ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - NYSE:ABR - US0389231087 - REIT
8.79 USD
-0.29 (-3.19%)
8.8 USD
+0.01 (+0.11%)
We assign a fundamental rating of 5 out of 10 to ABR. ABR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has an average financial health and profitability rating. ABR is cheap, but on the other hand it scores bad on growth. This makes ABR very considerable for value investing!
1. Profitability
1.1 Basic Checks
In the past year ABR was profitable.
ABR had a positive operating cash flow in the past year.
In the past 5 years ABR has always been profitable.
Each year in the past 5 years ABR had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 1.10%, ABR belongs to the best of the industry, outperforming 83.82% of the companies in the same industry.
ABR's Return On Equity of 5.09% is fine compared to the rest of the industry. ABR outperforms 67.65% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.05%, ABR belongs to the top of the industry, outperforming 80.88% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ABR is in line with the industry average of 1.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
ABR has a better Profit Margin (12.41%) than 61.76% of its industry peers.
In the last couple of years the Profit Margin of ABR has declined.
ABR has a Operating Margin of 14.95%. This is comparable to the rest of the industry: ABR outperforms 55.88% of its industry peers.
ABR's Operating Margin has declined in the last couple of years.
ABR has a better Gross Margin (42.98%) than 85.29% of its industry peers.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
ABR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, ABR has more shares outstanding
The number of shares outstanding for ABR has been increased compared to 5 years ago.
Compared to 1 year ago, ABR has an improved debt to assets ratio.
2.2 Solvency
ABR has an Altman-Z score of 0.25. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of ABR (0.25) is better than 85.29% of its industry peers.
The Debt to FCF ratio of ABR is 25.46, which is on the high side as it means it would take ABR, 25.46 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of ABR (25.46) is better than 88.24% of its industry peers.
ABR has a Debt/Equity ratio of 3.47. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 3.47, ABR is in the better half of the industry, outperforming 70.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.25 |
ROIC/WACC0.15
WACC6.86%
2.3 Liquidity
A Current Ratio of 83.21 indicates that ABR has no problem at all paying its short term obligations.
With an excellent Current ratio value of 83.21, ABR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR has a Quick ratio of 83.21. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
The earnings per share for ABR have decreased strongly by -31.18% in the last year.
The Earnings Per Share has been growing slightly by 6.79% on average over the past years.
ABR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.60%.
Measured over the past years, ABR shows a very strong growth in Revenue. The Revenue has been growing by 21.64% on average per year.
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
ABR is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -15.51% yearly.
ABR is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -14.13% yearly.
EPS Next Y-40.94%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue Next Year-18.45%
Revenue Next 2Y-15.52%
Revenue Next 3Y-14.13%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
ABR is valuated cheaply with a Price/Earnings ratio of 6.87.
ABR's Price/Earnings ratio is rather cheap when compared to the industry. ABR is cheaper than 88.24% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.89, ABR is valued rather cheaply.
A Price/Forward Earnings ratio of 8.39 indicates a reasonable valuation of ABR.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ABR indicates a somewhat cheap valuation: ABR is cheaper than 61.76% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.59, ABR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.87 | ||
| Fwd PE | 8.39 |
4.2 Price Multiples
ABR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ABR is cheaper than 83.82% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, ABR is valued cheaper than 95.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.14 | ||
| EV/EBITDA | 57.89 |
4.3 Compensation for Growth
ABR has a very decent profitability rating, which may justify a higher PE ratio.
ABR's earnings are expected to decrease with -15.51% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.01
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
5. Dividend
5.1 Amount
ABR has a Yearly Dividend Yield of 9.02%, which is a nice return.
In the last 3 months the price of ABR has falen by -24.22%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
ABR's Dividend Yield is slightly below the industry average, which is at 11.91.
Compared to an average S&P500 Dividend Yield of 2.44, ABR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.02% |
5.2 History
On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
ABR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
225.84% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
8.79
-0.29 (-3.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners61.21%
Inst Owner Change-29.33%
Ins Owners2.4%
Ins Owner Change1.84%
Market Cap1.69B
Revenue(TTM)1.23B
Net Income(TTM)152.68M
Analysts47.27
Price Target12.24 (39.25%)
Short Float %24.3%
Short Ratio21.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.02% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)1.41%
PT rev (3m)0%
EPS NQ rev (1m)-17.71%
EPS NQ rev (3m)-18.56%
EPS NY rev (1m)-0.97%
EPS NY rev (3m)-7.25%
Revenue NQ rev (1m)-2.45%
Revenue NQ rev (3m)-8.22%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-4.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.87 | ||
| Fwd PE | 8.39 | ||
| P/S | 1.37 | ||
| P/FCF | 4.14 | ||
| P/OCF | 3.88 | ||
| P/B | 0.56 | ||
| P/tB | 0.58 | ||
| EV/EBITDA | 57.89 |
EPS(TTM)1.28
EY14.56%
EPS(NY)1.05
Fwd EY11.92%
FCF(TTM)2.12
FCFY24.15%
OCF(TTM)2.27
OCFY25.79%
SpS6.4
BVpS15.59
TBVpS15.14
PEG (NY)N/A
PEG (5Y)1.01
Graham Number21.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROCE | 1.32% | ||
| ROIC | 1.05% | ||
| ROICexc | 1.08% | ||
| ROICexgc | 1.12% | ||
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% | ||
| FCFM | 33.19% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Debt/EBITDA | 51.6 | ||
| Cap/Depr | 157.77% | ||
| Cap/Sales | 2.25% | ||
| Interest Coverage | 0.27 | ||
| Cash Conversion | 216.42% | ||
| Profit Quality | 267.41% | ||
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 | ||
| Altman-Z | 0.25 |
F-Score4
WACC6.86%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
EPS Next Y-40.94%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
Revenue Next Year-18.45%
Revenue Next 2Y-15.52%
Revenue Next 3Y-14.13%
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
What is the valuation status of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
How profitable is ARBOR REALTY TRUST INC (ABR) stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 7 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -40.94% in the next year.
Can you provide the dividend sustainability for ABR stock?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 225.84%.