ADYEN NV (1N8.DE) Fundamental Analysis & Valuation

FRA:1N8NL0012969182

Current stock price

876.1 EUR
+8.1 (+0.93%)
Last:

This 1N8.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. 1N8.DE Profitability Analysis

1.1 Basic Checks

  • 1N8 had positive earnings in the past year.
  • In the past year 1N8 had a positive cash flow from operations.
  • Each year in the past 5 years 1N8 has been profitable.
  • 1N8 had a positive operating cash flow in each of the past 5 years.
1N8.DE Yearly Net Income VS EBIT VS OCF VS FCF1N8.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.67%, 1N8 belongs to the top of the industry, outperforming 87.93% of the companies in the same industry.
  • 1N8 has a better Return On Equity (20.10%) than 79.31% of its industry peers.
  • The Return On Invested Capital of 1N8 (15.39%) is better than 89.66% of its industry peers.
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROIC 15.39%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1N8.DE Yearly ROA, ROE, ROIC1N8.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • 1N8's Profit Margin of 39.77% is amongst the best of the industry. 1N8 outperforms 82.76% of its industry peers.
  • In the last couple of years the Profit Margin of 1N8 has grown nicely.
  • 1N8's Operating Margin of 41.54% is amongst the best of the industry. 1N8 outperforms 82.76% of its industry peers.
  • 1N8's Operating Margin has improved in the last couple of years.
  • The Gross Margin of 1N8 (88.49%) is better than 89.66% of its industry peers.
  • In the last couple of years the Gross Margin of 1N8 has grown nicely.
Industry RankSector Rank
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
1N8.DE Yearly Profit, Operating, Gross Margins1N8.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

7

2. 1N8.DE Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1N8 is creating value.
  • There is no outstanding debt for 1N8. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
1N8.DE Yearly Shares Outstanding1N8.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
1N8.DE Yearly Total Debt VS Total Assets1N8.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • 1N8 has an Altman-Z score of 3.90. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.90, 1N8 belongs to the top of the industry, outperforming 82.76% of the companies in the same industry.
  • 1N8 has a debt to FCF ratio of 0.28. This is a very positive value and a sign of high solvency as it would only need 0.28 years to pay back of all of its debts.
  • 1N8 has a better Debt to FCF ratio (0.28) than 93.10% of its industry peers.
  • 1N8 has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
  • 1N8 has a Debt to Equity ratio of 0.03. This is amongst the best in the industry. 1N8 outperforms 86.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Altman-Z 3.9
ROIC/WACC2.06
WACC7.46%
1N8.DE Yearly LT Debt VS Equity VS FCF1N8.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • 1N8 has a Current Ratio of 1.72. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 1.72, 1N8 is doing good in the industry, outperforming 67.24% of the companies in the same industry.
  • A Quick Ratio of 1.71 indicates that 1N8 should not have too much problems paying its short term obligations.
  • The Quick ratio of 1N8 (1.71) is better than 72.41% of its industry peers.
Industry RankSector Rank
Current Ratio 1.72
Quick Ratio 1.71
1N8.DE Yearly Current Assets VS Current Liabilites1N8.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

6

3. 1N8.DE Growth Analysis

3.1 Past

  • 1N8 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.43%, which is quite good.
  • 1N8 shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 31.62% yearly.
  • 1N8 shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.60%.
  • 1N8 shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.01% yearly.
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%

3.2 Future

  • The Earnings Per Share is expected to grow by 19.86% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 19.31% on average over the next years. This is quite good.
EPS Next Y19.98%
EPS Next 2Y21.16%
EPS Next 3Y20.82%
EPS Next 5Y19.86%
Revenue Next Year20.1%
Revenue Next 2Y20.03%
Revenue Next 3Y19.92%
Revenue Next 5Y19.31%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
1N8.DE Yearly Revenue VS Estimates1N8.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2B 4B 6B 8B
1N8.DE Yearly EPS VS Estimates1N8.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 20 40 60 80 100

4

4. 1N8.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 26.06, 1N8 can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 25.54, 1N8 is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 21.72, the valuation of 1N8 can be described as rather expensive.
  • 1N8's Price/Forward Earnings ratio is in line with the industry average.
  • 1N8's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.70.
Industry RankSector Rank
PE 26.06
Fwd PE 21.72
1N8.DE Price Earnings VS Forward Price Earnings1N8.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1N8 is on the same level as its industry peers.
  • 1N8's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 30.55
EV/EBITDA 13.82
1N8.DE Per share data1N8.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • 1N8's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of 1N8 may justify a higher PE ratio.
  • A more expensive valuation may be justified as 1N8's earnings are expected to grow with 20.82% in the coming years.
PEG (NY)1.3
PEG (5Y)0.82
EPS Next 2Y21.16%
EPS Next 3Y20.82%

0

5. 1N8.DE Dividend Analysis

5.1 Amount

  • 1N8 does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

1N8.DE Fundamentals: All Metrics, Ratios and Statistics

ADYEN NV

FRA:1N8 (3/20/2026, 7:00:00 PM)

876.1

+8.1 (+0.93%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)08-12
Inst Owners80.32%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap27.63B
Revenue(TTM)2.67B
Net Income(TTM)1.06B
Analysts81.4
Price Target1548.79 (76.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.79%
PT rev (3m)-16.04%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.83%
EPS NY rev (3m)-5.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.22%
Revenue NY rev (3m)-2.22%
Valuation
Industry RankSector Rank
PE 26.06
Fwd PE 21.72
P/S 10.34
P/FCF 30.55
P/OCF 26.82
P/B 5.23
P/tB 5.24
EV/EBITDA 13.82
EPS(TTM)33.62
EY3.84%
EPS(NY)40.34
Fwd EY4.6%
FCF(TTM)28.68
FCFY3.27%
OCF(TTM)32.67
OCFY3.73%
SpS84.71
BVpS167.58
TBVpS167.34
PEG (NY)1.3
PEG (5Y)0.82
Graham Number356.04
Profitability
Industry RankSector Rank
ROA 8.67%
ROE 20.1%
ROCE 20.29%
ROIC 15.39%
ROICexc N/A
ROICexgc N/A
OM 41.54%
PM (TTM) 39.77%
GM 88.49%
FCFM 33.86%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y77.72%
OM growth 5Y32.38%
PM growth 3Y84.69%
PM growth 5Y40.87%
GM growth 3Y81.15%
GM growth 5Y36.33%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF 0.28
Debt/EBITDA 0.15
Cap/Depr 92.6%
Cap/Sales 4.71%
Interest Coverage 56.34
Cash Conversion 82.72%
Profit Quality 85.14%
Current Ratio 1.72
Quick Ratio 1.71
Altman-Z 3.9
F-Score6
WACC7.46%
ROIC/WACC2.06
Cap/Depr(3y)90.38%
Cap/Depr(5y)116.43%
Cap/Sales(3y)4.32%
Cap/Sales(5y)2.99%
Profit Quality(3y)172.09%
Profit Quality(5y)246.58%
High Growth Momentum
Growth
EPS 1Y (TTM)13.43%
EPS 3Y22.77%
EPS 5Y31.62%
EPS Q2Q%11.58%
EPS Next Y19.98%
EPS Next 2Y21.16%
EPS Next 3Y20.82%
EPS Next 5Y19.86%
Revenue 1Y (TTM)18.6%
Revenue growth 3Y-33.13%
Revenue growth 5Y-6.01%
Sales Q2Q%17.36%
Revenue Next Year20.1%
Revenue Next 2Y20.03%
Revenue Next 3Y19.92%
Revenue Next 5Y19.31%
EBIT growth 1Y25.01%
EBIT growth 3Y18.84%
EBIT growth 5Y24.43%
EBIT Next Year37.29%
EBIT Next 3Y27.6%
EBIT Next 5Y24.46%
FCF growth 1Y-43.58%
FCF growth 3Y-22.21%
FCF growth 5Y-1.88%
OCF growth 1Y-39.56%
OCF growth 3Y-20.11%
OCF growth 5Y0.27%

ADYEN NV / 1N8.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?

ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.


Can you provide the valuation status for ADYEN NV?

ChartMill assigns a valuation rating of 4 / 10 to ADYEN NV (1N8.DE). This can be considered as Fairly Valued.


How profitable is ADYEN NV (1N8.DE) stock?

ADYEN NV (1N8.DE) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for 1N8 stock?

The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 26.06 and the Price/Book (PB) ratio is 5.23.