ADYEN NV (1N8.DE) Fundamental Analysis & Valuation
FRA:1N8 • NL0012969182
Current stock price
986.4 EUR
+30.9 (+3.23%)
Last:
This 1N8.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. 1N8.DE Profitability Analysis
1.1 Basic Checks
- In the past year 1N8 was profitable.
- In the past year 1N8 had a positive cash flow from operations.
- Each year in the past 5 years 1N8 has been profitable.
- Each year in the past 5 years 1N8 had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of 1N8 (8.67%) is better than 87.72% of its industry peers.
- 1N8's Return On Equity of 20.10% is fine compared to the rest of the industry. 1N8 outperforms 78.95% of its industry peers.
- 1N8's Return On Invested Capital of 15.39% is amongst the best of the industry. 1N8 outperforms 89.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.67% | ||
| ROE | 20.1% | ||
| ROIC | 15.39% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 39.77%, 1N8 belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
- 1N8's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 41.54%, 1N8 belongs to the top of the industry, outperforming 82.46% of the companies in the same industry.
- In the last couple of years the Operating Margin of 1N8 has grown nicely.
- 1N8's Gross Margin of 88.49% is amongst the best of the industry. 1N8 outperforms 89.47% of its industry peers.
- In the last couple of years the Gross Margin of 1N8 has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.54% | ||
| PM (TTM) | 39.77% | ||
| GM | 88.49% |
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
2. 1N8.DE Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1N8 is creating value.
- There is no outstanding debt for 1N8. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- 1N8 has an Altman-Z score of 4.20. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
- 1N8 has a better Altman-Z score (4.20) than 80.70% of its industry peers.
- The Debt to FCF ratio of 1N8 is 0.28, which is an excellent value as it means it would take 1N8, only 0.28 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of 1N8 (0.28) is better than 91.23% of its industry peers.
- 1N8 has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
- With an excellent Debt to Equity ratio value of 0.03, 1N8 belongs to the best of the industry, outperforming 85.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.28 | ||
| Altman-Z | 4.2 |
ROIC/WACC2.07
WACC7.45%
2.3 Liquidity
- 1N8 has a Current Ratio of 1.72. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of 1N8 (1.72) is better than 64.91% of its industry peers.
- 1N8 has a Quick Ratio of 1.71. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
- With a decent Quick ratio value of 1.71, 1N8 is doing good in the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.72 | ||
| Quick Ratio | 1.71 |
3. 1N8.DE Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 13.43% over the past year.
- 1N8 shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 31.62% yearly.
- 1N8 shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.60%.
- Measured over the past years, 1N8 shows a decrease in Revenue. The Revenue has been decreasing by -6.01% on average per year.
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%
3.2 Future
- The Earnings Per Share is expected to grow by 19.86% on average over the next years. This is quite good.
- 1N8 is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.31% yearly.
EPS Next Y17.72%
EPS Next 2Y19.89%
EPS Next 3Y20.59%
EPS Next 5Y19.86%
Revenue Next Year18.71%
Revenue Next 2Y19.71%
Revenue Next 3Y19.83%
Revenue Next 5Y19.31%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. 1N8.DE Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 29.34, the valuation of 1N8 can be described as expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
- The average S&P500 Price/Earnings ratio is at 27.95. 1N8 is around the same levels.
- Based on the Price/Forward Earnings ratio of 24.92, the valuation of 1N8 can be described as rather expensive.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of 1N8 indicates a slightly more expensive valuation: 1N8 is more expensive than 61.40% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 38.68, 1N8 is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.34 | ||
| Fwd PE | 24.92 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1N8.
- 1N8's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.4 | ||
| EV/EBITDA | 16.62 |
4.3 Compensation for Growth
- 1N8's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The excellent profitability rating of 1N8 may justify a higher PE ratio.
- 1N8's earnings are expected to grow with 20.59% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.66
PEG (5Y)0.93
EPS Next 2Y19.89%
EPS Next 3Y20.59%
5. 1N8.DE Dividend Analysis
5.1 Amount
- No dividends for 1N8!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
1N8.DE Fundamentals: All Metrics, Ratios and Statistics
FRA:1N8 (4/17/2026, 7:00:00 PM)
986.4
+30.9 (+3.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12 2026-02-12/bmo
Earnings (Next)08-12 2026-08-12
Inst Owners81.34%
Inst Owner ChangeN/A
Ins Owners7.33%
Ins Owner ChangeN/A
Market Cap31.12B
Revenue(TTM)2.67B
Net Income(TTM)1.06B
Analysts81.86
Price Target1490.43 (51.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.77%
PT rev (3m)-19.21%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.88%
EPS NY rev (3m)-6.62%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.15%
Revenue NY rev (3m)-3.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.34 | ||
| Fwd PE | 24.92 | ||
| P/S | 11.65 | ||
| P/FCF | 34.4 | ||
| P/OCF | 30.2 | ||
| P/B | 5.89 | ||
| P/tB | 5.9 | ||
| EV/EBITDA | 16.62 |
EPS(TTM)33.62
EY3.41%
EPS(NY)39.58
Fwd EY4.01%
FCF(TTM)28.67
FCFY2.91%
OCF(TTM)32.66
OCFY3.31%
SpS84.68
BVpS167.53
TBVpS167.29
PEG (NY)1.66
PEG (5Y)0.93
Graham Number355.984 (-63.91%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.67% | ||
| ROE | 20.1% | ||
| ROCE | 20.29% | ||
| ROIC | 15.39% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 41.54% | ||
| PM (TTM) | 39.77% | ||
| GM | 88.49% | ||
| FCFM | 33.86% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
F-Score6
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.28 | ||
| Debt/EBITDA | 0.15 | ||
| Cap/Depr | 92.6% | ||
| Cap/Sales | 4.71% | ||
| Interest Coverage | 56.34 | ||
| Cash Conversion | 82.72% | ||
| Profit Quality | 85.14% | ||
| Current Ratio | 1.72 | ||
| Quick Ratio | 1.71 | ||
| Altman-Z | 4.2 |
F-Score6
WACC7.45%
ROIC/WACC2.07
Cap/Depr(3y)90.38%
Cap/Depr(5y)116.43%
Cap/Sales(3y)4.32%
Cap/Sales(5y)2.99%
Profit Quality(3y)172.09%
Profit Quality(5y)246.58%
High Growth Momentum
Growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
EPS Next Y17.72%
EPS Next 2Y19.89%
EPS Next 3Y20.59%
EPS Next 5Y19.86%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%
Revenue Next Year18.71%
Revenue Next 2Y19.71%
Revenue Next 3Y19.83%
Revenue Next 5Y19.31%
EBIT growth 1Y25.01%
EBIT growth 3Y18.84%
EBIT growth 5Y24.43%
EBIT Next Year35.81%
EBIT Next 3Y27.5%
EBIT Next 5Y24.46%
FCF growth 1Y-43.58%
FCF growth 3Y-22.21%
FCF growth 5Y-1.88%
OCF growth 1Y-39.56%
OCF growth 3Y-20.11%
OCF growth 5Y0.27%
ADYEN NV / 1N8.DE Fundamental Analysis FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
Can you provide the valuation status for ADYEN NV?
ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (1N8.DE). This can be considered as Fairly Valued.
What is the profitability of 1N8 stock?
ADYEN NV (1N8.DE) has a profitability rating of 8 / 10.
How financially healthy is ADYEN NV?
The financial health rating of ADYEN NV (1N8.DE) is 7 / 10.