ARBOR REALTY TRUST INC (ABR)
US0389231087 - REIT
Taking everything into account, ABR scores 6 out of 10 in our fundamental rating. ABR was compared to 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and the financial health of ABR get a neutral evaluation. Nothing too spectacular is happening here. ABR scores decently on growth, while it is valued quite cheap. This could make an interesting combination. With these ratings, ABR could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
ABR had a positive operating cash flow in the past year.
Each year in the past 5 years ABR has been profitable.
Of the past 5 years ABR 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of ABR (1.84%) is better than 89.06% of its industry peers.
ABR's Return On Equity of 8.41% is fine compared to the rest of the industry. ABR outperforms 70.31% of its industry peers.
ABR has a Return On Invested Capital of 1.85%. This is amongst the best in the industry. ABR outperforms 90.63% of its industry peers.
ABR had an Average Return On Invested Capital over the past 3 years of 1.93%. This is in line with the industry average of 1.54%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 8.41% | ||
| ROIC | 1.85% |
ROA(3y)1.96%
ROA(5y)1.99%
ROE(3y)11.14%
ROE(5y)11.16%
ROIC(3y)1.93%
ROIC(5y)2.05%
1.3 Margins
ABR has a better Profit Margin (16.88%) than 64.06% of its industry peers.
ABR's Profit Margin has declined in the last couple of years.
ABR has a Operating Margin of 21.49%. This is in the better half of the industry: ABR outperforms 75.00% of its industry peers.
In the last couple of years the Operating Margin of ABR has declined.
With a decent Gross Margin value of 43.62%, ABR is doing good in the industry, outperforming 75.00% of the companies in the same industry.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.49% | ||
| PM (TTM) | 16.88% | ||
| GM | 43.62% |
OM growth 3Y-12.59%
OM growth 5Y-4.65%
PM growth 3Y-9.11%
PM growth 5Y-1.87%
GM growth 3Y-14.88%
GM growth 5Y-8.25%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ABR is destroying value.
The number of shares outstanding for ABR has been increased compared to 1 year ago.
ABR has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ABR has an improved debt to assets ratio.
2.2 Solvency
ABR has an Altman-Z score of 0.40. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.40, ABR belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
The Debt to FCF ratio of ABR is 21.12, which is on the high side as it means it would take ABR, 21.12 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 21.12, ABR belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
ABR has a Debt/Equity ratio of 3.41. This is a high value indicating a heavy dependency on external financing.
ABR has a Debt to Equity ratio of 3.41. This is in the better half of the industry: ABR outperforms 65.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.41 | ||
| Debt/FCF | 21.12 | ||
| Altman-Z | 0.4 |
ROIC/WACC0.31
WACC6.06%
2.3 Liquidity
ABR has a Current Ratio of 30.79. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR has a better Current ratio (30.79) than 98.44% of its industry peers.
A Quick Ratio of 30.79 indicates that ABR has no problem at all paying its short term obligations.
The Quick ratio of ABR (30.79) is better than 98.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 30.79 | ||
| Quick Ratio | 30.79 |
3. Growth
3.1 Past
The earnings per share for ABR have decreased strongly by -15.07% in the last year.
Measured over the past years, ABR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.12% on average per year.
ABR shows a decrease in Revenue. In the last year, the revenue decreased by -6.26%.
Measured over the past years, ABR shows a very strong growth in Revenue. The Revenue has been growing by 27.35% on average per year.
EPS 1Y (TTM)-15.07%
EPS 3Y6.17%
EPS 5Y10.12%
EPS Q2Q%-21.82%
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y39.08%
Revenue growth 5Y27.35%
Sales Q2Q%-17.23%
3.2 Future
Based on estimates for the next years, ABR will show a decrease in Earnings Per Share. The EPS will decrease by -9.04% on average per year.
ABR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.11% yearly.
EPS Next Y-22.25%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
EPS Next 5YN/A
Revenue Next Year-14.28%
Revenue Next 2Y-11.44%
Revenue Next 3Y2.11%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.40 indicates a rather cheap valuation of ABR.
Compared to the rest of the industry, the Price/Earnings ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 81.25% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.20, ABR is valued rather cheaply.
With a Price/Forward Earnings ratio of 8.89, the valuation of ABR can be described as very reasonable.
ABR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ABR is cheaper than 60.94% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ABR to the average of the S&P500 Index (23.73), we can say ABR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.4 | ||
| Fwd PE | 8.89 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ABR is valued cheaply inside the industry as 90.63% of the companies are valued more expensively.
ABR's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ABR is cheaper than 89.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.3 | ||
| EV/EBITDA | 36.66 |
4.3 Compensation for Growth
The decent profitability rating of ABR may justify a higher PE ratio.
ABR's earnings are expected to decrease with -9.04% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.73
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 12.55%, ABR is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 13.52, ABR has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, ABR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.55% |
5.2 History
The dividend of ABR is nicely growing with an annual growth rate of 15.06%!
ABR has paid a dividend for at least 10 years, which is a reliable track record.
ABR has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)15.06%
Div Incr Years11
Div Non Decr Years11
5.3 Sustainability
ABR pays out 154.66% of its income as dividend. This is not a sustainable payout ratio.
ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP154.66%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
ARBOR REALTY TRUST INC
NYSE:ABR (12/23/2024, 9:34:08 AM)
13.76
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners60.4%
Inst Owner Change1.37%
Ins Owners2.23%
Ins Owner Change-0.53%
Market Cap2.60B
Analysts50.77
Price Target14.83 (7.78%)
Short Float %31.35%
Short Ratio26.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.55% |
Dividend Growth(5Y)15.06%
DP154.66%
Div Incr Years11
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.59%
Min EPS beat(2)8.01%
Max EPS beat(2)9.16%
EPS beat(4)4
Avg EPS beat(4)11.45%
Min EPS beat(4)8.01%
Max EPS beat(4)15.02%
EPS beat(8)8
Avg EPS beat(8)21.75%
EPS beat(12)10
Avg EPS beat(12)18%
EPS beat(16)14
Avg EPS beat(16)21.95%
Revenue beat(2)1
Avg Revenue beat(2)0.78%
Min Revenue beat(2)-3.21%
Max Revenue beat(2)4.78%
Revenue beat(4)3
Avg Revenue beat(4)5.16%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)14.05%
Revenue beat(8)7
Avg Revenue beat(8)47.76%
Revenue beat(12)11
Avg Revenue beat(12)99.54%
Revenue beat(16)15
Avg Revenue beat(16)141.98%
PT rev (1m)0%
PT rev (3m)3.87%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-10.63%
EPS NY rev (1m)0%
EPS NY rev (3m)0.21%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.78%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.4 | ||
| Fwd PE | 8.89 | ||
| P/S | 1.72 | ||
| P/FCF | 5.3 | ||
| P/OCF | 5.27 | ||
| P/B | 0.86 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | 36.66 |
EPS(TTM)1.86
EY13.52%
EPS(NY)1.55
Fwd EY11.24%
FCF(TTM)2.6
FCFY18.87%
OCF(TTM)2.61
OCFY18.97%
SpS8.01
BVpS16.08
TBVpS15.61
PEG (NY)N/A
PEG (5Y)0.73
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 8.41% | ||
| ROCE | 2.34% | ||
| ROIC | 1.85% | ||
| ROICexc | 1.95% | ||
| ROICexgc | 2.04% | ||
| OM | 21.49% | ||
| PM (TTM) | 16.88% | ||
| GM | 43.62% | ||
| FCFM | 32.4% |
ROA(3y)1.96%
ROA(5y)1.99%
ROE(3y)11.14%
ROE(5y)11.16%
ROIC(3y)1.93%
ROIC(5y)2.05%
ROICexc(3y)2.01%
ROICexc(5y)2.14%
ROICexgc(3y)2.08%
ROICexgc(5y)2.22%
ROCE(3y)2.44%
ROCE(5y)2.6%
ROICexcg growth 3Y-3.85%
ROICexcg growth 5YN/A
ROICexc growth 3Y-3.85%
ROICexc growth 5YN/A
OM growth 3Y-12.59%
OM growth 5Y-4.65%
PM growth 3Y-9.11%
PM growth 5Y-1.87%
GM growth 3Y-14.88%
GM growth 5Y-8.25%
F-Score6
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.41 | ||
| Debt/FCF | 21.12 | ||
| Debt/EBITDA | 30.95 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.4 | ||
| Cash Conversion | 147.3% | ||
| Profit Quality | 191.95% | ||
| Current Ratio | 30.79 | ||
| Quick Ratio | 30.79 | ||
| Altman-Z | 0.4 |
F-Score6
WACC6.06%
ROIC/WACC0.31
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)175.29%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.07%
EPS 3Y6.17%
EPS 5Y10.12%
EPS Q2Q%-21.82%
EPS Next Y-22.25%
EPS Next 2Y-17.08%
EPS Next 3Y-9.04%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y39.08%
Revenue growth 5Y27.35%
Sales Q2Q%-17.23%
Revenue Next Year-14.28%
Revenue Next 2Y-11.44%
Revenue Next 3Y2.11%
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y21.57%
EBIT growth 5Y21.43%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-52.38%
FCF growth 3Y62.27%
FCF growth 5YN/A
OCF growth 1Y-52.13%
OCF growth 3Y62.27%
OCF growth 5YN/A