INVESTOR AB-B SHS (1INVEB.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INVEB - SE0015811963 - Common Stock
26.435 EUR
+1.21 (+4.8%)
Taking everything into account, 1INVEB scores 4 out of 10 in our fundamental rating. 1INVEB was compared to 57 industry peers in the Financial Services industry. While 1INVEB has a great health rating, its profitability is only average at the moment. 1INVEB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
1INVEB had positive earnings in the past year.
1INVEB had a positive operating cash flow in the past year.
Of the past 5 years 1INVEB 4 years were profitable.
Each year in the past 5 years 1INVEB had a positive operating cash flow.
1.2 Ratios
1INVEB has a Return On Assets (2.45%) which is in line with its industry peers.
1INVEB has a Return On Equity (2.85%) which is in line with its industry peers.
1INVEB has a worse Return On Invested Capital (2.02%) than 62.00% of its industry peers.
1INVEB had an Average Return On Invested Capital over the past 3 years of 2.03%. This is significantly below the industry average of 11.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROIC | 2.02% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
1.3 Margins
With a decent Profit Margin value of 29.22%, 1INVEB is doing good in the industry, outperforming 76.00% of the companies in the same industry.
1INVEB's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 31.40%, 1INVEB is in the better half of the industry, outperforming 72.00% of the companies in the same industry.
In the last couple of years the Operating Margin of 1INVEB has declined.
1INVEB has a Gross Margin of 58.83%. This is comparable to the rest of the industry: 1INVEB outperforms 60.00% of its industry peers.
In the last couple of years the Gross Margin of 1INVEB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% |
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
2. Health
2.1 Basic Checks
1INVEB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
1INVEB has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, 1INVEB has about the same amount of shares outstanding.
The debt/assets ratio for 1INVEB has been reduced compared to a year ago.
2.2 Solvency
1INVEB has an Altman-Z score of 5.40. This indicates that 1INVEB is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.40, 1INVEB belongs to the top of the industry, outperforming 84.00% of the companies in the same industry.
1INVEB has a debt to FCF ratio of 5.03. This is a neutral value as 1INVEB would need 5.03 years to pay back of all of its debts.
The Debt to FCF ratio of 1INVEB (5.03) is better than 64.00% of its industry peers.
A Debt/Equity ratio of 0.12 indicates that 1INVEB is not too dependend on debt financing.
The Debt to Equity ratio of 1INVEB (0.12) is better than 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Altman-Z | 5.4 |
ROIC/WACC0.34
WACC5.98%
2.3 Liquidity
1INVEB has a Current Ratio of 2.98. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
1INVEB has a Current ratio of 2.98. This is amongst the best in the industry. 1INVEB outperforms 82.00% of its industry peers.
1INVEB has a Quick Ratio of 2.42. This indicates that 1INVEB is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.42, 1INVEB belongs to the top of the industry, outperforming 82.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
1INVEB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -87.10%.
The Earnings Per Share has been growing slightly by 2.26% on average over the past years.
1INVEB shows a small growth in Revenue. In the last year, the Revenue has grown by 3.97%.
1INVEB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.67% yearly.
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
3.2 Future
The Earnings Per Share is expected to grow by 7.68% on average over the next years.
1INVEB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.65% yearly.
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
1INVEB is valuated quite expensively with a Price/Earnings ratio of 38.31.
1INVEB's Price/Earnings ratio is a bit more expensive when compared to the industry. 1INVEB is more expensive than 60.00% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.22, 1INVEB is valued a bit more expensive.
Based on the Price/Forward Earnings ratio of 13.65, the valuation of 1INVEB can be described as correct.
1INVEB's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.58, 1INVEB is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, 1INVEB is valued a bit more expensive than the industry average as 64.00% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 45.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)16.95
EPS Next 2Y5.95%
EPS Next 3Y7.68%
5. Dividend
5.1 Amount
1INVEB has a Yearly Dividend Yield of 1.79%.
Compared to an average industry Dividend Yield of 1.97, 1INVEB has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 1.87, 1INVEB has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
On average, the dividend of 1INVEB grows each year by 8.11%, which is quite nice.
Dividend Growth(5Y)8.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
64.90% of the earnings are spent on dividend by 1INVEB. This is not a sustainable payout ratio.
1INVEB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP64.9%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
BIT:1INVEB (8/26/2025, 7:00:00 PM)
26.435
+1.21 (+4.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners44.42%
Inst Owner ChangeN/A
Ins Owners0.15%
Ins Owner ChangeN/A
Market Cap81.12B
Revenue(TTM)79.97B
Net Income(TTM)23.37B
Analysts75.38
Price Target29.37 (11.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend0.44
Dividend Growth(5Y)8.11%
DP64.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.43%
PT rev (3m)-5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)184.39%
EPS NY rev (3m)184.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.54%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.31 | ||
| Fwd PE | 13.65 | ||
| P/S | 11.16 | ||
| P/FCF | 45.35 | ||
| P/OCF | 36.76 | ||
| P/B | 1.09 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.69
EY2.61%
EPS(NY)1.94
Fwd EY7.33%
FCF(TTM)0.58
FCFY2.21%
OCF(TTM)0.72
OCFY2.72%
SpS2.37
BVpS24.27
TBVpS21.16
PEG (NY)N/A
PEG (5Y)16.95
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.45% | ||
| ROE | 2.85% | ||
| ROCE | 2.69% | ||
| ROIC | 2.02% | ||
| ROICexc | 2.09% | ||
| ROICexgc | 2.37% | ||
| OM | 31.4% | ||
| PM (TTM) | 29.22% | ||
| GM | 58.83% | ||
| FCFM | 24.61% |
ROA(3y)5.58%
ROA(5y)10.93%
ROE(3y)6.4%
ROE(5y)12.81%
ROIC(3y)2.03%
ROIC(5y)2.12%
ROICexc(3y)2.11%
ROICexc(5y)2.2%
ROICexgc(3y)2.43%
ROICexgc(5y)2.52%
ROCE(3y)2.71%
ROCE(5y)2.82%
ROICexgc growth 3Y-7.35%
ROICexgc growth 5Y-12.44%
ROICexc growth 3Y-7.36%
ROICexc growth 5Y-12.06%
OM growth 3Y-9.17%
OM growth 5Y-4.87%
PM growth 3Y-26.49%
PM growth 5Y-2.27%
GM growth 3Y-3.62%
GM growth 5Y-0.88%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 5.03 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 5.75% | ||
| Interest Coverage | -5.52 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.22% | ||
| Current Ratio | 2.98 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 5.4 |
F-Score6
WACC5.98%
ROIC/WACC0.34
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.63%
Cap/Sales(5y)5.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-87.1%
EPS 3Y-20.79%
EPS 5Y2.26%
EPS Q2Q%-30.51%
EPS Next Y-34.32%
EPS Next 2Y5.95%
EPS Next 3Y7.68%
EPS Next 5YN/A
Revenue 1Y (TTM)3.97%
Revenue growth 3Y7.75%
Revenue growth 5Y4.67%
Sales Q2Q%25.04%
Revenue Next Year2.92%
Revenue Next 2Y1.93%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y11.98%
EBIT growth 3Y-2.13%
EBIT growth 5Y-0.43%
EBIT Next Year-105.49%
EBIT Next 3Y-2%
EBIT Next 5YN/A
FCF growth 1Y21.44%
FCF growth 3Y22.37%
FCF growth 5Y9.01%
OCF growth 1Y24.41%
OCF growth 3Y18.27%
OCF growth 5Y10.15%
INVESTOR AB-B SHS / 1INVEB.MI FAQ
What is the ChartMill fundamental rating of INVESTOR AB-B SHS (1INVEB.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1INVEB.MI.
What is the valuation status for 1INVEB stock?
ChartMill assigns a valuation rating of 2 / 10 to INVESTOR AB-B SHS (1INVEB.MI). This can be considered as Overvalued.
How profitable is INVESTOR AB-B SHS (1INVEB.MI) stock?
INVESTOR AB-B SHS (1INVEB.MI) has a profitability rating of 5 / 10.
What are the PE and PB ratios of INVESTOR AB-B SHS (1INVEB.MI) stock?
The Price/Earnings (PE) ratio for INVESTOR AB-B SHS (1INVEB.MI) is 38.31 and the Price/Book (PB) ratio is 1.09.
Can you provide the expected EPS growth for 1INVEB stock?
The Earnings per Share (EPS) of INVESTOR AB-B SHS (1INVEB.MI) is expected to decline by -34.32% in the next year.