the Altman-Z score of 0.25, we must say that ABR is in the distress zone and has some risk of bankruptcy.
  • With an excellent Altman-Z score value of 0.25, ABR belongs to the best of the industry, outperforming 86.76% of the companies in the same industry.
  • The Debt to FCF ratio of ABR is 25.46, which is on the high side as it means it would take ABR, 25.46 years of fcf income to pay off all of its debts.
  • ABR has a Debt to FCF ratio of 25.46. This is amongst the best in the industry. ABR outperforms 91.18% of its industry peers.
  • A Debt/Equity ratio of 3.47 is on the high side and indicates that ABR has dependencies on debt financing.
  • With a decent Debt to Equity ratio value of 3.47, ABR is doing good in the industry, outperforming 72.06% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 25.46
Altman-Z 0.25
ROIC/WACC0.16
WACC6.68%
ABR Yearly LT Debt VS Equity VS FCFABR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • ABR has a Current Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of ABR (83.21) is better than 100.00% of its industry peers.
  • A Quick Ratio of 83.21 indicates that ABR has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 83.21, ABR belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 83.21
Quick Ratio 83.21
ABR Yearly Current Assets VS Current LiabilitesABR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • ABR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -38.86%.
  • ABR shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.66% yearly.
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.74%

3.2 Future

  • Based on estimates for the next years, ABR will show a decrease in Earnings Per Share. The EPS will decrease by -1.64% on average per year.
  • The Revenue is expected to grow by 0.01% on average over the next years.
EPS Next Y-20.9%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.27%
Revenue Next 2Y0.01%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ABR Yearly Revenue VS EstimatesABR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ABR Yearly EPS VS EstimatesABR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.41 indicates a rather cheap valuation of ABR.
  • Based on the Price/Earnings ratio, ABR is valued cheaply inside the industry as 83.82% of the companies are valued more expensively.
  • ABR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.07.
  • Based on the Price/Forward Earnings ratio of 9.37, the valuation of ABR can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, ABR is valued a bit cheaper than 61.76% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of ABR to the average of the S&P500 Index (28.05), we can say ABR is valued rather cheaply.
Industry RankSector Rank
PE 7.41
Fwd PE 9.37
ABR Price Earnings VS Forward Price EarningsABR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 85.29% of the companies in the same industry are more expensive than ABR, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, ABR is valued cheaply inside the industry as 98.53% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 3.8
EV/EBITDA 57.2
ABR Per share dataABR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.64%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • ABR has a Yearly Dividend Yield of 8.93%, which is a nice return.
  • Compared to an average industry Dividend Yield of 11.00, ABR's dividend is way lower than its industry peers. On top of this 80.88% of the companies listed in the same industry pay a better dividend than ABR!
  • ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 8.93%

5.2 History

  • On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
  • ABR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
ABR Yearly Dividends per shareABR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • 225.84% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
  • The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-1.64%
EPS Next 3YN/A
ABR Yearly Income VS Free CF VS DividendABR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M 1B
ABR Dividend Payout.ABR Dividend Payout, showing the Payout Ratio.ABR Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

ARBOR REALTY TRUST INC

NYSE:ABR (2/27/2026, 8:04:00 PM)

Premarket: 7.88 -0.05 (-0.63%)

7.93

+0.67 (+9.23%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-27
Earnings (Next)04-30
Inst Owners58.95%
Inst Owner Change4.12%
Ins Owners2.19%
Ins Owner Change-2.49%
Market Cap1.55B
Revenue(TTM)N/A
Net Income(TTM)152.68M
Analysts46.67
Price Target9.35 (17.91%)
Short Float %23.9%
Short Ratio12.04
Dividend
Industry RankSector Rank
Dividend Yield 8.93%
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)0.46%
PT rev (3m)-14.73%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.53%
EPS NY rev (1m)-0.73%
EPS NY rev (3m)-0.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-27.07%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)-24.05%
Valuation
Industry RankSector Rank
PE 7.41
Fwd PE 9.37
P/S 1.26
P/FCF 3.8
P/OCF 3.56
P/B 0.52
P/tB 0.53
EV/EBITDA 57.2
EPS(TTM)1.07
EY13.49%
EPS(NY)0.85
Fwd EY10.67%
FCF(TTM)2.09
FCFY26.31%
OCF(TTM)2.23
OCFY28.09%
SpS6.29
BVpS15.32
TBVpS14.87
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.2
Profitability
Industry RankSector Rank
ROA 1.1%
ROE 5.09%
ROCE 1.32%
ROIC 1.05%
ROICexc 1.08%
ROICexgc 1.12%
OM 14.95%
PM (TTM) 12.41%
GM 42.98%
FCFM 33.19%
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 25.46
Debt/EBITDA 51.6
Cap/Depr 157.77%
Cap/Sales 2.25%
Interest Coverage 0.27
Cash Conversion 216.42%
Profit Quality 267.41%
Current Ratio 83.21
Quick Ratio 83.21
Altman-Z 0.25
F-Score4
WACC6.68%
ROIC/WACC0.16
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
EPS Next Y-20.9%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.74%
Revenue Next Year-4.27%
Revenue Next 2Y0.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A

ARBOR REALTY TRUST INC / ABR FAQ

What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ABR.


Can you provide the valuation status for ARBOR REALTY TRUST INC?

ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.


What is the profitability of ABR stock?

ARBOR REALTY TRUST INC (ABR) has a profitability rating of 5 / 10.


What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?

The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -20.9% in the next year.


Is the dividend of ARBOR REALTY TRUST INC sustainable?

The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 225.84%.