ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ABR - US0389231087 - REIT
7.815 USD
+0.05 (+0.58%)
Taking everything into account, ABR scores 6 out of 10 in our fundamental rating. ABR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has only an average score on both its financial health and profitability. ABR has a bad growth rate and is valued cheaply. These ratings could make ABR a good candidate for value investing.
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
ABR had a positive operating cash flow in the past year.
In the past 5 years ABR has always been profitable.
ABR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of ABR (1.10%) is better than 85.29% of its industry peers.
ABR's Return On Equity of 5.09% is fine compared to the rest of the industry. ABR outperforms 69.12% of its industry peers.
With an excellent Return On Invested Capital value of 1.05%, ABR belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for ABR is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
ABR has a better Profit Margin (12.41%) than 67.65% of its industry peers.
ABR's Profit Margin has declined in the last couple of years.
ABR has a Operating Margin (14.95%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of ABR has declined.
Looking at the Gross Margin, with a value of 42.98%, ABR belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
ABR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for ABR has been increased compared to 1 year ago.
Compared to 5 years ago, ABR has more shares outstanding
The debt/assets ratio for ABR has been reduced compared to a year ago.
2.2 Solvency
ABR has an Altman-Z score of 0.25. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of ABR (0.25) is better than 82.35% of its industry peers.
ABR has a debt to FCF ratio of 25.46. This is a negative value and a sign of low solvency as ABR would need 25.46 years to pay back of all of its debts.
ABR has a better Debt to FCF ratio (25.46) than 89.71% of its industry peers.
A Debt/Equity ratio of 3.47 is on the high side and indicates that ABR has dependencies on debt financing.
With a decent Debt to Equity ratio value of 3.47, ABR is doing good in the industry, outperforming 70.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.25 |
ROIC/WACC0.15
WACC6.83%
2.3 Liquidity
A Current Ratio of 83.21 indicates that ABR has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 83.21, ABR belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR has a better Quick ratio (83.21) than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
ABR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.18%.
ABR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.79% yearly.
Looking at the last year, ABR shows a very negative growth in Revenue. The Revenue has decreased by -18.60% in the last year.
ABR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.64% yearly.
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
The Earnings Per Share is expected to decrease by -12.39% on average over the next years. This is quite bad
Based on estimates for the next years, ABR will show a very negative growth in Revenue. The Revenue will decrease by -10.18% on average per year.
EPS Next Y-41.9%
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
EPS Next 5YN/A
Revenue Next Year-28.97%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
ABR is valuated cheaply with a Price/Earnings ratio of 6.11.
Compared to the rest of the industry, the Price/Earnings ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 91.18% of the companies listed in the same industry.
ABR is valuated cheaply when we compare the Price/Earnings ratio to 26.77, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 8.69, which indicates a very decent valuation of ABR.
Based on the Price/Forward Earnings ratio, ABR is valued a bit cheaper than 64.71% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.35. ABR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.11 | ||
| Fwd PE | 8.69 |
4.2 Price Multiples
ABR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ABR is cheaper than 83.82% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 97.06% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.75 | ||
| EV/EBITDA | 57.05 |
4.3 Compensation for Growth
ABR has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as ABR's earnings are expected to decrease with -12.39% in the coming years.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 16.77%, ABR is a good candidate for dividend investing.
In the last 3 months the price of ABR has falen by -37.64%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
ABR's Dividend Yield is rather good when compared to the industry average which is at 10.99. ABR pays more dividend than 97.06% of the companies in the same industry.
ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.77% |
5.2 History
The dividend of ABR is nicely growing with an annual growth rate of 12.05%!
ABR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
225.84% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
NYSE:ABR (12/31/2025, 12:12:45 PM)
7.815
+0.05 (+0.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners58.56%
Inst Owner Change-29.29%
Ins Owners2.19%
Ins Owner Change-2.49%
Market Cap1.53B
Revenue(TTM)1.23B
Net Income(TTM)152.68M
Analysts47.27
Price Target10.07 (28.85%)
Short Float %24.18%
Short Ratio12.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.77% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)-8.14%
PT rev (3m)-16.55%
EPS NQ rev (1m)-27.85%
EPS NQ rev (3m)-40.62%
EPS NY rev (1m)-1.63%
EPS NY rev (3m)-2.58%
Revenue NQ rev (1m)-7.76%
Revenue NQ rev (3m)-10.02%
Revenue NY rev (1m)-12.9%
Revenue NY rev (3m)-12.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.11 | ||
| Fwd PE | 8.69 | ||
| P/S | 1.24 | ||
| P/FCF | 3.75 | ||
| P/OCF | 3.51 | ||
| P/B | 0.51 | ||
| P/tB | 0.53 | ||
| EV/EBITDA | 57.05 |
EPS(TTM)1.28
EY16.38%
EPS(NY)0.9
Fwd EY11.5%
FCF(TTM)2.09
FCFY26.69%
OCF(TTM)2.23
OCFY28.51%
SpS6.29
BVpS15.32
TBVpS14.87
PEG (NY)N/A
PEG (5Y)0.9
Graham Number21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROCE | 1.32% | ||
| ROIC | 1.05% | ||
| ROICexc | 1.08% | ||
| ROICexgc | 1.12% | ||
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% | ||
| FCFM | 33.19% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Debt/EBITDA | 51.6 | ||
| Cap/Depr | 157.77% | ||
| Cap/Sales | 2.25% | ||
| Interest Coverage | 0.27 | ||
| Cash Conversion | 216.42% | ||
| Profit Quality | 267.41% | ||
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 | ||
| Altman-Z | 0.25 |
F-Score4
WACC6.83%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
EPS Next Y-41.9%
EPS Next 2Y-28.33%
EPS Next 3Y-12.39%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
Revenue Next Year-28.97%
Revenue Next 2Y-13.29%
Revenue Next 3Y-10.18%
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
What is the valuation status of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
How profitable is ARBOR REALTY TRUST INC (ABR) stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 6 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -41.9% in the next year.
Can you provide the dividend sustainability for ABR stock?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10 and the dividend payout ratio is 225.84%.