BAYERISCHE MOTOREN WERKE AG (1BMW.MI) Stock Fundamental Analysis
BIT:1BMW • DE0005190003
90.58 EUR
+1.64 (+1.84%)
Last: Feb 17, 2026, 07:00 PM
Taking everything into account, 1BMW scores 5 out of 10 in our fundamental rating. 1BMW was compared to 34 industry peers in the Automobiles industry. 1BMW has an excellent profitability rating, but there are concerns on its financial health. 1BMW has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- 1BMW had positive earnings in the past year.
- 1BMW had a positive operating cash flow in the past year.
- 1BMW had positive earnings in each of the past 5 years.
- In the past 5 years 1BMW always reported a positive cash flow from operatings.
1.2 Ratios
- 1BMW has a better Return On Assets (2.68%) than 70.59% of its industry peers.
- Looking at the Return On Equity, with a value of 7.52%, 1BMW is in the better half of the industry, outperforming 70.59% of the companies in the same industry.
- The Return On Invested Capital of 1BMW (3.89%) is better than 70.59% of its industry peers.
- 1BMW had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 5.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROIC | 3.89% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
- With an excellent Profit Margin value of 5.15%, 1BMW belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
- In the last couple of years the Profit Margin of 1BMW has grown nicely.
- 1BMW has a better Operating Margin (7.29%) than 82.35% of its industry peers.
- In the last couple of years the Operating Margin of 1BMW has grown nicely.
- 1BMW's Gross Margin of 15.47% is on the low side compared to the rest of the industry. 1BMW is outperformed by 64.71% of its industry peers.
- In the last couple of years the Gross Margin of 1BMW has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so 1BMW is still creating some value.
- 1BMW has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for 1BMW has been reduced compared to 5 years ago.
- The debt/assets ratio for 1BMW is higher compared to a year ago.
2.2 Solvency
- 1BMW has an Altman-Z score of 1.39. This is a bad value and indicates that 1BMW is not financially healthy and even has some risk of bankruptcy.
- 1BMW has a better Altman-Z score (1.39) than 79.41% of its industry peers.
- 1BMW has a debt to FCF ratio of 2505.77. This is a negative value and a sign of low solvency as 1BMW would need 2505.77 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2505.77, 1BMW is doing worse than 61.76% of the companies in the same industry.
- A Debt/Equity ratio of 0.72 indicates that 1BMW is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.72, 1BMW perfoms like the industry average, outperforming 58.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Altman-Z | 1.39 |
ROIC/WACC0.97
WACC4.02%
2.3 Liquidity
- 1BMW has a Current Ratio of 1.14. This is a normal value and indicates that 1BMW is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of 1BMW (1.14) is comparable to the rest of the industry.
- 1BMW has a Quick Ratio of 1.14. This is a bad value and indicates that 1BMW is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.86, 1BMW perfoms like the industry average, outperforming 41.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- 1BMW shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.33%.
- The Earnings Per Share has been growing by 9.24% on average over the past years. This is quite good.
- 1BMW shows a decrease in Revenue. In the last year, the revenue decreased by -8.40%.
- The Revenue has been growing slightly by 6.44% on average over the past years.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
3.2 Future
- The Earnings Per Share is expected to grow by 5.89% on average over the next years.
- 1BMW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.08% yearly.
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y5.89%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.08%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.96, the valuation of 1BMW can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of 1BMW indicates a rather cheap valuation: 1BMW is cheaper than 91.18% of the companies listed in the same industry.
- 1BMW is valuated cheaply when we compare the Price/Earnings ratio to 27.16, which is the current average of the S&P500 Index.
- 1BMW is valuated reasonably with a Price/Forward Earnings ratio of 8.01.
- 1BMW's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 1BMW is cheaper than 64.71% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of 1BMW to the average of the S&P500 Index (28.10), we can say 1BMW is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.01 |
4.2 Price Multiples
- 1BMW's Enterprise Value to EBITDA ratio is in line with the industry average.
- Based on the Price/Free Cash Flow ratio, 1BMW is valued a bit more expensive than 61.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1297.21 | ||
| EV/EBITDA | 7.51 |
4.3 Compensation for Growth
- The decent profitability rating of 1BMW may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.86
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
5. Dividend
5.1 Amount
- 1BMW has a Yearly Dividend Yield of 4.90%, which is a nice return.
- 1BMW's Dividend Yield is a higher than the industry average which is at 3.46.
- 1BMW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.9% |
5.2 History
- On average, the dividend of 1BMW grows each year by 16.27%, which is quite nice.
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The dividend of 1BMW is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
BIT:1BMW (2/17/2026, 7:00:00 PM)
90.58
+1.64 (+1.84%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)03-12 2026-03-12/amc
Inst Owners22.78%
Inst Owner ChangeN/A
Ins Owners50.2%
Ins Owner ChangeN/A
Market Cap55.78B
Revenue(TTM)136.41B
Net Income(TTM)7.02B
Analysts69.68
Price Target93.92 (3.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.9% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.98%
Min EPS beat(2)-17.69%
Max EPS beat(2)-12.28%
EPS beat(4)0
Avg EPS beat(4)-8.88%
Min EPS beat(4)-17.69%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-13.22%
EPS beat(12)2
Avg EPS beat(12)-9.57%
EPS beat(16)6
Avg EPS beat(16)-4.55%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.93%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.06%
Revenue beat(8)1
Avg Revenue beat(8)-4.82%
Revenue beat(12)4
Avg Revenue beat(12)-2.57%
Revenue beat(16)6
Avg Revenue beat(16)-1.8%
PT rev (1m)3.33%
PT rev (3m)7.25%
EPS NQ rev (1m)-3.23%
EPS NQ rev (3m)-11.58%
EPS NY rev (1m)-0.16%
EPS NY rev (3m)3.06%
Revenue NQ rev (1m)1.82%
Revenue NQ rev (3m)0.12%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.01 | ||
| P/S | 0.41 | ||
| P/FCF | 1297.21 | ||
| P/OCF | 4.88 | ||
| P/B | 0.6 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | 7.51 |
EPS(TTM)11.38
EY12.56%
EPS(NY)11.3
Fwd EY12.48%
FCF(TTM)0.07
FCFY0.08%
OCF(TTM)18.55
OCFY20.48%
SpS221.52
BVpS151.6
TBVpS120.02
PEG (NY)N/A
PEG (5Y)0.86
Graham Number197.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROCE | 5.52% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.42% | ||
| ROICexgc | 5.03% | ||
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% | ||
| FCFM | 0.03% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexgc growth 3Y-10.71%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Debt/EBITDA | 3.62 | ||
| Cap/Depr | 132.93% | ||
| Cap/Sales | 8.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.73% | ||
| Profit Quality | 0.61% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.39 |
F-Score4
WACC4.02%
ROIC/WACC0.97
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y5.89%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.08%
EBIT growth 1Y-29.15%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year58.37%
EBIT Next 3Y23.14%
EBIT Next 5Y9.55%
FCF growth 1Y-99.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.51%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%
BAYERISCHE MOTOREN WERKE AG / 1BMW.MI FAQ
What is the fundamental rating for 1BMW stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1BMW.MI.
What is the valuation status of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to BAYERISCHE MOTOREN WERKE AG (1BMW.MI). This can be considered as Fairly Valued.
What is the profitability of 1BMW stock?
BAYERISCHE MOTOREN WERKE AG (1BMW.MI) has a profitability rating of 7 / 10.
What are the PE and PB ratios of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) stock?
The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE AG (1BMW.MI) is 7.96 and the Price/Book (PB) ratio is 0.6.
What is the financial health of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) stock?
The financial health rating of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) is 3 / 10.