ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
NYSE:ABR - New York Stock Exchange, Inc. - US0389231087 - REIT - Currency: USD
Overall ABR gets a fundamental rating of 6 out of 10. We evaluated ABR against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and the financial health of ABR get a neutral evaluation. Nothing too spectacular is happening here. A decent growth rate in combination with a cheap valuation! Better keep an eye on ABR. This makes ABR very considerable for value investing!
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
In the past year ABR had a positive cash flow from operations.
In the past 5 years ABR has always been profitable.
ABR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
ABR has a better Return On Assets (1.84%) than 89.06% of its industry peers.
With a decent Return On Equity value of 8.41%, ABR is doing good in the industry, outperforming 70.31% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 1.85%, ABR belongs to the top of the industry, outperforming 90.63% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ABR is in line with the industry average of 1.54%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 8.41% | ||
| ROIC | 1.85% |
ROA(3y)1.96%
ROA(5y)1.99%
ROE(3y)11.14%
ROE(5y)11.16%
ROIC(3y)1.93%
ROIC(5y)2.05%
1.3 Margins
With a decent Profit Margin value of 16.88%, ABR is doing good in the industry, outperforming 64.06% of the companies in the same industry.
ABR's Profit Margin has declined in the last couple of years.
ABR has a Operating Margin of 21.49%. This is in the better half of the industry: ABR outperforms 75.00% of its industry peers.
In the last couple of years the Operating Margin of ABR has declined.
ABR has a better Gross Margin (43.62%) than 76.56% of its industry peers.
ABR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.49% | ||
| PM (TTM) | 16.88% | ||
| GM | 43.62% |
OM growth 3Y-12.59%
OM growth 5Y-4.65%
PM growth 3Y-9.11%
PM growth 5Y-1.87%
GM growth 3Y-14.88%
GM growth 5Y-8.25%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
ABR has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ABR has more shares outstanding
ABR has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.40, we must say that ABR is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.40, ABR belongs to the top of the industry, outperforming 82.81% of the companies in the same industry.
The Debt to FCF ratio of ABR is 21.12, which is on the high side as it means it would take ABR, 21.12 years of fcf income to pay off all of its debts.
ABR's Debt to FCF ratio of 21.12 is amongst the best of the industry. ABR outperforms 82.81% of its industry peers.
A Debt/Equity ratio of 3.41 is on the high side and indicates that ABR has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 3.41, ABR is in the better half of the industry, outperforming 67.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.41 | ||
| Debt/FCF | 21.12 | ||
| Altman-Z | 0.4 |
ROIC/WACC0.3
WACC6.23%
2.3 Liquidity
A Current Ratio of 30.79 indicates that ABR has no problem at all paying its short term obligations.
The Current ratio of ABR (30.79) is better than 98.44% of its industry peers.
A Quick Ratio of 30.79 indicates that ABR has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 30.79, ABR belongs to the best of the industry, outperforming 98.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 30.79 | ||
| Quick Ratio | 30.79 |
3. Growth
3.1 Past
The earnings per share for ABR have decreased strongly by -15.07% in the last year.
ABR shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.12% yearly.
The Revenue has decreased by -6.26% in the past year.
Measured over the past years, ABR shows a very strong growth in Revenue. The Revenue has been growing by 27.35% on average per year.
EPS 1Y (TTM)-15.07%
EPS 3Y6.17%
EPS 5Y10.12%
EPS Q2Q%-21.82%
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y39.08%
Revenue growth 5Y27.35%
Sales Q2Q%-17.23%
3.2 Future
The Earnings Per Share is expected to decrease by -9.04% on average over the next years.
ABR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.11% yearly.
EPS Next Y-22.25%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
EPS Next 5YN/A
Revenue Next Year-14.28%
Revenue Next 2Y-11.44%
Revenue Next 3Y2.11%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
ABR is valuated cheaply with a Price/Earnings ratio of 7.20.
Based on the Price/Earnings ratio, ABR is valued cheaper than 82.81% of the companies in the same industry.
ABR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.46.
A Price/Forward Earnings ratio of 8.66 indicates a reasonable valuation of ABR.
Based on the Price/Forward Earnings ratio, ABR is valued a bit cheaper than 60.94% of the companies in the same industry.
ABR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 92.56.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.2 | ||
| Fwd PE | 8.66 |
4.2 Price Multiples
ABR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ABR is cheaper than 90.63% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, ABR is valued cheaper than 87.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.16 | ||
| EV/EBITDA | 36.47 |
4.3 Compensation for Growth
The decent profitability rating of ABR may justify a higher PE ratio.
A cheap valuation may be justified as ABR's earnings are expected to decrease with -9.04% in the coming years.
PEG (NY)N/A
PEG (5Y)0.71
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
5. Dividend
5.1 Amount
ABR has a Yearly Dividend Yield of 12.92%, which is a nice return.
ABR's Dividend Yield is comparable with the industry average which is at 13.37.
ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.92% |
5.2 History
On average, the dividend of ABR grows each year by 15.06%, which is quite nice.
ABR has paid a dividend for at least 10 years, which is a reliable track record.
ABR has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)15.06%
Div Incr Years11
Div Non Decr Years11
5.3 Sustainability
ABR pays out 154.66% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP154.66%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
ARBOR REALTY TRUST INC
NYSE:ABR (1/31/2025, 8:09:02 PM)
After market: 13.41 +0.02 (+0.15%)13.39
-0.04 (-0.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners60.4%
Inst Owner Change0.12%
Ins Owners2.23%
Ins Owner Change-0.42%
Market Cap2.53B
Analysts50.77
Price Target14.83 (10.75%)
Short Float %30.86%
Short Ratio24.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.92% |
Yearly Dividend2.08
Dividend Growth(5Y)15.06%
DP154.66%
Div Incr Years11
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.59%
Min EPS beat(2)8.01%
Max EPS beat(2)9.16%
EPS beat(4)4
Avg EPS beat(4)11.45%
Min EPS beat(4)8.01%
Max EPS beat(4)15.02%
EPS beat(8)8
Avg EPS beat(8)21.75%
EPS beat(12)10
Avg EPS beat(12)18%
EPS beat(16)14
Avg EPS beat(16)21.95%
Revenue beat(2)1
Avg Revenue beat(2)0.78%
Min Revenue beat(2)-3.21%
Max Revenue beat(2)4.78%
Revenue beat(4)3
Avg Revenue beat(4)5.16%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)14.05%
Revenue beat(8)7
Avg Revenue beat(8)47.76%
Revenue beat(12)11
Avg Revenue beat(12)99.54%
Revenue beat(16)15
Avg Revenue beat(16)141.98%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-10.63%
EPS NY rev (1m)0%
EPS NY rev (3m)0.21%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.78%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.2 | ||
| Fwd PE | 8.66 | ||
| P/S | 1.67 | ||
| P/FCF | 5.16 | ||
| P/OCF | 5.13 | ||
| P/B | 0.83 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | 36.47 |
EPS(TTM)1.86
EY13.89%
EPS(NY)1.55
Fwd EY11.55%
FCF(TTM)2.6
FCFY19.39%
OCF(TTM)2.61
OCFY19.49%
SpS8.01
BVpS16.08
TBVpS15.61
PEG (NY)N/A
PEG (5Y)0.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 8.41% | ||
| ROCE | 2.34% | ||
| ROIC | 1.85% | ||
| ROICexc | 1.95% | ||
| ROICexgc | 2.04% | ||
| OM | 21.49% | ||
| PM (TTM) | 16.88% | ||
| GM | 43.62% | ||
| FCFM | 32.4% |
ROA(3y)1.96%
ROA(5y)1.99%
ROE(3y)11.14%
ROE(5y)11.16%
ROIC(3y)1.93%
ROIC(5y)2.05%
ROICexc(3y)2.01%
ROICexc(5y)2.14%
ROICexgc(3y)2.08%
ROICexgc(5y)2.22%
ROCE(3y)2.44%
ROCE(5y)2.6%
ROICexcg growth 3Y-3.85%
ROICexcg growth 5YN/A
ROICexc growth 3Y-3.85%
ROICexc growth 5YN/A
OM growth 3Y-12.59%
OM growth 5Y-4.65%
PM growth 3Y-9.11%
PM growth 5Y-1.87%
GM growth 3Y-14.88%
GM growth 5Y-8.25%
F-Score6
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.41 | ||
| Debt/FCF | 21.12 | ||
| Debt/EBITDA | 30.95 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.4 | ||
| Cash Conversion | 147.3% | ||
| Profit Quality | 191.95% | ||
| Current Ratio | 30.79 | ||
| Quick Ratio | 30.79 | ||
| Altman-Z | 0.4 |
F-Score6
WACC6.23%
ROIC/WACC0.3
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)175.29%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.07%
EPS 3Y6.17%
EPS 5Y10.12%
EPS Q2Q%-21.82%
EPS Next Y-22.25%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y39.08%
Revenue growth 5Y27.35%
Sales Q2Q%-17.23%
Revenue Next Year-14.28%
Revenue Next 2Y-11.44%
Revenue Next 3Y2.11%
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y21.57%
EBIT growth 5Y21.43%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-52.38%
FCF growth 3Y62.27%
FCF growth 5YN/A
OCF growth 1Y-52.13%
OCF growth 3Y62.27%
OCF growth 5YN/A