ADYEN NV (1N8.DE) Stock Fundamental Analysis

FRA:1N8 • NL0012969182

963.7 EUR
+30.8 (+3.3%)
Last: Feb 25, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 56 industry peers in the Financial Services industry. 1N8 gets an excellent profitability rating and is at the same time showing great financial health properties. 1N8 has a correct valuation and a medium growth rate. This makes 1N8 very considerable for quality investing!


Dividend Valuation Growth Profitability Health

9

1. Profitability

1.1 Basic Checks

  • 1N8 had positive earnings in the past year.
  • 1N8 had a positive operating cash flow in the past year.
  • In the past 5 years 1N8 has always been profitable.
  • 1N8 had a positive operating cash flow in each of the past 5 years.
1N8.DE Yearly Net Income VS EBIT VS OCF VS FCF1N8.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

1.2 Ratios

  • 1N8 has a better Return On Assets (7.15%) than 92.86% of its industry peers.
  • 1N8 has a better Return On Equity (21.32%) than 87.50% of its industry peers.
  • 1N8 has a Return On Invested Capital of 15.30%. This is amongst the best in the industry. 1N8 outperforms 94.64% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for 1N8 is significantly above the industry average of 8.48%.
Industry RankSector Rank
ROA 7.15%
ROE 21.32%
ROIC 15.3%
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1N8.DE Yearly ROA, ROE, ROIC1N8.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • 1N8 has a better Profit Margin (40.51%) than 91.07% of its industry peers.
  • 1N8's Profit Margin has improved in the last couple of years.
  • 1N8 has a Operating Margin of 40.52%. This is amongst the best in the industry. 1N8 outperforms 87.50% of its industry peers.
  • In the last couple of years the Operating Margin of 1N8 has grown nicely.
  • Looking at the Gross Margin, with a value of 88.47%, 1N8 belongs to the top of the industry, outperforming 91.07% of the companies in the same industry.
  • In the last couple of years the Gross Margin of 1N8 has grown nicely.
Industry RankSector Rank
OM 40.52%
PM (TTM) 40.51%
GM 88.47%
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
1N8.DE Yearly Profit, Operating, Gross Margins1N8.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1N8 is creating value.
  • The number of shares outstanding for 1N8 has been increased compared to 1 year ago.
  • Compared to 5 years ago, 1N8 has more shares outstanding
  • Compared to 1 year ago, 1N8 has an improved debt to assets ratio.
1N8.DE Yearly Shares Outstanding1N8.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
1N8.DE Yearly Total Debt VS Total Assets1N8.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 3.10 indicates that 1N8 is not in any danger for bankruptcy at the moment.
  • 1N8's Altman-Z score of 3.10 is amongst the best of the industry. 1N8 outperforms 82.14% of its industry peers.
  • The Debt to FCF ratio of 1N8 is 0.07, which is an excellent value as it means it would take 1N8, only 0.07 years of fcf income to pay off all of its debts.
  • 1N8 has a better Debt to FCF ratio (0.07) than 96.43% of its industry peers.
  • A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
  • 1N8's Debt to Equity ratio of 0.04 is amongst the best of the industry. 1N8 outperforms 89.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.07
Altman-Z 3.1
ROIC/WACC2.06
WACC7.44%
1N8.DE Yearly LT Debt VS Equity VS FCF1N8.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.3 Liquidity

  • 1N8 has a Current Ratio of 1.48. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of 1N8 (1.48) is better than 62.50% of its industry peers.
  • 1N8 has a Quick Ratio of 1.47. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 1.47, 1N8 is doing good in the industry, outperforming 66.07% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.48
Quick Ratio 1.47
1N8.DE Yearly Current Assets VS Current Liabilites1N8.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • 1N8 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.62%, which is quite good.
  • 1N8 shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 34.72% yearly.
  • 1N8 shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
  • 1N8 shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.25% yearly.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%

3.2 Future

  • 1N8 is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.43% yearly.
  • Based on estimates for the next years, 1N8 will show a quite strong growth in Revenue. The Revenue will grow by 18.98% on average per year.
EPS Next Y17.34%
EPS Next 2Y19.58%
EPS Next 3Y21.19%
EPS Next 5Y19.43%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y18.98%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
1N8.DE Yearly Revenue VS Estimates1N8.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B
1N8.DE Yearly EPS VS Estimates1N8.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 20 40 60 80

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 30.39, 1N8 can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 27.05, 1N8 is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 22.74, the valuation of 1N8 can be described as rather expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 1N8 is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of 1N8 to the average of the S&P500 Index (28.03), we can say 1N8 is valued inline with the index average.
Industry RankSector Rank
PE 30.39
Fwd PE 22.74
1N8.DE Price Earnings VS Forward Price Earnings1N8.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1N8 is on the same level as its industry peers.
  • Based on the Price/Free Cash Flow ratio, 1N8 is valued a bit cheaper than 76.79% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.1
EV/EBITDA 15.45
1N8.DE Per share data1N8.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100

4.3 Compensation for Growth

  • 1N8's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • 1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as 1N8's earnings are expected to grow with 21.19% in the coming years.
PEG (NY)1.75
PEG (5Y)0.88
EPS Next 2Y19.58%
EPS Next 3Y21.19%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • 1N8 does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ADYEN NV

FRA:1N8 (2/25/2026, 7:00:00 PM)

963.7

+30.8 (+3.3%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)08-12
Inst Owners79.02%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap30.40B
Revenue(TTM)2.46B
Net Income(TTM)996.51M
Analysts80.95
Price Target1839.15 (90.84%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.31%
PT rev (3m)0.5%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.23%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 30.39
Fwd PE 22.74
P/S 12.36
P/FCF 8.1
P/OCF 7.88
P/B 6.5
P/tB 6.51
EV/EBITDA 15.45
EPS(TTM)31.71
EY3.29%
EPS(NY)42.38
Fwd EY4.4%
FCF(TTM)118.92
FCFY12.34%
OCF(TTM)122.29
OCFY12.69%
SpS77.99
BVpS148.23
TBVpS147.96
PEG (NY)1.75
PEG (5Y)0.88
Graham Number325.2
Profitability
Industry RankSector Rank
ROA 7.15%
ROE 21.32%
ROCE 20.47%
ROIC 15.3%
ROICexc N/A
ROICexgc N/A
OM 40.52%
PM (TTM) 40.51%
GM 88.47%
FCFM 152.49%
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.07
Debt/EBITDA 0.17
Cap/Depr 91.46%
Cap/Sales 4.32%
Interest Coverage 65.58
Cash Conversion 346.59%
Profit Quality 376.4%
Current Ratio 1.48
Quick Ratio 1.47
Altman-Z 3.1
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.34%
EPS Next 2Y19.58%
EPS Next 3Y21.19%
EPS Next 5Y19.43%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.22%
Revenue Next 5Y18.98%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.65%
EBIT Next 5Y24.34%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%

ADYEN NV / 1N8.DE FAQ

What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?

ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.


Can you provide the valuation status for ADYEN NV?

ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (1N8.DE). This can be considered as Fairly Valued.


How profitable is ADYEN NV (1N8.DE) stock?

ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.


Can you provide the PE and PB ratios for 1N8 stock?

The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 30.39 and the Price/Book (PB) ratio is 6.5.