ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ABR - US0389231087 - REIT
7.95 USD
+0.19 (+2.45%)
8 USD
+0.05 (+0.63%)
ABR gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has only an average score on both its financial health and profitability. ABR has a bad growth rate and is valued cheaply. These ratings would make ABR suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year ABR was profitable.
In the past year ABR had a positive cash flow from operations.
ABR had positive earnings in each of the past 5 years.
In the past 5 years ABR always reported a positive cash flow from operatings.
1.2 Ratios
ABR's Return On Assets of 1.10% is amongst the best of the industry. ABR outperforms 85.29% of its industry peers.
With a decent Return On Equity value of 5.09%, ABR is doing good in the industry, outperforming 69.12% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 1.05%, ABR belongs to the top of the industry, outperforming 82.35% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ABR is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
ABR has a better Profit Margin (12.41%) than 67.65% of its industry peers.
ABR's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 14.95%, ABR is in line with its industry, outperforming 55.88% of the companies in the same industry.
In the last couple of years the Operating Margin of ABR has declined.
Looking at the Gross Margin, with a value of 42.98%, ABR belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
ABR has more shares outstanding than it did 1 year ago.
ABR has more shares outstanding than it did 5 years ago.
The debt/assets ratio for ABR has been reduced compared to a year ago.
2.2 Solvency
ABR has an Altman-Z score of 0.25. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of ABR (0.25) is better than 82.35% of its industry peers.
ABR has a debt to FCF ratio of 25.46. This is a negative value and a sign of low solvency as ABR would need 25.46 years to pay back of all of its debts.
ABR has a Debt to FCF ratio of 25.46. This is amongst the best in the industry. ABR outperforms 89.71% of its industry peers.
A Debt/Equity ratio of 3.47 is on the high side and indicates that ABR has dependencies on debt financing.
ABR has a better Debt to Equity ratio (3.47) than 70.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.25 |
ROIC/WACC0.15
WACC6.83%
2.3 Liquidity
ABR has a Current Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 83.21, ABR belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR has a better Quick ratio (83.21) than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
The earnings per share for ABR have decreased strongly by -31.18% in the last year.
Measured over the past 5 years, ABR shows a small growth in Earnings Per Share. The EPS has been growing by 6.79% on average per year.
Looking at the last year, ABR shows a very negative growth in Revenue. The Revenue has decreased by -18.60% in the last year.
Measured over the past years, ABR shows a very strong growth in Revenue. The Revenue has been growing by 21.64% on average per year.
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
ABR is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -12.39% yearly.
Based on estimates for the next years, ABR will show a very negative growth in Revenue. The Revenue will decrease by -10.18% on average per year.
EPS Next Y-41.9%
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
EPS Next 5YN/A
Revenue Next Year-28.97%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.21, the valuation of ABR can be described as very cheap.
Based on the Price/Earnings ratio, ABR is valued cheaper than 91.18% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.60, ABR is valued rather cheaply.
ABR is valuated reasonably with a Price/Forward Earnings ratio of 8.84.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ABR indicates a somewhat cheap valuation: ABR is cheaper than 63.24% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, ABR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.21 | ||
| Fwd PE | 8.84 |
4.2 Price Multiples
ABR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ABR is cheaper than 83.82% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, ABR is valued cheaper than 97.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.81 | ||
| EV/EBITDA | 57.22 |
4.3 Compensation for Growth
ABR has a very decent profitability rating, which may justify a higher PE ratio.
ABR's earnings are expected to decrease with -12.39% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.91
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 17.14%, ABR is a good candidate for dividend investing.
The stock price of ABR dropped by -36.20% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
ABR's Dividend Yield is rather good when compared to the industry average which is at 11.16. ABR pays more dividend than 97.06% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, ABR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 17.14% |
5.2 History
The dividend of ABR is nicely growing with an annual growth rate of 12.05%!
ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
ABR pays out 225.84% of its income as dividend. This is not a sustainable payout ratio.
ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
7.95
+0.19 (+2.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners58.95%
Inst Owner Change0%
Ins Owners2.19%
Ins Owner Change-2.49%
Market Cap1.56B
Revenue(TTM)1.23B
Net Income(TTM)152.68M
Analysts47.27
Price Target10.07 (26.67%)
Short Float %24.18%
Short Ratio12.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 17.14% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)-8.14%
PT rev (3m)-16.55%
EPS NQ rev (1m)-27.85%
EPS NQ rev (3m)-40.62%
EPS NY rev (1m)-1.63%
EPS NY rev (3m)-2.58%
Revenue NQ rev (1m)-7.76%
Revenue NQ rev (3m)-10.02%
Revenue NY rev (1m)-8.04%
Revenue NY rev (3m)-12.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.21 | ||
| Fwd PE | 8.84 | ||
| P/S | 1.26 | ||
| P/FCF | 3.81 | ||
| P/OCF | 3.57 | ||
| P/B | 0.52 | ||
| P/tB | 0.53 | ||
| EV/EBITDA | 57.22 |
EPS(TTM)1.28
EY16.1%
EPS(NY)0.9
Fwd EY11.31%
FCF(TTM)2.09
FCFY26.24%
OCF(TTM)2.23
OCFY28.02%
SpS6.29
BVpS15.32
TBVpS14.87
PEG (NY)N/A
PEG (5Y)0.91
Graham Number21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROCE | 1.32% | ||
| ROIC | 1.05% | ||
| ROICexc | 1.08% | ||
| ROICexgc | 1.12% | ||
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% | ||
| FCFM | 33.19% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Debt/EBITDA | 51.6 | ||
| Cap/Depr | 157.77% | ||
| Cap/Sales | 2.25% | ||
| Interest Coverage | 0.27 | ||
| Cash Conversion | 216.42% | ||
| Profit Quality | 267.41% | ||
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 | ||
| Altman-Z | 0.25 |
F-Score4
WACC6.83%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
EPS Next Y-41.9%
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
Revenue Next Year-28.97%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
Can you provide the valuation status for ARBOR REALTY TRUST INC?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
What is the profitability of ABR stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 6 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -41.9% in the next year.
Is the dividend of ARBOR REALTY TRUST INC sustainable?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10 and the dividend payout ratio is 225.84%.