ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:1N8 • NL0012969182
1262 EUR
-8 (-0.63%)
Last: Jan 30, 2026, 07:00 PM
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 59 industry peers in the Financial Services industry. 1N8 has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. 1N8 is valied quite expensively at the moment, while it does show a decent growth rate. These ratings could make 1N8 a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
- In the past year 1N8 was profitable.
- In the past year 1N8 had a positive cash flow from operations.
- In the past 5 years 1N8 has always been profitable.
- 1N8 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 7.15%, 1N8 belongs to the best of the industry, outperforming 86.44% of the companies in the same industry.
- 1N8 has a Return On Equity of 21.32%. This is amongst the best in the industry. 1N8 outperforms 83.05% of its industry peers.
- With an excellent Return On Invested Capital value of 15.30%, 1N8 belongs to the best of the industry, outperforming 89.83% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for 1N8 is significantly above the industry average of 10.02%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
- 1N8 has a better Profit Margin (40.51%) than 88.14% of its industry peers.
- In the last couple of years the Profit Margin of 1N8 has grown nicely.
- 1N8's Operating Margin of 40.52% is amongst the best of the industry. 1N8 outperforms 84.75% of its industry peers.
- 1N8's Operating Margin has improved in the last couple of years.
- 1N8's Gross Margin of 88.47% is amongst the best of the industry. 1N8 outperforms 91.53% of its industry peers.
- 1N8's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1N8 is creating value.
- 1N8 has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for 1N8 has been increased compared to 5 years ago.
- 1N8 has a better debt/assets ratio than last year.
2.2 Solvency
- 1N8 has an Altman-Z score of 3.78. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
- 1N8 has a better Altman-Z score (3.78) than 79.66% of its industry peers.
- 1N8 has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 0.07, 1N8 belongs to the best of the industry, outperforming 94.92% of the companies in the same industry.
- A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
- 1N8 has a better Debt to Equity ratio (0.04) than 86.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 3.78 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
- 1N8 has a Current Ratio of 1.48. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
- 1N8 has a Current ratio (1.48) which is in line with its industry peers.
- 1N8 has a Quick Ratio of 1.47. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.47, 1N8 is in the better half of the industry, outperforming 64.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
- 1N8 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.62%, which is quite good.
- Measured over the past years, 1N8 shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
- Looking at the last year, 1N8 shows a quite strong growth in Revenue. The Revenue has grown by 19.86% in the last year.
- Measured over the past years, 1N8 shows a decrease in Revenue. The Revenue has been decreasing by -3.25% on average per year.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
- The Earnings Per Share is expected to grow by 18.15% on average over the next years. This is quite good.
- Based on estimates for the next years, 1N8 will show a quite strong growth in Revenue. The Revenue will grow by 19.67% on average per year.
EPS Next Y17.34%
EPS Next 2Y19.58%
EPS Next 3Y21.19%
EPS Next 5Y18.15%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y19.67%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 39.80, the valuation of 1N8 can be described as expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of 1N8 indicates a slightly more expensive valuation: 1N8 is more expensive than 61.02% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.30. 1N8 is valued slightly more expensive when compared to this.
- With a Price/Forward Earnings ratio of 29.78, 1N8 can be considered very expensive at the moment.
- 64.41% of the companies in the same industry are cheaper than 1N8, based on the Price/Forward Earnings ratio.
- 1N8 is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.8 | ||
| Fwd PE | 29.78 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1N8.
- 1N8's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1N8 is cheaper than 71.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.61 | ||
| EV/EBITDA | 24.98 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- 1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as 1N8's earnings are expected to grow with 21.19% in the coming years.
PEG (NY)2.3
PEG (5Y)1.15
EPS Next 2Y19.58%
EPS Next 3Y21.19%
5. Dividend
5.1 Amount
- No dividends for 1N8!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
Can you provide the valuation status for ADYEN NV?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (1N8.DE). This can be considered as Overvalued.
How profitable is ADYEN NV (1N8.DE) stock?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 39.8 and the Price/Book (PB) ratio is 8.51.