INTUIT INC (1INTU.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INTU - US4612021034 - Common Stock
490.1 EUR
-82.7 (-14.44%)
Overall 1INTU gets a fundamental rating of 6 out of 10. We evaluated 1INTU against 119 industry peers in the Software industry. While 1INTU has a great profitability rating, there are some minor concerns on its financial health. 1INTU is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! This makes 1INTU very considerable for growth investing!
1. Profitability
1.1 Basic Checks
- In the past year 1INTU was profitable.
- 1INTU had a positive operating cash flow in the past year.
- Each year in the past 5 years 1INTU has been profitable.
- 1INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of 1INTU (12.41%) is better than 81.51% of its industry peers.
- Looking at the Return On Equity, with a value of 21.31%, 1INTU is in the better half of the industry, outperforming 78.15% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 16.53%, 1INTU belongs to the top of the industry, outperforming 86.55% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for 1INTU is in line with the industry average of 13.47%.
- The 3 year average ROIC (12.89%) for 1INTU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- 1INTU has a Profit Margin of 21.19%. This is in the better half of the industry: 1INTU outperforms 76.47% of its industry peers.
- In the last couple of years the Profit Margin of 1INTU has declined.
- With an excellent Operating Margin value of 26.72%, 1INTU belongs to the best of the industry, outperforming 84.03% of the companies in the same industry.
- 1INTU's Operating Margin has declined in the last couple of years.
- 1INTU has a better Gross Margin (79.89%) than 65.55% of its industry peers.
- In the last couple of years the Gross Margin of 1INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1INTU is still creating some value.
- 1INTU has less shares outstanding than it did 1 year ago.
- 1INTU has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, 1INTU has an improved debt to assets ratio.
2.2 Solvency
- 1INTU has an Altman-Z score of 8.95. This indicates that 1INTU is financially healthy and has little risk of bankruptcy at the moment.
- 1INTU has a Altman-Z score of 8.95. This is amongst the best in the industry. 1INTU outperforms 84.87% of its industry peers.
- The Debt to FCF ratio of 1INTU is 0.97, which is an excellent value as it means it would take 1INTU, only 0.97 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.97, 1INTU is in the better half of the industry, outperforming 77.31% of the companies in the same industry.
- A Debt/Equity ratio of 0.28 indicates that 1INTU is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.28, 1INTU is in line with its industry, outperforming 49.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 8.95 |
ROIC/WACC1.5
WACC11.05%
2.3 Liquidity
- A Current Ratio of 1.39 indicates that 1INTU should not have too much problems paying its short term obligations.
- 1INTU has a Current ratio (1.39) which is in line with its industry peers.
- A Quick Ratio of 1.39 indicates that 1INTU should not have too much problems paying its short term obligations.
- 1INTU has a Quick ratio (1.39) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- 1INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
- 1INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
- 1INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
- The Revenue has been growing by 19.65% on average over the past years. This is quite good.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- 1INTU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.50% yearly.
- The Revenue is expected to grow by 12.57% on average over the next years. This is quite good.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 27.24, the valuation of 1INTU can be described as expensive.
- Based on the Price/Earnings ratio, 1INTU is valued a bit cheaper than the industry average as 68.07% of the companies are valued more expensively.
- 1INTU's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.21.
- 1INTU is valuated rather expensively with a Price/Forward Earnings ratio of 21.24.
- 70.59% of the companies in the same industry are more expensive than 1INTU, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 24.26. 1INTU is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.24 | ||
| Fwd PE | 21.24 |
4.2 Price Multiples
- 1INTU's Enterprise Value to EBITDA is on the same level as the industry average.
- Based on the Price/Free Cash Flow ratio, 1INTU is valued a bit cheaper than 69.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.13 | ||
| EV/EBITDA | 26.94 |
4.3 Compensation for Growth
- 1INTU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- 1INTU has a very decent profitability rating, which may justify a higher PE ratio.
- 1INTU's earnings are expected to grow with 15.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.6
PEG (5Y)1.31
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
- 1INTU has a yearly dividend return of 0.74%, which is pretty low.
- Compared to an average industry Dividend Yield of 0.63, 1INTU pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, 1INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
- On average, the dividend of 1INTU grows each year by 14.61%, which is quite nice.
Dividend Growth(5Y)14.61%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
- The dividend of 1INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
INTUIT INC / 1INTU.MI FAQ
What is the ChartMill fundamental rating of INTUIT INC (1INTU.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1INTU.MI.
What is the valuation status for 1INTU stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (1INTU.MI). This can be considered as Fairly Valued.
How profitable is INTUIT INC (1INTU.MI) stock?
INTUIT INC (1INTU.MI) has a profitability rating of 7 / 10.
Can you provide the financial health for 1INTU stock?
The financial health rating of INTUIT INC (1INTU.MI) is 6 / 10.
Is the dividend of INTUIT INC sustainable?
The dividend rating of INTUIT INC (1INTU.MI) is 4 / 10 and the dividend payout ratio is 29.97%.