AXA SA (1CS.MI) Fundamental Analysis & Valuation

BIT:1CS • FR0000120628

Current stock price

41.31 EUR
+3.24 (+8.51%)
Last:

This 1CS.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. 1CS.MI Profitability Analysis

1.1 Basic Checks

  • 1CS had positive earnings in the past year.
  • In the past year 1CS had a positive cash flow from operations.
  • 1CS had positive earnings in 4 of the past 5 years.
  • 1CS had a positive operating cash flow in 4 of the past 5 years.
1CS.MI Yearly Net Income VS EBIT VS OCF VS FCF1CS.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

1.2 Ratios

  • The Return On Assets of 1CS (1.18%) is comparable to the rest of the industry.
  • 1CS's Return On Equity of 16.72% is in line compared to the rest of the industry. 1CS outperforms 59.52% of its industry peers.
  • 1CS's Return On Invested Capital of 1.28% is in line compared to the rest of the industry. 1CS outperforms 57.14% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1CS is in line with the industry average of 3.02%.
Industry RankSector Rank
ROA 1.18%
ROE 16.72%
ROIC 1.28%
ROA(3y)1.09%
ROA(5y)0.91%
ROE(3y)14.54%
ROE(5y)11.55%
ROIC(3y)1.29%
ROIC(5y)1.11%
1CS.MI Yearly ROA, ROE, ROIC1CS.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • 1CS's Profit Margin of 8.52% is in line compared to the rest of the industry. 1CS outperforms 42.86% of its industry peers.
  • In the last couple of years the Profit Margin of 1CS has grown nicely.
  • 1CS has a Operating Margin (11.47%) which is in line with its industry peers.
  • 1CS's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 11.47%
PM (TTM) 8.52%
GM N/A
OM growth 3Y15.12%
OM growth 5Y20.23%
PM growth 3Y14.87%
PM growth 5Y26.69%
GM growth 3YN/A
GM growth 5YN/A
1CS.MI Yearly Profit, Operating, Gross Margins1CS.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. 1CS.MI Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 1CS is destroying value.
  • 1CS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
1CS.MI Yearly Shares Outstanding1CS.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B
1CS.MI Yearly Total Debt VS Total Assets1CS.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • Based on the Altman-Z score of 0.34, we must say that 1CS is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of 1CS (0.34) is better than 90.48% of its industry peers.
  • The Debt to FCF ratio of 1CS is 1.41, which is an excellent value as it means it would take 1CS, only 1.41 years of fcf income to pay off all of its debts.
  • 1CS has a Debt to FCF ratio of 1.41. This is in the better half of the industry: 1CS outperforms 69.05% of its industry peers.
  • A Debt/Equity ratio of 0.65 indicates that 1CS is somewhat dependend on debt financing.
  • 1CS has a Debt to Equity ratio of 0.65. This is comparable to the rest of the industry: 1CS outperforms 47.62% of its industry peers.
  • Even though the debt/equity ratio score it not favorable for 1CS, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 1.41
Altman-Z 0.34
ROIC/WACC0.12
WACC10.83%
1CS.MI Yearly LT Debt VS Equity VS FCF1CS.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.3 Liquidity

  • 1CS has a Current Ratio of 0.82. This is a bad value and indicates that 1CS is not financially healthy enough and could expect problems in meeting its short term obligations.
  • 1CS has a better Current ratio (0.82) than 80.95% of its industry peers.
  • 1CS has a Quick Ratio of 0.82. This is a bad value and indicates that 1CS is not financially healthy enough and could expect problems in meeting its short term obligations.
  • 1CS's Quick ratio of 0.82 is amongst the best of the industry. 1CS outperforms 80.95% of its industry peers.
Industry RankSector Rank
Current Ratio 0.82
Quick Ratio 0.82
1CS.MI Yearly Current Assets VS Current Liabilites1CS.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. 1CS.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 7.52% over the past year.
  • The Earnings Per Share has been growing by 17.68% on average over the past years. This is quite good.
EPS 1Y (TTM)7.52%
EPS 3Y7.81%
EPS 5Y17.68%
EPS Q2Q%6.4%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.13%

3.2 Future

  • 1CS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.68% yearly.
  • Based on estimates for the next years, 1CS will show a quite strong growth in Revenue. The Revenue will grow by 8.16% on average per year.
EPS Next Y10.45%
EPS Next 2Y8.72%
EPS Next 3Y8.29%
EPS Next 5Y6.68%
Revenue Next Year0.15%
Revenue Next 2Y3.38%
Revenue Next 3Y2.31%
Revenue Next 5Y8.16%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1CS.MI Yearly Revenue VS Estimates1CS.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50B 100B
1CS.MI Yearly EPS VS Estimates1CS.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 1 2 3 4 5

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5

4. 1CS.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.70, the valuation of 1CS can be described as very reasonable.
  • Based on the Price/Earnings ratio, 1CS is valued a bit cheaper than 71.43% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of 1CS to the average of the S&P500 Index (26.91), we can say 1CS is valued rather cheaply.
  • A Price/Forward Earnings ratio of 9.69 indicates a reasonable valuation of 1CS.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of 1CS indicates a somewhat cheap valuation: 1CS is cheaper than 73.81% of the companies listed in the same industry.
  • 1CS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.69.
Industry RankSector Rank
PE 10.7
Fwd PE 9.69
1CS.MI Price Earnings VS Forward Price Earnings1CS.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 1CS's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1CS is cheaper than 76.19% of the companies in the same industry.
Industry RankSector Rank
P/FCF 4.13
EV/EBITDA N/A
1CS.MI Per share data1CS.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • 1CS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.02
PEG (5Y)0.61
EPS Next 2Y8.72%
EPS Next 3Y8.29%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. 1CS.MI Dividend Analysis

5.1 Amount

  • 1CS has a Yearly Dividend Yield of 6.12%, which is a nice return.
  • 1CS's Dividend Yield is rather good when compared to the industry average which is at 4.54. 1CS pays more dividend than 80.95% of the companies in the same industry.
  • 1CS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6.12%

5.2 History

  • On average, the dividend of 1CS grows each year by 8.12%, which is quite nice.
Dividend Growth(5Y)8.12%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 61.79% of the earnings are spent on dividend by 1CS. This is not a sustainable payout ratio.
  • The dividend of 1CS is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP61.79%
EPS Next 2Y8.72%
EPS Next 3Y8.29%
1CS.MI Yearly Income VS Free CF VS Dividend1CS.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B
1CS.MI Dividend Payout.1CS.MI Dividend Payout, showing the Payout Ratio.1CS.MI Dividend Payout.PayoutRetained Earnings

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1CS.MI Fundamentals: All Metrics, Ratios and Statistics

AXA SA

BIT:1CS (4/8/2026, 7:00:00 PM)

41.31

+3.24 (+8.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-26
Earnings (Next)07-30
Inst Owners38.26%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap86.36B
Revenue(TTM)N/A
Net Income(TTM)7.61B
Analysts82.67
Price Target46.01 (11.38%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.12%
Yearly Dividend2.02
Dividend Growth(5Y)8.12%
DP61.79%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.97%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.29%
EPS NY rev (3m)-0.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.57%
Revenue NY rev (3m)-3.17%
Valuation
Industry RankSector Rank
PE 10.7
Fwd PE 9.69
P/S 0.97
P/FCF 4.13
P/OCF 4.04
P/B 1.9
P/tB 3.58
EV/EBITDA N/A
EPS(TTM)3.86
EY9.34%
EPS(NY)4.26
Fwd EY10.32%
FCF(TTM)10.01
FCFY24.23%
OCF(TTM)10.24
OCFY24.78%
SpS42.7
BVpS21.76
TBVpS11.53
PEG (NY)1.02
PEG (5Y)0.61
Graham Number43.47
Profitability
Industry RankSector Rank
ROA 1.18%
ROE 16.72%
ROCE 1.62%
ROIC 1.28%
ROICexc 1.33%
ROICexgc 1.74%
OM 11.47%
PM (TTM) 8.52%
GM N/A
FCFM 23.44%
ROA(3y)1.09%
ROA(5y)0.91%
ROE(3y)14.54%
ROE(5y)11.55%
ROIC(3y)1.29%
ROIC(5y)1.11%
ROICexc(3y)1.34%
ROICexc(5y)1.16%
ROICexgc(3y)1.75%
ROICexgc(5y)1.48%
ROCE(3y)1.62%
ROCE(5y)1.41%
ROICexgc growth 3Y10.47%
ROICexgc growth 5Y16.55%
ROICexc growth 3Y8.69%
ROICexc growth 5Y14.36%
OM growth 3Y15.12%
OM growth 5Y20.23%
PM growth 3Y14.87%
PM growth 5Y26.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.14
Health
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 1.41
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.53%
Interest Coverage 1.98
Cash Conversion N/A
Profit Quality 275.1%
Current Ratio 0.82
Quick Ratio 0.82
Altman-Z 0.34
F-Score7
WACC10.83%
ROIC/WACC0.12
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.46%
Cap/Sales(5y)0.4%
Profit Quality(3y)104.89%
Profit Quality(5y)238.88%
High Growth Momentum
Growth
EPS 1Y (TTM)7.52%
EPS 3Y7.81%
EPS 5Y17.68%
EPS Q2Q%6.4%
EPS Next Y10.45%
EPS Next 2Y8.72%
EPS Next 3Y8.29%
EPS Next 5Y6.68%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%17.13%
Revenue Next Year0.15%
Revenue Next 2Y3.38%
Revenue Next 3Y2.31%
Revenue Next 5Y8.16%
EBIT growth 1Y7.05%
EBIT growth 3Y2.9%
EBIT growth 5Y10.41%
EBIT Next Year26.98%
EBIT Next 3Y11.06%
EBIT Next 5Y9.48%
FCF growth 1Y150.74%
FCF growth 3Y7.74%
FCF growth 5Y9.94%
OCF growth 1Y145.39%
OCF growth 3Y7.85%
OCF growth 5Y9.48%

AXA SA / 1CS.MI Fundamental Analysis FAQ

What is the fundamental rating for 1CS stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1CS.MI.


What is the valuation status for 1CS stock?

ChartMill assigns a valuation rating of 6 / 10 to AXA SA (1CS.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for AXA SA?

AXA SA (1CS.MI) has a profitability rating of 4 / 10.


What is the financial health of AXA SA (1CS.MI) stock?

The financial health rating of AXA SA (1CS.MI) is 5 / 10.


Can you provide the dividend sustainability for 1CS stock?

The dividend rating of AXA SA (1CS.MI) is 7 / 10 and the dividend payout ratio is 61.79%.