74SOFTWARE SA (74SW.PA) Stock Fundamental Analysis

EPA:74SW • FR0011040500

27 EUR
-1.2 (-4.26%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Overall 74SW gets a fundamental rating of 5 out of 10. We evaluated 74SW against 122 industry peers in the Software industry. While 74SW is still in line with the averages on profitability rating, there are concerns on its financial health. An interesting combination arises when we look at growth and value: 74SW is growing strongly while it also seems undervalued.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year 74SW was profitable.
  • In the past year 74SW had a positive cash flow from operations.
  • Of the past 5 years 74SW 4 years were profitable.
  • In the past 5 years 74SW always reported a positive cash flow from operatings.
74SW.PA Yearly Net Income VS EBIT VS OCF VS FCF74SW.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • With a Return On Assets value of 3.47%, 74SW perfoms like the industry average, outperforming 46.72% of the companies in the same industry.
  • The Return On Equity of 74SW (8.15%) is comparable to the rest of the industry.
  • 74SW's Return On Invested Capital of 8.61% is fine compared to the rest of the industry. 74SW outperforms 63.93% of its industry peers.
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROIC 8.61%
ROA(3y)0.73%
ROA(5y)1.07%
ROE(3y)1.84%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
74SW.PA Yearly ROA, ROE, ROIC74SW.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10

1.3 Margins

  • 74SW's Profit Margin of 6.36% is in line compared to the rest of the industry. 74SW outperforms 51.64% of its industry peers.
  • In the last couple of years the Profit Margin of 74SW has grown nicely.
  • 74SW has a Operating Margin of 13.57%. This is in the better half of the industry: 74SW outperforms 65.57% of its industry peers.
  • 74SW's Operating Margin has improved in the last couple of years.
  • 74SW has a worse Gross Margin (58.36%) than 66.39% of its industry peers.
  • In the last couple of years the Gross Margin of 74SW has remained more or less at the same level.
Industry RankSector Rank
OM 13.57%
PM (TTM) 6.36%
GM 58.36%
OM growth 3Y35.39%
OM growth 5Y24.47%
PM growth 3Y35.92%
PM growth 5Y36.2%
GM growth 3Y-0.24%
GM growth 5Y0.75%
74SW.PA Yearly Profit, Operating, Gross Margins74SW.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 74SW is destroying value.
  • The number of shares outstanding for 74SW has been increased compared to 1 year ago.
  • The number of shares outstanding for 74SW has been increased compared to 5 years ago.
  • Compared to 1 year ago, 74SW has a worse debt to assets ratio.
74SW.PA Yearly Shares Outstanding74SW.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
74SW.PA Yearly Total Debt VS Total Assets74SW.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 2.13 indicates that 74SW is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.13, 74SW perfoms like the industry average, outperforming 48.36% of the companies in the same industry.
  • 74SW has a debt to FCF ratio of 3.77. This is a good value and a sign of high solvency as 74SW would need 3.77 years to pay back of all of its debts.
  • 74SW has a Debt to FCF ratio (3.77) which is comparable to the rest of the industry.
  • 74SW has a Debt/Equity ratio of 0.56. This is a neutral value indicating 74SW is somewhat dependend on debt financing.
  • 74SW's Debt to Equity ratio of 0.56 is on the low side compared to the rest of the industry. 74SW is outperformed by 67.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.77
Altman-Z 2.13
ROIC/WACC0.94
WACC9.16%
74SW.PA Yearly LT Debt VS Equity VS FCF74SW.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • A Current Ratio of 1.27 indicates that 74SW should not have too much problems paying its short term obligations.
  • The Current ratio of 74SW (1.27) is comparable to the rest of the industry.
  • A Quick Ratio of 1.25 indicates that 74SW should not have too much problems paying its short term obligations.
  • 74SW has a Quick ratio (1.25) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.25
74SW.PA Yearly Current Assets VS Current Liabilites74SW.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 11.45% over the past year.
  • Measured over the past years, 74SW shows a very strong growth in Earnings Per Share. The EPS has been growing by 46.06% on average per year.
  • 74SW shows a strong growth in Revenue. In the last year, the Revenue has grown by 103.99%.
  • Measured over the past years, 74SW shows a quite strong growth in Revenue. The Revenue has been growing by 9.02% on average per year.
EPS 1Y (TTM)11.45%
EPS 3Y62.16%
EPS 5Y46.06%
EPS Q2Q%66.81%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y17.39%
Revenue growth 5Y9.02%
Sales Q2Q%131.39%

3.2 Future

  • Based on estimates for the next years, 74SW will show a very strong growth in Earnings Per Share. The EPS will grow by 40.08% on average per year.
  • 74SW is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.89% yearly.
EPS Next Y45.29%
EPS Next 2Y42.38%
EPS Next 3Y35.23%
EPS Next 5Y40.08%
Revenue Next Year54.18%
Revenue Next 2Y26.33%
Revenue Next 3Y18.17%
Revenue Next 5Y11.89%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
74SW.PA Yearly Revenue VS Estimates74SW.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
74SW.PA Yearly EPS VS Estimates74SW.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3 4

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 15.98, 74SW is valued correctly.
  • 79.51% of the companies in the same industry are more expensive than 74SW, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 27.97, 74SW is valued a bit cheaper.
  • Based on the Price/Forward Earnings ratio of 11.19, the valuation of 74SW can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, 74SW is valued cheaper than 86.89% of the companies in the same industry.
  • 74SW's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.96.
Industry RankSector Rank
PE 15.98
Fwd PE 11.19
74SW.PA Price Earnings VS Forward Price Earnings74SW.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, 74SW is valued cheaper than 80.33% of the companies in the same industry.
  • 74SW's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 74SW is cheaper than 90.16% of the companies in the same industry.
Industry RankSector Rank
P/FCF 9.69
EV/EBITDA 9.03
74SW.PA Per share data74SW.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • 74SW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as 74SW's earnings are expected to grow with 35.23% in the coming years.
PEG (NY)0.35
PEG (5Y)0.35
EPS Next 2Y42.38%
EPS Next 3Y35.23%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for 74SW!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

74SOFTWARE SA

EPA:74SW (2/13/2026, 7:00:00 PM)

27

-1.2 (-4.26%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-30
Earnings (Next)02-25
Inst Owners20.69%
Inst Owner ChangeN/A
Ins Owners1.79%
Ins Owner ChangeN/A
Market Cap803.25M
Revenue(TTM)657.21M
Net Income(TTM)41.80M
Analysts84
Price Target48.3 (78.89%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.15%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.1%
Valuation
Industry RankSector Rank
PE 15.98
Fwd PE 11.19
P/S 1.22
P/FCF 9.69
P/OCF 7.51
P/B 1.57
P/tB N/A
EV/EBITDA 9.03
EPS(TTM)1.69
EY6.26%
EPS(NY)2.41
Fwd EY8.93%
FCF(TTM)2.79
FCFY10.32%
OCF(TTM)3.6
OCFY13.32%
SpS22.09
BVpS17.24
TBVpS-4.77
PEG (NY)0.35
PEG (5Y)0.35
Graham Number25.61
Profitability
Industry RankSector Rank
ROA 3.47%
ROE 8.15%
ROCE 10.28%
ROIC 8.61%
ROICexc 9.23%
ROICexgc 47.76%
OM 13.57%
PM (TTM) 6.36%
GM 58.36%
FCFM 12.62%
ROA(3y)0.73%
ROA(5y)1.07%
ROE(3y)1.84%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y19.99%
ROICexgc growth 5Y-4.09%
ROICexc growth 3Y26.63%
ROICexc growth 5Y16.8%
OM growth 3Y35.39%
OM growth 5Y24.47%
PM growth 3Y35.92%
PM growth 5Y36.2%
GM growth 3Y-0.24%
GM growth 5Y0.75%
F-Score4
Asset Turnover0.55
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 3.77
Debt/EBITDA 2.39
Cap/Depr 75.91%
Cap/Sales 3.66%
Interest Coverage 250
Cash Conversion 88.49%
Profit Quality 198.4%
Current Ratio 1.27
Quick Ratio 1.25
Altman-Z 2.13
F-Score4
WACC9.16%
ROIC/WACC0.94
Cap/Depr(3y)31.16%
Cap/Depr(5y)29.26%
Cap/Sales(3y)1.37%
Cap/Sales(5y)1.54%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.45%
EPS 3Y62.16%
EPS 5Y46.06%
EPS Q2Q%66.81%
EPS Next Y45.29%
EPS Next 2Y42.38%
EPS Next 3Y35.23%
EPS Next 5Y40.08%
Revenue 1Y (TTM)103.99%
Revenue growth 3Y17.39%
Revenue growth 5Y9.02%
Sales Q2Q%131.39%
Revenue Next Year54.18%
Revenue Next 2Y26.33%
Revenue Next 3Y18.17%
Revenue Next 5Y11.89%
EBIT growth 1Y86.29%
EBIT growth 3Y58.93%
EBIT growth 5Y35.69%
EBIT Next Year104.18%
EBIT Next 3Y36.79%
EBIT Next 5Y28.83%
FCF growth 1Y319.01%
FCF growth 3Y25.5%
FCF growth 5Y17.17%
OCF growth 1Y367.86%
OCF growth 3Y35.22%
OCF growth 5Y18.66%

74SOFTWARE SA / 74SW.PA FAQ

Can you provide the ChartMill fundamental rating for 74SOFTWARE SA?

ChartMill assigns a fundamental rating of 5 / 10 to 74SW.PA.


Can you provide the valuation status for 74SOFTWARE SA?

ChartMill assigns a valuation rating of 8 / 10 to 74SOFTWARE SA (74SW.PA). This can be considered as Undervalued.


What is the profitability of 74SW stock?

74SOFTWARE SA (74SW.PA) has a profitability rating of 5 / 10.


How financially healthy is 74SOFTWARE SA?

The financial health rating of 74SOFTWARE SA (74SW.PA) is 3 / 10.


Can you provide the expected EPS growth for 74SW stock?

The Earnings per Share (EPS) of 74SOFTWARE SA (74SW.PA) is expected to grow by 45.29% in the next year.