ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:1N8 - NL0012969182 - Common Stock
1374 EUR
+1.2 (+0.09%)
Taking everything into account, 1N8 scores 6 out of 10 in our fundamental rating. 1N8 was compared to 59 industry peers in the Financial Services industry. 1N8 has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. 1N8 is quite expensive at the moment. It does show a decent growth rate. This makes 1N8 very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year 1N8 was profitable.
1N8 had a positive operating cash flow in the past year.
In the past 5 years 1N8 has always been profitable.
Each year in the past 5 years 1N8 had a positive operating cash flow.
1.2 Ratios
1N8 has a better Return On Assets (7.15%) than 89.83% of its industry peers.
1N8 has a Return On Equity of 21.32%. This is amongst the best in the industry. 1N8 outperforms 84.75% of its industry peers.
The Return On Invested Capital of 1N8 (15.31%) is better than 91.53% of its industry peers.
1N8 had an Average Return On Invested Capital over the past 3 years of 16.46%. This is significantly above the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.31% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
1N8 has a better Profit Margin (40.52%) than 89.83% of its industry peers.
In the last couple of years the Profit Margin of 1N8 has grown nicely.
Looking at the Operating Margin, with a value of 40.53%, 1N8 belongs to the top of the industry, outperforming 84.75% of the companies in the same industry.
1N8's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 88.47%, 1N8 belongs to the top of the industry, outperforming 91.53% of the companies in the same industry.
1N8's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1N8 is creating value.
The number of shares outstanding for 1N8 has been increased compared to 1 year ago.
Compared to 5 years ago, 1N8 has more shares outstanding
The debt/assets ratio for 1N8 has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 4.00 indicates that 1N8 is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 4.00, 1N8 belongs to the best of the industry, outperforming 81.36% of the companies in the same industry.
The Debt to FCF ratio of 1N8 is 0.07, which is an excellent value as it means it would take 1N8, only 0.07 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1N8 (0.07) is better than 96.61% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
1N8's Debt to Equity ratio of 0.04 is amongst the best of the industry. 1N8 outperforms 88.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.48 indicates that 1N8 should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.48, 1N8 is doing good in the industry, outperforming 62.71% of the companies in the same industry.
1N8 has a Quick Ratio of 1.47. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.47, 1N8 is doing good in the industry, outperforming 67.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
1N8 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.62%, which is quite good.
Measured over the past years, 1N8 shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
Looking at the last year, 1N8 shows a quite strong growth in Revenue. The Revenue has grown by 19.86% in the last year.
Measured over the past years, 1N8 shows a decrease in Revenue. The Revenue has been decreasing by -3.25% on average per year.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
1N8 is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.79% yearly.
Based on estimates for the next years, 1N8 will show a quite strong growth in Revenue. The Revenue will grow by 19.59% on average per year.
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 43.33, the valuation of 1N8 can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.61. 1N8 is valued rather expensively when compared to this.
The Price/Forward Earnings ratio is 32.33, which means the current valuation is very expensive for 1N8.
Based on the Price/Forward Earnings ratio, 1N8 is valued a bit more expensive than 62.71% of the companies in the same industry.
1N8 is valuated rather expensively when we compare the Price/Forward Earnings ratio to 24.01, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.33 | ||
| Fwd PE | 32.33 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1N8 is on the same level as its industry peers.
Based on the Price/Free Cash Flow ratio, 1N8 is valued a bit cheaper than the industry average as 66.10% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.54 | ||
| EV/EBITDA | 27.99 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of 1N8 may justify a higher PE ratio.
1N8's earnings are expected to grow with 21.33% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.48
PEG (5Y)1.25
EPS Next 2Y19.74%
EPS Next 3Y21.33%
5. Dividend
5.1 Amount
1N8 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:1N8 (12/22/2025, 7:00:00 PM)
1374
+1.2 (+0.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.55%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap43.31B
Revenue(TTM)2.46B
Net Income(TTM)996.55M
Analysts80.49
Price Target1844.65 (34.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.8%
PT rev (3m)-1.44%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-1.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.33 | ||
| Fwd PE | 32.33 | ||
| P/S | 17.61 | ||
| P/FCF | 11.54 | ||
| P/OCF | 11.23 | ||
| P/B | 9.26 | ||
| P/tB | 9.28 | ||
| EV/EBITDA | 27.99 |
EPS(TTM)31.71
EY2.31%
EPS(NY)42.49
Fwd EY3.09%
FCF(TTM)119.01
FCFY8.66%
OCF(TTM)122.38
OCFY8.91%
SpS78.04
BVpS148.32
TBVpS148.05
PEG (NY)2.48
PEG (5Y)1.25
Graham Number325.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.48% | ||
| ROIC | 15.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% | ||
| FCFM | 152.51% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.48% | ||
| Cap/Sales | 4.31% | ||
| Interest Coverage | 63.58 | ||
| Cash Conversion | 346.63% | ||
| Profit Quality | 376.43% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
EBIT growth 1Y32.51%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.67%
EBIT Next 5Y24.88%
FCF growth 1Y344.52%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.17%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
What is the valuation status for 1N8 stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (1N8.DE). This can be considered as Overvalued.
Can you provide the profitability details for ADYEN NV?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 43.33 and the Price/Book (PB) ratio is 9.26.