APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - BIT:1AAPL - US0378331005 - Common Stock
236.5 EUR
+1.65 (+0.7%)
We assign a fundamental rating of 7 out of 10 to 1AAPL. 1AAPL was compared to 27 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL scores excellent points on both the profitability and health parts. This is a solid base for a good stock. 1AAPL is quite expensive at the moment. It does show a decent growth rate. This makes 1AAPL very considerable for quality investing!
1. Profitability
1.1 Basic Checks
1AAPL had positive earnings in the past year.
1AAPL had a positive operating cash flow in the past year.
1AAPL had positive earnings in each of the past 5 years.
Each year in the past 5 years 1AAPL had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 29.95%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
1AAPL has a Return On Equity of 150.81%. This is amongst the best in the industry. 1AAPL outperforms 100.00% of its industry peers.
1AAPL has a Return On Invested Capital of 55.09%. This is amongst the best in the industry. 1AAPL outperforms 100.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1AAPL is significantly above the industry average of 17.34%.
The last Return On Invested Capital (55.09%) for 1AAPL is above the 3 year average (48.83%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROIC | 55.09% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
1.3 Margins
Looking at the Profit Margin, with a value of 24.30%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of 1AAPL has grown nicely.
1AAPL has a better Operating Margin (31.87%) than 100.00% of its industry peers.
In the last couple of years the Operating Margin of 1AAPL has grown nicely.
1AAPL has a Gross Margin of 46.68%. This is amongst the best in the industry. 1AAPL outperforms 85.19% of its industry peers.
In the last couple of years the Gross Margin of 1AAPL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% |
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
2. Health
2.1 Basic Checks
1AAPL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for 1AAPL has been reduced compared to 1 year ago.
1AAPL has less shares outstanding than it did 5 years ago.
1AAPL has a better debt/assets ratio than last year.
2.2 Solvency
1AAPL has an Altman-Z score of 11.48. This indicates that 1AAPL is financially healthy and has little risk of bankruptcy at the moment.
1AAPL has a better Altman-Z score (11.48) than 96.30% of its industry peers.
The Debt to FCF ratio of 1AAPL is 1.06, which is an excellent value as it means it would take 1AAPL, only 1.06 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 1.06, 1AAPL belongs to the best of the industry, outperforming 85.19% of the companies in the same industry.
A Debt/Equity ratio of 1.40 is on the high side and indicates that 1AAPL has dependencies on debt financing.
1AAPL has a Debt to Equity ratio of 1.40. This is in the lower half of the industry: 1AAPL underperforms 74.07% of its industry peers.
Even though the debt/equity ratio score it not favorable for 1AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Altman-Z | 11.48 |
ROIC/WACC6.4
WACC8.61%
2.3 Liquidity
1AAPL has a Current Ratio of 0.87. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
1AAPL's Current ratio of 0.87 is on the low side compared to the rest of the industry. 1AAPL is outperformed by 74.07% of its industry peers.
1AAPL has a Quick Ratio of 0.87. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of 1AAPL (0.83) is worse than 66.67% of its industry peers.
The current and quick ratio evaluation for 1AAPL is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
1AAPL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.50%, which is quite good.
The Earnings Per Share has been growing by 17.90% on average over the past years. This is quite good.
The Revenue has been growing slightly by 5.97% in the past year.
Measured over the past years, 1AAPL shows a quite strong growth in Revenue. The Revenue has been growing by 8.49% on average per year.
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
3.2 Future
The Earnings Per Share is expected to grow by 10.53% on average over the next years. This is quite good.
1AAPL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.05% yearly.
EPS Next Y11.37%
EPS Next 2Y9.99%
EPS Next 3Y10.1%
EPS Next 5Y10.53%
Revenue Next Year6.16%
Revenue Next 2Y6.05%
Revenue Next 3Y6.14%
Revenue Next 5Y6.05%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 37.60, which means the current valuation is very expensive for 1AAPL.
Compared to the rest of the industry, the Price/Earnings ratio of 1AAPL is on the same level as its industry peers.
When comparing the Price/Earnings ratio of 1AAPL to the average of the S&P500 Index (26.10), we can say 1AAPL is valued slightly more expensively.
Based on the Price/Forward Earnings ratio of 33.45, the valuation of 1AAPL can be described as expensive.
The rest of the industry has a similar Price/Forward Earnings ratio as 1AAPL.
When comparing the Price/Forward Earnings ratio of 1AAPL to the average of the S&P500 Index (22.52), we can say 1AAPL is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.6 | ||
| Fwd PE | 33.45 |
4.2 Price Multiples
1AAPL's Enterprise Value to EBITDA is on the same level as the industry average.
1AAPL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 42.15 | ||
| EV/EBITDA | 28.53 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1AAPL does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of 1AAPL may justify a higher PE ratio.
PEG (NY)3.31
PEG (5Y)2.1
EPS Next 2Y9.99%
EPS Next 3Y10.1%
5. Dividend
5.1 Amount
With a yearly dividend of 0.33%, 1AAPL is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.15, 1AAPL pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.35, 1AAPL's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.33% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 5.30%.
Dividend Growth(5Y)5.3%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
15.47% of the earnings are spent on dividend by 1AAPL. This is a low number and sustainable payout ratio.
1AAPL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP15.47%
EPS Next 2Y9.99%
EPS Next 3Y10.1%
BIT:1AAPL (10/31/2025, 7:00:00 PM)
236.5
+1.65 (+0.7%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners63.51%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3509.75B
Revenue(TTM)408.63B
Net Income(TTM)99.28B
Analysts77.86
Price Target213.92 (-9.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.33% |
Yearly Dividend0.86
Dividend Growth(5Y)5.3%
DP15.47%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.38%
Min EPS beat(2)-0.58%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)1.81%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.74%
EPS beat(12)8
Avg EPS beat(12)1.34%
EPS beat(16)11
Avg EPS beat(16)1.81%
Revenue beat(2)1
Avg Revenue beat(2)0.85%
Min Revenue beat(2)-1.26%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.43%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.1%
Revenue beat(16)3
Avg Revenue beat(16)-0.93%
PT rev (1m)-0.28%
PT rev (3m)6.17%
EPS NQ rev (1m)-0.12%
EPS NQ rev (3m)5.98%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)2.8%
Revenue NQ rev (1m)0.26%
Revenue NQ rev (3m)3.84%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)1.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.6 | ||
| Fwd PE | 33.45 | ||
| P/S | 9.92 | ||
| P/FCF | 42.15 | ||
| P/OCF | 37.34 | ||
| P/B | 61.58 | ||
| P/tB | 61.58 | ||
| EV/EBITDA | 28.53 |
EPS(TTM)6.29
EY2.66%
EPS(NY)7.07
Fwd EY2.99%
FCF(TTM)5.61
FCFY2.37%
OCF(TTM)6.33
OCFY2.68%
SpS23.84
BVpS3.84
TBVpS3.84
PEG (NY)3.31
PEG (5Y)2.1
Graham Number23.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROCE | 68.4% | ||
| ROIC | 55.09% | ||
| ROICexc | 76.14% | ||
| ROICexgc | 76.14% | ||
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% | ||
| FCFM | 23.54% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
ROICexc(3y)68.4%
ROICexc(5y)60.45%
ROICexgc(3y)68.4%
ROICexgc(5y)60.45%
ROCE(3y)60.19%
ROCE(5y)51.84%
ROICexgc growth 3Y12.71%
ROICexgc growth 5Y14.84%
ROICexc growth 3Y12.71%
ROICexc growth 5Y14.84%
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
F-Score7
Asset Turnover1.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Debt/EBITDA | 0.65 | ||
| Cap/Depr | 107.83% | ||
| Cap/Sales | 3.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 76.62% | ||
| Profit Quality | 96.88% | ||
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 11.48 |
F-Score7
WACC8.61%
ROIC/WACC6.4
Cap/Depr(3y)91.37%
Cap/Depr(5y)87.69%
Cap/Sales(3y)2.66%
Cap/Sales(5y)2.74%
Profit Quality(3y)110.14%
Profit Quality(5y)111.28%
High Growth Momentum
Growth
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
EPS Next Y11.37%
EPS Next 2Y9.99%
EPS Next 3Y10.1%
EPS Next 5Y10.53%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
Revenue Next Year6.16%
Revenue Next 2Y6.05%
Revenue Next 3Y6.14%
Revenue Next 5Y6.05%
EBIT growth 1Y7.98%
EBIT growth 3Y4.19%
EBIT growth 5Y14.02%
EBIT Next Year17.05%
EBIT Next 3Y10.02%
EBIT Next 5Y9.62%
FCF growth 1Y-4.76%
FCF growth 3Y5.39%
FCF growth 5Y13.06%
OCF growth 1Y-3.99%
OCF growth 3Y4.36%
OCF growth 5Y11.25%
APPLE INC / 1AAPL.MI FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 7 / 10 to 1AAPL.MI.
What is the valuation status of APPLE INC (1AAPL.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
What is the profitability of 1AAPL stock?
APPLE INC (1AAPL.MI) has a profitability rating of 10 / 10.
Can you provide the PE and PB ratios for 1AAPL stock?
The Price/Earnings (PE) ratio for APPLE INC (1AAPL.MI) is 37.6 and the Price/Book (PB) ratio is 61.58.
Can you provide the financial health for 1AAPL stock?
The financial health rating of APPLE INC (1AAPL.MI) is 7 / 10.