ABACUS GLOBAL MGMT INC - ABL 9 7/8 11/15/28 (ABLLL) Stock Fundamental Analysis
NASDAQ:ABLLL - Nasdaq - US00258Y2037 - Currency: USD
ABLLL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 144 industry peers in the Insurance industry. ABLLL may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, ABLLL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year ABLLL was profitable.
In the past year ABLLL has reported a negative cash flow from operations.
1.2 Ratios
ABLLL has a Return On Assets of -2.10%. This is amonst the worse of the industry: ABLLL underperforms 89.58% of its industry peers.
ABLLL's Return On Equity of -4.13% is on the low side compared to the rest of the industry. ABLLL is outperformed by 87.50% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.98%, ABLLL is in line with its industry, outperforming 48.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.1% | ||
| ROE | -4.13% | ||
| ROIC | 1.98% |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ABLLL has a Operating Margin (12.39%) which is in line with its industry peers.
ABLLL has a better Gross Margin (88.29%) than 98.61% of its industry peers.
ABLLL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.39% | ||
| PM (TTM) | N/A | ||
| GM | 88.29% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
2. Health
2.1 Basic Checks
ABLLL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
ABLLL has more shares outstanding than it did 1 year ago.
ABLLL has a worse debt/assets ratio than last year.
2.2 Solvency
ABLLL has an Altman-Z score of 3.45. This indicates that ABLLL is financially healthy and has little risk of bankruptcy at the moment.
ABLLL has a better Altman-Z score (3.45) than 97.22% of its industry peers.
A Debt/Equity ratio of 0.55 indicates that ABLLL is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.55, ABLLL is not doing good in the industry: 71.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.45 |
ROIC/WACC0.21
WACC9.36%
2.3 Liquidity
ABLLL has a Current Ratio of 0.47. This is a bad value and indicates that ABLLL is not financially healthy enough and could expect problems in meeting its short term obligations.
ABLLL's Current ratio of 0.47 is fine compared to the rest of the industry. ABLLL outperforms 75.69% of its industry peers.
A Quick Ratio of 0.47 indicates that ABLLL may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.47, ABLLL is in the better half of the industry, outperforming 75.69% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.47 | ||
| Quick Ratio | 0.47 |
3. Growth
3.1 Past
The earnings per share for ABLLL have decreased strongly by -19425.00% in the last year.
The Revenue has grown by 73.24% in the past year. This is a very strong growth!
The Revenue has been growing by 353.50% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-19425%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%63.64%
Revenue 1Y (TTM)73.24%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%105.39%
3.2 Future
The Earnings Per Share is expected to grow by 17.72% on average over the next years. This is quite good.
Based on estimates for the next years, ABLLL will show a very strong growth in Revenue. The Revenue will grow by 47.92% on average per year.
EPS Next Y17.78%
EPS Next 2Y21.92%
EPS Next 3Y17.72%
EPS Next 5YN/A
Revenue Next Year72.5%
Revenue Next 2Y47.92%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
ABLLL is valuated quite expensively with a Price/Earnings ratio of 34.33.
ABLLL's Price/Earnings ratio is a bit more expensive when compared to the industry. ABLLL is more expensive than 77.78% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.21, ABLLL is valued a bit more expensive.
A Price/Forward Earnings ratio of 25.58 indicates a quite expensive valuation of ABLLL.
Based on the Price/Forward Earnings ratio, ABLLL is valued a bit more expensive than 76.39% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ABLLL to the average of the S&P500 Index (21.70), we can say ABLLL is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.33 | ||
| Fwd PE | 25.58 |
4.2 Price Multiples
ABLLL's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. ABLLL is more expensive than 70.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 97.84 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ABLLL does not grow enough to justify the current Price/Earnings ratio.
A more expensive valuation may be justified as ABLLL's earnings are expected to grow with 17.72% in the coming years.
PEG (NY)1.93
PEG (5Y)N/A
EPS Next 2Y21.92%
EPS Next 3Y17.72%
5. Dividend
5.1 Amount
ABLLL has a Yearly Dividend Yield of 10.36%, which is a nice return.
ABLLL's Dividend Yield is rather good when compared to the industry average which is at 3.51. ABLLL pays more dividend than 98.61% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, ABLLL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.36% |
5.2 History
ABLLL does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y21.92%
EPS Next 3Y17.72%
ABACUS GLOBAL MGMT INC - ABL 9 7/8 11/15/28
NASDAQ:ABLLL (7/1/2025, 9:25:26 PM)
After market: 24.78 +0.06 (+0.24%)24.72
+0.32 (+1.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners28.63%
Inst Owner ChangeN/A
Ins Owners46.43%
Ins Owner ChangeN/A
Market Cap2.39B
Analysts80
Price Target61.26 (147.82%)
Short Float %0.01%
Short Ratio0.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.36% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.59%
Min EPS beat(2)12.8%
Max EPS beat(2)14.38%
EPS beat(4)4
Avg EPS beat(4)27.58%
Min EPS beat(4)12.8%
Max EPS beat(4)46.41%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)10.21%
Min Revenue beat(2)9.92%
Max Revenue beat(2)10.49%
Revenue beat(4)3
Avg Revenue beat(4)4.81%
Min Revenue beat(4)-2.08%
Max Revenue beat(4)10.49%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)40.94%
PT rev (3m)24.94%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.61%
EPS NY rev (1m)-1.3%
EPS NY rev (3m)1.74%
Revenue NQ rev (1m)3.12%
Revenue NQ rev (3m)4.22%
Revenue NY rev (1m)2.12%
Revenue NY rev (3m)3.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.33 | ||
| Fwd PE | 25.58 | ||
| P/S | 17.79 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 5.5 | ||
| P/tB | 19.58 | ||
| EV/EBITDA | 97.84 |
EPS(TTM)0.72
EY2.91%
EPS(NY)0.97
Fwd EY3.91%
FCF(TTM)-2.82
FCFYN/A
OCF(TTM)-2.82
OCFYN/A
SpS1.39
BVpS4.5
TBVpS1.26
PEG (NY)1.93
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.1% | ||
| ROE | -4.13% | ||
| ROCE | 2.3% | ||
| ROIC | 1.98% | ||
| ROICexc | 2.1% | ||
| ROICexgc | 3.89% | ||
| OM | 12.39% | ||
| PM (TTM) | N/A | ||
| GM | 88.29% | ||
| FCFM | N/A |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
F-Score1
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 8.6 | ||
| Cap/Depr | 7.2% | ||
| Cap/Sales | 0.59% | ||
| Interest Coverage | 1.09 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.47 | ||
| Quick Ratio | 0.47 | ||
| Altman-Z | 3.45 |
F-Score1
WACC9.36%
ROIC/WACC0.21
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.34%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19425%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%63.64%
EPS Next Y17.78%
EPS Next 2Y21.92%
EPS Next 3Y17.72%
EPS Next 5YN/A
Revenue 1Y (TTM)73.24%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%105.39%
Revenue Next Year72.5%
Revenue Next 2Y47.92%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.97%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year425.88%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2408.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-2401.54%
OCF growth 3YN/A
OCF growth 5YN/A