APPLE INC (1AAPL.MI) Fundamental Analysis & Valuation
BIT:1AAPL • US0378331005
Current stock price
234.25 EUR
+6.15 (+2.7%)
Last:
This 1AAPL.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. 1AAPL.MI Profitability Analysis
1.1 Basic Checks
- In the past year 1AAPL was profitable.
- 1AAPL had a positive operating cash flow in the past year.
- In the past 5 years 1AAPL has always been profitable.
- Each year in the past 5 years 1AAPL had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of 1AAPL (31.05%) is better than 97.06% of its industry peers.
- 1AAPL has a better Return On Equity (133.55%) than 94.12% of its industry peers.
- 1AAPL has a better Return On Invested Capital (54.20%) than 97.06% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for 1AAPL is significantly above the industry average of 15.56%.
- The 3 year average ROIC (50.93%) for 1AAPL is below the current ROIC(54.20%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.05% | ||
| ROE | 133.55% | ||
| ROIC | 54.2% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)50.93%
ROIC(5y)48.1%
1.3 Margins
- 1AAPL has a better Profit Margin (27.04%) than 94.12% of its industry peers.
- 1AAPL's Profit Margin has improved in the last couple of years.
- 1AAPL's Operating Margin of 32.38% is amongst the best of the industry. 1AAPL outperforms 97.06% of its industry peers.
- In the last couple of years the Operating Margin of 1AAPL has grown nicely.
- With a decent Gross Margin value of 47.33%, 1AAPL is doing good in the industry, outperforming 73.53% of the companies in the same industry.
- 1AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.38% | ||
| PM (TTM) | 27.04% | ||
| GM | 47.33% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. 1AAPL.MI Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1AAPL is creating value.
- 1AAPL has less shares outstanding than it did 1 year ago.
- 1AAPL has less shares outstanding than it did 5 years ago.
- 1AAPL has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 10.64 indicates that 1AAPL is not in any danger for bankruptcy at the moment.
- The Altman-Z score of 1AAPL (10.64) is better than 91.18% of its industry peers.
- 1AAPL has a debt to FCF ratio of 0.73. This is a very positive value and a sign of high solvency as it would only need 0.73 years to pay back of all of its debts.
- The Debt to FCF ratio of 1AAPL (0.73) is better than 91.18% of its industry peers.
- 1AAPL has a Debt/Equity ratio of 0.89. This is a neutral value indicating 1AAPL is somewhat dependend on debt financing.
- 1AAPL has a worse Debt to Equity ratio (0.89) than 73.53% of its industry peers.
- Although 1AAPL's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 0.73 | ||
| Altman-Z | 10.64 |
ROIC/WACC6.16
WACC8.8%
2.3 Liquidity
- 1AAPL has a Current Ratio of 0.97. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- 1AAPL has a worse Current ratio (0.97) than 76.47% of its industry peers.
- 1AAPL has a Quick Ratio of 0.97. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- 1AAPL has a Quick ratio of 0.94. This is comparable to the rest of the industry: 1AAPL outperforms 44.12% of its industry peers.
- 1AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.97 | ||
| Quick Ratio | 0.94 |
3. 1AAPL.MI Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 13.49% over the past year.
- Measured over the past years, 1AAPL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.04% on average per year.
- The Revenue has grown by 10.07% in the past year. This is quite good.
- 1AAPL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.68% yearly.
EPS 1Y (TTM)13.49%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%18.33%
Revenue 1Y (TTM)10.07%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%15.65%
3.2 Future
- Based on estimates for the next years, 1AAPL will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.30% on average per year.
- Based on estimates for the next years, 1AAPL will show a small growth in Revenue. The Revenue will grow by 7.46% on average per year.
EPS Next Y16.22%
EPS Next 2Y13.03%
EPS Next 3Y12.05%
EPS Next 5Y14.3%
Revenue Next Year12.22%
Revenue Next 2Y9.58%
Revenue Next 3Y8.46%
Revenue Next 5Y7.46%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. 1AAPL.MI Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 34.65, the valuation of 1AAPL can be described as expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of 1AAPL indicates a somewhat cheap valuation: 1AAPL is cheaper than 61.76% of the companies listed in the same industry.
- 1AAPL is valuated rather expensively when we compare the Price/Earnings ratio to 27.47, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 28.70, which means the current valuation is very expensive for 1AAPL.
- The rest of the industry has a similar Price/Forward Earnings ratio as 1AAPL.
- When comparing the Price/Forward Earnings ratio of 1AAPL to the average of the S&P500 Index (22.62), we can say 1AAPL is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.65 | ||
| Fwd PE | 28.7 |
4.2 Price Multiples
- 1AAPL's Enterprise Value to EBITDA ratio is in line with the industry average.
- Based on the Price/Free Cash Flow ratio, 1AAPL is valued a bit cheaper than 70.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.61 | ||
| EV/EBITDA | 26.3 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The excellent profitability rating of 1AAPL may justify a higher PE ratio.
- 1AAPL's earnings are expected to grow with 12.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.14
PEG (5Y)1.92
EPS Next 2Y13.03%
EPS Next 3Y12.05%
5. 1AAPL.MI Dividend Analysis
5.1 Amount
- 1AAPL has a yearly dividend return of 0.39%, which is pretty low.
- 1AAPL's Dividend Yield is a higher than the industry average which is at 0.95.
- Compared to an average S&P500 Dividend Yield of 1.81, 1AAPL's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
5.2 History
- The dividend of 1AAPL has a limited annual growth rate of 4.95%.
Dividend Growth(5Y)4.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1AAPL pays out 13.15% of its income as dividend. This is a sustainable payout ratio.
- The dividend of 1AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP13.15%
EPS Next 2Y13.03%
EPS Next 3Y12.05%
1AAPL.MI Fundamentals: All Metrics, Ratios and Statistics
BIT:1AAPL (4/23/2026, 7:00:00 PM)
234.25
+6.15 (+2.7%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)04-30 2026-04-30/amc
Inst Owners65.11%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3.44T
Revenue(TTM)435.62B
Net Income(TTM)117.78B
Analysts78.15
Price Target252.81 (7.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
Yearly Dividend0.87
Dividend Growth(5Y)4.95%
DP13.15%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.27%
Min EPS beat(2)2.35%
Max EPS beat(2)4.19%
EPS beat(4)3
Avg EPS beat(4)3.33%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.97%
EPS beat(12)10
Avg EPS beat(12)2.32%
EPS beat(16)12
Avg EPS beat(16)1.76%
Revenue beat(2)1
Avg Revenue beat(2)0.01%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)1.77%
Revenue beat(4)2
Avg Revenue beat(4)0.43%
Min Revenue beat(4)-1.76%
Max Revenue beat(4)2.97%
Revenue beat(8)2
Avg Revenue beat(8)-0.42%
Revenue beat(12)2
Avg Revenue beat(12)-0.62%
Revenue beat(16)3
Avg Revenue beat(16)-0.85%
PT rev (1m)0.68%
PT rev (3m)1.37%
EPS NQ rev (1m)0.04%
EPS NQ rev (3m)5.73%
EPS NY rev (1m)0.01%
EPS NY rev (3m)3.09%
Revenue NQ rev (1m)0.05%
Revenue NQ rev (3m)4.36%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)2.94%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.65 | ||
| Fwd PE | 28.7 | ||
| P/S | 9.23 | ||
| P/FCF | 32.61 | ||
| P/OCF | 29.69 | ||
| P/B | 45.6 | ||
| P/tB | 45.6 | ||
| EV/EBITDA | 26.3 |
EPS(TTM)6.76
EY2.89%
EPS(NY)8.16
Fwd EY3.48%
FCF(TTM)7.18
FCFY3.07%
OCF(TTM)7.89
OCFY3.37%
SpS25.37
BVpS5.14
TBVpS5.14
PEG (NY)2.14
PEG (5Y)1.92
Graham Number27.952 (-88.07%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.05% | ||
| ROE | 133.55% | ||
| ROCE | 65.03% | ||
| ROIC | 54.2% | ||
| ROICexc | 78.06% | ||
| ROICexgc | 78.06% | ||
| OM | 32.38% | ||
| PM (TTM) | 27.04% | ||
| GM | 47.33% | ||
| FCFM | 28.31% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)50.93%
ROIC(5y)48.1%
ROICexc(3y)72.42%
ROICexc(5y)66.83%
ROICexgc(3y)72.42%
ROICexgc(5y)66.83%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 0.73 | ||
| Debt/EBITDA | 0.51 | ||
| Cap/Depr | 102.67% | ||
| Cap/Sales | 2.79% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 88.6% | ||
| Profit Quality | 104.71% | ||
| Current Ratio | 0.97 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 10.64 |
F-Score8
WACC8.8%
ROIC/WACC6.16
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)13.49%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%18.33%
EPS Next Y16.22%
EPS Next 2Y13.03%
EPS Next 3Y12.05%
EPS Next 5Y14.3%
Revenue 1Y (TTM)10.07%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%15.65%
Revenue Next Year12.22%
Revenue Next 2Y9.58%
Revenue Next 3Y8.46%
Revenue Next 5Y7.46%
EBIT growth 1Y12.25%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year22.98%
EBIT Next 3Y12.31%
EBIT Next 5Y10.87%
FCF growth 1Y15.4%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y16.35%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / 1AAPL.MI Fundamental Analysis FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 7 / 10 to 1AAPL.MI.
Can you provide the valuation status for APPLE INC?
ChartMill assigns a valuation rating of 3 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
How profitable is APPLE INC (1AAPL.MI) stock?
APPLE INC (1AAPL.MI) has a profitability rating of 9 / 10.
What is the valuation of APPLE INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for APPLE INC (1AAPL.MI) is 34.65 and the Price/Book (PB) ratio is 45.6.
Is the dividend of APPLE INC sustainable?
The dividend rating of APPLE INC (1AAPL.MI) is 4 / 10 and the dividend payout ratio is 13.15%.