ARBOR REALTY TRUST INC (ABR) Fundamental Analysis & Valuation

NYSE:ABR • US0389231087

Current stock price

7.78 USD
-0.27 (-3.35%)
At close:
7.84 USD
+0.06 (+0.77%)
After Hours:

This ABR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. ABR Profitability Analysis

1.1 Basic Checks

  • In the past year ABR was profitable.
  • In the past year ABR had a positive cash flow from operations.
  • In the past 5 years ABR has always been profitable.
  • Each year in the past 5 years ABR had a positive operating cash flow.
ABR Yearly Net Income VS EBIT VS OCF VS FCFABR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B

1.2 Ratios

  • With a Return On Assets value of 0.74%, ABR perfoms like the industry average, outperforming 48.53% of the companies in the same industry.
  • ABR's Return On Equity of 3.64% is on the low side compared to the rest of the industry. ABR is outperformed by 63.24% of its industry peers.
  • ABR has a Return On Invested Capital (0.86%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for ABR is in line with the industry average of 1.29%.
Industry RankSector Rank
ROA 0.74%
ROE 3.64%
ROIC 0.86%
ROA(3y)1.5%
ROA(5y)1.65%
ROE(3y)7.2%
ROE(5y)8.89%
ROIC(3y)1.53%
ROIC(5y)1.67%
ABR Yearly ROA, ROE, ROICABR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • ABR has a Profit Margin (8.86%) which is comparable to the rest of the industry.
  • ABR's Profit Margin has declined in the last couple of years.
  • ABR's Operating Margin of 13.06% is in line compared to the rest of the industry. ABR outperforms 48.53% of its industry peers.
  • ABR's Operating Margin has declined in the last couple of years.
  • ABR has a Gross Margin of 42.10%. This is in the better half of the industry: ABR outperforms 77.94% of its industry peers.
  • In the last couple of years the Gross Margin of ABR has declined.
Industry RankSector Rank
OM 13.06%
PM (TTM) 8.86%
GM 42.1%
OM growth 3Y-25.35%
OM growth 5Y-18.96%
PM growth 3Y-28.46%
PM growth 5Y-20.01%
GM growth 3Y-7.16%
GM growth 5Y-10.17%
ABR Yearly Profit, Operating, Gross MarginsABR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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6

2. ABR Health Analysis

2.1 Basic Checks

  • ABR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, ABR has more shares outstanding
  • Compared to 5 years ago, ABR has more shares outstanding
  • ABR has a worse debt/assets ratio than last year.
ABR Yearly Shares OutstandingABR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
ABR Yearly Total Debt VS Total AssetsABR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • ABR has an Altman-Z score of 0.23. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
  • ABR's Altman-Z score of 0.23 is amongst the best of the industry. ABR outperforms 86.76% of its industry peers.
  • The Debt to FCF ratio of ABR is 33.31, which is on the high side as it means it would take ABR, 33.31 years of fcf income to pay off all of its debts.
  • ABR's Debt to FCF ratio of 33.31 is amongst the best of the industry. ABR outperforms 88.24% of its industry peers.
  • A Debt/Equity ratio of 3.74 is on the high side and indicates that ABR has dependencies on debt financing.
  • With a decent Debt to Equity ratio value of 3.74, ABR is doing good in the industry, outperforming 69.12% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.74
Debt/FCF 33.31
Altman-Z 0.23
ROIC/WACC0.14
WACC6.26%
ABR Yearly LT Debt VS Equity VS FCFABR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 976.86 indicates that ABR has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 976.86, ABR belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • A Quick Ratio of 976.86 indicates that ABR has no problem at all paying its short term obligations.
  • With an excellent Quick ratio value of 976.86, ABR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 976.86
Quick Ratio 976.86
ABR Yearly Current Assets VS Current LiabilitesABR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. ABR Growth Analysis

3.1 Past

  • ABR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -38.86%.
  • Measured over the past years, ABR shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.66% on average per year.
  • ABR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.03%.
  • ABR shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.96% yearly.
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
Revenue 1Y (TTM)-15.03%
Revenue growth 3Y1%
Revenue growth 5Y14.96%
Sales Q2Q%-32.74%

3.2 Future

  • The Earnings Per Share is expected to decrease by -1.72% on average over the next years.
  • The Revenue is expected to decrease by -8.62% on average over the next years.
EPS Next Y-30.9%
EPS Next 2Y-1.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-6.6%
Revenue Next 2Y-8.62%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ABR Yearly Revenue VS EstimatesABR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ABR Yearly EPS VS EstimatesABR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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6

4. ABR Valuation Analysis

4.1 Price/Earnings Ratio

  • ABR is valuated cheaply with a Price/Earnings ratio of 7.27.
  • Compared to the rest of the industry, the Price/Earnings ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 85.29% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of ABR to the average of the S&P500 Index (26.91), we can say ABR is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 10.52, the valuation of ABR can be described as very reasonable.
  • ABR's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.99, ABR is valued rather cheaply.
Industry RankSector Rank
PE 7.27
Fwd PE 10.52
ABR Price Earnings VS Forward Price EarningsABR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ABR is valued a bit cheaper than 75.00% of the companies in the same industry.
  • 94.12% of the companies in the same industry are more expensive than ABR, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 4.53
EV/EBITDA 66.78
ABR Per share dataABR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.72%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. ABR Dividend Analysis

5.1 Amount

  • ABR has a Yearly Dividend Yield of 15.40%, which is a nice return.
  • Compared to an average industry Dividend Yield of 12.49, ABR pays a better dividend. On top of this ABR pays more dividend than 83.82% of the companies listed in the same industry.
  • ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 15.4%

5.2 History

  • The dividend of ABR has a limited annual growth rate of 5.34%.
  • ABR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)5.34%
Div Incr Years0
Div Non Decr Years0
ABR Yearly Dividends per shareABR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 297.82% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
  • ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP297.82%
EPS Next 2Y-1.72%
EPS Next 3YN/A
ABR Yearly Income VS Free CF VS DividendABR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B
ABR Dividend Payout.ABR Dividend Payout, showing the Payout Ratio.ABR Dividend Payout.PayoutRetained Earnings

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ABR Fundamentals: All Metrics, Ratios and Statistics

ARBOR REALTY TRUST INC

NYSE:ABR (4/29/2026, 4:27:35 PM)

After market: 7.84 +0.06 (+0.77%)

7.78

-0.27 (-3.35%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Industry Strength39.75
Industry Growth77.02
Earnings (Last)02-27
Earnings (Next)05-01
Inst Owners67.48%
Inst Owner Change-2.75%
Ins Owners2.61%
Ins Owner Change1.16%
Market Cap1.50B
Revenue(TTM)1.21B
Net Income(TTM)107.43M
Analysts46.67
Price Target9.01 (15.81%)
Short Float %24.44%
Short Ratio12.96
Dividend
Industry RankSector Rank
Dividend Yield 15.4%
Yearly Dividend1.66
Dividend Growth(5Y)5.34%
DP297.82%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)22.59%
Min EPS beat(2)-2.28%
Max EPS beat(2)47.46%
EPS beat(4)3
Avg EPS beat(4)14.17%
Min EPS beat(4)-2.28%
Max EPS beat(4)47.46%
EPS beat(8)7
Avg EPS beat(8)12.33%
EPS beat(12)11
Avg EPS beat(12)17.88%
EPS beat(16)13
Avg EPS beat(16)14.91%
Revenue beat(2)1
Avg Revenue beat(2)-23.43%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)2.19%
Revenue beat(4)1
Avg Revenue beat(4)-15.43%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)2.19%
Revenue beat(8)3
Avg Revenue beat(8)-6.12%
Revenue beat(12)7
Avg Revenue beat(12)-1.51%
Revenue beat(16)11
Avg Revenue beat(16)57.1%
PT rev (1m)-3.64%
PT rev (3m)-3.2%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-22.47%
EPS NY rev (1m)-10.29%
EPS NY rev (3m)-15.08%
Revenue NQ rev (1m)6.28%
Revenue NQ rev (3m)-4.8%
Revenue NY rev (1m)6.99%
Revenue NY rev (3m)-3.58%
Valuation
Industry RankSector Rank
PE 7.27
Fwd PE 10.52
P/S 1.24
P/FCF 4.53
P/OCF 4.03
P/B 0.51
P/tB 0.52
EV/EBITDA 66.78
EPS(TTM)1.07
EY13.75%
EPS(NY)0.74
Fwd EY9.5%
FCF(TTM)1.72
FCFY22.07%
OCF(TTM)1.93
OCFY24.78%
SpS6.28
BVpS15.29
TBVpS14.84
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.1879 (146.63%)
Profitability
Industry RankSector Rank
ROA 0.74%
ROE 3.64%
ROCE 1.09%
ROIC 0.86%
ROICexc 0.89%
ROICexgc 0.93%
OM 13.06%
PM (TTM) 8.86%
GM 42.1%
FCFM 27.36%
ROA(3y)1.5%
ROA(5y)1.65%
ROE(3y)7.2%
ROE(5y)8.89%
ROIC(3y)1.53%
ROIC(5y)1.67%
ROICexc(3y)1.6%
ROICexc(5y)1.74%
ROICexgc(3y)1.67%
ROICexgc(5y)1.8%
ROCE(3y)1.94%
ROCE(5y)2.11%
ROICexgc growth 3Y-20.11%
ROICexgc growth 5Y-18.19%
ROICexc growth 3Y-20.4%
ROICexc growth 5Y-18.18%
OM growth 3Y-25.35%
OM growth 5Y-18.96%
PM growth 3Y-28.46%
PM growth 5Y-20.01%
GM growth 3Y-7.16%
GM growth 5Y-10.17%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 3.74
Debt/FCF 33.31
Debt/EBITDA 60.87
Cap/Depr 175.39%
Cap/Sales 3.36%
Interest Coverage 0.24
Cash Conversion 205.16%
Profit Quality 308.73%
Current Ratio 976.86
Quick Ratio 976.86
Altman-Z 0.23
F-Score4
WACC6.26%
ROIC/WACC0.14
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)195.12%
Profit Quality(5y)207.95%
High Growth Momentum
Growth
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
EPS Next Y-30.9%
EPS Next 2Y-1.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.03%
Revenue growth 3Y1%
Revenue growth 5Y14.96%
Sales Q2Q%-32.74%
Revenue Next Year-6.6%
Revenue Next 2Y-8.62%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-45.08%
EBIT growth 3Y-24.61%
EBIT growth 5Y-6.83%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-27.59%
FCF growth 3Y-32.94%
FCF growth 5Y43.14%
OCF growth 1Y-19.31%
OCF growth 3Y-30.3%
OCF growth 5Y46.49%

ARBOR REALTY TRUST INC / ABR Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ABR.


Can you provide the valuation status for ARBOR REALTY TRUST INC?

ChartMill assigns a valuation rating of 6 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Fairly Valued.


Can you provide the profitability details for ARBOR REALTY TRUST INC?

ARBOR REALTY TRUST INC (ABR) has a profitability rating of 4 / 10.


How financially healthy is ARBOR REALTY TRUST INC?

The financial health rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10.


How sustainable is the dividend of ARBOR REALTY TRUST INC (ABR) stock?

The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 297.82%.