ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:1N8 • NL0012969182
1262 EUR
-8 (-0.63%)
Last: Jan 30, 2026, 07:00 PM
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 59 industry peers in the Financial Services industry. 1N8 gets an excellent profitability rating and is at the same time showing great financial health properties. 1N8 is valied quite expensively at the moment, while it does show a decent growth rate. These ratings could make 1N8 a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
- 1N8 had positive earnings in the past year.
- 1N8 had a positive operating cash flow in the past year.
- In the past 5 years 1N8 has always been profitable.
- Each year in the past 5 years 1N8 had a positive operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 7.15%, 1N8 belongs to the best of the industry, outperforming 84.75% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 21.32%, 1N8 belongs to the top of the industry, outperforming 81.36% of the companies in the same industry.
- 1N8 has a Return On Invested Capital of 15.30%. This is amongst the best in the industry. 1N8 outperforms 88.14% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for 1N8 is significantly above the industry average of 10.19%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
- With an excellent Profit Margin value of 40.51%, 1N8 belongs to the best of the industry, outperforming 86.44% of the companies in the same industry.
- In the last couple of years the Profit Margin of 1N8 has grown nicely.
- 1N8 has a Operating Margin of 40.52%. This is amongst the best in the industry. 1N8 outperforms 83.05% of its industry peers.
- In the last couple of years the Operating Margin of 1N8 has grown nicely.
- The Gross Margin of 1N8 (88.47%) is better than 89.83% of its industry peers.
- In the last couple of years the Gross Margin of 1N8 has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
- 1N8 has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for 1N8 has been increased compared to 1 year ago.
- The number of shares outstanding for 1N8 has been increased compared to 5 years ago.
- 1N8 has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.77 indicates that 1N8 is not in any danger for bankruptcy at the moment.
- 1N8 has a Altman-Z score of 3.77. This is amongst the best in the industry. 1N8 outperforms 81.36% of its industry peers.
- The Debt to FCF ratio of 1N8 is 0.07, which is an excellent value as it means it would take 1N8, only 0.07 years of fcf income to pay off all of its debts.
- 1N8's Debt to FCF ratio of 0.07 is amongst the best of the industry. 1N8 outperforms 93.22% of its industry peers.
- A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.04, 1N8 belongs to the top of the industry, outperforming 84.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 3.77 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
- A Current Ratio of 1.48 indicates that 1N8 should not have too much problems paying its short term obligations.
- 1N8 has a Current ratio of 1.48. This is comparable to the rest of the industry: 1N8 outperforms 57.63% of its industry peers.
- 1N8 has a Quick Ratio of 1.47. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.47, 1N8 is in the better half of the industry, outperforming 62.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 19.62% over the past year.
- The Earnings Per Share has been growing by 34.72% on average over the past years. This is a very strong growth
- 1N8 shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
- The Revenue has been decreasing by -3.25% on average over the past years.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
- The Earnings Per Share is expected to grow by 18.15% on average over the next years. This is quite good.
- The Revenue is expected to grow by 19.67% on average over the next years. This is quite good.
EPS Next Y17.34%
EPS Next 2Y19.58%
EPS Next 3Y21.19%
EPS Next 5Y18.15%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.67%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 39.80, which means the current valuation is very expensive for 1N8.
- Based on the Price/Earnings ratio, 1N8 is valued a bit more expensive than the industry average as 62.71% of the companies are valued more cheaply.
- 1N8 is valuated rather expensively when we compare the Price/Earnings ratio to 28.32, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 29.78, 1N8 can be considered very expensive at the moment.
- Based on the Price/Forward Earnings ratio, 1N8 is valued a bit more expensive than the industry average as 66.10% of the companies are valued more cheaply.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. 1N8 is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.8 | ||
| Fwd PE | 29.78 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, 1N8 is valued a bit more expensive than the industry average as 61.02% of the companies are valued more cheaply.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1N8 indicates a somewhat cheap valuation: 1N8 is cheaper than 69.49% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.61 | ||
| EV/EBITDA | 24.76 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- 1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
- 1N8's earnings are expected to grow with 21.19% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.3
PEG (5Y)1.15
EPS Next 2Y19.58%
EPS Next 3Y21.19%
5. Dividend
5.1 Amount
- No dividends for 1N8!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
Can you provide the valuation status for ADYEN NV?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (1N8.DE). This can be considered as Overvalued.
How profitable is ADYEN NV (1N8.DE) stock?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 39.8 and the Price/Book (PB) ratio is 8.51.