APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1AAPL - US0378331005 - Common Stock
221.55 EUR
-1.75 (-0.78%)
Overall 1AAPL gets a fundamental rating of 6 out of 10. We evaluated 1AAPL against 32 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL gets an excellent profitability rating and is at the same time showing great financial health properties. While showing a medium growth rate, 1AAPL is valued expensive at the moment. These ratings could make 1AAPL a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
- 1AAPL had positive earnings in the past year.
- In the past year 1AAPL had a positive cash flow from operations.
- 1AAPL had positive earnings in each of the past 5 years.
- In the past 5 years 1AAPL always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 31.18%, 1AAPL belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
- 1AAPL's Return On Equity of 151.91% is amongst the best of the industry. 1AAPL outperforms 100.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 55.64%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
- 1AAPL had an Average Return On Invested Capital over the past 3 years of 51.04%. This is significantly above the industry average of 16.68%.
- The last Return On Invested Capital (55.64%) for 1AAPL is above the 3 year average (51.04%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROIC | 55.64% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
1.3 Margins
- 1AAPL has a Profit Margin of 26.92%. This is amongst the best in the industry. 1AAPL outperforms 100.00% of its industry peers.
- 1AAPL's Profit Margin has improved in the last couple of years.
- 1AAPL's Operating Margin of 31.97% is amongst the best of the industry. 1AAPL outperforms 100.00% of its industry peers.
- In the last couple of years the Operating Margin of 1AAPL has grown nicely.
- Looking at the Gross Margin, with a value of 46.91%, 1AAPL is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
- 1AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
- 1AAPL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- Compared to 1 year ago, 1AAPL has less shares outstanding
- The number of shares outstanding for 1AAPL has been reduced compared to 5 years ago.
- Compared to 1 year ago, 1AAPL has an improved debt to assets ratio.
2.2 Solvency
- 1AAPL has an Altman-Z score of 10.26. This indicates that 1AAPL is financially healthy and has little risk of bankruptcy at the moment.
- 1AAPL has a Altman-Z score of 10.26. This is amongst the best in the industry. 1AAPL outperforms 93.75% of its industry peers.
- 1AAPL has a debt to FCF ratio of 1.00. This is a very positive value and a sign of high solvency as it would only need 1.00 years to pay back of all of its debts.
- The Debt to FCF ratio of 1AAPL (1.00) is better than 93.75% of its industry peers.
- A Debt/Equity ratio of 1.17 is on the high side and indicates that 1AAPL has dependencies on debt financing.
- 1AAPL has a worse Debt to Equity ratio (1.17) than 75.00% of its industry peers.
- Even though the debt/equity ratio score it not favorable for 1AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 10.26 |
ROIC/WACC6.43
WACC8.65%
2.3 Liquidity
- 1AAPL has a Current Ratio of 0.89. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- 1AAPL has a Current ratio of 0.89. This is in the lower half of the industry: 1AAPL underperforms 78.13% of its industry peers.
- 1AAPL has a Quick Ratio of 0.89. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of 1AAPL (0.86) is worse than 65.63% of its industry peers.
- 1AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 10.67% over the past year.
- Measured over the past years, 1AAPL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.04% on average per year.
- Looking at the last year, 1AAPL shows a small growth in Revenue. The Revenue has grown by 6.43% in the last year.
- The Revenue has been growing by 8.68% on average over the past years. This is quite good.
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
3.2 Future
- 1AAPL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.24% yearly.
- Based on estimates for the next years, 1AAPL will show a small growth in Revenue. The Revenue will grow by 6.85% on average per year.
EPS Next Y12.69%
EPS Next 2Y11.63%
EPS Next 3Y11.11%
EPS Next 5Y13.24%
Revenue Next Year8.96%
Revenue Next 2Y7.86%
Revenue Next 3Y7.38%
Revenue Next 5Y6.85%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 34.46, the valuation of 1AAPL can be described as expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of 1AAPL is on the same level as its industry peers.
- The average S&P500 Price/Earnings ratio is at 27.54. 1AAPL is valued slightly more expensive when compared to this.
- The Price/Forward Earnings ratio is 30.59, which means the current valuation is very expensive for 1AAPL.
- Based on the Price/Forward Earnings ratio, 1AAPL is valued a bit more expensive than 62.50% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of 1AAPL to the average of the S&P500 Index (24.31), we can say 1AAPL is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.46 | ||
| Fwd PE | 30.59 |
4.2 Price Multiples
- 1AAPL's Enterprise Value to EBITDA ratio is in line with the industry average.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1AAPL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.53 | ||
| EV/EBITDA | 26.41 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The excellent profitability rating of 1AAPL may justify a higher PE ratio.
PEG (NY)2.71
PEG (5Y)1.91
EPS Next 2Y11.63%
EPS Next 3Y11.11%
5. Dividend
5.1 Amount
- 1AAPL has a yearly dividend return of 0.40%, which is pretty low.
- 1AAPL's Dividend Yield is a higher than the industry average which is at 0.92.
- Compared to an average S&P500 Dividend Yield of 1.92, 1AAPL's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.4% |
5.2 History
- The dividend of 1AAPL has a limited annual growth rate of 4.95%.
Dividend Growth(5Y)4.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 13.77% of the earnings are spent on dividend by 1AAPL. This is a low number and sustainable payout ratio.
- The dividend of 1AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP13.77%
EPS Next 2Y11.63%
EPS Next 3Y11.11%
BIT:1AAPL (1/14/2026, 7:00:00 PM)
221.55
-1.75 (-0.78%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)01-29 2026-01-29/amc
Inst Owners64.27%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3.27T
Revenue(TTM)416.16B
Net Income(TTM)112.01B
Analysts77.74
Price Target247.38 (11.66%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.4% |
Yearly Dividend0.89
Dividend Growth(5Y)4.95%
DP13.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.84%
Min EPS beat(2)2.35%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)2.32%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.68%
EPS beat(12)9
Avg EPS beat(12)1.57%
EPS beat(16)12
Avg EPS beat(16)2.06%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.47%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.2%
Revenue beat(16)3
Avg Revenue beat(16)-0.81%
PT rev (1m)0.71%
PT rev (3m)15.64%
EPS NQ rev (1m)0.15%
EPS NQ rev (3m)6.71%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)3.12%
Revenue NQ rev (1m)0.2%
Revenue NQ rev (3m)5.66%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)3.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.46 | ||
| Fwd PE | 30.59 | ||
| P/S | 9.14 | ||
| P/FCF | 38.53 | ||
| P/OCF | 34.13 | ||
| P/B | 51.61 | ||
| P/tB | 51.61 | ||
| EV/EBITDA | 26.41 |
EPS(TTM)6.43
EY2.9%
EPS(NY)7.24
Fwd EY3.27%
FCF(TTM)5.75
FCFY2.6%
OCF(TTM)6.49
OCFY2.93%
SpS24.23
BVpS4.29
TBVpS4.29
PEG (NY)2.71
PEG (5Y)1.91
Graham Number24.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROCE | 68.72% | ||
| ROIC | 55.64% | ||
| ROICexc | 76.36% | ||
| ROICexgc | 76.36% | ||
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% | ||
| FCFM | 23.73% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
ROICexc(3y)72.58%
ROICexc(5y)66.97%
ROICexgc(3y)72.58%
ROICexgc(5y)66.97%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0.6 | ||
| Cap/Depr | 108.69% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.02% | ||
| Profit Quality | 88.18% | ||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 10.26 |
F-Score8
WACC8.65%
ROIC/WACC6.43
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
EPS Next Y12.69%
EPS Next 2Y11.63%
EPS Next 3Y11.11%
EPS Next 5Y13.24%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
Revenue Next Year8.96%
Revenue Next 2Y7.86%
Revenue Next 3Y7.38%
Revenue Next 5Y6.85%
EBIT growth 1Y7.98%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year18.92%
EBIT Next 3Y11.49%
EBIT Next 5Y10.17%
FCF growth 1Y-9.23%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y-5.73%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / 1AAPL.MI FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1AAPL.MI.
Can you provide the valuation status for APPLE INC?
ChartMill assigns a valuation rating of 2 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
What is the profitability of 1AAPL stock?
APPLE INC (1AAPL.MI) has a profitability rating of 9 / 10.
What is the expected EPS growth for APPLE INC (1AAPL.MI) stock?
The Earnings per Share (EPS) of APPLE INC (1AAPL.MI) is expected to grow by 12.69% in the next year.
Can you provide the dividend sustainability for 1AAPL stock?
The dividend rating of APPLE INC (1AAPL.MI) is 4 / 10 and the dividend payout ratio is 13.77%.