74SW Fundamental Analysis - 74SOFTWARE SA

Fundamental Rating

We assign a fundamental rating of 5 out of 10 to 74SW. 74SW was compared to 125 industry peers in the Software industry. 74SW has a medium profitability rating, but doesn't score so well on its financial health evaluation. 74SW is not overvalued while it is showing excellent growth. This is an interesting combination.

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1. Profitability

1.1 Basic Checks

74SW had positive earnings in the past year.
74SW had a positive operating cash flow in the past year.
74SW had positive earnings in 4 of the past 5 years.
Each year in the past 5 years 74SW had a positive operating cash flow.

1.2 Ratios

74SW has a Return On Assets (3.47%) which is in line with its industry peers.
74SW's Return On Equity of 8.15% is in line compared to the rest of the industry. 74SW outperforms 52.00% of its industry peers.
74SW has a better Return On Invested Capital (8.61%) than 66.40% of its industry peers.

		Industry Rank	Sector Rank
ROA	3.47%
ROE	8.15%
ROIC	8.61%

ROA(3y)0.73%

ROA(5y)1.07%

ROE(3y)1.84%

ROE(5y)2.1%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

74SW has a Profit Margin of 6.36%. This is comparable to the rest of the industry: 74SW outperforms 55.20% of its industry peers.
In the last couple of years the Profit Margin of 74SW has grown nicely.
The Operating Margin of 74SW (13.57%) is better than 68.00% of its industry peers.
In the last couple of years the Operating Margin of 74SW has grown nicely.
Looking at the Gross Margin, with a value of 58.36%, 74SW is doing worse than 66.40% of the companies in the same industry.
74SW's Gross Margin has been stable in the last couple of years.

		Industry Rank	Sector Rank
OM	13.57%
PM (TTM)	6.36%
GM	58.36%

OM growth 3Y35.39%

OM growth 5Y24.47%

PM growth 3Y35.92%

PM growth 5Y36.2%

GM growth 3Y-0.24%

GM growth 5Y0.75%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 74SW is destroying value.
Compared to 1 year ago, 74SW has more shares outstanding
Compared to 5 years ago, 74SW has more shares outstanding
Compared to 1 year ago, 74SW has a worse debt to assets ratio.

2.2 Solvency

74SW has an Altman-Z score of 2.40. This is not the best score and indicates that 74SW is in the grey zone with still only limited risk for bankruptcy at the moment.
74SW has a Altman-Z score (2.40) which is comparable to the rest of the industry.
74SW has a debt to FCF ratio of 3.77. This is a good value and a sign of high solvency as 74SW would need 3.77 years to pay back of all of its debts.
With a Debt to FCF ratio value of 3.77, 74SW perfoms like the industry average, outperforming 54.40% of the companies in the same industry.
74SW has a Debt/Equity ratio of 0.56. This is a neutral value indicating 74SW is somewhat dependend on debt financing.
The Debt to Equity ratio of 74SW (0.56) is worse than 68.80% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.56
Debt/FCF	3.77
Altman-Z	2.4

ROIC/WACC0.99

WACC8.69%

2.3 Liquidity

74SW has a Current Ratio of 1.27. This is a normal value and indicates that 74SW is financially healthy and should not expect problems in meeting its short term obligations.
74SW has a Current ratio of 1.27. This is comparable to the rest of the industry: 74SW outperforms 41.60% of its industry peers.
A Quick Ratio of 1.25 indicates that 74SW should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.25, 74SW is in line with its industry, outperforming 42.40% of the companies in the same industry.

		Industry Rank	Sector Rank
Current Ratio	1.27
Quick Ratio	1.25

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WACC

Debt/Equity

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Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 11.45% over the past year.
The Earnings Per Share has been growing by 46.06% on average over the past years. This is a very strong growth
Looking at the last year, 74SW shows a very strong growth in Revenue. The Revenue has grown by 103.99%.
The Revenue has been growing by 9.02% on average over the past years. This is quite good.

EPS 1Y (TTM)11.45%

EPS 3Y62.16%

EPS 5Y46.06%

EPS Q2Q%66.81%

Revenue 1Y (TTM)103.99%

Revenue growth 3Y17.39%

Revenue growth 5Y9.02%

Sales Q2Q%131.39%

3.2 Future

74SW is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 40.08% yearly.
The Revenue is expected to grow by 11.89% on average over the next years. This is quite good.

EPS Next Y45.29%

EPS Next 2Y42.38%

EPS Next 3Y35.23%

EPS Next 5Y40.08%

Revenue Next Year54.18%

Revenue Next 2Y26.33%

Revenue Next 3Y18.17%

Revenue Next 5Y11.89%

3.3 Evolution

The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 22.72 indicates a rather expensive valuation of 74SW.
Compared to the rest of the industry, the Price/Earnings ratio of 74SW indicates a somewhat cheap valuation: 74SW is cheaper than 76.00% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.47. 74SW is around the same levels.
A Price/Forward Earnings ratio of 15.92 indicates a correct valuation of 74SW.
82.40% of the companies in the same industry are more expensive than 74SW, based on the Price/Forward Earnings ratio.
74SW's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.26.

		Industry Rank	Sector Rank
PE	22.72
Fwd PE	15.92

4.2 Price Multiples

74SW's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. 74SW is cheaper than 76.80% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 74SW indicates a rather cheap valuation: 74SW is cheaper than 85.60% of the companies listed in the same industry.

		Industry Rank	Sector Rank
P/FCF	13.78
EV/EBITDA	11.63

4.3 Compensation for Growth

74SW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as 74SW's earnings are expected to grow with 35.23% in the coming years.

PEG (NY)0.5

PEG (5Y)0.49

EPS Next 2Y42.38%

EPS Next 3Y35.23%

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5. Dividend

5.1 Amount

No dividends for 74SW!.

		Industry Rank	Sector Rank
Dividend Yield	0%

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74SOFTWARE SA

EPA:74SW (1/16/2026, 7:00:00 PM)

38.4

-0.4 (-1.03%)

Chartmill FA Rating

GICS SectorInformation Technology

GICS IndustryGroupSoftware & Services

GICS IndustrySoftware

Earnings (Last)10-30 2025-10-30

Earnings (Next)02-25 2026-02-25

Inst Owners20.69%

Inst Owner ChangeN/A

Ins Owners1.79%

Ins Owner ChangeN/A

Market Cap1.14B

Revenue(TTM)657.21M

Net Income(TTM)41.80M

Analysts84

Price Target48.3 (25.78%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	0%

Yearly Dividend0

Dividend Growth(5Y)N/A

DP0%

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)0%

EPS NY rev (3m)0.44%

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)0%

Revenue NY rev (3m)-0.2%

Valuation

		Industry Rank	Sector Rank
PE	22.72
Fwd PE	15.92
P/S	1.74
P/FCF	13.78
P/OCF	10.68
P/B	2.23
P/tB	N/A
EV/EBITDA	11.63

EPS(TTM)1.69

EY4.4%

EPS(NY)2.41

Fwd EY6.28%

FCF(TTM)2.79

FCFY7.26%

OCF(TTM)3.6

OCFY9.37%

SpS22.09

BVpS17.24

TBVpS-4.77

PEG (NY)0.5

PEG (5Y)0.49

Graham Number25.61

Profitability

		Industry Rank	Sector Rank
ROA	3.47%
ROE	8.15%
ROCE	10.28%
ROIC	8.61%
ROICexc	9.23%
ROICexgc	47.76%
OM	13.57%
PM (TTM)	6.36%
GM	58.36%
FCFM	12.62%

ROA(3y)0.73%

ROA(5y)1.07%

ROE(3y)1.84%

ROE(5y)2.1%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3Y19.99%

ROICexgc growth 5Y-4.09%

ROICexc growth 3Y26.63%

ROICexc growth 5Y16.8%

OM growth 3Y35.39%

OM growth 5Y24.47%

PM growth 3Y35.92%

PM growth 5Y36.2%

GM growth 3Y-0.24%

GM growth 5Y0.75%

F-Score4

Asset Turnover0.55

Health

		Industry Rank	Sector Rank
Debt/Equity	0.56
Debt/FCF	3.77
Debt/EBITDA	2.39
Cap/Depr	75.91%
Cap/Sales	3.66%
Interest Coverage	250
Cash Conversion	88.49%
Profit Quality	198.4%
Current Ratio	1.27
Quick Ratio	1.25
Altman-Z	2.4

F-Score4

WACC8.69%

ROIC/WACC0.99

Cap/Depr(3y)31.16%

Cap/Depr(5y)29.26%

Cap/Sales(3y)1.37%

Cap/Sales(5y)1.54%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)11.45%

EPS 3Y62.16%

EPS 5Y46.06%

EPS Q2Q%66.81%

EPS Next Y45.29%

EPS Next 2Y42.38%

EPS Next 3Y35.23%

EPS Next 5Y40.08%

Revenue 1Y (TTM)103.99%

Revenue growth 3Y17.39%

Revenue growth 5Y9.02%

Sales Q2Q%131.39%

Revenue Next Year54.18%

Revenue Next 2Y26.33%

Revenue Next 3Y18.17%

Revenue Next 5Y11.89%

EBIT growth 1Y86.29%

EBIT growth 3Y58.93%

EBIT growth 5Y35.69%

EBIT Next Year104.18%

EBIT Next 3Y36.79%

EBIT Next 5Y28.83%

FCF growth 1Y319.01%

FCF growth 3Y25.5%

FCF growth 5Y17.17%

OCF growth 1Y367.86%

OCF growth 3Y35.22%

OCF growth 5Y18.66%

74SOFTWARE SA / 74SW.PA FAQ

Can you provide the ChartMill fundamental rating for 74SOFTWARE SA?

ChartMill assigns a fundamental rating of 5 / 10 to 74SW.PA.

Can you provide the valuation status for 74SOFTWARE SA?

ChartMill assigns a valuation rating of 6 / 10 to 74SOFTWARE SA (74SW.PA). This can be considered as Fairly Valued.

What is the profitability of 74SW stock?

74SOFTWARE SA (74SW.PA) has a profitability rating of 5 / 10.

How financially healthy is 74SOFTWARE SA?

The financial health rating of 74SOFTWARE SA (74SW.PA) is 3 / 10.

Can you provide the expected EPS growth for 74SW stock?

The Earnings per Share (EPS) of 74SOFTWARE SA (74SW.PA) is expected to grow by 45.29% in the next year.

74SOFTWARE SA (74SW.PA) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

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2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

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5. Dividend

5.1 Amount

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74SOFTWARE SA / 74SW.PA FAQ

Can you provide the ChartMill fundamental rating for 74SOFTWARE SA?

Can you provide the valuation status for 74SOFTWARE SA?

What is the profitability of 74SW stock?

How financially healthy is 74SOFTWARE SA?

Can you provide the expected EPS growth for 74SW stock?