ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:1N8 - NL0012969182 - Common Stock
1379.4 EUR
+4.8 (+0.35%)
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 56 industry peers in the Financial Services industry. 1N8 has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. 1N8 is quite expensive at the moment. It does show a decent growth rate. These ratings could make 1N8 a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
In the past year 1N8 was profitable.
In the past year 1N8 had a positive cash flow from operations.
1N8 had positive earnings in each of the past 5 years.
In the past 5 years 1N8 always reported a positive cash flow from operatings.
1.2 Ratios
1N8 has a Return On Assets of 7.15%. This is amongst the best in the industry. 1N8 outperforms 89.29% of its industry peers.
With an excellent Return On Equity value of 21.32%, 1N8 belongs to the best of the industry, outperforming 83.93% of the companies in the same industry.
1N8 has a Return On Invested Capital of 15.31%. This is amongst the best in the industry. 1N8 outperforms 91.07% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1N8 is significantly above the industry average of 8.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.31% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
1N8 has a Profit Margin of 40.52%. This is amongst the best in the industry. 1N8 outperforms 89.29% of its industry peers.
In the last couple of years the Profit Margin of 1N8 has grown nicely.
1N8's Operating Margin of 40.53% is amongst the best of the industry. 1N8 outperforms 83.93% of its industry peers.
1N8's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 88.47%, 1N8 belongs to the best of the industry, outperforming 89.29% of the companies in the same industry.
1N8's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1N8 is creating value.
Compared to 1 year ago, 1N8 has more shares outstanding
The number of shares outstanding for 1N8 has been increased compared to 5 years ago.
The debt/assets ratio for 1N8 has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 4.01 indicates that 1N8 is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 4.01, 1N8 belongs to the best of the industry, outperforming 83.93% of the companies in the same industry.
1N8 has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
1N8 has a better Debt to FCF ratio (0.07) than 94.64% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.04, 1N8 belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4.01 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.48 indicates that 1N8 should not have too much problems paying its short term obligations.
1N8's Current ratio of 1.48 is fine compared to the rest of the industry. 1N8 outperforms 60.71% of its industry peers.
A Quick Ratio of 1.47 indicates that 1N8 should not have too much problems paying its short term obligations.
1N8 has a Quick ratio of 1.47. This is in the better half of the industry: 1N8 outperforms 66.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
1N8 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.62%, which is quite good.
The Earnings Per Share has been growing by 34.72% on average over the past years. This is a very strong growth
Looking at the last year, 1N8 shows a quite strong growth in Revenue. The Revenue has grown by 19.86% in the last year.
Measured over the past years, 1N8 shows a decrease in Revenue. The Revenue has been decreasing by -3.25% on average per year.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
Based on estimates for the next years, 1N8 will show a very strong growth in Earnings Per Share. The EPS will grow by 20.79% on average per year.
The Revenue is expected to grow by 19.59% on average over the next years. This is quite good.
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.59%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 43.50, 1N8 can be considered very expensive at the moment.
1N8's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.60, 1N8 is valued quite expensively.
Based on the Price/Forward Earnings ratio of 32.49, the valuation of 1N8 can be described as expensive.
64.29% of the companies in the same industry are cheaper than 1N8, based on the Price/Forward Earnings ratio.
1N8's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 23.23.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.5 | ||
| Fwd PE | 32.49 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1N8.
1N8's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1N8 is cheaper than 67.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.59 | ||
| EV/EBITDA | 28.08 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
1N8's earnings are expected to grow with 21.25% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.49
PEG (5Y)1.25
EPS Next 2Y19.68%
EPS Next 3Y21.25%
5. Dividend
5.1 Amount
No dividends for 1N8!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:1N8 (12/30/2025, 7:00:00 PM)
1379.4
+4.8 (+0.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.55%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap43.48B
Revenue(TTM)2.46B
Net Income(TTM)996.55M
Analysts80.49
Price Target1846.36 (33.85%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.13%
PT rev (3m)-1.35%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.33%
EPS NY rev (3m)-0.51%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.5 | ||
| Fwd PE | 32.49 | ||
| P/S | 17.68 | ||
| P/FCF | 11.59 | ||
| P/OCF | 11.27 | ||
| P/B | 9.3 | ||
| P/tB | 9.32 | ||
| EV/EBITDA | 28.08 |
EPS(TTM)31.71
EY2.3%
EPS(NY)42.45
Fwd EY3.08%
FCF(TTM)119.01
FCFY8.63%
OCF(TTM)122.38
OCFY8.87%
SpS78.04
BVpS148.32
TBVpS148.05
PEG (NY)2.49
PEG (5Y)1.25
Graham Number325.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.48% | ||
| ROIC | 15.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% | ||
| FCFM | 152.51% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.48% | ||
| Cap/Sales | 4.31% | ||
| Interest Coverage | 63.58 | ||
| Cash Conversion | 346.63% | ||
| Profit Quality | 376.43% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4.01 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.45%
EPS Next 2Y19.68%
EPS Next 3Y21.25%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.59%
EBIT growth 1Y32.51%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.65%
EBIT Next 5Y24.88%
FCF growth 1Y344.52%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.17%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
Can you provide the valuation status for ADYEN NV?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (1N8.DE). This can be considered as Overvalued.
How profitable is ADYEN NV (1N8.DE) stock?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 43.5 and the Price/Book (PB) ratio is 9.3.