INTUIT INC (1INTU.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INTU - US4612021034 - Common Stock
490.1 EUR
-82.7 (-14.44%)
We assign a fundamental rating of 6 out of 10 to 1INTU. 1INTU was compared to 119 industry peers in the Software industry. While 1INTU belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. 1INTU is not overvalued while it is showing excellent growth. This is an interesting combination. This makes 1INTU very considerable for growth investing!
1. Profitability
1.1 Basic Checks
- 1INTU had positive earnings in the past year.
- In the past year 1INTU had a positive cash flow from operations.
- Each year in the past 5 years 1INTU has been profitable.
- 1INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- 1INTU's Return On Assets of 12.41% is amongst the best of the industry. 1INTU outperforms 81.51% of its industry peers.
- 1INTU has a Return On Equity of 21.31%. This is in the better half of the industry: 1INTU outperforms 78.15% of its industry peers.
- 1INTU's Return On Invested Capital of 16.53% is amongst the best of the industry. 1INTU outperforms 86.55% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for 1INTU is in line with the industry average of 13.47%.
- The 3 year average ROIC (12.89%) for 1INTU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- The Profit Margin of 1INTU (21.19%) is better than 76.47% of its industry peers.
- 1INTU's Profit Margin has declined in the last couple of years.
- 1INTU has a Operating Margin of 26.72%. This is amongst the best in the industry. 1INTU outperforms 84.03% of its industry peers.
- In the last couple of years the Operating Margin of 1INTU has declined.
- Looking at the Gross Margin, with a value of 79.89%, 1INTU is in the better half of the industry, outperforming 65.55% of the companies in the same industry.
- 1INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1INTU is still creating some value.
- 1INTU has less shares outstanding than it did 1 year ago.
- 1INTU has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for 1INTU has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 8.96 indicates that 1INTU is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 8.96, 1INTU belongs to the top of the industry, outperforming 86.55% of the companies in the same industry.
- 1INTU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 0.97, 1INTU is doing good in the industry, outperforming 77.31% of the companies in the same industry.
- 1INTU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
- 1INTU has a Debt to Equity ratio (0.28) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 8.96 |
ROIC/WACC1.49
WACC11.1%
2.3 Liquidity
- 1INTU has a Current Ratio of 1.39. This is a normal value and indicates that 1INTU is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 1.39, 1INTU is in line with its industry, outperforming 45.38% of the companies in the same industry.
- 1INTU has a Quick Ratio of 1.39. This is a normal value and indicates that 1INTU is financially healthy and should not expect problems in meeting its short term obligations.
- 1INTU has a Quick ratio of 1.39. This is comparable to the rest of the industry: 1INTU outperforms 49.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- 1INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
- 1INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
- Looking at the last year, 1INTU shows a quite strong growth in Revenue. The Revenue has grown by 17.14% in the last year.
- Measured over the past years, 1INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- Based on estimates for the next years, 1INTU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.50% on average per year.
- The Revenue is expected to grow by 12.57% on average over the next years. This is quite good.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- 1INTU is valuated quite expensively with a Price/Earnings ratio of 27.29.
- Based on the Price/Earnings ratio, 1INTU is valued a bit cheaper than the industry average as 67.23% of the companies are valued more expensively.
- 1INTU is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- 1INTU is valuated rather expensively with a Price/Forward Earnings ratio of 21.28.
- Based on the Price/Forward Earnings ratio, 1INTU is valued a bit cheaper than the industry average as 70.59% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of 1INTU to the average of the S&P500 Index (24.30), we can say 1INTU is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.29 | ||
| Fwd PE | 21.28 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1INTU.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1INTU indicates a somewhat cheap valuation: 1INTU is cheaper than 69.75% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.18 | ||
| EV/EBITDA | 26.99 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of 1INTU may justify a higher PE ratio.
- 1INTU's earnings are expected to grow with 15.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.6
PEG (5Y)1.31
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
- 1INTU has a yearly dividend return of 0.74%, which is pretty low.
- 1INTU's Dividend Yield is a higher than the industry average which is at 0.63.
- Compared to an average S&P500 Dividend Yield of 1.86, 1INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
- On average, the dividend of 1INTU grows each year by 14.61%, which is quite nice.
Dividend Growth(5Y)14.61%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
- The dividend of 1INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
BIT:1INTU (1/14/2026, 7:00:00 PM)
490.1
-82.7 (-14.44%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners90.47%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap136.38B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.58
Price Target697.33 (42.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend3.65
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-3.32%
PT rev (3m)-1.31%
EPS NQ rev (1m)-4.08%
EPS NQ rev (3m)-4.08%
EPS NY rev (1m)0.05%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)1.4%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.29 | ||
| Fwd PE | 21.28 | ||
| P/S | 8.23 | ||
| P/FCF | 25.18 | ||
| P/OCF | 24.68 | ||
| P/B | 8.28 | ||
| P/tB | 776.44 | ||
| EV/EBITDA | 26.99 |
EPS(TTM)17.96
EY3.66%
EPS(NY)23.03
Fwd EY4.7%
FCF(TTM)19.47
FCFY3.97%
OCF(TTM)19.86
OCFY4.05%
SpS59.55
BVpS59.21
TBVpS0.63
PEG (NY)1.6
PEG (5Y)1.31
Graham Number154.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 8.96 |
F-Score9
WACC11.1%
ROIC/WACC1.49
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / 1INTU.MI FAQ
What is the ChartMill fundamental rating of INTUIT INC (1INTU.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1INTU.MI.
What is the valuation status for 1INTU stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (1INTU.MI). This can be considered as Fairly Valued.
How profitable is INTUIT INC (1INTU.MI) stock?
INTUIT INC (1INTU.MI) has a profitability rating of 7 / 10.
Can you provide the financial health for 1INTU stock?
The financial health rating of INTUIT INC (1INTU.MI) is 6 / 10.
Is the dividend of INTUIT INC sustainable?
The dividend rating of INTUIT INC (1INTU.MI) is 4 / 10 and the dividend payout ratio is 29.97%.