INVESTOR AB-B SHS (1INVEB.MI) Stock Fundamental Analysis
Europe - BIT:1INVEB - SE0015811963 - Common Stock
26.435 EUR
+1.21 (+4.8%)
Taking everything into account, 1INVEB scores 4 out of 10 in our fundamental rating. 1INVEB was compared to 50 industry peers in the Financial Services industry. 1INVEB has an excellent financial health rating, but there are some minor concerns on its profitability. 1INVEB has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year 1INVEB was profitable.
In the past year 1INVEB had a positive cash flow from operations.
1INVEB had positive earnings in 4 of the past 5 years.
In the past 5 years 1INVEB always reported a positive cash flow from operatings.
1.2 Ratios
1INVEB has a Return On Assets (2.45%) which is comparable to the rest of the industry.
1INVEB's Return On Equity of 2.85% is in line compared to the rest of the industry. 1INVEB outperforms 42.00% of its industry peers.
1INVEB has a worse Return On Invested Capital (2.02%) than 62.00% of its industry peers.
1INVEB had an Average Return On Invested Capital over the past 3 years of 2.03%. This is significantly below the industry average of 9.85%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROIC | 2.02% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
1.3 Margins
1INVEB has a Profit Margin of 29.22%. This is in the better half of the industry: 1INVEB outperforms 76.00% of its industry peers.
1INVEB's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 31.40%, 1INVEB is doing good in the industry, outperforming 72.00% of the companies in the same industry.
In the last couple of years the Operating Margin of 1INVEB has declined.
1INVEB's Gross Margin of 58.83% is in line compared to the rest of the industry. 1INVEB outperforms 60.00% of its industry peers.
1INVEB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% |
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 1INVEB is destroying value.
Compared to 1 year ago, 1INVEB has about the same amount of shares outstanding.
The number of shares outstanding for 1INVEB remains at a similar level compared to 5 years ago.
The debt/assets ratio for 1INVEB has been reduced compared to a year ago.
2.2 Solvency
1INVEB has an Altman-Z score of 5.40. This indicates that 1INVEB is financially healthy and has little risk of bankruptcy at the moment.
1INVEB's Altman-Z score of 5.40 is amongst the best of the industry. 1INVEB outperforms 84.00% of its industry peers.
1INVEB has a debt to FCF ratio of 5.03. This is a neutral value as 1INVEB would need 5.03 years to pay back of all of its debts.
1INVEB has a Debt to FCF ratio of 5.03. This is in the better half of the industry: 1INVEB outperforms 64.00% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that 1INVEB is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.12, 1INVEB is doing good in the industry, outperforming 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Altman-Z | 5.4 |
ROIC/WACC0.34
WACC5.98%
2.3 Liquidity
1INVEB has a Current Ratio of 2.98. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of 1INVEB (2.98) is better than 82.00% of its industry peers.
1INVEB has a Quick Ratio of 2.42. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
1INVEB's Quick ratio of 2.42 is amongst the best of the industry. 1INVEB outperforms 82.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
The earnings per share for 1INVEB have decreased strongly by -87.10% in the last year.
The Earnings Per Share has been growing slightly by 2.26% on average over the past years.
1INVEB shows a small growth in Revenue. In the last year, the Revenue has grown by 3.97%.
Measured over the past years, 1INVEB shows a small growth in Revenue. The Revenue has been growing by 4.67% on average per year.
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
3.2 Future
The Earnings Per Share is expected to grow by 7.68% on average over the next years.
1INVEB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.65% yearly.
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 38.31, which means the current valuation is very expensive for 1INVEB.
1INVEB's Price/Earnings ratio is a bit more expensive when compared to the industry. 1INVEB is more expensive than 60.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.13. 1INVEB is valued slightly more expensive when compared to this.
1INVEB is valuated correctly with a Price/Forward Earnings ratio of 13.65.
The rest of the industry has a similar Price/Forward Earnings ratio as 1INVEB.
The average S&P500 Price/Forward Earnings ratio is at 22.35. 1INVEB is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, 1INVEB is valued a bit more expensive than the industry average as 64.00% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 45.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)16.95
EPS Next 2Y5.95%
EPS Next 3Y7.68%
5. Dividend
5.1 Amount
1INVEB has a Yearly Dividend Yield of 1.79%.
Compared to an average industry Dividend Yield of 3.30, 1INVEB has a dividend in line with its industry peers.
Compared to the average S&P500 Dividend Yield of 2.39, 1INVEB is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
The dividend of 1INVEB is nicely growing with an annual growth rate of 8.11%!
Dividend Growth(5Y)8.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
64.90% of the earnings are spent on dividend by 1INVEB. This is not a sustainable payout ratio.
The dividend of 1INVEB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP64.9%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
BIT:1INVEB (8/26/2025, 7:00:00 PM)
26.435
+1.21 (+4.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.42%
Inst Owner ChangeN/A
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap81.12B
Revenue(TTM)79.97B
Net Income(TTM)23.37B
Analysts75.38
Price Target29.37 (11.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.44
Dividend Growth(5Y)8.11%
DP64.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.43%
PT rev (3m)-5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)184.39%
EPS NY rev (3m)184.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.54%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 | ||
| P/S | 11.16 | ||
| P/FCF | 45.35 | ||
| P/OCF | 36.76 | ||
| P/B | 1.09 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.69
EY2.61%
EPS(NY)1.94
Fwd EY7.33%
FCF(TTM)0.58
FCFY2.21%
OCF(TTM)0.72
OCFY2.72%
SpS2.37
BVpS24.27
TBVpS21.16
PEG (NY)N/A
PEG (5Y)16.95
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROCE | 2.69% | ||
| ROIC | 2.02% | ||
| ROICexc | 2.09% | ||
| ROICexgc | 2.37% | ||
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% | ||
| FCFM | 24.61% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
ROICexc(3y)2.11%
ROICexc(5y)2.2%
ROICexgc(3y)2.43%
ROICexgc(5y)2.52%
ROCE(3y)2.71%
ROCE(5y)2.82%
ROICexgc growth 3Y-7.35%
ROICexgc growth 5Y-12.44%
ROICexc growth 3Y-7.36%
ROICexc growth 5Y-12.06%
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 5.75% | ||
| Interest Coverage | -5.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.22% | ||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 5.4 |
F-Score6
WACC5.98%
ROIC/WACC0.34
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.63%
Cap/Sales(5y)5.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y11.98%
EBIT growth 3Y-2.13%
EBIT growth 5Y-0.43%
EBIT Next Year-105.49%
EBIT Next 3Y-2%
EBIT Next 5YN/A
FCF growth 1Y21.44%
FCF growth 3Y22.37%
FCF growth 5Y9.01%
OCF growth 1Y24.41%
OCF growth 3Y18.27%
OCF growth 5Y10.15%
INVESTOR AB-B SHS / 1INVEB.MI FAQ
What is the ChartMill fundamental rating of INVESTOR AB-B SHS (1INVEB.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1INVEB.MI.
What is the valuation status for 1INVEB stock?
ChartMill assigns a valuation rating of 2 / 10 to INVESTOR AB-B SHS (1INVEB.MI). This can be considered as Overvalued.
How profitable is INVESTOR AB-B SHS (1INVEB.MI) stock?
INVESTOR AB-B SHS (1INVEB.MI) has a profitability rating of 5 / 10.
What are the PE and PB ratios of INVESTOR AB-B SHS (1INVEB.MI) stock?
The Price/Earnings (PE) ratio for INVESTOR AB-B SHS (1INVEB.MI) is 38.31 and the Price/Book (PB) ratio is 1.09.
Can you provide the expected EPS growth for 1INVEB stock?
The Earnings per Share (EPS) of INVESTOR AB-B SHS (1INVEB.MI) is expected to decline by -34.32% in the next year.