ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - FRA:1N8 - NL0012969182 - Common Stock
1409.4 EUR
-16.8 (-1.18%)
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 52 industry peers in the Financial Services industry. 1N8 has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. 1N8 has a correct valuation and a medium growth rate. These ratings would make 1N8 suitable for quality investing!
1. Profitability
1.1 Basic Checks
1N8 had positive earnings in the past year.
1N8 had a positive operating cash flow in the past year.
Each year in the past 5 years 1N8 has been profitable.
Each year in the past 5 years 1N8 had a positive operating cash flow.
1.2 Ratios
1N8 has a better Return On Assets (7.15%) than 86.54% of its industry peers.
Looking at the Return On Equity, with a value of 21.32%, 1N8 belongs to the top of the industry, outperforming 82.69% of the companies in the same industry.
1N8 has a Return On Invested Capital of 15.30%. This is amongst the best in the industry. 1N8 outperforms 90.38% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1N8 is significantly above the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
1N8's Profit Margin of 40.51% is amongst the best of the industry. 1N8 outperforms 88.46% of its industry peers.
1N8's Profit Margin has improved in the last couple of years.
The Operating Margin of 1N8 (40.52%) is better than 82.69% of its industry peers.
1N8's Operating Margin has improved in the last couple of years.
1N8 has a Gross Margin of 88.47%. This is amongst the best in the industry. 1N8 outperforms 88.46% of its industry peers.
In the last couple of years the Gross Margin of 1N8 has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
1N8 has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
1N8 has more shares outstanding than it did 1 year ago.
The number of shares outstanding for 1N8 has been increased compared to 5 years ago.
1N8 has a better debt/assets ratio than last year.
2.2 Solvency
1N8 has an Altman-Z score of 4.07. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
1N8 has a Altman-Z score of 4.07. This is amongst the best in the industry. 1N8 outperforms 80.77% of its industry peers.
1N8 has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
1N8's Debt to FCF ratio of 0.07 is amongst the best of the industry. 1N8 outperforms 92.31% of its industry peers.
1N8 has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
1N8 has a Debt to Equity ratio of 0.04. This is amongst the best in the industry. 1N8 outperforms 82.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4.07 |
ROIC/WACC2.03
WACC7.53%
2.3 Liquidity
1N8 has a Current Ratio of 1.48. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
1N8's Current ratio of 1.48 is in line compared to the rest of the industry. 1N8 outperforms 55.77% of its industry peers.
1N8 has a Quick Ratio of 1.47. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
1N8 has a Quick ratio of 1.47. This is in the better half of the industry: 1N8 outperforms 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
The Earnings Per Share has been growing by 34.72% on average over the past years. This is a very strong growth
The Revenue has grown by 19.86% in the past year. This is quite good.
1N8 shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.25% yearly.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
The Earnings Per Share is expected to grow by 19.70% on average over the next years. This is quite good.
The Revenue is expected to grow by 19.76% on average over the next years. This is quite good.
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y19.7%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.76%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 44.45, the valuation of 1N8 can be described as expensive.
1N8's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 25.89. 1N8 is valued rather expensively when compared to this.
The Price/Forward Earnings ratio is 32.95, which means the current valuation is very expensive for 1N8.
1N8's Price/Forward Earnings ratio is in line with the industry average.
1N8 is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.45 | ||
| Fwd PE | 32.95 |
4.2 Price Multiples
1N8's Enterprise Value to EBITDA ratio is in line with the industry average.
1N8's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1N8 is cheaper than 63.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.84 | ||
| EV/EBITDA | 28.93 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1N8 does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of 1N8 may justify a higher PE ratio.
A more expensive valuation may be justified as 1N8's earnings are expected to grow with 22.05% in the coming years.
PEG (NY)2.6
PEG (5Y)1.28
EPS Next 2Y20.13%
EPS Next 3Y22.05%
5. Dividend
5.1 Amount
No dividends for 1N8!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:1N8 (11/14/2025, 7:00:00 PM)
1409.4
-16.8 (-1.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners80.63%
Inst Owner ChangeN/A
Ins Owners7.35%
Ins Owner ChangeN/A
Market Cap44.42B
Revenue(TTM)2.46B
Net Income(TTM)996.51M
Analysts80.49
Price Target1830.02 (29.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.41%
PT rev (3m)-5.24%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.84%
EPS NY rev (3m)-7.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.2%
Revenue NY rev (3m)-2.7%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.45 | ||
| Fwd PE | 32.95 | ||
| P/S | 18.06 | ||
| P/FCF | 11.84 | ||
| P/OCF | 11.52 | ||
| P/B | 9.5 | ||
| P/tB | 9.52 | ||
| EV/EBITDA | 28.93 |
EPS(TTM)31.71
EY2.25%
EPS(NY)42.78
Fwd EY3.04%
FCF(TTM)119
FCFY8.44%
OCF(TTM)122.37
OCFY8.68%
SpS78.04
BVpS148.32
TBVpS148.06
PEG (NY)2.6
PEG (5Y)1.28
Graham Number325.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.47% | ||
| ROIC | 15.3% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% | ||
| FCFM | 152.49% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.46% | ||
| Cap/Sales | 4.32% | ||
| Interest Coverage | 65.58 | ||
| Cash Conversion | 346.59% | ||
| Profit Quality | 376.4% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4.07 |
F-Score5
WACC7.53%
ROIC/WACC2.03
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y19.7%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.76%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.73%
EBIT Next 3Y31.83%
EBIT Next 5Y25.05%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
What is the valuation status for 1N8 stock?
ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (1N8.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for ADYEN NV?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 44.45 and the Price/Book (PB) ratio is 9.5.