Logo image of CZFS

CITIZENS FINANCIAL SERVICES (CZFS) Stock Price, Quote, News and Overview

NASDAQ:CZFS - Nasdaq - US1746151042 - Common Stock - Currency: USD

59.07  +0.52 (+0.89%)

CZFS Quote, Performance and Key Statistics

CITIZENS FINANCIAL SERVICES

NASDAQ:CZFS (3/7/2025, 8:17:01 PM)

59.07

+0.52 (+0.89%)

Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
Statistics
52 Week High75.4
52 Week Low38.52
Market Cap281.17M
Shares4.76M
Float4.44M
Yearly Dividend1.94
Dividend Yield3.38%
PE10.01
Fwd PE9.05
Earnings (Next)04-23 2025-04-23/amc
IPO10-27 1993-10-27


CZFS short term performance overview.The bars show the price performance of CZFS in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5 10 -10 -15

CZFS long term performance overview.The bars show the price performance of CZFS in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 20 -20

The current stock price of CZFS is 59.07 USD. In the past month the price decreased by -7.86%. In the past year, price increased by 39.25%.

CITIZENS FINANCIAL SERVICES / CZFS Daily stock chart

CZFS Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 11.62 55.07B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 20.38 37.04B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 18.09 32.87B
MTB M & T BANK CORP 11.55 29.37B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 14.28 25.95B
HBAN HUNTINGTON BANCSHARES INC 12.11 22.01B
RF REGIONS FINANCIAL CORP 10.98 19.98B
CFG CITIZENS FINANCIAL GROUP 13.74 18.20B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 40.45 14.28B
VLYPO VALLEY NATIONAL BANCORP - VLY 8.43172 PERP 40.24 14.20B
VLYPP VALLEY NATIONAL BANCORP - VLY 6 1/4 PERP 39.68 14.01B
EWBC EAST WEST BANCORP INC 10.71 12.33B

About CZFS

Company Profile

CZFS logo image Citizens Financial Services, Inc. is a holding company, which operates as a community bank. The company is headquartered in Mansfield Pennsylvania, Pennsylvania and currently employs 401 full-time employees. The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial, and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services. The Bank operates 39 full-service offices, one limited branch office, and four mortgage centers in its market areas. The company is engaged in the ownership and management of CZFS Acquisition Company, LLC, its subsidiary, the Bank and the Banks subsidiaries, First Citizens Insurance Agency, Inc. and 1st Realty of PA LLC.

Company Info

CITIZENS FINANCIAL SERVICES

15 S Main St

Mansfield Pennsylvania PENNSYLVANIA US

Employees: 401

Company Website: https://www.firstcitizensbank.com/about-us/investor-relations/corporate-profile.html

Investor Relations: http://www.firstcitizensbank.com/about-us/investor-relations

Phone: 15706620444

CITIZENS FINANCIAL SERVICES / CZFS FAQ

What is the stock price of CITIZENS FINANCIAL SERVICES today?

The current stock price of CZFS is 59.07 USD. The price increased by 0.89% in the last trading session.


What is the ticker symbol for CITIZENS FINANCIAL SERVICES stock?

The exchange symbol of CITIZENS FINANCIAL SERVICES is CZFS and it is listed on the Nasdaq exchange.


On which exchange is CZFS stock listed?

CZFS stock is listed on the Nasdaq exchange.


What is the price forecast or stock price prediction for CITIZENS FINANCIAL SERVICES stock?

7 analysts have analysed CZFS and the average price target is 71.4 USD. This implies a price increase of 20.87% is expected in the next year compared to the current price of 59.07. Check the CITIZENS FINANCIAL SERVICES stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is CITIZENS FINANCIAL SERVICES worth?

CITIZENS FINANCIAL SERVICES (CZFS) has a market capitalization of 281.17M USD. This makes CZFS a Micro Cap stock.


How many employees does CITIZENS FINANCIAL SERVICES have?

CITIZENS FINANCIAL SERVICES (CZFS) currently has 401 employees.


What are the support and resistance levels for CITIZENS FINANCIAL SERVICES (CZFS) stock?

CITIZENS FINANCIAL SERVICES (CZFS) has a support level at 58.55 and a resistance level at 60.88. Check the full technical report for a detailed analysis of CZFS support and resistance levels.


Is CITIZENS FINANCIAL SERVICES (CZFS) expected to grow?

The Revenue of CITIZENS FINANCIAL SERVICES (CZFS) is expected to grow by 9.21% in the next year. Check the estimates tab for more information on the CZFS EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy CITIZENS FINANCIAL SERVICES (CZFS) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does CITIZENS FINANCIAL SERVICES (CZFS) stock pay dividends?

CITIZENS FINANCIAL SERVICES (CZFS) has a dividend yield of 3.38%. The yearly dividend amount is currently 1.94. Check the full fundamental report for a detailed analysis of CZFS dividend history, reliability and sustainability.


When does CITIZENS FINANCIAL SERVICES (CZFS) report earnings?

CITIZENS FINANCIAL SERVICES (CZFS) will report earnings on 2025-04-23, after the market close.


What is the Price/Earnings (PE) ratio of CITIZENS FINANCIAL SERVICES (CZFS)?

The PE ratio for CITIZENS FINANCIAL SERVICES (CZFS) is 10.01. This is based on the reported non-GAAP earnings per share of 5.9 and the current share price of 59.07 USD. Check the full fundamental report for a full analysis of the valuation metrics for CZFS.


What is the Short Interest ratio of CITIZENS FINANCIAL SERVICES (CZFS) stock?

The outstanding short interest for CITIZENS FINANCIAL SERVICES (CZFS) is 1.04% of its float. Check the ownership tab for more information on the CZFS short interest.


CZFS Technical Analysis

ChartMill assigns a technical rating of 3 / 10 to CZFS. When comparing the yearly performance of all stocks, CZFS is one of the better performing stocks in the market, outperforming 85.25% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

CZFS Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to CZFS. CZFS may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CZFS Financial Highlights

Over the last trailing twelve months CZFS reported a non-GAAP Earnings per Share(EPS) of 5.9. The EPS decreased by -9.65% compared to the year before.


Industry RankSector Rank
PM (TTM) 27.11%
ROA 0.9%
ROE 9.17%
Debt/Equity 0.78
Chartmill High Growth Momentum
EPS Q2Q%6.05%
Sales Q2Q%4.66%
EPS 1Y (TTM)-9.65%
Revenue 1Y (TTM)10.89%

CZFS Ownership and Analysts

ChartMill assigns a Buy % Consensus number of 86% to CZFS. The Buy consensus is the average rating of analysts ratings from 7 analysts.

For the next year, analysts expect an EPS growth of 10.71% and a revenue growth 9.21% for CZFS


Ownership
Inst Owners27.62%
Ins Owners5.6%
Short Float %1.04%
Short Ratio3.65
Analysts
Analysts85.71
Price Target71.4 (20.87%)
EPS Next Y10.71%
Revenue Next Year9.21%