ADYEN NV (1N8.DE) Fundamental Analysis & Valuation

FRA:1N8 • NL0012969182

927.7 EUR
-8.3 (-0.89%)
Last: Mar 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This 1N8.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

Taking everything into account, 1N8 scores 6 out of 10 in our fundamental rating. 1N8 was compared to 58 industry peers in the Financial Services industry. 1N8 gets an excellent profitability rating and is at the same time showing great financial health properties. 1N8 has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

9

1. 1N8.DE Profitability Analysis

1.1 Basic Checks

  • In the past year 1N8 was profitable.
  • In the past year 1N8 had a positive cash flow from operations.
  • Of the past 5 years 1N8 4 years were profitable.
  • 1N8 had a positive operating cash flow in 4 of the past 5 years.
1N8.DE Yearly Net Income VS EBIT VS OCF VS FCF1N8.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

1.2 Ratios

  • 1N8 has a better Return On Assets (7.15%) than 89.66% of its industry peers.
  • 1N8 has a Return On Equity of 21.32%. This is amongst the best in the industry. 1N8 outperforms 84.48% of its industry peers.
  • With an excellent Return On Invested Capital value of 15.30%, 1N8 belongs to the best of the industry, outperforming 91.38% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1N8 is significantly above the industry average of 10.33%.
Industry RankSector Rank
ROA 7.15%
ROE 21.32%
ROIC 15.3%
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1N8.DE Yearly ROA, ROE, ROIC1N8.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • 1N8 has a better Profit Margin (40.51%) than 87.93% of its industry peers.
  • 1N8's Profit Margin has improved in the last couple of years.
  • 1N8 has a Operating Margin of 40.52%. This is amongst the best in the industry. 1N8 outperforms 84.48% of its industry peers.
  • In the last couple of years the Operating Margin of 1N8 has grown nicely.
  • 1N8 has a Gross Margin of 88.47%. This is amongst the best in the industry. 1N8 outperforms 91.38% of its industry peers.
  • In the last couple of years the Gross Margin of 1N8 has grown nicely.
Industry RankSector Rank
OM 40.52%
PM (TTM) 40.51%
GM 88.47%
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
1N8.DE Yearly Profit, Operating, Gross Margins1N8.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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7

2. 1N8.DE Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1N8 is creating value.
  • There is no outstanding debt for 1N8. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
1N8.DE Yearly Shares Outstanding1N8.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
1N8.DE Yearly Total Debt VS Total Assets1N8.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • 1N8 has an Altman-Z score of 3.09. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of 1N8 (3.09) is better than 75.86% of its industry peers.
  • 1N8 has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 0.07, 1N8 belongs to the top of the industry, outperforming 96.55% of the companies in the same industry.
  • 1N8 has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
  • 1N8's Debt to Equity ratio of 0.04 is amongst the best of the industry. 1N8 outperforms 87.93% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.07
Altman-Z 3.09
ROIC/WACC2.06
WACC7.44%
1N8.DE Yearly LT Debt VS Equity VS FCF1N8.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.3 Liquidity

  • 1N8 has a Current Ratio of 1.48. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
  • 1N8 has a Current ratio (1.48) which is in line with its industry peers.
  • A Quick Ratio of 1.47 indicates that 1N8 should not have too much problems paying its short term obligations.
  • 1N8's Quick ratio of 1.47 is fine compared to the rest of the industry. 1N8 outperforms 63.79% of its industry peers.
Industry RankSector Rank
Current Ratio 1.48
Quick Ratio 1.47
1N8.DE Yearly Current Assets VS Current Liabilites1N8.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. 1N8.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 13.43% over the past year.
  • Measured over the past years, 1N8 shows a very strong growth in Earnings Per Share. The EPS has been growing by 31.62% on average per year.
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.36%

3.2 Future

  • Based on estimates for the next years, 1N8 will show a quite strong growth in Earnings Per Share. The EPS will grow by 19.86% on average per year.
  • 1N8 is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.31% yearly.
EPS Next Y19.98%
EPS Next 2Y21.16%
EPS Next 3Y20.82%
EPS Next 5Y19.86%
Revenue Next Year20.1%
Revenue Next 2Y20.03%
Revenue Next 3Y19.92%
Revenue Next 5Y19.31%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
1N8.DE Yearly Revenue VS Estimates1N8.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2B 4B 6B 8B
1N8.DE Yearly EPS VS Estimates1N8.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 20 40 60 80 100

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4

4. 1N8.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 27.59, 1N8 can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of 1N8 to the average of the S&P500 Index (26.29), we can say 1N8 is valued inline with the index average.
  • With a Price/Forward Earnings ratio of 23.00, 1N8 is valued on the expensive side.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 1N8 is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.60, 1N8 is valued at the same level.
Industry RankSector Rank
PE 27.59
Fwd PE 23
1N8.DE Price Earnings VS Forward Price Earnings1N8.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 1N8's Enterprise Value to EBITDA ratio is in line with the industry average.
  • Based on the Price/Free Cash Flow ratio, 1N8 is valued a bit cheaper than the industry average as 75.86% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 7.8
EV/EBITDA 15.3
1N8.DE Per share data1N8.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of 1N8 may justify a higher PE ratio.
  • 1N8's earnings are expected to grow with 20.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.38
PEG (5Y)0.87
EPS Next 2Y21.16%
EPS Next 3Y20.82%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. 1N8.DE Dividend Analysis

5.1 Amount

  • No dividends for 1N8!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

1N8.DE Fundamentals: All Metrics, Ratios and Statistics

ADYEN NV

FRA:1N8 (3/6/2026, 7:00:00 PM)

927.7

-8.3 (-0.89%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)08-12
Inst Owners80.32%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap29.26B
Revenue(TTM)N/A
Net Income(TTM)996.51M
Analysts81.4
Price Target1548.79 (66.95%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.79%
PT rev (3m)-16.04%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.15%
EPS NY rev (3m)0.03%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)0.04%
Valuation
Industry RankSector Rank
PE 27.59
Fwd PE 23
P/S 11.9
P/FCF 7.8
P/OCF 7.59
P/B 6.26
P/tB 6.27
EV/EBITDA 15.3
EPS(TTM)33.62
EY3.62%
EPS(NY)40.34
Fwd EY4.35%
FCF(TTM)118.92
FCFY12.82%
OCF(TTM)122.29
OCFY13.18%
SpS77.99
BVpS148.23
TBVpS147.96
PEG (NY)1.38
PEG (5Y)0.87
Graham Number334.85
Profitability
Industry RankSector Rank
ROA 7.15%
ROE 21.32%
ROCE 20.47%
ROIC 15.3%
ROICexc N/A
ROICexgc N/A
OM 40.52%
PM (TTM) 40.51%
GM 88.47%
FCFM 152.49%
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.07
Debt/EBITDA 0.17
Cap/Depr 91.46%
Cap/Sales 4.32%
Interest Coverage 65.58
Cash Conversion 346.59%
Profit Quality 376.4%
Current Ratio 1.48
Quick Ratio 1.47
Altman-Z 3.09
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
EPS Next Y19.98%
EPS Next 2Y21.16%
EPS Next 3Y20.82%
EPS Next 5Y19.86%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.36%
Revenue Next Year20.1%
Revenue Next 2Y20.03%
Revenue Next 3Y19.92%
Revenue Next 5Y19.31%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.19%
EBIT Next 3Y27.92%
EBIT Next 5Y25.02%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%

ADYEN NV / 1N8.DE FAQ

What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?

ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.


Can you provide the valuation status for ADYEN NV?

ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (1N8.DE). This can be considered as Fairly Valued.


How profitable is ADYEN NV (1N8.DE) stock?

ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.


Can you provide the PE and PB ratios for 1N8 stock?

The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 27.59 and the Price/Book (PB) ratio is 6.26.