ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:ABR • US0389231087
7.7 USD
-0.18 (-2.28%)
At close: Jan 30, 2026
7.7099 USD
+0.01 (+0.13%)
After Hours: 1/30/2026, 8:04:00 PM
Taking everything into account, ABR scores 6 out of 10 in our fundamental rating. ABR was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has only an average score on both its financial health and profitability. ABR has a bad growth rate and is valued cheaply. These ratings could make ABR a good candidate for value investing.
1. Profitability
1.1 Basic Checks
- In the past year ABR was profitable.
- In the past year ABR had a positive cash flow from operations.
- ABR had positive earnings in each of the past 5 years.
- In the past 5 years ABR always reported a positive cash flow from operatings.
1.2 Ratios
- ABR has a better Return On Assets (1.10%) than 85.71% of its industry peers.
- The Return On Equity of ABR (5.09%) is better than 70.00% of its industry peers.
- ABR has a Return On Invested Capital of 1.05%. This is amongst the best in the industry. ABR outperforms 82.86% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for ABR is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
- ABR has a Profit Margin of 12.41%. This is in the better half of the industry: ABR outperforms 68.57% of its industry peers.
- ABR's Profit Margin has declined in the last couple of years.
- ABR has a Operating Margin of 14.95%. This is comparable to the rest of the industry: ABR outperforms 57.14% of its industry peers.
- ABR's Operating Margin has declined in the last couple of years.
- ABR has a better Gross Margin (42.98%) than 84.29% of its industry peers.
- In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
- ABR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- ABR has more shares outstanding than it did 1 year ago.
- ABR has more shares outstanding than it did 5 years ago.
- ABR has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.24, we must say that ABR is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.24, ABR belongs to the top of the industry, outperforming 82.86% of the companies in the same industry.
- The Debt to FCF ratio of ABR is 25.46, which is on the high side as it means it would take ABR, 25.46 years of fcf income to pay off all of its debts.
- With an excellent Debt to FCF ratio value of 25.46, ABR belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
- A Debt/Equity ratio of 3.47 is on the high side and indicates that ABR has dependencies on debt financing.
- With a decent Debt to Equity ratio value of 3.47, ABR is doing good in the industry, outperforming 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.24 |
ROIC/WACC0.15
WACC6.84%
2.3 Liquidity
- A Current Ratio of 83.21 indicates that ABR has no problem at all paying its short term obligations.
- ABR has a better Current ratio (83.21) than 100.00% of its industry peers.
- ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
- ABR has a Quick ratio of 83.21. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
- The earnings per share for ABR have decreased strongly by -31.18% in the last year.
- Measured over the past 5 years, ABR shows a small growth in Earnings Per Share. The EPS has been growing by 6.79% on average per year.
- Looking at the last year, ABR shows a very negative growth in Revenue. The Revenue has decreased by -18.60% in the last year.
- ABR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.64% yearly.
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
- The Earnings Per Share is expected to decrease by -14.84% on average over the next years. This is quite bad
- ABR is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -13.98% yearly.
EPS Next Y-40.99%
EPS Next 2Y-29.47%
EPS Next 3Y-14.84%
EPS Next 5YN/A
Revenue Next Year-38%
Revenue Next 2Y-22.54%
Revenue Next 3Y-13.98%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 6.02, the valuation of ABR can be described as very cheap.
- Based on the Price/Earnings ratio, ABR is valued cheaply inside the industry as 91.43% of the companies are valued more expensively.
- ABR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.30.
- ABR is valuated reasonably with a Price/Forward Earnings ratio of 8.84.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of ABR indicates a somewhat cheap valuation: ABR is cheaper than 64.29% of the companies listed in the same industry.
- ABR is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.02 | ||
| Fwd PE | 8.84 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 84.29% of the companies listed in the same industry.
- 98.57% of the companies in the same industry are more expensive than ABR, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.69 | ||
| EV/EBITDA | 56.98 |
4.3 Compensation for Growth
- ABR has a very decent profitability rating, which may justify a higher PE ratio.
- ABR's earnings are expected to decrease with -14.84% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.89
EPS Next 2Y-29.47%
EPS Next 3Y-14.84%
5. Dividend
5.1 Amount
- ABR has a Yearly Dividend Yield of 16.88%, which is a nice return.
- The stock price of ABR dropped by -23.69% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- Compared to an average industry Dividend Yield of 11.11, ABR pays a better dividend. On top of this ABR pays more dividend than 90.00% of the companies listed in the same industry.
- ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.88% |
5.2 History
- On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
- ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- ABR pays out 225.84% of its income as dividend. This is not a sustainable payout ratio.
- ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-29.47%
EPS Next 3Y-14.84%
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
Can you provide the valuation status for ARBOR REALTY TRUST INC?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
What is the profitability of ABR stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 6 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -40.99% in the next year.
Is the dividend of ARBOR REALTY TRUST INC sustainable?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10 and the dividend payout ratio is 225.84%.