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BNP PARIBAS (1BNP.MI) Stock Fundamental Analysis

BIT:1BNP - Euronext Milan - FR0000131104 - Common Stock - Currency: EUR

76.73  -0.74 (-0.96%)

Fundamental Rating

4

Overall 1BNP gets a fundamental rating of 4 out of 10. We evaluated 1BNP against 99 industry peers in the Banks industry. 1BNP may be in some trouble as it scores bad on both profitability and health. 1BNP is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

In the past year 1BNP was profitable.
In the past year 1BNP has reported a negative cash flow from operations.
Each year in the past 5 years 1BNP has been profitable.
The reported operating cash flow has been mixed in the past 5 years: 1BNP reported negative operating cash flow in multiple years.
1BNP.MI Yearly Net Income VS EBIT VS OCF VS FCF1BNP.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B

1.2 Ratios

With a Return On Assets value of 0.86%, 1BNP perfoms like the industry average, outperforming 54.84% of the companies in the same industry.
1BNP's Return On Equity of 18.19% is amongst the best of the industry. 1BNP outperforms 87.10% of its industry peers.
Industry RankSector Rank
ROA 0.86%
ROE 18.19%
ROIC N/A
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
1BNP.MI Yearly ROA, ROE, ROIC1BNP.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

1.3 Margins

The Profit Margin of 1BNP (17.25%) is worse than 64.52% of its industry peers.
In the last couple of years the Profit Margin of 1BNP has grown nicely.
1BNP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 17.25%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.35%
PM growth 5Y5.26%
GM growth 3YN/A
GM growth 5YN/A
1BNP.MI Yearly Profit, Operating, Gross Margins1BNP.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10

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2

2. Health

2.1 Basic Checks

1BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, 1BNP has less shares outstanding
The number of shares outstanding for 1BNP has been reduced compared to 5 years ago.
1BNP has a better debt/assets ratio than last year.
1BNP.MI Yearly Shares Outstanding1BNP.MI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
1BNP.MI Yearly Total Debt VS Total Assets1BNP.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500B 1T 1.5T 2T 2.5T

2.2 Solvency

A Debt/Equity ratio of 2.61 is on the high side and indicates that 1BNP has dependencies on debt financing.
1BNP has a Debt to Equity ratio of 2.61. This is comparable to the rest of the industry: 1BNP outperforms 41.94% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.61
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.03%
1BNP.MI Yearly LT Debt VS Equity VS FCF1BNP.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100B 200B 300B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1BNP.MI Yearly Current Assets VS Current Liabilites1BNP.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B

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5

3. Growth

3.1 Past

1BNP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.78%, which is quite good.
Measured over the past years, 1BNP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.03% on average per year.
The Revenue has grown by 43.09% in the past year. This is a very strong growth!
Measured over the past years, 1BNP shows a small growth in Revenue. The Revenue has been growing by 1.62% on average per year.
EPS 1Y (TTM)13.78%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%16.44%
Revenue 1Y (TTM)43.09%
Revenue growth 3Y4.78%
Revenue growth 5Y1.62%
Sales Q2Q%11.37%

3.2 Future

Based on estimates for the next years, 1BNP will show a decrease in Earnings Per Share. The EPS will decrease by -0.39% on average per year.
1BNP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.08% yearly.
EPS Next Y-5.17%
EPS Next 2Y3.22%
EPS Next 3Y4.89%
EPS Next 5Y-0.39%
Revenue Next Year5.04%
Revenue Next 2Y5.38%
Revenue Next 3Y5.19%
Revenue Next 5Y5.08%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
1BNP.MI Yearly Revenue VS Estimates1BNP.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20B 40B 60B 80B
1BNP.MI Yearly EPS VS Estimates1BNP.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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5

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 7.20 indicates a rather cheap valuation of 1BNP.
82.80% of the companies in the same industry are more expensive than 1BNP, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 29.35. 1BNP is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 7.60, which indicates a rather cheap valuation of 1BNP.
1BNP's Price/Forward Earnings ratio is rather cheap when compared to the industry. 1BNP is cheaper than 91.40% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.10. 1BNP is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.2
Fwd PE 7.6
1BNP.MI Price Earnings VS Forward Price Earnings1BNP.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
1BNP.MI Per share data1BNP.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50 100

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.8
EPS Next 2Y3.22%
EPS Next 3Y4.89%

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6

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 6.21%, 1BNP is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.06, 1BNP pays a bit more dividend than its industry peers.
1BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
Industry RankSector Rank
Dividend Yield 6.21%

5.2 History

On average, the dividend of 1BNP grows each year by 11.52%, which is quite nice.
Dividend Growth(5Y)11.52%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2Y3.22%
EPS Next 3Y4.89%
1BNP.MI Yearly Income VS Free CF VS Dividend1BNP.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B

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BNP PARIBAS

BIT:1BNP (3/7/2025, 5:03:54 PM)

76.73

-0.74 (-0.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-04 2025-02-04/bmo
Earnings (Next)N/A N/A
Inst Owners44.4%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap86.77B
Analysts76
Price Target81.06 (5.64%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.21%
Yearly Dividend3.99
Dividend Growth(5Y)11.52%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)21.09%
Min EPS beat(2)-0.18%
Max EPS beat(2)42.35%
EPS beat(4)3
Avg EPS beat(4)21.66%
Min EPS beat(4)-0.18%
Max EPS beat(4)42.35%
EPS beat(8)7
Avg EPS beat(8)28.26%
EPS beat(12)10
Avg EPS beat(12)23.83%
EPS beat(16)14
Avg EPS beat(16)21.83%
Revenue beat(2)1
Avg Revenue beat(2)0.59%
Min Revenue beat(2)-1.54%
Max Revenue beat(2)2.73%
Revenue beat(4)3
Avg Revenue beat(4)1.15%
Min Revenue beat(4)-1.54%
Max Revenue beat(4)2.73%
Revenue beat(8)4
Avg Revenue beat(8)-0.28%
Revenue beat(12)7
Avg Revenue beat(12)31.37%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.7%
PT rev (3m)2.28%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.81%
EPS NY rev (1m)1.17%
EPS NY rev (3m)-1.33%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.25%
Revenue NY rev (1m)0.45%
Revenue NY rev (3m)-0.51%
Valuation
Industry RankSector Rank
PE 7.2
Fwd PE 7.6
P/S 0.64
P/FCF N/A
P/OCF N/A
P/B 0.68
P/tB 0.73
EV/EBITDA N/A
EPS(TTM)10.65
EY13.88%
EPS(NY)10.1
Fwd EY13.16%
FCF(TTM)-88
FCFYN/A
OCF(TTM)-86.11
OCFYN/A
SpS119.52
BVpS113.31
TBVpS104.52
PEG (NY)N/A
PEG (5Y)0.8
Profitability
Industry RankSector Rank
ROA 0.86%
ROE 18.19%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 17.25%
GM N/A
FCFM N/A
ROA(3y)0.39%
ROA(5y)0.35%
ROE(3y)8.24%
ROE(5y)7.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.35%
PM growth 5Y5.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 2.61
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 29.37%
Cap/Sales 1.58%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC5.03%
ROIC/WACCN/A
Cap/Depr(3y)34.56%
Cap/Depr(5y)28.09%
Cap/Sales(3y)3.27%
Cap/Sales(5y)2.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.78%
EPS 3Y13.62%
EPS 5Y9.03%
EPS Q2Q%16.44%
EPS Next Y-5.17%
EPS Next 2Y3.22%
EPS Next 3Y4.89%
EPS Next 5Y-0.39%
Revenue 1Y (TTM)43.09%
Revenue growth 3Y4.78%
Revenue growth 5Y1.62%
Sales Q2Q%11.37%
Revenue Next Year5.04%
Revenue Next 2Y5.38%
Revenue Next 3Y5.19%
Revenue Next 5Y5.08%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-172.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-184.38%
OCF growth 3YN/A
OCF growth 5YN/A