ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ABR - US0389231087 - REIT
8.91 USD
-0.12 (-1.33%)
8.9 USD
-0.01 (-0.11%)
Overall ABR gets a fundamental rating of 5 out of 10. We evaluated ABR against 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has only an average score on both its financial health and profitability. ABR is valued quite cheap, but it does not seem to be growing. This makes ABR very considerable for value investing!
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
ABR had a positive operating cash flow in the past year.
Each year in the past 5 years ABR has been profitable.
Each year in the past 5 years ABR had a positive operating cash flow.
1.2 Ratios
The Return On Assets of ABR (1.10%) is better than 85.51% of its industry peers.
ABR has a Return On Equity of 5.09%. This is in the better half of the industry: ABR outperforms 68.12% of its industry peers.
ABR's Return On Invested Capital of 1.05% is fine compared to the rest of the industry. ABR outperforms 79.71% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ABR is in line with the industry average of 1.22%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
ABR's Profit Margin of 12.41% is fine compared to the rest of the industry. ABR outperforms 66.67% of its industry peers.
ABR's Profit Margin has declined in the last couple of years.
ABR has a Operating Margin of 14.95%. This is comparable to the rest of the industry: ABR outperforms 55.07% of its industry peers.
ABR's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 42.98%, ABR belongs to the top of the industry, outperforming 82.61% of the companies in the same industry.
In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
ABR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
ABR has more shares outstanding than it did 1 year ago.
ABR has more shares outstanding than it did 5 years ago.
ABR has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.26, we must say that ABR is in the distress zone and has some risk of bankruptcy.
ABR has a better Altman-Z score (0.26) than 84.06% of its industry peers.
ABR has a debt to FCF ratio of 25.46. This is a negative value and a sign of low solvency as ABR would need 25.46 years to pay back of all of its debts.
ABR has a Debt to FCF ratio of 25.46. This is amongst the best in the industry. ABR outperforms 89.86% of its industry peers.
A Debt/Equity ratio of 3.47 is on the high side and indicates that ABR has dependencies on debt financing.
ABR has a Debt to Equity ratio of 3.47. This is in the better half of the industry: ABR outperforms 69.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.26 |
ROIC/WACC0.15
WACC6.83%
2.3 Liquidity
A Current Ratio of 83.21 indicates that ABR has no problem at all paying its short term obligations.
ABR's Current ratio of 83.21 is amongst the best of the industry. ABR outperforms 100.00% of its industry peers.
A Quick Ratio of 83.21 indicates that ABR has no problem at all paying its short term obligations.
The Quick ratio of ABR (83.21) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
ABR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.18%.
Measured over the past 5 years, ABR shows a small growth in Earnings Per Share. The EPS has been growing by 6.79% on average per year.
ABR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.60%.
The Revenue has been growing by 21.64% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
ABR is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -15.51% yearly.
The Revenue is expected to decrease by -14.13% on average over the next years. This is quite bad
EPS Next Y-40.94%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue Next Year-18.45%
Revenue Next 2Y-15.52%
Revenue Next 3Y-14.13%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 6.96, the valuation of ABR can be described as very cheap.
Based on the Price/Earnings ratio, ABR is valued cheaper than 85.51% of the companies in the same industry.
ABR is valuated cheaply when we compare the Price/Earnings ratio to 26.31, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 8.50 indicates a reasonable valuation of ABR.
Based on the Price/Forward Earnings ratio, ABR is valued a bit cheaper than the industry average as 60.87% of the companies are valued more expensively.
ABR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.96 | ||
| Fwd PE | 8.5 |
4.2 Price Multiples
ABR's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ABR is cheaper than 82.61% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, ABR is valued cheaply inside the industry as 94.20% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.27 | ||
| EV/EBITDA | 58.15 |
4.3 Compensation for Growth
ABR has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as ABR's earnings are expected to decrease with -15.51% in the coming years.
PEG (NY)N/A
PEG (5Y)1.03
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.99%, ABR is a good candidate for dividend investing.
The stock price of ABR dropped by -25.38% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
With a Dividend Yield of 6.99, ABR pays less dividend than the industry average, which is at 13.24. 94.20% of the companies listed in the same industry pay a better dividend than ABR!
ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.99% |
5.2 History
The dividend of ABR is nicely growing with an annual growth rate of 12.05%!
ABR has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
225.84% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
8.91
-0.12 (-1.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners61.21%
Inst Owner Change-29.29%
Ins Owners2.4%
Ins Owner Change-2.49%
Market Cap1.74B
Revenue(TTM)1.23B
Net Income(TTM)152.68M
Analysts47.27
Price Target10.97 (23.12%)
Short Float %24.56%
Short Ratio15.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.99% |
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)-10.42%
PT rev (3m)-9.15%
EPS NQ rev (1m)-19.39%
EPS NQ rev (3m)-17.71%
EPS NY rev (1m)-2.54%
EPS NY rev (3m)-0.97%
Revenue NQ rev (1m)-3.31%
Revenue NQ rev (3m)-8.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.96 | ||
| Fwd PE | 8.5 | ||
| P/S | 1.42 | ||
| P/FCF | 4.27 | ||
| P/OCF | 4 | ||
| P/B | 0.58 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | 58.15 |
EPS(TTM)1.28
EY14.37%
EPS(NY)1.05
Fwd EY11.76%
FCF(TTM)2.09
FCFY23.41%
OCF(TTM)2.23
OCFY25%
SpS6.29
BVpS15.32
TBVpS14.87
PEG (NY)N/A
PEG (5Y)1.03
Graham Number21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROCE | 1.32% | ||
| ROIC | 1.05% | ||
| ROICexc | 1.08% | ||
| ROICexgc | 1.12% | ||
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% | ||
| FCFM | 33.19% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Debt/EBITDA | 51.6 | ||
| Cap/Depr | 157.77% | ||
| Cap/Sales | 2.25% | ||
| Interest Coverage | 0.27 | ||
| Cash Conversion | 216.42% | ||
| Profit Quality | 267.41% | ||
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 | ||
| Altman-Z | 0.26 |
F-Score4
WACC6.83%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
EPS Next Y-40.94%
EPS Next 2Y-22.62%
EPS Next 3Y-15.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
Revenue Next Year-18.45%
Revenue Next 2Y-15.52%
Revenue Next 3Y-14.13%
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 5 / 10 to ABR.
What is the valuation status of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
How profitable is ARBOR REALTY TRUST INC (ABR) stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 6 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -40.94% in the next year.
Can you provide the dividend sustainability for ABR stock?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 225.84%.