ADYEN NV (1N8.DE) Stock Fundamental Analysis

FRA:1N8 • NL0012969182

992.4 EUR
-5.7 (-0.57%)
Last: Feb 27, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

Overall 1N8 gets a fundamental rating of 6 out of 10. We evaluated 1N8 against 55 industry peers in the Financial Services industry. 1N8 gets an excellent profitability rating and is at the same time showing great financial health properties. 1N8 has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

9

1. Profitability

1.1 Basic Checks

  • 1N8 had positive earnings in the past year.
  • In the past year 1N8 had a positive cash flow from operations.
  • 1N8 had positive earnings in 4 of the past 5 years.
  • Of the past 5 years 1N8 4 years had a positive operating cash flow.
1N8.DE Yearly Net Income VS EBIT VS OCF VS FCF1N8.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 7.15%, 1N8 belongs to the top of the industry, outperforming 92.86% of the companies in the same industry.
  • The Return On Equity of 1N8 (21.32%) is better than 87.50% of its industry peers.
  • 1N8 has a better Return On Invested Capital (15.30%) than 94.64% of its industry peers.
  • 1N8 had an Average Return On Invested Capital over the past 3 years of 16.46%. This is significantly above the industry average of 8.26%.
Industry RankSector Rank
ROA 7.15%
ROE 21.32%
ROIC 15.3%
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1N8.DE Yearly ROA, ROE, ROIC1N8.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • 1N8's Profit Margin of 40.51% is amongst the best of the industry. 1N8 outperforms 91.07% of its industry peers.
  • 1N8's Profit Margin has improved in the last couple of years.
  • With an excellent Operating Margin value of 40.52%, 1N8 belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
  • 1N8's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 88.47%, 1N8 belongs to the top of the industry, outperforming 91.07% of the companies in the same industry.
  • In the last couple of years the Gross Margin of 1N8 has grown nicely.
Industry RankSector Rank
OM 40.52%
PM (TTM) 40.51%
GM 88.47%
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
1N8.DE Yearly Profit, Operating, Gross Margins1N8.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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7

2. Health

2.1 Basic Checks

  • 1N8 has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • There is no outstanding debt for 1N8. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
1N8.DE Yearly Shares Outstanding1N8.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
1N8.DE Yearly Total Debt VS Total Assets1N8.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 3.22 indicates that 1N8 is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of 1N8 (3.22) is better than 80.36% of its industry peers.
  • 1N8 has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.07, 1N8 belongs to the best of the industry, outperforming 96.43% of the companies in the same industry.
  • A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
  • 1N8 has a better Debt to Equity ratio (0.04) than 89.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.07
Altman-Z 3.22
ROIC/WACC2.06
WACC7.44%
1N8.DE Yearly LT Debt VS Equity VS FCF1N8.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 1.48 indicates that 1N8 should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.48, 1N8 is in the better half of the industry, outperforming 60.71% of the companies in the same industry.
  • A Quick Ratio of 1.47 indicates that 1N8 should not have too much problems paying its short term obligations.
  • With a decent Quick ratio value of 1.47, 1N8 is doing good in the industry, outperforming 64.29% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.48
Quick Ratio 1.47
1N8.DE Yearly Current Assets VS Current Liabilites1N8.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • 1N8 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.43%, which is quite good.
  • The Earnings Per Share has been growing by 31.62% on average over the past years. This is a very strong growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.36%

3.2 Future

  • 1N8 is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.35% yearly.
  • The Revenue is expected to grow by 18.86% on average over the next years. This is quite good.
EPS Next Y26.06%
EPS Next 2Y25.27%
EPS Next 3Y21.61%
EPS Next 5Y18.35%
Revenue Next Year20.71%
Revenue Next 2Y20.45%
Revenue Next 3Y20.14%
Revenue Next 5Y18.86%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
1N8.DE Yearly Revenue VS Estimates1N8.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2B 4B 6B 8B
1N8.DE Yearly EPS VS Estimates1N8.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 20 40 60 80

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 29.52, the valuation of 1N8 can be described as expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
  • 1N8 is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.07, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 23.42, 1N8 is valued on the expensive side.
  • The rest of the industry has a similar Price/Forward Earnings ratio as 1N8.
  • 1N8 is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.05, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 29.52
Fwd PE 23.42
1N8.DE Price Earnings VS Forward Price Earnings1N8.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1N8.
  • Based on the Price/Free Cash Flow ratio, 1N8 is valued a bit cheaper than 76.79% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.34
EV/EBITDA 17.14
1N8.DE Per share data1N8.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • 1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
  • 1N8's earnings are expected to grow with 21.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.13
PEG (5Y)0.93
EPS Next 2Y25.27%
EPS Next 3Y21.61%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for 1N8!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

ADYEN NV

FRA:1N8 (2/27/2026, 7:00:00 PM)

992.4

-5.7 (-0.57%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)08-12
Inst Owners79.02%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap31.30B
Revenue(TTM)N/A
Net Income(TTM)996.51M
Analysts80.95
Price Target1548.79 (56.07%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-16.05%
PT rev (3m)-16.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.23%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)0.04%
Valuation
Industry RankSector Rank
PE 29.52
Fwd PE 23.42
P/S 12.73
P/FCF 8.34
P/OCF 8.12
P/B 6.7
P/tB 6.71
EV/EBITDA 17.14
EPS(TTM)33.62
EY3.39%
EPS(NY)42.38
Fwd EY4.27%
FCF(TTM)118.92
FCFY11.98%
OCF(TTM)122.29
OCFY12.32%
SpS77.99
BVpS148.23
TBVpS147.96
PEG (NY)1.13
PEG (5Y)0.93
Graham Number334.85
Profitability
Industry RankSector Rank
ROA 7.15%
ROE 21.32%
ROCE 20.47%
ROIC 15.3%
ROICexc N/A
ROICexgc N/A
OM 40.52%
PM (TTM) 40.51%
GM 88.47%
FCFM 152.49%
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 0.07
Debt/EBITDA 0.17
Cap/Depr 91.46%
Cap/Sales 4.32%
Interest Coverage 65.58
Cash Conversion 346.59%
Profit Quality 376.4%
Current Ratio 1.48
Quick Ratio 1.47
Altman-Z 3.22
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
EPS Next Y26.06%
EPS Next 2Y25.27%
EPS Next 3Y21.61%
EPS Next 5Y18.35%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.36%
Revenue Next Year20.71%
Revenue Next 2Y20.45%
Revenue Next 3Y20.14%
Revenue Next 5Y18.86%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.19%
EBIT Next 3Y27.9%
EBIT Next 5Y24.34%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%

ADYEN NV / 1N8.DE FAQ

What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?

ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.


Can you provide the valuation status for ADYEN NV?

ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (1N8.DE). This can be considered as Fairly Valued.


How profitable is ADYEN NV (1N8.DE) stock?

ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.


Can you provide the PE and PB ratios for 1N8 stock?

The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 29.52 and the Price/Book (PB) ratio is 6.7.