INTUIT INC (1INTU.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1INTU - US4612021034 - Common Stock
490.1 EUR
-82.7 (-14.44%)
1INTU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 119 industry peers in the Software industry. While 1INTU has a great profitability rating, there are some minor concerns on its financial health. 1INTU is not overvalued while it is showing excellent growth. This is an interesting combination. With these ratings, 1INTU could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
- 1INTU had positive earnings in the past year.
- 1INTU had a positive operating cash flow in the past year.
- Each year in the past 5 years 1INTU has been profitable.
- Each year in the past 5 years 1INTU had a positive operating cash flow.
1.2 Ratios
- 1INTU's Return On Assets of 12.41% is amongst the best of the industry. 1INTU outperforms 81.51% of its industry peers.
- The Return On Equity of 1INTU (21.31%) is better than 78.15% of its industry peers.
- 1INTU's Return On Invested Capital of 16.53% is amongst the best of the industry. 1INTU outperforms 86.55% of its industry peers.
- 1INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 13.47%.
- The 3 year average ROIC (12.89%) for 1INTU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- 1INTU has a Profit Margin of 21.19%. This is in the better half of the industry: 1INTU outperforms 76.47% of its industry peers.
- 1INTU's Profit Margin has declined in the last couple of years.
- 1INTU has a Operating Margin of 26.72%. This is amongst the best in the industry. 1INTU outperforms 84.03% of its industry peers.
- 1INTU's Operating Margin has declined in the last couple of years.
- 1INTU's Gross Margin of 79.89% is fine compared to the rest of the industry. 1INTU outperforms 65.55% of its industry peers.
- 1INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1INTU is still creating some value.
- Compared to 1 year ago, 1INTU has less shares outstanding
- Compared to 5 years ago, 1INTU has more shares outstanding
- The debt/assets ratio for 1INTU has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 8.89 indicates that 1INTU is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 8.89, 1INTU belongs to the top of the industry, outperforming 84.03% of the companies in the same industry.
- The Debt to FCF ratio of 1INTU is 0.97, which is an excellent value as it means it would take 1INTU, only 0.97 years of fcf income to pay off all of its debts.
- 1INTU's Debt to FCF ratio of 0.97 is fine compared to the rest of the industry. 1INTU outperforms 77.31% of its industry peers.
- 1INTU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.28, 1INTU is in line with its industry, outperforming 49.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 8.89 |
ROIC/WACC1.5
WACC11.05%
2.3 Liquidity
- 1INTU has a Current Ratio of 1.39. This is a normal value and indicates that 1INTU is financially healthy and should not expect problems in meeting its short term obligations.
- 1INTU has a Current ratio (1.39) which is comparable to the rest of the industry.
- 1INTU has a Quick Ratio of 1.39. This is a normal value and indicates that 1INTU is financially healthy and should not expect problems in meeting its short term obligations.
- 1INTU has a Quick ratio (1.39) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 23.88% over the past year.
- 1INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
- 1INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
- 1INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- The Earnings Per Share is expected to grow by 15.50% on average over the next years. This is quite good.
- 1INTU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.57% yearly.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 27.03, 1INTU can be considered very expensive at the moment.
- Based on the Price/Earnings ratio, 1INTU is valued a bit cheaper than the industry average as 69.75% of the companies are valued more expensively.
- 1INTU is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- 1INTU is valuated rather expensively with a Price/Forward Earnings ratio of 21.08.
- 1INTU's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 1INTU is cheaper than 70.59% of the companies in the same industry.
- 1INTU's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.03 | ||
| Fwd PE | 21.08 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1INTU is on the same level as its industry peers.
- 1INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1INTU is cheaper than 72.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.94 | ||
| EV/EBITDA | 26.74 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- 1INTU has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as 1INTU's earnings are expected to grow with 15.41% in the coming years.
PEG (NY)1.59
PEG (5Y)1.3
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
- 1INTU has a yearly dividend return of 0.74%, which is pretty low.
- Compared to an average industry Dividend Yield of 0.63, 1INTU pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.85, 1INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
- On average, the dividend of 1INTU grows each year by 14.61%, which is quite nice.
Dividend Growth(5Y)14.61%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 29.97% of the earnings are spent on dividend by 1INTU. This is a low number and sustainable payout ratio.
- 1INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
BIT:1INTU (1/14/2026, 7:00:00 PM)
490.1
-82.7 (-14.44%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners90.47%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap136.38B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.58
Price Target697.33 (42.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend3.65
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-3.32%
PT rev (3m)-1.31%
EPS NQ rev (1m)-4.08%
EPS NQ rev (3m)-4.08%
EPS NY rev (1m)0.05%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)1.4%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.03 | ||
| Fwd PE | 21.08 | ||
| P/S | 8.15 | ||
| P/FCF | 24.94 | ||
| P/OCF | 24.44 | ||
| P/B | 8.2 | ||
| P/tB | 769.09 | ||
| EV/EBITDA | 26.74 |
EPS(TTM)18.13
EY3.7%
EPS(NY)23.25
Fwd EY4.74%
FCF(TTM)19.65
FCFY4.01%
OCF(TTM)20.05
OCFY4.09%
SpS60.11
BVpS59.77
TBVpS0.64
PEG (NY)1.59
PEG (5Y)1.3
Graham Number156.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 8.89 |
F-Score9
WACC11.05%
ROIC/WACC1.5
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / 1INTU.MI FAQ
What is the ChartMill fundamental rating of INTUIT INC (1INTU.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1INTU.MI.
What is the valuation status for 1INTU stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (1INTU.MI). This can be considered as Fairly Valued.
How profitable is INTUIT INC (1INTU.MI) stock?
INTUIT INC (1INTU.MI) has a profitability rating of 7 / 10.
Can you provide the financial health for 1INTU stock?
The financial health rating of INTUIT INC (1INTU.MI) is 6 / 10.
Is the dividend of INTUIT INC sustainable?
The dividend rating of INTUIT INC (1INTU.MI) is 4 / 10 and the dividend payout ratio is 29.97%.