APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - BIT:1AAPL - US0378331005 - Common Stock
206.7 EUR
+4.2 (+2.07%)
We assign a fundamental rating of 7 out of 10 to 1AAPL. 1AAPL was compared to 27 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL gets an excellent profitability rating and is at the same time showing great financial health properties. 1AAPL is valied quite expensively at the moment, while it does show a decent growth rate. These ratings could make 1AAPL a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
1AAPL had positive earnings in the past year.
In the past year 1AAPL had a positive cash flow from operations.
Each year in the past 5 years 1AAPL has been profitable.
In the past 5 years 1AAPL always reported a positive cash flow from operatings.
1.2 Ratios
1AAPL's Return On Assets of 29.95% is amongst the best of the industry. 1AAPL outperforms 96.30% of its industry peers.
The Return On Equity of 1AAPL (150.81%) is better than 96.30% of its industry peers.
1AAPL's Return On Invested Capital of 55.09% is amongst the best of the industry. 1AAPL outperforms 96.30% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1AAPL is significantly above the industry average of 16.90%.
The last Return On Invested Capital (55.09%) for 1AAPL is above the 3 year average (48.83%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROIC | 55.09% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
1.3 Margins
1AAPL has a better Profit Margin (24.30%) than 96.30% of its industry peers.
In the last couple of years the Profit Margin of 1AAPL has grown nicely.
With an excellent Operating Margin value of 31.87%, 1AAPL belongs to the best of the industry, outperforming 96.30% of the companies in the same industry.
In the last couple of years the Operating Margin of 1AAPL has grown nicely.
The Gross Margin of 1AAPL (46.68%) is better than 81.48% of its industry peers.
1AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% |
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
2. Health
2.1 Basic Checks
1AAPL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
1AAPL has less shares outstanding than it did 1 year ago.
The number of shares outstanding for 1AAPL has been reduced compared to 5 years ago.
The debt/assets ratio for 1AAPL has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 10.41 indicates that 1AAPL is not in any danger for bankruptcy at the moment.
1AAPL's Altman-Z score of 10.41 is amongst the best of the industry. 1AAPL outperforms 96.30% of its industry peers.
The Debt to FCF ratio of 1AAPL is 1.06, which is an excellent value as it means it would take 1AAPL, only 1.06 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1AAPL (1.06) is better than 81.48% of its industry peers.
A Debt/Equity ratio of 1.40 is on the high side and indicates that 1AAPL has dependencies on debt financing.
1AAPL has a worse Debt to Equity ratio (1.40) than 77.78% of its industry peers.
Even though the debt/equity ratio score it not favorable for 1AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Altman-Z | 10.41 |
ROIC/WACC6.39
WACC8.62%
2.3 Liquidity
A Current Ratio of 0.87 indicates that 1AAPL may have some problems paying its short term obligations.
The Current ratio of 1AAPL (0.87) is worse than 77.78% of its industry peers.
A Quick Ratio of 0.83 indicates that 1AAPL may have some problems paying its short term obligations.
The Quick ratio of 1AAPL (0.83) is worse than 66.67% of its industry peers.
The current and quick ratio evaluation for 1AAPL is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.50% over the past year.
1AAPL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 17.90% yearly.
1AAPL shows a small growth in Revenue. In the last year, the Revenue has grown by 5.97%.
1AAPL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.49% yearly.
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
3.2 Future
The Earnings Per Share is expected to grow by 12.86% on average over the next years. This is quite good.
Based on estimates for the next years, 1AAPL will show a small growth in Revenue. The Revenue will grow by 6.43% on average per year.
EPS Next Y11.43%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
EPS Next 5Y12.86%
Revenue Next Year6.1%
Revenue Next 2Y5.78%
Revenue Next 3Y5.84%
Revenue Next 5Y6.43%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 33.66, which means the current valuation is very expensive for 1AAPL.
The rest of the industry has a similar Price/Earnings ratio as 1AAPL.
Compared to an average S&P500 Price/Earnings ratio of 27.38, 1AAPL is valued a bit more expensive.
The Price/Forward Earnings ratio is 29.96, which means the current valuation is very expensive for 1AAPL.
1AAPL's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.86, 1AAPL is valued a bit more expensive.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.66 | ||
| Fwd PE | 29.96 |
4.2 Price Multiples
1AAPL's Enterprise Value to EBITDA is on the same level as the industry average.
1AAPL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.69 | ||
| EV/EBITDA | 25.19 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
1AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.95
PEG (5Y)1.88
EPS Next 2Y9.9%
EPS Next 3Y9.97%
5. Dividend
5.1 Amount
1AAPL has a yearly dividend return of 0.45%, which is pretty low.
Compared to an average industry Dividend Yield of 2.10, 1AAPL pays a bit more dividend than its industry peers.
With a Dividend Yield of 0.45, 1AAPL pays less dividend than the S&P500 average, which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.45% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 5.30%.
Dividend Growth(5Y)5.3%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1AAPL pays out 15.47% of its income as dividend. This is a sustainable payout ratio.
1AAPL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP15.47%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
BIT:1AAPL (9/19/2025, 7:00:00 PM)
206.7
+4.2 (+2.07%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners62.87%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3067.51B
Analysts77.45
Price Target214.51 (3.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.45% |
Yearly Dividend0.85
Dividend Growth(5Y)5.3%
DP15.47%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.38%
Min EPS beat(2)-0.58%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)1.81%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.74%
EPS beat(12)8
Avg EPS beat(12)1.34%
EPS beat(16)11
Avg EPS beat(16)1.81%
Revenue beat(2)1
Avg Revenue beat(2)0.85%
Min Revenue beat(2)-1.26%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.43%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.1%
Revenue beat(16)3
Avg Revenue beat(16)-0.93%
PT rev (1m)2.39%
PT rev (3m)4.32%
EPS NQ rev (1m)0.13%
EPS NQ rev (3m)5.73%
EPS NY rev (1m)2.85%
EPS NY rev (3m)2.88%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)3.63%
Revenue NY rev (1m)1.72%
Revenue NY rev (3m)1.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.66 | ||
| Fwd PE | 29.96 | ||
| P/S | 8.87 | ||
| P/FCF | 37.69 | ||
| P/OCF | 33.39 | ||
| P/B | 55.07 | ||
| P/tB | 55.07 | ||
| EV/EBITDA | 25.19 |
EPS(TTM)6.14
EY2.97%
EPS(NY)6.9
Fwd EY3.34%
FCF(TTM)5.48
FCFY2.65%
OCF(TTM)6.19
OCFY2.99%
SpS23.3
BVpS3.75
TBVpS3.75
PEG (NY)2.95
PEG (5Y)1.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 29.95% | ||
| ROE | 150.81% | ||
| ROCE | 68.4% | ||
| ROIC | 55.09% | ||
| ROICexc | 76.14% | ||
| ROICexgc | 76.14% | ||
| OM | 31.87% | ||
| PM (TTM) | 24.3% | ||
| GM | 46.68% | ||
| FCFM | 23.54% |
ROA(3y)27.16%
ROA(5y)25.24%
ROE(3y)172.54%
ROE(5y)151.11%
ROIC(3y)48.83%
ROIC(5y)42.3%
ROICexc(3y)68.4%
ROICexc(5y)60.45%
ROICexgc(3y)68.4%
ROICexgc(5y)60.45%
ROCE(3y)60.19%
ROCE(5y)51.84%
ROICexcg growth 3Y12.71%
ROICexcg growth 5Y14.84%
ROICexc growth 3Y12.71%
ROICexc growth 5Y14.84%
OM growth 3Y1.9%
OM growth 5Y5.1%
PM growth 3Y-2.52%
PM growth 5Y2.45%
GM growth 3Y3.41%
GM growth 5Y4.09%
F-Score7
Asset Turnover1.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 1.06 | ||
| Debt/EBITDA | 0.65 | ||
| Cap/Depr | 107.83% | ||
| Cap/Sales | 3.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 76.62% | ||
| Profit Quality | 96.88% | ||
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 10.41 |
F-Score7
WACC8.62%
ROIC/WACC6.39
Cap/Depr(3y)91.37%
Cap/Depr(5y)87.69%
Cap/Sales(3y)2.66%
Cap/Sales(5y)2.74%
Profit Quality(3y)110.14%
Profit Quality(5y)111.28%
High Growth Momentum
Growth
EPS 1Y (TTM)10.5%
EPS 3Y6.3%
EPS 5Y17.9%
EPS Q2Q%12.14%
EPS Next Y11.43%
EPS Next 2Y9.9%
EPS Next 3Y9.97%
EPS Next 5Y12.86%
Revenue 1Y (TTM)5.97%
Revenue growth 3Y2.25%
Revenue growth 5Y8.49%
Sales Q2Q%9.63%
Revenue Next Year6.1%
Revenue Next 2Y5.78%
Revenue Next 3Y5.84%
Revenue Next 5Y6.43%
EBIT growth 1Y7.98%
EBIT growth 3Y4.19%
EBIT growth 5Y14.02%
EBIT Next Year16.74%
EBIT Next 3Y9.62%
EBIT Next 5Y9.62%
FCF growth 1Y-4.76%
FCF growth 3Y5.39%
FCF growth 5Y13.06%
OCF growth 1Y-3.99%
OCF growth 3Y4.36%
OCF growth 5Y11.25%