ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - NYSE:ABR - US0389231087 - REIT
11.82 USD
+0.16 (+1.37%)
11.9 USD
+0.08 (+0.68%)
Taking everything into account, ABR scores 6 out of 10 in our fundamental rating. ABR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR scores excellent on profitability, but there are some minor concerns on its financial health. ABR is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
In the past year ABR had a positive cash flow from operations.
In the past 5 years ABR has always been profitable.
In the past 5 years ABR always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.27%, ABR belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
ABR's Return On Equity of 5.80% is amongst the best of the industry. ABR outperforms 89.71% of its industry peers.
ABR's Return On Invested Capital of 1.43% is amongst the best of the industry. ABR outperforms 86.76% of its industry peers.
ABR had an Average Return On Invested Capital over the past 3 years of 1.81%. This is in line with the industry average of 1.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.27% | ||
| ROE | 5.8% | ||
| ROIC | 1.43% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
With a decent Profit Margin value of 13.39%, ABR is doing good in the industry, outperforming 76.47% of the companies in the same industry.
ABR's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 19.07%, ABR is in the better half of the industry, outperforming 79.41% of the companies in the same industry.
In the last couple of years the Operating Margin of ABR has declined.
ABR's Gross Margin of 44.50% is amongst the best of the industry. ABR outperforms 86.76% of its industry peers.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.07% | ||
| PM (TTM) | 13.39% | ||
| GM | 44.5% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
ABR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, ABR has more shares outstanding
Compared to 5 years ago, ABR has more shares outstanding
The debt/assets ratio for ABR has been reduced compared to a year ago.
2.2 Solvency
ABR has an Altman-Z score of 0.30. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
With an excellent Altman-Z score value of 0.30, ABR belongs to the best of the industry, outperforming 86.76% of the companies in the same industry.
The Debt to FCF ratio of ABR is 31.18, which is on the high side as it means it would take ABR, 31.18 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 31.18, ABR belongs to the top of the industry, outperforming 80.88% of the companies in the same industry.
A Debt/Equity ratio of 3.40 is on the high side and indicates that ABR has dependencies on debt financing.
ABR has a Debt to Equity ratio of 3.40. This is in the better half of the industry: ABR outperforms 69.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.4 | ||
| Debt/FCF | 31.18 | ||
| Altman-Z | 0.3 |
ROIC/WACC0.21
WACC6.83%
2.3 Liquidity
A Current Ratio of 80.25 indicates that ABR has no problem at all paying its short term obligations.
ABR's Current ratio of 80.25 is amongst the best of the industry. ABR outperforms 100.00% of its industry peers.
ABR has a Quick Ratio of 80.25. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR has a Quick ratio of 80.25. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 80.25 | ||
| Quick Ratio | 80.25 |
3. Growth
3.1 Past
ABR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.31%.
ABR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.79% yearly.
The Revenue for ABR has decreased by -17.62% in the past year. This is quite bad
ABR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.64% yearly.
EPS 1Y (TTM)-31.31%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-44.44%
Revenue 1Y (TTM)-17.62%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-21.87%
3.2 Future
The Earnings Per Share is expected to decrease by -13.28% on average over the next years. This is quite bad
The Revenue is expected to decrease by -2.81% on average over the next years.
EPS Next Y-39.4%
EPS Next 2Y-21.42%
EPS Next 3Y-13.28%
EPS Next 5YN/A
Revenue Next Year-18.45%
Revenue Next 2Y-7.39%
Revenue Next 3Y-2.81%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.69, which indicates a very decent valuation of ABR.
Compared to the rest of the industry, the Price/Earnings ratio of ABR indicates a somewhat cheap valuation: ABR is cheaper than 76.47% of the companies listed in the same industry.
ABR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.89.
A Price/Forward Earnings ratio of 10.94 indicates a reasonable valuation of ABR.
ABR's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.99, ABR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.69 | ||
| Fwd PE | 10.94 |
4.2 Price Multiples
91.18% of the companies in the same industry are more expensive than ABR, based on the Enterprise Value to EBITDA ratio.
85.29% of the companies in the same industry are more expensive than ABR, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7 | ||
| EV/EBITDA | 46.75 |
4.3 Compensation for Growth
The decent profitability rating of ABR may justify a higher PE ratio.
A cheap valuation may be justified as ABR's earnings are expected to decrease with -13.28% in the coming years.
PEG (NY)N/A
PEG (5Y)1.28
EPS Next 2Y-21.42%
EPS Next 3Y-13.28%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.15%, ABR is a good candidate for dividend investing.
ABR's Dividend Yield is slightly below the industry average, which is at 12.70.
Compared to an average S&P500 Dividend Yield of 2.31, ABR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.15% |
5.2 History
On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
ABR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
214.62% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP214.62%
EPS Next 2Y-21.42%
EPS Next 3Y-13.28%
11.82
+0.16 (+1.37%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners61.21%
Inst Owner Change-27.26%
Ins Owners2.4%
Ins Owner Change1.75%
Market Cap2.27B
Revenue(TTM)1.29B
Net Income(TTM)172.39M
Analysts47.27
Price Target12.07 (2.12%)
Short Float %24.3%
Short Ratio21.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.15% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP214.62%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.74%
Min EPS beat(2)2.68%
Max EPS beat(2)8.8%
EPS beat(4)4
Avg EPS beat(4)7.97%
Min EPS beat(4)2.68%
Max EPS beat(4)11.25%
EPS beat(8)8
Avg EPS beat(8)11.08%
EPS beat(12)11
Avg EPS beat(12)16.22%
EPS beat(16)14
Avg EPS beat(16)15.79%
Revenue beat(2)0
Avg Revenue beat(2)-7.43%
Min Revenue beat(2)-11.66%
Max Revenue beat(2)-3.21%
Revenue beat(4)1
Avg Revenue beat(4)-3.23%
Min Revenue beat(4)-11.66%
Max Revenue beat(4)4.78%
Revenue beat(8)4
Avg Revenue beat(8)1.15%
Revenue beat(12)8
Avg Revenue beat(12)50.32%
Revenue beat(16)12
Avg Revenue beat(16)85.96%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)1.08%
EPS NQ rev (3m)-5.05%
EPS NY rev (1m)1.61%
EPS NY rev (3m)-4.83%
Revenue NQ rev (1m)-0.77%
Revenue NQ rev (3m)-6.79%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-4.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.69 | ||
| Fwd PE | 10.94 | ||
| P/S | 1.77 | ||
| P/FCF | 7 | ||
| P/OCF | 6.64 | ||
| P/B | 0.76 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 46.75 |
EPS(TTM)1.36
EY11.51%
EPS(NY)1.08
Fwd EY9.14%
FCF(TTM)1.69
FCFY14.29%
OCF(TTM)1.78
OCFY15.06%
SpS6.7
BVpS15.47
TBVpS15.02
PEG (NY)N/A
PEG (5Y)1.28
Graham Number21.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.27% | ||
| ROE | 5.8% | ||
| ROCE | 1.81% | ||
| ROIC | 1.43% | ||
| ROICexc | 1.46% | ||
| ROICexgc | 1.52% | ||
| OM | 19.07% | ||
| PM (TTM) | 13.39% | ||
| GM | 44.5% | ||
| FCFM | 25.22% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score5
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.4 | ||
| Debt/FCF | 31.18 | ||
| Debt/EBITDA | 38.99 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.35 | ||
| Cash Conversion | 131.78% | ||
| Profit Quality | 188.38% | ||
| Current Ratio | 80.25 | ||
| Quick Ratio | 80.25 | ||
| Altman-Z | 0.3 |
F-Score5
WACC6.83%
ROIC/WACC0.21
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.31%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-44.44%
EPS Next Y-39.4%
EPS Next 2Y-21.42%
EPS Next 3Y-13.28%
EPS Next 5YN/A
Revenue 1Y (TTM)-17.62%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-21.87%
Revenue Next Year-18.45%
Revenue Next 2Y-7.39%
Revenue Next 3Y-2.81%
Revenue Next 5YN/A
EBIT growth 1Y-29.76%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.64%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-21.63%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
What is the valuation status of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a valuation rating of 6 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Fairly Valued.
How profitable is ARBOR REALTY TRUST INC (ABR) stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 7 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -39.4% in the next year.
Can you provide the dividend sustainability for ABR stock?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 214.62%.