ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ABR - US0389231087 - REIT
9.05 USD
+0.13 (+1.46%)
9.0212 USD
-0.03 (-0.32%)
Taking everything into account, ABR scores 5 out of 10 in our fundamental rating. ABR was compared to 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has an average financial health and profitability rating. ABR is cheap, but on the other hand it scores bad on growth. With these ratings, ABR could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
ABR had a positive operating cash flow in the past year.
Each year in the past 5 years ABR has been profitable.
In the past 5 years ABR always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.10%, ABR belongs to the top of the industry, outperforming 84.06% of the companies in the same industry.
With a decent Return On Equity value of 5.09%, ABR is doing good in the industry, outperforming 68.12% of the companies in the same industry.
ABR's Return On Invested Capital of 1.05% is amongst the best of the industry. ABR outperforms 81.16% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ABR is in line with the industry average of 1.30%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
The Profit Margin of ABR (12.41%) is better than 66.67% of its industry peers.
ABR's Profit Margin has declined in the last couple of years.
ABR has a Operating Margin (14.95%) which is in line with its industry peers.
ABR's Operating Margin has declined in the last couple of years.
ABR has a better Gross Margin (42.98%) than 82.61% of its industry peers.
ABR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
The number of shares outstanding for ABR has been increased compared to 1 year ago.
The number of shares outstanding for ABR has been increased compared to 5 years ago.
The debt/assets ratio for ABR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.26, we must say that ABR is in the distress zone and has some risk of bankruptcy.
ABR's Altman-Z score of 0.26 is amongst the best of the industry. ABR outperforms 84.06% of its industry peers.
ABR has a debt to FCF ratio of 25.46. This is a negative value and a sign of low solvency as ABR would need 25.46 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 25.46, ABR belongs to the best of the industry, outperforming 89.86% of the companies in the same industry.
ABR has a Debt/Equity ratio of 3.47. This is a high value indicating a heavy dependency on external financing.
ABR's Debt to Equity ratio of 3.47 is fine compared to the rest of the industry. ABR outperforms 69.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.26 |
ROIC/WACC0.15
WACC6.84%
2.3 Liquidity
ABR has a Current Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 83.21, ABR belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 83.21, ABR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
The earnings per share for ABR have decreased strongly by -31.18% in the last year.
ABR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.79% yearly.
Looking at the last year, ABR shows a very negative growth in Revenue. The Revenue has decreased by -18.60% in the last year.
Measured over the past years, ABR shows a very strong growth in Revenue. The Revenue has been growing by 21.64% on average per year.
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
Based on estimates for the next years, ABR will show a very negative growth in Earnings Per Share. The EPS will decrease by -15.51% on average per year.
The Revenue is expected to decrease by -10.18% on average over the next years. This is quite bad
EPS Next Y-40.94%
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue Next Year-22.76%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
ABR is valuated cheaply with a Price/Earnings ratio of 7.07.
Based on the Price/Earnings ratio, ABR is valued cheaply inside the industry as 85.51% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.59, ABR is valued rather cheaply.
A Price/Forward Earnings ratio of 9.29 indicates a reasonable valuation of ABR.
Based on the Price/Forward Earnings ratio, ABR is valued a bit cheaper than the industry average as 60.87% of the companies are valued more expensively.
ABR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.07 | ||
| Fwd PE | 9.29 |
4.2 Price Multiples
ABR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ABR is cheaper than 82.61% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 95.65% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.34 | ||
| EV/EBITDA | 58.29 |
4.3 Compensation for Growth
The decent profitability rating of ABR may justify a higher PE ratio.
A cheap valuation may be justified as ABR's earnings are expected to decrease with -15.51% in the coming years.
PEG (NY)N/A
PEG (5Y)1.04
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
5. Dividend
5.1 Amount
ABR has a Yearly Dividend Yield of 7.03%, which is a nice return.
The stock price of ABR dropped by -22.65% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 12.09, ABR's dividend is way lower than its industry peers. On top of this 95.65% of the companies listed in the same industry pay a better dividend than ABR!
ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.03% |
5.2 History
The dividend of ABR is nicely growing with an annual growth rate of 12.05%!
ABR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
ABR pays out 225.84% of its income as dividend. This is not a sustainable payout ratio.
ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
9.05
+0.13 (+1.46%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners58.56%
Inst Owner Change-29.29%
Ins Owners2.19%
Ins Owner Change-2.49%
Market Cap1.77B
Revenue(TTM)1.23B
Net Income(TTM)152.68M
Analysts47.27
Price Target10.71 (18.34%)
Short Float %25.16%
Short Ratio14.87
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.03% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)-12.5%
PT rev (3m)-11.27%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-17.71%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-8.22%
Revenue NY rev (1m)-5.29%
Revenue NY rev (3m)-9.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.07 | ||
| Fwd PE | 9.29 | ||
| P/S | 1.44 | ||
| P/FCF | 4.34 | ||
| P/OCF | 4.06 | ||
| P/B | 0.59 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | 58.29 |
EPS(TTM)1.28
EY14.14%
EPS(NY)0.97
Fwd EY10.77%
FCF(TTM)2.09
FCFY23.05%
OCF(TTM)2.23
OCFY24.62%
SpS6.29
BVpS15.32
TBVpS14.87
PEG (NY)N/A
PEG (5Y)1.04
Graham Number21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROCE | 1.32% | ||
| ROIC | 1.05% | ||
| ROICexc | 1.08% | ||
| ROICexgc | 1.12% | ||
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% | ||
| FCFM | 33.19% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Debt/EBITDA | 51.6 | ||
| Cap/Depr | 157.77% | ||
| Cap/Sales | 2.25% | ||
| Interest Coverage | 0.27 | ||
| Cash Conversion | 216.42% | ||
| Profit Quality | 267.41% | ||
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 | ||
| Altman-Z | 0.26 |
F-Score4
WACC6.84%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
EPS Next Y-40.94%
EPS Next 2Y-25.37%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
Revenue Next Year-22.76%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 5 / 10 to ABR.
What is the valuation status of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
How profitable is ARBOR REALTY TRUST INC (ABR) stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 6 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -40.94% in the next year.
Can you provide the dividend sustainability for ABR stock?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 225.84%.