APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1AAPL - US0378331005 - Common Stock
221.55 EUR
-1.75 (-0.78%)
1AAPL gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 32 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. While showing a medium growth rate, 1AAPL is valued expensive at the moment. These ratings could make 1AAPL a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
- In the past year 1AAPL was profitable.
- In the past year 1AAPL had a positive cash flow from operations.
- 1AAPL had positive earnings in each of the past 5 years.
- Each year in the past 5 years 1AAPL had a positive operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 31.18%, 1AAPL belongs to the best of the industry, outperforming 96.88% of the companies in the same industry.
- 1AAPL's Return On Equity of 151.91% is amongst the best of the industry. 1AAPL outperforms 96.88% of its industry peers.
- 1AAPL has a Return On Invested Capital of 55.64%. This is amongst the best in the industry. 1AAPL outperforms 96.88% of its industry peers.
- 1AAPL had an Average Return On Invested Capital over the past 3 years of 51.04%. This is significantly above the industry average of 16.68%.
- The last Return On Invested Capital (55.64%) for 1AAPL is above the 3 year average (51.04%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROIC | 55.64% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
1.3 Margins
- With an excellent Profit Margin value of 26.92%, 1AAPL belongs to the best of the industry, outperforming 96.88% of the companies in the same industry.
- In the last couple of years the Profit Margin of 1AAPL has grown nicely.
- 1AAPL has a Operating Margin of 31.97%. This is amongst the best in the industry. 1AAPL outperforms 96.88% of its industry peers.
- In the last couple of years the Operating Margin of 1AAPL has grown nicely.
- 1AAPL has a Gross Margin of 46.91%. This is in the better half of the industry: 1AAPL outperforms 71.88% of its industry peers.
- In the last couple of years the Gross Margin of 1AAPL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 1AAPL is creating value.
- Compared to 1 year ago, 1AAPL has less shares outstanding
- Compared to 5 years ago, 1AAPL has less shares outstanding
- The debt/assets ratio for 1AAPL has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 10.28 indicates that 1AAPL is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 10.28, 1AAPL belongs to the top of the industry, outperforming 93.75% of the companies in the same industry.
- 1AAPL has a debt to FCF ratio of 1.00. This is a very positive value and a sign of high solvency as it would only need 1.00 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 1.00, 1AAPL belongs to the best of the industry, outperforming 90.63% of the companies in the same industry.
- 1AAPL has a Debt/Equity ratio of 1.17. This is a high value indicating a heavy dependency on external financing.
- 1AAPL's Debt to Equity ratio of 1.17 is on the low side compared to the rest of the industry. 1AAPL is outperformed by 78.13% of its industry peers.
- Although 1AAPL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 10.28 |
ROIC/WACC6.41
WACC8.68%
2.3 Liquidity
- A Current Ratio of 0.89 indicates that 1AAPL may have some problems paying its short term obligations.
- With a Current ratio value of 0.89, 1AAPL is not doing good in the industry: 81.25% of the companies in the same industry are doing better.
- 1AAPL has a Quick Ratio of 0.89. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.86, 1AAPL is doing worse than 68.75% of the companies in the same industry.
- 1AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 10.67% over the past year.
- 1AAPL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.04% yearly.
- 1AAPL shows a small growth in Revenue. In the last year, the Revenue has grown by 6.43%.
- The Revenue has been growing by 8.68% on average over the past years. This is quite good.
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
3.2 Future
- 1AAPL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.24% yearly.
- The Revenue is expected to grow by 6.85% on average over the next years.
EPS Next Y12.69%
EPS Next 2Y11.63%
EPS Next 3Y11.11%
EPS Next 5Y13.24%
Revenue Next Year8.96%
Revenue Next 2Y7.86%
Revenue Next 3Y7.38%
Revenue Next 5Y6.85%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 34.56, the valuation of 1AAPL can be described as expensive.
- The rest of the industry has a similar Price/Earnings ratio as 1AAPL.
- 1AAPL's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.33.
- 1AAPL is valuated quite expensively with a Price/Forward Earnings ratio of 30.66.
- 1AAPL's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. 1AAPL is more expensive than 65.63% of the companies in the same industry.
- 1AAPL is valuated rather expensively when we compare the Price/Forward Earnings ratio to 24.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.56 | ||
| Fwd PE | 30.66 |
4.2 Price Multiples
- 62.50% of the companies in the same industry are cheaper than 1AAPL, based on the Enterprise Value to EBITDA ratio.
- 1AAPL's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.62 | ||
| EV/EBITDA | 26.47 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1AAPL does not grow enough to justify the current Price/Earnings ratio.
- 1AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.72
PEG (5Y)1.92
EPS Next 2Y11.63%
EPS Next 3Y11.11%
5. Dividend
5.1 Amount
- 1AAPL has a yearly dividend return of 0.40%, which is pretty low.
- 1AAPL's Dividend Yield is a higher than the industry average which is at 0.92.
- Compared to an average S&P500 Dividend Yield of 1.91, 1AAPL's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.4% |
5.2 History
- The dividend of 1AAPL has a limited annual growth rate of 4.95%.
Dividend Growth(5Y)4.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 1AAPL pays out 13.77% of its income as dividend. This is a sustainable payout ratio.
- 1AAPL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP13.77%
EPS Next 2Y11.63%
EPS Next 3Y11.11%
BIT:1AAPL (1/14/2026, 7:00:00 PM)
221.55
-1.75 (-0.78%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)01-29 2026-01-29/amc
Inst Owners64.27%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3.27T
Revenue(TTM)416.16B
Net Income(TTM)112.01B
Analysts77.74
Price Target247.38 (11.66%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.4% |
Yearly Dividend0.89
Dividend Growth(5Y)4.95%
DP13.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.84%
Min EPS beat(2)2.35%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)2.32%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.68%
EPS beat(12)9
Avg EPS beat(12)1.57%
EPS beat(16)12
Avg EPS beat(16)2.06%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.47%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.2%
Revenue beat(16)3
Avg Revenue beat(16)-0.81%
PT rev (1m)0.71%
PT rev (3m)15.64%
EPS NQ rev (1m)0.15%
EPS NQ rev (3m)6.71%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)3.12%
Revenue NQ rev (1m)0.2%
Revenue NQ rev (3m)5.66%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)3.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.56 | ||
| Fwd PE | 30.66 | ||
| P/S | 9.17 | ||
| P/FCF | 38.62 | ||
| P/OCF | 34.21 | ||
| P/B | 51.73 | ||
| P/tB | 51.73 | ||
| EV/EBITDA | 26.47 |
EPS(TTM)6.41
EY2.89%
EPS(NY)7.23
Fwd EY3.26%
FCF(TTM)5.74
FCFY2.59%
OCF(TTM)6.48
OCFY2.92%
SpS24.17
BVpS4.28
TBVpS4.28
PEG (NY)2.72
PEG (5Y)1.92
Graham Number24.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROCE | 68.72% | ||
| ROIC | 55.64% | ||
| ROICexc | 76.36% | ||
| ROICexgc | 76.36% | ||
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% | ||
| FCFM | 23.73% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
ROICexc(3y)72.58%
ROICexc(5y)66.97%
ROICexgc(3y)72.58%
ROICexgc(5y)66.97%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0.6 | ||
| Cap/Depr | 108.69% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.02% | ||
| Profit Quality | 88.18% | ||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 10.28 |
F-Score8
WACC8.68%
ROIC/WACC6.41
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
EPS Next Y12.69%
EPS Next 2Y11.63%
EPS Next 3Y11.11%
EPS Next 5Y13.24%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
Revenue Next Year8.96%
Revenue Next 2Y7.86%
Revenue Next 3Y7.38%
Revenue Next 5Y6.85%
EBIT growth 1Y7.98%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year18.92%
EBIT Next 3Y11.49%
EBIT Next 5Y10.17%
FCF growth 1Y-9.23%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y-5.73%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / 1AAPL.MI FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1AAPL.MI.
Can you provide the valuation status for APPLE INC?
ChartMill assigns a valuation rating of 2 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
What is the profitability of 1AAPL stock?
APPLE INC (1AAPL.MI) has a profitability rating of 9 / 10.
What is the expected EPS growth for APPLE INC (1AAPL.MI) stock?
The Earnings per Share (EPS) of APPLE INC (1AAPL.MI) is expected to grow by 12.69% in the next year.
Can you provide the dividend sustainability for 1AAPL stock?
The dividend rating of APPLE INC (1AAPL.MI) is 4 / 10 and the dividend payout ratio is 13.77%.