SAP SE (1SAP.MI) Stock Fundamental Analysis
Europe - BIT:1SAP - DE0007164600 - Common Stock
223.95 EUR
-11.05 (-4.7%)
Overall 1SAP gets a fundamental rating of 6 out of 10. We evaluated 1SAP against 103 industry peers in the Software industry. 1SAP has an excellent profitability rating, but there are some minor concerns on its financial health. 1SAP has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year 1SAP was profitable.
In the past year 1SAP had a positive cash flow from operations.
Each year in the past 5 years 1SAP has been profitable.
1SAP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1SAP's Return On Assets of 10.35% is amongst the best of the industry. 1SAP outperforms 81.98% of its industry peers.
Looking at the Return On Equity, with a value of 16.54%, 1SAP is in the better half of the industry, outperforming 72.97% of the companies in the same industry.
1SAP's Return On Invested Capital of 13.05% is amongst the best of the industry. 1SAP outperforms 81.98% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1SAP is below the industry average of 12.76%.
The last Return On Invested Capital (13.05%) for 1SAP is above the 3 year average (8.58%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.35% | ||
| ROE | 16.54% | ||
| ROIC | 13.05% |
ROA(3y)5.45%
ROA(5y)6.51%
ROE(3y)8.93%
ROE(5y)11.53%
ROIC(3y)8.58%
ROIC(5y)8.51%
1.3 Margins
1SAP has a better Profit Margin (19.41%) than 77.48% of its industry peers.
1SAP's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 27.47%, 1SAP belongs to the top of the industry, outperforming 83.78% of the companies in the same industry.
In the last couple of years the Operating Margin of 1SAP has remained more or less at the same level.
1SAP has a Gross Margin of 73.83%. This is comparable to the rest of the industry: 1SAP outperforms 54.05% of its industry peers.
1SAP's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.47% | ||
| PM (TTM) | 19.41% | ||
| GM | 73.83% |
OM growth 3Y7.42%
OM growth 5Y1.05%
PM growth 3Y-21.47%
PM growth 5Y-5.38%
GM growth 3Y0.43%
GM growth 5Y0.66%
2. Health
2.1 Basic Checks
1SAP has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
1SAP has about the same amout of shares outstanding than it did 1 year ago.
1SAP has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1SAP has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 8.08 indicates that 1SAP is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 8.08, 1SAP belongs to the best of the industry, outperforming 81.08% of the companies in the same industry.
1SAP has a debt to FCF ratio of 1.41. This is a very positive value and a sign of high solvency as it would only need 1.41 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.41, 1SAP is in the better half of the industry, outperforming 72.07% of the companies in the same industry.
1SAP has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
1SAP has a better Debt to Equity ratio (0.14) than 68.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 1.41 | ||
| Altman-Z | 8.08 |
ROIC/WACC1.69
WACC7.73%
2.3 Liquidity
A Current Ratio of 1.10 indicates that 1SAP should not have too much problems paying its short term obligations.
The Current ratio of 1SAP (1.10) is worse than 61.26% of its industry peers.
A Quick Ratio of 1.10 indicates that 1SAP should not have too much problems paying its short term obligations.
1SAP has a Quick ratio of 1.10. This is comparable to the rest of the industry: 1SAP outperforms 41.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 30.11% over the past year.
The Earnings Per Share has been decreasing by -2.38% on average over the past years.
The Revenue has grown by 9.70% in the past year. This is quite good.
Measured over the past years, 1SAP shows a small growth in Revenue. The Revenue has been growing by 4.40% on average per year.
EPS 1Y (TTM)30.11%
EPS 3Y-12.45%
EPS 5Y-2.38%
EPS Q2Q%29.27%
Revenue 1Y (TTM)9.7%
Revenue growth 3Y7.07%
Revenue growth 5Y4.4%
Sales Q2Q%7.15%
3.2 Future
1SAP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.96% yearly.
Based on estimates for the next years, 1SAP will show a quite strong growth in Revenue. The Revenue will grow by 12.52% on average per year.
EPS Next Y36.22%
EPS Next 2Y27.37%
EPS Next 3Y24.83%
EPS Next 5Y20.96%
Revenue Next Year9.63%
Revenue Next 2Y10.45%
Revenue Next 3Y11.33%
Revenue Next 5Y12.52%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 37.83, the valuation of 1SAP can be described as expensive.
Based on the Price/Earnings ratio, 1SAP is valued a bit cheaper than 60.36% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.11. 1SAP is valued slightly more expensive when compared to this.
With a Price/Forward Earnings ratio of 30.47, 1SAP can be considered very expensive at the moment.
The rest of the industry has a similar Price/Forward Earnings ratio as 1SAP.
When comparing the Price/Forward Earnings ratio of 1SAP to the average of the S&P500 Index (22.55), we can say 1SAP is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.83 | ||
| Fwd PE | 30.47 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1SAP.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1SAP indicates a somewhat cheap valuation: 1SAP is cheaper than 60.36% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.11 | ||
| EV/EBITDA | 22.7 |
4.3 Compensation for Growth
1SAP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of 1SAP may justify a higher PE ratio.
1SAP's earnings are expected to grow with 24.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.04
PEG (5Y)N/A
EPS Next 2Y27.37%
EPS Next 3Y24.83%
5. Dividend
5.1 Amount
1SAP has a Yearly Dividend Yield of 1.04%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.15, 1SAP pays a better dividend. On top of this 1SAP pays more dividend than 81.08% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.37, 1SAP's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.04% |
5.2 History
The dividend of 1SAP is nicely growing with an annual growth rate of 7.95%!
Dividend Growth(5Y)7.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1SAP pays out 38.73% of its income as dividend. This is a sustainable payout ratio.
1SAP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP38.73%
EPS Next 2Y27.37%
EPS Next 3Y24.83%
BIT:1SAP (10/29/2025, 7:00:00 PM)
223.95
-11.05 (-4.7%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners40.23%
Inst Owner ChangeN/A
Ins Owners8.07%
Ins Owner ChangeN/A
Market Cap259.84B
Revenue(TTM)36.49B
Net Income(TTM)7.08B
Analysts78.92
Price Target293.51 (31.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.04% |
Yearly Dividend2.2
Dividend Growth(5Y)7.95%
DP38.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.84%
Min EPS beat(2)1.63%
Max EPS beat(2)4.05%
EPS beat(4)3
Avg EPS beat(4)3.48%
Min EPS beat(4)-1.57%
Max EPS beat(4)9.81%
EPS beat(8)4
Avg EPS beat(8)-3.11%
EPS beat(12)7
Avg EPS beat(12)10.96%
EPS beat(16)8
Avg EPS beat(16)6.85%
Revenue beat(2)0
Avg Revenue beat(2)-1.7%
Min Revenue beat(2)-1.8%
Max Revenue beat(2)-1.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.84%
Min Revenue beat(4)-1.8%
Max Revenue beat(4)1.74%
Revenue beat(8)2
Avg Revenue beat(8)-0.54%
Revenue beat(12)3
Avg Revenue beat(12)-1.13%
Revenue beat(16)4
Avg Revenue beat(16)-1.25%
PT rev (1m)-0.35%
PT rev (3m)1.85%
EPS NQ rev (1m)-4.61%
EPS NQ rev (3m)-4.19%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.48%
Revenue NQ rev (1m)-0.4%
Revenue NQ rev (3m)-0.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.83 | ||
| Fwd PE | 30.47 | ||
| P/S | 7.12 | ||
| P/FCF | 40.11 | ||
| P/OCF | 35.56 | ||
| P/B | 6.07 | ||
| P/tB | 22.82 | ||
| EV/EBITDA | 22.7 |
EPS(TTM)5.92
EY2.64%
EPS(NY)7.35
Fwd EY3.28%
FCF(TTM)5.58
FCFY2.49%
OCF(TTM)6.3
OCFY2.81%
SpS31.45
BVpS36.89
TBVpS9.82
PEG (NY)1.04
PEG (5Y)N/A
Graham Number70.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.35% | ||
| ROE | 16.54% | ||
| ROCE | 19.55% | ||
| ROIC | 13.05% | ||
| ROICexc | 16.19% | ||
| ROICexgc | 67.39% | ||
| OM | 27.47% | ||
| PM (TTM) | 19.41% | ||
| GM | 73.83% | ||
| FCFM | 17.75% |
ROA(3y)5.45%
ROA(5y)6.51%
ROE(3y)8.93%
ROE(5y)11.53%
ROIC(3y)8.58%
ROIC(5y)8.51%
ROICexc(3y)10.69%
ROICexc(5y)10.46%
ROICexgc(3y)47.04%
ROICexgc(5y)47.34%
ROCE(3y)12.97%
ROCE(5y)12.91%
ROICexgc growth 3Y10.63%
ROICexgc growth 5Y-0.71%
ROICexc growth 3Y15.06%
ROICexc growth 5Y4.05%
OM growth 3Y7.42%
OM growth 5Y1.05%
PM growth 3Y-21.47%
PM growth 5Y-5.38%
GM growth 3Y0.43%
GM growth 5Y0.66%
F-Score9
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 1.41 | ||
| Debt/EBITDA | 0.54 | ||
| Cap/Depr | 62.59% | ||
| Cap/Sales | 2.27% | ||
| Interest Coverage | 17.84 | ||
| Cash Conversion | 64.38% | ||
| Profit Quality | 91.49% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | 8.08 |
F-Score9
WACC7.73%
ROIC/WACC1.69
Cap/Depr(3y)55.18%
Cap/Depr(5y)51.03%
Cap/Sales(3y)2.6%
Cap/Sales(5y)2.73%
Profit Quality(3y)146.95%
Profit Quality(5y)133.59%
High Growth Momentum
Growth
EPS 1Y (TTM)30.11%
EPS 3Y-12.45%
EPS 5Y-2.38%
EPS Q2Q%29.27%
EPS Next Y36.22%
EPS Next 2Y27.37%
EPS Next 3Y24.83%
EPS Next 5Y20.96%
Revenue 1Y (TTM)9.7%
Revenue growth 3Y7.07%
Revenue growth 5Y4.4%
Sales Q2Q%7.15%
Revenue Next Year9.63%
Revenue Next 2Y10.45%
Revenue Next 3Y11.33%
Revenue Next 5Y12.52%
EBIT growth 1Y30.45%
EBIT growth 3Y15.02%
EBIT growth 5Y5.49%
EBIT Next Year56.23%
EBIT Next 3Y28.74%
EBIT Next 5Y21.3%
FCF growth 1Y15.2%
FCF growth 3Y-6.56%
FCF growth 5Y10.55%
OCF growth 1Y14.03%
OCF growth 3Y-5.69%
OCF growth 5Y8.35%
SAP SE / 1SAP.MI FAQ
What is the ChartMill fundamental rating of SAP SE (1SAP.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1SAP.MI.
What is the valuation status of SAP SE (1SAP.MI) stock?
ChartMill assigns a valuation rating of 4 / 10 to SAP SE (1SAP.MI). This can be considered as Fairly Valued.
How profitable is SAP SE (1SAP.MI) stock?
SAP SE (1SAP.MI) has a profitability rating of 7 / 10.
What are the PE and PB ratios of SAP SE (1SAP.MI) stock?
The Price/Earnings (PE) ratio for SAP SE (1SAP.MI) is 37.83 and the Price/Book (PB) ratio is 6.07.
What is the financial health of SAP SE (1SAP.MI) stock?
The financial health rating of SAP SE (1SAP.MI) is 6 / 10.