PARKE BANCORP INC (PKBK)
US7008851062 - Common Stock
Overall PKBK gets a fundamental rating of 3 out of 10. We evaluated PKBK against 411 industry peers in the Banks industry. There are concerns on the financial health of PKBK while its profitability can be described as average. PKBK does not seem to be growing, but still is valued expensively. PKBK also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year PKBK was profitable.
PKBK had a positive operating cash flow in the past year.
Each year in the past 5 years PKBK has been profitable.
Each year in the past 5 years PKBK had a positive operating cash flow.
1.2 Ratios
The Return On Assets of PKBK (1.17%) is better than 76.89% of its industry peers.
PKBK has a Return On Equity (8.13%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.17% | ||
| ROE | 8.13% | ||
| ROIC | N/A |
ROA(3y)1.81%
ROA(5y)1.71%
ROE(3y)14.41%
ROE(5y)14.83%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 34.95%, PKBK belongs to the best of the industry, outperforming 91.24% of the companies in the same industry.
In the last couple of years the Profit Margin of PKBK has declined.
PKBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 34.95% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.91%
PM growth 5Y-3.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for PKBK has been increased compared to 1 year ago.
PKBK has more shares outstanding than it did 5 years ago.
PKBK has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of PKBK is 2.07, which is a good value as it means it would take PKBK, 2.07 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 2.07, PKBK perfoms like the industry average, outperforming 57.66% of the companies in the same industry.
A Debt/Equity ratio of 0.15 indicates that PKBK is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.15, PKBK is doing good in the industry, outperforming 65.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 2.07 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.27%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for PKBK have decreased strongly by -45.32% in the last year.
The Earnings Per Share has been growing slightly by 2.93% on average over the past years.
The Revenue for PKBK has decreased by -17.64% in the past year. This is quite bad
The Revenue has been growing slightly by 6.60% on average over the past years.
EPS 1Y (TTM)-45.32%
EPS 3Y-0.35%
EPS 5Y2.93%
EPS Q2Q%-44.92%
Revenue 1Y (TTM)-17.64%
Revenue growth 3Y1.99%
Revenue growth 5Y6.6%
Sales Q2Q%-20.15%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.50 indicates a reasonable valuation of PKBK.
Based on the Price/Earnings ratio, PKBK is valued a bit cheaper than 72.51% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 28.20. PKBK is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.5 | ||
| Fwd PE | N/A |
4.2 Price Multiples
PKBK's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.43 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.9
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.38%, PKBK is a good candidate for dividend investing.
PKBK's Dividend Yield is a higher than the industry average which is at 3.75.
PKBK's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.38% |
5.2 History
The dividend of PKBK is nicely growing with an annual growth rate of 7.43%!
PKBK has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PKBK decreased recently.
Dividend Growth(5Y)7.43%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
PKBK pays out 36.79% of its income as dividend. This is a sustainable payout ratio.
The dividend of PKBK is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP36.79%
EPS Next 2YN/A
EPS Next 3YN/A
PARKE BANCORP INC
NASDAQ:PKBK (5/28/2024, 7:00:00 PM)
After market: 16.4 0 (0%)16.4
-0.1 (-0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap196.14M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.38% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.5 | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)2.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.17% | ||
| ROE | 8.13% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 34.95% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)-45.32%
EPS 3Y-0.35%
EPS 5Y
EPS Q2Q%
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-17.64%
Revenue growth 3Y1.99%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y