ARBOR REALTY TRUST INC (ABR) Fundamental Analysis & Valuation

NYSE:ABR • US0389231087

Current stock price

7.83 USD
+0.16 (+2.09%)
Last:

This ABR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. ABR Profitability Analysis

1.1 Basic Checks

  • ABR had positive earnings in the past year.
  • ABR had a positive operating cash flow in the past year.
  • ABR had positive earnings in 4 of the past 5 years.
  • ABR had a positive operating cash flow in 4 of the past 5 years.
ABR Yearly Net Income VS EBIT VS OCF VS FCFABR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M 1B

1.2 Ratios

  • With a decent Return On Assets value of 1.10%, ABR is doing good in the industry, outperforming 72.06% of the companies in the same industry.
  • With a Return On Equity value of 5.09%, ABR perfoms like the industry average, outperforming 51.47% of the companies in the same industry.
  • The Return On Invested Capital of ABR (1.05%) is better than 66.18% of its industry peers.
  • ABR had an Average Return On Invested Capital over the past 3 years of 1.81%. This is in line with the industry average of 1.41%.
Industry RankSector Rank
ROA 1.1%
ROE 5.09%
ROIC 1.05%
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ABR Yearly ROA, ROE, ROICABR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • ABR has a Profit Margin (12.41%) which is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of ABR has declined.
  • ABR has a Operating Margin of 14.95%. This is comparable to the rest of the industry: ABR outperforms 48.53% of its industry peers.
  • In the last couple of years the Operating Margin of ABR has declined.
  • The Gross Margin of ABR (42.98%) is better than 86.76% of its industry peers.
  • ABR's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 14.95%
PM (TTM) 12.41%
GM 42.98%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
ABR Yearly Profit, Operating, Gross MarginsABR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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6

2. ABR Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
  • ABR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ABR Yearly Shares OutstandingABR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
ABR Yearly Total Debt VS Total AssetsABR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • ABR has an Altman-Z score of 0.24. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
  • ABR's Altman-Z score of 0.24 is amongst the best of the industry. ABR outperforms 88.24% of its industry peers.
  • The Debt to FCF ratio of ABR is 25.46, which is on the high side as it means it would take ABR, 25.46 years of fcf income to pay off all of its debts.
  • ABR's Debt to FCF ratio of 25.46 is amongst the best of the industry. ABR outperforms 89.71% of its industry peers.
  • ABR has a Debt/Equity ratio of 3.47. This is a high value indicating a heavy dependency on external financing.
  • ABR's Debt to Equity ratio of 3.47 is fine compared to the rest of the industry. ABR outperforms 72.06% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 25.46
Altman-Z 0.24
ROIC/WACC0.15
WACC6.77%
ABR Yearly LT Debt VS Equity VS FCFABR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • ABR has a Current Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Current ratio value of 83.21, ABR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • ABR has a Quick ratio of 83.21. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 83.21
Quick Ratio 83.21
ABR Yearly Current Assets VS Current LiabilitesABR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. ABR Growth Analysis

3.1 Past

  • The earnings per share for ABR have decreased strongly by -38.86% in the last year.
  • Measured over the past years, ABR shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.66% on average per year.
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.74%

3.2 Future

  • Based on estimates for the next years, ABR will show a decrease in Earnings Per Share. The EPS will decrease by -1.64% on average per year.
  • The Revenue is expected to grow by 0.01% on average over the next years.
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.27%
Revenue Next 2Y0.01%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
ABR Yearly Revenue VS EstimatesABR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ABR Yearly EPS VS EstimatesABR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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6

4. ABR Valuation Analysis

4.1 Price/Earnings Ratio

  • ABR is valuated cheaply with a Price/Earnings ratio of 7.32.
  • Compared to the rest of the industry, the Price/Earnings ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 83.82% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.71. ABR is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 9.50 indicates a reasonable valuation of ABR.
  • Based on the Price/Forward Earnings ratio, ABR is valued a bit cheaper than the industry average as 60.29% of the companies are valued more expensively.
  • ABR is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.83, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.32
Fwd PE 9.5
ABR Price Earnings VS Forward Price EarningsABR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ABR is valued a bit cheaper than the industry average as 76.47% of the companies are valued more expensively.
  • 97.06% of the companies in the same industry are more expensive than ABR, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.7
EV/EBITDA 56.85
ABR Per share dataABR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.64%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. ABR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 9.13%, ABR is a good candidate for dividend investing.
  • ABR's Dividend Yield is slightly below the industry average, which is at 11.50.
  • ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 9.13%

5.2 History

  • The dividend of ABR is nicely growing with an annual growth rate of 12.05%!
  • ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
ABR Yearly Dividends per shareABR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • ABR pays out 225.84% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of ABR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-1.64%
EPS Next 3YN/A
ABR Yearly Income VS Free CF VS DividendABR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M 1B
ABR Dividend Payout.ABR Dividend Payout, showing the Payout Ratio.ABR Dividend Payout.PayoutRetained Earnings

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ABR Fundamentals: All Metrics, Ratios and Statistics

ARBOR REALTY TRUST INC

NYSE:ABR (3/16/2026, 3:03:01 PM)

7.83

+0.16 (+2.09%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-27
Earnings (Next)04-30
Inst Owners66.52%
Inst Owner Change4.16%
Ins Owners2.33%
Ins Owner Change-2.77%
Market Cap1.51B
Revenue(TTM)N/A
Net Income(TTM)152.68M
Analysts46.67
Price Target9.35 (19.41%)
Short Float %24.58%
Short Ratio10.44
Dividend
Industry RankSector Rank
Dividend Yield 9.13%
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)0%
PT rev (3m)-12.7%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.53%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-27.07%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-19.81%
Valuation
Industry RankSector Rank
PE 7.32
Fwd PE 9.5
P/S 1.23
P/FCF 3.7
P/OCF 3.47
P/B 0.5
P/tB 0.52
EV/EBITDA 56.85
EPS(TTM)1.07
EY13.67%
EPS(NY)0.82
Fwd EY10.53%
FCF(TTM)2.11
FCFY27%
OCF(TTM)2.26
OCFY28.83%
SpS6.37
BVpS15.52
TBVpS15.07
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.33
Profitability
Industry RankSector Rank
ROA 1.1%
ROE 5.09%
ROCE 1.32%
ROIC 1.05%
ROICexc 1.08%
ROICexgc 1.12%
OM 14.95%
PM (TTM) 12.41%
GM 42.98%
FCFM 33.19%
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 25.46
Debt/EBITDA 51.6
Cap/Depr 157.77%
Cap/Sales 2.25%
Interest Coverage 0.27
Cash Conversion 216.42%
Profit Quality 267.41%
Current Ratio 83.21
Quick Ratio 83.21
Altman-Z 0.24
F-Score4
WACC6.77%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.74%
Revenue Next Year-4.27%
Revenue Next 2Y0.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A

ARBOR REALTY TRUST INC / ABR Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ABR.


Can you provide the valuation status for ARBOR REALTY TRUST INC?

ChartMill assigns a valuation rating of 6 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Fairly Valued.


What is the profitability of ABR stock?

ARBOR REALTY TRUST INC (ABR) has a profitability rating of 4 / 10.


What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?

The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -22.98% in the next year.


Is the dividend of ARBOR REALTY TRUST INC sustainable?

The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 225.84%.