INTUIT INC (1INTU.MI) Stock Fundamental Analysis
BIT:1INTU - Euronext Milan - US4612021034 - Common Stock - Currency: EUR
Overall 1INTU gets a fundamental rating of 6 out of 10. We evaluated 1INTU against 99 industry peers in the Software industry. 1INTU has an excellent profitability rating, but there are some minor concerns on its financial health. 1INTU is valued quite expensively, but it does show have an excellent growth rating. These ratings could make 1INTU a good candidate for growth investing.
1. Profitability
1.1 Basic Checks
1INTU had positive earnings in the past year.
In the past year 1INTU had a positive cash flow from operations.
In the past 5 years 1INTU has always been profitable.
1INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1INTU has a better Return On Assets (9.59%) than 83.84% of its industry peers.
1INTU has a Return On Equity of 16.92%. This is in the better half of the industry: 1INTU outperforms 75.76% of its industry peers.
The Return On Invested Capital of 1INTU (13.50%) is better than 86.87% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1INTU is in line with the industry average of 11.50%.
The last Return On Invested Capital (13.50%) for 1INTU is above the 3 year average (10.72%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.59% | ||
| ROE | 16.92% | ||
| ROIC | 13.5% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
1.3 Margins
1INTU has a Profit Margin of 17.69%. This is in the better half of the industry: 1INTU outperforms 77.78% of its industry peers.
In the last couple of years the Profit Margin of 1INTU has declined.
1INTU's Operating Margin of 23.62% is amongst the best of the industry. 1INTU outperforms 85.86% of its industry peers.
1INTU's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 78.97%, 1INTU is doing good in the industry, outperforming 67.68% of the companies in the same industry.
In the last couple of years the Gross Margin of 1INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.62% | ||
| PM (TTM) | 17.69% | ||
| GM | 78.97% |
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
2. Health
2.1 Basic Checks
1INTU has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
1INTU has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, 1INTU has more shares outstanding
Compared to 1 year ago, 1INTU has an improved debt to assets ratio.
2.2 Solvency
1INTU has an Altman-Z score of 9.53. This indicates that 1INTU is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of 1INTU (9.53) is better than 90.91% of its industry peers.
1INTU has a debt to FCF ratio of 1.11. This is a very positive value and a sign of high solvency as it would only need 1.11 years to pay back of all of its debts.
1INTU has a better Debt to FCF ratio (1.11) than 79.80% of its industry peers.
1INTU has a Debt/Equity ratio of 0.32. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.32, 1INTU perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 1.11 | ||
| Altman-Z | 9.53 |
ROIC/WACC0.98
WACC13.83%
2.3 Liquidity
A Current Ratio of 1.27 indicates that 1INTU should not have too much problems paying its short term obligations.
1INTU has a Current ratio (1.27) which is comparable to the rest of the industry.
A Quick Ratio of 1.27 indicates that 1INTU should not have too much problems paying its short term obligations.
1INTU's Quick ratio of 1.27 is in line compared to the rest of the industry. 1INTU outperforms 53.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 1.27 |
3. Growth
3.1 Past
1INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.89%, which is quite good.
The Earnings Per Share has been growing by 20.25% on average over the past years. This is a very strong growth
Looking at the last year, 1INTU shows a quite strong growth in Revenue. The Revenue has grown by 13.73% in the last year.
The Revenue has been growing by 19.14% on average over the past years. This is quite good.
EPS 1Y (TTM)12.89%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%26.24%
Revenue 1Y (TTM)13.73%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%17.04%
3.2 Future
1INTU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.61% yearly.
Based on estimates for the next years, 1INTU will show a quite strong growth in Revenue. The Revenue will grow by 13.64% on average per year.
EPS Next Y15.93%
EPS Next 2Y15.34%
EPS Next 3Y15.1%
EPS Next 5Y16.61%
Revenue Next Year13.39%
Revenue Next 2Y12.83%
Revenue Next 3Y12.6%
Revenue Next 5Y13.64%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
1INTU is valuated quite expensively with a Price/Earnings ratio of 35.80.
Compared to the rest of the industry, the Price/Earnings ratio of 1INTU indicates a somewhat cheap valuation: 1INTU is cheaper than 64.65% of the companies listed in the same industry.
1INTU's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 29.35.
The Price/Forward Earnings ratio is 28.05, which means the current valuation is very expensive for 1INTU.
Based on the Price/Forward Earnings ratio, 1INTU is valued a bit cheaper than the industry average as 62.63% of the companies are valued more expensively.
1INTU's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 22.10.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.8 | ||
| Fwd PE | 28.05 |
4.2 Price Multiples
1INTU's Enterprise Value to EBITDA is on the same level as the industry average.
1INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1INTU is cheaper than 74.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 31.43 | ||
| EV/EBITDA | 37.2 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1INTU does not grow enough to justify the current Price/Earnings ratio.
1INTU has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as 1INTU's earnings are expected to grow with 15.10% in the coming years.
PEG (NY)2.25
PEG (5Y)1.77
EPS Next 2Y15.34%
EPS Next 3Y15.1%
5. Dividend
5.1 Amount
1INTU has a yearly dividend return of 0.69%, which is pretty low.
1INTU's Dividend Yield is a higher than the industry average which is at 2.93.
Compared to an average S&P500 Dividend Yield of 2.33, 1INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
5.2 History
On average, the dividend of 1INTU grows each year by 13.81%, which is quite nice.
Dividend Growth(5Y)13.81%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
1INTU pays out 36.68% of its income as dividend. This is a sustainable payout ratio.
The dividend of 1INTU is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.68%
EPS Next 2Y15.34%
EPS Next 3Y15.1%
BIT:1INTU (3/3/2025, 7:00:00 PM)
583.2
+6.8 (+1.18%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.66%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap163.04B
Analysts80
Price Target687.67 (17.91%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
Yearly Dividend3.4
Dividend Growth(5Y)13.81%
DP36.68%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.08%
Min EPS beat(2)4.19%
Max EPS beat(2)25.97%
EPS beat(4)4
Avg EPS beat(4)9.83%
Min EPS beat(4)3.41%
Max EPS beat(4)25.97%
EPS beat(8)8
Avg EPS beat(8)11.21%
EPS beat(12)11
Avg EPS beat(12)15.11%
EPS beat(16)13
Avg EPS beat(16)14.42%
Revenue beat(2)2
Avg Revenue beat(2)2.01%
Min Revenue beat(2)1.49%
Max Revenue beat(2)2.53%
Revenue beat(4)3
Avg Revenue beat(4)1.16%
Min Revenue beat(4)-0.63%
Max Revenue beat(4)2.53%
Revenue beat(8)5
Avg Revenue beat(8)0.2%
Revenue beat(12)9
Avg Revenue beat(12)0.6%
Revenue beat(16)11
Avg Revenue beat(16)0.82%
PT rev (1m)-1.5%
PT rev (3m)-1.5%
EPS NQ rev (1m)0.28%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)-0.27%
EPS NY rev (3m)-0.27%
Revenue NQ rev (1m)1.63%
Revenue NQ rev (3m)1.63%
Revenue NY rev (1m)0.48%
Revenue NY rev (3m)0.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.8 | ||
| Fwd PE | 28.05 | ||
| P/S | 10.31 | ||
| P/FCF | 31.43 | ||
| P/OCF | 30.52 | ||
| P/B | 9.86 | ||
| P/tB | N/A | ||
| EV/EBITDA | 37.2 |
EPS(TTM)16.29
EY2.79%
EPS(NY)20.79
Fwd EY3.57%
FCF(TTM)18.56
FCFY3.18%
OCF(TTM)19.11
OCFY3.28%
SpS56.56
BVpS59.14
TBVpS-4.6
PEG (NY)2.25
PEG (5Y)1.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.59% | ||
| ROE | 16.92% | ||
| ROCE | 16.54% | ||
| ROIC | 13.5% | ||
| ROICexc | 15.01% | ||
| ROICexgc | 122.63% | ||
| OM | 23.62% | ||
| PM (TTM) | 17.69% | ||
| GM | 78.97% | ||
| FCFM | 32.81% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
ROICexc(3y)12.66%
ROICexc(5y)113.04%
ROICexgc(3y)3468.52%
ROICexgc(5y)N/A
ROCE(3y)13.13%
ROCE(5y)17.65%
ROICexcg growth 3Y-40.09%
ROICexcg growth 5YN/A
ROICexc growth 3Y-12.33%
ROICexc growth 5Y-30.74%
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
F-Score9
Asset Turnover0.54
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 1.11 | ||
| Debt/EBITDA | 1.19 | ||
| Cap/Depr | 20.72% | ||
| Cap/Sales | 0.97% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 119.32% | ||
| Profit Quality | 185.45% | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 1.27 | ||
| Altman-Z | 9.53 |
F-Score9
WACC13.83%
ROIC/WACC0.98
Cap/Depr(3y)31.55%
Cap/Depr(5y)38.38%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)178.1%
Profit Quality(5y)162.11%
High Growth Momentum
Growth
EPS 1Y (TTM)12.89%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%26.24%
EPS Next Y15.93%
EPS Next 2Y15.34%
EPS Next 3Y15.1%
EPS Next 5Y16.61%
Revenue 1Y (TTM)13.73%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%17.04%
Revenue Next Year13.39%
Revenue Next 2Y12.83%
Revenue Next 3Y12.6%
Revenue Next 5Y13.64%
EBIT growth 1Y16.8%
EBIT growth 3Y15.51%
EBIT growth 5Y15.75%
EBIT Next Year20.35%
EBIT Next 3Y16.11%
EBIT Next 5YN/A
FCF growth 1Y40.2%
FCF growth 3Y14.03%
FCF growth 5Y16.4%
OCF growth 1Y35.78%
OCF growth 3Y14.54%
OCF growth 5Y16.01%