ARBOR REALTY TRUST INC (ABR)
US0389231087 - REIT
We assign a fundamental rating of 6 out of 10 to ABR. ABR was compared to 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has an average financial health and profitability rating. ABR scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings would make ABR suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year ABR was profitable.
ABR had a positive operating cash flow in the past year.
In the past 5 years ABR has always been profitable.
Of the past 5 years ABR 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.84%, ABR belongs to the top of the industry, outperforming 89.23% of the companies in the same industry.
ABR's Return On Equity of 8.41% is fine compared to the rest of the industry. ABR outperforms 80.00% of its industry peers.
ABR has a Return On Invested Capital of 1.85%. This is amongst the best in the industry. ABR outperforms 89.23% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ABR is in line with the industry average of 1.51%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 8.41% | ||
| ROIC | 1.85% |
ROA(3y)1.96%
ROA(5y)1.99%
ROE(3y)11.14%
ROE(5y)11.16%
ROIC(3y)1.93%
ROIC(5y)2.05%
1.3 Margins
Looking at the Profit Margin, with a value of 16.88%, ABR is in the better half of the industry, outperforming 75.38% of the companies in the same industry.
In the last couple of years the Profit Margin of ABR has declined.
ABR has a Operating Margin of 21.49%. This is amongst the best in the industry. ABR outperforms 86.15% of its industry peers.
ABR's Operating Margin has declined in the last couple of years.
ABR has a better Gross Margin (43.62%) than 76.92% of its industry peers.
ABR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.49% | ||
| PM (TTM) | 16.88% | ||
| GM | 43.62% |
OM growth 3Y-12.59%
OM growth 5Y-4.65%
PM growth 3Y-9.11%
PM growth 5Y-1.87%
GM growth 3Y-14.88%
GM growth 5Y-8.25%
2. Health
2.1 Basic Checks
ABR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for ABR has been increased compared to 1 year ago.
Compared to 5 years ago, ABR has more shares outstanding
The debt/assets ratio for ABR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.41, we must say that ABR is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.41, ABR belongs to the top of the industry, outperforming 81.54% of the companies in the same industry.
ABR has a debt to FCF ratio of 21.12. This is a negative value and a sign of low solvency as ABR would need 21.12 years to pay back of all of its debts.
ABR's Debt to FCF ratio of 21.12 is fine compared to the rest of the industry. ABR outperforms 80.00% of its industry peers.
ABR has a Debt/Equity ratio of 3.41. This is a high value indicating a heavy dependency on external financing.
ABR has a Debt to Equity ratio of 3.41. This is in the better half of the industry: ABR outperforms 66.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.41 | ||
| Debt/FCF | 21.12 | ||
| Altman-Z | 0.41 |
ROIC/WACC0.3
WACC6.09%
2.3 Liquidity
A Current Ratio of 30.79 indicates that ABR has no problem at all paying its short term obligations.
The Current ratio of ABR (30.79) is better than 98.46% of its industry peers.
ABR has a Quick Ratio of 30.79. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of ABR (30.79) is better than 98.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 30.79 | ||
| Quick Ratio | 30.79 |
3. Growth
3.1 Past
The earnings per share for ABR have decreased strongly by -15.07% in the last year.
The Earnings Per Share has been growing by 10.12% on average over the past years. This is quite good.
The Revenue has decreased by -6.26% in the past year.
Measured over the past years, ABR shows a very strong growth in Revenue. The Revenue has been growing by 27.35% on average per year.
EPS 1Y (TTM)-15.07%
EPS 3Y6.17%
EPS 5Y10.12%
EPS Q2Q%-21.82%
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y39.08%
Revenue growth 5Y27.35%
Sales Q2Q%-17.23%
3.2 Future
The Earnings Per Share is expected to decrease by -9.04% on average over the next years.
The Revenue is expected to grow by 2.11% on average over the next years.
EPS Next Y-22.25%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
EPS Next 5YN/A
Revenue Next Year-14.28%
Revenue Next 2Y-11.44%
Revenue Next 3Y2.11%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.80, which indicates a rather cheap valuation of ABR.
ABR's Price/Earnings ratio is rather cheap when compared to the industry. ABR is cheaper than 81.54% of the companies in the same industry.
When comparing the Price/Earnings ratio of ABR to the average of the S&P500 Index (28.96), we can say ABR is valued rather cheaply.
The Price/Forward Earnings ratio is 9.37, which indicates a very decent valuation of ABR.
ABR's Price/Forward Earnings ratio is in line with the industry average.
ABR is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.82, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.8 | ||
| Fwd PE | 9.37 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 90.77% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, ABR is valued cheaply inside the industry as 89.23% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.58 | ||
| EV/EBITDA | 37.14 |
4.3 Compensation for Growth
The decent profitability rating of ABR may justify a higher PE ratio.
ABR's earnings are expected to decrease with -9.04% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.77
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
5. Dividend
5.1 Amount
ABR has a Yearly Dividend Yield of 11.39%, which is a nice return.
ABR's Dividend Yield is slightly below the industry average, which is at 12.46.
ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.23.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.39% |
5.2 History
On average, the dividend of ABR grows each year by 15.06%, which is quite nice.
ABR has paid a dividend for at least 10 years, which is a reliable track record.
ABR has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)15.06%
Div Incr Years11
Div Non Decr Years11
5.3 Sustainability
ABR pays out 154.66% of its income as dividend. This is not a sustainable payout ratio.
ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP154.66%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
ARBOR REALTY TRUST INC
NYSE:ABR (11/21/2024, 8:10:22 PM)
After market: 14.51 +0.01 (+0.07%)14.5
-0.11 (-0.75%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.73B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.39% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
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Min EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.8 | ||
| Fwd PE | 9.37 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)0.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 8.41% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 21.49% | ||
| PM (TTM) | 16.88% | ||
| GM | 43.62% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.41 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 30.79 | ||
| Quick Ratio | 30.79 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)-15.07%
EPS 3Y6.17%
EPS 5Y
EPS Q2Q%
EPS Next Y-22.25%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y39.08%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y