ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:1N8 - NL0012969182 - Common Stock
1339 EUR
-6.8 (-0.51%)
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 53 industry peers in the Financial Services industry. 1N8 scores excellent points on both the profitability and health parts. This is a solid base for a good stock. 1N8 is not valued too expensively and it also shows a decent growth rate. These ratings could make 1N8 a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
1N8 had positive earnings in the past year.
In the past year 1N8 had a positive cash flow from operations.
Each year in the past 5 years 1N8 has been profitable.
1N8 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.15%, 1N8 belongs to the top of the industry, outperforming 92.45% of the companies in the same industry.
1N8 has a Return On Equity of 21.32%. This is amongst the best in the industry. 1N8 outperforms 86.79% of its industry peers.
Looking at the Return On Invested Capital, with a value of 15.30%, 1N8 belongs to the top of the industry, outperforming 94.34% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for 1N8 is significantly above the industry average of 8.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
Looking at the Profit Margin, with a value of 40.51%, 1N8 belongs to the top of the industry, outperforming 92.45% of the companies in the same industry.
1N8's Profit Margin has improved in the last couple of years.
The Operating Margin of 1N8 (40.52%) is better than 86.79% of its industry peers.
1N8's Operating Margin has improved in the last couple of years.
1N8 has a better Gross Margin (88.47%) than 90.57% of its industry peers.
1N8's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1N8 is creating value.
Compared to 1 year ago, 1N8 has more shares outstanding
The number of shares outstanding for 1N8 has been increased compared to 5 years ago.
The debt/assets ratio for 1N8 has been reduced compared to a year ago.
2.2 Solvency
1N8 has an Altman-Z score of 3.93. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
1N8's Altman-Z score of 3.93 is amongst the best of the industry. 1N8 outperforms 83.02% of its industry peers.
The Debt to FCF ratio of 1N8 is 0.07, which is an excellent value as it means it would take 1N8, only 0.07 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1N8 (0.07) is better than 96.23% of its industry peers.
1N8 has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of 1N8 (0.04) is better than 86.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 3.93 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
1N8 has a Current Ratio of 1.48. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
1N8 has a Current ratio of 1.48. This is comparable to the rest of the industry: 1N8 outperforms 58.49% of its industry peers.
A Quick Ratio of 1.47 indicates that 1N8 should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.47, 1N8 is doing good in the industry, outperforming 64.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
Measured over the past years, 1N8 shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
The Revenue has grown by 19.86% in the past year. This is quite good.
1N8 shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.25% yearly.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
1N8 is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.79% yearly.
The Revenue is expected to grow by 19.59% on average over the next years. This is quite good.
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.59%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 42.23, which means the current valuation is very expensive for 1N8.
1N8's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.31, 1N8 is valued quite expensively.
With a Price/Forward Earnings ratio of 31.30, 1N8 can be considered very expensive at the moment.
1N8's Price/Forward Earnings is on the same level as the industry average.
1N8 is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 36.56, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.23 | ||
| Fwd PE | 31.3 |
4.2 Price Multiples
1N8's Enterprise Value to EBITDA is on the same level as the industry average.
66.04% of the companies in the same industry are more expensive than 1N8, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.25 | ||
| EV/EBITDA | 26.94 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of 1N8 may justify a higher PE ratio.
A more expensive valuation may be justified as 1N8's earnings are expected to grow with 22.05% in the coming years.
PEG (NY)2.47
PEG (5Y)1.22
EPS Next 2Y20.13%
EPS Next 3Y22.05%
5. Dividend
5.1 Amount
1N8 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:1N8 (11/28/2025, 7:00:00 PM)
1339
-6.8 (-0.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners80.63%
Inst Owner ChangeN/A
Ins Owners7.35%
Ins Owner ChangeN/A
Market Cap42.21B
Revenue(TTM)2.46B
Net Income(TTM)996.51M
Analysts80.49
Price Target1843.92 (37.71%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.34%
PT rev (3m)-1.35%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.84%
EPS NY rev (3m)-2.22%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.2%
Revenue NY rev (3m)-0.73%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.23 | ||
| Fwd PE | 31.3 | ||
| P/S | 17.16 | ||
| P/FCF | 11.25 | ||
| P/OCF | 10.94 | ||
| P/B | 9.03 | ||
| P/tB | 9.04 | ||
| EV/EBITDA | 26.94 |
EPS(TTM)31.71
EY2.37%
EPS(NY)42.78
Fwd EY3.19%
FCF(TTM)119
FCFY8.89%
OCF(TTM)122.37
OCFY9.14%
SpS78.04
BVpS148.32
TBVpS148.06
PEG (NY)2.47
PEG (5Y)1.22
Graham Number325.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.47% | ||
| ROIC | 15.3% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% | ||
| FCFM | 152.49% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.46% | ||
| Cap/Sales | 4.32% | ||
| Interest Coverage | 65.58 | ||
| Cash Conversion | 346.59% | ||
| Profit Quality | 376.4% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 3.93 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.59%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.73%
EBIT Next 3Y31.83%
EBIT Next 5Y24.88%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
What is the valuation status for 1N8 stock?
ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (1N8.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for ADYEN NV?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 42.23 and the Price/Book (PB) ratio is 9.03.