INVESTOR AB-B SHS (1INVEB.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INVEB - SE0015811963 - Common Stock
30.675 EUR
+5.45 (+21.61%)
1INVEB gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 58 industry peers in the Financial Services industry. 1INVEB is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. 1INVEB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
1INVEB had positive earnings in the past year.
In the past year 1INVEB had a positive cash flow from operations.
Of the past 5 years 1INVEB 4 years were profitable.
Each year in the past 5 years 1INVEB had a positive operating cash flow.
1.2 Ratios
The Return On Assets of 1INVEB (2.45%) is comparable to the rest of the industry.
1INVEB has a Return On Equity of 2.85%. This is comparable to the rest of the industry: 1INVEB outperforms 42.00% of its industry peers.
The Return On Invested Capital of 1INVEB (2.02%) is worse than 62.00% of its industry peers.
1INVEB had an Average Return On Invested Capital over the past 3 years of 2.03%. This is significantly below the industry average of 9.69%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROIC | 2.02% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
1.3 Margins
Looking at the Profit Margin, with a value of 29.22%, 1INVEB is in the better half of the industry, outperforming 76.00% of the companies in the same industry.
1INVEB's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 31.40%, 1INVEB is in the better half of the industry, outperforming 72.00% of the companies in the same industry.
In the last couple of years the Operating Margin of 1INVEB has declined.
Looking at the Gross Margin, with a value of 58.83%, 1INVEB is in line with its industry, outperforming 60.00% of the companies in the same industry.
In the last couple of years the Gross Margin of 1INVEB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% |
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
2. Health
2.1 Basic Checks
1INVEB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for 1INVEB remains at a similar level compared to 1 year ago.
Compared to 5 years ago, 1INVEB has about the same amount of shares outstanding.
1INVEB has a better debt/assets ratio than last year.
2.2 Solvency
1INVEB has an Altman-Z score of 5.40. This indicates that 1INVEB is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of 1INVEB (5.40) is better than 84.00% of its industry peers.
The Debt to FCF ratio of 1INVEB is 5.03, which is a neutral value as it means it would take 1INVEB, 5.03 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1INVEB (5.03) is better than 64.00% of its industry peers.
1INVEB has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.12, 1INVEB is doing good in the industry, outperforming 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Altman-Z | 5.4 |
ROIC/WACC0.34
WACC5.98%
2.3 Liquidity
A Current Ratio of 2.98 indicates that 1INVEB has no problem at all paying its short term obligations.
1INVEB has a Current ratio of 2.98. This is amongst the best in the industry. 1INVEB outperforms 82.00% of its industry peers.
1INVEB has a Quick Ratio of 2.42. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.42, 1INVEB belongs to the top of the industry, outperforming 82.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
1INVEB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -87.10%.
The Earnings Per Share has been growing slightly by 2.26% on average over the past years.
1INVEB shows a small growth in Revenue. In the last year, the Revenue has grown by 3.97%.
1INVEB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.67% yearly.
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
3.2 Future
Based on estimates for the next years, 1INVEB will show a small growth in Earnings Per Share. The EPS will grow by 7.68% on average per year.
The Revenue is expected to grow by 3.65% on average over the next years.
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
1INVEB is valuated quite expensively with a Price/Earnings ratio of 44.46.
Based on the Price/Earnings ratio, 1INVEB is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 27.19, 1INVEB is valued quite expensively.
Based on the Price/Forward Earnings ratio of 15.84, the valuation of 1INVEB can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1INVEB is on the same level as its industry peers.
1INVEB is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.46 | ||
| Fwd PE | 15.84 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, 1INVEB is valued a bit more expensive than 64.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 52.62 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)19.67
EPS Next 2Y5.95%
EPS Next 3Y7.68%
5. Dividend
5.1 Amount
1INVEB has a Yearly Dividend Yield of 1.79%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.04, 1INVEB has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 1.94, 1INVEB has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
On average, the dividend of 1INVEB grows each year by 8.11%, which is quite nice.
Dividend Growth(5Y)8.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
64.90% of the earnings are spent on dividend by 1INVEB. This is not a sustainable payout ratio.
The dividend of 1INVEB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP64.9%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
BIT:1INVEB (1/5/2026, 7:00:00 PM)
30.675
+5.45 (+21.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.42%
Inst Owner ChangeN/A
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap94.13B
Revenue(TTM)79.97B
Net Income(TTM)23.37B
Analysts75.38
Price Target29.37 (-4.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.44
Dividend Growth(5Y)8.11%
DP64.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.43%
PT rev (3m)-5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)184.39%
EPS NY rev (3m)184.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.54%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.46 | ||
| Fwd PE | 15.84 | ||
| P/S | 12.95 | ||
| P/FCF | 52.62 | ||
| P/OCF | 42.65 | ||
| P/B | 1.26 | ||
| P/tB | 1.45 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.69
EY2.25%
EPS(NY)1.94
Fwd EY6.31%
FCF(TTM)0.58
FCFY1.9%
OCF(TTM)0.72
OCFY2.34%
SpS2.37
BVpS24.27
TBVpS21.16
PEG (NY)N/A
PEG (5Y)19.67
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROCE | 2.69% | ||
| ROIC | 2.02% | ||
| ROICexc | 2.09% | ||
| ROICexgc | 2.37% | ||
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% | ||
| FCFM | 24.61% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
ROICexc(3y)2.11%
ROICexc(5y)2.2%
ROICexgc(3y)2.43%
ROICexgc(5y)2.52%
ROCE(3y)2.71%
ROCE(5y)2.82%
ROICexgc growth 3Y-7.35%
ROICexgc growth 5Y-12.44%
ROICexc growth 3Y-7.36%
ROICexc growth 5Y-12.06%
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 5.75% | ||
| Interest Coverage | -5.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.22% | ||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 5.4 |
F-Score6
WACC5.98%
ROIC/WACC0.34
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.63%
Cap/Sales(5y)5.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y11.98%
EBIT growth 3Y-2.13%
EBIT growth 5Y-0.43%
EBIT Next Year-105.49%
EBIT Next 3Y-2%
EBIT Next 5YN/A
FCF growth 1Y21.44%
FCF growth 3Y22.37%
FCF growth 5Y9.01%
OCF growth 1Y24.41%
OCF growth 3Y18.27%
OCF growth 5Y10.15%
INVESTOR AB-B SHS / 1INVEB.MI FAQ
What is the ChartMill fundamental rating of INVESTOR AB-B SHS (1INVEB.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1INVEB.MI.
Can you provide the valuation status for INVESTOR AB-B SHS?
ChartMill assigns a valuation rating of 2 / 10 to INVESTOR AB-B SHS (1INVEB.MI). This can be considered as Overvalued.
How profitable is INVESTOR AB-B SHS (1INVEB.MI) stock?
INVESTOR AB-B SHS (1INVEB.MI) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for 1INVEB stock?
The Price/Earnings (PE) ratio for INVESTOR AB-B SHS (1INVEB.MI) is 44.46 and the Price/Book (PB) ratio is 1.26.
What is the financial health of INVESTOR AB-B SHS (1INVEB.MI) stock?
The financial health rating of INVESTOR AB-B SHS (1INVEB.MI) is 8 / 10.