INVESTOR AB-B SHS (1INVEB.MI) Stock Fundamental Analysis
Europe - BIT:1INVEB - SE0015811963 - Common Stock
26.435 EUR
+1.21 (+4.8%)
Taking everything into account, 1INVEB scores 4 out of 10 in our fundamental rating. 1INVEB was compared to 46 industry peers in the Financial Services industry. 1INVEB has an excellent financial health rating, but there are some minor concerns on its profitability. 1INVEB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
1INVEB had positive earnings in the past year.
1INVEB had a positive operating cash flow in the past year.
1INVEB had positive earnings in 4 of the past 5 years.
Each year in the past 5 years 1INVEB had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.45%, 1INVEB is in line with its industry, outperforming 56.00% of the companies in the same industry.
1INVEB has a Return On Equity of 2.85%. This is comparable to the rest of the industry: 1INVEB outperforms 42.00% of its industry peers.
The Return On Invested Capital of 1INVEB (2.02%) is worse than 62.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1INVEB is significantly below the industry average of 10.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROIC | 2.02% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
1.3 Margins
1INVEB has a better Profit Margin (29.22%) than 76.00% of its industry peers.
1INVEB's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 31.40%, 1INVEB is in the better half of the industry, outperforming 72.00% of the companies in the same industry.
1INVEB's Operating Margin has declined in the last couple of years.
The Gross Margin of 1INVEB (58.83%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of 1INVEB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% |
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 1INVEB is destroying value.
The number of shares outstanding for 1INVEB remains at a similar level compared to 1 year ago.
1INVEB has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for 1INVEB has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 5.40 indicates that 1INVEB is not in any danger for bankruptcy at the moment.
The Altman-Z score of 1INVEB (5.40) is better than 84.00% of its industry peers.
The Debt to FCF ratio of 1INVEB is 5.03, which is a neutral value as it means it would take 1INVEB, 5.03 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 5.03, 1INVEB is in the better half of the industry, outperforming 64.00% of the companies in the same industry.
A Debt/Equity ratio of 0.12 indicates that 1INVEB is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.12, 1INVEB is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Altman-Z | 5.4 |
ROIC/WACC0.34
WACC5.98%
2.3 Liquidity
1INVEB has a Current Ratio of 2.98. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.98, 1INVEB belongs to the top of the industry, outperforming 82.00% of the companies in the same industry.
1INVEB has a Quick Ratio of 2.42. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of 1INVEB (2.42) is better than 82.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
The earnings per share for 1INVEB have decreased strongly by -87.10% in the last year.
Measured over the past 5 years, 1INVEB shows a small growth in Earnings Per Share. The EPS has been growing by 2.26% on average per year.
The Revenue has been growing slightly by 3.97% in the past year.
The Revenue has been growing slightly by 4.67% on average over the past years.
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
3.2 Future
The Earnings Per Share is expected to grow by 7.68% on average over the next years.
1INVEB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.65% yearly.
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
1INVEB is valuated quite expensively with a Price/Earnings ratio of 38.31.
Based on the Price/Earnings ratio, 1INVEB is valued a bit more expensive than 60.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of 1INVEB to the average of the S&P500 Index (27.20), we can say 1INVEB is valued slightly more expensively.
A Price/Forward Earnings ratio of 13.65 indicates a correct valuation of 1INVEB.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1INVEB is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of 1INVEB to the average of the S&P500 Index (22.70), we can say 1INVEB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 |
4.2 Price Multiples
64.00% of the companies in the same industry are cheaper than 1INVEB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 45.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)16.95
EPS Next 2Y5.95%
EPS Next 3Y7.68%
5. Dividend
5.1 Amount
1INVEB has a Yearly Dividend Yield of 1.79%.
Compared to an average industry Dividend Yield of 3.73, 1INVEB has a dividend in line with its industry peers.
Compared to the average S&P500 Dividend Yield of 2.38, 1INVEB is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
The dividend of 1INVEB is nicely growing with an annual growth rate of 8.11%!
Dividend Growth(5Y)8.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
1INVEB pays out 64.90% of its income as dividend. This is not a sustainable payout ratio.
The dividend of 1INVEB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP64.9%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
BIT:1INVEB (8/26/2025, 7:00:00 PM)
26.435
+1.21 (+4.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.42%
Inst Owner ChangeN/A
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap81.12B
Analysts75.38
Price Target29.37 (11.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.44
Dividend Growth(5Y)8.11%
DP64.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.43%
PT rev (3m)-5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)184.39%
EPS NY rev (3m)184.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.54%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 | ||
| P/S | 11.16 | ||
| P/FCF | 45.35 | ||
| P/OCF | 36.76 | ||
| P/B | 1.09 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.69
EY2.61%
EPS(NY)1.94
Fwd EY7.33%
FCF(TTM)0.58
FCFY2.21%
OCF(TTM)0.72
OCFY2.72%
SpS2.37
BVpS24.27
TBVpS21.16
PEG (NY)N/A
PEG (5Y)16.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROCE | 2.69% | ||
| ROIC | 2.02% | ||
| ROICexc | 2.09% | ||
| ROICexgc | 2.37% | ||
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% | ||
| FCFM | 24.61% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
ROICexc(3y)2.11%
ROICexc(5y)2.2%
ROICexgc(3y)2.43%
ROICexgc(5y)2.52%
ROCE(3y)2.71%
ROCE(5y)2.82%
ROICexcg growth 3Y-7.35%
ROICexcg growth 5Y-12.44%
ROICexc growth 3Y-7.36%
ROICexc growth 5Y-12.06%
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 5.75% | ||
| Interest Coverage | -5.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.22% | ||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 5.4 |
F-Score6
WACC5.98%
ROIC/WACC0.34
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.63%
Cap/Sales(5y)5.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y11.98%
EBIT growth 3Y-2.13%
EBIT growth 5Y-0.43%
EBIT Next Year-105.49%
EBIT Next 3Y-2%
EBIT Next 5YN/A
FCF growth 1Y21.44%
FCF growth 3Y22.37%
FCF growth 5Y9.01%
OCF growth 1Y24.41%
OCF growth 3Y18.27%
OCF growth 5Y10.15%