74SOFTWARE SA (74SW.PA) Fundamental Analysis & Valuation

EPA:74SW • FR0011040500

Current stock price

32.95 EUR
+0.55 (+1.7%)
Last:

This 74SW.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. 74SW.PA Profitability Analysis

1.1 Basic Checks

  • 74SW had positive earnings in the past year.
  • In the past year 74SW had a positive cash flow from operations.
  • 74SW had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years 74SW had a positive operating cash flow.
74SW.PA Yearly Net Income VS EBIT VS OCF VS FCF74SW.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M

1.2 Ratios

  • With a Return On Assets value of 3.47%, 74SW perfoms like the industry average, outperforming 54.92% of the companies in the same industry.
  • 74SW has a Return On Equity of 8.15%. This is comparable to the rest of the industry: 74SW outperforms 56.56% of its industry peers.
  • 74SW's Return On Invested Capital of 8.21% is fine compared to the rest of the industry. 74SW outperforms 64.75% of its industry peers.
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROIC 8.21%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
74SW.PA Yearly ROA, ROE, ROIC74SW.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10

1.3 Margins

  • 74SW has a Profit Margin of 6.36%. This is comparable to the rest of the industry: 74SW outperforms 58.20% of its industry peers.
  • In the last couple of years the Profit Margin of 74SW has grown nicely.
  • The Operating Margin of 74SW (13.50%) is better than 65.57% of its industry peers.
  • In the last couple of years the Operating Margin of 74SW has grown nicely.
Industry RankSector Rank
OM 13.5%
PM (TTM) 6.36%
GM N/A
OM growth 3YN/A
OM growth 5Y10.64%
PM growth 3YN/A
PM growth 5Y15.11%
GM growth 3YN/A
GM growth 5YN/A
74SW.PA Yearly Profit, Operating, Gross Margins74SW.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

4

2. 74SW.PA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 74SW is still creating some value.
  • 74SW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
74SW.PA Yearly Shares Outstanding74SW.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
74SW.PA Yearly Total Debt VS Total Assets74SW.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 2.24 indicates that 74SW is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.24, 74SW perfoms like the industry average, outperforming 47.54% of the companies in the same industry.
  • 74SW has a debt to FCF ratio of 3.79. This is a good value and a sign of high solvency as 74SW would need 3.79 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 3.79, 74SW perfoms like the industry average, outperforming 50.82% of the companies in the same industry.
  • 74SW has a Debt/Equity ratio of 0.56. This is a neutral value indicating 74SW is somewhat dependend on debt financing.
  • 74SW has a worse Debt to Equity ratio (0.56) than 68.03% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.79
Altman-Z 2.24
ROIC/WACC1.02
WACC8.01%
74SW.PA Yearly LT Debt VS Equity VS FCF74SW.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.3 Liquidity

  • A Current Ratio of 1.27 indicates that 74SW should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.27, 74SW is not doing good in the industry: 61.48% of the companies in the same industry are doing better.
  • A Quick Ratio of 1.25 indicates that 74SW should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.25, 74SW perfoms like the industry average, outperforming 40.16% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.25
74SW.PA Yearly Current Assets VS Current Liabilites74SW.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

6

3. 74SW.PA Growth Analysis

3.1 Past

  • 74SW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.45%, which is quite good.
  • The Earnings Per Share has been growing by 29.11% on average over the past years. This is a very strong growth
  • Looking at the last year, 74SW shows a very strong growth in Revenue. The Revenue has grown by 103.99%.
  • Measured over the past years, 74SW shows a quite strong growth in Revenue. The Revenue has been growing by 18.93% on average per year.
EPS 1Y (TTM)11.45%
EPS 3YN/A
EPS 5Y29.11%
EPS Q2Q%66.81%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y31.08%
Revenue growth 5Y18.93%
Sales Q2Q%131.39%

3.2 Future

  • Based on estimates for the next years, 74SW will show a very strong growth in Earnings Per Share. The EPS will grow by 30.59% on average per year.
  • 74SW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.43% yearly.
EPS Next Y30.17%
EPS Next 2Y27.84%
EPS Next 3Y30.59%
EPS Next 5YN/A
Revenue Next Year3.13%
Revenue Next 2Y3.57%
Revenue Next 3Y3.25%
Revenue Next 5Y3.43%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
74SW.PA Yearly Revenue VS Estimates74SW.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
74SW.PA Yearly EPS VS Estimates74SW.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

7

4. 74SW.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 19.50, 74SW is valued on the expensive side.
  • Based on the Price/Earnings ratio, 74SW is valued a bit cheaper than the industry average as 76.23% of the companies are valued more expensively.
  • 74SW's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.86.
  • A Price/Forward Earnings ratio of 14.74 indicates a correct valuation of 74SW.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 74SW indicates a somewhat cheap valuation: 74SW is cheaper than 76.23% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 37.39. 74SW is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 19.5
Fwd PE 14.74
74SW.PA Price Earnings VS Forward Price Earnings74SW.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 74SW indicates a somewhat cheap valuation: 74SW is cheaper than 76.23% of the companies listed in the same industry.
  • 74SW's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 74SW is cheaper than 84.43% of the companies in the same industry.
Industry RankSector Rank
P/FCF 11.85
EV/EBITDA 10.12
74SW.PA Per share data74SW.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • 74SW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as 74SW's earnings are expected to grow with 30.59% in the coming years.
PEG (NY)0.65
PEG (5Y)0.67
EPS Next 2Y27.84%
EPS Next 3Y30.59%

0

5. 74SW.PA Dividend Analysis

5.1 Amount

  • 74SW does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

74SW.PA Fundamentals: All Metrics, Ratios and Statistics

74SOFTWARE SA

EPA:74SW (4/13/2026, 4:31:00 PM)

32.95

+0.55 (+1.7%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-25
Earnings (Next)04-30
Inst Owners22.17%
Inst Owner ChangeN/A
Ins Owners2.16%
Ins Owner ChangeN/A
Market Cap980.26M
Revenue(TTM)657.21M
Net Income(TTM)41.80M
Analysts83.64
Price Target48.02 (45.74%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.86%
PT rev (3m)-0.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.81%
EPS NY rev (3m)-7.32%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.45%
Revenue NY rev (3m)-0.48%
Valuation
Industry RankSector Rank
PE 19.5
Fwd PE 14.74
P/S 1.49
P/FCF 11.85
P/OCF 9.19
P/B 1.91
P/tB N/A
EV/EBITDA 10.12
EPS(TTM)1.69
EY5.13%
EPS(NY)2.24
Fwd EY6.79%
FCF(TTM)2.78
FCFY8.44%
OCF(TTM)3.58
OCFY10.88%
SpS22.09
BVpS17.23
TBVpS-4.79
PEG (NY)0.65
PEG (5Y)0.67
Graham Number25.6
Profitability
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROCE 10.22%
ROIC 8.21%
ROICexc 8.8%
ROICexgc 45.55%
OM 13.5%
PM (TTM) 6.36%
GM N/A
FCFM 12.59%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5Y10.64%
PM growth 3YN/A
PM growth 5Y15.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.55
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.79
Debt/EBITDA 2.4
Cap/Depr 76.19%
Cap/Sales 3.64%
Interest Coverage 250
Cash Conversion 88.75%
Profit Quality 197.9%
Current Ratio 1.27
Quick Ratio 1.25
Altman-Z 2.24
F-Score6
WACC8.01%
ROIC/WACC1.02
Cap/Depr(3y)51.55%
Cap/Depr(5y)36.53%
Cap/Sales(3y)2.38%
Cap/Sales(5y)1.77%
Profit Quality(3y)113.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.45%
EPS 3YN/A
EPS 5Y29.11%
EPS Q2Q%66.81%
EPS Next Y30.17%
EPS Next 2Y27.84%
EPS Next 3Y30.59%
EPS Next 5YN/A
Revenue 1Y (TTM)103.99%
Revenue growth 3Y31.08%
Revenue growth 5Y18.93%
Sales Q2Q%131.39%
Revenue Next Year3.13%
Revenue Next 2Y3.57%
Revenue Next 3Y3.25%
Revenue Next 5Y3.43%
EBIT growth 1Y85.34%
EBIT growth 3YN/A
EBIT growth 5Y31.58%
EBIT Next Year46.58%
EBIT Next 3Y21.01%
EBIT Next 5YN/A
FCF growth 1Y310.08%
FCF growth 3Y99.42%
FCF growth 5Y80.73%
OCF growth 1Y344.33%
OCF growth 3Y104.73%
OCF growth 5Y55.78%

74SOFTWARE SA / 74SW.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for 74SOFTWARE SA?

ChartMill assigns a fundamental rating of 5 / 10 to 74SW.PA.


Can you provide the valuation status for 74SOFTWARE SA?

ChartMill assigns a valuation rating of 7 / 10 to 74SOFTWARE SA (74SW.PA). This can be considered as Undervalued.


Can you provide the profitability details for 74SOFTWARE SA?

74SOFTWARE SA (74SW.PA) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for 74SW stock?

The Price/Earnings (PE) ratio for 74SOFTWARE SA (74SW.PA) is 19.5 and the Price/Book (PB) ratio is 1.91.


Can you provide the expected EPS growth for 74SW stock?

The Earnings per Share (EPS) of 74SOFTWARE SA (74SW.PA) is expected to grow by 30.17% in the next year.