GENERAL MOTORS CO (8GM.DE) Stock Fundamental Analysis
FRA:8GM • US37045V1008
68.22 EUR
-0.03 (-0.04%)
Last: Feb 13, 2026, 07:00 PM
Taking everything into account, 8GM scores 4 out of 10 in our fundamental rating. 8GM was compared to 34 industry peers in the Automobiles industry. Both the profitability and financial health of 8GM have multiple concerns. 8GM may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
- 8GM had positive earnings in the past year.
- In the past year 8GM had a positive cash flow from operations.
- In the past 5 years 8GM has always been profitable.
- In the past 5 years 8GM always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of 8GM (1.14%) is comparable to the rest of the industry.
- 8GM has a Return On Equity of 5.22%. This is comparable to the rest of the industry: 8GM outperforms 59.38% of its industry peers.
- 8GM has a worse Return On Invested Capital (0.98%) than 68.75% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for 8GM is in line with the industry average of 5.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 5.22% | ||
| ROIC | 0.98% |
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
1.3 Margins
- 8GM has a Profit Margin (1.73%) which is comparable to the rest of the industry.
- 8GM's Profit Margin has declined in the last couple of years.
- 8GM has a worse Operating Margin (1.25%) than 68.75% of its industry peers.
- 8GM's Operating Margin has declined in the last couple of years.
- 8GM's Gross Margin of 5.94% is on the low side compared to the rest of the industry. 8GM is outperformed by 87.50% of its industry peers.
- 8GM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.25% | ||
| PM (TTM) | 1.73% | ||
| GM | 5.94% |
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 8GM is destroying value.
- 8GM has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, 8GM has less shares outstanding
- 8GM has about the same debt/assets ratio as last year.
2.2 Solvency
- 8GM has an Altman-Z score of 1.21. This is a bad value and indicates that 8GM is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 1.21, 8GM perfoms like the industry average, outperforming 56.25% of the companies in the same industry.
- 8GM has a debt to FCF ratio of 73.56. This is a negative value and a sign of low solvency as 8GM would need 73.56 years to pay back of all of its debts.
- 8GM has a Debt to FCF ratio (73.56) which is in line with its industry peers.
- A Debt/Equity ratio of 1.55 is on the high side and indicates that 8GM has dependencies on debt financing.
- The Debt to Equity ratio of 8GM (1.55) is worse than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 73.56 | ||
| Altman-Z | 1.21 |
ROIC/WACC0.13
WACC7.78%
2.3 Liquidity
- A Current Ratio of 1.17 indicates that 8GM should not have too much problems paying its short term obligations.
- 8GM has a Current ratio of 1.17. This is comparable to the rest of the industry: 8GM outperforms 59.38% of its industry peers.
- A Quick Ratio of 1.01 indicates that 8GM should not have too much problems paying its short term obligations.
- With a decent Quick ratio value of 1.01, 8GM is doing good in the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
- 8GM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.57%.
- Measured over the past years, 8GM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.83% on average per year.
- Looking at the last year, 8GM shows a decrease in Revenue. The Revenue has decreased by -1.29% in the last year.
- The Revenue has been growing by 8.60% on average over the past years. This is quite good.
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%
3.2 Future
- Based on estimates for the next years, 8GM will show a small growth in Earnings Per Share. The EPS will grow by 7.91% on average per year.
- 8GM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.49% yearly.
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue Next Year0.33%
Revenue Next 2Y1.34%
Revenue Next 3Y0.83%
Revenue Next 5Y1.49%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.62, the valuation of 8GM can be described as very cheap.
- Based on the Price/Earnings ratio, 8GM is valued cheaper than 96.88% of the companies in the same industry.
- When comparing the Price/Earnings ratio of 8GM to the average of the S&P500 Index (26.68), we can say 8GM is valued rather cheaply.
- 8GM is valuated cheaply with a Price/Forward Earnings ratio of 6.32.
- Based on the Price/Forward Earnings ratio, 8GM is valued a bit cheaper than 68.75% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, 8GM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | 6.32 |
4.2 Price Multiples
- 8GM's Enterprise Value to EBITDA ratio is in line with the industry average.
- 8GM's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.31 | ||
| EV/EBITDA | 10 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- 8GM's earnings are expected to grow with 12.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.37
PEG (5Y)0.45
EPS Next 2Y16.4%
EPS Next 3Y12.05%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.79%, 8GM is not a good candidate for dividend investing.
- 8GM's Dividend Yield is slightly below the industry average, which is at 3.46.
- Compared to an average S&P500 Dividend Yield of 1.84, 8GM's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
5.2 History
- On average, the dividend of 8GM grows each year by 7.63%, which is quite nice.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 8GM pays out 20.58% of its income as dividend. This is a sustainable payout ratio.
- 8GM's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP20.58%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
FRA:8GM (2/13/2026, 7:00:00 PM)
68.22
-0.03 (-0.04%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)01-27 2026-01-27/bmo
Earnings (Next)04-28 2026-04-28/bmo
Inst Owners87%
Inst Owner ChangeN/A
Ins Owners0.18%
Ins Owner ChangeN/A
Market Cap61.67B
Revenue(TTM)185.02B
Net Income(TTM)3.19B
Analysts77.3
Price Target76.33 (11.89%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
Yearly Dividend0.58
Dividend Growth(5Y)7.63%
DP20.58%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14%
Min EPS beat(2)10.23%
Max EPS beat(2)17.77%
EPS beat(4)3
Avg EPS beat(4)6.74%
Min EPS beat(4)-1.54%
Max EPS beat(4)17.77%
EPS beat(8)6
Avg EPS beat(8)8.77%
EPS beat(12)10
Avg EPS beat(12)11.81%
EPS beat(16)13
Avg EPS beat(16)12.13%
Revenue beat(2)1
Avg Revenue beat(2)0.09%
Min Revenue beat(2)-4.03%
Max Revenue beat(2)4.22%
Revenue beat(4)1
Avg Revenue beat(4)-0.42%
Min Revenue beat(4)-4.03%
Max Revenue beat(4)4.22%
Revenue beat(8)4
Avg Revenue beat(8)1.5%
Revenue beat(12)7
Avg Revenue beat(12)1.85%
Revenue beat(16)9
Avg Revenue beat(16)1.17%
PT rev (1m)14.45%
PT rev (3m)24.06%
EPS NQ rev (1m)-1.31%
EPS NQ rev (3m)5.33%
EPS NY rev (1m)8.62%
EPS NY rev (3m)9.82%
Revenue NQ rev (1m)-2.43%
Revenue NQ rev (3m)-1.51%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | 6.32 | ||
| P/S | 0.4 | ||
| P/FCF | 41.31 | ||
| P/OCF | 2.72 | ||
| P/B | 1.2 | ||
| P/tB | 1.29 | ||
| EV/EBITDA | 10 |
EPS(TTM)8.95
EY13.12%
EPS(NY)10.8
Fwd EY15.83%
FCF(TTM)1.65
FCFY2.42%
OCF(TTM)25.06
OCFY36.73%
SpS172.55
BVpS57
TBVpS52.93
PEG (NY)0.37
PEG (5Y)0.45
Graham Number107.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 5.22% | ||
| ROCE | 1.23% | ||
| ROIC | 0.98% | ||
| ROICexc | 1.15% | ||
| ROICexgc | 1.18% | ||
| OM | 1.25% | ||
| PM (TTM) | 1.73% | ||
| GM | 5.94% | ||
| FCFM | 0.96% |
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
ROICexc(3y)4.61%
ROICexc(5y)5.19%
ROICexgc(3y)4.75%
ROICexgc(5y)5.36%
ROCE(3y)4.93%
ROCE(5y)5.47%
ROICexgc growth 3Y-38.69%
ROICexgc growth 5Y-24.91%
ROICexc growth 3Y-38.52%
ROICexc growth 5Y-24.69%
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
F-Score5
Asset Turnover0.66
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 73.56 | ||
| Debt/EBITDA | 5.6 | ||
| Cap/Depr | 172.03% | ||
| Cap/Sales | 13.56% | ||
| Interest Coverage | 0.35 | ||
| Cash Conversion | 159.01% | ||
| Profit Quality | 55.47% | ||
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | 1.21 |
F-Score5
WACC7.78%
ROIC/WACC0.13
Cap/Depr(3y)196.6%
Cap/Depr(5y)192.19%
Cap/Sales(3y)13.94%
Cap/Sales(5y)14.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%
Revenue Next Year0.33%
Revenue Next 2Y1.34%
Revenue Next 3Y0.83%
Revenue Next 5Y1.49%
EBIT growth 1Y-84.56%
EBIT growth 3Y-35.93%
EBIT growth 5Y-21.01%
EBIT Next Year59.08%
EBIT Next 3Y28.96%
EBIT Next 5Y8.26%
FCF growth 1Y129.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y33.47%
OCF growth 3Y18.75%
OCF growth 5Y10.02%
GENERAL MOTORS CO / 8GM.DE FAQ
Can you provide the ChartMill fundamental rating for GENERAL MOTORS CO?
ChartMill assigns a fundamental rating of 4 / 10 to 8GM.DE.
Can you provide the valuation status for GENERAL MOTORS CO?
ChartMill assigns a valuation rating of 7 / 10 to GENERAL MOTORS CO (8GM.DE). This can be considered as Undervalued.
Can you provide the profitability details for GENERAL MOTORS CO?
GENERAL MOTORS CO (8GM.DE) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for 8GM stock?
The Earnings per Share (EPS) of GENERAL MOTORS CO (8GM.DE) is expected to grow by 20.62% in the next year.
Can you provide the dividend sustainability for 8GM stock?
The dividend rating of GENERAL MOTORS CO (8GM.DE) is 4 / 10 and the dividend payout ratio is 20.58%.