INTUIT INC (1INTU.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INTU - US4612021034 - Common Stock
575.5 EUR
+12.2 (+2.17%)
We assign a fundamental rating of 6 out of 10 to 1INTU. 1INTU was compared to 116 industry peers in the Software industry. 1INTU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. 1INTU is not overvalued while it is showing excellent growth. This is an interesting combination. This makes 1INTU very considerable for growth and quality investing!
1. Profitability
1.1 Basic Checks
1INTU had positive earnings in the past year.
1INTU had a positive operating cash flow in the past year.
Each year in the past 5 years 1INTU has been profitable.
In the past 5 years 1INTU always reported a positive cash flow from operatings.
1.2 Ratios
1INTU has a Return On Assets of 10.47%. This is amongst the best in the industry. 1INTU outperforms 82.52% of its industry peers.
1INTU's Return On Equity of 19.63% is fine compared to the rest of the industry. 1INTU outperforms 77.67% of its industry peers.
1INTU has a Return On Invested Capital of 15.18%. This is amongst the best in the industry. 1INTU outperforms 86.41% of its industry peers.
1INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 13.28%.
The last Return On Invested Capital (15.18%) for 1INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROIC | 15.18% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
1INTU's Profit Margin of 20.55% is fine compared to the rest of the industry. 1INTU outperforms 77.67% of its industry peers.
In the last couple of years the Profit Margin of 1INTU has declined.
Looking at the Operating Margin, with a value of 26.22%, 1INTU belongs to the top of the industry, outperforming 83.50% of the companies in the same industry.
1INTU's Operating Margin has declined in the last couple of years.
1INTU has a Gross Margin of 79.57%. This is in the better half of the industry: 1INTU outperforms 66.99% of its industry peers.
1INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
1INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
1INTU has less shares outstanding than it did 1 year ago.
1INTU has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1INTU has an improved debt to assets ratio.
2.2 Solvency
1INTU has an Altman-Z score of 8.27. This indicates that 1INTU is financially healthy and has little risk of bankruptcy at the moment.
1INTU has a Altman-Z score of 8.27. This is amongst the best in the industry. 1INTU outperforms 83.50% of its industry peers.
1INTU has a debt to FCF ratio of 0.98. This is a very positive value and a sign of high solvency as it would only need 0.98 years to pay back of all of its debts.
The Debt to FCF ratio of 1INTU (0.98) is better than 81.55% of its industry peers.
1INTU has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of 1INTU (0.30) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Altman-Z | 8.27 |
ROIC/WACC1.39
WACC10.94%
2.3 Liquidity
A Current Ratio of 1.36 indicates that 1INTU should not have too much problems paying its short term obligations.
1INTU has a Current ratio (1.36) which is in line with its industry peers.
A Quick Ratio of 1.36 indicates that 1INTU should not have too much problems paying its short term obligations.
1INTU has a Quick ratio of 1.36. This is comparable to the rest of the industry: 1INTU outperforms 50.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.15% over the past year.
Measured over the past years, 1INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
Looking at the last year, 1INTU shows a quite strong growth in Revenue. The Revenue has grown by 15.63% in the last year.
1INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
The Earnings Per Share is expected to grow by 15.16% on average over the next years. This is quite good.
Based on estimates for the next years, 1INTU will show a quite strong growth in Revenue. The Revenue will grow by 12.94% on average per year.
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 32.90, which means the current valuation is very expensive for 1INTU.
1INTU's Price/Earnings ratio is a bit cheaper when compared to the industry. 1INTU is cheaper than 67.96% of the companies in the same industry.
When comparing the Price/Earnings ratio of 1INTU to the average of the S&P500 Index (26.15), we can say 1INTU is valued slightly more expensively.
Based on the Price/Forward Earnings ratio of 28.13, the valuation of 1INTU can be described as expensive.
1INTU's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of 1INTU to the average of the S&P500 Index (36.22), we can say 1INTU is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.9 | ||
| Fwd PE | 28.13 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1INTU.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1INTU indicates a somewhat cheap valuation: 1INTU is cheaper than 67.96% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.5 | ||
| EV/EBITDA | 32.24 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1INTU does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of 1INTU may justify a higher PE ratio.
1INTU's earnings are expected to grow with 15.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.94
PEG (5Y)1.58
EPS Next 2Y15.49%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
With a yearly dividend of 0.73%, 1INTU is not a good candidate for dividend investing.
1INTU's Dividend Yield is a higher than the industry average which is at 2.22.
Compared to an average S&P500 Dividend Yield of 2.32, 1INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
5.2 History
On average, the dividend of 1INTU grows each year by 14.61%, which is quite nice.
Dividend Growth(5Y)14.61%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1INTU pays out 30.73% of its income as dividend. This is a sustainable payout ratio.
1INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP30.73%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
BIT:1INTU (10/31/2025, 7:00:00 PM)
575.5
+12.2 (+2.17%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap160.46B
Revenue(TTM)18.83B
Net Income(TTM)3.87B
Analysts80.51
Price Target721.29 (25.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
Yearly Dividend3.68
Dividend Growth(5Y)14.61%
DP30.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.03%
Min EPS beat(2)1.35%
Max EPS beat(2)4.72%
EPS beat(4)4
Avg EPS beat(4)9.06%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)9.99%
EPS beat(12)12
Avg EPS beat(12)14.89%
EPS beat(16)14
Avg EPS beat(16)13.98%
Revenue beat(2)2
Avg Revenue beat(2)0.4%
Min Revenue beat(2)0.26%
Max Revenue beat(2)0.53%
Revenue beat(4)4
Avg Revenue beat(4)1.2%
Min Revenue beat(4)0.26%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.62%
Revenue beat(12)9
Avg Revenue beat(12)0.57%
Revenue beat(16)12
Avg Revenue beat(16)0.79%
PT rev (1m)2.08%
PT rev (3m)-0.5%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.26%
EPS NY rev (1m)0%
EPS NY rev (3m)0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.9 | ||
| Fwd PE | 28.13 | ||
| P/S | 9.85 | ||
| P/FCF | 30.5 | ||
| P/OCF | 29.89 | ||
| P/B | 9.41 | ||
| P/tB | 433.42 | ||
| EV/EBITDA | 32.24 |
EPS(TTM)17.49
EY3.04%
EPS(NY)20.46
Fwd EY3.55%
FCF(TTM)18.87
FCFY3.28%
OCF(TTM)19.26
OCFY3.35%
SpS58.42
BVpS61.15
TBVpS1.33
PEG (NY)1.94
PEG (5Y)1.58
Graham Number155.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROCE | 18.57% | ||
| ROIC | 15.18% | ||
| ROICexc | 18.32% | ||
| ROICexgc | 146.58% | ||
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% | ||
| FCFM | 32.3% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 15.33% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 17.39 | ||
| Cash Conversion | 108% | ||
| Profit Quality | 157.22% | ||
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 | ||
| Altman-Z | 8.27 |
F-Score9
WACC10.94%
ROIC/WACC1.39
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
EBIT growth 1Y28.16%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.66%
EBIT Next 5YN/A
FCF growth 1Y31.27%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y27.09%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / 1INTU.MI FAQ
What is the ChartMill fundamental rating of INTUIT INC (1INTU.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1INTU.MI.
Can you provide the valuation status for INTUIT INC?
ChartMill assigns a valuation rating of 3 / 10 to INTUIT INC (1INTU.MI). This can be considered as Overvalued.
Can you provide the profitability details for INTUIT INC?
INTUIT INC (1INTU.MI) has a profitability rating of 7 / 10.
What are the PE and PB ratios of INTUIT INC (1INTU.MI) stock?
The Price/Earnings (PE) ratio for INTUIT INC (1INTU.MI) is 32.9 and the Price/Book (PB) ratio is 9.41.
How sustainable is the dividend of INTUIT INC (1INTU.MI) stock?
The dividend rating of INTUIT INC (1INTU.MI) is 4 / 10 and the dividend payout ratio is 30.73%.