ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ABR - US0389231087 - REIT
7.775 USD
-0.03 (-0.45%)
Taking everything into account, ABR scores 6 out of 10 in our fundamental rating. ABR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has only an average score on both its financial health and profitability. ABR has a bad growth rate and is valued cheaply. These ratings would make ABR suitable for value investing!
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
ABR had a positive operating cash flow in the past year.
Each year in the past 5 years ABR has been profitable.
ABR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ABR has a Return On Assets of 1.10%. This is amongst the best in the industry. ABR outperforms 85.29% of its industry peers.
ABR has a Return On Equity of 5.09%. This is in the better half of the industry: ABR outperforms 69.12% of its industry peers.
The Return On Invested Capital of ABR (1.05%) is better than 82.35% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ABR is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
Looking at the Profit Margin, with a value of 12.41%, ABR is in the better half of the industry, outperforming 67.65% of the companies in the same industry.
ABR's Profit Margin has declined in the last couple of years.
ABR's Operating Margin of 14.95% is in line compared to the rest of the industry. ABR outperforms 55.88% of its industry peers.
ABR's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 42.98%, ABR belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ABR is destroying value.
ABR has more shares outstanding than it did 1 year ago.
ABR has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ABR has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.25, we must say that ABR is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of ABR (0.25) is better than 80.88% of its industry peers.
ABR has a debt to FCF ratio of 25.46. This is a negative value and a sign of low solvency as ABR would need 25.46 years to pay back of all of its debts.
ABR's Debt to FCF ratio of 25.46 is amongst the best of the industry. ABR outperforms 89.71% of its industry peers.
ABR has a Debt/Equity ratio of 3.47. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 3.47, ABR is in the better half of the industry, outperforming 70.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.25 |
ROIC/WACC0.15
WACC6.85%
2.3 Liquidity
ABR has a Current Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 83.21, ABR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
A Quick Ratio of 83.21 indicates that ABR has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 83.21, ABR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
The earnings per share for ABR have decreased strongly by -31.18% in the last year.
ABR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.79% yearly.
The Revenue for ABR has decreased by -18.60% in the past year. This is quite bad
The Revenue has been growing by 21.64% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
The Earnings Per Share is expected to decrease by -15.51% on average over the next years. This is quite bad
The Revenue is expected to decrease by -10.18% on average over the next years. This is quite bad
EPS Next Y-40.94%
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue Next Year-22.76%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
ABR is valuated cheaply with a Price/Earnings ratio of 6.07.
Based on the Price/Earnings ratio, ABR is valued cheaper than 91.18% of the companies in the same industry.
When comparing the Price/Earnings ratio of ABR to the average of the S&P500 Index (26.61), we can say ABR is valued rather cheaply.
The Price/Forward Earnings ratio is 7.98, which indicates a rather cheap valuation of ABR.
72.06% of the companies in the same industry are more expensive than ABR, based on the Price/Forward Earnings ratio.
ABR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.01.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.07 | ||
| Fwd PE | 7.98 |
4.2 Price Multiples
83.82% of the companies in the same industry are more expensive than ABR, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, ABR is valued cheaply inside the industry as 98.53% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.73 | ||
| EV/EBITDA | 57.08 |
4.3 Compensation for Growth
The decent profitability rating of ABR may justify a higher PE ratio.
ABR's earnings are expected to decrease with -15.51% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.89
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
5. Dividend
5.1 Amount
ABR has a Yearly Dividend Yield of 16.50%, which is a nice return.
The stock price of ABR dropped by -35.19% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
ABR's Dividend Yield is rather good when compared to the industry average which is at 12.23. ABR pays more dividend than 86.76% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, ABR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.5% |
5.2 History
On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
225.84% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
NYSE:ABR (12/23/2025, 11:26:07 AM)
7.775
-0.03 (-0.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners58.56%
Inst Owner Change-29.29%
Ins Owners2.19%
Ins Owner Change-2.49%
Market Cap1.52B
Revenue(TTM)1.23B
Net Income(TTM)152.68M
Analysts47.27
Price Target10.71 (37.75%)
Short Float %24.5%
Short Ratio14.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.5% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)-12.5%
PT rev (3m)-11.27%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-17.71%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.45%
Revenue NY rev (1m)-5.29%
Revenue NY rev (3m)-5.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.07 | ||
| Fwd PE | 7.98 | ||
| P/S | 1.24 | ||
| P/FCF | 3.73 | ||
| P/OCF | 3.49 | ||
| P/B | 0.51 | ||
| P/tB | 0.52 | ||
| EV/EBITDA | 57.08 |
EPS(TTM)1.28
EY16.46%
EPS(NY)0.97
Fwd EY12.54%
FCF(TTM)2.09
FCFY26.83%
OCF(TTM)2.23
OCFY28.65%
SpS6.29
BVpS15.32
TBVpS14.87
PEG (NY)N/A
PEG (5Y)0.89
Graham Number21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROCE | 1.32% | ||
| ROIC | 1.05% | ||
| ROICexc | 1.08% | ||
| ROICexgc | 1.12% | ||
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% | ||
| FCFM | 33.19% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Debt/EBITDA | 51.6 | ||
| Cap/Depr | 157.77% | ||
| Cap/Sales | 2.25% | ||
| Interest Coverage | 0.27 | ||
| Cash Conversion | 216.42% | ||
| Profit Quality | 267.41% | ||
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 | ||
| Altman-Z | 0.25 |
F-Score4
WACC6.85%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
EPS Next Y-40.94%
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
Revenue Next Year-22.76%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
What is the valuation status of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
How profitable is ARBOR REALTY TRUST INC (ABR) stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 6 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -40.94% in the next year.
Can you provide the dividend sustainability for ABR stock?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10 and the dividend payout ratio is 225.84%.