APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1AAPL - US0378331005 - Common Stock
238.45 EUR
-2.2 (-0.91%)
We assign a fundamental rating of 7 out of 10 to 1AAPL. 1AAPL was compared to 32 industry peers in the Technology Hardware, Storage & Peripherals industry. Both the health and profitability get an excellent rating, making 1AAPL a very profitable company, without any liquidiy or solvency issues. 1AAPL is quite expensive at the moment. It does show a decent growth rate. These ratings would make 1AAPL suitable for quality investing!
1. Profitability
1.1 Basic Checks
1AAPL had positive earnings in the past year.
1AAPL had a positive operating cash flow in the past year.
Each year in the past 5 years 1AAPL has been profitable.
In the past 5 years 1AAPL always reported a positive cash flow from operatings.
1.2 Ratios
1AAPL's Return On Assets of 31.18% is amongst the best of the industry. 1AAPL outperforms 100.00% of its industry peers.
With an excellent Return On Equity value of 151.91%, 1AAPL belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
With an excellent Return On Invested Capital value of 55.64%, 1AAPL belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
1AAPL had an Average Return On Invested Capital over the past 3 years of 51.04%. This is significantly above the industry average of 18.18%.
The last Return On Invested Capital (55.64%) for 1AAPL is above the 3 year average (51.04%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROIC | 55.64% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
1.3 Margins
1AAPL's Profit Margin of 26.92% is amongst the best of the industry. 1AAPL outperforms 100.00% of its industry peers.
In the last couple of years the Profit Margin of 1AAPL has grown nicely.
With an excellent Operating Margin value of 31.97%, 1AAPL belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
1AAPL's Operating Margin has improved in the last couple of years.
The Gross Margin of 1AAPL (46.91%) is better than 87.50% of its industry peers.
In the last couple of years the Gross Margin of 1AAPL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1AAPL is creating value.
Compared to 1 year ago, 1AAPL has less shares outstanding
The number of shares outstanding for 1AAPL has been reduced compared to 5 years ago.
Compared to 1 year ago, 1AAPL has an improved debt to assets ratio.
2.2 Solvency
1AAPL has an Altman-Z score of 10.92. This indicates that 1AAPL is financially healthy and has little risk of bankruptcy at the moment.
1AAPL has a Altman-Z score of 10.92. This is amongst the best in the industry. 1AAPL outperforms 90.63% of its industry peers.
The Debt to FCF ratio of 1AAPL is 1.00, which is an excellent value as it means it would take 1AAPL, only 1.00 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1AAPL (1.00) is better than 87.50% of its industry peers.
1AAPL has a Debt/Equity ratio of 1.17. This is a high value indicating a heavy dependency on external financing.
1AAPL has a Debt to Equity ratio of 1.17. This is in the lower half of the industry: 1AAPL underperforms 65.63% of its industry peers.
Even though the debt/equity ratio score it not favorable for 1AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 10.92 |
ROIC/WACC6.52
WACC8.53%
2.3 Liquidity
1AAPL has a Current Ratio of 0.89. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.89, 1AAPL is not doing good in the industry: 65.63% of the companies in the same industry are doing better.
A Quick Ratio of 0.86 indicates that 1AAPL may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.86, 1AAPL is in line with its industry, outperforming 43.75% of the companies in the same industry.
The current and quick ratio evaluation for 1AAPL is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
1AAPL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.67%, which is quite good.
The Earnings Per Share has been growing by 18.04% on average over the past years. This is quite good.
The Revenue has been growing slightly by 6.43% in the past year.
Measured over the past years, 1AAPL shows a quite strong growth in Revenue. The Revenue has been growing by 8.68% on average per year.
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
3.2 Future
Based on estimates for the next years, 1AAPL will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.46% on average per year.
The Revenue is expected to grow by 6.82% on average over the next years.
EPS Next Y11.89%
EPS Next 2Y10.96%
EPS Next 3Y10.96%
EPS Next 5Y13.46%
Revenue Next Year8.07%
Revenue Next 2Y7.22%
Revenue Next 3Y7.15%
Revenue Next 5Y6.82%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 36.97, the valuation of 1AAPL can be described as expensive.
1AAPL's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.31. 1AAPL is valued slightly more expensive when compared to this.
With a Price/Forward Earnings ratio of 33.05, 1AAPL can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, 1AAPL is valued a bit more expensive than 65.63% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 36.59. 1AAPL is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.97 | ||
| Fwd PE | 33.05 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1AAPL.
1AAPL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.33 | ||
| EV/EBITDA | 28.58 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
1AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)3.11
PEG (5Y)2.05
EPS Next 2Y10.96%
EPS Next 3Y10.96%
5. Dividend
5.1 Amount
With a yearly dividend of 0.39%, 1AAPL is not a good candidate for dividend investing.
1AAPL's Dividend Yield is comparable with the industry average which is at 2.34.
Compared to an average S&P500 Dividend Yield of 2.40, 1AAPL's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 4.95%.
Dividend Growth(5Y)4.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1AAPL pays out 13.77% of its income as dividend. This is a sustainable payout ratio.
The dividend of 1AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP13.77%
EPS Next 2Y10.96%
EPS Next 3Y10.96%
BIT:1AAPL (11/28/2025, 7:00:00 PM)
238.45
-2.2 (-0.91%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners63.51%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3.52T
Revenue(TTM)416.16B
Net Income(TTM)112.01B
Analysts77.89
Price Target246.8 (3.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
Yearly Dividend0.9
Dividend Growth(5Y)4.95%
DP13.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.84%
Min EPS beat(2)2.35%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)2.32%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.68%
EPS beat(12)9
Avg EPS beat(12)1.57%
EPS beat(16)12
Avg EPS beat(16)2.06%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.47%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.2%
Revenue beat(16)3
Avg Revenue beat(16)-0.81%
PT rev (1m)15.37%
PT rev (3m)18.61%
EPS NQ rev (1m)6.6%
EPS NQ rev (3m)7.22%
EPS NY rev (1m)2.35%
EPS NY rev (3m)2.52%
Revenue NQ rev (1m)4.99%
Revenue NQ rev (3m)5.97%
Revenue NY rev (1m)2.08%
Revenue NY rev (3m)2.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.97 | ||
| Fwd PE | 33.05 | ||
| P/S | 9.81 | ||
| P/FCF | 41.33 | ||
| P/OCF | 36.62 | ||
| P/B | 55.37 | ||
| P/tB | 55.37 | ||
| EV/EBITDA | 28.58 |
EPS(TTM)6.45
EY2.7%
EPS(NY)7.21
Fwd EY3.03%
FCF(TTM)5.77
FCFY2.42%
OCF(TTM)6.51
OCFY2.73%
SpS24.31
BVpS4.31
TBVpS4.31
PEG (NY)3.11
PEG (5Y)2.05
Graham Number25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROCE | 68.72% | ||
| ROIC | 55.64% | ||
| ROICexc | 76.36% | ||
| ROICexgc | 76.36% | ||
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% | ||
| FCFM | 23.73% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
ROICexc(3y)72.58%
ROICexc(5y)66.97%
ROICexgc(3y)72.58%
ROICexgc(5y)66.97%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0.6 | ||
| Cap/Depr | 108.69% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.02% | ||
| Profit Quality | 88.18% | ||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 10.92 |
F-Score8
WACC8.53%
ROIC/WACC6.52
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
EPS Next Y11.89%
EPS Next 2Y10.96%
EPS Next 3Y10.96%
EPS Next 5Y13.46%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
Revenue Next Year8.07%
Revenue Next 2Y7.22%
Revenue Next 3Y7.15%
Revenue Next 5Y6.82%
EBIT growth 1Y7.98%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year15.46%
EBIT Next 3Y11.35%
EBIT Next 5Y10.63%
FCF growth 1Y-9.23%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y-5.73%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / 1AAPL.MI FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 7 / 10 to 1AAPL.MI.
What is the valuation status of APPLE INC (1AAPL.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
What is the profitability of 1AAPL stock?
APPLE INC (1AAPL.MI) has a profitability rating of 10 / 10.
Can you provide the PE and PB ratios for 1AAPL stock?
The Price/Earnings (PE) ratio for APPLE INC (1AAPL.MI) is 36.97 and the Price/Book (PB) ratio is 55.37.
Can you provide the financial health for 1AAPL stock?
The financial health rating of APPLE INC (1AAPL.MI) is 7 / 10.