ADYEN NV (1N8.DE) Stock Fundamental Analysis
FRA:1N8 - Deutsche Boerse Ag - NL0012969182 - Common Stock - Currency: EUR
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. 1N8 gets an excellent profitability rating and is at the same time showing great financial health properties. 1N8 is valied quite expensively at the moment, while it does show a decent growth rate. This makes 1N8 very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year 1N8 was profitable.
In the past year 1N8 had a positive cash flow from operations.
Each year in the past 5 years 1N8 has been profitable.
Each year in the past 5 years 1N8 had a positive operating cash flow.
1.2 Ratios
1N8's Return On Assets of 8.10% is amongst the best of the industry. 1N8 outperforms 80.39% of its industry peers.
Looking at the Return On Equity, with a value of 21.86%, 1N8 belongs to the top of the industry, outperforming 80.39% of the companies in the same industry.
With an excellent Return On Invested Capital value of 15.06%, 1N8 belongs to the best of the industry, outperforming 90.20% of the companies in the same industry.
1N8 had an Average Return On Invested Capital over the past 3 years of 16.46%. This is significantly above the industry average of 10.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 21.86% | ||
| ROIC | 15.06% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
1N8's Profit Margin of 41.07% is amongst the best of the industry. 1N8 outperforms 86.27% of its industry peers.
In the last couple of years the Profit Margin of 1N8 has grown nicely.
With an excellent Operating Margin value of 39.41%, 1N8 belongs to the best of the industry, outperforming 84.31% of the companies in the same industry.
In the last couple of years the Operating Margin of 1N8 has grown nicely.
With an excellent Gross Margin value of 88.61%, 1N8 belongs to the best of the industry, outperforming 92.16% of the companies in the same industry.
In the last couple of years the Gross Margin of 1N8 has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.41% | ||
| PM (TTM) | 41.07% | ||
| GM | 88.61% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1N8 is creating value.
The number of shares outstanding for 1N8 has been increased compared to 1 year ago.
Compared to 5 years ago, 1N8 has more shares outstanding
Compared to 1 year ago, 1N8 has an improved debt to assets ratio.
2.2 Solvency
1N8 has an Altman-Z score of 5.16. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 5.16, 1N8 belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
1N8 has a debt to FCF ratio of 0.14. This is a very positive value and a sign of high solvency as it would only need 0.14 years to pay back of all of its debts.
1N8 has a Debt to FCF ratio of 0.14. This is amongst the best in the industry. 1N8 outperforms 98.04% of its industry peers.
1N8 has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.04, 1N8 belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.14 | ||
| Altman-Z | 5.16 |
ROIC/WACC1.99
WACC7.58%
2.3 Liquidity
A Current Ratio of 1.55 indicates that 1N8 should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.55, 1N8 is doing good in the industry, outperforming 72.55% of the companies in the same industry.
1N8 has a Quick Ratio of 1.54. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of 1N8 (1.54) is better than 78.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.54 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.14% over the past year.
Measured over the past years, 1N8 shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
The Revenue has grown by 20.89% in the past year. This is a very strong growth!
1N8 shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.25% yearly.
EPS 1Y (TTM)32.14%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%23.43%
Revenue 1Y (TTM)20.89%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%22.07%
3.2 Future
The Earnings Per Share is expected to grow by 19.45% on average over the next years. This is quite good.
The Revenue is expected to grow by 19.92% on average over the next years. This is quite good.
EPS Next Y26.6%
EPS Next 2Y26.24%
EPS Next 3Y26.57%
EPS Next 5Y19.45%
Revenue Next Year25.92%
Revenue Next 2Y25.89%
Revenue Next 3Y24.7%
Revenue Next 5Y19.92%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 49.58, which means the current valuation is very expensive for 1N8.
Based on the Price/Earnings ratio, 1N8 is valued a bit more expensive than the industry average as 72.55% of the companies are valued more cheaply.
1N8 is valuated expensively when we compare the Price/Earnings ratio to 28.79, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 39.16, 1N8 can be considered very expensive at the moment.
1N8's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. 1N8 is more expensive than 64.71% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.38. 1N8 is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.58 | ||
| Fwd PE | 39.16 |
4.2 Price Multiples
1N8's Enterprise Value to EBITDA ratio is in line with the industry average.
1N8's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 28.86 | ||
| EV/EBITDA | 36.78 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1N8 does not grow enough to justify the current Price/Earnings ratio.
1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
1N8's earnings are expected to grow with 26.57% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.86
PEG (5Y)1.43
EPS Next 2Y26.24%
EPS Next 3Y26.57%
5. Dividend
5.1 Amount
1N8 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:1N8 (4/25/2025, 7:00:00 PM)
1469.6
+3.6 (+0.25%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners78.71%
Inst Owner ChangeN/A
Ins Owners7.35%
Ins Owner ChangeN/A
Market Cap46.28B
Analysts79.05
Price Target2012.66 (36.95%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.12%
PT rev (3m)17.73%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.92%
EPS NY rev (3m)1.64%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.58 | ||
| Fwd PE | 39.16 | ||
| P/S | 20.54 | ||
| P/FCF | 28.86 | ||
| P/OCF | 27.15 | ||
| P/B | 10.94 | ||
| P/tB | 10.96 | ||
| EV/EBITDA | 36.78 |
EPS(TTM)29.64
EY2.02%
EPS(NY)37.52
Fwd EY2.55%
FCF(TTM)50.92
FCFY3.47%
OCF(TTM)54.14
OCFY3.68%
SpS71.54
BVpS134.38
TBVpS134.11
PEG (NY)1.86
PEG (5Y)1.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 21.86% | ||
| ROCE | 20.14% | ||
| ROIC | 15.06% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 39.41% | ||
| PM (TTM) | 41.07% | ||
| GM | 88.61% | ||
| FCFM | 71.18% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score8
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.14 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 96.92% | ||
| Cap/Sales | 4.49% | ||
| Interest Coverage | 33.2 | ||
| Cash Conversion | 171.8% | ||
| Profit Quality | 173.32% | ||
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.54 | ||
| Altman-Z | 5.16 |
F-Score8
WACC7.58%
ROIC/WACC1.99
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)32.14%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%23.43%
EPS Next Y26.6%
EPS Next 2Y26.24%
EPS Next 3Y26.57%
EPS Next 5Y19.45%
Revenue 1Y (TTM)20.89%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%22.07%
Revenue Next Year25.92%
Revenue Next 2Y25.89%
Revenue Next 3Y24.7%
Revenue Next 5Y19.92%
EBIT growth 1Y35.02%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year46.81%
EBIT Next 3Y35.56%
EBIT Next 5Y26.7%
FCF growth 1Y-10.93%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y-8.84%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%