APPLE INC (1AAPL.MI) Stock Fundamental Analysis
Europe - BIT:1AAPL - US0378331005 - Common Stock
235.6 EUR
+0.05 (+0.02%)
Taking everything into account, 1AAPL scores 7 out of 10 in our fundamental rating. 1AAPL was compared to 30 industry peers in the Technology Hardware, Storage & Peripherals industry. 1AAPL gets an excellent profitability rating and is at the same time showing great financial health properties. While showing a medium growth rate, 1AAPL is valued expensive at the moment. With these ratings, 1AAPL could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
In the past year 1AAPL was profitable.
1AAPL had a positive operating cash flow in the past year.
Each year in the past 5 years 1AAPL has been profitable.
In the past 5 years 1AAPL always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 31.18%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
With an excellent Return On Equity value of 151.91%, 1AAPL belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 55.64%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for 1AAPL is significantly above the industry average of 17.89%.
The 3 year average ROIC (51.04%) for 1AAPL is below the current ROIC(55.64%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROIC | 55.64% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
1.3 Margins
The Profit Margin of 1AAPL (26.92%) is better than 100.00% of its industry peers.
1AAPL's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 31.97%, 1AAPL belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Operating Margin of 1AAPL has grown nicely.
With an excellent Gross Margin value of 46.91%, 1AAPL belongs to the best of the industry, outperforming 82.76% of the companies in the same industry.
1AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1AAPL is creating value.
1AAPL has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, 1AAPL has less shares outstanding
Compared to 1 year ago, 1AAPL has an improved debt to assets ratio.
2.2 Solvency
1AAPL has an Altman-Z score of 10.82. This indicates that 1AAPL is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 10.82, 1AAPL belongs to the top of the industry, outperforming 93.10% of the companies in the same industry.
The Debt to FCF ratio of 1AAPL is 1.00, which is an excellent value as it means it would take 1AAPL, only 1.00 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 1.00, 1AAPL belongs to the best of the industry, outperforming 89.66% of the companies in the same industry.
1AAPL has a Debt/Equity ratio of 1.17. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.17, 1AAPL is doing worse than 68.97% of the companies in the same industry.
Although 1AAPL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 10.82 |
ROIC/WACC6.43
WACC8.65%
2.3 Liquidity
A Current Ratio of 0.89 indicates that 1AAPL may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.89, 1AAPL is doing worse than 72.41% of the companies in the same industry.
A Quick Ratio of 0.86 indicates that 1AAPL may have some problems paying its short term obligations.
1AAPL's Quick ratio of 0.86 is on the low side compared to the rest of the industry. 1AAPL is outperformed by 62.07% of its industry peers.
1AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
1AAPL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.67%, which is quite good.
Measured over the past years, 1AAPL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.04% on average per year.
1AAPL shows a small growth in Revenue. In the last year, the Revenue has grown by 6.43%.
1AAPL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.68% yearly.
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
3.2 Future
Based on estimates for the next years, 1AAPL will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.46% on average per year.
Based on estimates for the next years, 1AAPL will show a small growth in Revenue. The Revenue will grow by 6.82% on average per year.
EPS Next Y11.89%
EPS Next 2Y10.96%
EPS Next 3Y10.93%
EPS Next 5Y13.46%
Revenue Next Year8.07%
Revenue Next 2Y7.22%
Revenue Next 3Y7.05%
Revenue Next 5Y6.82%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 36.76, 1AAPL can be considered very expensive at the moment.
1AAPL's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 25.89, 1AAPL is valued a bit more expensive.
Based on the Price/Forward Earnings ratio of 32.83, the valuation of 1AAPL can be described as expensive.
62.07% of the companies in the same industry are cheaper than 1AAPL, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of 1AAPL to the average of the S&P500 Index (34.59), we can say 1AAPL is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.76 | ||
| Fwd PE | 32.83 |
4.2 Price Multiples
1AAPL's Enterprise Value to EBITDA is on the same level as the industry average.
1AAPL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.23 | ||
| EV/EBITDA | 28.25 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
1AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)3.09
PEG (5Y)2.04
EPS Next 2Y10.96%
EPS Next 3Y10.93%
5. Dividend
5.1 Amount
With a yearly dividend of 0.38%, 1AAPL is not a good candidate for dividend investing.
1AAPL's Dividend Yield is comparable with the industry average which is at 1.97.
With a Dividend Yield of 0.38, 1AAPL pays less dividend than the S&P500 average, which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.38% |
5.2 History
The dividend of 1AAPL has a limited annual growth rate of 4.95%.
Dividend Growth(5Y)4.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
13.77% of the earnings are spent on dividend by 1AAPL. This is a low number and sustainable payout ratio.
The dividend of 1AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP13.77%
EPS Next 2Y10.96%
EPS Next 3Y10.93%
BIT:1AAPL (11/14/2025, 7:00:00 PM)
235.6
+0.05 (+0.02%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)
Earnings (Next)
Inst Owners63.51%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap3.50T
Revenue(TTM)416.16B
Net Income(TTM)112.01B
Analysts77.89
Price Target226.57 (-3.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.38% |
Yearly Dividend0.89
Dividend Growth(5Y)4.95%
DP13.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.84%
Min EPS beat(2)2.35%
Max EPS beat(2)7.34%
EPS beat(4)3
Avg EPS beat(4)2.32%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.68%
EPS beat(12)9
Avg EPS beat(12)1.57%
EPS beat(16)12
Avg EPS beat(16)2.06%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)2.97%
Revenue beat(4)1
Avg Revenue beat(4)-0.47%
Min Revenue beat(4)-1.82%
Max Revenue beat(4)2.97%
Revenue beat(8)1
Avg Revenue beat(8)-0.71%
Revenue beat(12)1
Avg Revenue beat(12)-1.2%
Revenue beat(16)3
Avg Revenue beat(16)-0.81%
PT rev (1m)5.91%
PT rev (3m)8.15%
EPS NQ rev (1m)6.78%
EPS NQ rev (3m)6.7%
EPS NY rev (1m)2.39%
EPS NY rev (3m)5.38%
Revenue NQ rev (1m)5.2%
Revenue NQ rev (3m)5.52%
Revenue NY rev (1m)2.42%
Revenue NY rev (3m)4.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.76 | ||
| Fwd PE | 32.83 | ||
| P/S | 9.79 | ||
| P/FCF | 41.23 | ||
| P/OCF | 36.53 | ||
| P/B | 55.23 | ||
| P/tB | 55.23 | ||
| EV/EBITDA | 28.25 |
EPS(TTM)6.41
EY2.72%
EPS(NY)7.18
Fwd EY3.05%
FCF(TTM)5.71
FCFY2.43%
OCF(TTM)6.45
OCFY2.74%
SpS24.07
BVpS4.27
TBVpS4.27
PEG (NY)3.09
PEG (5Y)2.04
Graham Number24.8
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.18% | ||
| ROE | 151.91% | ||
| ROCE | 68.72% | ||
| ROIC | 55.64% | ||
| ROICexc | 76.36% | ||
| ROICexgc | 76.36% | ||
| OM | 31.97% | ||
| PM (TTM) | 26.92% | ||
| GM | 46.91% | ||
| FCFM | 23.73% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)51.04%
ROIC(5y)48.21%
ROICexc(3y)72.58%
ROICexc(5y)66.97%
ROICexgc(3y)72.58%
ROICexgc(5y)66.97%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.17 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0.6 | ||
| Cap/Depr | 108.69% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.02% | ||
| Profit Quality | 88.18% | ||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 10.82 |
F-Score8
WACC8.65%
ROIC/WACC6.43
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)10.67%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%12.8%
EPS Next Y11.89%
EPS Next 2Y10.96%
EPS Next 3Y10.93%
EPS Next 5Y13.46%
Revenue 1Y (TTM)6.43%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%7.94%
Revenue Next Year8.07%
Revenue Next 2Y7.22%
Revenue Next 3Y7.05%
Revenue Next 5Y6.82%
EBIT growth 1Y7.98%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year15.46%
EBIT Next 3Y11.4%
EBIT Next 5Y10.63%
FCF growth 1Y-9.23%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y-5.73%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / 1AAPL.MI FAQ
What is the fundamental rating for 1AAPL stock?
ChartMill assigns a fundamental rating of 7 / 10 to 1AAPL.MI.
What is the valuation status of APPLE INC (1AAPL.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to APPLE INC (1AAPL.MI). This can be considered as Overvalued.
What is the profitability of 1AAPL stock?
APPLE INC (1AAPL.MI) has a profitability rating of 10 / 10.
Can you provide the PE and PB ratios for 1AAPL stock?
The Price/Earnings (PE) ratio for APPLE INC (1AAPL.MI) is 36.76 and the Price/Book (PB) ratio is 55.23.
Can you provide the financial health for 1AAPL stock?
The financial health rating of APPLE INC (1AAPL.MI) is 7 / 10.