APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1AAPL - US0378331005 - Common Stock
231.75 EUR
-0.75 (-0.32%)
Overall 1AAPL gets a fundamental rating of 6 out of 10. We evaluated 1AAPL against 30 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL scores excellent points on both the profitability and health parts. This is a solid base for a good stock. 1AAPL is quite expensive at the moment. It does show a decent growth rate. This makes 1AAPL very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year 1AAPL was profitable.
1AAPL had a positive operating cash flow in the past year.
Each year in the past 5 years 1AAPL has been profitable.
Each year in the past 5 years 1AAPL had a positive operating cash flow.
1.2 Ratios
The Return On Assets of 1AAPL (31.18%) is better than 96.67% of its industry peers.
Looking at the Return On Equity, with a value of 151.91%, 1AAPL belongs to the top of the industry, outperforming 96.67% of the companies in the same industry.
1AAPL has a better Return On Invested Capital (55.64%) than 96.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1AAPL is significantly above the industry average of 15.63%.
The last Return On Invested Capital (55.64%) for 1AAPL is above the 3 year average (51.04%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROIC | 55.64% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
1.3 Margins
1AAPL has a better Profit Margin (26.92%) than 96.67% of its industry peers.
In the last couple of years the Profit Margin of 1AAPL has grown nicely.
1AAPL has a better Operating Margin (31.97%) than 96.67% of its industry peers.
1AAPL's Operating Margin has improved in the last couple of years.
1AAPL's Gross Margin of 46.91% is fine compared to the rest of the industry. 1AAPL outperforms 76.67% of its industry peers.
In the last couple of years the Gross Margin of 1AAPL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1AAPL is creating value.
1AAPL has less shares outstanding than it did 1 year ago.
The number of shares outstanding for 1AAPL has been reduced compared to 5 years ago.
1AAPL has a better debt/assets ratio than last year.
2.2 Solvency
1AAPL has an Altman-Z score of 10.73. This indicates that 1AAPL is financially healthy and has little risk of bankruptcy at the moment.
1AAPL has a Altman-Z score of 10.73. This is amongst the best in the industry. 1AAPL outperforms 100.00% of its industry peers.
The Debt to FCF ratio of 1AAPL is 1.00, which is an excellent value as it means it would take 1AAPL, only 1.00 years of fcf income to pay off all of its debts.
1AAPL has a Debt to FCF ratio of 1.00. This is amongst the best in the industry. 1AAPL outperforms 86.67% of its industry peers.
1AAPL has a Debt/Equity ratio of 1.17. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of 1AAPL (1.17) is worse than 80.00% of its industry peers.
Even though the debt/equity ratio score it not favorable for 1AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 10.73 |
ROIC/WACC6.42
WACC8.67%
2.3 Liquidity
A Current Ratio of 0.89 indicates that 1AAPL may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.89, 1AAPL is doing worse than 80.00% of the companies in the same industry.
1AAPL has a Quick Ratio of 0.89. This is a bad value and indicates that 1AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
1AAPL's Quick ratio of 0.86 is on the low side compared to the rest of the industry. 1AAPL is outperformed by 66.67% of its industry peers.
1AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.67% over the past year.
1AAPL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.04% yearly.
The Revenue has been growing slightly by 6.43% in the past year.
Measured over the past years, 1AAPL shows a quite strong growth in Revenue. The Revenue has been growing by 8.68% on average per year.
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
3.2 Future
Based on estimates for the next years, 1AAPL will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.46% on average per year.
The Revenue is expected to grow by 6.81% on average over the next years.
EPS Next Y12.91%
EPS Next 2Y11.66%
EPS Next 3Y11.12%
EPS Next 5Y13.46%
Revenue Next Year9.07%
Revenue Next 2Y7.88%
Revenue Next 3Y7.41%
Revenue Next 5Y6.81%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 36.38, which means the current valuation is very expensive for 1AAPL.
Compared to the rest of the industry, the Price/Earnings ratio of 1AAPL is on the same level as its industry peers.
1AAPL's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 26.38.
1AAPL is valuated quite expensively with a Price/Forward Earnings ratio of 32.20.
1AAPL's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. 1AAPL is more expensive than 66.67% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.83, 1AAPL is valued a bit more expensive.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.38 | ||
| Fwd PE | 32.2 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, 1AAPL is valued a bit more expensive than the industry average as 63.33% of the companies are valued more cheaply.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1AAPL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.63 | ||
| EV/EBITDA | 27.93 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1AAPL does not grow enough to justify the current Price/Earnings ratio.
1AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.82
PEG (5Y)2.02
EPS Next 2Y11.66%
EPS Next 3Y11.12%
5. Dividend
5.1 Amount
With a yearly dividend of 0.38%, 1AAPL is not a good candidate for dividend investing.
1AAPL's Dividend Yield is comparable with the industry average which is at 0.98.
With a Dividend Yield of 0.38, 1AAPL pays less dividend than the S&P500 average, which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.38% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 4.95%.
Dividend Growth(5Y)4.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1AAPL pays out 13.77% of its income as dividend. This is a sustainable payout ratio.
The dividend of 1AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP13.77%
EPS Next 2Y11.66%
EPS Next 3Y11.12%
BIT:1AAPL (12/19/2025, 7:00:00 PM)
231.75
-0.75 (-0.32%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners64.22%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3.42T
Revenue(TTM)416.16B
Net Income(TTM)112.01B
Analysts78.21
Price Target245.63 (5.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.38% |
Yearly Dividend0.88
Dividend Growth(5Y)4.95%
DP13.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.84%
Min EPS beat(2)2.35%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)2.32%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.68%
EPS beat(12)9
Avg EPS beat(12)1.57%
EPS beat(16)12
Avg EPS beat(16)2.06%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.47%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.2%
Revenue beat(16)3
Avg Revenue beat(16)-0.81%
PT rev (1m)9.57%
PT rev (3m)14.51%
EPS NQ rev (1m)0.09%
EPS NQ rev (3m)7.24%
EPS NY rev (1m)0.91%
EPS NY rev (3m)3.46%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)5.89%
Revenue NY rev (1m)0.96%
Revenue NY rev (3m)3.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.38 | ||
| Fwd PE | 32.2 | ||
| P/S | 9.64 | ||
| P/FCF | 40.63 | ||
| P/OCF | 36 | ||
| P/B | 54.43 | ||
| P/tB | 54.43 | ||
| EV/EBITDA | 27.93 |
EPS(TTM)6.37
EY2.75%
EPS(NY)7.2
Fwd EY3.11%
FCF(TTM)5.7
FCFY2.46%
OCF(TTM)6.44
OCFY2.78%
SpS24.03
BVpS4.26
TBVpS4.26
PEG (NY)2.82
PEG (5Y)2.02
Graham Number24.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROCE | 68.72% | ||
| ROIC | 55.64% | ||
| ROICexc | 76.36% | ||
| ROICexgc | 76.36% | ||
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% | ||
| FCFM | 23.73% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
ROICexc(3y)72.58%
ROICexc(5y)66.97%
ROICexgc(3y)72.58%
ROICexgc(5y)66.97%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0.6 | ||
| Cap/Depr | 108.69% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.02% | ||
| Profit Quality | 88.18% | ||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 10.73 |
F-Score8
WACC8.67%
ROIC/WACC6.42
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
EPS Next Y12.91%
EPS Next 2Y11.66%
EPS Next 3Y11.12%
EPS Next 5Y13.46%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
Revenue Next Year9.07%
Revenue Next 2Y7.88%
Revenue Next 3Y7.41%
Revenue Next 5Y6.81%
EBIT growth 1Y7.98%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year19.08%
EBIT Next 3Y11.49%
EBIT Next 5Y10.58%
FCF growth 1Y-9.23%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y-5.73%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / 1AAPL.MI FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1AAPL.MI.
What is the valuation status of APPLE INC (1AAPL.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
What is the profitability of 1AAPL stock?
APPLE INC (1AAPL.MI) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1AAPL stock?
The Price/Earnings (PE) ratio for APPLE INC (1AAPL.MI) is 36.38 and the Price/Book (PB) ratio is 54.43.
Can you provide the financial health for 1AAPL stock?
The financial health rating of APPLE INC (1AAPL.MI) is 7 / 10.