ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - NYSE:ABR - US0389231087 - REIT
9.23 USD
-0.2 (-2.12%)
9.2699 USD
+0.04 (+0.43%)
Taking everything into account, ABR scores 6 out of 10 in our fundamental rating. ABR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While ABR has a great profitability rating, there are some minor concerns on its financial health. ABR is valued quite cheap, but it does not seem to be growing. With these ratings, ABR could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
In the past year ABR was profitable.
In the past year ABR had a positive cash flow from operations.
Each year in the past 5 years ABR has been profitable.
ABR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ABR's Return On Assets of 1.27% is amongst the best of the industry. ABR outperforms 86.76% of its industry peers.
Looking at the Return On Equity, with a value of 5.80%, ABR belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
ABR has a Return On Invested Capital of 1.43%. This is amongst the best in the industry. ABR outperforms 86.76% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ABR is in line with the industry average of 1.19%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.27% | ||
| ROE | 5.8% | ||
| ROIC | 1.43% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
ABR's Profit Margin of 13.39% is fine compared to the rest of the industry. ABR outperforms 73.53% of its industry peers.
In the last couple of years the Profit Margin of ABR has declined.
With a decent Operating Margin value of 19.07%, ABR is doing good in the industry, outperforming 77.94% of the companies in the same industry.
ABR's Operating Margin has declined in the last couple of years.
With an excellent Gross Margin value of 44.50%, ABR belongs to the best of the industry, outperforming 86.76% of the companies in the same industry.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.07% | ||
| PM (TTM) | 13.39% | ||
| GM | 44.5% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
ABR has more shares outstanding than it did 1 year ago.
ABR has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ABR has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.27, we must say that ABR is in the distress zone and has some risk of bankruptcy.
ABR has a Altman-Z score of 0.27. This is amongst the best in the industry. ABR outperforms 85.29% of its industry peers.
ABR has a debt to FCF ratio of 31.18. This is a negative value and a sign of low solvency as ABR would need 31.18 years to pay back of all of its debts.
ABR's Debt to FCF ratio of 31.18 is amongst the best of the industry. ABR outperforms 82.35% of its industry peers.
A Debt/Equity ratio of 3.40 is on the high side and indicates that ABR has dependencies on debt financing.
With a decent Debt to Equity ratio value of 3.40, ABR is doing good in the industry, outperforming 69.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.4 | ||
| Debt/FCF | 31.18 | ||
| Altman-Z | 0.27 |
ROIC/WACC0.21
WACC6.86%
2.3 Liquidity
ABR has a Current Ratio of 80.25. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR has a better Current ratio (80.25) than 100.00% of its industry peers.
ABR has a Quick Ratio of 80.25. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR has a Quick ratio of 80.25. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 80.25 | ||
| Quick Ratio | 80.25 |
3. Growth
3.1 Past
ABR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.18%.
ABR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.79% yearly.
ABR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -12.16%.
ABR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.64% yearly.
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-12.16%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
ABR is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -15.51% yearly.
Based on estimates for the next years, ABR will show a very negative growth in Revenue. The Revenue will decrease by -14.13% on average per year.
EPS Next Y-40.94%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue Next Year-18.45%
Revenue Next 2Y-15.52%
Revenue Next 3Y-14.13%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.21, the valuation of ABR can be described as very cheap.
Based on the Price/Earnings ratio, ABR is valued cheaply inside the industry as 86.76% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of ABR to the average of the S&P500 Index (26.06), we can say ABR is valued rather cheaply.
ABR is valuated reasonably with a Price/Forward Earnings ratio of 8.81.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ABR indicates a somewhat cheap valuation: ABR is cheaper than 61.76% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 32.73, ABR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.21 | ||
| Fwd PE | 8.81 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ABR is valued cheaply inside the industry as 88.24% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, ABR is valued cheaper than 91.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.47 | ||
| EV/EBITDA | 44.84 |
4.3 Compensation for Growth
The decent profitability rating of ABR may justify a higher PE ratio.
ABR's earnings are expected to decrease with -15.51% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.06
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.10%, ABR is a good candidate for dividend investing.
In the last 3 months the price of ABR has falen by -21.91%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 13.19, ABR pays a bit more dividend than its industry peers.
ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
5.2 History
On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
ABR pays out 214.62% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP214.62%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
9.23
-0.2 (-2.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners61.21%
Inst Owner Change-28.18%
Ins Owners2.4%
Ins Owner Change1.75%
Market Cap1.77B
Revenue(TTM)1.43B
Net Income(TTM)172.39M
Analysts47.27
Price Target12.24 (32.61%)
Short Float %24.3%
Short Ratio21.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP214.62%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.74%
Min EPS beat(2)2.68%
Max EPS beat(2)8.8%
EPS beat(4)4
Avg EPS beat(4)7.97%
Min EPS beat(4)2.68%
Max EPS beat(4)11.25%
EPS beat(8)8
Avg EPS beat(8)11.08%
EPS beat(12)11
Avg EPS beat(12)16.22%
EPS beat(16)14
Avg EPS beat(16)15.79%
Revenue beat(2)0
Avg Revenue beat(2)-7.43%
Min Revenue beat(2)-11.66%
Max Revenue beat(2)-3.21%
Revenue beat(4)1
Avg Revenue beat(4)-3.23%
Min Revenue beat(4)-11.66%
Max Revenue beat(4)4.78%
Revenue beat(8)4
Avg Revenue beat(8)1.15%
Revenue beat(12)8
Avg Revenue beat(12)50.32%
Revenue beat(16)12
Avg Revenue beat(16)85.96%
PT rev (1m)1.41%
PT rev (3m)0%
EPS NQ rev (1m)1.08%
EPS NQ rev (3m)-5.05%
EPS NY rev (1m)-0.97%
EPS NY rev (3m)-7.25%
Revenue NQ rev (1m)-0.77%
Revenue NQ rev (3m)-6.79%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-4.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.21 | ||
| Fwd PE | 8.81 | ||
| P/S | 1.38 | ||
| P/FCF | 5.47 | ||
| P/OCF | 5.19 | ||
| P/B | 0.6 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | 44.84 |
EPS(TTM)1.28
EY13.87%
EPS(NY)1.05
Fwd EY11.35%
FCF(TTM)1.69
FCFY18.3%
OCF(TTM)1.78
OCFY19.28%
SpS6.7
BVpS15.47
TBVpS15.02
PEG (NY)N/A
PEG (5Y)1.06
Graham Number21.11
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.27% | ||
| ROE | 5.8% | ||
| ROCE | 1.81% | ||
| ROIC | 1.43% | ||
| ROICexc | 1.46% | ||
| ROICexgc | 1.52% | ||
| OM | 19.07% | ||
| PM (TTM) | 13.39% | ||
| GM | 44.5% | ||
| FCFM | 25.22% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score5
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.4 | ||
| Debt/FCF | 31.18 | ||
| Debt/EBITDA | 38.99 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.35 | ||
| Cash Conversion | 131.78% | ||
| Profit Quality | 188.38% | ||
| Current Ratio | 80.25 | ||
| Quick Ratio | 80.25 | ||
| Altman-Z | 0.27 |
F-Score5
WACC6.86%
ROIC/WACC0.21
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
EPS Next Y-40.94%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.16%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
Revenue Next Year-18.45%
Revenue Next 2Y-15.52%
Revenue Next 3Y-14.13%
Revenue Next 5YN/A
EBIT growth 1Y-29.76%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.64%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-21.63%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
What is the valuation status of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
How profitable is ARBOR REALTY TRUST INC (ABR) stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 7 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -40.94% in the next year.
Can you provide the dividend sustainability for ABR stock?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 214.62%.