Arlington Asset Investment Corp (AAIC) Stock Fundamental Analysis
USA - NYSE:AAIC - US0413562051 - REIT
4.84 USD
+0.07 (+1.47%)
4.84 USD
0 (0%)
AAIC gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 62 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AAIC may be in some trouble as it scores bad on both profitability and health. AAIC is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AAIC was profitable.
In the past year AAIC has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: AAIC reported negative net income in multiple years.
Of the past 5 years AAIC 4 years had a positive operating cash flow.
1.2 Ratios
AAIC has a worse Return On Assets (-0.27%) than 65.63% of its industry peers.
AAIC has a worse Return On Equity (-1.08%) than 62.50% of its industry peers.
With a Return On Invested Capital value of 0.19%, AAIC is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -1.08% | ||
| ROIC | 0.19% |
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AAIC's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 4.02%, AAIC is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
AAIC's Operating Margin has declined in the last couple of years.
AAIC has a Gross Margin (36.78%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AAIC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.02% | ||
| PM (TTM) | N/A | ||
| GM | 36.78% |
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
2. Health
2.1 Basic Checks
The number of shares outstanding for AAIC has been reduced compared to 1 year ago.
AAIC has a worse debt/assets ratio than last year.
2.2 Solvency
AAIC has an Altman-Z score of -3.28. This is a bad value and indicates that AAIC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -3.28, AAIC is doing worse than 98.44% of the companies in the same industry.
A Debt/Equity ratio of 3.01 is on the high side and indicates that AAIC has dependencies on debt financing.
AAIC has a Debt to Equity ratio (3.01) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -3.28 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.36 indicates that AAIC may have some problems paying its short term obligations.
AAIC has a Current ratio of 0.36. This is comparable to the rest of the industry: AAIC outperforms 57.81% of its industry peers.
AAIC has a Quick Ratio of 0.36. This is a bad value and indicates that AAIC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.36, AAIC is in line with its industry, outperforming 57.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
AAIC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.39%, which is quite good.
The earnings per share for AAIC have been decreasing by -33.34% on average. This is quite bad
The Revenue has grown by 17.04% in the past year. This is quite good.
The Revenue for AAIC have been decreasing by -16.37% on average. This is quite bad
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
3.2 Future
The Earnings Per Share is expected to decrease by -4.19% on average over the next years.
Based on estimates for the next years, AAIC will show a small growth in Revenue. The Revenue will grow by 6.81% on average per year.
EPS Next Y0.98%
EPS Next 2Y-4.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-6.88%
Revenue Next 2Y6.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
AAIC is valuated rather expensively with a Price/Earnings ratio of 17.93.
Compared to the rest of the industry, the Price/Earnings ratio of AAIC is on the same level as its industry peers.
When comparing the Price/Earnings ratio of AAIC to the average of the S&P500 Index (27.41), we can say AAIC is valued slightly cheaper.
A Price/Forward Earnings ratio of 17.57 indicates a rather expensive valuation of AAIC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AAIC indicates a slightly more expensive valuation: AAIC is more expensive than 70.31% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of AAIC to the average of the S&P500 Index (22.88), we can say AAIC is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.93 | ||
| Fwd PE | 17.57 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AAIC does not grow enough to justify the current Price/Earnings ratio.
AAIC's earnings are expected to decrease with -4.19% in the coming years. This may justify a cheaper valuation.
PEG (NY)18.29
PEG (5Y)N/A
EPS Next 2Y-4.19%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for AAIC!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
4.84
+0.07 (+1.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap137.07M
Analysts77.78
Price Target5.61 (15.91%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.09
Dividend Growth(5Y)-47.16%
DP-86.96%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.77%
Min EPS beat(2)-8.5%
Max EPS beat(2)6.95%
EPS beat(4)2
Avg EPS beat(4)-5.02%
Min EPS beat(4)-34.64%
Max EPS beat(4)16.1%
EPS beat(8)4
Avg EPS beat(8)10.25%
EPS beat(12)6
Avg EPS beat(12)21.86%
EPS beat(16)8
Avg EPS beat(16)20.88%
Revenue beat(2)1
Avg Revenue beat(2)114.9%
Min Revenue beat(2)-4.22%
Max Revenue beat(2)234.03%
Revenue beat(4)3
Avg Revenue beat(4)82.39%
Min Revenue beat(4)-4.22%
Max Revenue beat(4)234.03%
Revenue beat(8)7
Avg Revenue beat(8)85.94%
Revenue beat(12)9
Avg Revenue beat(12)80.72%
Revenue beat(16)12
Avg Revenue beat(16)39.2%
PT rev (1m)0%
PT rev (3m)18.92%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.93 | ||
| Fwd PE | 17.57 | ||
| P/S | 2.63 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.64 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.27
EY5.58%
EPS(NY)0.28
Fwd EY5.69%
FCF(TTM)-0.43
FCFYN/A
OCF(TTM)-0.43
OCFYN/A
SpS1.84
BVpS7.52
TBVpS7.52
PEG (NY)18.29
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -1.08% | ||
| ROCE | 0.67% | ||
| ROIC | 0.19% | ||
| ROICexc | 0.19% | ||
| ROICexgc | 0.2% | ||
| OM | 4.02% | ||
| PM (TTM) | N/A | ||
| GM | 36.78% | ||
| FCFM | N/A |
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y41.72%
ROICexcg growth 5Y-6.71%
ROICexc growth 3Y41.32%
ROICexc growth 5Y-6.79%
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | -3.28 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
EPS Next Y0.98%
EPS Next 2Y-4.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
Revenue Next Year-6.88%
Revenue Next 2Y6.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-78.57%
EBIT growth 3Y-11.49%
EBIT growth 5Y-30.12%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-258.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-258.44%
OCF growth 3YN/A
OCF growth 5YN/A