Logo image of CZNC

CITIZENS & NORTHERN CORP (CZNC) Stock Price, Quote, News and Overview

NASDAQ:CZNC - Nasdaq - US1729221069 - Common Stock - Currency: USD

20.44  +0.03 (+0.15%)

After market: 20.44 0 (0%)

CZNC Quote, Performance and Key Statistics

CITIZENS & NORTHERN CORP

NASDAQ:CZNC (3/7/2025, 8:17:01 PM)

After market: 20.44 0 (0%)

20.44

+0.03 (+0.15%)

Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
Statistics
52 Week High22.68
52 Week Low16.5
Market Cap315.39M
Shares15.43M
Float14.77M
Yearly Dividend1.01
Dividend Yield5.49%
PE12.09
Fwd PE10.49
Earnings (Next)04-23 2025-04-23/amc
IPO10-27 1993-10-27


CZNC short term performance overview.The bars show the price performance of CZNC in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5 10

CZNC long term performance overview.The bars show the price performance of CZNC in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10

The current stock price of CZNC is 20.44 USD. In the past month the price decreased by -6.32%. In the past year, price increased by 15.81%.

CITIZENS & NORTHERN CORP / CZNC Daily stock chart

CZNC Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 11.62 55.07B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 20.38 37.04B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 18.09 32.87B
MTB M & T BANK CORP 11.55 29.37B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 14.28 25.95B
HBAN HUNTINGTON BANCSHARES INC 12.11 22.01B
RF REGIONS FINANCIAL CORP 10.98 19.98B
CFG CITIZENS FINANCIAL GROUP 13.74 18.20B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 40.45 14.28B
VLYPO VALLEY NATIONAL BANCORP - VLY 8.43172 PERP 40.24 14.20B
VLYPP VALLEY NATIONAL BANCORP - VLY 6 1/4 PERP 39.68 14.01B
EWBC EAST WEST BANCORP INC 10.71 12.33B

About CZNC

Company Profile

CZNC logo image Citizens & Northern Corp. is a holding company, which engages in community banking. The company is headquartered in Wellsboro, Pennsylvania and currently employs 404 full-time employees. The firm's subsidiaries include Citizens & Northern Bank (the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company (Bucktail). The Bank is a Pennsylvania banking institution, which provides a range of banking services, including deposit and loan products for personal and commercial customers. The Bank also provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. The company operates over 29 branch offices, including 22 in the Northern tier/Northcentral region of Pennsylvania, one in the Southern tier of New York State, four in Southeastern Pennsylvania and two in Southcentral Pennsylvania. The Bank also has a lending office in Elmira, New York.

Company Info

CITIZENS & NORTHERN CORP

90-92 Main St

Wellsboro PENNSYLVANIA 16901 US

CEO: J. Bradley Scovill

Employees: 404

Company Website: https://www.cnbankpa.com/About/Investor-Relations/C-N-Corporate-Profile

Investor Relations: https://www.cnbankpa.com/About/Investor-Relations/C-N-Corporate-Profile

Phone: 18778382517

CITIZENS & NORTHERN CORP / CZNC FAQ

What is the stock price of CITIZENS & NORTHERN CORP today?

The current stock price of CZNC is 20.44 USD. The price increased by 0.15% in the last trading session.


What is the ticker symbol for CITIZENS & NORTHERN CORP stock?

The exchange symbol of CITIZENS & NORTHERN CORP is CZNC and it is listed on the Nasdaq exchange.


On which exchange is CZNC stock listed?

CZNC stock is listed on the Nasdaq exchange.


What is the price forecast or stock price prediction for CITIZENS & NORTHERN CORP stock?

7 analysts have analysed CZNC and the average price target is 21.42 USD. This implies a price increase of 4.79% is expected in the next year compared to the current price of 20.44. Check the CITIZENS & NORTHERN CORP stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is CITIZENS & NORTHERN CORP worth?

CITIZENS & NORTHERN CORP (CZNC) has a market capitalization of 315.39M USD. This makes CZNC a Small Cap stock.


How many employees does CITIZENS & NORTHERN CORP have?

CITIZENS & NORTHERN CORP (CZNC) currently has 404 employees.


What are the support and resistance levels for CITIZENS & NORTHERN CORP (CZNC) stock?

CITIZENS & NORTHERN CORP (CZNC) has a support level at 18.56 and a resistance level at 20.82. Check the full technical report for a detailed analysis of CZNC support and resistance levels.


Is CITIZENS & NORTHERN CORP (CZNC) expected to grow?

The Revenue of CITIZENS & NORTHERN CORP (CZNC) is expected to grow by 9.85% in the next year. Check the estimates tab for more information on the CZNC EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy CITIZENS & NORTHERN CORP (CZNC) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does CITIZENS & NORTHERN CORP (CZNC) stock pay dividends?

CITIZENS & NORTHERN CORP (CZNC) has a dividend yield of 5.49%. The yearly dividend amount is currently 1.01. Check the full fundamental report for a detailed analysis of CZNC dividend history, reliability and sustainability.


When does CITIZENS & NORTHERN CORP (CZNC) report earnings?

CITIZENS & NORTHERN CORP (CZNC) will report earnings on 2025-04-23, after the market close.


What is the Price/Earnings (PE) ratio of CITIZENS & NORTHERN CORP (CZNC)?

The PE ratio for CITIZENS & NORTHERN CORP (CZNC) is 12.09. This is based on the reported non-GAAP earnings per share of 1.69 and the current share price of 20.44 USD. Check the full fundamental report for a full analysis of the valuation metrics for CZNC.


What is the Short Interest ratio of CITIZENS & NORTHERN CORP (CZNC) stock?

The outstanding short interest for CITIZENS & NORTHERN CORP (CZNC) is 0.46% of its float. Check the ownership tab for more information on the CZNC short interest.


CZNC Technical Analysis

ChartMill assigns a technical rating of 8 / 10 to CZNC. When comparing the yearly performance of all stocks, CZNC is one of the better performing stocks in the market, outperforming 81.18% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

CZNC Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to CZNC. CZNC has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CZNC Financial Highlights

Over the last trailing twelve months CZNC reported a non-GAAP Earnings per Share(EPS) of 1.69. The EPS increased by 7.64% compared to the year before.


Industry RankSector Rank
PM (TTM) 20.72%
ROA 0.82%
ROE 7.89%
Debt/Equity 0.15
Chartmill High Growth Momentum
EPS Q2Q%89.29%
Sales Q2Q%-1.04%
EPS 1Y (TTM)7.64%
Revenue 1Y (TTM)N/A

CZNC Ownership and Analysts

ChartMill assigns a Buy % Consensus number of 46% to CZNC. The Buy consensus is the average rating of analysts ratings from 7 analysts.

For the next year, analysts expect an EPS growth of 15.28% and a revenue growth 9.85% for CZNC


Ownership
Inst Owners33.93%
Ins Owners2.76%
Short Float %0.46%
Short Ratio1.73
Analysts
Analysts45.71
Price Target21.42 (4.79%)
EPS Next Y15.28%
Revenue Next Year9.85%