GENERAL MOTORS CO (8GM.DE) Stock Fundamental Analysis

FRA:8GM • US37045V1008

68.7 EUR
-1.29 (-1.84%)
Last: Feb 20, 2026, 07:00 PM
Fundamental Rating

4

Taking everything into account, 8GM scores 4 out of 10 in our fundamental rating. 8GM was compared to 28 industry peers in the Automobiles industry. While 8GM seems to be doing ok healthwise, there are quite some concerns on its profitability. 8GM may be a bit undervalued, certainly considering the very reasonable score on growth


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year 8GM was profitable.
  • 8GM had a positive operating cash flow in the past year.
  • 8GM had positive earnings in each of the past 5 years.
  • Each year in the past 5 years 8GM had a positive operating cash flow.
8GM.DE Yearly Net Income VS EBIT VS OCF VS FCF8GM.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B

1.2 Ratios

  • 8GM's Return On Assets of 1.14% is in line compared to the rest of the industry. 8GM outperforms 46.43% of its industry peers.
  • 8GM has a Return On Equity of 5.22%. This is comparable to the rest of the industry: 8GM outperforms 57.14% of its industry peers.
  • The Return On Invested Capital of 8GM (0.98%) is worse than 71.43% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for 8GM is below the industry average of 6.30%.
Industry RankSector Rank
ROA 1.14%
ROE 5.22%
ROIC 0.98%
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
8GM.DE Yearly ROA, ROE, ROIC8GM.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • 8GM has a Profit Margin (1.73%) which is comparable to the rest of the industry.
  • 8GM's Profit Margin has declined in the last couple of years.
  • 8GM has a Operating Margin of 1.25%. This is in the lower half of the industry: 8GM underperforms 71.43% of its industry peers.
  • 8GM's Operating Margin has declined in the last couple of years.
  • The Gross Margin of 8GM (5.94%) is worse than 89.29% of its industry peers.
  • In the last couple of years the Gross Margin of 8GM has declined.
Industry RankSector Rank
OM 1.25%
PM (TTM) 1.73%
GM 5.94%
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
8GM.DE Yearly Profit, Operating, Gross Margins8GM.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 8GM is destroying value.
  • Compared to 1 year ago, 8GM has less shares outstanding
  • 8GM has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for 8GM has remained at the same level compared to a year ago.
8GM.DE Yearly Shares Outstanding8GM.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B
8GM.DE Yearly Total Debt VS Total Assets8GM.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • 8GM has an Altman-Z score of 1.21. This is a bad value and indicates that 8GM is not financially healthy and even has some risk of bankruptcy.
  • 8GM has a Altman-Z score of 1.21. This is comparable to the rest of the industry: 8GM outperforms 46.43% of its industry peers.
  • The Debt to FCF ratio of 8GM is 73.56, which is on the high side as it means it would take 8GM, 73.56 years of fcf income to pay off all of its debts.
  • 8GM's Debt to FCF ratio of 73.56 is in line compared to the rest of the industry. 8GM outperforms 50.00% of its industry peers.
  • 8GM has a Debt/Equity ratio of 1.55. This is a high value indicating a heavy dependency on external financing.
  • 8GM has a worse Debt to Equity ratio (1.55) than 75.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.55
Debt/FCF 73.56
Altman-Z 1.21
ROIC/WACC0.13
WACC7.82%
8GM.DE Yearly LT Debt VS Equity VS FCF8GM.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B 80B

2.3 Liquidity

  • 8GM has a Current Ratio of 1.17. This is a normal value and indicates that 8GM is financially healthy and should not expect problems in meeting its short term obligations.
  • 8GM has a better Current ratio (1.17) than 64.29% of its industry peers.
  • 8GM has a Quick Ratio of 1.01. This is a normal value and indicates that 8GM is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of 8GM (1.01) is better than 78.57% of its industry peers.
Industry RankSector Rank
Current Ratio 1.17
Quick Ratio 1.01
8GM.DE Yearly Current Assets VS Current Liabilites8GM.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

4

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 0.57% over the past year.
  • 8GM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 16.83% yearly.
  • Looking at the last year, 8GM shows a decrease in Revenue. The Revenue has decreased by -1.29% in the last year.
  • Measured over the past years, 8GM shows a quite strong growth in Revenue. The Revenue has been growing by 8.60% on average per year.
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%

3.2 Future

  • Based on estimates for the next years, 8GM will show a small growth in Earnings Per Share. The EPS will grow by 7.91% on average per year.
  • Based on estimates for the next years, 8GM will show a small growth in Revenue. The Revenue will grow by 1.49% on average per year.
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue Next Year0.5%
Revenue Next 2Y1.39%
Revenue Next 3Y0.97%
Revenue Next 5Y1.49%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
8GM.DE Yearly Revenue VS Estimates8GM.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50B 100B 150B 200B
8GM.DE Yearly EPS VS Estimates8GM.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15

7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.61, which indicates a rather cheap valuation of 8GM.
  • 8GM's Price/Earnings ratio is rather cheap when compared to the industry. 8GM is cheaper than 100.00% of the companies in the same industry.
  • 8GM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.99.
  • A Price/Forward Earnings ratio of 6.31 indicates a rather cheap valuation of 8GM.
  • 8GM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 8GM is cheaper than 71.43% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.02, 8GM is valued rather cheaply.
Industry RankSector Rank
PE 7.61
Fwd PE 6.31
8GM.DE Price Earnings VS Forward Price Earnings8GM.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 8GM's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. 8GM is more expensive than 60.71% of the companies in the same industry.
  • 8GM's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 8GM is cheaper than 64.29% of the companies in the same industry.
Industry RankSector Rank
P/FCF 41.26
EV/EBITDA 10
8GM.DE Per share data8GM.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • 8GM's earnings are expected to grow with 12.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.37
PEG (5Y)0.45
EPS Next 2Y16.4%
EPS Next 3Y12.05%

3

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.77%, 8GM is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.49, 8GM is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.81, 8GM's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.77%

5.2 History

  • On average, the dividend of 8GM grows each year by 7.63%, which is quite nice.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
8GM.DE Yearly Dividends per share8GM.DE Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 20.58% of the earnings are spent on dividend by 8GM. This is a low number and sustainable payout ratio.
  • The dividend of 8GM is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP20.58%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
8GM.DE Yearly Income VS Free CF VS Dividend8GM.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B -5B 10B -10B
8GM.DE Dividend Payout.8GM.DE Dividend Payout, showing the Payout Ratio.8GM.DE Dividend Payout.PayoutRetained Earnings

GENERAL MOTORS CO

FRA:8GM (2/20/2026, 7:00:00 PM)

68.7

-1.29 (-1.84%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)01-27
Earnings (Next)04-28
Inst Owners87%
Inst Owner ChangeN/A
Ins Owners0.18%
Ins Owner ChangeN/A
Market Cap62.10B
Revenue(TTM)185.02B
Net Income(TTM)3.19B
Analysts77.3
Price Target76.33 (11.11%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.77%
Yearly Dividend0.59
Dividend Growth(5Y)7.63%
DP20.58%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14%
Min EPS beat(2)10.23%
Max EPS beat(2)17.77%
EPS beat(4)3
Avg EPS beat(4)6.74%
Min EPS beat(4)-1.54%
Max EPS beat(4)17.77%
EPS beat(8)6
Avg EPS beat(8)8.77%
EPS beat(12)10
Avg EPS beat(12)11.81%
EPS beat(16)13
Avg EPS beat(16)12.13%
Revenue beat(2)1
Avg Revenue beat(2)0.09%
Min Revenue beat(2)-4.03%
Max Revenue beat(2)4.22%
Revenue beat(4)1
Avg Revenue beat(4)-0.42%
Min Revenue beat(4)-4.03%
Max Revenue beat(4)4.22%
Revenue beat(8)4
Avg Revenue beat(8)1.5%
Revenue beat(12)7
Avg Revenue beat(12)1.85%
Revenue beat(16)9
Avg Revenue beat(16)1.17%
PT rev (1m)9.45%
PT rev (3m)20.8%
EPS NQ rev (1m)-0.02%
EPS NQ rev (3m)7.12%
EPS NY rev (1m)6.23%
EPS NY rev (3m)9.82%
Revenue NQ rev (1m)-1.95%
Revenue NQ rev (3m)-0.9%
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)0.4%
Valuation
Industry RankSector Rank
PE 7.61
Fwd PE 6.31
P/S 0.39
P/FCF 41.26
P/OCF 2.72
P/B 1.2
P/tB 1.29
EV/EBITDA 10
EPS(TTM)9.03
EY13.14%
EPS(NY)10.89
Fwd EY15.85%
FCF(TTM)1.66
FCFY2.42%
OCF(TTM)25.26
OCFY36.77%
SpS173.94
BVpS57.46
TBVpS53.35
PEG (NY)0.37
PEG (5Y)0.45
Graham Number108.05
Profitability
Industry RankSector Rank
ROA 1.14%
ROE 5.22%
ROCE 1.23%
ROIC 0.98%
ROICexc 1.15%
ROICexgc 1.18%
OM 1.25%
PM (TTM) 1.73%
GM 5.94%
FCFM 0.96%
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
ROICexc(3y)4.61%
ROICexc(5y)5.19%
ROICexgc(3y)4.75%
ROICexgc(5y)5.36%
ROCE(3y)4.93%
ROCE(5y)5.47%
ROICexgc growth 3Y-38.69%
ROICexgc growth 5Y-24.91%
ROICexc growth 3Y-38.52%
ROICexc growth 5Y-24.69%
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
F-Score5
Asset Turnover0.66
Health
Industry RankSector Rank
Debt/Equity 1.55
Debt/FCF 73.56
Debt/EBITDA 5.6
Cap/Depr 172.03%
Cap/Sales 13.56%
Interest Coverage 0.35
Cash Conversion 159.01%
Profit Quality 55.47%
Current Ratio 1.17
Quick Ratio 1.01
Altman-Z 1.21
F-Score5
WACC7.82%
ROIC/WACC0.13
Cap/Depr(3y)196.6%
Cap/Depr(5y)192.19%
Cap/Sales(3y)13.94%
Cap/Sales(5y)14.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%
Revenue Next Year0.5%
Revenue Next 2Y1.39%
Revenue Next 3Y0.97%
Revenue Next 5Y1.49%
EBIT growth 1Y-84.56%
EBIT growth 3Y-35.93%
EBIT growth 5Y-21.01%
EBIT Next Year59.08%
EBIT Next 3Y28.96%
EBIT Next 5Y8.26%
FCF growth 1Y129.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y33.47%
OCF growth 3Y18.75%
OCF growth 5Y10.02%

GENERAL MOTORS CO / 8GM.DE FAQ

Can you provide the ChartMill fundamental rating for GENERAL MOTORS CO?

ChartMill assigns a fundamental rating of 4 / 10 to 8GM.DE.


Can you provide the valuation status for GENERAL MOTORS CO?

ChartMill assigns a valuation rating of 7 / 10 to GENERAL MOTORS CO (8GM.DE). This can be considered as Undervalued.


Can you provide the profitability details for GENERAL MOTORS CO?

GENERAL MOTORS CO (8GM.DE) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for 8GM stock?

The Earnings per Share (EPS) of GENERAL MOTORS CO (8GM.DE) is expected to grow by 20.62% in the next year.


Can you provide the dividend sustainability for 8GM stock?

The dividend rating of GENERAL MOTORS CO (8GM.DE) is 3 / 10 and the dividend payout ratio is 20.58%.